The Pre-Approval Reset for 2026 Buyers | Your Mortgage Minute

Your Mortgage Minute | Onlendhub · Jul 30, 2026 · 4m · transcript

Pre-approval reset is the key mortgage strategy for 2026 buyers who found their numbers no longer work. In this episode, Sarah and Mouli break down why a pre-approval can expire or weaken, how the stress test affects borrowing power, and what buyers in the GTA can do to rebuild a realistic purchase plan. You will hear practical examples showing how FHSA savings, the Home Buyers’ Plan, and closing-cost planning can help close an affordability gap. The discussion also covers red flags to avoid, including overextending the budget or assuming an old pre-approval still applies. Your Mortgage…