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Kwanini ni marufuku kutunza kwa kutupa fedha chini? · MAELEZO PODCASTS

• 0:00
  SPEAKER_00: Karibu Sanam Tanzania, Majelezo podcast in dio him.
• 0:03
  SPEAKER_00: Flulizo wa makalam bazo takwa tu ki Fahamu watu vitu.
• 0:08
  SPEAKER_00: Lakini maineom balimbali, ya Tanzania.
• 0:11
  SPEAKER_00: Na leo hi katikam Flulizo wa episodi hizi tu meanza kwa kuku Fahamu vitu.
• 0:16
  SPEAKER_00: Niko hapa na afisa mwandamizi wa benki, kutoka benki, ku ya Tanzania B Oti.
• 0:22
  SPEAKER_00: Banaitua brother atu figwege jempion mwakabalula.
• 0:26
  SPEAKER_00: Niko sahi he.
• 0:27
  SPEAKER_04: Yeah, ukosaye.
• 0:28
  SPEAKER_00: Kosababu konyye kutamka majina ya wa tu katiye vitu mbavio.
• 0:32
  SPEAKER_00: Hutaki u kufikose nikonye kumtambulishamtu.
• 0:35
  SPEAKER_00: Karibu sana mailezo podcast.
• 0:37
  SPEAKER_04: Sante sana twaza ja.
• 0:39
  SPEAKER_00: Kutoka B O T uh you kumtuambaya anaifahamo Bioti.
• 0:44
  SPEAKER_00: Ukomgino kimbiye bioti anaweza isi ama akafahamu kumba nikama zilivio ben kiny gine tu.
• 0:50
  SPEAKER_00: Lakini uhwa mimi naweza tukaut nofahamo biotin nini hasa.
• 0:55
  SPEAKER_00: Twanze kwa kifah mu kwanza ta sisi kama ta sis najua ipo kwa mujibu a shheria.
• 1:00
  SPEAKER_00: Twanze kwaza kwa kifa ham bioti.
• 1:03
  SPEAKER_04: Uh sante sana to kumbatanazadi uh benki kurianzisha moka uhomodia miatisa na satina tano uh nairianza kaze lasumi, maka ifomodia meatisa stina sita kuminani jun uhia bunge kifungucha kumina batium tandazaj.
• 1:27
  SPEAKER_00: Abapo Majju Majukumuyaka to epoca mujibua sheria Majukumuya yeah Majukuma na fanya biotina youa haya kosawana benki.
• 1:37
  SPEAKER_04: Majukume bi o tini ye happy has a uh sema mtandazadi uh benkiku in a majukumu mengi, uhya adjukumula benkiku, nikuanda naputekeza selaya feather, uh vilevile benkiku in adjukumula kusimamiya benki uh benkiku vilevile in adjukumula usimamizu a sarafu, vive na simamiya mifumea malipwea tarifa, uhilevile benkiku uhina ina inato shahuri kwa selecali uh vilevile to na udo mazaki benki ina inato udumazaki benki kwa selecali uhilevile inasimami masoka ya feather.
• 2:30
  SPEAKER_04: Come utako my wasa puskia meskia pomba benki kuene inashugukiya masala fe ki feathas masoka ki feather.
• 2:40
  SPEAKER_00: Upo toko toko saa.
• 2:41
  SPEAKER_00: Sasa wakati nawaza haio to lipony and biya juya mwakambao benkiya bi o timian zishua.
• 2:49
  SPEAKER_00: Mwakahu uh nemona bi o tina timiza miyaka sitini uhama na kimbizana kidogo na umri wataifa kama taifa.
• 2:58
  SPEAKER_00: Natama to gusiha po piya.
• 2:59
  SPEAKER_00: Bioti kuny miyaka sitiniya kutua huduma.
• 3:02
  SPEAKER_00: Una jivunya nini mpaka uhileo.
• 3:06
  SPEAKER_04: Uh tentuguntangazaji uh uhekum na jun and uh benki requemefikisha mwakahu, item ficisha miakastini.
• 3:16
  SPEAKER_04: Uhsa benki na mengea kujivunia uhatania yo miakastini.
• 3:22
  SPEAKER_04: Uhama taw fam kwamba u chumiu memalika naumekwa, vilevile benki zabiy sala zimeongezeka, zimekua albainambili, uhunata assisis in dogondogoza feather, uhedi alftatu, uhlevile benkiku ime ime jikita zaedi kunye kutumiya mifumwe ki digitali zaedi, tofauti na konyuma, konfano konyeo duma zaki bengi tuna fumwe tu waisibies, ambo ume umandaliwa na kutengenezuwa na wazawa kabisa wa Tanzania, virevire tu nanfumu wa tips, ambo na tumika Tanzania zima, umelay sisha uh umelay sisha uh ufa ufanya jikazi.
• 4:14
  SPEAKER_04: Yeah, umela jisisha ufanyaj jikazi.
• 4:17
  SPEAKER_00: Sa hiveniv babu tuna lifungwa pazia la milezo podcast, jinalango nipia na slema niko hapana atu figwege mwakabalula yeni afisa mwanda bisi wa benki kotoka benki kuye tanzarina bi oti.
• 4:30
  SPEAKER_00: Kuba mbalu tu me keti hapa najua taiari mpakasahivi mwkusha kufahamu nini bi oti inafanya na ipoko mujibu wa xeria haiyote najua taiari mpakasasahivi uko na ufahamo nay.
• 4:42
  SPEAKER_00: Mimi leuhi, kuba mbalna tamani tuli gusie, nijuya u salama wa sarafu pamuja na noti.
• 4:50
  SPEAKER_00: Nelikona pitiya sheria ben kikuya tanzania mwekel fumbili na na sita, abondi yna tu mikamp pakasa sahivi.
• 4:57
  SPEAKER_00: Nikagunduwa komba, katia kazi mbazu bi oti na zifanya ni pamuja na kwaki kisha ulinzi, na usalama wa sarafu hizi, marakada mekwaki tolewa matamuko, na vitu kamahivu.
• 5:08
  SPEAKER_00: Lable twanzieye kunye tukyomuje ma sninario mojia.
• 5:12
  SPEAKER_00: Kuna moje katiye mkoa, u nyanda za jiu kusini huko wawa na utaratibua notia shilingje lfkumia, natumi elfkumi tu pekeake, wanaikata kwenye kona, kwakutumia meno, fkoz, uta utanembia pie kama alihi yama matukiwa na nakamahi, mekushawahi, kukutanana nayo.
• 5:31
  SPEAKER_00: Lakini marabadea kuchungguza, nikabaini kwamba, ni kosa la jinai yuitachkulywa kama, kuharibu noti.
• 5:39
  SPEAKER_00: Asana tamani utupitiche kwye hili kwanza.
• 5:41
  SPEAKER_00: Yee, mekushawai kukutana matukiya nam nakamahi, ambapu mwana nchi tuwa kwa widam fanyye biashara, kakata noti, kunye kona, kutukana imani, zakishirikina navitu kama ivio, nakama nikosa, kwani yani uhtupitishe hapu nikonam nagani hili nikosa.
• 5:57
  SPEAKER_04: A sante ntu guntangazaji uhanyingi benkiku kimekwa ekifanya ekifania mafunzo kwa mikwa mba limbali, uhumekumbana nayo sinario nao sema, kwaamba gunakuta notizetu, gunalaya wana zikatakwa, pembeni, saa wana zichola.
• 6:20
  SPEAKER_04: Sasa ilo ni kosa, kwa sawabu hio uh benkikupe kiake.
• 6:27
  SPEAKER_04: Kwis sheria benkikuya mwaka efumbina sita, kifungu chaselasini, ina ipa mamlaka benkikupe kyake kwa alibu ku kuziondua kwa nyemzunggu kozile noti ambazo zime, zimechaka.
• 6:40
  SPEAKER_04: Sasa kwa mtuwa kawaida kufanya evo nikosa.
• 6:44
  SPEAKER_04: Ana kwa mekosa na zabiake ni kwamba kwa kila noti atakakwa mealib.
• 6:52
  SPEAKER_04: Atatozo kiastia shingi la kitano, na kishindo ako toa yo faini, basia takabiliu na kifungu chamwwa kamoje.
• 7:00
  SPEAKER_00: Ambapu hapu musema faini a shilingi la kitano ni kone kila noti mwji nakwa meyhali.
• 7:05
  SPEAKER_04: Ndiy mtakazi kila note takaya alib.
• 7:07
  SPEAKER_00: Haito djalisha ni noti a shilingi elf mojoje, elftano, elf kumi, lakitano kunye kila noti.
• 7:13
  SPEAKER_04: Aita dialisha, kila noti mba utaya utakayye alibu.
• 7:17
  SPEAKER_04: Hm, naikatibitika mat kamani kamo me yalibu yo noti.
• 7:21
  SPEAKER_04: Basu takabilio na na kut na fini ashingi lakitano kwa kila noti, ukishindo kulipa fini, utakabiliwa na kifungo chamwa kamoje.
• 7:31
  SPEAKER_04: Byeelezan.
• 7:32
  SPEAKER_00: Ambapu hihi fania lakitano ni kwakila noti.
• 7:34
  SPEAKER_00: Kwanya kifungo pia mwa kamoje ni kwakila noti yama kosa tuka uyumu.
• 7:38
  SPEAKER_04: Apana, tazaji, e nkwakifungo ni kwa noti mbozi mebitikazime, ni mwakamodje.
• 7:46
  SPEAKER_04: Bozime alibio lakini, kwany upande wafine, nikila noti.
• 7:51
  SPEAKER_00: Tuzungumze sasasa kim tamta, kama sio, uh, kawa iida kabisa.
• 7:56
  SPEAKER_00: Hili la kukata noti kwenye kona.
• 7:59
  SPEAKER_00: Kwanza ume ukwome niambia kama nikweli mekutana na matukyo naam nakamahi, sababu hasa nininiya ni kwenini wanafanya hivi, ko sababu ukum tana ni tunasia vingi.
• 8:10
  SPEAKER_04: Ah, asante ndugumtanazaji.
• 8:12
  SPEAKER_04: Ah, nasitu mepita kwa ananchituka kutana nayo akatu akutuaeli mzetu.
• 8:17
  SPEAKER_04: Ah, mina weza kusema niimani potofutu.
• 8:21
  SPEAKER_04: Ah, kwa mujibu awa wenye wa nasema wanazuia, masualaya, kunanenenu wali tuambia wanasema ni chumaulete.
• 8:28
  SPEAKER_04: Sasairo niimani potof situ na min.
• 8:32
  SPEAKER_04: Ukwamba uki a libu pesa do it pesakwa ita chikuliwa.
• 8:35
  SPEAKER_04: Awu io niimani potof tuko wananchi.
• 8:39
  SPEAKER_00: Na uko uki, ukio uliza vile vile vipande wana wekabapiko sababu, mfanu mimi kwa hio uhio sinario mbon mwishawahi kukutana nayo na nili uli ibini ni ulize.
• 8:50
  SPEAKER_00: Kwanino nafanya uhitucha nam nakama hiu, kiena maineo kama kariako, utakutana vituvia, namnakama hio.
• 8:57
  SPEAKER_00: Na kumbia, wwanakata kwanza, sikwa kutumiya mkasi, lazima tumieye meno, anumauma konye kona, yoyeote.
• 9:04
  SPEAKER_00: Mbapu, uhwaniniya nauma, anuma uh ni kosababu nasema hawa chuma ulete, hachkui kito mbacho ni, daifu.
• 9:13
  SPEAKER_00: Kwa ifa kisha umuma konye nam nnakama ile, akwambia ii i mimi naweza, ina inaweza kuni sa idea, pesa pesa zangusyu me haribi ka sasa, nawaza.
• 9:24
  SPEAKER_00: Iki to kea mimi yambeni monanchio kawaida neme najuwa biyoti, haipiti kwa kwa kila mtu, uhye dukalake, kutazama, uu kakata uye yakata.
• 9:34
  SPEAKER_00: Mana ki auto nyye izu tarifa za nania na efanyye uharibifu anoti, ni watu mbao, wakum tanihu.
• 9:40
  SPEAKER_00: Sasa, natamani ni nifahamu pia.
• 9:42
  SPEAKER_00: Mwananche kipota tarifa ma kio na tarifa kama hizo.
• 9:45
  SPEAKER_00: Ni wapia na eenda na nenda beote, benkyoyo telio karibunai, amana kwenda kituacha poli, wapia nawenda kuto tarifa izu.
• 9:53
  SPEAKER_04: A sante ndu gumta razagi, uho niikosa ni kosa kama makosa nenginea kijinai, ivo at uh atatakiwa kwenda ku shtaki polisi kwambakuna waribifu wa noti ili shelye wesa kuchikukurio.
• 10:08
  SPEAKER_00: Anakeyuni mwja kwa muja yeshila poli Bioti sasapu kony wum chakato mnengia se hemugan.
• 10:14
  SPEAKER_04: Ah, sasabenki ku kwywum chakato yenyeweni kuthibitisha pamba ime imefanya walibifu ezo noti na yea ni kutibitisha sana sanibitisha tu kumba kueli noti ime ibe ime haribio.
• 10:33
  SPEAKER_00: Mina natamani to guse pia inewjingine.
• 10:36
  SPEAKER_00: Mwakel fumbilina kumi na nane na kumbuka kuna warakamoja kutoka bi oti, uli toka, uli waraka uli kataza wa tu kurusha pesa hovio, apomezunggumza kumba nikosa ki sheria kuharibu nauti.
• 10:50
  SPEAKER_00: Ire likataza kurusha pesa hovio, lakini pia kutunza pesa kwa namna mbayo, mutanaeza katupachini, sasaju kitazama konye shuliningi komfano kitazama video konye mitandowa kijemu tawona, wanao tunza kina yekwa chombo, amatakama pese na kwundaciniya na kwepo mtu muoje kwa mojya kui, wakuyyokota, ama kunameze tatengenezu, a saule wara ka uli kataza hayo, yote.
• 11:14
  SPEAKER_00: Nikonam nagani sa sa konye na ikai twa pia ni kombani kama kudihaki uh feather ya tanzania.
• 11:22
  SPEAKER_00: Natakani tu tazame pia konyehili.
• 11:25
  SPEAKER_00: Nikonamnageni sa sherie na inawezewa kuni baini mimi kombani mi haribu.
• 11:29
  SPEAKER_00: Kwa sababu, kilicho zunggumziwa pa ni kombani kuharibu, akini kwa kurusha, tupekeake, na kuwekachini, ina ngia jete na konykoza ki sheriye.
• 11:37
  SPEAKER_04: Ah, Santa Eto Gum Tangazaji, uhsiliya kwalibu, nikwamba ile no tietu umeweza kui kuyondolea yani kuyari mana yu kwalibu nikwamba, ile no tietu eida umeweza kui kanyaga, uhe umei umeipaka kitu flani vumbi, a umechana, a umeichola, uhwanamna yo teli umboy na shilia wamba yme noti me alibio.
• 12:12
  SPEAKER_04: A Ivio uhuna shaoli wa to kwamba eze ku kuzitunza ezi notizette wasabu noti nitunia taifa.
• 12:22
  SPEAKER_04: Ayu kama noti nitunia taifa, attake kuzi alibu notizetu nabi to zitunza vizuli, uhani kwambietu ntubum tanazaji kwamba u alibufu anotiu na pereka sala kwa serekali wasabababu uhaba mlava farm notwa in a maisha.
• 12:41
  SPEAKER_04: Sasa ku kutokana na utuzajim baya u alibifu uh not yale maishaake na fishu.
• 12:49
  SPEAKER_04: Sasa ukisha fupisha inamana serekali ngye gela matena kwenda kucha pisha noti zingine.
• 12:54
  SPEAKER_04: Amazoizofeza zinggetumika konye mendele yami sem zingine.
• 12:58
  SPEAKER_04: Lakinywe wunae wana ifupisha maishayake, serekali na ingia sala inangeela matena ku, kuitengeneza.
• 13:06
  SPEAKER_04: A na ni kwambia too easy notize to easy, hata uki chola too, yate kame kiwa mpia viule sunona wana chana kwyekona.
• 13:13
  SPEAKER_04: Awu hata uki chola twikiu wa na doti ki dogu.
• 13:16
  SPEAKER_04: Sasa kwaatalatibu za za zagisya kusambaza noti, mwesha siku zile notizita ludi benkiku.
• 13:23
  SPEAKER_04: Weokule benki kuku nam chakatu mba u nendelea, mba uta uhta u zile notiz da chakatu atena, iri mbazu zezi me alibika, ziueke pembeni, aw zili mbazu zina uhaia wakurudi kwy mzuku ziludisho kony mzungguku.
• 13:39
  SPEAKER_04: Sasandugum tangazagi, fikiria kama, we umekata konyekona, na notio in onekana nympia tu.
• 13:45
  SPEAKER_04: Naata kama noti nympia, umekata konyekona, au mechola umewekadoti, ekide kapita sisika tika uro cheka tagiwa machinezetu zile, inatambu akamba ire noti, inakituga inakitu flani metoleo, kwayo, haita weza kuludonye mzunggukuku.
• 14:00
  SPEAKER_04: So nona nam nagani nabu athili, yatakama ni noti npia kabisa.
• 14:04
  SPEAKER_04: Waezile ire noti ta sitisha maishayake, ambo noti maba yme kamilika kila kitu naimekizi vigezu beakurudiko nyzungguko, doina kulishu.
• 14:13
  SPEAKER_04: Sasa utona niasala kiasigani, kwa watu mbawa wanakata, awanaikanyaga, awuana yani vio viote vire wanashika na masizi, malake, kaman nivo kwambia zile machinezetu zilko very sensitive.
• 14:27
  SPEAKER_04: Wao noti qwa haina ivo vigezu ambavyovi no tia mbao inata kiwa iwe.
• 14:32
  SPEAKER_04: Ita, itasitisha maishayake.
• 14:35
  SPEAKER_00: Manaki haita rudi kwye mzungguku.
• 14:37
  SPEAKER_00: Iki rudi notioyote bi oti mbayo imechoru wa ime katwa konyekona konamnayote, ama inama si ya ma alama yote.
• 14:48
  SPEAKER_00: Hai rudi tena kwa nyemzungbuku.
• 14:49
  SPEAKER_00: Micho pashuwa na nbi.
• 14:51
  SPEAKER_04: Hai rudit tena wwye mzungguku.
• 14:53
  SPEAKER_04: Eh, sunona jjise hasala inavotokeasas.
• 14:56
  SPEAKER_04: Yaani hata kama notio nympia, wa shake ya na kwa na sitishu.
• 15:00
  SPEAKER_04: Hai wese tena e karudi wanyye mzungbuku.
• 15:02
  SPEAKER_04: Kwayose sabinkiku inafata hasala kuba kupitia, u tunza jimbaya wanutise tuiz.
• 15:07
  SPEAKER_04: Kwaalibu kwa maksudi, awata paba timbaya, u nona namnagani.
• 15:11
  SPEAKER_04: E se rekali nabo ngia gala ma zaputengeneza tena, notin nyingine kuri press you anvoi meali bika.
• 15:18
  SPEAKER_00: Kamando kwanzo na ungana na sisi hini mailezo podcast nikohapa ipia na slema niko na atufigwege mwakabalula eeni afisa mwandamizi wa benki, kutoka benki kuye Tanzania B O T.
• 15:31
  SPEAKER_00: Natuna zunggumza menki, lakini kubwa, niku husyana na utunza ji wa noti, pa mojia na sarafu.
• 15:37
  SPEAKER_00: Ma jisikiye yo, uhara ki ya sigani, uhmeza kwisababishia serikali, ma oneza kwisababishia benki, iki ota haribu noti, ku kukata kunye kona, kuongeza alama, ama kufanyye modification yoyote la mama mba mabadiliko yoyote ale kwa noti ama sarafu.
• 15:56
  SPEAKER_00: Turudi sasa umezunggumzia utunzaji bora, manake naamini komba kuna utunzaji mbau siyo bora.
• 16:03
  SPEAKER_00: Nelikuwa na na napata mashakako liposema hivio.
• 16:07
  SPEAKER_00: Vipi kusia nazile noti mbazu mkuta kunawale mamamboge, ama uza wwana wafany biya sara ndo gondogo.
• 16:14
  SPEAKER_00: Kauzazake, pesa naweka chinia, uheti yambalo, anauziya jumbogez na unievu nievu nawitu kamahivu.
• 16:22
  SPEAKER_00: Yee tuna mwinggiza, konye lile kundila, u kosalajinay, kwa kuharibu feza, sawsawa na uula liye kata konye kona, amahuya na ngewa pi.
• 16:31
  SPEAKER_00: Ama yule pia mama mbai kaweka pesa konye, sidiriye hapa, uh, itapata unywunyevu navitu kamaivu.
• 16:38
  SPEAKER_00: Mazingkira kamaha.
• 16:40
  SPEAKER_04: Asante ntugun tangazadi, uh, sasakwa batinbaya kwamba walibifu wani walibifu tu.
• 16:46
  SPEAKER_04: A ideali si kwamba udi ulifanyyevo kwa ni uku kwa kutokudua u kwakudu.
• 16:53
  SPEAKER_04: Razima shelia itafata nkondaki.
• 16:56
  SPEAKER_04: Alakini benkikui mekuwa e kijitaidi sana putua e rimu uhwa wananchi balimbali ikiwem wao, mamambogia, nae nafanya biashala izindogondogo, ambau tunzadjuwa wa featha se umzuria kika.
• 17:11
  SPEAKER_04: Ah tumekua tukitua e rimuyo, na sasasaivi mabadikoye na indelea vizuri, uhiseme tu nam nabole akweza ku tunza ezi notizetu.
• 17:21
  SPEAKER_04: Kwanza modia notizetu ezi au featazetu, as itadi yule haliya unevunyevo.
• 17:28
  SPEAKER_04: Kwayo hutakiu kuzueka, semuye unevunyevo.
• 17:32
  SPEAKER_04: Inatakiu e neo liwe safi, liwe cavu, uhikonoyako, isu na onevunyevo, uhasabu mtu kamu konfana we mamamboga wanaweka kwenye, uhyemilia wile, nakwana madiasho yashuale, uhena pelekeaku punguzo bola wanotizetu.
• 17:53
  SPEAKER_04: Wasabu notizetu zata kiwa ztuzo kenya mazingira makavu, safi, salama, uhaziatachwa zweka kwenye, kwe isikunjue kunju, uusi kunje noti, uhalao kwena kinamama wana kwana pochizile, wakueka notizaozi nakwazi minyoka vizuli kabisa, uhekavizuri, wakinababa, tuna kwana walitisaule mkunju mbao na uambao unatakyo nimkunjo tule tunasema kav, eh, uusi kunjevi noti na inakaku nimkunjo wali tule cav.
• 18:31
  SPEAKER_04: Iondonam nabole akutunza notizetu.
• 18:33
  SPEAKER_00: Akina tu figuwe mimi nawe tunatoka kwye familia mbazo, mamazetu alkona tunza pesa konye kitengea, taikunja, uh, apatunaz mumzia karv, komana ymkunjo moja, twahini mamazeto ikona wza kuikunje le pesa mpaka maranane, kama sio marane.
• 18:49
  SPEAKER_00: Manake hipiengiya na solangu narudi pale kwamba huyu mama mboga mbaye yukomungina taikunje, komunggina mbaya taitunza, uh, kone kunye mwindi mbapu neza kapata unyfu nyevu navitu kama hivyu.
• 19:04
  SPEAKER_00: Nisawasawa na yuli o kukata.
• 19:06
  SPEAKER_00: Yani wate mbelea mbelea sheria feather wote.
• 19:10
  SPEAKER_04: Asa, batimbaya ndugumtanazaj kwamba sheria hai chagu.
• 19:15
  SPEAKER_04: Aiketibitika kwamba we mearibu noti, haialish bambaye o noti u meyalibu kwa namnagani.
• 19:22
  SPEAKER_04: Laki sheria itafata mkondoake.
• 19:24
  SPEAKER_04: Kwanyeshe matwe.
• 19:26
  SPEAKER_00: Kwany sheria patu mazungumzia kuharibu feather.
• 19:29
  SPEAKER_00: Lakini kunakitu akatichu nazungumza i kone kudihaki feather, kwa kurusha hovio, amakuywekachini.
• 19:35
  SPEAKER_00: Yo pia nayeni sheria tofauti amani kosa to fauti?
• 19:40
  SPEAKER_04: Ah, io kuzihaki feather, sasasa inafol katika sheria yo ya kuharibu feather.
• 19:47
  SPEAKER_04: Wasababu ukilusha feather to se me, uhuje itadonoka itakanyagu.
• 19:52
  SPEAKER_04: Ukikanyaga utacha a la malama konyzile notizeto.
• 19:56
  SPEAKER_04: Izo sini walibifu a feather.
• 19:57
  SPEAKER_04: Vilevile kunawale ukwa na tengeneza mashada yamawa, kamona pumbuka, wanazpigapini, sindio, zingine wana zkunja, uko kote ni kwaribu noti, inakwe inangukiya kwanyo shele walibifu notizetu, an sheriya niyo yo, akwamba, uhtizo inaribiwa, anashelia ndoyo kwamba, wa kila notiamba inaribika, n shelingila kitano, kila noti modje, uhsipofanyye wa basita kabilio na kifungwa chamo kamoji gele sana.
• 20:28
  SPEAKER_00: Badohi hapani mailezo podcast yukuna mimi hape piano sleyman ni me keti nabuana atufigwege mwakabalula yeni afisa mwanda mizi kutoka benki kuya tanzania B O T.
• 20:41
  SPEAKER_00: Kubo mbalu tma zunggumzieni, u salama pio sarafu pa moja na noti.
• 20:45
  SPEAKER_00: Sasa hapa, atufigwege tume tumezunggumzija kuhusiena na makosa ya kuharibu noti.
• 20:52
  SPEAKER_00: Tume mtazama yule mbaye atakata konye kona, kaharibu noti, na ina dondu ina angukiya, konye kosa la jinay.
• 21:00
  SPEAKER_00: Lakini tumezunggumziule mamamboge, ama mchuzi, amualeo fanyebie sara mbaya takwana uza, lakini ilepesa mboni ikok mfumu wa noti, anyweka chiniya salfeti palembapu majimaj, uniefu nyefu na nini.
• 21:16
  SPEAKER_00: Hi haiote tumea tambu ama tumea ba inisha kombani, makosa, na inapeleke uhalibifu wa feve.
• 21:23
  SPEAKER_00: Lakini ukiena konyeta sisi za ki fe, mfanu kwa mawakala, sina uha sina hakika sana na benki lakini sana sana ni mawakala, utakutanana yukuna kama kimi minika kidogu keka konye sponje, ma maji ki dogu, ambawa naya tumiye aale načovia ki dole, anahesabu pesa.
• 21:41
  SPEAKER_00: Sasa, nawaza kwbahiya, ywezi kwangu kia konye uharibifu wa uwa noti kosababu, atagusa malangapi, wangapio tafanyyefu.
• 21:48
  SPEAKER_00: Lakin vipiku sea na wale pia mbao, anahesabu kwa kutumiya, mate mwananchi tuaka waida, wwangapio tafanya ivio.
• 21:55
  SPEAKER_00: Aywezi kwaangukiya piakye uharibifu wa noti.
• 22:40
  SPEAKER_04: I wesi kawa shida sano.
• 22:42
  SPEAKER_04: Lakini kwale mbawa na tumia mate sas.
• 22:47
  SPEAKER_04: Banaypiana ebniambia kwaamba easy notizetu z nazunguka miko no mi sana, eh sasa, uki tumia mate hata e munye afia pweneze kawa taliini.
• 22:57
  SPEAKER_04: Bausu wa shhaori sana tumia mate kwe sabu noti uhzudi.
• 23:03
  SPEAKER_00: Kwahivo ta ku niembia kumba kwye uharibifu noti hapana.
• 23:07
  SPEAKER_00: Kosababu noti pye metenzo na nyye kwa pamba, kwa hivo majje nakauka.
• 23:11
  SPEAKER_00: Kosi si shida sana.
• 23:12
  SPEAKER_00: Lakini uhuja shida kwe nyye afyem tumiyajji mwye.
• 23:18
  SPEAKER_00: Dona nbiy hivi.
• 23:19
  SPEAKER_04: Ah, ndoku mtanzaji.
• 23:21
  SPEAKER_04: Uh nikwamba na kile ki wango chamaji nbaji na tumikan ki dogo sana na nakauka.
• 23:28
  SPEAKER_04: Ah na kwavile notizetu ezi apua wali sweza pusema.
• 23:31
  SPEAKER_04: Nikwamba notizetu zime, tengenezu kwa, uh, kwamarigafi ya pamba.
• 23:37
  SPEAKER_04: Kwayu yale magia antakye masafina tumiya ki wango ki dogo tu kwesabu.
• 23:41
  SPEAKER_04: Nakaukalak.
• 23:43
  SPEAKER_04: Kway uhyo amate sa sa uyo.
• 23:46
  SPEAKER_04: Uyu amate si sha uuria fanyyewa ku tumiya mate.
• 23:49
  SPEAKER_04: Kama nifosema, uhwezi you uh ezi notizetu z na tenbea sana.
• 23:54
  SPEAKER_04: Eh, sasa ukiyona wuna e kamdomoni, na notizetu zina tenbea sana, sababu zakiafia, na nyeakavi zuria u no naje wana ypiya.
• 24:03
  SPEAKER_00: Sem mumbaya kabisa mbayo e sasen life experience.
• 24:06
  SPEAKER_00: Sem mbaya kabisa, pakawa munyo kashtuka, ukiwa kama afisa, makama mtanzania tu.
• 24:11
  SPEAKER_00: Mtuali tunz ali tunza feather yose mpaka munyo kashtuka.
• 24:15
  SPEAKER_00: Eh, mpakaapu wana tunziya feather, iwa se mgen.
• 24:19
  SPEAKER_04: Ah, sem mbaya kabisa, kwa wali mbawa wanafkia note.
• 24:23
  SPEAKER_04: Eh Twanafkia noti cini.
• 24:25
  SPEAKER_04: Chini.
• 24:26
  SPEAKER_04: Eh, tume kumbumbana naizo naizo kadi oko tukienda kutoi limuko kwa nanchi, e wapu ananchi mba wana chimbiya chini noti.
• 24:35
  SPEAKER_04: Eh, na ziki toka kule zime alibika anapuja uhi kua mika kwampa notizakizime alibika, kwasababu zki tuza kule chini kunamuchua, e kunaure udongo na eo na alibusana feda, e kwayo ionto scenarium bov ka bisanilia yo kutana yofini.
• 24:55
  SPEAKER_04: Vivirevile nawale, watu abuchani, tumiya unakuta yukana madam damyya konye nyya mazile, afana shika noti palipara ni sabu, uho izoond westi scenario mbazo nine kumbananazu.
• 25:12
  SPEAKER_00: Kwenye konye utunzaju wafeha hapa tu megusia sana kusu noti.
• 25:15
  SPEAKER_00: Mina tamani tuge ukiye konye sarafu.
• 25:19
  SPEAKER_00: Kunahawa wa tu wanawa uchezesha zile kamali mbazo wakwengewa naita madubwe, mbaio mutuna ngiza sarafu pale, iznazo tumikamle ni sarafu, na nyingi ukitazama ni mali wwageni pengine, watu wawekezaji, kutoka mateifa mengine.
• 25:37
  SPEAKER_00: Tuna zunggumziya tuku husiena na uchakavu wa noti noti noti, tuna sahawa ukuhusu sarafu.
• 25:44
  SPEAKER_00: Na uki ukitaza ma ele yale mazinggira mbay kosabu unaweka sarafu, ile sarafu itazunggu kam lendani, badea kuzunggukaita toka pia.
• 25:53
  SPEAKER_00: Sasakunyeawa mazinggira natamanyu niambie utaratibu ni upi.
• 25:59
  SPEAKER_00: Kosab mimi yambacho na na kiona, konam namo jama nyingine na inasababisha uchakav uazile sarafu.
• 26:06
  SPEAKER_00: Hime kavipi.
• 26:08
  SPEAKER_04: Ah, nikweli ndu gwepiana uh uhsusani ezi ezi uh uh ezi uh easy biasha za kwendesha kamalie uh zile ambazo uhlengiza salafu, wana tumiyezi salafuzetu uhinggiza pwye kuchezeo.
• 26:28
  SPEAKER_04: Uh na malanyingi zina zinapele kya kwali bika zile salafuzetu.
• 26:33
  SPEAKER_04: Naukiona zingine z nkwakama zime ponteka pondek.
• 26:36
  SPEAKER_04: Uh io bado in a fol kwa inengiya kwenye kualibupesa.
• 26:41
  SPEAKER_04: Eh, uhiku, uhus, uh na richa twa akwamba how wanazuakatumiya zile kuna su salafuzile inbadala.
• 26:53
  SPEAKER_04: Mbazu na ita tokenye zile tokenakwana thamani fulani fan token mojin akwana tamani.
• 27:04
  SPEAKER_04: Zile endwa nazwa takwa kuzitumiya.
• 27:06
  SPEAKER_04: Lakine ku tumiya salafuzetu is inwadi beefwa not wasalaf uh kwayo benkiku.
• 27:13
  SPEAKER_00: Ambapu konamnamoja ma nyingine utaratibuyo tumika kum report mtu ali kata feather, ali haribu feather, uh, una tu mikahuku na.
• 27:21
  SPEAKER_00: Tumika ukupia kwasabu ni moja pe wadi beef.
• 27:24
  SPEAKER_00: Bakini kukita ukitazama easy easy machine bado ziko ku ku mi mitane bado kutananazo.
• 27:29
  SPEAKER_00: Mabadu hamja jiti bitisha kwamba zina haribu uh sarafu moje kwa moje.
• 27:34
  SPEAKER_00: Ezi machine bado zipo fiye.
• 27:36
  SPEAKER_00: Amane yikum la jeshila polisi.
• 27:38
  SPEAKER_04: Ah, nikweli zipo, uhini nafkili sasaibo natumia zedi tokeni si uzule saraf.
• 27:45
  SPEAKER_00: Oki ki ikitoke mim ni me pita seem ni akuta natumiya sarafu ni najukumla kutoa tarifas.
• 27:51
  SPEAKER_04: Ah, nikweli kabisa ndugwe piano.
• 27:53
  SPEAKER_04: Najukum la kutoa.
• 27:55
  SPEAKER_04: Ah, nyinki sasaivi zina tumia token.
• 27:59
  SPEAKER_00: Sa, tu ge ukiye sasakunye uh kate majikum mbayo mkunayo.
• 28:03
  SPEAKER_00: Ya kuharibu noti.
• 28:06
  SPEAKER_00: Tumezunggumza pa kuharibu noti.
• 28:08
  SPEAKER_00: Noti mbazina znaharibiwa ni eezi noti marabada kumaliza mzungukowaki, noti hizi mbazo uh nihalisi, ama noti feke kitundi izambazo m nazi haribu.
• 28:19
  SPEAKER_04: Ah, okay.
• 28:20
  SPEAKER_04: Sa sasa benkiku imepewa mam laka kutengeneza izonoti.
• 28:26
  SPEAKER_04: Sa na kuzi sambaza kuchapisha na kusambaza kwaranji.
• 28:30
  SPEAKER_04: Vilevile, kifungu chaselasini uhalia benkiku, moka ifambina sita, ye meipa mam laka benkiku, uhusi ondoa kwemzungkuko noti, ambazozi mebake umesha kuzungguko uh uh zinaitilafio yote, doizombazi me alibiwa.
• 28:49
  SPEAKER_04: Uh sasa benkiku ina utalatibuake marum umbao na unawondoa iso noti when yemzungguko inenda kuziaribu kunaule kuna utalatibu kwamba z kiludi his in oti uhusi sambaza kwa ananch to natumiya banki zabiyashara.
• 29:08
  SPEAKER_04: So uh tunawapa benkizabiashara, bankisabiasara and dozina, zina sambaza sasakawa ananch.
• 29:14
  SPEAKER_04: Ifele kurudi benkiku ni tunatumia fumu wo banki zabiya shar.
• 29:19
  SPEAKER_04: Banki zabiyashara'sanyozina ludisha kukuetu.
• 29:22
  SPEAKER_04: Namana Kama kuta uta skia bamba bankizabia sha's in end up weka benkiku, na kuchu apesas I'sintio.
• 29:29
  SPEAKER_04: And end up weka sasazili ambazos in awekwasasa, zile zekiludi benkiku, kun outalatibu kule benkiku, umbazile feathers inafanyu, u chakataji.
• 29:39
  SPEAKER_04: Tukesha fanya uchakataji kule, sasaz zile no chambazosina uh zina ambazo zina kizi vigezo za kuludiko nyzunguko, zina ludishu.
• 29:51
  SPEAKER_04: Zile ambazo azekizi vigezo yakuludiko nyzunguko, zina zina libiwa.
• 29:57
  SPEAKER_04: Eh, izo izo machine, zina zenyyeo yani unazweka wa izo izoya unazuweka konyo machine, yo machine inachambua yenyewe.
• 30:04
  SPEAKER_04: Ina chambua mbayoni safi, inaziludisha, umbazo nichafu yenyewe tu inalibu eenyewe.
• 30:12
  SPEAKER_04: Ebila kuwe po mtu mungi.
• 30:14
  SPEAKER_00: Natukesema ku kuharibu tuna manisha kuharibu konamnaga.
• 30:18
  SPEAKER_04: Ani inamana ni kusetisha sasa izo noti kony mzungkuko tuna tuna sitisha my shayake kabisa.
• 30:24
  SPEAKER_04: Nikwamba inakuwa tuna uhumta vazadi uhani utaona uh machine inapu alibu inakuja kuta kitu kama echi.
• 30:38
  SPEAKER_04: Utaona.
• 30:40
  SPEAKER_00: Upa naona nimchanganyiko a noti i mojeni naona noti nyakundo zaidi maken yelfkumikumi la kini inye nawona kamarangiya zambarao hivi na kada nyekundo.
• 30:52
  SPEAKER_00: Ndio.
• 30:53
  SPEAKER_00: Iko kunye vipande vidogo vidogo sana.
• 30:56
  SPEAKER_04: Eh, sa hivi ndo benki wina ondoa wanyye mzungguko notize to.
• 31:01
  SPEAKER_00: Wanake zna znakatokatwa nakwando gondogo hivi kesko mbahu na wezu tena kuzi yungganisha.
• 31:06
  SPEAKER_04: Eh, kwa mtoka wezu kungganisha.
• 31:09
  SPEAKER_04: Yeyo tia mba weba na e piano nezo kungganisha nkikupe.
• 31:13
  SPEAKER_00: Eh, kapo nezakapu.
• 31:17
  SPEAKER_04: Ekiowa nam na yikatokea note.
• 31:19
  SPEAKER_00: Ise, ii iningu ini ngum sana kui ku yungganesha.
• 31:23
  SPEAKER_00: Kwaiwo umchakatundu yambau nafanyo na na na benkiku.
• 31:27
  SPEAKER_00: Na benkiku.
• 31:27
  SPEAKER_00: Kwye pesambazo zimeletwa na benki zabia sara, kamo li ko zunggumziya.
• 31:32
  SPEAKER_00: Ndiye.
• 31:33
  SPEAKER_00: Kuna yule mwananchi mwje mmoje mbapuhuatu nabiyoko mba, kamo naelambayo ime imeharibika.
• 31:39
  SPEAKER_00: Unawza kupeleka, benkiku wana wana ipokiem na pokia komunanchi mwjammoje ama mimi niky wana pesambaio, nawona imechaka, ama ime ime kipande fulani hakipo, naenda kony benki za biashara mwana kuja bioti.
• 31:55
  SPEAKER_04: Ah, nisai, kabisa wanachwonkea wwanaypiana.
• 32:00
  SPEAKER_04: Benkiku inaoo talatibu wakama notiako eme aribika, onezo kudya benkiku, awu, unezo kenda benkiya biashala, wakakubadilishia yo noti, liwa, lakini ku na vigezo sasaviaku, iliwe wezo kubadilishia yo noti na kupewa, noti ako nzima.
• 32:19
  SPEAKER_04: Ivo vigezo vipukama vi in navi, yakwanza inatakewe notialari.
• 32:25
  SPEAKER_04: Isiye noti.
• 32:27
  SPEAKER_00: Manake mimikama nilienda kufanya biya shara, nikape shiringel famsini, uhu konyewe famsini elfkumimoja ni noti bandia.
• 32:36
  SPEAKER_00: Syze kuja benki kum kanifi nikafidi wayeo shiring elfkum.
• 32:41
  SPEAKER_04: Awe zukaja benkuka fidi wa yo.
• 32:44
  SPEAKER_04: Sayo kikezo chaku anze noti aladi.
• 32:47
  SPEAKER_04: La zima yueni noti alari.
• 32:49
  SPEAKER_02: Eh.
• 32:49
  SPEAKER_04: Ya pili, io noti, inata kiwa e imefikia aselimia sabina tano.
• 32:55
  SPEAKER_04: Ya noti nzima.
• 32:57
  SPEAKER_04: Sidiu.
• 32:58
  SPEAKER_00: Kusema asilimia sabina tano mina pia majja silya sabina.
• 33:01
  SPEAKER_00: Note sawa.
• 33:02
  SPEAKER_04: Ah, e noti kio anzima, a ja libika popot, yna kwania selimia mia moja.
• 33:08
  SPEAKER_04: Sintiye.
• 33:08
  SPEAKER_04: Ndio.
• 33:09
  SPEAKER_04: Sasa, aselimia sabina tano ya yye notinzima.
• 33:13
  SPEAKER_04: Ndola ta kyo wenaya ykuja ku yba delisha.
• 33:16
  SPEAKER_00: Eki tokea iko chinia hapu?
• 33:18
  SPEAKER_04: Iki po chini apo wezu kabadilishi wa yo notiye o noti tapwa.
• 33:23
  SPEAKER_00: Sasa, wana atu figwe gemini mekushawa hiku sikia kwamba, konye kunakitu mbachu mekizunggubziya paku haribu noti na sarafu.
• 33:31
  SPEAKER_00: Kunakitu nmekushawa e kukiskia kwamba ukiyona pesa mbaio ni ni nimbovu kumana ya kwamba imechanika, ama i mechaka sana, mpaka nyengine haisumeki na nini, u epeleke benkikutu.
• 33:44
  SPEAKER_00: Sasamimi nataka ni faham ni kule benkikum na pokia pesa za nam na kama hi, ama kupitia kwa benki zabiashara naweza kupeleka, huko nga sa sa ivi ku nawantu mediongeza jirampia.
• 33:56
  SPEAKER_00: Anapita na spikamta ni komba na nonua pesa mbovu, sa.
• 34:01
  SPEAKER_00: Pamuya na dola nafitu kamahivio.
• 34:02
  SPEAKER_00: Natama niye benkiku ni kweli mna pokokea pesa mbazo, zimechaka, ama zimeharibika.
• 34:08
  SPEAKER_00: Aw mpakatumye benki zabiasha.
• 34:11
  SPEAKER_04: Ah, wanapia na ni kweli richoskiya pamba benkiku uh inabadilisha notiambai lichaka au mbay miaribika.
• 34:22
  SPEAKER_04: Kwayu nachota nibenkiku vileve na benki abiasha ndo mepeoizo kaze zahu, uhubadisha noti iliu ari mika.
• 34:32
  SPEAKER_04: Sasa katika kubadisha kwa ke kunavigeso fina hangaliwa kama yo noti me kizi vigezo, yuakubadilisio, utaba delisho be shakayote, nautapewa notiako in yetamani uhama not ulio yeleta.
• 34:47
  SPEAKER_04: Kamanifkum utapel fkumikama niftan utape tana.
• 34:51
  SPEAKER_04: Aga kin sasa kunavigeso, amba inishua, ilu wasu kubadilisho yo note.
• 34:56
  SPEAKER_00: Ambavigezo hivu ni vipia sasatuha, mukabla kufikabioti.
• 35:00
  SPEAKER_04: Uh sante piano.
• 35:02
  SPEAKER_04: Uh, kigeso chapuanza ni kwanza yo not youalati.
• 35:06
  SPEAKER_04: Eh, iso ya bandia.
• 35:08
  SPEAKER_04: So, echo nkigezo chapwanza.
• 35:10
  SPEAKER_04: Uh chapili, io notin tukumtanazaji na takio efikiya silimiya sabina tano ya not in zima.
• 35:17
  SPEAKER_00: Sema silimiya sabinatano niku nikwelewajye.
• 35:20
  SPEAKER_04: Uh kodja tu eze kwe rezana ili uhatu anotuskiya o eze kweleva vizuli, uhino tiamu niki weka ivi kiwa kama hivi, nakwani asilimia miyamodja.
• 35:31
  SPEAKER_04: Ntio.
• 35:32
  SPEAKER_00: Ndio manake nikamili.
• 35:34
  SPEAKER_04: Nikamiri.
• 35:36
  SPEAKER_04: Lakini niki ikunja apakati nakwani asili miafi.
• 35:39
  SPEAKER_04: Hamsini Aselimiya msini niki ikunja tena ishirini natano.
• 35:45
  SPEAKER_04: Ishirini natan.
• 35:46
  SPEAKER_04: Eh sasa inatakye uye asilimiya sabina tano.
• 35:50
  SPEAKER_04: Manana bifue niaselimia shinatano.
• 35:53
  SPEAKER_00: Manake ni kwambo kitaka kujua silimiya sabini natano.
• 35:56
  SPEAKER_00: Una ikunja noti.
• 35:57
  SPEAKER_00: Sasa kuzi kui ukiyangali te uhyehi uye kunja mara yapili, uka ukipata ki pande kingine tena hiki pekeno kina uwezua.
• 36:07
  SPEAKER_04: Eh, you kye kimepotea konye noti, nzim, unezo katumia not ningine, kupima ezilia salimia, onezo fana notiningine, ukasueka pamoja, ili weze kukadilia sa ilia selimia sabina tano.
• 36:20
  SPEAKER_04: Ukio na kama inakizi o sabmia tano, utapuja benki nawa wa tafanya yo tatmini pamba hi noti kweli niasilimia sabina tano.
• 36:27
  SPEAKER_04: Kama ni kweli asilimia sabina tano taba delishiwa.
• 36:30
  SPEAKER_00: Apu apo konye noti asilimia sabina tano, kuna kunatari famoja nime neli isikia kama si tum tumekwa tu kya fa hamu hai.
• 36:41
  SPEAKER_00: Na leu meni wekasawa kwamba ni asilimia sabina tano.
• 36:44
  SPEAKER_00: Tuliya minishuo kwamba ili pesa benki wajpoke na wajbadiliche.
• 36:49
  SPEAKER_00: Kuna hizi namba mbozme changa nyikana na herufia papembeni zme niku kwa wima kwye pesa eyote.
• 36:55
  SPEAKER_00: Wana sema zikye po hizo tu, pesa utaba delisio.
• 36:58
  SPEAKER_00: Lakini zisipo kuwe po hizo, pesa hajwezi, kuba delisio.
• 37:02
  SPEAKER_00: Na sasasa ypuna dembi asilimiye sabina tano je.
• 37:05
  SPEAKER_00: Ikiwa, uhese itakwa asilimiye hizo sabina tano.
• 37:09
  SPEAKER_00: Lakini hizi numba bozmi aniku kwawima.
• 37:13
  SPEAKER_00: Hazipo, yo yo inakaji.
• 37:15
  SPEAKER_00: Amani sehemia sehemu iliu haribika.
• 37:18
  SPEAKER_04: Ah, inako uhanepiana easy numba, uh, ikio epikitoke tu ime alibika haina shida, as long asikwamba itwa asirimia sabina tan.
• 37:28
  SPEAKER_04: Uh, e ki alibika tu semi hapa kwa nyi easy numba tu peki.
• 37:32
  SPEAKER_04: Eh, na ine mekizi kigezu tya silimia sabina tan.
• 37:36
  SPEAKER_04: Uta badilishiwa yo.
• 37:39
  SPEAKER_00: Tha, tumetaja pigezo vi nbi kun a vigezo vini.
• 37:42
  SPEAKER_04: Eh kigezo kingine ni kwamba i not inazekwa yme katika inavipande vipanda.
• 37:49
  SPEAKER_04: Sendi.
• 37:50
  SPEAKER_04: Uh sasa uh ina lu siwa no tiago kuya kui badilisha iki wana vipande vi we litu.
• 37:56
  SPEAKER_04: Eh, nabawi longanishua kwa kwa salten yye upe transparent yamba kana.
• 38:03
  SPEAKER_04: Ni vipande vie we litu.
• 38:04
  SPEAKER_04: So z ide vipande vi willi kama nika vipande vin out a wasa kuku badilisha your note.
• 38:13
  SPEAKER_04: So chan ni kwamba uhme note kunambele na nyuma sendio.
• 38:22
  SPEAKER_04: Mbele nihuku umbako kumantiko uh feather lali rabdaka malipa shringika safu numa niuku.
• 38:32
  SPEAKER_04: Sasa ukumbele na nyuma, cote lasuma kuekuna onekana, ustokewali befu ote kwamba, ukunyuma, uhya na shidayoyote mbayo hayone shure ilesulayake aris outza kuba di shio.
• 38:48
  SPEAKER_04: Inatakyo kumbele na nyuma kue kwekunaunekana, na inatamburika kwambayo ni noti akyaskada, nazile vile izile micholoyake, nazile usanifuake, una onekana vizuli kabis.
• 39:02
  SPEAKER_00: Apa tu mzunggu mzia kusiana na noti kwamba kunazile alama zamuhimu z natakeozi saliye uh nazikifika kwe nu izu alama zsipo kuepo basi ina mna mnasema mnasi tisha, mzungguku amam naitoko kny mzungguko si livi.
• 39:18
  SPEAKER_00: Nataka tu tu gusiye kuusiana sarafu.
• 39:22
  SPEAKER_00: Sarafu zmakwazi na matumizime komfanu ma konducta, anaitumi le sarafu kugunga, gari, lakina taitumiye yu sarafu pengine, kuchezesha, watu wa uza karanga u fanyavia uzakaranga pia.
• 39:33
  SPEAKER_00: Amu ta kutana mwinggine ile sarafu anaitumiya kugungea nazi na vitu kamahivio.
• 39:40
  SPEAKER_00: Kwunye sarafu pia, nevitugene mbaw visipu kuwepu kamfanu kuna miyambili u na kutanana nayo sana sana huando nawonahivio.
• 39:47
  SPEAKER_00: Miyambiliu na kutana nayo taitambu ani miyambili kwa sawuti tu.
• 39:50
  SPEAKER_00: Lakini kimone kano inakwa tuni bati flanembo liko, liko, liko hapu naalupia, nazu pia hizi wom nazi siti shia ma tumizia manamnage.
• 40:00
  SPEAKER_04: Yea, uhin sina fanika kwenye konye noti ni viva vivo na kunye salaf.
• 40:07
  SPEAKER_04: Zile salaf wambazo zime eh zimepoteza ile shepuyake, zimepoteza ire ire sulayake palembele.
• 40:18
  SPEAKER_04: Ah, izo zote z nondoleokunye mzungguku.
• 40:21
  SPEAKER_04: Zikeludi kwenye kwenye benkiku, uh zinafanyo talatibu na zenyu positisho, naish.
• 40:28
  SPEAKER_00: Tumezunggumziya noti naza kuja na salafu piani kabadelisho.
• 40:31
  SPEAKER_00: Hakika, wunazo kadya na salafu kabadio.
• 40:33
  SPEAKER_00: Donekuje sasa na salafu mbayo uhze karume haunekani asasa kwa kwa sala salafu tatibu nasalafu mbayo inakuja sasa mbayo hainok hayone kani.
• 40:44
  SPEAKER_04: Uh utapumbuka neme kwambia gwamba, kwa upande wa noti kwambambele na nyumakuna unekan.
• 40:49
  SPEAKER_04: Eh, sasa vivo ivuna kwany salaf.
• 40:52
  SPEAKER_00: Asandu ako unekani imechaka ndu man mekujana.
• 40:55
  SPEAKER_04: Sasa imechaka, sasa kuna uchakav mambao, wenye, e utao nabamba ini shiringi mamsini ya u miya sinti, miambiri, wako ngina botu nazi.
• 41:05
  SPEAKER_04: Nakini mbazu zili mbazu hazina kitu chhachot nkama bat.
• 41:09
  SPEAKER_04: Eh, andoku mtanaza yapu inakwa ni tia ni kidoko kuba delishiye.
• 41:13
  SPEAKER_00: Osalu nansa y nawa mekula kwa ku.
• 41:15
  SPEAKER_04: Kama ilivo kwye noti nandivo ive tavo kuwa wenye kwany salaf.
• 41:20
  SPEAKER_00: Sa bana mina natamadi pietuguse kitu cha mw shoko kwa kumalizia.
• 41:25
  SPEAKER_00: Eni elimu wambaio, kunakitu chakwanza mezungumza kigezu chakuru dishiwa feather.
• 41:31
  SPEAKER_00: Kama itakwaku na wharibi foote, umetokeye.
• 41:34
  SPEAKER_00: Umegusia kwamba inatakiwa kuwa ni feather, halali kwa malipoya, ki tanzania hivio.
• 41:41
  SPEAKER_00: Bado, bado kuna kuna elimu na naamini natakye ywa fikia o tanzania, kukusiana na namna ya kutambua, pesa halali na isioko halali.
• 41:51
  SPEAKER_00: Kuna noti umenyo ne shapo, imekwa ngum sana kwanggu kutambua.
• 41:55
  SPEAKER_00: Natamani utupitiche, jepo kwa ufupi konye utofauti o noti halali na isioko halali.
• 42:00
  SPEAKER_00: Kosababu sasahivi, uh, kigezo, kwa nelipo jifunza tango mwanzo kumba, tuki kigezo kina chutumia nawe nginira ta kunja, anakwambia uki kunja, uki yachia, ukiyona ina, kunjuka najua hije nye, ukiona hai kunjuki sasapu tahari, unakona, ukyona unataka kutibitisha u nafanya kosa jingine.
• 42:20
  SPEAKER_00: Udi la uharibifu.
• 42:21
  SPEAKER_00: Natamani pietupite konye konyehilo.
• 42:24
  SPEAKER_04: Ah, asante wwane piana uhweli watuenga mekwaki to mianji ambazo sio sahiku tambwa kampani noti alari, how si halari.
• 42:34
  SPEAKER_04: Uh benkiku kamandoyana ana chapisha na ksambaza ezi fe na vivile uhajibu kubuni na kweka alamazo salama kwenye noti ambazu azuzi, kubu shio kila ezi nalaia.
• 42:51
  SPEAKER_04: Uh alama ezi zipo konyi notizetu, alamazo salama notizetu, ezi alama zmegawanika kwenye makondito fotofauti, kun alama ambazo nazo kas tu tumiya machua kawaiida, to kaona, oka youa ininoti halari.
• 43:07
  SPEAKER_04: Kuna alamazo salama zingini ambazo natumiamikonakwa kawida, isia unazo kagusa meno flani kuni notietu, o katambo ininoti ni halari.
• 43:17
  SPEAKER_04: A virevile kwa kuna akundi jingina putumiya vifar malumavifa malumbavio, uh, tanzatu katumia, kwangalia, alamazo salama zinginezi me gifia sana ezi notizetu.
• 43:30
  SPEAKER_04: Mambazo uhranzatu katamboi inotia also lava.
• 43:35
  SPEAKER_04: Kifaki modia ni manga zambalao.
• 43:38
  SPEAKER_04: And I knew anatomika manga water zambala manga water zambalao UV ultraviolent light one eater when zoka to mi umbo amba wasu kaunachaida, ye cana tia ormonga.
• 43:53
  SPEAKER_04: Uh Villeville tuna uhilevifavia kuziaman.
• 44:28
  SPEAKER_04: As a kunalama ya kwanza, ambayo ni marufu, ambayo ni sula ya morim nyeleri.
• 44:37
  SPEAKER_04: Uki nyenuwa no tietu i kwenye mwanga hivi, utauna apakuna, sula morim nyeleri inno kana vizuri ka bisana wungavu to fortuna kwany noti when you not to eat naita ni watermarking gaza to semani watermark uh pot treaty a moring lere ni kwamba easy zime zimengizu kwandani kabisa.
• 45:07
  SPEAKER_04: Nayo ni modia sifaya pamba.
• 45:10
  SPEAKER_04: Kamba pamba yenyewe, zile lamazo salama, kunazingine unawizo kazi feature kwenye kwenye note Ionecani ju in a ji fecha ndani dokammaye.
• 45:23
  SPEAKER_04: Villevilo kyangalia chini akidevucha mori nyerele kunatamania not to sika na inye feature pandani, uki nyanyuapenye muanga iu tayona na onekana inonekana visori.
• 45:35
  SPEAKER_04: Sa vilevile banaypiana, tunaalama nyigine, ambao ni utepepe, tawona utepe, umbao naitu uh security thread, uhuna ambao ukiwangale visuri unakama uhimbiya na chesacheza, eh, uki gewza gio sunona, kunavitu vinangana nakama inacheza cheza?
• 46:02
  SPEAKER_00: Nekama nekama uhunaamno kiweka, mawimbiana kula u pande moja kunanam no kiweka na rudio pandewa pi.
• 46:11
  SPEAKER_00: Eh.
• 46:11
  SPEAKER_04: E Vilevile utepe vive uuna badilika langi, kunanam no kiweka, utona kunalangi zina zina zina interchange zina badilika.
• 46:22
  SPEAKER_04: Yeyo kuna alama nyingine tene.
• 46:25
  SPEAKER_04: Ey, alama nyingine, anya alama zipo nyingi kuna nyingine kuna ili pempen ne ukama na yono, umondanis kuna kunatamani usike meandi ku.
• 46:35
  SPEAKER_00: Marambili nayono.
• 46:36
  SPEAKER_04: Yes, na in onekana bisuri kabisaho.
• 46:39
  SPEAKER_04: Sasaba not ye uh bandia wezuka kuta echokito, eh, andata kamaitone haiziko on nekana kama injsi novo navon nekana ive.
• 46:49
  SPEAKER_04: Avirevile tuna ukigeuza nyu mauku, kunaipembetatu inalange, langya thehabu, na akigiani.
• 46:58
  SPEAKER_04: Tonikama kwa kwa kwa kwa kwa kigeuza geuza kama in a twig.
• 47:01
  SPEAKER_04: Uki geuza geuza, utona inabadilika, ina endakon yelangia o kigyani, na ina ludiko nyelangia thehabu.
• 47:11
  SPEAKER_04: Uhwani badi alama bazuko nazo ka tumia kwa macho twiakawaiba.
• 47:16
  SPEAKER_04: Vilevile kwakutumiya mikonoetu sasasai zile, uhunaineo ki a shika konyenotizetu, unazoka gundo kampaini noti aladi atanzani.
• 47:27
  SPEAKER_04: Uh kunasem kama easy pemben pembezoni muz naitu attactile corners.
• 47:33
  SPEAKER_04: Uki ukikuki yalibu ku gusa utais kunavitu, nazoka vin shika wane pia unawis kamakuna vitu fan ifuna vigusa.
• 47:43
  SPEAKER_00: Mamake hili umbo mba uliko pembenia po kirigusa wunali hisi na kupitia kidole.
• 47:49
  SPEAKER_04: Kidole se wmehisi wem when video weereze kamama umekisi chokitu.
• 47:54
  SPEAKER_00: Icho ichokit me ne uhali siya wuna unahis kamama bonde mabonde.
• 47:58
  SPEAKER_04: Yes, una iskama bonemo.
• 48:00
  SPEAKER_04: Vilevile kuna ezi uhandisha landika feza alari, kwa malipa yashiringi, elf kumi elfano.
• 48:10
  SPEAKER_04: Kuyagusa, unyanbia kama wunaze una isivitu fanivi.
• 48:14
  SPEAKER_00: Nayo pia unawezua kuyasoma ni nani nani ayo peke, unawaza kuyasoma, uhangjia kugusa tu.
• 48:22
  SPEAKER_00: Eh w Nana ni donjia hiza bosana tu mika na uhwenishangamoto ya kuona tu miya kuyua notihiniya shirin kenga piu.
• 48:30
  SPEAKER_04: Uh, of course ni kwelu nachoongiya pamba kuna mewa naza kagusa kasema, Ikam yulisha pampani notia tamangian.
• 48:38
  SPEAKER_04: Lakini sio haiya, uhimodia tuya nani.
• 48:41
  SPEAKER_04: Lakini haio echo na chosema, bamba witu wenzetu uh uhyewoniya fifu, uhazuaka tumiya ezi alama.
• 48:51
  SPEAKER_04: Sunaziona izi alama.
• 48:52
  SPEAKER_04: Sunona ivi kuna vivi vivi vivi tatuvi meshukka.
• 48:56
  SPEAKER_00: Dio kunakama alama tatuza vi alama tatuza vi.
• 48:59
  SPEAKER_04: Eh, sasa kwenye shingev kumi zikoizu alama tatuza vi.
• 49:02
  SPEAKER_04: Nazenyo ki zigusa utazi isi.
• 49:04
  SPEAKER_04: Mjalibu kuzigusa utaono.
• 49:07
  SPEAKER_04: Ivio, ziko tatu.
• 49:09
  SPEAKER_04: Ziko tat.
• 49:09
  SPEAKER_04: Eh kwayo useo zikotatu attajuani shingapi shingelf kumi.
• 49:13
  SPEAKER_04: Kwanya shiringelftano, uh shingelftano ziku mbili iso viza kushukachi.
• 49:18
  SPEAKER_04: Shilingelfumbiri, fumbili komodja.
• 49:21
  SPEAKER_04: Shilingelf moja?
• 49:22
  SPEAKER_04: Shingelfumogja ni vimistali sasaenye.
• 49:25
  SPEAKER_04: Nabadi v mistali vedi.
• 49:28
  SPEAKER_00: Yodo nemeju ne mayju aleo here.
• 49:32
  SPEAKER_00: Kovanake uhtatu n shilingelfkum.
• 49:36
  SPEAKER_00: V mbili ni shilingielftano.
• 49:38
  SPEAKER_00: Yes.
• 49:39
  SPEAKER_00: V moja nishilingielf mmbili.
• 49:41
  SPEAKER_00: A kisha konya shilingelf moja kuna mistal.
• 49:44
  SPEAKER_04: Mistali, yes.
• 49:47
  SPEAKER_00: Brother mimi kushkurusana kokwana sisi tume patamadini, mengi kweli kweli, sikuhiye leo, kwa mtanzania mbeuli, ungana na sisi leo konye mailezo podcast tituli keti hapana atufigwege, uhwakabalula enya fisa mwandamizi, kutoka benki ku Tanzania B.
• 50:05
  SPEAKER_00: O T.
• 50:06
  SPEAKER_00: Ipia na slema nili kwepuhapa.
• 50:07
  SPEAKER_00: Zunggumza nawa Tanzania kwaamara yamuncho pengine, ama ujumbewakwa musho.
• 50:14
  SPEAKER_00: Simara yamushu najotra zunggumzamengi sana.
• 50:16
  SPEAKER_00: Zunggumza nawa tanzania sasahivi, nini ujumbewaku konye utunzaji, uwa noutila kini piesaraf.
• 50:22
  SPEAKER_04: A sante uhwepiana uhulu kwanza kwaichiki kipindi uhyo meza kukifanya na sisi benkiku, aikua ni moji eelimu, abautinatowa kwa wananchi.
• 50:38
  SPEAKER_04: Kusu majjikumi ya benkiku, vile vilena, uhusu shiguri zoteza za benkiku.
• 50:45
  SPEAKER_04: Uh niwasi tu wananchi uha wa uh wa wafate uhate myre kezu mbao tumewa papa, uham nabola mbaoya kutunza feather, waze kusi tunza vizuli, edi kwe pusha serekali kupata asala.
• 51:03
  SPEAKER_04: Uhtakumbuka ni me kwambia kwamba ezi notizetu kizichola toki dogozi kaludi kwetu, zina kwaze mistisha my shia ke kwayo tona nikiasigani, serekali na ingia asala, uhwa walibifu.
• 51:18
  SPEAKER_04: Kwayoni wasiwa nanchiwa weze kuzitunza pesasetu vizuli, uhwye mazinggila makavu, natuzi pende, notizetu nitunya taifa.
• 51:28
  SPEAKER_00: Umezung gumziya kusiana na ezi alambozu ziko konye easy noti ya kwamba ili mtu akitaka kufahamu kwamba noti hini bandia, ama nihalisia natakyo kuzitazama, kunazile vi tatu, kunya noti elf kumi, kuna v mbili, konye noti elf tano, moja konye noti elf mbili, mistari, kuna yhukokapasa, na vitu kama hivi sasa.
• 51:52
  SPEAKER_00: Uh wwalipo tuzidi ujianja pengine wananchi, nia nanjia ra karaka nona nawza nikakunja, nika yukachini.
• 51:59
  SPEAKER_00: Akiyo nameji kunjua, kitu mbacho pia haweziya kafanya hivio, kunye wakati mbaw na taka kufanya malipo, makubu, mfano, mtiko kwa nyye mnada, ana takakuza nombe, amakanunuwa ngombe kapewa pesa, e msukumahuwe sasatanza kwangaliya moja, takujeapiri ya tatu, amana mnageni.
• 52:18
  SPEAKER_00: Tu tu tazame pnjiye haraka, yamuja kwa moje neza kam se die umananincho kutambue ezi noti, uhisi pa mujena bandia, kwa harakazai.
• 52:29
  SPEAKER_04: Uh asante ndupiana, kwawa tu sa sambao wenye make wenyefeda nyingi.
• 52:37
  SPEAKER_04: Mana weziaka uhwa na chkua noti mojamoja na itazama nini uh benkikui na shauli uhwa mba wa to miye mifumo bada la malipo.
• 52:49
  SPEAKER_04: Tasa ivi tanzania tuna uhumo mingi sana malipo.
• 52:53
  SPEAKER_04: Mba kuna izo uhuna ezi se pesa simza pesa is sendio.
• 53:04
  SPEAKER_00: Mali malipo kwang g mtandao.
• 53:06
  SPEAKER_04: Kwa Malipo kwangji mtandao tuna Malipo mbali eh mifumo bali mbali mbayo ina inas idea kufanya malipo ya uh transaction of sik.
• 53:19
  SPEAKER_04: Kwayu tuniza tukatumia isonji mbadala badala ku kwanza kupata elasizoa uhwanza kuzi kabua moja moja maza batumia isonji mifumumbadala, ukafania malipo, kwa pesa nyingi, uhenki ku in aimiza sana matumizia uhumbadala malip.
• 53:42
  SPEAKER_00: Kumana malipo kwanja mtandao kwanja mtandao.
• 53:46
  SPEAKER_04: Kwanjaya benki Sasaiviku na mifumo chungunzima unazo kafania uhela sishu sana sana.
• 53:55
  SPEAKER_04: Ona chya nazaka tumiya yo mifumumbadala, okazfanya malipomaku.
• 54:00
  SPEAKER_04: Eh, of coz in a benki kuina imiza sana kutumiya, uhutumiye malipu andjia mbadala, zaidi, uliko kutumiya keshosabun do nako erekia, uchumi orta zamiasivun erekia, uko kunye cash light economy.
• 54:15
  SPEAKER_04: Kwayo eliku imiza kosabuata malipa selekari sasaifi uwe kenda kulipa kesh.
• 54:20
  SPEAKER_04: Eh, unapewa tu control number, unalipa.
• 54:23
  SPEAKER_00: Wakati unaneambia hivu nika nikawaza.
• 54:26
  SPEAKER_00: Nafasi ya bi otiita nendelea kusalia palepale i kiwa watu watachagua kutumia tufikire tu.
• 54:33
  SPEAKER_00: Uh, watanzania wotele ohi, wakacha kutumia, malipo, haya, kwa kutumia, noti, hivi, okau nafanyye mtandao.
• 54:40
  SPEAKER_00: Nafasiya bioti tasalia palepale?
• 54:43
  SPEAKER_04: Ah, la eita saliya, nasababu kwanza, uh, atwezi tuka wandoka kabisa kwye kesh, i kan keshi reci.
• 54:51
  SPEAKER_04: Lasma putakwa na kesh ki doku mba s ku.
• 54:55
  SPEAKER_04: Vilevule benkikuina simamiya ayo yomifumu e malip.
• 54:59
  SPEAKER_04: Ah, e kwayo.
• 55:00
  SPEAKER_04: Bado benkikuina kaze nyingisana.
• 55:03
  SPEAKER_04: Pamoja nayolo la kusimamiya yo mifumu ya malip.
• 55:07
  SPEAKER_00: Kwasabu aswe swanggu i kwane kuwa sasa bioti nikama pale mbapu ba askare o ta ulizu komba.
• 55:14
  SPEAKER_00: Sase ikiwa kila muto takwa mwe manyi nini kazienu takwane nini.
• 55:18
  SPEAKER_00: Lakini kwa vila mbavio me omenyambia komba, bado mifumu hipia malipo, ata kwanjia mtandao bado na smamiona bioti, bado bioti takwe pokuratebu.
• 55:27
  SPEAKER_00: Shukwa nisana mtanzanie kwa kunggana na sisi hileo u kwenye mayelezo podcast tituliketi hapa, nabuana atufigwege mwkabalula eeni, afisa uwa benki mwwanda mizi, kutuka benki kuye tanzania bi otit.
• 55:40
  SPEAKER_00: Mezunggumza mengi sana, kuhusiana na sheria benkikuye tanzania, ba yamokel fimbilina sita, uh, u linzi wa sarafu, pamujiena utunzaji, wa noti na vitu kama hivju na makosam balimbali, ambay watu likuwa kiafanya kwa kujiwa, ama kwa kutokudiwa.
• 55:56
  SPEAKER_00: Na gyua marabada ya podcasti hi, utokome badilisha mtazamo kwa sehemu kubua sana.
• 56:02
  SPEAKER_00: Atofigwege ujumbi o mwishokozungumzana uhanzania kwa ku Malizia, uhama ni rai ama mese jiotele, yaku Maliza kwa tanzania wkatihu.
• 56:13
  SPEAKER_04: Ah, sante piana, uh ni wasi tu wa nananchiwa Tanzania.
• 56:18
  SPEAKER_04: Uh waipende notietu.
• 56:21
  SPEAKER_04: Usalafuzetu.
• 56:22
  SPEAKER_04: Uhwasabu ni moja tunu taifa uhwayu tuzingatia zile talatibu nizo zereza, uham nabole kutunza ezipesa uh uhirevule kuzingatia sheria zanchi uhuto kwaribu ezi feather, uhikuye pushia galama selecali.
• 56:42
  SPEAKER_04: Uh na kitu kikipenda chakwenu and those aren doen yeo.
• 56:47
  SPEAKER_04: But you uh uh no shall to atintuga Tanzania uh in the lezifazi vizuli notizetu.
• 56:55
  SPEAKER_00: Karibu sana, nikushkurupio embayume ketina sisi ku muda watehu, siacheku fatilia mailezo podcast to taketina nani hapakatika episodi yao basi andelea tukuga karibu na kura sazetu za mitandao yakijiami, kosababu kupitiye mailezo podcast ituna ji funza kuhusu vitu watu na mahali nahibo viote nikuihusu nchietu ya tanzanyajina lango nipia na sleman npako kati mungine, koheri kosasa.