How to Approve More Borrowers & Lower the Cost of Lending with AI
With the help of AI technology, the subjectivity with approving or denying borrowers for credit has been removed and replaced this with objective reasons that every person can work to improve if necessary.
In this episode, Margie Click, CEO & President at Agriculture Federal Credit Union, explains how lending has changed and how AI can help institutions lend more inclusively while minimizing risk.
We discuss:
The 4 Cs of lending & creditworthiness
Finding the right fintech partner
Seizing the opportunity in unsecured loans
The evolution of fraud
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The skinny
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