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Your questions answered

How many funds should I invest in? Are bonds the key to a guaranteed income in retirement? Does compounding work for growth-style funds and trusts that don't pay a dividend? Becky and Kyle have the answers, plus City expert Richard Hunter tackles your questions on currencies and energy shares.

As ever, our answers are not personal recommendations to buy or sell any financial instrument or product, or to adopt any investment strategy.

Join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk. Ask a question, tell us what you want us to talk about, or simply share your…

The skinny

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