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FRIDAY DRINKS: V's book is out! · She's On The Money

• 0:00
  Speaker 1: She's on the Money. She's on the Money.
• 0:16
  Speaker 2: Hello and welcome to She's on the Money, the podcast
• 0:19
  Speaker 2: for millennials who want financial freedom. This is another one
• 0:23
  Speaker 2: of our Friday Drinks episodes where we get to celebrate
• 0:26
  Speaker 2: the money wins from our She's on the Money community.
• 0:28
  Speaker 2: As you guys already know because we've said it so
• 0:31
  Speaker 2: many times, there are so many beautiful money wins and
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  Speaker 2: confessions that are shared in our community each and.
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  Speaker 3: Every single week.
• 0:37
  Speaker 2: And given our team genuinely spends a very big part
• 0:39
  Speaker 2: of our week talking about what happens in the community,
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  Speaker 2: it only feels fair to share. Fridays are always about
• 0:45
  Speaker 2: celebrating our community and having more positive and constructive conversations
• 0:49
  Speaker 2: around money. So let's jump right in, Tony, what was
• 0:53
  Speaker 2: this week's money dorry about?
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  Speaker 4: This week, we spoke to a woman. Oh a little
• 0:57
  Speaker 4: bit of a trigger warning here, to a woman who
• 1:00
  Speaker 4: who has been through a really rough time. She's gone
• 1:04
  Speaker 4: through multiple injuries and she suffers from Erland's disease, which
• 1:09
  Speaker 4: is epic.
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  Speaker 2: I loved this.
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  Speaker 1: Yeah.
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  Speaker 4: So, she's had lots of challenges through her life with
• 1:14
  Speaker 4: a late in life diagnosis of dyslexia and erlins. So
• 1:19
  Speaker 4: she went to union that was really difficult and stuff
• 1:21
  Speaker 4: like that, and went through an abusive relationship and had
• 1:25
  Speaker 4: lots of debt put into her name which she hadn't
• 1:28
  Speaker 4: actually incurred herself. So yeah, it was a really inspirational
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  Speaker 4: story to hear that she'd come through the other side.
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  Speaker 4: She's just paid off all that debt. She's making eighty
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  Speaker 4: eight thousand dollars a year and the job.
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  Speaker 2: That she's doing making bank for herself.
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  Speaker 4: Yeah, and she's got a great new partner now who
• 1:45
  Speaker 4: loves her.
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  Speaker 1: And she gets along really well with his family and stuff.
• 1:48
  Speaker 4: So it was a really really nice, feel good ap
• 1:51
  Speaker 4: of a money diary this week.
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  Speaker 2: Yeah, I was really impressed with her and to know
• 1:55
  Speaker 2: how much money she's making when you know, kind of
• 1:58
  Speaker 2: the odds were against.
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  Speaker 1: Her alundred yes, get it.
• 2:00
  Speaker 2: I love this for you, Jessica Rici. What happened this
• 2:04
  Speaker 2: week on The Deep Dive?
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  Speaker 3: This week we said, let's talk about tax baby, and
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  Speaker 3: I have been singing this all week. Tony should definitely
• 2:13
  Speaker 3: sing that, not me, trash it.
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  Speaker 2: But that's okay. It's about the enthusiasm you bring to
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  Speaker 2: the table.
• 2:19
  Speaker 3: Yes, spoiler alert, we spoke about tax which baby Baby
• 2:25
  Speaker 3: tax time is right around the corner, so we spoke
• 2:27
  Speaker 3: a little bit about the dos and don'ts, how you
• 2:29
  Speaker 3: can take a bit of the stress off and feel
• 2:31
  Speaker 3: a little bit more prepared, what you may or may
• 2:33
  Speaker 3: not be able to claim, and a whole bunch of
• 2:36
  Speaker 3: things which may be really helpful for our side hustlers
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  Speaker 3: and small biz owners.
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  Speaker 2: I feel like that episode was really fun as well,
• 2:42
  Speaker 2: and we got you on the episode this week as well.
• 2:44
  Speaker 3: Do this week because g King.
• 2:46
  Speaker 2: Has been away for her partner's birthday. But usually I
• 2:49
  Speaker 2: ask you what we're drinking. What are we drinking this week?
• 2:52
  Speaker 3: This week we're celebrating. We've got a little chink chink.
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  Speaker 2: Oh, I don't like that champagne sound Ryan, you don't know, No,
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  Speaker 2: don't stop it.
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  Speaker 5: No, one's slightly to be more aggressive.
• 3:03
  Speaker 2: Yeah that's okay, Jessica. We are drinking champagne. You are correct,
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  Speaker 2: but could you please properly articulate the name of this drink.
• 3:10
  Speaker 3: Today we're drinking a chilled verve, not from Dan Murphy's
• 3:14
  Speaker 3: because if you know, you're not child verve clicko chilverve click,
• 3:18
  Speaker 3: it's actually the u A click it.
• 3:20
  Speaker 2: Oh yeah, the one with the orange bottle the green glass.
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  Speaker 1: Yeah, yeah, yes, it is nast year. We didn't go
• 3:30
  Speaker 1: with arden, but that's okay.
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  Speaker 2: No, sorry about your shard. Do you put lemonade in
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  Speaker 2: your shardy?
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  Speaker 1: Of course? I'm an Australian woman, Warm day.
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  Speaker 3: But we're I'm the shampus because we're celebrating. We are
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  Speaker 3: celebrating this week. Victoria will happens. I have don't praying.
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  Speaker 3: There has been so much going on and so much
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  Speaker 3: I want to share, but we're going to talk about
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  Speaker 3: it a little bit later, so I'll save it for
• 3:58
  Speaker 3: after the break.
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  Speaker 2: Okay. So from there we are going to bounce straight
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  Speaker 2: to Ryan Brian John. Have you got some community money
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  Speaker 2: wins to share with us?
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  Speaker 6: I do, and the first one is from Taran. But
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  Speaker 6: before we get into Tarran's, what's our thoughts on skinny
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  Speaker 6: jeans being out and mum jeans being back in?
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  Speaker 2: Nope, nope, nope, I've tried the mum jeans. I'm stuck
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  Speaker 2: on skinny jeans.
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  Speaker 5: I'll fight you.
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  Speaker 3: They are stars.
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  Speaker 1: Yeah, I would like to say there's room for everyone,
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  Speaker 1: like as.
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  Speaker 2: If you have mum jeans on.
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  Speaker 3: I love in my rooms. They're so comfortable. But I
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  Speaker 3: think a skinny jean has its place. Call me like,
• 4:33
  Speaker 3: I hate that. I'm going to say, call you a millennial,
• 4:36
  Speaker 3: like call me a boomer, but sometimes this.
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  Speaker 1: Is a skinny jean just makes you but look so good.
• 4:44
  Speaker 3: And the secret here, I should stipulate it gets the stretch.
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  Speaker 3: He was like, we're not here for feeling like a
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  Speaker 3: trussed up turkey. I want to be able to breathe.
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  Speaker 5: And Susanna, I don't want to sound like a boom
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  Speaker 5: vocals like that.
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  Speaker 1: It's different.
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  Speaker 6: So Taran says, I've been eyeing off some mum jeans
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  Speaker 6: for a while because I'm, you know, a big step
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  Speaker 6: for a millennial, skinny gene obsessed person like myself.
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  Speaker 3: It must be.
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  Speaker 2: Taller than me, because I'm telling you right now, I
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  Speaker 2: have not found a mum jean that suits someone who
• 5:14
  Speaker 2: is five foot one yet. If you have, please slide
• 5:18
  Speaker 2: into my dear.
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  Speaker 1: Oh, You're going to get so many messages.
• 5:20
  Speaker 2: Honestly, I'd be very happy to get so many messages
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  Speaker 2: because I'm short and don't look good in mum jeans.
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  Speaker 6: I feel like a mum jean and a pair of
• 5:26
  Speaker 6: your really expensive shoes would be one of the ultimate composts.
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  Speaker 2: All right, thank you. I will absolutely model that for
• 5:32
  Speaker 2: you later.
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  Speaker 1: What did she do?
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  Speaker 6: Taran said, I couldn't justify spending one hundred dollars on
• 5:36
  Speaker 6: these mum jeans that I found, because she's like, I'm
• 5:38
  Speaker 6: not sure if I actually like him. I'm just kind
• 5:40
  Speaker 6: of seeing what the deal is. But then I found
• 5:42
  Speaker 6: them on Amazon this week for sixty five dollars plus
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  Speaker 6: they had a promotion to get ten dollars off if
• 5:47
  Speaker 6: you use the app. Then it had free shipping, and
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  Speaker 6: then I remembered that I had a stash of Amazon
• 5:52
  Speaker 6: gift cards from work as little bonuses and stuff.
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  Speaker 5: And she got it down.
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  Speaker 6: To zero dollars, lots of free mum jeans, and then
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  Speaker 6: deleted the Amazon app off her phone so she wasn't
• 6:02
  Speaker 6: tempted to go again. Huge well done, Jacinta says, genius.
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  Speaker 2: Total, you've been on this all day. You keep being
• 6:11
  Speaker 2: really punny.
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  Speaker 5: Thank you, Oh cinerud.
• 6:15
  Speaker 6: Jacinta says, we're moving house, so I've been selling the
• 6:18
  Speaker 6: furniture we won't be taking. It's not much, but we've
• 6:20
  Speaker 6: put enough enough money that I can use money from
• 6:23
  Speaker 6: the old furniture to pay for the new appliances, all right,
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  Speaker 6: which is genius when she says it's not a big deal.
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  Speaker 6: I reckon, that's a huge win.
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  Speaker 3: That's massive.
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  Speaker 4: Yeah, and also like doing a bit for the planet
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  Speaker 4: as well, instead of just like chucking stuff out, there's
• 6:35
  Speaker 4: probably people that are moving out for the first time
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  Speaker 4: that are getting like a bit of cheap furniture out
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  Speaker 4: of it, which is like a win win for everyone.
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  Speaker 6: Absolutely, Now Amanda's got to win that. I'm going to
• 6:43
  Speaker 6: implement in about seventeen minutes time. If you type in
• 6:46
  Speaker 6: pizza hut into Google, one of the first sites that
• 6:50
  Speaker 6: pops up is Domino's promoting thirty percent off pizzas. It
• 6:53
  Speaker 6: works every time. I've never paid full price for a
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  Speaker 6: pizza in my life.
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  Speaker 3: On the Domino's team came up with that much getting
• 7:00
  Speaker 3: struck amazing ten out of ten.
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  Speaker 6: Well done, Absolutely, and I'm savage. You can the middle
• 7:06
  Speaker 6: man of pizza if you just google Dominoes.
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  Speaker 1: Retaell me not they always have.
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  Speaker 4: I obviously had a lot of Dominos, not the full price,
• 7:15
  Speaker 4: no never, Who are you a savage?
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  Speaker 5: All right?
• 7:18
  Speaker 6: Here's another conundrum for us. How do we describe the
• 7:21
  Speaker 6: feeling of purchasing something and then a few weeks later
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  Speaker 6: seeing that it's on sale cheaper than what.
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  Speaker 5: We bought it for.
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  Speaker 3: Frustrating.
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  Speaker 5: Yeah, it's annoying.
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  Speaker 2: Now it's frustrating, but I'm probably a little bit of
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  Speaker 2: a Debbie downer. If it was in your budget, you
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  Speaker 2: shouldn't be worried. You should still be looking at it.
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  Speaker 5: We still want to win, Like you said, you still.
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  Speaker 2: Want the win. But if you decided that you weren't
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  Speaker 2: going to wait for a sale, then you accepted the
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  Speaker 2: non sale price.
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  Speaker 3: I'm hoping this win's going to be something we've spoken about.
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  Speaker 2: So I'm being like an absolute not very nice person
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  Speaker 2: about a trust up turkey.
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  Speaker 6: Yeah, so, Karen says, store credit wins.
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  Speaker 5: Karen, well, wait for it.
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  Speaker 6: Bought a table from Freedom Furniture for one thousand, two
• 8:02
  Speaker 6: hundred dollars.
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  Speaker 2: Oh that's an expensive table. I'd be annoyed about it too.
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  Speaker 6: Then got to make everything back, then got an email
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  Speaker 6: about it being advertised for eight hundred dollars, which is
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  Speaker 6: four hundred cheaper, and she goes, I know Freedom is
• 8:12
  Speaker 6: super strict with their refund policy, but I thought it
• 8:15
  Speaker 6: was worth enos.
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  Speaker 5: So what did Karen do? She asked talk to them,
• 8:17
  Speaker 5: who told them?
• 8:19
  Speaker 6: But it worked out The person who entered the phone said, yeah,
• 8:21
  Speaker 6: that does sound a bit unfair, especially as we haven't
• 8:23
  Speaker 6: even delivered it yet. So instead of giving the four
• 8:25
  Speaker 6: hundred dollars back, which they couldn't do, she got a
• 8:27
  Speaker 6: four hundred dollars store credit.
• 8:28
  Speaker 4: Oh, still spend the money there. That's so smart from
• 8:32
  Speaker 4: freedom as well.
• 8:33
  Speaker 2: Well, she's now getting something for free. I like that.
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  Speaker 5: Yeah.
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  Speaker 3: So many people have said though, that when they've had
• 8:38
  Speaker 3: that happen to them, like they've seen something go on
• 8:40
  Speaker 3: sale not too long after they purchased it, that they've
• 8:42
  Speaker 3: just gotten in touch with the company and been like, hey,
• 8:44
  Speaker 3: are you able to refund the difference. A lot of
• 8:46
  Speaker 3: the time people say, hey, like if it's within returns period,
• 8:49
  Speaker 3: like you can either refund it or I'm going to
• 8:51
  Speaker 3: return it and get it cheaper anyway, And they say yes.
• 8:54
  Speaker 6: And so they should, and I think they get it.
• 8:55
  Speaker 6: They're like, oh, we're helping our customers. Everyone's a winner.
• 8:57
  Speaker 6: They get a good experience with us.
• 8:59
  Speaker 1: Like people the end of the phone of humans too.
• 9:01
  Speaker 3: Yeah, nice when you ask.
• 9:03
  Speaker 1: Yeah.
• 9:03
  Speaker 4: And but Victoria and I were talking about this the
• 9:05
  Speaker 4: other day that when you do call someone, you're not
• 9:09
  Speaker 4: talking to the owner of freedom. You're not talking to
• 9:12
  Speaker 4: mister Toyota like, you're talking just to a person who
• 9:15
  Speaker 4: probably also just like wants to save the four hundred bucks,
• 9:18
  Speaker 4: so you might as well call them. It costs nothing
• 9:20
  Speaker 4: to ring apart from my local call.
• 9:23
  Speaker 5: That's all the thing. I don't know.
• 9:26
  Speaker 3: How much TD or is that?
• 9:28
  Speaker 1: Oh that's different thing.
• 9:29
  Speaker 6: Yeah, that's a different podcast. Paul Lett says, money win.
• 9:32
  Speaker 6: I entered two competitions on Instagram and one two fifty
• 9:36
  Speaker 6: dollars vouchers. Now I'm off to Lioness and Glasson's for
• 9:39
  Speaker 6: some new outfits.
• 9:40
  Speaker 2: Oh how lucky is she to have gotten not one
• 9:43
  Speaker 2: but two?
• 9:43
  Speaker 3: I know, the same competition, different competitions.
• 9:47
  Speaker 1: There you go.
• 9:48
  Speaker 2: That's a lot of luck.
• 9:49
  Speaker 1: The other week, I enter competitions on Instagram all the time.
• 9:53
  Speaker 1: I never win anything.
• 9:54
  Speaker 5: Really.
• 9:55
  Speaker 2: We have a family friend who literally enters competitions, and
• 9:58
  Speaker 2: I think she started when she was regnant, just at
• 10:00
  Speaker 2: home started Matt Lee was a bit bored. She's won everything, literally,
• 10:05
  Speaker 2: TVs fridges, a trip to Hawaii one time, just.
• 10:08
  Speaker 1: For some people are lucky.
• 10:10
  Speaker 3: Last time I remember I watched like a current a
• 10:13
  Speaker 3: fair episode or something like back in the day on
• 10:15
  Speaker 3: People who do it, like almost as a job. Like
• 10:17
  Speaker 3: just any competition they can get their hands on, they
• 10:19
  Speaker 3: will enter, and like statistically they win like a heap
• 10:21
  Speaker 3: of stuff because they're just entering so much.
• 10:23
  Speaker 6: Can we do a thread in the group about stuff
• 10:25
  Speaker 6: you've won? Doesn't matter I've done that before. I don't know,
• 10:28
  Speaker 6: but I'd like it doesn't matter how big or how small.
• 10:31
  Speaker 6: In fact, i'd actually find it quite funny to see
• 10:33
  Speaker 6: the small little wins you've got to.
• 10:35
  Speaker 5: I reckon there'll be a lot of it.
• 10:35
  Speaker 2: But I also want someone to one day go, oh,
• 10:37
  Speaker 2: I want a million dollars from a scratchy like, tell
• 10:40
  Speaker 2: me about it if you're comfortable sharing that.
• 10:42
  Speaker 5: Obviously, how blind are you?
• 10:45
  Speaker 1: What do you mean drunk?
• 10:46
  Speaker 5: I'm not.
• 10:47
  Speaker 2: I've had a glass of champagne.
• 10:49
  Speaker 6: Your speech all right, Mick Mickey says, gotta love Facebook
• 10:54
  Speaker 6: Marketplace and this is the last one, so just the
• 10:56
  Speaker 6: little nod to Jess over there, appreciate it. I sold
• 10:58
  Speaker 6: a suit on Facebook market Place as it didn't fit
• 11:01
  Speaker 6: me anymore. And I was you said soup.
• 11:06
  Speaker 3: Jess here talking about trust up turkeys.
• 11:09
  Speaker 2: Tony's talking about soup, and I get in trouble for
• 11:13
  Speaker 2: stumbling over your word.
• 11:14
  Speaker 6: I sold some soup on Facebook Marketplace because I didn't
• 11:16
  Speaker 6: fit it anymore.
• 11:18
  Speaker 3: I was done eating my soup.
• 11:22
  Speaker 5: Anymore.
• 11:23
  Speaker 6: So Nikki said, they didn't fit anymore, but she wanted
• 11:25
  Speaker 6: a new suit to replace it. She's thought, I sold
• 11:27
  Speaker 6: one on Facebook mark Place, may as well look there
• 11:29
  Speaker 6: as well. She said, I found one that I really
• 11:31
  Speaker 6: really loved and it was actually less than what I
• 11:34
  Speaker 6: sold my force. So not only do I now have
• 11:36
  Speaker 6: a suit that fits, but I had a little bit
• 11:37
  Speaker 6: of extra change as well.
• 11:39
  Speaker 2: She made money win.
• 11:40
  Speaker 3: That's huge.
• 11:41
  Speaker 2: Well, Nikki, let's go to a quick break then, and
• 11:43
  Speaker 2: we'll talk after the break about that. She's on the
• 11:45
  Speaker 2: Money team wins the book News and Jessica, I believe
• 11:49
  Speaker 2: you have a very exciting follow up follow our community members.
• 11:53
  Speaker 3: Don't go anywhere.
• 11:54
  Speaker 7: It's a good one, all right.
• 12:04
  Speaker 2: We are back, and because we are very kind people,
• 12:07
  Speaker 2: we're just going to jump automatically to the most exciting thing.
• 12:10
  Speaker 2: Jess you have a follow up from one of our
• 12:12
  Speaker 2: She's on the Money community members that you want to share.
• 12:14
  Speaker 3: What is it I do? So, anyone who listened to
• 12:17
  Speaker 3: last week's Friday episode, one of the things we spoke
• 12:20
  Speaker 3: about from the community was a post from our friend Jacqueline,
• 12:23
  Speaker 3: who had been offered a redundancy. She'd been working at
• 12:26
  Speaker 3: her company for a really long time and she liked
• 12:29
  Speaker 3: the company, right, and that was the thing. She was like,
• 12:31
  Speaker 3: it's a really sizable redundancy because I think she'd been
• 12:34
  Speaker 3: there for close to ten years or over ten.
• 12:36
  Speaker 2: Yeah, it was like nearly ten years.
• 12:37
  Speaker 3: Yeah, so it was pretty it was going to be
• 12:39
  Speaker 3: pretty sizable. But she liked her team, she liked her role,
• 12:42
  Speaker 3: and she was like, oh, I don't know what to do.
• 12:43
  Speaker 3: And that thread had over two hundred comments of people
• 12:46
  Speaker 3: throwing in their two cents, and obviously we spoke about it.
• 12:49
  Speaker 1: Well.
• 12:49
  Speaker 3: She sent us a message which I was so excited about,
• 12:52
  Speaker 3: and she said, Hey, team, I listened to the Friday
• 12:55
  Speaker 3: episode and I was super excited to hear about my posts.
• 12:57
  Speaker 3: Just thought i'd share an update with you. I decided
• 13:00
  Speaker 3: to take this once in a lifetime opportunity and take
• 13:02
  Speaker 3: the plan.
• 13:04
  Speaker 1: I'm so excited to hear that.
• 13:06
  Speaker 3: So she took the redundancy. It turns out that there's
• 13:08
  Speaker 3: going to be an organizational restructure, so her like current
• 13:12
  Speaker 3: job that she loves, won't look exactly the same after that.
• 13:15
  Speaker 6: Imagine saying no to a redundancy and then finding out
• 13:18
  Speaker 6: that your rolls a bit different now and then you
• 13:20
  Speaker 6: don't like.
• 13:22
  Speaker 2: That would suck.
• 13:22
  Speaker 3: So it's really lucky. I think that they obviously gave
• 13:24
  Speaker 3: her all that information, and she said she felt really
• 13:26
  Speaker 3: empowered thanks to all of the comments and feedback that
• 13:29
  Speaker 3: everyone gave her. So if anyone was wondering what was happening, Jacqueline,
• 13:33
  Speaker 3: we're proud of you. So I'm very excited.
• 13:36
  Speaker 5: Did she say how much? No, she didn't business. It's
• 13:42
  Speaker 5: none of our business. But you can't say you're not caring.
• 13:44
  Speaker 4: In the original post, it actually said that it would
• 13:45
  Speaker 4: cover like two years at worth of her current salary,
• 13:49
  Speaker 4: which is massive.
• 13:51
  Speaker 2: She earned like sixty grand. She'd be looking at a
• 13:54
  Speaker 2: redundancy payout of like one hundred and twenty thousand dollars.
• 13:56
  Speaker 7: What that's like six figures easy?
• 13:58
  Speaker 3: Yeah, And she said she had until October for the
• 14:01
  Speaker 3: redundancy to actually kick in, so she has heaps of
• 14:03
  Speaker 3: lead time to find herself something. Oh gosh, it just
• 14:06
  Speaker 3: sounds like really the most ideal situation she could have.
• 14:08
  Speaker 2: As I can't wait, Jacqueline, can you please give us
• 14:11
  Speaker 2: an update on your new job and whether you love
• 14:13
  Speaker 2: it and what you did and how it was, Like,
• 14:14
  Speaker 2: we're going to check in literally, Jaqueline, how many jobs
• 14:20
  Speaker 2: do you apply for this week? No, I absolutely love that,
• 14:23
  Speaker 2: And I think it's really special that the community one
• 14:26
  Speaker 2: hears their posts on this episode and loves hearing it,
• 14:30
  Speaker 2: but two actually is generous enough to share their follow
• 14:33
  Speaker 2: ups with us, Like how special that they actually go, Hey, guys,
• 14:37
  Speaker 2: I know you're invested in this because we genuinely are.
• 14:40
  Speaker 3: We're so invested you have no idea.
• 14:42
  Speaker 4: And I bet everyone listening is probably like, I wonder
• 14:44
  Speaker 4: what Jacqueline did like.
• 14:46
  Speaker 2: And I mean you might have forgotten in the moment,
• 14:48
  Speaker 2: but the second Jes said Okay, remember Jacqueline for last week, Everyone's.
• 14:51
  Speaker 3: Like ding ding ding.
• 14:52
  Speaker 2: Yes, absolutely, I do. I love that.
• 14:55
  Speaker 4: And as exciting as that is, Jacqueline hasn't written a book,
• 14:58
  Speaker 4: so I feel we need to talk about Miss Victoria
• 15:02
  Speaker 4: to fine.
• 15:02
  Speaker 1: Hello, So something super exciting happened this week.
• 15:06
  Speaker 2: Book came and you guys knew that because we mentioned
• 15:10
  Speaker 2: at the start of the episode. But I'm glad that
• 15:12
  Speaker 2: we want to talk about it more because I'm genuinely
• 15:14
  Speaker 2: so excited about it and that she's on the money.
• 15:16
  Speaker 2: Community has been so kind and tagged us in so
• 15:19
  Speaker 2: many things.
• 15:19
  Speaker 1: It's been popping off.
• 15:20
  Speaker 2: Oh my gosh, we wearing number one best seller on Amazon, like.
• 15:24
  Speaker 1: What on the day it came out.
• 15:25
  Speaker 2: On the day it came out, And that wasn't even
• 15:28
  Speaker 2: the platform that did the pre orders, guys, that was
• 15:30
  Speaker 2: booked Hopia, which we are also a best seller on,
• 15:32
  Speaker 2: and that is also wild.
• 15:35
  Speaker 3: So hower of the community is crazy, and almost so
• 15:37
  Speaker 3: many people are yeah, as you said, sending us photos
• 15:40
  Speaker 3: and messages and just being so incredibly kind. I don't
• 15:43
  Speaker 3: think they realize how much that means to us as
• 15:45
  Speaker 3: a team, but you especially be because I know how
• 15:47
  Speaker 3: much love and just literal hours and tears went into
• 15:51
  Speaker 3: this book.
• 15:52
  Speaker 2: I've seen it and even this week, like all I've
• 15:54
  Speaker 2: done is cry every single time I see a post
• 15:57
  Speaker 2: like it's not good. Just made this sappy video of me.
• 16:01
  Speaker 1: I love the sappy video.
• 16:02
  Speaker 3: Yeah, I loved it too.
• 16:04
  Speaker 5: The music of it just sucked me right.
• 16:05
  Speaker 3: Yes, I was real cheeky. I put up a post
• 16:09
  Speaker 3: last week it was like Victoria cried, do you want
• 16:11
  Speaker 3: to see it? And everyone said yes, And I was
• 16:13
  Speaker 3: like for the people want it. I already promised at
• 16:18
  Speaker 3: that time.
• 16:18
  Speaker 2: I don't think I even knew that you were filming me.
• 16:20
  Speaker 2: I was just like skitzing down the hall to get
• 16:22
  Speaker 2: this book because I'd been waiting for this delivery. And
• 16:25
  Speaker 2: I remember the entire week I think our delivery was delayed, yes,
• 16:29
  Speaker 2: and I had been checking the mailbox and like I remember,
• 16:32
  Speaker 2: there was like the day before we got a different
• 16:35
  Speaker 2: parcel and I thought it was that and.
• 16:37
  Speaker 1: We all sprinted down the hall, down the hall.
• 16:40
  Speaker 2: I'm like, it's here, and then it was just like
• 16:42
  Speaker 2: one of my online shopping orders, and you guys.
• 16:44
  Speaker 5: Were like, oh, come on.
• 16:48
  Speaker 2: And then when it came, it was really really fun.
• 16:49
  Speaker 2: I think it's, you know, really surreal to see something
• 16:53
  Speaker 2: come to life that you know, I've been talking about
• 16:56
  Speaker 2: for two years. And you know, if you've been in
• 16:58
  Speaker 2: the Sheese on the Money commune since I got my
• 17:01
  Speaker 2: first book deal, which is why you would have seen
• 17:03
  Speaker 2: me drop hints along the way and say things like, yeah,
• 17:06
  Speaker 2: there's actually a book coming and you know it's.
• 17:08
  Speaker 1: Not really a hint.
• 17:12
  Speaker 2: Yeah it wasn't a hint. But at that time, now
• 17:14
  Speaker 2: She's on the Money Facebook group was small. It wasn't this,
• 17:17
  Speaker 2: you know, absolute bohemoth that it's grown to. And you know,
• 17:20
  Speaker 2: I think if you go back, you'll start seeing comments
• 17:23
  Speaker 2: like oh yeah, it's coming, like don't worry, and people
• 17:25
  Speaker 2: were checking in and I get messages over the last
• 17:27
  Speaker 2: twelve months from people saying, hey, I think I read
• 17:30
  Speaker 2: that you had a book coming out. Is that coming out?
• 17:32
  Speaker 2: And I'd be like, oh my gosh, yes, it's taking ages,
• 17:34
  Speaker 2: like it actually takes so much longer to write than
• 17:36
  Speaker 2: I ever anticipated it would. And you know, I'm not
• 17:40
  Speaker 2: someone who could dedicate myself full time to being an
• 17:43
  Speaker 2: author and writing and you know, every single time. And
• 17:46
  Speaker 2: I'm sure my editor, Isy, who was delightful, like I
• 17:50
  Speaker 2: cannot tell you how good she is as a human,
• 17:52
  Speaker 2: let alone a publisher, but the amount of times had
• 17:55
  Speaker 2: to go hay ezy, you know how I was writing
• 17:57
  Speaker 2: that book. Yes, so I actually have another chapter I
• 18:00
  Speaker 2: want to add, and she'd be like, okay, no problem.
• 18:02
  Speaker 5: So what is it?
• 18:03
  Speaker 2: How does it work? Because at the start of the
• 18:05
  Speaker 2: book writing process, you do this skeleton for them to
• 18:07
  Speaker 2: sign off, and you say, okay, here's the skeleton of
• 18:10
  Speaker 2: the book, and here are the chapters I want to produce.
• 18:12
  Speaker 2: And I'll, you know, do it this way, and they say, yeah,
• 18:14
  Speaker 2: no problems, go air, do that, and then you know,
• 18:17
  Speaker 2: I think at the start I had fifteen chapters and
• 18:18
  Speaker 2: we've ended up with like twenty two wars, and I
• 18:22
  Speaker 2: keep shuffling the round and changing them and going, hey,
• 18:24
  Speaker 2: so insurance, Yeah, I want a whole heap more on that,
• 18:27
  Speaker 2: or heyte tax, yes it's updated since I started writing it.
• 18:30
  Speaker 2: I need to edit that entire chapter. So it has
• 18:33
  Speaker 2: been a ride, but a very very fun one. And
• 18:36
  Speaker 2: I cannot tell you how proud I am of creating this.
• 18:39
  Speaker 2: And it's not just writing the book, it's then spending
• 18:42
  Speaker 2: I think, just how many days did I spend in
• 18:43
  Speaker 2: audio recording?
• 18:44
  Speaker 3: Like, ah, easily over a week?
• 18:46
  Speaker 2: Yeah, it was close to two weeks with Gregor, who
• 18:50
  Speaker 2: was our audio producer for the book.
• 18:52
  Speaker 3: What a name, by the way, Gregor?
• 18:53
  Speaker 2: He was so cool.
• 18:54
  Speaker 5: Is that is he terrifying? I feel it's a terrifying name.
• 18:57
  Speaker 2: No, but he had a goth band.
• 18:58
  Speaker 5: Well that's it.
• 18:59
  Speaker 1: Yeah, then he was so cool.
• 19:02
  Speaker 2: Anyway, So I spent more than a week with Gregor,
• 19:04
  Speaker 2: just like recording for full days getting that done, and
• 19:08
  Speaker 2: you know, listening back to every single sentence to make
• 19:11
  Speaker 2: sure it sounded right and it did the right thing.
• 19:13
  Speaker 2: And I think we've come up with I think it's
• 19:15
  Speaker 2: close to six hours of audio content.
• 19:17
  Speaker 5: On the audio and the audiobook comes out same like
• 19:19
  Speaker 5: it's out as well.
• 19:20
  Speaker 3: That's too in terms of accessibility. There's the audiobook and
• 19:23
  Speaker 3: there's an ebook.
• 19:23
  Speaker 2: Yeah, there's an audiobook, there's the ebook, there's the physical book.
• 19:26
  Speaker 2: I am genuinely so excited.
• 19:28
  Speaker 6: So what's going to be the main thing? Like, what's
• 19:31
  Speaker 6: the main reason someone would buy it? I mean, I
• 19:33
  Speaker 6: know that's a simple question, but what's in it?
• 19:35
  Speaker 5: What are we going to learn?
• 19:36
  Speaker 6: People are really into their finances. They love listening to
• 19:38
  Speaker 6: the podcast what's in the book?
• 19:39
  Speaker 2: So it obviously goes beyond the podcast, But it's everything
• 19:43
  Speaker 2: I talk about, Like I share with you my banking structure.
• 19:46
  Speaker 2: I talk to you about how to budget and how
• 19:48
  Speaker 2: to save and not just I guess flimsy saying here's
• 19:51
  Speaker 2: how to create a budget. It's like, hey' is how
• 19:53
  Speaker 2: to create a budget. Here's how to stick to it.
• 19:55
  Speaker 2: Here are the bank accounts you should set up, and
• 19:57
  Speaker 2: here's how you should put each and every single dollar
• 19:59
  Speaker 2: to work so that it actually happens as opposed to
• 20:02
  Speaker 2: you setting up a budget and then forgetting about the spreadsheets,
• 20:05
  Speaker 2: saving it on your desktop, and then twelve months later
• 20:07
  Speaker 2: when you're emptying your desktop, you're like, oh, oh, oh, yeah,
• 20:11
  Speaker 2: that's weird. Forgot, I decided to do budgeting for a week.
• 20:14
  Speaker 2: So it's all about tangible change. It will come as
• 20:17
  Speaker 2: a surprise to nobody that my first chapter is on
• 20:20
  Speaker 2: money stories and the importance of money stories. And I
• 20:24
  Speaker 2: think my favorite part of the book is actually the
• 20:27
  Speaker 2: money stories that are woven throughout the whole thing. So
• 20:30
  Speaker 2: each and every single chapter has money stories from aushes
• 20:33
  Speaker 2: on the money community associated with it that actually become
• 20:36
  Speaker 2: relatable and real and actually differentiate this book from being
• 20:41
  Speaker 2: just a hey, here's how to budget. It's like, hey,
• 20:43
  Speaker 2: here's how to budget, but also here's this really beautiful
• 20:45
  Speaker 2: example of how someone has done that and changed their
• 20:48
  Speaker 2: entire life because of the advice the podcast has shared.
• 20:51
  Speaker 2: So it's genuinely my favorite thing knowing that we've impacted
• 20:56
  Speaker 2: financial futures already, and I just I feel like this
• 20:58
  Speaker 2: is a step in the right direction because so many
• 21:01
  Speaker 2: times people have said, oh my gosh, Victoria, I've recommended
• 21:04
  Speaker 2: someone to listen to your podcast they really need to.
• 21:06
  Speaker 2: And now it's that like tangible thing that if somebody
• 21:09
  Speaker 2: genuinely needs the help, you can hand it to them
• 21:11
  Speaker 2: physically and go, hey, here's the next step. Here's what
• 21:14
  Speaker 2: I'm gifting you. And it's like, I don't know, it's
• 21:17
  Speaker 2: just something that's I've worked on really hard to be
• 21:20
  Speaker 2: non judgmental and actually be about tangible change as opposed
• 21:24
  Speaker 2: to just going, hey, here's here's a budget, surface level stuff.
• 21:28
  Speaker 2: Yeah it's not surface level. It's like, hey, here's how
• 21:30
  Speaker 2: to dive deep and make sure that you would create
• 21:33
  Speaker 2: the financial stability that you deserve, as opposed to, hey,
• 21:36
  Speaker 2: if you want to own your own house, because that's
• 21:38
  Speaker 2: not everybody's goal. If it is, great, the book's going
• 21:40
  Speaker 2: to help you get there. But if you have different goals.
• 21:43
  Speaker 2: It absolutely embraces that. If you want kids, great, I
• 21:46
  Speaker 2: talk about the costs of them, but also if you don't,
• 21:49
  Speaker 2: I talk about how to deal with that. And I
• 21:51
  Speaker 2: think it's just you know, everybody has a different journey,
• 21:54
  Speaker 2: and I want that book to be on all of
• 21:56
  Speaker 2: your journeys, and I think that that's actually possible, which
• 21:58
  Speaker 2: is really cool.
• 22:00
  Speaker 6: So I know, like the term one stop shop is
• 22:02
  Speaker 6: like such a cliche, but doesn't really matter what stage
• 22:06
  Speaker 6: of your financial journey you are, Like you said, if
• 22:08
  Speaker 6: you're having kids, not having kids, if you're a student,
• 22:09
  Speaker 6: if you're a bit older, doesn't matter who you are.
• 22:11
  Speaker 5: It's got you covered.
• 22:12
  Speaker 2: It's the basic principles. So it's the things that you
• 22:15
  Speaker 2: need as a foundation to always go back to. So
• 22:18
  Speaker 2: whether you are sixteen and you haven't got your first
• 22:20
  Speaker 2: job yet and you've been thinking about it and you
• 22:22
  Speaker 2: don't know what bank accounts to open, I'm sure you
• 22:24
  Speaker 2: could learn something. And then if you are fifty and
• 22:27
  Speaker 2: you are in a situation where you're like, oh, what's
• 22:29
  Speaker 2: retirement look like? I really all feels overwhelming, Like I
• 22:32
  Speaker 2: feel like there's going to be something for everybody while
• 22:36
  Speaker 2: still being enough information and not being you know, too overwhelming.
• 22:40
  Speaker 3: It's probably worth noting. I know you said that you
• 22:42
  Speaker 3: cover a lot, but it's not just budget. You go
• 22:45
  Speaker 3: over everything. You go over.
• 22:47
  Speaker 2: Property, cash flow, investing.
• 22:49
  Speaker 3: Superannuation, a whole. Like if you can think of a
• 22:53
  Speaker 3: financial topic, there's a good chance it's covered in there.
• 22:55
  Speaker 3: Like there's really.
• 22:56
  Speaker 2: Absolutely it's all the way through. So it's like everything
• 23:00
  Speaker 2: from you understanding your money journey and your money story
• 23:03
  Speaker 2: all the way through to what retirement would look like.
• 23:06
  Speaker 2: And then we've also done an additional entire chapter on
• 23:09
  Speaker 2: how to implement that over twelve months. So we break
• 23:12
  Speaker 2: down then the entire book and give you an actionable
• 23:15
  Speaker 2: guide to creating financial change over twelve months. Instead of
• 23:19
  Speaker 2: just hey, well now you've got the book, go away
• 23:21
  Speaker 2: and do it, it's like, no, this is what you're
• 23:23
  Speaker 2: going to do in month one, and this is what
• 23:24
  Speaker 2: month two looks like, so that in twelve months you
• 23:27
  Speaker 2: actually end up in a better position.
• 23:29
  Speaker 3: That's so exciting. Keep Taggis in your photos. We're sharing
• 23:33
  Speaker 3: as many as we can. I'm loving seeing them. And
• 23:35
  Speaker 3: if it's not in your budget right now to purchase
• 23:38
  Speaker 3: the book. Something that someone shared in the comments on
• 23:40
  Speaker 3: something that we thought was so awesome was that they
• 23:43
  Speaker 3: actually reserved the book at their local library. And it
• 23:46
  Speaker 3: was really cool because one girl said, oh my gosh,
• 23:49
  Speaker 3: I'm so excited I've reserved it and I'm third in
• 23:51
  Speaker 3: line to get the book, which is cool, which is cool,
• 23:54
  Speaker 3: And then somebody responded to that and said, oh my gosh,
• 23:56
  Speaker 3: you're so lucky. I'm number was it fifty nine, Yeah,
• 24:00
  Speaker 3: which is insane.
• 24:02
  Speaker 5: Yes, so like just a book for it.
• 24:05
  Speaker 2: I think it's like two weeks. And to be honest,
• 24:07
  Speaker 2: I'm I'm a slow reader, so it definitely would have
• 24:10
  Speaker 2: taken me more than two weeks to read this book.
• 24:12
  Speaker 5: But so good luck to that girl who's fifty ninth.
• 24:14
  Speaker 2: Actually, Jess and I replied to the comment, said, who's
• 24:17
  Speaker 2: your library? Because if there are fifty nine people at
• 24:19
  Speaker 2: that library or that want that book, I will definitely
• 24:21
  Speaker 2: send them more copies so that they can get through
• 24:23
  Speaker 2: it quicker.
• 24:24
  Speaker 4: Yeah, but you should be so so proud of yourself
• 24:26
  Speaker 4: because it's been really exciting seeing how much love everyone
• 24:30
  Speaker 4: has for you and how much excitement there's been for
• 24:33
  Speaker 4: the book. And we're approving every single post about the
• 24:36
  Speaker 4: book that's going into the group and spamming everybody.
• 24:39
  Speaker 2: Bridget who manages that, keeps saying like, oh, is that
• 24:41
  Speaker 2: all right if we you know, prove.
• 24:43
  Speaker 1: We're like, yeah, put them all in, put them all in,
• 24:45
  Speaker 1: put them all in.
• 24:45
  Speaker 2: And then Tony keeps saying like Victoria, we're we're gonna
• 24:48
  Speaker 2: spam you. We're going to report it for being self promotional,
• 24:51
  Speaker 2: and then like do it, do it? Do it do it,
• 24:54
  Speaker 2: but I think it's really fun. And to be honest,
• 24:55
  Speaker 2: I have felt so wrapped up in love and so
• 24:58
  Speaker 2: supported and so just honestly proud, Like it is overwhelming
• 25:02
  Speaker 2: how much support we have had. Like, you know, I
• 25:05
  Speaker 2: knew that our community was supportive, I just didn't know
• 25:08
  Speaker 2: what that would look like when we launched a book.
• 25:10
  Speaker 2: And it's been honestly so beautiful, and you know, it
• 25:15
  Speaker 2: just reminds us that we're doing the right thing, and
• 25:17
  Speaker 2: we're in the right place. And you know, this team
• 25:19
  Speaker 2: I've created and the right people to be guiding that,
• 25:22
  Speaker 2: and the community has the right people in it to
• 25:24
  Speaker 2: be growing it and getting our message of financial literacy
• 25:27
  Speaker 2: out there. And I just honestly can't wait to see
• 25:29
  Speaker 2: what the next ten years looks like once this book
• 25:31
  Speaker 2: is in people's hot little hands. So yeah, but do
• 25:35
  Speaker 2: you know what else is exciting about Friday Drinks is
• 25:38
  Speaker 2: money wins and confessions from my team. Yes, I mean
• 25:42
  Speaker 2: it's hard to you sounded so enthusiastic.
• 25:44
  Speaker 4: It's hard to come off the back of you, you know,
• 25:47
  Speaker 4: writing a book.
• 25:48
  Speaker 5: And what did you do? Oh yeah, I saved on
• 25:51
  Speaker 5: my sushi?
• 25:52
  Speaker 1: Yeah how about that?
• 25:55
  Speaker 2: I mean, yeah, look, it's not great, but maybe I won't. No,
• 25:59
  Speaker 2: I haven't got a money win.
• 26:01
  Speaker 1: What's my Yeah, I think yours is you can pass
• 26:06
  Speaker 1: that top.
• 26:07
  Speaker 2: Very long money win. Jess, what have you got? Because
• 26:10
  Speaker 2: you sounded most disciplined having to follow that.
• 26:13
  Speaker 3: I do have a win. It's nothing crazy. Like our
• 26:17
  Speaker 3: friend Nikki earlier, I too have been selling more things
• 26:20
  Speaker 3: on Facebook Marketplace while Melbourne was in lockdown. I just
• 26:23
  Speaker 3: did a big clear out of my stuff that had
• 26:26
  Speaker 3: accumulated and so satisfying, so satisfying, and I just had
• 26:29
  Speaker 3: a bunch of things that I was like, oh, like
• 26:32
  Speaker 3: I'm going to chuck it out or I'm going to donate it,
• 26:34
  Speaker 3: and I was like, no, you know what, like I'm
• 26:35
  Speaker 3: just going to list it once lockdown ended on marketplace
• 26:39
  Speaker 3: for like ten dollars for a little group of things
• 26:41
  Speaker 3: and I ended up making a hundred bucks a hundred dollars. Yeah,
• 26:44
  Speaker 3: just like little color, you're selling gold like little groups
• 26:48
  Speaker 3: of things, Like had a set of like brand new
• 26:50
  Speaker 3: baking item like and I was just grouping things together.
• 26:54
  Speaker 3: I feel like at some point we should do like
• 26:56
  Speaker 3: a top tips for selling on marketplace.
• 26:58
  Speaker 2: Yeah, but yeah, Jess is short course on how to
• 27:03
  Speaker 2: be mogul and manifest.
• 27:06
  Speaker 1: It's Jess's second job.
• 27:09
  Speaker 6: You're going to throw those out. But someone else manifested
• 27:11
  Speaker 6: some cooking.
• 27:14
  Speaker 3: And it was just nice to, Yeah, a little bit
• 27:15
  Speaker 3: of a circular economy, like that's going to someone who's
• 27:17
  Speaker 3: going to use it. I got rid of some clutter.
• 27:19
  Speaker 3: I made a little bit bit of extra cash, and
• 27:20
  Speaker 3: then when I needed to buy something that weekend, that cash.
• 27:23
  Speaker 2: Paid for it, which was, yeah, Tony, what have you
• 27:28
  Speaker 2: got to bring to the table this week?
• 27:29
  Speaker 1: So my boyfriend a win. I've got a win, have
• 27:33
  Speaker 1: a win.
• 27:33
  Speaker 4: My boyfriend and I have recently set up a budget
• 27:36
  Speaker 4: and opened up bank accounts and all of that, and
• 27:39
  Speaker 4: we're all in the right place and we're sorting out
• 27:41
  Speaker 4: all of our stuff, and we've managed to put away
• 27:45
  Speaker 4: every month like twenty dollars for our electricity bill, thirty
• 27:49
  Speaker 4: dollars for our red Joel and stuff, so that when
• 27:51
  Speaker 4: the bill comes up. And it was really satisfying because
• 27:53
  Speaker 4: this week my red Joe came and I could just
• 27:55
  Speaker 4: pay it. I wasn't like, what have I done? Like
• 27:58
  Speaker 4: now my Reghoe's here again.
• 28:00
  Speaker 7: I was like, I can pay this money.
• 28:03
  Speaker 1: And it just felt so grown up.
• 28:06
  Speaker 2: That though. Honestly, how empowering is it when you know
• 28:10
  Speaker 2: that that isn't a stressor anymore?
• 28:13
  Speaker 4: And just when I saw the Vic Rhodes envelope in
• 28:15
  Speaker 4: the mailbox, I.
• 28:16
  Speaker 1: Wasn't like far out, what have I done? Yeah, I
• 28:21
  Speaker 1: was just like I was just like, yeah, take this.
• 28:23
  Speaker 2: Big roads, I'm ready for you.
• 28:28
  Speaker 4: But yeah, to like pay with cash and not be like, oh,
• 28:30
  Speaker 4: I've got to pop that on the credit card or
• 28:32
  Speaker 4: take money out of our savings because we don't have
• 28:34
  Speaker 4: enough cash at the moment or whatever. So it was
• 28:36
  Speaker 4: just really satisfying and just made you made me feel awesome.
• 28:39
  Speaker 2: I love so that's yeah, like that's what we want,
• 28:43
  Speaker 2: That's exactly what we want, And I love that so much. Ryan,
• 28:46
  Speaker 2: What have you got?
• 28:48
  Speaker 5: Mine's a win?
• 28:49
  Speaker 3: Oh my gosh, have we got wins all around?
• 28:51
  Speaker 1: Yeah, it's still not as good as Victorias.
• 28:56
  Speaker 2: Like that makes how win even better?
• 28:58
  Speaker 6: So this it sounds like a bit of a weird
• 29:00
  Speaker 6: humble brag, but this win starts with a mistake, right.
• 29:03
  Speaker 6: So I was listening to the tax episode the Victoria
• 29:06
  Speaker 6: and Jess, you guys did fun and you were talking
• 29:08
  Speaker 6: about how some people with their own businesses they set
• 29:10
  Speaker 6: money aside for tax. It's not as simple as just
• 29:12
  Speaker 6: getting your return. You actually have to think ahead and go, oh,
• 29:15
  Speaker 6: I might actually have to pay some money. So I've
• 29:18
  Speaker 6: been putting money away into a separate account, which I
• 29:20
  Speaker 6: assume all that money is going to go to the
• 29:23
  Speaker 6: tax man.
• 29:24
  Speaker 5: Well prepared, good job, thank you.
• 29:26
  Speaker 2: Yeah, and that's what we want. We don't want you
• 29:28
  Speaker 2: to get to tax time and not have money set aside,
• 29:30
  Speaker 2: so you end up getting stung or have a really
• 29:32
  Speaker 2: big tax deck because, as we know from I think
• 29:35
  Speaker 2: it's next week's money Diarist, tax deck is scary and
• 29:39
  Speaker 2: feels really overwhelming and is just awful to have to
• 29:42
  Speaker 2: go through.
• 29:42
  Speaker 6: Well, anytime a government body sends you a letter saying
• 29:45
  Speaker 6: you owe us, it's.
• 29:46
  Speaker 1: Terrify, Yeah, terify that blank envelope.
• 29:49
  Speaker 3: Yea.
• 29:50
  Speaker 6: So my mistake was is that I've actually sent too
• 29:54
  Speaker 6: much money to my tax account. So I reckon, I'm
• 29:57
  Speaker 6: way like, I did some rough numbers and like I said,
• 30:00
  Speaker 6: listen to the tax episode and went, oh, it's probably
• 30:01
  Speaker 6: going to be here and looks like this on way ahead. Yeah,
• 30:05
  Speaker 6: it's sort of like my own tax return that I
• 30:07
  Speaker 6: already have.
• 30:08
  Speaker 4: If so, is that why Earlier this week, you posted
• 30:11
  Speaker 4: on I think we're going to go on a holiday.
• 30:13
  Speaker 1: We did the numbers and you're like, here.
• 30:15
  Speaker 2: Oh yeah, I see why you've booked a holiday.
• 30:18
  Speaker 5: Well, I've booked it.
• 30:18
  Speaker 6: Well, we're our travel more than twenty five kilometers from
• 30:21
  Speaker 6: our house and we're going on a big one hour
• 30:23
  Speaker 6: road trip all the way to Phillippi.
• 30:28
  Speaker 2: I love that, though, and I think that that's something
• 30:30
  Speaker 2: that Melbourneans have been through recently. Like that happened to me,
• 30:33
  Speaker 2: and I'm not counting it as a money loss or
• 30:35
  Speaker 2: a money win. I just it is what it is.
• 30:38
  Speaker 2: Like I had to cancel a holiday and I was
• 30:39
  Speaker 2: actually meant to be away this week and it was
• 30:42
  Speaker 2: going to be beautiful, but you know, COVID happened again,
• 30:45
  Speaker 2: another lockdown happened again, and I had to cancel it.
• 30:48
  Speaker 2: But it's funny how dynamic we are and how easily
• 30:51
  Speaker 2: I was able to go, yeah, okay, we just have
• 30:53
  Speaker 2: to cancel that. That is what it is.
• 30:55
  Speaker 1: We've had to become quite resilient, haven't we.
• 30:57
  Speaker 2: I think if you told me two years ago, hey, Victoria,
• 31:00
  Speaker 2: we're you gonna have to cancel a holiday, I would
• 31:02
  Speaker 2: have been heartbroken. I would have just been so upset
• 31:05
  Speaker 2: because I've been looking forward to it. And whilst I
• 31:07
  Speaker 2: definitely was looking forward to it, I was kind of like, yeah,
• 31:09
  Speaker 2: I should have seen that one coming.
• 31:10
  Speaker 1: That's all right, we'll just do it and I'll go
• 31:12
  Speaker 1: a different time.
• 31:13
  Speaker 3: Yeah, it's weird, right, Yeah.
• 31:15
  Speaker 5: Can I do a pre emptive money win? Yeah? Yeah,
• 31:17
  Speaker 5: it will be a money.
• 31:18
  Speaker 6: Win when we sell all the equipment we bought when
• 31:20
  Speaker 6: we're in lockdown, with the home microphones and all the
• 31:22
  Speaker 6: setup now that we don't need them anymore.
• 31:23
  Speaker 2: I would love to say yes, but we had Amy,
• 31:27
  Speaker 2: who is our co host of the Property Playbook. She
• 31:31
  Speaker 2: went and sold all of her at home podcasting stuff
• 31:33
  Speaker 2: and then we had that snap lockdown again and we
• 31:35
  Speaker 2: had to go and I were so, do you have
• 31:38
  Speaker 2: that home podcasting here?
• 31:39
  Speaker 3: And she was like, no, of course not.
• 31:41
  Speaker 2: I sold it all because we're not in lockdown anymore.
• 31:43
  Speaker 2: And I was like, you know how we're all going
• 31:44
  Speaker 2: into lockdown again. She's like, oh, go by exactly what
• 31:47
  Speaker 2: I have.
• 31:48
  Speaker 3: I was gonna say, don't get ahead of yourself, because
• 31:51
  Speaker 3: as we've seen, you just don't know.
• 31:53
  Speaker 6: It appears my fun future money win is a bit
• 31:55
  Speaker 6: of a saw point you.
• 31:57
  Speaker 2: Could probably get rid of a significant part of it.
• 31:59
  Speaker 2: But as a podcast, are you best believe D's be
• 32:02
  Speaker 2: ready not have a microphone at home because I'm not
• 32:05
  Speaker 2: missing a Friday Drinks episode.
• 32:07
  Speaker 5: Come on now, Absolutely not, absolutely not. By the way,
• 32:10
  Speaker 5: you need to give me my road caster.
• 32:11
  Speaker 1: Back, are already sold on good Chat.
• 32:16
  Speaker 2: Let's wrap the show. I think that's all we've got
• 32:17
  Speaker 2: time for today. So just before we head off, we'd
• 32:20
  Speaker 2: like to acknowledge and pay respect to Australia's Aboriginal and
• 32:23
  Speaker 2: tourist straight islander people's. They're the traditional custodians of the lands,
• 32:28
  Speaker 2: the waterways and the skies all across Australia. We thank
• 32:31
  Speaker 2: you for sharing and for caring for the land on
• 32:33
  Speaker 2: which we are able to learn. We pay our respects
• 32:36
  Speaker 2: to elders past and present, and we share our friendship
• 32:38
  Speaker 2: and our kindness.
• 32:39
  Speaker 4: The advice shared on Shees on the Money is general
• 32:42
  Speaker 4: in nature and does not consider your individual circumstances. She's
• 32:45
  Speaker 4: on the Money exists purely for educational purposes and should
• 32:48
  Speaker 4: not be relied upon to make an investment or financial decision.
• 32:52
  Speaker 4: And we promise Victoria Devine is an authorized representative of
• 32:55
  Speaker 4: Australia Pacific Funds Management Proprietary Limited ABM three four one
• 32:59
  Speaker 4: three two four six three two five seven AFSL three
• 33:02
  Speaker 4: three nine one five one.
• 33:03
  Speaker 3: Where was that the pancake parlor? Girl?
• 33:06
  Speaker 5: I think I've got a worse pun than your one before.
• 33:08
  Speaker 3: Oh.
• 33:09
  Speaker 6: Victoria Divine is an author rised financial advisor.
• 33:17
  Speaker 3: We are next week, guy
• 33:21
  Speaker 1: I'm steal in shock