Latest / She's On The Money / FRIDAY DRINKS: Wedding rings and late night flings

Transcript

FRIDAY DRINKS: Wedding rings and late night flings · She's On The Money

0:01
Speaker 1: She's on the Money.
0:02
Speaker 2: She's on the Money.
0:17
Speaker 3: Hello, and welcome to She's on the Money's Friday Drinks episode,
0:22
Speaker 3: where every single Friday, we sit down and have a
0:25
Speaker 3: drink together as a team. We chat about our money
0:27
Speaker 3: wins and confessions from the week. We talk about what's
0:30
Speaker 3: happened in the community, and we get to hear this
0:32
Speaker 3: week Ryan John's six ish favorite money win.
0:36
Speaker 4: It's not quite seven, but it's more than six. Yeah.
0:38
Speaker 3: I asked you before starting recording, Oh, how many money
0:41
Speaker 3: win seat six each?
0:42
Speaker 5: And I was like, you know what, that is good enough.
0:44
Speaker 5: It is Friday.
0:44
Speaker 3: I cannot be bothered trying to work out how many
0:47
Speaker 3: it is anymore, because you guys live for these. So
0:50
Speaker 3: this week was a big week. We had a really
0:52
Speaker 3: good money diary. We spoke to a debt free side
0:55
Speaker 3: hustler who took a zoom pull from her car with
0:57
Speaker 3: a toddler in the back, which I really really appre
1:00
Speaker 3: sheated and I adored her story of going through a
1:03
Speaker 3: lot of sh one t and coming out the other side.
1:07
Speaker 3: She is really big in the debt free community on Instagram,
1:10
Speaker 3: and to be honest, has been very pivotal in the
1:12
Speaker 3: She's on the Money Community thus far.
1:15
Speaker 5: And then on.
1:15
Speaker 3: Wednesday we spoke about the very sexy topic of setting
1:19
Speaker 3: up investments for your children, and Georgia King and I
1:21
Speaker 3: had a lot of fun at recording this episode. And
1:24
Speaker 3: next week you're going to hear about a child who
1:27
Speaker 3: is actually making investment decisions for his family. He's only
1:30
Speaker 3: seven years old, and I cannot wait for that to get.
1:33
Speaker 4: In wrong, ye, wrong, And I mean sometimes some of
1:36
Speaker 4: our stories are so great they're almost unrealistic and unrelatable,
1:40
Speaker 4: and I feel like investing seven years old is going
1:43
Speaker 4: to be right.
1:44
Speaker 3: The seven year old is definitely up there, and you
1:48
Speaker 3: know it might take a little bit of the shine
1:49
Speaker 3: off at when you realize how it's working, but we
1:51
Speaker 3: are going to leave it there.
1:52
Speaker 4: He clickbait.
1:53
Speaker 3: Don't I need to learn how to be more clickbaity.
1:57
Speaker 3: I'm a financial advisor, not to create shoot it down
1:59
Speaker 3: before the Sorry all right, sorry sounds. I loved it
2:05
Speaker 3: as an episode. But this week we are, as always
2:08
Speaker 3: joined by our friend Brian John, Jessica Ricci, and Georgia Kelly.
2:13
Speaker 3: So let's jump straight into money wins or confessions. Hold
2:17
Speaker 3: on getting a side eye. This week, we don't just
2:21
Speaker 3: have a drink to share with you guys. We have
2:23
Speaker 3: a drink and a snack, so we're gonna find out
2:27
Speaker 3: where it comes from and what it is.
2:28
Speaker 5: Jessica, what is it?
2:29
Speaker 2: This week? We have a really fun one.
2:31
Speaker 6: I think it may have gotten a little bit lost
2:34
Speaker 6: in OZ post because it was part of a campaign
2:37
Speaker 6: which has now finished.
2:41
Speaker 3: Maybe we just got like, I guess I could use it.
2:48
Speaker 6: But I'm really excited about it. No, it's a really
2:50
Speaker 6: great idea. So obviously tourism took a hit this year
2:53
Speaker 6: with covid or last year as well. Yes, but for us,
2:57
Speaker 6: but regional travel for those here in Vic.
3:00
Speaker 2: The Yarra Valley.
3:01
Speaker 6: Wineries beautiful beverages, really a wholesomer vibe. And so what
3:07
Speaker 6: they've done is put together an assortment of drinks from
3:11
Speaker 6: local wineries and breweries and sent them over to us,
3:14
Speaker 6: which I thought was really great. So I have four
3:17
Speaker 6: different beverages here and we are going to fight to
3:19
Speaker 6: the death.
3:20
Speaker 4: I suppose have they not been named for each of us?
3:24
Speaker 2: They weren't named. So if you hear something you like,
3:27
Speaker 2: fists come out.
3:28
Speaker 6: Okay, if you do want to see all of these Instagram,
3:31
Speaker 6: it's Yarra Valley Dandyenong Rangers. I believe they have a
3:34
Speaker 6: link to all.
3:35
Speaker 2: Of these different local business Yes. Great.
3:37
Speaker 6: So starting off, we have a fresh fruity floral Fizzy
3:42
Speaker 6: Rose nickname in high school, and that comes from Helen
3:46
Speaker 6: and Joey. Next up, we have a moscado from Soft
3:53
Speaker 6: I'm really glad you all said that because that one's mine.
3:56
Speaker 3: Also, can we just shout out innocent bystander? Whilst I
3:59
Speaker 3: might not like a Moscado Georgia.
4:02
Speaker 1: We got a bit sourced on the innocent bystander once.
4:11
Speaker 3: And then trying to edit that one, we sat on
4:14
Speaker 3: the floor in my study at my house.
4:16
Speaker 5: It was fun down the glass of a glass. It
4:19
Speaker 5: was a bottom of red and podcast. What did we do?
4:24
Speaker 5: We didn't even know it was. You had a beanie
4:26
Speaker 5: over your microphone.
4:27
Speaker 1: It was very makeshift, it was. It was COVID cheek
4:31
Speaker 1: quality content.
4:32
Speaker 6: Moving right along, we have a parent apple cider from
4:37
Speaker 6: Coldstream Brewery, and then lastly we have a hard cider
4:41
Speaker 6: or a Louis has hardsider from Napoleon cold Stream as well.
4:46
Speaker 5: Cute.
4:47
Speaker 4: I think I'll go one of the ones from cold
4:49
Speaker 4: Stream because I'm sort of out from that direction. In
4:52
Speaker 4: alpham Pan and Hill Area.
4:53
Speaker 3: So I like that's almost it sounds like the hard
4:55
Speaker 3: cider kind of guy.
4:57
Speaker 1: Yeah, give him the hard hard cider.
5:02
Speaker 7: Are wetsta soft six right?
5:14
Speaker 5: Nice? Nice?
5:15
Speaker 1: Give Georgia the I'll have the side again.
5:19
Speaker 5: She wants the rose.
5:21
Speaker 6: Yeah, long winded Melbourne Gary Valley support local. If you
5:24
Speaker 6: want to get youself a beverage, We're very into that.
5:26
Speaker 6: So thanks to the team that senters over.
5:28
Speaker 5: Yeah, so kind.
5:29
Speaker 3: It's like getting presents in the mail when companies slide
5:32
Speaker 3: into our DMS. They're like, hey, we have something we
5:34
Speaker 3: think you love and we're like, we will love it.
5:36
Speaker 5: Can we talk about it?
5:37
Speaker 2: Even better? These guys literally just send it to the office.
5:39
Speaker 3: Was Oh, they didn't even slide into our DMS. Surprise,
5:43
Speaker 3: pr All right, well that is us gloating. Moving on
5:47
Speaker 3: from gloating, I want to hear your money wins all
5:48
Speaker 3: confessions from this week and this week very classy start.
5:53
Speaker 3: We're going to start with Georgia. Georgia, what are you
5:55
Speaker 3: bringing to the table this week?
5:56
Speaker 1: I feel like we often start with me. We do,
5:59
Speaker 1: but today I'm not mad about it because it actually
6:01
Speaker 1: ties into the whole supporting regional off the back of
6:05
Speaker 1: the horror that was last year and kind of continues
6:07
Speaker 1: to be this year. So this weekend I'm going to
6:10
Speaker 1: Dalsford fancy and lots of people probably know about the
6:14
Speaker 1: two hundred dollars travel about that they're doing.
6:18
Speaker 2: So I picked up.
6:18
Speaker 4: One of those to apply for that. Or you buy
6:22
Speaker 4: it and then you get a refund or how does
6:23
Speaker 4: it actually work?
6:24
Speaker 1: You buy your accommodation as you would normally, and then
6:27
Speaker 1: the government kind of rebates it later on.
6:29
Speaker 4: And if you go to one of the stock kind
6:31
Speaker 4: of traditional B and b so, or you've got an airbnb.
6:35
Speaker 1: Or what's the we're going to a little hotel.
6:38
Speaker 5: Yeah, it's a little bit fat, see, a little bit na.
6:42
Speaker 1: Yeah, and like you feel like you're a hero because
6:45
Speaker 1: you're putting money back into that economy and like what.
6:48
Speaker 5: Your caro status means to you.
6:49
Speaker 1: Exactly right?
6:50
Speaker 4: Good, it is beautiful though. Yeah.
6:52
Speaker 2: Any recommendations and that I do.
6:55
Speaker 3: Actually I went to the Convent Gardens on the weekend
6:58
Speaker 3: with Steph and we had a little grazing table and
7:01
Speaker 3: a couple of proseccos outside, which was delightful.
7:04
Speaker 4: Good.
7:05
Speaker 3: But I would recommend booking actually because that leads in
7:08
Speaker 3: and I'm going to just take the limelight now to
7:11
Speaker 3: my money win slash loss, and that actually also involves
7:14
Speaker 3: dales Fed. Steph and I, Steph being my best friend,
7:18
Speaker 3: went up to Dalesford for a day.
7:21
Speaker 5: It was a day.
7:21
Speaker 3: Trip, definitely not overnight. We're not bougie. And we got there,
7:26
Speaker 3: had lunch, thought we'd go for a couple of cocktails
7:28
Speaker 3: at some of the fancier restaurants around town. Turns out
7:32
Speaker 3: we couldn't get in because COVID, And so that's my
7:34
Speaker 3: money win. I didn't spend any money money else when
7:37
Speaker 3: I went on a day trip to Dalesford, I just
7:41
Speaker 3: spent it on one glass of prosecco, some hot chips,
7:43
Speaker 3: and a scone that made my tummy hurts so bad
7:46
Speaker 3: it was not so Yeah, that's my story and my
7:50
Speaker 3: money win slash loss. Like drove all the way there,
7:53
Speaker 3: had a good day, but didn't spend heaps of money.
7:56
Speaker 4: I've noticed in the group there has been a lot
7:57
Speaker 4: of this is sort of a wind, but a loss
8:00
Speaker 4: lost in a win with that kind of thing, like
8:01
Speaker 4: something fell through that I was planning on spending heaps on.
8:04
Speaker 4: Is that a win?
8:05
Speaker 3: I'm really grateful that my community grabs its straws in
8:08
Speaker 3: much the same way. I yeah, yeah, yeah, Have you
8:11
Speaker 3: got a money win or confession for us this week?
8:13
Speaker 4: I've got a win, and it's not a traditional win,
8:16
Speaker 4: but I feel like it's a win. Nonetheless, I lost
8:19
Speaker 4: my wedding ring. What yeah for about?
8:23
Speaker 2: You said that very casually, Well.
8:25
Speaker 4: It's casual now it was serious because money win, I
8:28
Speaker 4: don't have to buy another one. I found it. And
8:32
Speaker 4: when I say I found it, I actually couldn't find
8:34
Speaker 4: my wallet, which you guys know is very common occurrence
8:36
Speaker 4: for me. I just leave stuff everywhere.
8:38
Speaker 5: Jess is also the same.
8:39
Speaker 3: I found it right multiple times in my car and
8:42
Speaker 3: called her and been like, hey, have you wallet, and
8:43
Speaker 3: she's just like do you And I'm like, it's been
8:45
Speaker 3: there for three days.
8:47
Speaker 4: So I was missing my wedding ring for about six weeks.
8:50
Speaker 4: And then on the weekend I lost my wallet and
8:53
Speaker 4: Bridget's like, I bet if I go into the car,
8:54
Speaker 4: I'll find it right away, and I was like, we'll
8:56
Speaker 4: just do it then. So she goes into the car
8:58
Speaker 4: and comes back thirty seconds later with my and my
9:00
Speaker 4: wedding You're an idiot. So that saved me buying another one.
9:05
Speaker 4: But quickly, let's go around the room. How much do
9:07
Speaker 4: you think I paid for my wedding ring?
9:09
Speaker 5: This is a trick question for me because I know
9:12
Speaker 5: the other people in the room.
9:13
Speaker 1: Well, I don't even know what the average would be,
9:15
Speaker 1: So I'm going to say like fifty bucks, because I
9:18
Speaker 1: feel like the story is that it's really cheap.
9:20
Speaker 4: I mean, yeah, that's see where I'm going with you.
9:24
Speaker 5: So much to people spend on wedding rings, they only
9:26
Speaker 5: work at.
9:26
Speaker 6: A jewelry store, and men's obviously significantly cheap. Are like
9:29
Speaker 6: yours is just a band?
9:30
Speaker 4: Right? What do you mean? Just a band?
9:33
Speaker 6: It's his wedding a beautiful but like you don't have
9:35
Speaker 6: a stone in it? Do you like a fine band?
9:39
Speaker 4: Generally?
9:39
Speaker 6: Like anywhere from like two fifty to seven or eight
9:43
Speaker 6: hundreds a broad rage.
9:44
Speaker 2: I'm gonna take it tap and say like four hundred bucks.
9:46
Speaker 4: Yeah, so I went shopping at Lord Coconut with a friend.
9:50
Speaker 4: He got his for nine hundred, another friend got his
9:53
Speaker 4: for eleven hundred. But mine can well done. Georgia King,
9:56
Speaker 4: fifty bucks? What I we Yeah, that's amazing. I like
10:03
Speaker 4: that it's fine, and we spent enough on bridgets, so
10:06
Speaker 4: I thought I'll.
10:06
Speaker 1: Just take on for the team.
10:08
Speaker 5: I like I like that bridges right taste.
10:13
Speaker 4: Thank you appreciate that. It's all her.
10:15
Speaker 6: Jess working on the free flowing segue. Mine is wallet
10:19
Speaker 6: loss related.
10:22
Speaker 2: Loss.
10:22
Speaker 6: But Sarah Shokara, I was late to work this morning.
10:26
Speaker 6: Not my fault, was in your fault, huge amounts of
10:28
Speaker 6: traffic on the freeway.
10:29
Speaker 5: It wasn't her fault.
10:30
Speaker 3: Because she always comes up with a really good excuse. Yeah,
10:32
Speaker 3: but what do we say in the team an excuse?
10:34
Speaker 3: Is just that an excuse?
10:40
Speaker 5: You've said that to me.
10:44
Speaker 4: I've never heard that from Victoria.
10:46
Speaker 5: No, I'm always like you do you boo boo?
10:48
Speaker 6: Anyway, because I am prone to losing my wallet, I
10:51
Speaker 6: do not keep money in the account attached to my
10:54
Speaker 6: card because I'm like Fellows, it potentially problematic.
10:57
Speaker 5: So she's a card in your wallet, I have money
11:00
Speaker 5: on it.
11:01
Speaker 6: Yeah, So anyone who might steal my wallet, no, don't try. No,
11:06
Speaker 6: So I don't keep money in that account. And then
11:08
Speaker 6: today I was late to get into the car park
11:10
Speaker 6: and they charge you through the nose if you don't
11:13
Speaker 6: come in within the hour that you're looked. And so
11:16
Speaker 6: I went in and tapped my card all as well.
11:18
Speaker 6: When I went to tap out on my way over here,
11:21
Speaker 6: it wouldn't process. It wanted to charge me in extra
11:23
Speaker 6: thirty bucks on top of the twenty bucks i'd already
11:25
Speaker 6: paid when I booked, money lost potentially, but it didn't
11:29
Speaker 6: go through because there's no money in that account. I
11:31
Speaker 6: just hit the little dial and was like, hey, like
11:34
Speaker 6: I pre booked, I can't get out. I'm not sure
11:36
Speaker 6: what's going on, and they're like, oh, we're so sorry.
11:38
Speaker 6: Lifted the boomgate and out I went money. I mean,
11:43
Speaker 6: I spent less time in their car park. Surely it
11:46
Speaker 6: should be cheaper, not more expensive.
11:49
Speaker 5: Yeah, that's true. It's a very very valid point.
11:52
Speaker 2: Yeah, I like it.
11:53
Speaker 5: Happy with her, I'm really impressed.
11:55
Speaker 3: But what I want to hear next is Ryan's six
11:59
Speaker 3: ish moneys, that Ake's favorite from our community.
12:02
Speaker 5: This week.
12:03
Speaker 3: We're gonna have Ryan's six ish money wins in a
12:06
Speaker 3: hot second.
12:13
Speaker 5: All right, Ryan, let's jump straight into this.
12:15
Speaker 3: I want to hear your best money wins or confessions
12:19
Speaker 3: from our community this week, and you, before getting into them,
12:22
Speaker 3: are going to tell me whether they're going to be
12:24
Speaker 3: in an ascending or descending order.
12:26
Speaker 4: Do you mean, like, is the best one going to
12:28
Speaker 4: be last? Yeah?
12:29
Speaker 5: Is the best one going to be last? Or first?
12:31
Speaker 4: I don't think it's the best money win, but it's
12:33
Speaker 4: my favorite money win.
12:35
Speaker 5: Save that for last. Okay, save that for last.
12:39
Speaker 4: Actually, quick question. Obviously, iceed coffees are awesome in summer.
12:42
Speaker 4: Iced coffee is not in some of those yeah, yes,
12:45
Speaker 4: or no iced coffee all the time? Okay, even in winter.
12:48
Speaker 5: Yeah, I'd love it.
12:49
Speaker 1: Yeah, even in winter.
12:51
Speaker 4: Yes.
12:52
Speaker 2: I don't drink coffee. Please don't strain me.
12:54
Speaker 4: Okay, what do you drink?
12:59
Speaker 2: Pepsi?
13:04
Speaker 5: She also drinks.
13:05
Speaker 4: Hot chocolate so Jade Courtney says, I am obsessed with
13:09
Speaker 4: iced coffees. And in the last few weeks, I've been
13:11
Speaker 4: traveling a lot, and I was moving house and I
13:13
Speaker 4: spent about sixty dollars on iced coffees in just a
13:16
Speaker 4: week or two.
13:17
Speaker 5: That's a leafy funny. Yeah, it's a lot of milk
13:19
Speaker 5: as well, ye.
13:20
Speaker 4: She said. I now have a coffee machine at home,
13:22
Speaker 4: and I bought the five dollar caramel syrup, so now
13:25
Speaker 4: I can make the best ice coffees myself. Money. And
13:29
Speaker 4: we've had a lot of coffee relaid winds in the
13:30
Speaker 4: last few weeks. But here, I don't think we've heard
13:33
Speaker 4: this yet. I also reuse all my coffee ground so
13:36
Speaker 4: I make lip scrubs, body scrubs.
13:38
Speaker 2: Hand wash and more.
13:39
Speaker 4: Yes, I'll never need to buy any sort of scrub
13:42
Speaker 4: again because I'm all scrubbed up.
13:44
Speaker 3: That's impressive, But do you know how easy it is
13:46
Speaker 3: to do? You just take the grounds from your coffee
13:48
Speaker 3: and mix it with like honey, awesome, even water if
13:52
Speaker 3: you really want to be a bit basic or coconut
13:54
Speaker 3: oil is a very top contender. And then if you
13:56
Speaker 3: add some essential oils, it'd be smelly and it will
13:59
Speaker 3: literally be like frank body. You can like custom make
14:03
Speaker 3: your own sense.
14:05
Speaker 5: Obviously, coffee is gone.
14:06
Speaker 4: To be the base victory Devine. Can I just say
14:09
Speaker 4: that's some very valuable information, But it also did downplay
14:12
Speaker 4: the skill.
14:13
Speaker 5: Involved with No, it's not like in super savagy.
14:16
Speaker 4: It's pretty easier.
14:17
Speaker 2: Anyone can do it.
14:21
Speaker 5: Why does everybody say this sound like a nasty pasty
14:24
Speaker 5: on this.
14:24
Speaker 4: Chee Butjunior, well stop using terms like a nasty pasty.
14:29
Speaker 4: But Tunia says money win. I've been looking in to
14:31
Speaker 4: get an eyebrow micro blader this year.
14:34
Speaker 3: Micro blading have you heard of that, like she's going
14:37
Speaker 3: to do it herself or she's going to get a She.
14:39
Speaker 4: Said, Okay, it's very expensive, but I was going to
14:42
Speaker 4: bite the bullet as it saves time in the morning.
14:45
Speaker 4: What is a micro bullet? What am I explaining?
14:48
Speaker 3: So what you're explaining is micro blading tattooing, which if
14:51
Speaker 3: you look at my face, you'll see two big tattoos
14:54
Speaker 3: on my face that you probably didn't know what.
14:57
Speaker 5: My eyebrows are. Indeed, Fate, that makes.
15:00
Speaker 4: A lot of sense now, especially the photos I saw
15:01
Speaker 4: of you when you were younger with those eyebrows when
15:03
Speaker 4: you're sixteen.
15:04
Speaker 3: Now there's sixteen year old Victoria One eyebrows are horrendous
15:07
Speaker 3: on Instagram.
15:08
Speaker 5: Of course you can. I'm not ashamed of who I
15:11
Speaker 5: used to be.
15:12
Speaker 3: She made me who I am today, and that is
15:14
Speaker 3: a girl with good eyebrows because I learnt a lot.
15:16
Speaker 4: So apparently this microblading and V I'm not asking you
15:18
Speaker 4: to divulge, but.
15:20
Speaker 5: No, I'm happy to divulge. We talk about money on
15:22
Speaker 5: this podcast, but.
15:22
Speaker 4: Junior says, you can pay six hundred and fifty bucks
15:24
Speaker 4: for this, if not more.
15:26
Speaker 3: Yeah, yeah, yeah, I have, And do you want to
15:29
Speaker 3: know this or is this too pervy? Like, is this
15:30
Speaker 3: just gonna go to her bus? I once spent twelve
15:34
Speaker 3: hundred dollars on an eye round. Yeah, and it wasn't
15:38
Speaker 3: even that good. It was literally it was from quote
15:43
Speaker 3: the best person in Melbourne, and I had to have
15:45
Speaker 3: them fixed.
15:47
Speaker 4: Wow, they get a refund twelve hundred bucks.
15:49
Speaker 5: I didn't. I didn't even bother, Like.
15:52
Speaker 4: You just avoid that awkward conversation.
15:53
Speaker 3: I didn't want to have that conversation. But they weren't good.
15:56
Speaker 3: The color is off, and it turns out micro blading
15:58
Speaker 3: is not that good your skin because it creates really
16:01
Speaker 3: bad scar tissues. So it might look really good for
16:03
Speaker 3: the first twelve months, but after that, like they fade
16:06
Speaker 3: and you end up with scars on your face. So
16:08
Speaker 3: you should actually look at normal tattooing. But that's just
16:10
Speaker 3: a side note.
16:11
Speaker 4: Again, not to attack it out, shut down, to shut down,
16:14
Speaker 4: no no.
16:14
Speaker 5: But like pet says, something else.
16:17
Speaker 4: Petunia says, the place I wanted to go to said
16:20
Speaker 4: they needed brow models, and instead of paying the six
16:23
Speaker 4: hundred and fifty, she got it done for ninety dollars.
16:26
Speaker 5: Oh my gosh, that's actually a money win.
16:28
Speaker 4: Huge money win and then here's the issious one. Issus
16:31
Speaker 4: banker Lee said, Oh my god, I did that too.
16:34
Speaker 4: It was supposed to be seven hundred and fifty, but
16:35
Speaker 4: I got it done for one hundred and fifty dollars.
16:37
Speaker 4: Every couple of months they want to try a new
16:39
Speaker 4: technique or a new machine, so you could come in
16:40
Speaker 4: and get it done cheap.
16:41
Speaker 5: Hey, it's actually money win.
16:42
Speaker 3: That stuff can be expensive and as I said before,
16:45
Speaker 3: twelve hundred dollars for a set of browse.
16:47
Speaker 6: Someone also shared a post this week in a similar
16:50
Speaker 6: vein about beauty schools and how all of their students
16:53
Speaker 6: are always needing to test like hairstyling or massage or
16:56
Speaker 6: like pretty much any treatment you can think of.
16:58
Speaker 4: I think maybe I saw that as well, because someone
17:00
Speaker 4: they went to a hairdresser that they were, you know,
17:02
Speaker 4: the final stage of their apprenticeship and it's not cheaper
17:04
Speaker 4: and they yeah, So.
17:05
Speaker 2: If money's a bit tired, or if you just want
17:06
Speaker 2: to save some cash local beauty.
17:08
Speaker 3: School, I don't know why you wouldn't, because they're supervised
17:11
Speaker 3: by professionals.
17:11
Speaker 5: It's not just from random and not just take.
17:14
Speaker 4: It's welcome to day one. Figure it out for yourself.
17:19
Speaker 5: Yeah, no, it's not like that at all.
17:20
Speaker 4: Amanda Chan says, I cleared two hundred dollars pure profit
17:24
Speaker 4: in February alone from eBay flipping. It's never going to
17:29
Speaker 4: be my true replacement of my full time income, but
17:31
Speaker 4: it's a nice little hobby that I actually enjoy doing,
17:34
Speaker 4: and it gives me a little bit of extra money
17:35
Speaker 4: so I can indulge in my op shopping habit.
17:37
Speaker 5: How good, two hungy.
17:39
Speaker 4: I actually love the idea that you can have a
17:42
Speaker 4: hobby or something you enjoy that pays for itself, even
17:45
Speaker 4: if it's not making profit. If you go, hey, I
17:47
Speaker 4: like buying new clothes, so I make a bit of
17:49
Speaker 4: money from the clothes, then I can spend that on
17:50
Speaker 4: more clothes. It's like, you've got this hobby that just
17:52
Speaker 4: doesn't cost your sense very.
17:53
Speaker 3: Efficient, awesome, and if you make less than I think
17:56
Speaker 3: it's four and a half thousand dollars, if you don't
17:57
Speaker 3: have to pay tax on it.
17:58
Speaker 4: If it is a hobby, can you explain what isn't
18:01
Speaker 4: is not a hobby? Because I reckon I got a
18:03
Speaker 4: bit generous with what could be a hobby.
18:06
Speaker 3: Yeah, yeah, okay, well I can tell you right now
18:09
Speaker 3: uber driving, not a hobby an actual income.
18:11
Speaker 4: That was the actually one I tried to Hello, I
18:16
Speaker 4: drove home in canbra post three weekends, I drove over.
18:18
Speaker 5: Yeah, not a hobby.
18:20
Speaker 3: Yeah, but sorry to attack you. There seems to be
18:23
Speaker 3: Victoria attacking everybody on the pod today. But yeah, it's
18:27
Speaker 3: a legit hobby. Like if it's just you're doing it
18:29
Speaker 3: for fun, you're not doing it for an income, and
18:30
Speaker 3: you're making two hundred bucks a month.
18:32
Speaker 5: I would argue that you should be talking to your
18:34
Speaker 5: accountant about classifying that one as a hobby.
18:37
Speaker 4: Also, when I was an uber driver, I used to
18:39
Speaker 4: go to the Army barracks in Canberra and there would
18:42
Speaker 4: be like a lady that was like leaving one of
18:44
Speaker 4: the guys room, and I would drive her back to
18:46
Speaker 4: the residents of the University of Canberra and then I would
18:49
Speaker 4: probably pick up a guy there and taking back to
18:50
Speaker 4: the Army barracks and you just go back and back.
18:53
Speaker 5: That's nice. I'm sure that they are like, oh, yeah,
18:55
Speaker 5: that definitely happens. Not HEAVYQ.
18:58
Speaker 2: What was your uber rating? Did you have five starts?
19:02
Speaker 6: Oh?
19:02
Speaker 4: I actually don't know. You only did it for a
19:04
Speaker 4: few weekends. Because of this and I tried to do
19:06
Speaker 4: a radio segment. It didn't really work, and then I
19:08
Speaker 4: ended up just having one night stands in the back
19:10
Speaker 4: of my cart. But there were the people I was
19:13
Speaker 4: driving home. They were the people I was driving home.
19:19
Speaker 4: They were having one night stand.
19:20
Speaker 3: How do you know they were in commuter relationships with
19:22
Speaker 3: people in the army barracks.
19:23
Speaker 5: That is very judgmental of you.
19:26
Speaker 4: Who gets an uber home from two am from their
19:28
Speaker 4: partner's house.
19:29
Speaker 5: They had a fight. I don't know, I feel like
19:32
Speaker 5: room on those army barrack bunks.
19:34
Speaker 2: So just a quick visits.
19:35
Speaker 5: How don't you know there are bunks in the army barks.
19:39
Speaker 4: Guess let's just push on. Hey, Melina Jones says, I
19:46
Speaker 4: bought a brand new literally tag still on it, seed
19:49
Speaker 4: heritage jumpsuit from the op shop, and he guesses what
19:53
Speaker 4: they're normally worth because seeds like.
19:57
Speaker 5: Pretty nice, it's lovely.
19:59
Speaker 2: Maybe one six.
20:00
Speaker 5: I was going to say that one eighty nine.
20:03
Speaker 4: Molina said she looked it up and it was one
20:05
Speaker 4: hundred and seventy dollars brand.
20:07
Speaker 3: Ye, that one friend she got hold on and I close,
20:11
Speaker 3: you're closer, You're closer.
20:12
Speaker 5: Sorry, I tried to steal that. Don't take my.
20:13
Speaker 2: Win from me.
20:14
Speaker 4: She got it for forty dollars with the tags still
20:17
Speaker 4: on very good money, so good, all right, uh Nia
20:22
Speaker 4: says I called my bank and got my interest rate
20:24
Speaker 4: reduced by zero point eighty nine percent. That's a pretty
20:28
Speaker 4: big decrease, that is, and it's now got a too
20:30
Speaker 4: in front of it.
20:32
Speaker 5: We want.
20:33
Speaker 4: I'm looking at a saving of at least two thousand,
20:35
Speaker 4: five hundred dollars as a result. That is massive. Well,
20:39
Speaker 4: I love that and now actually, and it's.
20:42
Speaker 5: Not that hard to pick up your phone and ask
20:45
Speaker 5: for a lawarete.
20:46
Speaker 6: We've had heaps of people messaging here saying they've used
20:49
Speaker 6: the plate together and they loving it. Yeah, so heaps
20:53
Speaker 6: of people are getting discounts, so honestly, try it. Worse
20:56
Speaker 6: they can say, is no, is there.
20:58
Speaker 3: A way that we can track how much this is
21:00
Speaker 3: on the money community saves from just asking for a
21:03
Speaker 3: discount on stuff?
21:04
Speaker 5: How cool would that be? There's really not Ba's rhetorical.
21:07
Speaker 4: Maybe we'll put it in our next research survey. Thing.
21:10
Speaker 5: Did you say that's because of cheese on the money?
21:12
Speaker 4: You know what we probably do? We are something similar, right,
21:16
Speaker 4: I haven't.
21:16
Speaker 5: Ever asked because of us or something.
21:18
Speaker 3: I might have said how much you you saved in
21:20
Speaker 3: the last twelk months, and that would be taking major
21:22
Speaker 3: liberties if I was like, ah, because of.
21:24
Speaker 2: Us all of that.
21:27
Speaker 4: Speaking of liberty is you know newspapers, for every one
21:29
Speaker 4: newspaper they sell, they count that as four people reading it.
21:33
Speaker 4: Why because it sounds like that. Yeah, but it sounds
21:37
Speaker 4: like more people buying newspapers. So when they sell to advertisers,
21:40
Speaker 4: they can actually jack the numbers. So, speaking of taking liberties, Hello,
21:45
Speaker 4: our friends at the Held Sun.
21:48
Speaker 5: I'm going to be in the Herald Sun really soon.
21:50
Speaker 4: So well, whatever they tell you, divide that by right,
21:55
Speaker 4: that's the scary music because we're about to announce the
21:57
Speaker 4: money win of the week.
21:58
Speaker 5: Oh is it a scary money you in?
22:00
Speaker 4: This is supposed to be suspense.
22:01
Speaker 2: I'm trying.
22:04
Speaker 4: Is it working? Yeah?
22:05
Speaker 2: Yeah?
22:07
Speaker 5: Sure you want to lock him b Yeah, we.
22:09
Speaker 4: Were talking about this earlier. Riley Elliott money win. That's
22:17
Speaker 4: actually freaking out a little bit. I went out for
22:20
Speaker 4: lunch and drinks with some girlfriends on the weekend. We
22:23
Speaker 4: ordered a bottle of prosecco to share. None the one
22:28
Speaker 4: we wanted to order wasn't available. So they said, oh, sorry,
22:32
Speaker 4: we can't actually give you that the more expensive one
22:34
Speaker 4: we still have in stock. But because that's our fault,
22:36
Speaker 4: we're going to give you the most expensive one at
22:39
Speaker 4: the price of the cheaper proseccoeynchlls.
22:49
Speaker 1: T.
22:50
Speaker 5: This is what freaking was during the other weekend of
22:52
Speaker 5: the curve.
22:53
Speaker 1: I was you get a shut You get a shut?
22:57
Speaker 3: God?
22:58
Speaker 4: All right?
22:58
Speaker 3: I think that is more than enough from the She's
23:01
Speaker 3: on the Money team this week. We hope you have
23:03
Speaker 3: an absolutely stellar weekend. Looking forward to our money diary
23:07
Speaker 3: next Monday. But before we head off, we'd like to
23:10
Speaker 3: acknowledge and pay respects to Australia's Aboriginal and torrest Right
23:14
Speaker 3: islander peoples, the traditional custodians of the lands, the waterways
23:17
Speaker 3: and the skies all across Australia. We thank you for
23:20
Speaker 3: sharing and for caring on the land which we are
23:22
Speaker 3: able to learn. We pay respects to eldest past and present,
23:26
Speaker 3: and we share our friendship and our kindness. Now, the
23:29
Speaker 3: advice shared on Shees on the Money, even on these
23:31
Speaker 3: Friday Drinks episodes, is general in nature and does never
23:35
Speaker 3: consider your individual circumstances. She's on the Money exists purely
23:39
Speaker 3: for educational and sometimes entertainment purposes and should not be
23:43
Speaker 3: relied upon to make an investment or a financial decision.
23:46
Speaker 3: And we promise I am actually an authorized representative of
23:49
Speaker 3: Australia Pacific Funds Management Proprietary Limited ABN three four one
23:53
Speaker 3: three two four six three two five seven AFSL three
23:58
Speaker 3: three nine one five one. And as always, thank you
24:01
Speaker 3: to our dream team which happens to be here today.
24:04
Speaker 5: Brian, Jess, Georgia and Beck who's not here today because
24:08
Speaker 5: she's I don't see you next week.
24:11
Speaker 3: Byeus