Latest / She's On The Money / 5 apps to spend 5 minutes on to make 5 dollars!***

Transcript

5 apps to spend 5 minutes on to make 5 dollars!*** · She's On The Money

0:00
Speaker 1: She's on the Money. She's on the Money.
0:22
Speaker 2: Hello, and welcome to She's on the Money, the podcast
0:25
Speaker 2: for millennials who want financial freedom. My voice just broke
0:29
Speaker 2: a little bit.
0:29
Speaker 3: Apologies.
0:30
Speaker 4: That's really nice, yep.
0:32
Speaker 2: Now we all love the idea of a side hustle,
0:35
Speaker 2: a little extra coin to help free up your cash flow.
0:38
Speaker 3: Sounds like the dream, and it.
0:39
Speaker 2: Certainly can dream, Georgia, it can be be. But as
0:43
Speaker 2: you would know, for busy people, which we also know
0:46
Speaker 2: a lot of our listeners are, it can be really
0:48
Speaker 2: hard to keep up with your primary job and then
0:50
Speaker 2: also hustle on the weekend after hours get it done.
0:54
Speaker 4: It's hard, especially with like set hours like that makes
0:57
Speaker 4: it extra struggly.
1:00
Speaker 2: So to help you out if you're wanting a little
1:02
Speaker 2: side hustle but you are stretched for time, we've rounded
1:05
Speaker 2: up our top apps and websites for making money so
1:08
Speaker 2: you can get on the hustle with minimal effort and
1:11
Speaker 2: in some cases from the comfort of your couch.
1:14
Speaker 4: Or someone else that later, but like it could be
1:17
Speaker 4: your couch or someone else's couch, exactly right.
1:21
Speaker 2: My name is Georgia King Angel. Joining me today is
1:25
Speaker 2: financial advisor Victoria Divine. What are your thoughts on apps
1:30
Speaker 2: that help us hustle, which I love it.
1:32
Speaker 4: It's literally so exciting, and I think let's preface this right, So, gee,
1:37
Speaker 4: we've gone away, We've done our research. We have come
1:40
Speaker 4: up with our top five favorite apps to help make
1:43
Speaker 4: you money that don't require you to have money to
1:46
Speaker 4: begin with. So obviously let out a little more.
1:48
Speaker 3: What do you mean?
1:49
Speaker 4: Yeah, so we've done top five, but then we've also
1:51
Speaker 4: done some honorable mention, so like they get a mention,
1:54
Speaker 4: but I think you guys would have guessed those ones,
1:56
Speaker 4: So like, we're not going to make them one of
1:57
Speaker 4: our top ones because otherwise why we are podcast with content.
2:01
Speaker 4: But when we say you don't have to have money
2:03
Speaker 4: to make money, we obviously adore our app friends like
2:07
Speaker 4: shop back and our friends at shares E's, but those apps,
2:11
Speaker 4: not a bad thing, do require you to spend money
2:14
Speaker 4: to make money. So as a prerequisite for this episode,
2:17
Speaker 4: we have made the decision to only review apps and
2:21
Speaker 4: recommend apps that you do not need any cash to
2:24
Speaker 4: start with. So obviously, our friends at shot back give
2:27
Speaker 4: you a cash back reward for shopping online, which is
2:30
Speaker 4: a money win if you've got something that you wanted
2:32
Speaker 4: to buy and shareses. They're our investment app Friends that
2:35
Speaker 4: we've been talking all over the podcasts about more recently,
2:38
Speaker 4: and they are a great investing platform. But again, you're
2:41
Speaker 4: going to need money to put on the platform to
2:43
Speaker 4: start making money. All of which is great, but gee,
2:47
Speaker 4: what if we have no money to begin with. Here's
2:50
Speaker 4: five top apps that don't require much skill that are
2:54
Speaker 4: going to help you boost your income this financial year.
2:57
Speaker 3: Love it money so excited.
3:00
Speaker 2: We should also say up the top here that none
3:02
Speaker 2: of these apps or websites are sponsoring this episode that
3:06
Speaker 2: we thought were pretty.
3:07
Speaker 4: Can you imagine it would be nice that would get
3:09
Speaker 4: in touch if you were to hear yourself for a show.
3:12
Speaker 4: Let us know and we are happy to chat. Georgia
3:15
Speaker 4: does sponsored posts so f on her Instagram. I think
3:18
Speaker 4: she's got nearly a thousand followers for.
3:19
Speaker 3: My Yeah, for my eight hundred followers.
3:22
Speaker 2: Okav let's get straight into it. Fiver is the first
3:27
Speaker 2: app on our list today. I've never used Fiver I have.
3:31
Speaker 2: It's an epic little platform. Tell me all about it.
3:33
Speaker 4: Shouldn't call it little though, it's actually massive. It is
3:36
Speaker 4: the world's largest marketplace for digital services that gives employers
3:39
Speaker 4: the opportunity to hire people like freelance writers or graphic
3:43
Speaker 4: designers or people who can do copy via their platform,
3:47
Speaker 4: and it also allows freelancers the opportunity to use the
3:50
Speaker 4: platform to connect with potential clients. Now, there are a
3:54
Speaker 4: number of reasons why you would use this. It could
3:56
Speaker 4: be good for people who creatives, writers, designers, people in
4:00
Speaker 4: video or animation or marketing or audio, all of which
4:03
Speaker 4: I do not have any skill in. But you could
4:06
Speaker 4: also advertise your administrative skills or have a look on
4:09
Speaker 4: the platform and see what there is, because honestly, it
4:12
Speaker 4: is endless. I have used it a number of times.
4:15
Speaker 4: It is honestly such a good platform, and it's really
4:19
Speaker 4: great for people who want to make the most of
4:21
Speaker 4: having access to clients without branding or marketing themselves. So
4:24
Speaker 4: you don't need to have a website setup, you don't
4:27
Speaker 4: need to go and you know, create a whole business
4:29
Speaker 4: for yourself. You can just pop your skills on this platform,
4:33
Speaker 4: fill out a little bio about you and what you do,
4:35
Speaker 4: and over time you might have to start at a
4:37
Speaker 4: lower entry rate because obviously to get your first few
4:40
Speaker 4: jobs without any reviews is going to be a bit
4:42
Speaker 4: of a challenge, but I don't think it would be
4:44
Speaker 4: too bad. But once you build up those good reviews,
4:47
Speaker 4: you can increase your prices. And I actually know someone
4:50
Speaker 4: in our community who just checks copy, like literally just
4:54
Speaker 4: fact checks copy and English because she has clients that
4:58
Speaker 4: are English as a second language and wants like essays
5:01
Speaker 4: and stuff proofread so that it is grammatically correct, because
5:05
Speaker 4: English isn't something that absolutely everyone is always perfect at.
5:09
Speaker 4: I feel like a lot of people could do that role,
5:12
Speaker 4: even if they don't have like video and animation design
5:15
Speaker 4: and you're not a graphic designer, like I think this
5:17
Speaker 4: platform could absolutely tick a few boxes. And as I said,
5:21
Speaker 4: you've got the opportunity to use it as much or
5:23
Speaker 4: as little as you want and g In fact, when
5:25
Speaker 4: we're doing some research for this episode, we found out
5:28
Speaker 4: that there is a freelancer in the US. Her name's Alexandra,
5:33
Speaker 4: and she says that she has made three hundred and
5:37
Speaker 4: seventy eight thousand dollars US as a freelance writer on
5:42
Speaker 4: fiver Dude.
5:42
Speaker 3: She said she makes that per year.
5:45
Speaker 4: Oh my god, not total, not.
5:47
Speaker 3: Total, that's per year. That's not real. Most writers are
5:50
Speaker 3: in like fifty k.
5:51
Speaker 4: A year, literally, but she says it's not that hard,
5:56
Speaker 4: and to be honest with numbers like that, I really
6:00
Speaker 4: believe her.
6:01
Speaker 2: I know, I'm really intrigued by that story. Alexandra listening
6:05
Speaker 2: cole in. That's not really a thing that we.
6:07
Speaker 4: Do, but I mean, it's probably not the norm. I
6:10
Speaker 4: would love Alexandra's money story. So if anyone knows her,
6:13
Speaker 4: let us know. We'd love to slide into her DMS.
6:16
Speaker 4: But it's one of those things where even if you've
6:19
Speaker 4: got some free time at home, maybe reading essays or
6:22
Speaker 4: reading copy or doing something that you have skill in
6:25
Speaker 4: could actually make you some money and do as we promised.
6:28
Speaker 4: Guess what, you can do it from your couch.
6:30
Speaker 3: Yeah, exactly right.
6:31
Speaker 2: And this one's really handy for freelancers because you know,
6:35
Speaker 2: I freelance, and it can be really hard to connect
6:38
Speaker 2: with clients. Sometimes you just don't have the energy, you
6:41
Speaker 2: don't have the passion maybe to like go out and
6:44
Speaker 2: pursue leads and try and network. It's hard in this
6:47
Speaker 2: day and age as well. So this just having like
6:50
Speaker 2: a pool of clients there that you can work with,
6:52
Speaker 2: I think is really helpful, and not having.
6:56
Speaker 3: Is really handy as well.
6:57
Speaker 4: Yeah.
6:58
Speaker 3: So good.
6:58
Speaker 4: And then these are quite well. We've done the research
7:01
Speaker 4: into that five as service fees are five point five
7:04
Speaker 4: percent of the purchase amount, which is I think pretty good,
7:08
Speaker 4: especially because marketing and branding and websites and stuff would
7:11
Speaker 4: absolutely cost you a little bit more than that to
7:13
Speaker 4: establish in the first instance. And then there's an additional
7:17
Speaker 4: two dollars small fee order applied to purchasers that are
7:20
Speaker 4: under fifty dollars, which I don't know. That all seems
7:23
Speaker 4: quite reasonable for how easy they make the process.
7:25
Speaker 3: Yes, again, not sponsored, we just stams.
7:27
Speaker 2: Yeah, and we should say as well that we will
7:29
Speaker 2: link to all of these apps and websites in the
7:32
Speaker 2: show bios, so you don't need to be writing them
7:34
Speaker 2: down as we go. We will leave them there for you. Gee,
7:38
Speaker 2: what's next on our list? Okay, the next one here
7:41
Speaker 2: is air Tasker V. I know you have used air
7:44
Speaker 2: Tasker a couple of times quite recently. I have tell
7:47
Speaker 2: me all about it. Do love air Tasker. I feel
7:50
Speaker 2: like it makes my life really easy. So when we
7:52
Speaker 2: moved Officers, I used air Tasker and some really strong
7:55
Speaker 2: boys just as a fan, and they helped us move
7:59
Speaker 2: all of our furniture into our new office, which arguably
8:03
Speaker 2: was only the level down, but like it was quite heavy,
8:06
Speaker 2: so that was really helpful. And the task got done
8:08
Speaker 2: in like an hour as in I posted it and
8:10
Speaker 2: the hour after we had people churn up, which was happy.
8:13
Speaker 2: But air Task out not dissimilar to Fiver, only the
8:17
Speaker 2: tasks are usually more hands on, so Fiver you could
8:20
Speaker 2: do anywhere in the world, whereas air Task is more
8:23
Speaker 2: location based. I mean people can do copywriting jobs and
8:27
Speaker 2: stuff like that on there as well, but again more
8:29
Speaker 2: location based usually. So essentially, as a user, I can
8:33
Speaker 2: go onto the app post a task, and then users
8:37
Speaker 2: of the app can bid for the task, and they
8:39
Speaker 2: might say, all right, well the I could do that
8:41
Speaker 2: for one hundred dollars, and someone else might come in
8:43
Speaker 2: and be like, yeah, cool, I can do that and
8:45
Speaker 2: it's one hundred and ten, and then you can read
8:46
Speaker 2: through their reviews and work out who you want to
8:48
Speaker 2: go with and pick the person that.
8:50
Speaker 4: You think is right for the job. As a hustler,
8:53
Speaker 4: like you can literally go on that app and keep
8:55
Speaker 4: an eye out for tasks that are within your scope
8:57
Speaker 4: of capability, and you could just put your hand up
8:59
Speaker 4: for the price that you're willing to do it for so,
9:01
Speaker 4: like it might be rubbish removal, which I have used
9:04
Speaker 4: their tasker for before, because I didn't have the tools
9:07
Speaker 4: and resources to get a trailer and get all the
9:09
Speaker 4: rubbish that I had from a moving house a little
9:11
Speaker 4: while ago in a trailer and get it done. It
9:14
Speaker 4: was just easier to get an antasker. But also I
9:16
Speaker 4: might have like a day's worth of admin. I know. Actually,
9:19
Speaker 4: I've got a couple of girlfriends who have online product
9:22
Speaker 4: businesses where they have to pack boxes, and a couple
9:25
Speaker 4: of them have had days where their businesses have been
9:28
Speaker 4: like so busy that they actually needed a few more
9:32
Speaker 4: hands on deck to like pack their product boxes and
9:34
Speaker 4: like drop things to the post office. So there are
9:37
Speaker 4: even jobs like that which are essentially just labor based
9:40
Speaker 4: jobs where it's like, hey, call two hundred bucks for
9:43
Speaker 4: you know, half a day's work, please come down and
9:45
Speaker 4: help me pack my orders for my online business. So
9:48
Speaker 4: it's actually quite cool what they have on that platform.
9:52
Speaker 4: And especially if you're in lockdown jobs like that because
9:56
Speaker 4: they're essential, they'll give you an essential workers permit so
9:59
Speaker 4: that you can one get out of the house and
10:01
Speaker 4: do something if that's what you're up to. But two,
10:04
Speaker 4: it's absolutely legal and absolutely fine because you're doing work
10:07
Speaker 4: that needs to be done.
10:09
Speaker 2: Kind of cool, right, absolutely And does this work in
10:11
Speaker 2: a similar way to fiber in that you like create
10:14
Speaker 2: a profile and people approach you or is it like
10:17
Speaker 2: review based as well?
10:19
Speaker 4: It's kind of like the flip so like I as
10:22
Speaker 4: somebody who needs something done, will post a job and
10:24
Speaker 4: then you will bid for that job by saying I
10:27
Speaker 4: can do that job for this job. I think it's
10:30
Speaker 4: quite easy. So it's split up into different categories, so
10:33
Speaker 4: like removals, assembly so you can get people to assemble
10:36
Speaker 4: all your ita furniture, which is quite cool. It cooking, handyman, design,
10:41
Speaker 4: and business. So it's usable for a lot of people
10:43
Speaker 4: with a wide range of skills, which we like. And again, G,
10:48
Speaker 4: we think it's really good because you can make money
10:50
Speaker 4: on there that you otherwise wouldn't have made. And even
10:53
Speaker 4: if you just do like one one hundred dollars task
10:56
Speaker 4: each week in a year's time, G, that's fifty two
10:59
Speaker 4: one hundred dollars like five grand.
11:01
Speaker 3: Nice, That is nothing to be sneezed at. VD.
11:05
Speaker 2: I know a lot about this one as well, because
11:07
Speaker 2: I know when we did our side hustling episode way
11:09
Speaker 2: back when people are like, yeah, great, but not all
11:12
Speaker 2: of us know how to make candles or are good
11:14
Speaker 2: at writing, and I don't know, you don't.
11:17
Speaker 4: Feel like exactly.
11:18
Speaker 2: So this is a way of making that cash without
11:20
Speaker 2: having this necessarily like the fanciest skill.
11:23
Speaker 4: Set you know, exactly. And it's also a way of
11:27
Speaker 4: boosting your income without having to start like a business
11:30
Speaker 4: and brand yourself and have like a skill that you're marketing. Like.
11:33
Speaker 4: You can literally go on there and some people are like, cool,
11:36
Speaker 4: I can't cook. Can you do my meal prep because
11:39
Speaker 4: I'm on a diet. Yeah, and maybe they'll let you
11:41
Speaker 4: know what to do. And I've got friends that have
11:43
Speaker 4: done that too, So I think it's really interesting. And
11:45
Speaker 4: even if you're like, oh, I really don't think that
11:47
Speaker 4: there's going to be anything for me, what are you
11:50
Speaker 4: going to lose from downloading the app while you're already
11:52
Speaker 4: on the couch and scrolling through what kinds of jobs
11:55
Speaker 4: are on there? Because you might see something you're like, oh,
11:57
Speaker 4: I didn't even know that was a thing, and give
11:59
Speaker 4: it as easy because if it's not for you, don't
12:02
Speaker 4: do it again.
12:03
Speaker 2: Also, like if you're saving for something, I have my
12:05
Speaker 2: eye on this blanket at the moment, and it's like
12:07
Speaker 2: way too much money, Like I should not I should
12:10
Speaker 2: not be buying that blanket. But if I did like
12:12
Speaker 2: a few little tasks and set that money aside for
12:15
Speaker 2: that blanket, I could justify that blanket. Stay blanket again, George.
12:19
Speaker 2: But yeah, I feel like that's a nice kind of
12:21
Speaker 2: little way of saving as well.
12:23
Speaker 4: I think it's really cool as well. And I actually
12:25
Speaker 4: know a couple of mums that do that on the side,
12:28
Speaker 4: and then they use that money for family holidays each
12:30
Speaker 4: year because family holidays weren't in the initial budget. So like,
12:33
Speaker 4: that's kind of cool that they can create the lifestyle
12:36
Speaker 4: that they want to live by doing some extra stuff
12:39
Speaker 4: that they otherwise wouldn't have been able to do. And
12:41
Speaker 4: they know that a lot of us just hadn't considered it,
12:44
Speaker 4: which is why we've done this entire episode Love.
12:46
Speaker 2: In terms of fees, V do they take a cut
12:50
Speaker 2: of what we're making?
12:51
Speaker 3: How does that work?
12:52
Speaker 4: So we found an article on Finder because I couldn't
12:56
Speaker 4: find anything on their website, and it says that air
12:58
Speaker 4: Tasker automatically deducts a service fee of around fifteen to
13:02
Speaker 4: twenty percent of the total price of the job, so
13:05
Speaker 4: pretty clean, pretty clear. At the end of the day,
13:07
Speaker 4: they need to make their money. But the good thing
13:10
Speaker 4: about air Tasker is that fee pays for insurance and
13:13
Speaker 4: maintenance costs, which I think is a pretty good disolutely all.
13:17
Speaker 3: Right, next one here vat Now we did it.
13:19
Speaker 2: We tossed up whether or not to include a Facebook
13:21
Speaker 2: Marketplace on this list.
13:23
Speaker 3: It's kind of a given.
13:25
Speaker 2: The community knows how much we love Facebook Marketplace. We
13:28
Speaker 2: talk about it all the time of Done Sat Drinks,
13:31
Speaker 2: Friday Drinks. Jessica Rich is always talking about it. She's
13:34
Speaker 2: a big fan of the manifesting exactly.
13:36
Speaker 4: She can manifest anything on Facebook Marketplace. So we're not
13:40
Speaker 4: just talking about saving money though and going shopping. That's
13:43
Speaker 4: definitely not the recommendation, which it usually is.
13:45
Speaker 2: So it's more about selling our stuff here. So the
13:48
Speaker 2: platform that we want to talk about is deep pop,
13:51
Speaker 2: which jess is also a big fan of. Tell us
13:54
Speaker 2: more about deepop feed because I am not hip enough
13:57
Speaker 2: to be across it.
13:58
Speaker 4: Oh gee, I don't think either of us are, And
14:01
Speaker 4: that's why we had to turn to the good Jesse
14:03
Speaker 4: Grinci to tell us how it works and what's going on.
14:07
Speaker 4: Because I was overwhelmed. I downloaded the app and I
14:09
Speaker 4: was like, I am not cool enough to be here,
14:12
Speaker 4: and there seems to be like strategy and stuff behind it. Anyway,
14:16
Speaker 4: how it works get to the crux of it. There
14:19
Speaker 4: are a lot of people who use deepop if you
14:21
Speaker 4: haven't heard of it same but there's thirty million users
14:26
Speaker 4: of deepop, which is wild, and it's essentially a peer
14:29
Speaker 4: to peer marketplace that's laid out in a very similar
14:33
Speaker 4: format to Instagram. So you can kind of like scroll
14:36
Speaker 4: through lots of different pictures and then you can buy
14:38
Speaker 4: and sell clothes and items from those pictures, which I
14:41
Speaker 4: think is quite cool. And as a seller, you can
14:45
Speaker 4: set up your profile with like a photo or a
14:47
Speaker 4: logo if you want to get really fancy, and a
14:49
Speaker 4: site description, and you can connect your social media and
14:52
Speaker 4: stuff to where, which is actually kind of cool. I
14:55
Speaker 4: don't know how that works and why having your Instagram
14:58
Speaker 4: attached to your deep hoop account is going to sell more,
15:01
Speaker 4: but I'll just leave that there. But our very own
15:05
Speaker 4: Jessica she adores Deepop, and she said that the main
15:09
Speaker 4: selling points here for her to use deeppop is that
15:12
Speaker 4: it's super convenient that you don't have to wait around
15:14
Speaker 4: for someone to pick up things like you do on
15:16
Speaker 4: Facebook Marketplace, and you can negotiate with someone via the
15:20
Speaker 4: inside messenger that they have and then they can buy
15:23
Speaker 4: and pay for it before you ship it or meet
15:25
Speaker 4: up to pick it up. And it's something that we like,
15:28
Speaker 4: right because there was recent research. Again none of this
15:30
Speaker 4: is sponsored, but also how cool that we are at
15:33
Speaker 4: a point g where we have to disclaim it that
15:35
Speaker 4: that's true. Anyway, there was recent research by gum Tree
15:40
Speaker 4: that actually said that the average Australian has five two
15:43
Speaker 4: hundred dollars worth of stuff sitting around their house that
15:45
Speaker 4: they don't use and could sell. So that's pretty good
15:49
Speaker 4: if we're talking about making money. And obviously g we
15:52
Speaker 4: love the secondhand economy and the fact that you know
15:55
Speaker 4: fast fashion exists. This is one way of getting some
15:58
Speaker 4: fashion items into your wardrobe or out of your wardrobe
16:01
Speaker 4: in this particular case, in a really good way. Apparently
16:05
Speaker 4: it's easier to use than face according to Jessica. According
16:09
Speaker 4: to Jessica, we're putting it in the pros. I like that,
16:12
Speaker 4: and people are using the app in their own way
16:15
Speaker 4: by setting up little online stores and stuff for their brands.
16:18
Speaker 4: So people are like making squnches and stuff and putting
16:20
Speaker 4: it on there without having to set up a whole
16:22
Speaker 4: social media profile and an online business for their kind
16:25
Speaker 4: of small business, especially during lockdown. I just think this
16:28
Speaker 4: is a really cool life.
16:28
Speaker 2: Yeah. So it's kind of like a step beyond marketplace
16:31
Speaker 2: in that, like if I was selling I'm still selling
16:33
Speaker 2: my formal dress guards if anyone remembers.
16:35
Speaker 4: That or no ones bought it.
16:37
Speaker 2: Yeah, surprisingly, So if you had a profile on deepop,
16:41
Speaker 2: it would be much more personalized. You'd have like multiple
16:45
Speaker 2: things on there that are like true to your style,
16:47
Speaker 2: and people would then probably return to you. I'm imagining
16:50
Speaker 2: because okay, does that make sense? That's always your formal
16:55
Speaker 2: dress on deep hop. I'm going to put it on there, George's.
16:58
Speaker 4: It's probably why it hasn't sold.
17:00
Speaker 2: Yeah, yeah, I'll head out to hit that right.
17:03
Speaker 3: After this episode.
17:06
Speaker 4: Fees for Deepop fee so Deepop charges a ten percent
17:09
Speaker 4: fee for all sales that are made through the buy button,
17:11
Speaker 4: and this automatically is charged on the total transaction amount,
17:15
Speaker 4: including shipping costs, which I think is kind of cool,
17:17
Speaker 4: so you don't have to worry about transferring money or
17:19
Speaker 4: paying for things. It just happens, and then you'll get
17:21
Speaker 4: the profits.
17:22
Speaker 2: Bob's your uncle, all right, that one is for Jessica Ricci. Okay,
17:26
Speaker 2: let's head to a little break here, guys. But on
17:28
Speaker 2: the other side, we will be chatting surveys, dog sitting,
17:33
Speaker 2: and potential flaws that we need to be mindful of
17:35
Speaker 2: when it comes to using the apps as a side hustle.
17:38
Speaker 2: Stick around, guys.
17:44
Speaker 4: Girl.
17:45
Speaker 2: Now we are talking about pure profile.
17:49
Speaker 4: So I haven't heard of that one before.
17:51
Speaker 2: I hadn't until we researched this, and then I set
17:54
Speaker 2: up a little profile. Guess how much money I've made
17:57
Speaker 2: since we chatted this morning. Eighty five cents? But oh
18:01
Speaker 2: she easily, super easy.
18:03
Speaker 3: That was a two minute job that I did.
18:05
Speaker 4: Wait, you made eighty five cents in two minutes. Yes,
18:09
Speaker 4: not bad. That's pretty good.
18:10
Speaker 3: Thank you.
18:10
Speaker 4: You're bad. So hey, if we extrapolate that out, g
18:14
Speaker 4: I don't know if you did this, but I did
18:16
Speaker 4: because hold on, let me use my brain quick not
18:19
Speaker 4: so quick maths. That is twenty five dollars and fifty
18:22
Speaker 4: cents per hour.
18:24
Speaker 2: See, that's pretty good money, that's the thing. So eighty
18:26
Speaker 2: five cents it sounds like nothing. But then when when
18:29
Speaker 2: you do your quick mass like you just did, it's
18:31
Speaker 2: actually heaps. We should explain this.
18:34
Speaker 4: Actually, I mean you do have to pay tax, so
18:36
Speaker 4: that's actual income. But at the same time, twenty five bucks.
18:40
Speaker 4: Did you do it from your couch?
18:41
Speaker 3: Yeah?
18:42
Speaker 4: I did money win.
18:44
Speaker 2: Now let's let's explain what it is for anyone who's like,
18:46
Speaker 2: what are the girls talking about? They've lost the plot
18:49
Speaker 2: week lockdowns?
18:50
Speaker 4: Really good to them. This is actually really cool not
18:52
Speaker 4: app so it's not strictly an app, but this could
18:56
Speaker 4: be just another easy way to make some cash. Holder
18:58
Speaker 4: on the side, Pure Profile pays you cash to do surveys,
19:03
Speaker 4: which we love. Basically, you complete surveys and the more
19:06
Speaker 4: surveys you take, the more money you make a nice
19:09
Speaker 4: do their marketing for them. You reckon?
19:12
Speaker 3: That could be the slogan.
19:13
Speaker 4: Yeah, so you can redeem the money in cash, which
19:16
Speaker 4: is obviously ideal, or you can redeem it via various
19:19
Speaker 4: gift cards or via PayPal, or in discounts, or even
19:22
Speaker 4: in movie tickets.
19:22
Speaker 2: Probably not, Probably not going to do it in movie tickets,
19:25
Speaker 2: but I like the center.
19:26
Speaker 4: Not at this point in time, it's nice to know
19:29
Speaker 4: we've got absolutely.
19:31
Speaker 2: So as we said before, v I was literally doing
19:34
Speaker 2: it from the comfort of my couch. I was sitting
19:36
Speaker 2: there doing nothing anyway. I was waiting for Harps to
19:40
Speaker 2: do something so that we could go on our daily
19:42
Speaker 2: lockdown walk.
19:43
Speaker 3: So it's fairyinness to kill, So what else are you
19:46
Speaker 3: going to do? May as well do it, sense, that's
19:48
Speaker 3: what you can do.
19:50
Speaker 4: I really like that because at the end of the day,
19:52
Speaker 4: I think a lot of us, especially in Melbourne and Sydney,
19:55
Speaker 4: we have reached the point in lockdown where we are
19:57
Speaker 4: now bored enough to watch all of Oprah, all of
20:01
Speaker 4: Doctor Phil and then whatever cooking show comes on at
20:04
Speaker 4: three pm. Like, that's what point we are at. And
20:07
Speaker 4: I think that this could be an engaging way of
20:09
Speaker 4: just you know, even if you do like an hour
20:11
Speaker 4: or two, I'm not promising this will be the amount
20:12
Speaker 4: that you make each and every single hour. But as
20:15
Speaker 4: you said before, George, you made eighty five cents for
20:17
Speaker 4: two minutes of time. It's twenty five bucks an hour exactly.
20:20
Speaker 2: And the surveys, they all differ in what they pay you.
20:24
Speaker 2: So apparently with a lot of these survey sites, a
20:27
Speaker 2: lot of them do points for like how many surveys
20:29
Speaker 2: you complete, oh yeah, Whereas on this platform it's it's
20:33
Speaker 2: a set price, so you know what you're getting as
20:36
Speaker 2: you go into it, if that makes sense.
20:38
Speaker 4: Right, Like you're not just going I get three points
20:40
Speaker 4: for this and then three points ends up exactly libise
20:43
Speaker 4: points and they're worth nothing. I like that, yes, and.
20:46
Speaker 2: I should say that it was also really fun, So
20:49
Speaker 2: just a little fun activity if you're bought on the
20:51
Speaker 2: toilet that have fun with that, do you know what
20:53
Speaker 2: I mean? Fees things to consider.
20:56
Speaker 3: Go be all right?
20:57
Speaker 4: So you can only cash out a maximum of seven
21:00
Speaker 4: twenty dollars at a time, and a minimum of twenty dollars,
21:03
Speaker 4: so g I'm sorry to let you know, but you
21:05
Speaker 4: can't cash your eighty five cents out yet. You're going
21:07
Speaker 4: to have to do some more work and then once
21:10
Speaker 4: you get to twenty bucks you can cash it out.
21:12
Speaker 4: That's all right. Your redemption can't exceed more than seventy
21:15
Speaker 4: bucks within a sixty day period, so you know, it's
21:20
Speaker 4: not going to be forty hours of this a week
21:23
Speaker 4: and actually have this job at as a full time job.
21:26
Speaker 4: But seventy bucks is definitely not something that we should
21:28
Speaker 4: sneeze at. But again also it's not instant cash. It
21:32
Speaker 4: could take up to thirty business days to be processed
21:35
Speaker 4: and landing your account, so I wouldn't be doing this
21:37
Speaker 4: if you need some quick cash. Different surveys again, are
21:41
Speaker 4: going to earn you different amounts of money, and there
21:43
Speaker 4: are lots of different survey platforms online. I know that
21:46
Speaker 4: there's another one called Octopus, which seems to be really
21:49
Speaker 4: popular in our community. But moving on g from things
21:53
Speaker 4: that we can do on our own couches to things
21:57
Speaker 4: we could potentially do on other people's couch.
21:59
Speaker 2: I knew this would be the one we got you
22:01
Speaker 2: were the most excited about, so it's.
22:03
Speaker 4: Obviously that's why I suggested this. You put it well.
22:07
Speaker 2: I wanted to build the anticipation for you, my girl.
22:10
Speaker 2: So it's called poor Shake. It isn't why don't you
22:14
Speaker 2: sell it to me?
22:15
Speaker 4: Because I have already tried to sell it to you
22:17
Speaker 4: prior to this episode. I think it's great.
22:20
Speaker 2: So poor Shake basically is the dream dog sitting app.
22:25
Speaker 2: I feel like it's the dream for people like UV
22:27
Speaker 2: who absolutely don't really need to be paid to look
22:30
Speaker 2: after other people's dogs anyway. Me, on the other hand,
22:33
Speaker 2: I'm not as kind.
22:35
Speaker 3: I love dogs, but.
22:36
Speaker 4: So if I go away, I can't call you and
22:39
Speaker 4: be like, hey, will you look like.
22:41
Speaker 2: Lucy is different. I have a connection with certain dogs.
22:44
Speaker 4: But okay, so Lucy's or my parents dog Sunday probably.
22:49
Speaker 2: Remember Sunday Day stayed at our house and she broke
22:52
Speaker 2: her leg and she was like four weeks.
22:53
Speaker 4: I know, I had to come and rescue from your
22:56
Speaker 4: house because you and my sister broke my parents' dog
22:59
Speaker 4: lad off a ledge. No, yeah it did anyway, moving.
23:03
Speaker 2: On, so, yeah, this probably isn't the app for me,
23:06
Speaker 2: but the appet dog sitters with the people with dogs,
23:09
Speaker 2: it just makes sense. Basically, you sign up to the app,
23:12
Speaker 2: you choose your prices, you set up a profile, and
23:14
Speaker 2: then you're good to go. You can dog sit overnight
23:18
Speaker 2: or during the day. You know a lot of people
23:19
Speaker 2: don't like to have their dogs at home. Their puppies
23:22
Speaker 2: can be menaces, so it's better if they're with someone
23:24
Speaker 2: if you have to go into the office. So it
23:26
Speaker 2: works in that way as well. And it works really
23:29
Speaker 2: well in that you can meet up with the dog owners.
23:32
Speaker 2: The dog sitter and the dog owner can meet up
23:34
Speaker 2: prior to the exchange taking place. If you will so
23:38
Speaker 2: that you can be comfortable that your dog is going
23:40
Speaker 2: to someone that you trust and are happy with.
23:43
Speaker 3: So it's cool little app.
23:46
Speaker 4: I like that. My best friend Steph actually uses this
23:49
Speaker 4: app a lot because she's got two beautiful dogs, Orgie
23:53
Speaker 4: and Archery, and one's a French bulldog and one is
23:56
Speaker 4: a Pomeranian cost Chuawa and looks like a fox a
24:00
Speaker 4: fox Boy. Anyway, when I'm unable to help out and
24:03
Speaker 4: look after fox Boy and Archie, she goes on Paorshake
24:06
Speaker 4: and has had nothing but good experiences. And that kind
24:10
Speaker 4: of makes sense because the things we like about it
24:12
Speaker 4: is that paor Shake actually only accepts fifteen percent of
24:16
Speaker 4: pet sitter applications because you actually have to apply to
24:19
Speaker 4: be on this platform. Because obviously, if you have a
24:22
Speaker 4: bad pet sitting history, like Georgia King having broken my parents'
24:26
Speaker 4: dog's leg one time, probably not going to make it.
24:30
Speaker 4: We should just a disclaimer that Georgia did not break
24:33
Speaker 4: the dog's legs. She did it in the backyard all
24:34
Speaker 4: by herself, and then I had to come and pick
24:36
Speaker 4: her up and do all the vets stuff because I'm
24:38
Speaker 4: the only responsible person in Please.
24:39
Speaker 2: Don't counsel me The other thing that we should add
24:43
Speaker 2: is that it's not just dogs.
24:44
Speaker 4: It's all pets, pets with paws. That's what it's called
24:48
Speaker 4: paw shake. My cats have paws, bunnies have paws. It's
24:51
Speaker 4: literally for any pet that you need looking after. In fact,
24:55
Speaker 4: you could add your chickens and get them looked after.
24:58
Speaker 4: And I think it's actually really cool because I know
25:00
Speaker 4: a fair few UNI students do it and they just
25:03
Speaker 4: like take their UNI work to somebody else's house, look
25:05
Speaker 4: after the dog, use their Internet study, make sure that
25:09
Speaker 4: they're doing well at UNI while being paid for it,
25:11
Speaker 4: which I think is quite cool. And at the end
25:13
Speaker 4: of the day, like, let's be really brutal, looking after
25:16
Speaker 4: pets is definitely a commitment. It is definitely hard work.
25:19
Speaker 4: It's not something where you just turn up and fill
25:21
Speaker 4: their bowls like they do need engagement, and it's not
25:24
Speaker 4: for everybody, but I think it's a pretty good option,
25:27
Speaker 4: especially if you've got a few free hours, and it's flexible,
25:31
Speaker 4: so like you could only accept jobs where you just
25:33
Speaker 4: have to go feed the cat once a day, or
25:35
Speaker 4: you could accept a dog where you actually come and
25:37
Speaker 4: get the dog from somebody else's house and bring it
25:39
Speaker 4: to yours and look after it for an extended period
25:41
Speaker 4: of time. So different horses, the different courses, Georgi King.
25:45
Speaker 2: Yeah, and we'll finish off this one with a little
25:47
Speaker 2: chat about the fees. What are they doing?
25:49
Speaker 4: They so poor? Shaped take a nineteen percent cut of
25:52
Speaker 4: your earnings, so make sure if you're on that platform
25:55
Speaker 4: you are factoring that into whatever you are going to charge.
25:58
Speaker 2: It seems like ten to twenty percent seems the norm
26:01
Speaker 2: for most of the apps that we've chatted about today,
26:03
Speaker 2: which is interesting, not really.
26:04
Speaker 4: Seems quite reasonable, I feel, especially because you don't need
26:07
Speaker 4: to do any marketing or branding yourself and there's no
26:10
Speaker 4: business costs that you're going to incur to set yourself up.
26:14
Speaker 2: Okay, that actually rounds up all of our apps for today.
26:19
Speaker 2: We did want to give honorable mentions to door Dash
26:22
Speaker 2: and Uber, which are also really great ideas. Make sure
26:26
Speaker 2: if you are on Uber and the cycling delivery options
26:30
Speaker 2: that you're staying safe though I know that's been a
26:32
Speaker 2: point of controversy over the last year or so, so
26:36
Speaker 2: stay safe, but there are of course always good options
26:38
Speaker 2: as well. Is there anything we should be mindful of
26:42
Speaker 2: when it comes to these apps? Yes, and we've gone
26:46
Speaker 2: through the fees that you need to be mindful of,
26:49
Speaker 2: and I don't think that you need to be wary
26:51
Speaker 2: of them and be like, oh my gosh, they take
26:52
Speaker 2: X amount. I think it's just making sure that you're
26:55
Speaker 2: making enough money, but also making sure that you've accounted
26:59
Speaker 2: for those fees, because there's nothing more heartbreaking than being like, okay, cool,
27:02
Speaker 2: like I'm going to get one hundred bucks from this,
27:03
Speaker 2: and then they take a nineteen percent cut and you're like, cool,
27:06
Speaker 2: I only get X amount. So I think that that's
27:09
Speaker 2: really important to remember. The next is, my friend, all
27:13
Speaker 2: of these are income, all of these are taxable. It's
27:17
Speaker 2: not just a little hobby. I mean, arguably you could.
27:19
Speaker 4: Ask your accountant. I feel like the survey ones are
27:22
Speaker 4: potentially classified as a hobby because they're so capped and
27:26
Speaker 4: tax says that you can earn up to a certain
27:28
Speaker 4: amount without having to pay tax on it if it's
27:31
Speaker 4: a hobby. In saying that, we know the uber and
27:35
Speaker 4: door dash and things like that are absolutely not hobbies.
27:37
Speaker 4: They are jobs, so I would be treating them as such,
27:40
Speaker 4: and do not forget to set aside money for these
27:42
Speaker 4: earnings so you're not left with a really rude shock
27:44
Speaker 4: when it comes to tax time.
27:46
Speaker 2: Perfect all right, So just to quickly recap, we have
27:49
Speaker 2: poor Shake the dog sitting extravaganza app. We have Pure Profile,
27:53
Speaker 2: the survey website to die for.
27:55
Speaker 3: I don't know why I'm giving them all these little explanations.
27:57
Speaker 3: Who am I?
27:58
Speaker 4: I know they are going to be very happy with
28:00
Speaker 4: the free probi.
28:02
Speaker 2: We've got Deep Hop the one for the hip the
28:04
Speaker 2: hip kids. We have Air Tasker for the manual labor
28:09
Speaker 2: as well as intellectual labor as well. And then five
28:13
Speaker 2: are which is great for our freelances VD. I think
28:17
Speaker 2: that is all we have time for. That is a
28:19
Speaker 2: really good wrap up of the show. But as always,
28:22
Speaker 2: just before we head off, we'd like to acknowledge and
28:24
Speaker 2: pay respect to Australia's Aboriginal and torrest right island of People's.
28:29
Speaker 2: They're the traditional custodians of.
28:30
Speaker 4: The lands, the waterways and the skies all across Australia.
28:34
Speaker 4: We thank you for sharing and for caring for the
28:36
Speaker 4: land on which we are able to learn. We pay
28:39
Speaker 4: respects to elders past and present, and we share our
28:41
Speaker 4: friendship and.
28:42
Speaker 2: Our kindness and remember GUIDs the advice shed on ses
28:45
Speaker 2: on the money is general in nature and does not
28:47
Speaker 2: consider your individual circumstances. She is on the money exists
28:51
Speaker 2: purely for educational purposes and should not be relied upon
28:54
Speaker 2: to make an investment or a financial decision.
28:57
Speaker 3: And we promise.
28:58
Speaker 2: Victoria Divine is an authorized representative of Australia Pacific Funds
29:02
Speaker 2: Management Proprietary Limited ABN three four one through two four
29:06
Speaker 2: six three AT two five seven APHO CL three three
29:08
Speaker 2: nine one five one and do come and join us
29:12
Speaker 2: on the Facebook group. Guys, come and tell us the
29:14
Speaker 2: apps that you love that you make money from. We
29:17
Speaker 2: would love to hear them. We love hearing from you guys.
29:21
Speaker 3: And I guess that's all for today.
29:24
Speaker 4: That's all we've got for today. We're going to go
29:26
Speaker 4: downloading app and make some more money.
29:28
Speaker 2: Absolutely, bye honeys bye