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Understanding the K-Shaped Economy in 2026

The Equifax Advisory team breaks down the realities behind today’s “K-shaped” economy—from rising consumer debt and delinquencies to lending risk and shifting borrower behavior. With insights on everything from interest rates and inflation to auto loans and student debt, the team translates complex economic signals into practical guidance for lenders and business leaders.

In this episode:

What is a K-shaped economy?

A K-shaped economy describes a split recovery where higher-income consumers gain financial strength while lower-income groups face increasing financial stress.

Why is consumer…

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