Grow Approvals Without Growing Losses
How can lenders increase approvals without increasing charge-offs?
In this episode of Leaders in Lending, Dan Harp, Chief Lending Officer at 717 Credit Union, discusses how decision engines and AI-powered underwriting models are reshaping risk assessment. From 2,000-variable models to borrower trajectory analysis, this conversation explores:
Credit scoring limitations
AI and machine learning in underwriting
Decision engines vs human exceptions
Portfolio performance monitoring
Mortgage risk strategy
Economic outlook for 2026
Compliance burden in credit unions
If you lead lending strategy, risk…
The skinny
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