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Transcript

Finding Out Your Colleague Makes More—and How to Fix It · She's On The Money

• 0:00
  Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yor
• 0:04
  Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
• 0:08
  Speaker 1: we get started on She's on the Money podcast, I
• 0:11
  Speaker 1: would like to acknowledge the traditional custodians of the land
• 0:14
  Speaker 1: of which this podcast is recorded on a wondery country,
• 0:18
  Speaker 1: acknowledging the elders, the ancestors and the next generation coming
• 0:22
  Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
• 0:27
  Speaker 1: and the storytelling of you to make a difference for
• 0:30
  Speaker 1: today and lasting impact for tomorrow.
• 0:33
  Speaker 2: Let's get into it.
• 0:34
  Speaker 3: She's on the Money. She's on the Money.
• 0:57
  Speaker 4: Hello and welcome to She's on the Money podcast that
• 1:00
  Speaker 4: makes personal finance fun even on Fridays. It is our
• 1:05
  Speaker 4: favorite day of the week because we get the team
• 1:07
  Speaker 4: together and celebrate you ow incredible. She's on the Money community.
• 1:11
  Speaker 4: Today's just Greegie is going to be sharing her favorite
• 1:14
  Speaker 4: money wins from our community with you. Miss beck Sayed
• 1:17
  Speaker 4: is going to be sharing her broke tips and we're
• 1:19
  Speaker 4: going to be helping to answer a juicy money dilemma,
• 1:21
  Speaker 4: which this week is all about what to do when
• 1:24
  Speaker 4: you find out your colleague is doing the same job
• 1:26
  Speaker 4: as you, but is getting paid more to do it
• 1:30
  Speaker 4: and something that you slid into our DMS about this week,
• 1:33
  Speaker 4: we're talking about whether you should ask your partner to
• 1:35
  Speaker 4: stop going to the bank of Mum and Dad.
• 1:45
  Speaker 2: Happy Hallowekend, Happy Halloweekend.
• 1:49
  Speaker 4: That's the theme.
• 1:50
  Speaker 2: Absolutely, it is.
• 1:51
  Speaker 5: I've never heard that before. That's clever.
• 1:53
  Speaker 2: I feel like that's it. It's a big un mate.
• 1:55
  Speaker 2: I didn't know what was the thing. It's my wedding anniversary. Yeah,
• 1:58
  Speaker 2: we can what secret. It's a great either way because
• 2:03
  Speaker 2: some people celebrated last weekend because this obviously Halloween this
• 2:06
  Speaker 2: week is in the middle of the week, so it's
• 2:08
  Speaker 2: take your pug.
• 2:09
  Speaker 4: Jess has just been like both, yeah, absolutely, I love that.
• 2:12
  Speaker 4: I love that. In not so spooky news, what is
• 2:16
  Speaker 4: my wedding anniversary this weekend? And I'm so excited about
• 2:19
  Speaker 4: that two years. But get this, you guys are gonna
• 2:22
  Speaker 4: be like, sorry, what the hotel that we got married at.
• 2:26
  Speaker 4: We were like so excited because we thought this is
• 2:28
  Speaker 4: going to be lame, but we could like go for
• 2:30
  Speaker 4: a stay ca on our anniversary and as our family grows,
• 2:33
  Speaker 4: like take take the kids and stuff. So we had
• 2:36
  Speaker 4: booked this stayk for a couple of nights at the
• 2:39
  Speaker 4: hotel that we got married at, and we were so
• 2:41
  Speaker 4: excited to take Carvey. And then they called us and
• 2:43
  Speaker 4: said they don't accept children at the hotel anymore.
• 2:47
  Speaker 2: Say, I haven't.
• 2:48
  Speaker 4: I don't know what if anything happened, but they were like, yeah,
• 2:51
  Speaker 4: you can't bring your kid, and I'm like, my kid
• 2:53
  Speaker 4: is nearly eight months old. I will not just be
• 2:56
  Speaker 4: like leaving him at home.
• 2:59
  Speaker 2: Oh we're not going.
• 3:00
  Speaker 4: We're not going. We're just gonna hang out. It's fine.
• 3:02
  Speaker 4: But you know when you're just like, that's so strange. Rue. Also,
• 3:05
  Speaker 4: I want to know what happened that made you ban
• 3:08
  Speaker 4: kids in general.
• 3:10
  Speaker 2: You just know that someone's kid was like running up
• 3:12
  Speaker 2: the whole way, smearing shit on the walls or like
• 3:15
  Speaker 2: something extreme. Yeah, because if it wasn't like fair enough,
• 3:18
  Speaker 2: if it was a kid free hotel to begin with,
• 3:21
  Speaker 2: like an adults only remember I have my wedding there,
• 3:24
  Speaker 2: get the kids everywhere.
• 3:26
  Speaker 5: I'm really curious to know.
• 3:27
  Speaker 2: I just need to know the goss. Anyway.
• 3:29
  Speaker 4: Anyway, moving on, we have some new five star reviews. Guys,
• 3:34
  Speaker 4: who was just three cheek? Do you want to start
• 3:36
  Speaker 4: us off this week. Absolutely.
• 3:38
  Speaker 2: My one is from Kate Cute name, and she said,
• 3:43
  Speaker 2: I love this podcast so much. It has taught me
• 3:46
  Speaker 2: so much about money that I wish I knew years ago.
• 3:48
  Speaker 2: I love you so much better late than never. Highly
• 3:52
  Speaker 2: recommend you.
• 3:55
  Speaker 4: It is so sweet. I was in Spotlight yesterday and
• 3:58
  Speaker 4: I met one of ow She's on the Money community members,
• 4:00
  Speaker 4: and I looked like a bogan. I was wearing my
• 4:02
  Speaker 4: socks and my birken stocks together I call them burken socks,
• 4:06
  Speaker 4: and I was buying embroidery thread and did not look
• 4:09
  Speaker 4: my best and she was like, Hi, what are you embroidering?
• 4:11
  Speaker 2: I saw it on your and.
• 4:12
  Speaker 4: Making Santa sacks. Also, I really like you know how online.
• 4:17
  Speaker 4: I don't know if anybody else is as chronically online
• 4:19
  Speaker 4: as me, but I've seen a lot of girls buy
• 4:21
  Speaker 4: like jeans that have like little flower embroidery patches on
• 4:25
  Speaker 4: their like jean backs and pockets and stuff, and I
• 4:28
  Speaker 4: think it's so cute and they're so expensive, and I'm like,
• 4:30
  Speaker 4: can't be that hard?
• 4:31
  Speaker 2: Could you do it?
• 4:31
  Speaker 4: I could do it myself. And thread, like colored thread
• 4:34
  Speaker 4: is like a dollar fifty each, So I was like
• 4:36
  Speaker 4: this could be me. And also I have ADHD, so
• 4:39
  Speaker 4: that's my current hyperfixation. That's my hobby. I'll probably have
• 4:42
  Speaker 4: a new one in two weeks. Thank you great.
• 4:44
  Speaker 5: Well, before you get there, can you embroider me some jeans?
• 4:47
  Speaker 4: I would? Yeah, let me learn first. I mean I
• 4:50
  Speaker 4: have done embroidery before, but like, let me just blush
• 4:53
  Speaker 4: up on my skills and then you let me know
• 4:55
  Speaker 4: what you want and I'll.
• 4:56
  Speaker 2: Do it for you perfect, exactly exactly.
• 5:00
  Speaker 4: I want to know what's your five star review that
• 5:02
  Speaker 4: you're going to share this week?
• 5:03
  Speaker 2: Beck?
• 5:03
  Speaker 5: Okay, so this one comes from Brook. Brook says, I'm
• 5:05
  Speaker 5: absolutely loving this podcast. It's all I want to listen
• 5:08
  Speaker 5: to twenty four to seven. I appreciate the way Victoria
• 5:10
  Speaker 5: Devine explains complicated and confusing in brackets for someone with
• 5:14
  Speaker 5: no financial background subjects in a way that is simple
• 5:17
  Speaker 5: and easy to understand. Thank you so how nice is that?
• 5:20
  Speaker 1: I know?
• 5:20
  Speaker 5: Thank you so much for this amazing resource. Fabulous she's
• 5:23
  Speaker 5: on the Money team.
• 5:25
  Speaker 2: I love that.
• 5:27
  Speaker 4: Also, there's like seven hundred plus episodes, so we can
• 5:29
  Speaker 4: be in your ears all the time. Also, I wouldn't
• 5:31
  Speaker 4: wish that upon anybody like that's fair.
• 5:35
  Speaker 2: If you want it, but maybe you don't want it.
• 5:37
  Speaker 4: Also, I mean, thank you for the five star review.
• 5:39
  Speaker 4: I really appreciate it. But there are a lot of
• 5:41
  Speaker 4: other good podcasts. My favorite one is Morbid. You should
• 5:44
  Speaker 4: like mix it up a little bit because only wanting
• 5:46
  Speaker 4: to listen to this girl.
• 5:48
  Speaker 5: She's only human.
• 5:49
  Speaker 4: True, it's true, It's true. I have one though. This
• 5:52
  Speaker 4: one's from Marie Kim. She says, love the empowering energy.
• 5:57
  Speaker 4: I'm a long way from being a millennial. My thirty
• 5:59
  Speaker 4: something daughter put me on too, She's on the Money.
• 6:02
  Speaker 4: But I figure it's never too late to learn about
• 6:04
  Speaker 4: money and finance. It's so true, so right. Financial literacy
• 6:08
  Speaker 4: is so important for men, and no matter what age
• 6:10
  Speaker 4: you are or what your current knowledge level is, this
• 6:13
  Speaker 4: is a fantastic podcast. Lifelong learning is the key that
• 6:17
  Speaker 4: is so cool. Cur Hi, Everyone's welcome. I feel like
• 6:21
  Speaker 4: you guys might have noticed we have been moving away
• 6:23
  Speaker 4: from the Hello, We'll welcome to She's on the Money,
• 6:25
  Speaker 4: the podcast for millennials. Yeah, because I'm like, our community
• 6:29
  Speaker 4: is so diverse. Yeah, like, And over the last what
• 6:31
  Speaker 4: six months or so, we've been like the podcast that
• 6:34
  Speaker 4: makes personal finance fun. And I think that that's really like,
• 6:37
  Speaker 4: it's important to point that out as well, because we're
• 6:39
  Speaker 4: not just for millennials, like, we have so many younger
• 6:42
  Speaker 4: people and also so many older people, like we have
• 6:45
  Speaker 4: women in their seventies. And I think we had a
• 6:47
  Speaker 4: message what was it like a couple of months ago,
• 6:49
  Speaker 4: and they said, my grammar, who's eighty one, listened to
• 6:52
  Speaker 4: your podcast and thought it was really fun. No, I
• 6:54
  Speaker 4: was that cool?
• 6:55
  Speaker 2: Iconic?
• 6:55
  Speaker 4: Yeah?
• 6:56
  Speaker 5: Yeah, I love that.
• 6:57
  Speaker 4: It's probably an untapped retiree market we could get in retirement.
• 7:02
  Speaker 2: Not much yet, but hopefully soon. We're working on it.
• 7:06
  Speaker 4: You know. Let's go on to the money wins from
• 7:08
  Speaker 4: our community this week, Jess, what are you bringing to
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  Speaker 4: the table wearing a witch's hat?
• 7:12
  Speaker 2: Oh bridy. Firstly, this week I have went from Holly
• 7:15
  Speaker 2: who said, because if she's in the money's recommendation to
• 7:17
  Speaker 2: build an emergency fund. For the first time ever, I
• 7:20
  Speaker 2: was able to pay an unexpected three hundred dollars bill
• 7:23
  Speaker 2: that popped off with cash instead of putting it on
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  Speaker 2: my credit card.
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  Speaker 4: Is so cool and you're not just staying out of debt.
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  Speaker 4: How good does it feel?
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  Speaker 1: Like?
• 7:32
  Speaker 4: Holy moly, I've got the cash for that, And that's
• 7:35
  Speaker 4: that's me changing my money story. Yeah, and seeing people.
• 7:38
  Speaker 2: We're getting around Holly on the thread, which was we
• 7:42
  Speaker 2: love to see it. Next, I've got a money win
• 7:45
  Speaker 2: from Lauren, who said I told my boss that I
• 7:47
  Speaker 2: was working on saving some money to buy some new furniture,
• 7:50
  Speaker 2: and she offered me an extra twelve hour shift to
• 7:52
  Speaker 2: pick up.
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  Speaker 4: Oh thank you you that that's a photo of a
• 7:56
  Speaker 4: truck that was taila he had.
• 8:01
  Speaker 2: No break let. Next, I've got a money win from Katie,
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  Speaker 2: who said she recommended our fabulous celebrant to two couples
• 8:09
  Speaker 2: who we know, who both ended up booking her for
• 8:11
  Speaker 2: their wedding. The celebrant ended up sending us a hundred
• 8:14
  Speaker 2: dollars restaurant vout chat. I so a thank you. That's
• 8:16
  Speaker 2: it's so sweet go out for dinner on us.
• 8:19
  Speaker 4: You're a new couple and probably spent all your money
• 8:21
  Speaker 4: on your wedding anyway.
• 8:22
  Speaker 2: I was just like, so thoughtful and sweet. Next, I've
• 8:25
  Speaker 2: got a money win from Sarah, who said she saved
• 8:28
  Speaker 2: ten grand off of their new shed build just by
• 8:31
  Speaker 2: getting an extra quote. She said she usually gets three,
• 8:34
  Speaker 2: but this time around, she just ended up getting four,
• 8:36
  Speaker 2: and the last one that came in was ten thousand
• 8:38
  Speaker 2: dollars cheaper than all others, more than you think.
• 8:42
  Speaker 4: See, I need to go get some driveway quotes there
• 8:45
  Speaker 4: you go, Yeah, because like ours came in and I
• 8:47
  Speaker 4: was like, absolutely not. And so right now I have
• 8:50
  Speaker 4: like a derelict front yard because we've started demolishing. And
• 8:54
  Speaker 4: then we realized that the quotes that came back, I
• 8:56
  Speaker 4: was like, I am not willing to pay that expended
• 8:59
  Speaker 4: absolutely not, yeah, but just exorbitant. Like I know that
• 9:02
  Speaker 4: putting in a new driveway, it's not going to be
• 9:04
  Speaker 4: a cheap yest. Yeah, but like, don't take the mickey,
• 9:08
  Speaker 4: you know, sure, I'm not going to play with you.
• 9:09
  Speaker 4: If you're not going to play nice chop around.
• 9:12
  Speaker 2: Well, I suggest at least four at least for Sarah's recommendation.
• 9:16
  Speaker 2: So there you go, orribe what else have you got?
• 9:17
  Speaker 2: And lastly, this week, I've got a money in from
• 9:19
  Speaker 2: Maddie who said a brow salon that she's visited in
• 9:22
  Speaker 2: the past posted on the Instagram story because they had
• 9:25
  Speaker 2: a couple of free slots for a brow and lash
• 9:28
  Speaker 2: appointment if you were happy to be a content model
• 9:30
  Speaker 2: because they needed it for the Instagram tape. Pics at
• 9:33
  Speaker 2: any time. Absolutely so Maddie swooped in, snagged a booking
• 9:37
  Speaker 2: and saved herself one hundred and twenty bucks one hundred
• 9:39
  Speaker 2: and twenty dollars because I guess it was a free
• 9:42
  Speaker 2: She's going to retreat so expensive. Do you guys remember Beck,
• 9:45
  Speaker 2: You're probably going to be like, nah, never when like
• 9:48
  Speaker 2: a full set of nails was like thirty dollars crazy?
• 9:51
  Speaker 2: Do you remember when you used to get them.
• 9:52
  Speaker 4: Like in like end of high school, like thirty bucks
• 9:55
  Speaker 4: and you get there these chunky aresacrylics terrible, you know
• 9:59
  Speaker 4: the ones, the really thick wide.
• 10:02
  Speaker 5: Yeah, or they sound so.
• 10:04
  Speaker 4: Like they were thirty dollars. Yeah, they'd be like how
• 10:07
  Speaker 4: much now plasticky? Oh you're paying like seventy dollars at
• 10:10
  Speaker 4: least to get stuff nowadays black material. And I mean
• 10:13
  Speaker 4: we live in like what's central Melbourne, so like it
• 10:16
  Speaker 4: might be less out of Melbourne, but like it's I'm
• 10:18
  Speaker 4: not saying it's not worth it, like absolutely not, Like
• 10:21
  Speaker 4: still pay your nail text they deserve it. But at
• 10:23
  Speaker 4: the end of the day, like just remember when things
• 10:26
  Speaker 4: didn't feel as so, Yeah.
• 10:29
  Speaker 2: That's why I do my nails at home because.
• 10:31
  Speaker 4: I do my nails at home as well, and I
• 10:32
  Speaker 4: love it, but I do pay for my brows and lashes.
• 10:35
  Speaker 4: It's not something I'm willing to mess around with. We
• 10:38
  Speaker 4: all know i'd mess it around for real bad. Yeah,
• 10:40
  Speaker 4: come in with no eyebrows and you'd be like I
• 10:43
  Speaker 4: thought they were tattooed on.
• 10:44
  Speaker 2: Victoria and I did for this week.
• 10:50
  Speaker 4: I love that.
• 10:52
  Speaker 1: Beck.
• 10:52
  Speaker 2: Have you got some little broke tips? If so, what
• 10:54
  Speaker 2: are they?
• 10:55
  Speaker 1: I do?
• 10:56
  Speaker 5: Actually, just really quickly. I almost had a money lost
• 10:58
  Speaker 5: this week, and I just I feel that it's important
• 11:01
  Speaker 5: to tell in case anyone else gets one of these.
• 11:03
  Speaker 5: So I got an email the other day and it
• 11:06
  Speaker 5: was like Rebecca sired and it had my date of birth,
• 11:09
  Speaker 5: and it was like, how do I know this? It
• 11:11
  Speaker 5: was very like it was scarey, but it was also
• 11:13
  Speaker 5: very like they're talking to me and they're like, we've
• 11:16
  Speaker 5: tapped your computer and we're going to share.
• 11:17
  Speaker 6: All of you.
• 11:19
  Speaker 2: Yeah, And I was excuse and like all.
• 11:21
  Speaker 5: This, all this time, you've been building your reputation. I
• 11:24
  Speaker 5: was like, I don't know what they're talking about, but
• 11:25
  Speaker 5: I was also like I'm scared about what they Also.
• 11:28
  Speaker 4: I have been trying to keep a clean little reputation.
• 11:31
  Speaker 4: I was like, I guess everyone knows, but I was like,
• 11:35
  Speaker 4: is there I don't know, And so you start questioning
• 11:36
  Speaker 4: yourself and then I was like, I was.
• 11:38
  Speaker 5: Like, we're nice people. Just send us two thousand dollars
• 11:41
  Speaker 5: and I was like, what is anyway? I d ended
• 11:43
  Speaker 5: up doing anything, obviously, because I was like, I guess
• 11:45
  Speaker 5: you know, I'm not too worried, and nothing happened, but
• 11:47
  Speaker 5: I guess it did. Someone out like, what are you
• 11:48
  Speaker 5: going to do? Say something bad about me? Have a
• 11:50
  Speaker 5: fun time? Yeah, you want to send photos of me
• 11:52
  Speaker 5: to everyone? Everyone has the ugliest photos of me that
• 11:54
  Speaker 5: I've ever seen.
• 11:55
  Speaker 2: I think you can say something to me that I
• 11:58
  Speaker 2: haven't said to myself.
• 11:59
  Speaker 4: Sit down email.
• 12:02
  Speaker 2: I think they assume that everyone has something they want
• 12:04
  Speaker 2: to hide, and they're just hoping that someone goes, oh,
• 12:06
  Speaker 2: like I've got photos or I've got screenshots, or I've
• 12:08
  Speaker 2: got something.
• 12:09
  Speaker 5: Or I don't want to get to share them?
• 12:10
  Speaker 2: Share them?
• 12:11
  Speaker 4: Are they photos of me?
• 12:12
  Speaker 2: Pre baby? Yeah? Show people?
• 12:14
  Speaker 5: Yes, isn't me looking down on my phone with the
• 12:17
  Speaker 5: double chin?
• 12:17
  Speaker 4: Sure?
• 12:18
  Speaker 5: Send it welcome anyway.
• 12:20
  Speaker 2: In case anyone gets.
• 12:21
  Speaker 5: One of those, don't do anything about it, because no
• 12:23
  Speaker 5: I'm not real.
• 12:24
  Speaker 2: No, they're not. They're just hoping that you'll be your
• 12:27
  Speaker 2: paddic if you're something.
• 12:27
  Speaker 4: I do really enjoy the scam the scammer videos that
• 12:31
  Speaker 4: are going around at the moment.
• 12:32
  Speaker 2: I love I just I love it.
• 12:35
  Speaker 4: And when the guy pretends to be the little old
• 12:37
  Speaker 4: lady and he's like, oh, yes, I got the Apple
• 12:39
  Speaker 4: gift card and he's like, yes, read me the numbers.
• 12:41
  Speaker 4: And then he's like, yes, I've just put it in
• 12:43
  Speaker 4: and I bought something with it. That's so exciting, and
• 12:45
  Speaker 4: the scam is like, you're.
• 12:46
  Speaker 2: Not meant to do.
• 12:48
  Speaker 4: It's just sweet revenge.
• 12:51
  Speaker 2: Oh yeah, if you're a scammer, you deserve it. Every
• 12:54
  Speaker 2: awful thing that's.
• 12:55
  Speaker 4: Coming up right back to broke tips back.
• 12:57
  Speaker 5: Yes, okay, so this first one comes from a friend
• 12:59
  Speaker 5: of mine and who says, if you save this all
• 13:02
  Speaker 5: Halloween theme just by the way, yea, if you.
• 13:05
  Speaker 4: Say Halloween theme, our money wins. I did look that
• 13:09
  Speaker 4: cut a money lot or a Neil money lost school kids.
• 13:16
  Speaker 5: We're doing that all day. Okay. So my friend says
• 13:19
  Speaker 5: that if you know, at the end of Easter, like
• 13:21
  Speaker 5: everything's super cheap, like all the eggs and stuff like
• 13:23
  Speaker 5: that if you save, you save all those and you
• 13:27
  Speaker 5: put those really cheap. You can also like boxing day
• 13:31
  Speaker 5: things like that, any kind of day where chocolate is
• 13:34
  Speaker 5: crazy cheap. The next day or day off or whatever,
• 13:38
  Speaker 5: just bulk by and kids don't mind. If the chocolate's
• 13:41
  Speaker 5: got a little bit of that fat bloom on it,
• 13:43
  Speaker 5: they're gonna eat it. They don't mind.
• 13:45
  Speaker 2: I did.
• 13:45
  Speaker 4: I wouldn't eat it as a kid, So be careful
• 13:47
  Speaker 4: because I think that Jess would be the same. You
• 13:51
  Speaker 4: know where they get the little white that is. Yeah,
• 13:56
  Speaker 4: seeing the chocolate coming out, it's usually like just like cocoa.
• 13:59
  Speaker 2: Butter, like it's actually sounding.
• 14:01
  Speaker 4: It's quicker about it, like that's in chocolate, Like it's
• 14:04
  Speaker 4: good for you. It's not bad. It just like starts
• 14:07
  Speaker 4: to separate over time because I.
• 14:09
  Speaker 2: Just thought the chocolate was going bad. I've never really
• 14:11
  Speaker 2: given it that much.
• 14:12
  Speaker 4: No, so you were like over and out. You can
• 14:13
  Speaker 4: cout it still though, because it will remelt into your ingredients.
• 14:18
  Speaker 4: I buy the like mini eggs, but then I regret
• 14:22
  Speaker 4: the mini eggs when I decide to use that chocolate
• 14:24
  Speaker 4: for a recipe and I have to hand unral eggs
• 14:28
  Speaker 4: and put them in a bowl until like you get
• 14:29
  Speaker 4: two hundred grams or something, and I'm like, why did
• 14:31
  Speaker 4: I do this?
• 14:32
  Speaker 2: Oh my god?
• 14:33
  Speaker 5: Why is they're not a TikTok hack yet for quickly
• 14:36
  Speaker 5: undoing all of them? Because sometimes, like you're, I am
• 14:39
  Speaker 5: raving this. Sometimes I'm insatiable, especially with these little eggs.
• 14:41
  Speaker 4: I like that it slows me down. Yeah, that's fairy,
• 14:44
  Speaker 4: like I need to be. I need to be held
• 14:47
  Speaker 4: back from the chocolates, and so individually wrapped things help
• 14:50
  Speaker 4: because you best believe if I buy a whole block
• 14:52
  Speaker 4: of chocolate.
• 14:53
  Speaker 2: She's gone, gone, She's gone.
• 14:55
  Speaker 4: Like I opened it. It's one serving, one package goals
• 14:58
  Speaker 4: one serving.
• 14:59
  Speaker 5: No, I agree with that. I agree with that. This
• 15:01
  Speaker 5: ex one comes from alex. This one is silly and
• 15:03
  Speaker 5: really funny and just like maybe no one will use it.
• 15:06
  Speaker 5: If you put a an empty bowl of just an
• 15:08
  Speaker 5: empty bottle out and you put like a little sign
• 15:10
  Speaker 5: saying just take one, then it will look like if
• 15:14
  Speaker 5: you've been pillaged already and you don't have to do anything.
• 15:17
  Speaker 2: Treated get but you don't want your house to beg
• 15:24
  Speaker 2: Yeah exactly.
• 15:25
  Speaker 4: Yeah, people still egg houses.
• 15:28
  Speaker 2: I'm sure they would. Surely someone cut it off on
• 15:31
  Speaker 2: the and they honked it as really loud at like
• 15:33
  Speaker 2: driving home the other day, and my boyfriend was like,
• 15:36
  Speaker 2: on Halloween, we're going to find if we can. We're not,
• 15:39
  Speaker 2: We're not, but he.
• 15:40
  Speaker 4: Was like, yeah, I mean I don't want to waste eggs,
• 15:43
  Speaker 4: but can we keep eggs in our cars and just
• 15:46
  Speaker 4: egg people who cut us offween?
• 15:50
  Speaker 5: Yeah, that's so fine.
• 15:51
  Speaker 2: I think treat hard to treat ha ha.
• 15:53
  Speaker 4: It's not even a treat.
• 15:54
  Speaker 5: It is such an annoying prank though, isn't it.
• 15:57
  Speaker 2: Yeah.
• 15:58
  Speaker 4: I remember our house way back when I was probably
• 16:00
  Speaker 4: like eight or nine got egged. I don't know if
• 16:03
  Speaker 4: it was on Halloween Halloween or not, maybe animals, but
• 16:06
  Speaker 4: like our household got egged, and my mom was off
• 16:09
  Speaker 4: it because it was summer. Oh yeah, yeah. She was
• 16:11
  Speaker 4: not happy even gross, And I was like, ew did
• 16:16
  Speaker 4: they cook?
• 16:17
  Speaker 2: Like they just they didn't cook.
• 16:19
  Speaker 4: They just went hard like they like they like had
• 16:22
  Speaker 4: kind of dried onto the walls and stuff, and we
• 16:25
  Speaker 4: had like a brick house.
• 16:27
  Speaker 2: It was kind of like, yeah, the brick.
• 16:29
  Speaker 4: Yeah. I just remember mum being like a fair enough Yeah,
• 16:33
  Speaker 4: I agree with her. I would be pretty pretty.
• 16:37
  Speaker 2: I see yous preferably.
• 16:38
  Speaker 4: But also I don't understand the like I understand the
• 16:41
  Speaker 4: concept of trick or treating right, really cute, but like
• 16:46
  Speaker 4: now I'm a mum. I'm like, am I gonna tell
• 16:50
  Speaker 4: Harvey about strange danger? Yeah? Twenty four to seven, like
• 16:54
  Speaker 4: three hundred and sixty four days of the year. I'm like,
• 16:56
  Speaker 4: stranger's gotta be careful of them one day of the year.
• 16:59
  Speaker 4: I'm like, so to do is go and knock on
• 17:01
  Speaker 4: strangers doors while you're dressed up and take whatever candy
• 17:04
  Speaker 4: they give you and be grateful for it.
• 17:07
  Speaker 1: Yeah.
• 17:07
  Speaker 5: True with little kids.
• 17:10
  Speaker 4: So I feel like, wait, I don't know how this works,
• 17:12
  Speaker 4: but my son will not be doing trick or treating
• 17:15
  Speaker 4: by himself.
• 17:16
  Speaker 2: I mean I have to do. Yes, I.
• 17:23
  Speaker 4: Have a job for you. You live in a really
• 17:25
  Speaker 4: nice estate. I'm going to drop my kid over to
• 17:28
  Speaker 4: you on Halloween and be like, looks like a you problem.
• 17:32
  Speaker 2: It's really good. Our state's quite good because they do
• 17:34
  Speaker 2: a map every year. So if you if you're going
• 17:37
  Speaker 2: to have candy, so so people who don't want to
• 17:39
  Speaker 2: participate don't get knocked on their door all night. So
• 17:41
  Speaker 2: if you're going to have stuff for kids, you put
• 17:43
  Speaker 2: your name and your address goes on a map, and
• 17:45
  Speaker 2: so then they have a map of the estate where
• 17:47
  Speaker 2: to go. And usually they'll say, oh, like if you're like,
• 17:49
  Speaker 2: if you want that, it's kind of cute and.
• 17:51
  Speaker 4: That feels right, That feels a lot safer, and like,
• 17:53
  Speaker 4: genuinely you living in a state makes me feel a
• 17:56
  Speaker 4: lot safe. It's very community. I live on a main road.
• 17:59
  Speaker 2: Like, not feeling great about that.
• 18:01
  Speaker 5: Perfect utopia.
• 18:05
  Speaker 4: Does it's basically gated.
• 18:08
  Speaker 5: Broke tip back, Okay, my one is I went through
• 18:11
  Speaker 5: and I compared all the prices of like lollies and
• 18:13
  Speaker 5: stuff like that. So just like a generic one, I'm
• 18:16
  Speaker 5: going to use the freddo the twelve pack of frettos
• 18:18
  Speaker 5: for any for example, so in Coals and woolwords six dollars,
• 18:24
  Speaker 5: reject Shop and Alga five dollars. NQR roughly like two dollars.
• 18:31
  Speaker 4: Obviously QR is iconic, but also who cares if it's
• 18:35
  Speaker 4: running out soon?
• 18:38
  Speaker 2: Exactly exactly.
• 18:39
  Speaker 5: NQR is so good. I'm assuming there'd be something at.
• 18:41
  Speaker 2: Cheap about heaps of them.
• 18:44
  Speaker 5: There would be some equivalents for other states, but just
• 18:46
  Speaker 5: have a little look. See I'm not sure if there's
• 18:48
  Speaker 5: an QR everywhere, but I'm sure you'll find something equivalent,
• 18:51
  Speaker 5: but yeah, so I recommend all your Holloween shopping go
• 18:55
  Speaker 5: to NQR. And even if they're like lollies no one's
• 18:58
  Speaker 5: ever heard of before, some kids love just like stuff
• 19:01
  Speaker 5: just their mind, just chuck it in there.
• 19:04
  Speaker 2: I feel like lollipops are really good too, because they're
• 19:06
  Speaker 2: often come in packs of like fifty sheep wrap and
• 19:09
  Speaker 2: they individually wrapped as well. So I feel like stuff
• 19:11
  Speaker 2: like that is good.
• 19:13
  Speaker 4: I haven't done anything. I feel bad, but I'm going
• 19:16
  Speaker 4: to get egged good. But I feel like even going
• 19:20
  Speaker 4: to Kmart and getting the party packs, you know how
• 19:23
  Speaker 4: they come in like individually wrapped candy, bracelets and stuff.
• 19:27
  Speaker 4: If I was a kid, that's what I want. Yeah,
• 19:29
  Speaker 4: on a candy watch something fun.
• 19:32
  Speaker 2: Yeah, and then all the Halloween candy goes on sale
• 19:35
  Speaker 2: the day after Halloween, Like he's yes, and you say.
• 19:38
  Speaker 5: That stopped you?
• 19:40
  Speaker 2: What do you got your eye on to purchase this season?
• 19:42
  Speaker 2: Just you know the trolley like they do the oh yeah,
• 19:46
  Speaker 2: they have like a Halloween like mixed pack, And I
• 19:49
  Speaker 2: like them because they're individually wrapped and they're good to
• 19:50
  Speaker 2: just like keep in your purse for an afternoon gummy web.
• 19:54
  Speaker 2: That's very dope, that's very justic.
• 19:57
  Speaker 4: I feel like, in the most non offense, if we
• 20:00
  Speaker 4: ever just belongs in Utah, like in the nicest way possible,
• 20:05
  Speaker 4: like super wholesome, always has good hair, like wants to
• 20:08
  Speaker 4: drink a lot of diet. Coke also wants to celebrate
• 20:12
  Speaker 4: all of the holidays with a theme and has like
• 20:15
  Speaker 4: a mega mansion that she like dresses up. Yeah, Bubbie
• 20:18
  Speaker 4: dreamhouse vipes. Oh, I wish I had a porch to decorate.
• 20:21
  Speaker 4: It'd be so porch. See.
• 20:22
  Speaker 7: She even talks about, No, I'm so happy you guys
• 20:27
  Speaker 7: supported me this year and finally dressed up for the show.
• 20:30
  Speaker 7: I'm just wearing a tiara, but we forgot if you
• 20:32
  Speaker 7: were better organized, Beck, what would you have dressed up as?
• 20:36
  Speaker 5: I was meant to be? Ellen Degeneroes.
• 20:38
  Speaker 2: I really like that.
• 20:40
  Speaker 4: I really like that.
• 20:42
  Speaker 2: Sad.
• 20:43
  Speaker 5: I know I'll try and do it sometime this week.
• 20:47
  Speaker 2: Yeah, I like her, all right?
• 20:48
  Speaker 4: And Jess, what were you going to dress up as?
• 20:50
  Speaker 4: Had we actually said yeah, of course we're in we
• 20:52
  Speaker 4: definitely were prepared.
• 20:54
  Speaker 2: I would have done the classic Britney Spears baby one
• 20:57
  Speaker 2: more time because I feel like it's simple enough of
• 20:58
  Speaker 2: an outfit that I wouldn't feel crazy walking into the building.
• 21:02
  Speaker 2: I'm KHATI the fluffy little you know tabs.
• 21:06
  Speaker 4: Yeah, oh no, So I would have recycled my Barbie
• 21:10
  Speaker 4: fairy Topia costume.
• 21:13
  Speaker 2: Does need another excuse to get out, it does?
• 21:15
  Speaker 4: I would have recycled that. I think it's got a
• 21:17
  Speaker 4: two to a little like sparkly top. I've got fairy wings,
• 21:21
  Speaker 4: there's a tr like. It's just a lot. Unfortunately I
• 21:24
  Speaker 4: got rid of the blonde wig, so would have had
• 21:28
  Speaker 4: to buy another one. But you know, you get what
• 21:31
  Speaker 4: you get. But I bought all of the jewelry for
• 21:34
  Speaker 4: that too, like the Barbie fairy Topia necklace, the Barbie
• 21:37
  Speaker 4: fairy Topia like bracelet. I also had the fairy Oki
• 21:41
  Speaker 4: karaoke wings that yes, of course if you'd like to
• 21:45
  Speaker 4: borrow them, no worries. They actually it's like a backpack
• 21:47
  Speaker 4: that you put on and it's plastic fairy wings.
• 21:50
  Speaker 2: Did you see them? You would have? You were on
• 21:51
  Speaker 2: my birthday picturing?
• 21:53
  Speaker 4: Yeah, so, like everyone had had a few beveraginos except
• 21:57
  Speaker 4: for me because I had found out the day before
• 22:00
  Speaker 4: thirtieth birthday that we had that I was pregnant, so
• 22:02
  Speaker 4: I was drinking fake champagne all night, duping you guys.
• 22:07
  Speaker 4: And yeah, it has like an attached wand which is
• 22:10
  Speaker 4: actually the microphone and pre like the backpack the middle
• 22:14
  Speaker 4: of the fairy wings speaker.
• 22:15
  Speaker 5: Oh my gosh, why did I know that?
• 22:19
  Speaker 2: That's cool?
• 22:19
  Speaker 4: What do you mean you did know that? I was
• 22:21
  Speaker 4: dancing and singing all night? This is before morning sickness
• 22:24
  Speaker 4: took hold. Right, of course, it was fantastic. Let's go
• 22:27
  Speaker 4: to a really quick break on the flip side. We're
• 22:29
  Speaker 4: going to talk about what to do when you find
• 22:31
  Speaker 4: out that your colleague is doing the same job as
• 22:33
  Speaker 4: you but getting paid way more, and something that you
• 22:36
  Speaker 4: lead into our dms about we're chatting about whether you
• 22:38
  Speaker 4: should ask your partner to stop going to the bank
• 22:41
  Speaker 4: of Mom and dad. Don't go anywhere, guys.
• 22:51
  Speaker 2: Welcome back, everybody. Let's take a listen to this week's
• 22:53
  Speaker 2: money dilemma.
• 22:56
  Speaker 4: Hi, there, have you got a money dilemma you just
• 22:58
  Speaker 4: can't solve. He's on the Money Team is here to help.
• 23:02
  Speaker 4: Every week we tackle your dilemmas, both big and small,
• 23:05
  Speaker 4: to answer your most burning money, career and life questions.
• 23:08
  Speaker 4: To get involved, simply head to our website and leave
• 23:11
  Speaker 4: us a short voice recording and you might just find
• 23:13
  Speaker 4: yourself on the show. Now, let's take a listen to
• 23:15
  Speaker 4: this week's money dilemma.
• 23:19
  Speaker 8: Hi, she's on the money. Love love, love your work.
• 23:23
  Speaker 8: I have a question here and would really like your advice.
• 23:26
  Speaker 8: Our company hire a temporary support staff from our head
• 23:30
  Speaker 8: office from Europe. After a few months, she decided want
• 23:36
  Speaker 8: to stay in Australia, so the company sponsor her for
• 23:41
  Speaker 8: our work visa to work in Australia. So she works
• 23:44
  Speaker 8: in a very similar role as what I do, like
• 23:48
  Speaker 8: a project coordinator, project administrators sort of role, do not
• 23:53
  Speaker 8: really need special skills at all. Lately, I find out
• 23:58
  Speaker 8: that she's actually getting pay more than double of what
• 24:02
  Speaker 8: I'm getting paid at the moment, and her work low
• 24:05
  Speaker 8: is probably only sixty percent of what I'm doing. I
• 24:09
  Speaker 8: feel really frustrated about this. I want to know, is
• 24:14
  Speaker 8: this even lego in so many different level Should I
• 24:19
  Speaker 8: confront my boss about the big pay gap difference or
• 24:26
  Speaker 8: should I be looking for another job? Thank you? In
• 24:29
  Speaker 8: that month?
• 24:30
  Speaker 2: Oh my god. When she said, oh, she's.
• 24:33
  Speaker 4: Being paid more, I was like, oh, I don't know.
• 24:37
  Speaker 2: Yeah, we've all been there.
• 24:38
  Speaker 4: But also like I don't know the context, like, you know,
• 24:40
  Speaker 4: has she come from overseas with a lot more experience?
• 24:43
  Speaker 4: Like yeah, And I'm not trying to justify it because
• 24:45
  Speaker 4: that sucks, but I'm assuming life. Like then she gave
• 24:47
  Speaker 4: us the context and I was like, sorry, girl, what double?
• 24:52
  Speaker 4: And she's doing less work?
• 24:55
  Speaker 5: That is so criminal? I think it is criminal.
• 24:58
  Speaker 4: I don't know. Yeah it is, but it isn't like
• 25:01
  Speaker 4: it depends on like their award rates. It depends on
• 25:04
  Speaker 4: like the legalities of the industry.
• 25:07
  Speaker 2: Is it acceptable?
• 25:08
  Speaker 4: No? And that's what we're going to talk about, right, Yes,
• 25:10
  Speaker 4: So I want to know what would you guys do,
• 25:13
  Speaker 4: Beck if you came to work and found out new
• 25:16
  Speaker 4: person at work was being paid double what you're doing
• 25:20
  Speaker 4: less work?
• 25:21
  Speaker 2: Okay, what would you do?
• 25:23
  Speaker 5: This actually happened recently, but not with me, with someone
• 25:27
  Speaker 5: someone then you name them Sharon, named them Sharon, yep,
• 25:31
  Speaker 5: and then the other person was named Kim for example.
• 25:34
  Speaker 4: Okay. Great.
• 25:35
  Speaker 5: First of all, I just want to say I'm so
• 25:36
  Speaker 5: glad that pacey gritsy is no longer a thing anyway.
• 25:39
  Speaker 4: But to also just caveat that, you need to be
• 25:43
  Speaker 4: really careful because while it was abolished, if it is
• 25:46
  Speaker 4: still in your employment contract. While not legal, your workplace
• 25:51
  Speaker 4: might have some type of ramifications for talking about it.
• 25:55
  Speaker 4: If you signed a contract that has that in it,
• 25:58
  Speaker 4: it would be Yeah, that pre dates when pace Chrissy
• 26:02
  Speaker 4: was not allowed to be included in your contracts. So
• 26:05
  Speaker 4: now I want to talk about pay, and I really
• 26:08
  Speaker 4: want to be completely transparent about it, like you guys
• 26:11
  Speaker 4: know me well enough by now, But I also don't
• 26:13
  Speaker 4: want you to get any trouble. Yeah, so I want
• 26:15
  Speaker 4: to make sure that you're protected, so know that. But
• 26:17
  Speaker 4: also maybe next you know, salary review or like job reviewed,
• 26:21
  Speaker 4: be like you need to remove that. Yeah anyway, sorry
• 26:24
  Speaker 4: back to you, bet, because I didn't want anyone to
• 26:25
  Speaker 4: be like, oh, yeah, we can just talk about it.
• 26:28
  Speaker 5: Sure, that's great. Sorry great, No, no, no, no, but
• 26:31
  Speaker 5: basically sh Sharon Sharon told Kim that Kim, well, actually,
• 26:35
  Speaker 5: Kim asked Sharon how much everyone was getting paid because
• 26:38
  Speaker 5: they're doing all the exactly literally exact same role. Yeah,
• 26:41
  Speaker 5: it's the exactly role, the exact same title. And Sharon
• 26:44
  Speaker 5: told Kim this, how much we get paid? Kim realized
• 26:47
  Speaker 5: she's getting paid twelve k less wow for no absolutely
• 26:53
  Speaker 5: no reason. Anyway, when the boss has found out that
• 26:56
  Speaker 5: Kim knew. Blah blah blah. They went to Sharon. They
• 26:58
  Speaker 5: were like, you shouldn't be They're trying to intimidate share it,
• 27:02
  Speaker 5: to intimidate that disgusting, despicable. I hate it.
• 27:06
  Speaker 4: In if yeh y yes about it, I'll give you
• 27:11
  Speaker 4: a boss a call and be like, hey, so beg.
• 27:13
  Speaker 4: I just was wondering, were you doing this or now?
• 27:17
  Speaker 5: Yeah, And luckily Sharon stuck up for herself and she
• 27:21
  Speaker 5: was like, basically, I just think that if you don't
• 27:25
  Speaker 5: have in your contract you are allowed to be talking
• 27:27
  Speaker 5: about it, then you can shout it from the rooftops.
• 27:30
  Speaker 5: Because there are people out there who have maybe been
• 27:32
  Speaker 5: loyal to a company for so long, absolutely not in
• 27:35
  Speaker 5: so many different situations and things like that, and they're
• 27:36
  Speaker 5: getting paid less than everyone else. They don't know about it.
• 27:38
  Speaker 5: Everyone needs no pay secrecy.
• 27:41
  Speaker 4: I don't like it, but hate secrecy only benefits the
• 27:43
  Speaker 4: employer exactly, It doesn't benefit anybody.
• 27:47
  Speaker 5: I completely agree. But to answer our listener's question, should
• 27:52
  Speaker 5: you confront or look for your job? I say both.
• 27:54
  Speaker 5: You should definitely you should definitely be confronting and definitely bex.
• 28:00
  Speaker 2: Start a riot angry.
• 28:03
  Speaker 4: We're not having it. How would you go about that?
• 28:07
  Speaker 5: Though, I'll be like, well, actually maybe you would find
• 28:10
  Speaker 5: a job VERSU secure job. And then when they're like, hey,
• 28:12
  Speaker 5: oh you're leaving.
• 28:13
  Speaker 2: Why you're leaving?
• 28:14
  Speaker 5: Like, because you guys are so sneaky, everyone knows.
• 28:19
  Speaker 2: And I'm going to put this on glass door. I
• 28:20
  Speaker 2: was going to say, I just gonna say, put it
• 28:22
  Speaker 2: on glass door, put it somewhere like, jess, what would
• 28:25
  Speaker 2: you do? The one thing I will say is that
• 28:29
  Speaker 2: with the workload thing, I think sometimes you can look
• 28:32
  Speaker 2: at a coworker and it's easier, Oh, they seem like
• 28:35
  Speaker 2: they do nothing. But unless you're.
• 28:37
  Speaker 4: Everyone looks at me that way, they're not wrong. But
• 28:39
  Speaker 4: everybody does look at me that way. Yes, but unless
• 28:42
  Speaker 4: you're like sitting like cyber do you know what I mean? Like,
• 28:45
  Speaker 4: I think that it's easy to go, oh, it seems
• 28:46
  Speaker 4: like they're doing half my workload, but you don't necessarily know,
• 28:50
  Speaker 4: So I don't know that I hard to quantify completely,
• 28:52
  Speaker 4: So I don't know that I would build that into
• 28:54
  Speaker 4: my argument because I think that sometimes jobs that seem
• 28:57
  Speaker 4: like they're not taxing actually have like an overwhlming amount
• 29:00
  Speaker 4: of just like tedious things or whatever that you might
• 29:03
  Speaker 4: not know that they're dealing with. So I wouldn't build
• 29:05
  Speaker 4: that into your argument just because it might be easy
• 29:07
  Speaker 4: for them to refute that and say, oh, actually they're
• 29:10
  Speaker 4: doing X, Y L, and you go, oh crap, Like
• 29:13
  Speaker 4: now I don't stand on completely, but if you're doing
• 29:17
  Speaker 4: similar roles, the pay should absolutely be similar. There's really
• 29:21
  Speaker 4: no good reason, as you said, outside of maybe historical
• 29:25
  Speaker 4: experience or seniority. But even then you kind of go,
• 29:28
  Speaker 4: if we're doing the same thing, like, how much does
• 29:30
  Speaker 4: that really factor in? I think that I would it
• 29:33
  Speaker 4: depends how much you like your job. Really like, if
• 29:36
  Speaker 4: you like your job, if you like what you're doing,
• 29:38
  Speaker 4: you like your colleagues, then it is worth I think
• 29:40
  Speaker 4: having the conversation before looking elsewhere and saying, hey, like,
• 29:43
  Speaker 4: I've been made aware of this disparity, can you please
• 29:46
  Speaker 4: do it to me why that exists? I think giving
• 29:49
  Speaker 4: them an opportunity to say, you know, this person maybe
• 29:54
  Speaker 4: is managing some of the team back in Europe remotely,
• 29:56
  Speaker 4: or this person has ten years more experience than you,
• 30:00
  Speaker 4: or whatever the case may be. And if there's nothing,
• 30:03
  Speaker 4: if there's no good reason, which it feels like maybe
• 30:05
  Speaker 4: there's a good chance that's the case. You're going to
• 30:07
  Speaker 4: catch them out and they're going to be like, ah,
• 30:09
  Speaker 4: they are, and you're gonna be like, gotcha, and then
• 30:13
  Speaker 4: you can kind of, I think, launch into the negotiation
• 30:15
  Speaker 4: and be like, this is really unreasonable. If you can't
• 30:17
  Speaker 4: give me a reason as to why you're being paid more,
• 30:20
  Speaker 4: I don't see any reason that you should not be
• 30:23
  Speaker 4: matching ching salary to this. See what they say, hopefully, Oh,
• 30:27
  Speaker 4: we're so sorry. You're totally right, We'll sort that out.
• 30:29
  Speaker 4: If they don't, that's when I would personally start looking
• 30:32
  Speaker 4: front the job, especially if it's like for like like
• 30:35
  Speaker 4: I get so frustrated. I also feel like I don't
• 30:39
  Speaker 4: like being super confrontational in these situations because it doesn't
• 30:43
  Speaker 4: help you. Like marching into your boss's office and being like,
• 30:46
  Speaker 4: what are you doing? Is not a great idea. I
• 30:49
  Speaker 4: would actually step back for a hot second, and I'd
• 30:51
  Speaker 4: be like, Okay, how long have I been with this organization?
• 30:53
  Speaker 4: Let's go back to basics. Let's look at my employment contract.
• 30:56
  Speaker 4: Am I fulfilling everything in that contract? Fantastic? What am
• 31:00
  Speaker 4: I doing above and beyond that? Because we all know
• 31:02
  Speaker 4: if we've been with a company for a couple of years.
• 31:04
  Speaker 4: We might be adding a few things here and there,
• 31:07
  Speaker 4: or like we might have lost a few responsibilities and
• 31:10
  Speaker 4: had them replaced with something else. We want to understand
• 31:14
  Speaker 4: whether the job title you have today is still reflective
• 31:17
  Speaker 4: of the role that you perform, because it is a
• 31:20
  Speaker 4: lot more persuasive to have an argument that's not only
• 31:24
  Speaker 4: should I get paid more, but also I have been
• 31:26
  Speaker 4: thinking I need a role title upgrade and a salary upgrade.
• 31:30
  Speaker 4: What are we talking about. I would, then, from my perspective,
• 31:34
  Speaker 4: schedule a meeting with your manager and say, hey, I'd
• 31:36
  Speaker 4: really like to schedule a meeting to discuss my salary.
• 31:39
  Speaker 4: Give them enough notice and say I would love to
• 31:43
  Speaker 4: sit down with you at lunchtime on Friday, or a
• 31:45
  Speaker 4: two pm on Friday. Actually, definitely a two pm on Friday,
• 31:48
  Speaker 4: because we don't need to do salary negotiations in our
• 31:51
  Speaker 4: lunch break. That is a work conversation. So we're going
• 31:54
  Speaker 4: to have our Friday conversation, and then the day before
• 31:58
  Speaker 4: or the morning of, you're going to send a really
• 32:00
  Speaker 4: nice email to your manager, and that email is going
• 32:03
  Speaker 4: to outline everything that you want to talk to them
• 32:05
  Speaker 4: about in a really clear, concise way, and you're going
• 32:09
  Speaker 4: to deliver it in the nicest possible way, so you're
• 32:11
  Speaker 4: going to say, Hi, Beck I just wanted to send
• 32:13
  Speaker 4: you an email ahead of our meeting because, as you know,
• 32:17
  Speaker 4: I would like to discuss my pay, but I want
• 32:19
  Speaker 4: to make sure before this meeting to make sure it's.
• 32:21
  Speaker 2: As productive as possible.
• 32:23
  Speaker 4: We're on the same page. I would like to let
• 32:26
  Speaker 4: you know that I have done some research, so we're
• 32:28
  Speaker 4: going to do external research as well. I've looked at
• 32:30
  Speaker 4: the Hayes Salary Guide.
• 32:32
  Speaker 2: I've looked at Glassdoor, I've looked at.
• 32:33
  Speaker 4: What seeks remuneration for similar roles are and the role
• 32:37
  Speaker 4: that I'm currently doing, it sits at X. Obviously, don't
• 32:40
  Speaker 4: use that statistic if it's not going to work for you.
• 32:43
  Speaker 4: But like I've done some reviews, and in a perfect world,
• 32:46
  Speaker 4: that review will say that you're being underpaid. So you
• 32:49
  Speaker 4: put that on the table and say so, I would
• 32:51
  Speaker 4: really like to discuss my salary in light of this.
• 32:54
  Speaker 4: I also would like to discuss the discrepancy between my
• 32:58
  Speaker 4: role and another impartployee's role, and I want to have
• 33:01
  Speaker 4: a discussion around pay parity in the organization. What does
• 33:06
  Speaker 4: that look, Like, how can that be remediated? Because right
• 33:09
  Speaker 4: now I don't feel very engaged. I don't feel like
• 33:12
  Speaker 4: I'm being valued, and obviously we all want a really
• 33:16
  Speaker 4: nice outcome. Look forward to the conversation because that gets
• 33:20
  Speaker 4: all your information out before having to go and like
• 33:24
  Speaker 4: we're just girls at the end of the day, like
• 33:26
  Speaker 4: sitting down and being like, I need to advocate for myself. Like,
• 33:30
  Speaker 4: don't get me wrong. If you can do that, that
• 33:31
  Speaker 4: is absolutely fantastic. But you're also giving your boss some
• 33:35
  Speaker 4: time because often in these situations where there's levels of management,
• 33:41
  Speaker 4: it's not your manager who makes that decision. So like
• 33:44
  Speaker 4: in my organization, great Jess might come to me about salary,
• 33:47
  Speaker 4: I do.
• 33:48
  Speaker 2: Call the shots.
• 33:48
  Speaker 4: That's the right decision, But like Jess sending an email
• 33:52
  Speaker 4: because you know Beck might be her manager, because Beck
• 33:54
  Speaker 4: then has to go to Meat to advocate for that.
• 33:57
  Speaker 4: I'm giving you all of the tools and resources you
• 34:00
  Speaker 4: need to advocate for me on my behalf. Does that
• 34:03
  Speaker 4: make sense? So like if your manager maybe goes, oh yeah,
• 34:06
  Speaker 4: I just wants to pay increase, what are we going
• 34:09
  Speaker 4: to do? Like at least I have put all of
• 34:11
  Speaker 4: the information on a page and Beck could forward that
• 34:15
  Speaker 4: to my manager and be like, she's got a really
• 34:17
  Speaker 4: good point, like this isn't actually acceptable and outlining all
• 34:21
  Speaker 4: of that, and at the same time I would be
• 34:23
  Speaker 4: looking for another role. I think these conversations are really
• 34:26
  Speaker 4: constructive and help us grow, but I also think that
• 34:31
  Speaker 4: it sounds like they don't value you in the way
• 34:33
  Speaker 4: that you deserve to be valued. And just because you've
• 34:36
  Speaker 4: quote uncovered this and it might be remediated, doesn't mean
• 34:39
  Speaker 4: that they are going to continue to value you. I
• 34:42
  Speaker 4: would find an organization that backs the hell out of you, yes,
• 34:46
  Speaker 4: but have this conversation make them pay you more and
• 34:49
  Speaker 4: than the week after they've done that, leave.
• 34:52
  Speaker 5: Completely agree sweet sweet revenge, which.
• 34:54
  Speaker 2: All that maybe undage. I feel lucky.
• 34:57
  Speaker 5: Yes, Kim was back paid in my story.
• 34:59
  Speaker 4: Yeah, absolutely absolutely back pays another thing to negotiate. So
• 35:04
  Speaker 4: I just think it's it's wildly unfair and I hate
• 35:07
  Speaker 4: that these things happen, and I'm really sorry, Like I'm
• 35:11
  Speaker 4: really sorry that you have to advocate for yourself when
• 35:15
  Speaker 4: your management team should be looking at the overall remuneration structures.
• 35:20
  Speaker 4: I know that over time things get a little bit off,
• 35:22
  Speaker 4: but it's their job to ensure pay parody for lack
• 35:25
  Speaker 4: for like roles.
• 35:26
  Speaker 2: Yeah, yeah, totally agree. Insane and if you want to
• 35:30
  Speaker 2: leave us a money dilemma. By the way, we've had
• 35:32
  Speaker 2: a few people dming us recently, being like, hey, go
• 35:35
  Speaker 2: to our website, She's the money to talk to you, and
• 35:37
  Speaker 2: then there's a podcast page. Go to that and you
• 35:39
  Speaker 2: can literally drop your voice notes straight there.
• 35:41
  Speaker 4: Yeah, you can record on your phone, you can record
• 35:43
  Speaker 4: on your desktop. It's a ten out of ten idea.
• 35:46
  Speaker 4: You can also leave love notes there, so you can
• 35:48
  Speaker 4: just leave us little voice memos, which some people do
• 35:51
  Speaker 4: when we find really fun.
• 35:52
  Speaker 5: Absolutely.
• 35:53
  Speaker 4: Would you guys like to get to the DM that
• 35:56
  Speaker 4: we got this week?
• 35:57
  Speaker 2: Absolutely?
• 35:58
  Speaker 4: Oh I've been waiting for this one because I feel
• 35:59
  Speaker 4: like we've got thoughts, you know. So this week where
• 36:02
  Speaker 4: we received a DM, they said, hey, she's on the money.
• 36:06
  Speaker 4: I have a money dilemma. I grew up very poor,
• 36:09
  Speaker 4: coming from government housing where money was scarce, and I
• 36:12
  Speaker 4: never asked for money as a kid or even now,
• 36:14
  Speaker 4: because I know money is a struggle. My partner grew
• 36:18
  Speaker 4: up wealthy and got what he asked for whenever he wanted.
• 36:21
  Speaker 4: Is it fair for me to ask him to stop
• 36:24
  Speaker 4: asking his parents for financial help. I feel he doesn't
• 36:27
  Speaker 4: value money and doesn't understand how to work and save
• 36:30
  Speaker 4: for the things he wants. He continuously goes straight for
• 36:34
  Speaker 4: the bank of his parents when he wants something. It
• 36:37
  Speaker 4: is never for needs. I can't tell if it is
• 36:39
  Speaker 4: a red flag or if my jealousy is just showing
• 36:42
  Speaker 4: up through him. I like that you're thinking about you know,
• 36:47
  Speaker 4: am I just envious about this situation? We are fair,
• 36:50
  Speaker 4: it's not. It's not you being envious. I think in
• 36:53
  Speaker 4: this situation, wanting people to value money, especially if you're
• 36:57
  Speaker 4: in a relationship together and you're building a life together,
• 37:00
  Speaker 4: think is a very big shared value set validating you there. No,
• 37:05
  Speaker 4: it's not envy. Yeah, like I'm a little bit jealous
• 37:08
  Speaker 4: if someone was just going to give me free money,
• 37:09
  Speaker 4: I get it.
• 37:10
  Speaker 2: But this is a bit deeper than that.
• 37:11
  Speaker 5: Yeah, I agree. It really does sound like me and
• 37:14
  Speaker 5: my best friend lives so week because we do grow
• 37:16
  Speaker 5: up completely differently. She came from a very wealthy family
• 37:19
  Speaker 5: and they did work very hard for their wealth, and
• 37:22
  Speaker 5: I grew up not so well off. But we're both
• 37:25
  Speaker 5: like exactly the same, and so I think living with her,
• 37:28
  Speaker 5: we lived in there for a few years, and there
• 37:30
  Speaker 5: were definitely moments where I was like, oh, it's it
• 37:33
  Speaker 5: kind of like hurts a little bit in my belly
• 37:35
  Speaker 5: to see that she might be given opportunities that I
• 37:39
  Speaker 5: might not.
• 37:40
  Speaker 4: That would have been challenging with such a close friend.
• 37:42
  Speaker 5: It is, but it's also like I also tend to
• 37:46
  Speaker 5: remind myself that, like we we are exactly the same.
• 37:49
  Speaker 5: But I'm very very grateful for my upbringing. I'm very
• 37:51
  Speaker 5: very grateful for everything that led me here, and if
• 37:54
  Speaker 5: even one tiny thing changed, and I wouldn't be exactly
• 37:57
  Speaker 5: why I am today, And I quite like exactly. I
• 37:58
  Speaker 5: love that you know what I mean much back and
• 38:01
  Speaker 5: so and but it is still it's nice to have,
• 38:04
  Speaker 5: like a little bit I know that if something went wrong,
• 38:06
  Speaker 5: Hopefully it's the same for a listener, if something really
• 38:08
  Speaker 5: really went wrong, you do kind of have access to that. Hopefully.
• 38:11
  Speaker 5: I can imagine that if you're in that situation, it's
• 38:13
  Speaker 5: nice to know it's there. But I do understand the
• 38:16
  Speaker 5: feeling of being like, wow, like I've got to work
• 38:19
  Speaker 5: for this and you can kind of just ask for
• 38:21
  Speaker 5: it and you kind of get it.
• 38:22
  Speaker 4: That does suck.
• 38:23
  Speaker 5: But honestly, if you're trying to teach you know, financial
• 38:28
  Speaker 5: resilience and things like that. I can I can understand
• 38:31
  Speaker 5: why you maybe want to get your partner to not
• 38:35
  Speaker 5: do that as much.
• 38:36
  Speaker 6: But I think it's okay that like really bad, Like,
• 38:39
  Speaker 6: I think it's fine, but it isn't a valuable thing
• 38:42
  Speaker 6: to learn, like the resilience and independence financially and stuff
• 38:46
  Speaker 6: like that.
• 38:47
  Speaker 2: So yeah, I don't think that either of them is wrong. Like,
• 38:50
  Speaker 2: I understand that it's very frustrating if you and your
• 38:54
  Speaker 2: partner have different perspectives on money and handling that, and
• 38:57
  Speaker 2: if you're e'en like you're obviously both by products the
• 39:00
  Speaker 2: environments that you grew up in. And I can see
• 39:02
  Speaker 2: how for someone who's had to work really hard for everything,
• 39:04
  Speaker 2: seeing someone just be handed something would be frustrating. And
• 39:07
  Speaker 2: you I can understand being like, well, you're not going
• 39:11
  Speaker 2: to learn because you're just being bailed out every time.
• 39:14
  Speaker 2: But that being said, like, I don't think I think
• 39:18
  Speaker 2: I've said this before, I don't necessarily think it's reasonable
• 39:20
  Speaker 2: to expect your partner to change fundamental things about themselves
• 39:24
  Speaker 2: and fundamental things about their upbringing. I think that it's
• 39:28
  Speaker 2: absolutely worthy of a conversation and saying, hey, like, I
• 39:31
  Speaker 2: feel like you're not respecting the goals as much as
• 39:34
  Speaker 2: I am because you're not prioritizing them. You're spending on
• 39:37
  Speaker 2: other things and then hoping that your family will bail
• 39:39
  Speaker 2: them out. I think that that's a very valid conversation
• 39:41
  Speaker 2: to have, But you also need to recognize that the
• 39:44
  Speaker 2: case might just be that you have different value sets
• 39:47
  Speaker 2: and different experiences with money, and that they may be
• 39:50
  Speaker 2: too different for you to be able to operate together
• 39:54
  Speaker 2: because ultimately, like you're hopefully assuming you want to follow
• 39:58
  Speaker 2: a traditional you know, trajectory, going to be your partner
• 40:00
  Speaker 2: for the rest of your life, and it may be
• 40:02
  Speaker 2: that that's not something that they can or want to
• 40:04
  Speaker 2: change about themselves. And on the flip side, I feel like,
• 40:07
  Speaker 2: if their parents are in a wealthy enough position that
• 40:09
  Speaker 2: they can help them out financially, don't we all really
• 40:13
  Speaker 2: want to build generational wealth so that we can look
• 40:16
  Speaker 2: after our future generations. Where I was going to go
• 40:19
  Speaker 2: with it, like if I worked really hard and I'm
• 40:22
  Speaker 2: a multimillionaire. From my mouth to God's lips, you know,
• 40:31
  Speaker 2: this is why.
• 40:35
  Speaker 4: She's just been trying to kiss up.
• 40:38
  Speaker 2: You want to make out with him? He hasn't been
• 40:41
  Speaker 2: listening to me, you know, Like if I found myself
• 40:45
  Speaker 2: in the position where I was wealthy, of course I
• 40:47
  Speaker 2: would want to support my children and give them every
• 40:50
  Speaker 2: opportunity and whatever. So I can't really fault your partner
• 40:54
  Speaker 2: or their family for being in that position. I think
• 40:57
  Speaker 2: what we really have to do is reflect on is
• 41:00
  Speaker 2: this going to be something that's going to bother you
• 41:02
  Speaker 2: long term? Because you may not be able to reconcile
• 41:06
  Speaker 2: the difference, do you know what I mean? I think
• 41:07
  Speaker 2: that you're both in the right and honestly, like I
• 41:09
  Speaker 2: grew up in a less prosperous household, and like I
• 41:14
  Speaker 2: would be the same, Like I would be pissed off
• 41:16
  Speaker 2: that if someone was not putting in the hard yard
• 41:18
  Speaker 2: then I felt like I was, like, I fully get that,
• 41:22
  Speaker 2: but I also think that you can't necessarily expect that
• 41:27
  Speaker 2: to change, Like I don't know that. I think that
• 41:29
  Speaker 2: that's a reasonable level of expectation. Does that make exact
• 41:33
  Speaker 2: I think I'm contradicting. No, I totally get it. I
• 41:35
  Speaker 2: think looking at it from the flip side, we all
• 41:39
  Speaker 2: want the best for our kids, right, Like and if
• 41:42
  Speaker 2: his parents, I don't know, I look at myself, right,
• 41:46
  Speaker 2: Like gift giving is a love language of mine, Like
• 41:49
  Speaker 2: I love it. I bring gifts for the team, I
• 41:52
  Speaker 2: bring gifts for my friends, like you best believe, Like
• 41:56
  Speaker 2: my baby he needs something and I have the ability
• 41:59
  Speaker 2: to get it for him. Not only do I want to,
• 42:02
  Speaker 2: but it gives me a deep sense of validation to
• 42:05
  Speaker 2: go I did that, Like, yeah, I got that, Like
• 42:07
  Speaker 2: I don't know, I just I feel as though maybe
• 42:11
  Speaker 2: his parents have like look at it, right, Like, let's
• 42:14
  Speaker 2: take your situation, Jesse.
• 42:15
  Speaker 4: You said I didn't grow up in a prosperous environment.
• 42:18
  Speaker 4: If you then had kids and you were super prosperous,
• 42:21
  Speaker 4: you often find that the parents who grew up with
• 42:25
  Speaker 4: not much then want to give their kids absolutely everything,
• 42:28
  Speaker 4: and they're probably getting a lot of validation from it.
• 42:30
  Speaker 4: So he might have just grown up with this situation
• 42:33
  Speaker 4: of being like, oh I really want this, and mom
• 42:34
  Speaker 4: and dad being like, girl, oh boy, whatever, you can
• 42:37
  Speaker 4: have it. Like all he has to do is message
• 42:40
  Speaker 4: his parents and he's got it. Like that's fantastic. But
• 42:44
  Speaker 4: we also I get the NB side of it, like
• 42:46
  Speaker 4: if that exists, but I think it's also fair to
• 42:51
  Speaker 4: go we're not on the same page. Financially, and that's
• 42:53
  Speaker 4: where we need to zoom out. If that's part of
• 42:55
  Speaker 4: his money story, fine, let's sweep that to the side
• 42:58
  Speaker 4: for a minute. What are we working to wards together?
• 43:01
  Speaker 4: Are you saying that your partner right now just spends
• 43:04
  Speaker 4: his money really frivolously and then just asks his parents
• 43:06
  Speaker 4: for heaps of stuff and doesn't have a heap of savings,
• 43:09
  Speaker 4: but you have a heap of savings and you're trying
• 43:10
  Speaker 4: to save for a house and he says he's in,
• 43:12
  Speaker 4: but he's not really in because he's spending all his
• 43:14
  Speaker 4: money and seems to have the bank of Mum and
• 43:16
  Speaker 4: Dad backing up his spending behavior. Is that what you're saying,
• 43:19
  Speaker 4: or are you saying he's saving, he's investing, and you
• 43:22
  Speaker 4: know we're working towards this really secure financial future together.
• 43:26
  Speaker 4: I'm compromising a lot. I'm not getting all these things
• 43:28
  Speaker 4: that I want. He's saving all his money and just
• 43:31
  Speaker 4: texts his mum when he wants a new PlayStation, right, Like,
• 43:33
  Speaker 4: so he's not having to dip into savings and have
• 43:36
  Speaker 4: that level of compromise that you've got. Yeah, does that
• 43:39
  Speaker 4: make sense? So like that would annoy me too and
• 43:40
  Speaker 4: be like he's so unfair, Like I'm compromising, and you know,
• 43:44
  Speaker 4: at the end of the day, I'm not buying the
• 43:45
  Speaker 4: makeup and the shoes and the clothes that I want
• 43:48
  Speaker 4: because I'm trying to save for this house and he's
• 43:50
  Speaker 4: doing the same thing and saving. But then he's just
• 43:52
  Speaker 4: asking his mum for the stuff. Yeah, Like, oh, okay,
• 43:56
  Speaker 4: you need to have a conversation about this. And this
• 43:58
  Speaker 4: is about not only under standing each other's money stories,
• 44:01
  Speaker 4: but your shared values and what you're working towards together
• 44:06
  Speaker 4: and what that's going to look like. So is it
• 44:08
  Speaker 4: bad that he's using the bank of Mum and Dad.
• 44:11
  Speaker 4: I don't think so. And the reason I don't think
• 44:14
  Speaker 4: so is you never deeply know somebody else's money story.
• 44:18
  Speaker 4: And also, who are you to judge? Like, if you
• 44:22
  Speaker 4: could do that too, I'm sure you would. I live
• 44:25
  Speaker 4: in a world where I didn't grow up super rich.
• 44:28
  Speaker 4: My parents couldn't give me all of those things either.
• 44:31
  Speaker 4: I love everything that they did, but we weren't super wealthy.
• 44:36
  Speaker 4: On the flip side, I'm now starting to make more
• 44:39
  Speaker 4: money than I ever have before, and I'm trying to
• 44:41
  Speaker 4: balance this, Like I don't want my kid to be spoilt,
• 44:44
  Speaker 4: but I also want to make sure that he has
• 44:46
  Speaker 4: all of the things that I think he needs and deserves.
• 44:49
  Speaker 4: And so I am thinking, what do I do do
• 44:53
  Speaker 4: I invest for his future when he gets to eighteen?
• 44:56
  Speaker 4: Would I want him having access to money? The answer
• 44:59
  Speaker 4: actually between and Steve and I is no, we want
• 45:01
  Speaker 4: him to be older than that. But I know that
• 45:04
  Speaker 4: the world is a really tough place to live right now,
• 45:06
  Speaker 4: and I would like to be contributing towards a first
• 45:09
  Speaker 4: home deposit for him in the future. And I want
• 45:11
  Speaker 4: to do that for my other kids, And like, how
• 45:14
  Speaker 4: do I establish that so by the time, you know,
• 45:17
  Speaker 4: my son gets to the age where he's buying property.
• 45:19
  Speaker 4: I love that we could help, but I know that
• 45:22
  Speaker 4: that's not what his You know, lots of his friends
• 45:24
  Speaker 4: might be experiencing, or his partner might be experiencing. That
• 45:28
  Speaker 4: doesn't mean that it's the wrong thing for us to do.
• 45:31
  Speaker 4: And as his parent, if my son then had a
• 45:34
  Speaker 4: partner that said you need to stop that, I'd be like, oh,
• 45:37
  Speaker 4: I worked really hard to be able to give him this.
• 45:39
  Speaker 4: I worked really hard, and that was like my mission
• 45:42
  Speaker 4: and my driving force, And now you're telling me that
• 45:46
  Speaker 4: I can't give my son the things that I want
• 45:48
  Speaker 4: to give him. Does that make sense? And like, it
• 45:51
  Speaker 4: doesn't mean it doesn't hurt. Like, just because I'm saying
• 45:56
  Speaker 4: that it can still happen doesn't mean it's not frustrating,
• 45:59
  Speaker 4: Like from the outside, Like you can be annoyed and beck,
• 46:01
  Speaker 4: you can look at your friend and be like, that's
• 46:03
  Speaker 4: so annoying. But then I think you know, if you
• 46:05
  Speaker 4: sat down with your friend's parents and said, like, oh,
• 46:07
  Speaker 4: why do you just give her stuff, they'd probably be like,
• 46:09
  Speaker 4: We're so proud to be able to do that, Like
• 46:11
  Speaker 4: it's so cool.
• 46:12
  Speaker 2: We worked so hard.
• 46:13
  Speaker 4: Like they might tell you stories about how they grew up,
• 46:17
  Speaker 4: and you know, maybe they've lost some businesses along the
• 46:19
  Speaker 4: way and then they did a new business and something
• 46:21
  Speaker 4: finally worked, and like everyone has this narrative and their
• 46:24
  Speaker 4: story that you don't know about. So I don't think
• 46:27
  Speaker 4: it's fair to judge it. But I also think it's
• 46:29
  Speaker 4: fair to have a conversation and say to your partner,
• 46:32
  Speaker 4: I'm feeling really uncomfortable about this, yeah, and that's fair.
• 46:35
  Speaker 4: Telling him to stop is a different conversation than going, hey,
• 46:40
  Speaker 4: i'm noticing that you're doing this a lot. Can we
• 46:42
  Speaker 4: talk about it? Like I feel real weird about it. Yeah,
• 46:44
  Speaker 4: Like have you always done this?
• 46:46
  Speaker 2: Yeah?
• 46:46
  Speaker 4: Like what does this mean?
• 46:48
  Speaker 2: Like how do you value money? What are you going
• 46:51
  Speaker 2: to do if your parents maybe aren't around one day? Yeah,
• 46:53
  Speaker 2: And because they can understand the fear that poor money
• 46:56
  Speaker 2: habits now might meet in the future when there's not
• 46:58
  Speaker 2: someone there to support you. You you could go, oh God,
• 47:01
  Speaker 2: what's going to happen if.
• 47:02
  Speaker 4: What's your plan for the future, Like your parents are
• 47:04
  Speaker 4: doing this for you, how are you planning on setting
• 47:07
  Speaker 4: up the same structure so that you can do that
• 47:08
  Speaker 4: for your kids?
• 47:09
  Speaker 7: Yeah?
• 47:09
  Speaker 4: Like is that the plan?
• 47:10
  Speaker 2: Like, I don't know.
• 47:11
  Speaker 4: I think there's a lot of money stories conversation, but
• 47:14
  Speaker 4: shared values and beliefs conversations that need to happen before
• 47:17
  Speaker 4: you go, hey, I don't like that you go to
• 47:19
  Speaker 4: the bank of mom and dad.
• 47:20
  Speaker 5: Sure, sometimes what you need is just validation, just someone
• 47:23
  Speaker 5: to be like, hey, I know I do this, and
• 47:24
  Speaker 5: I know that you could never and you don't have
• 47:26
  Speaker 5: access to that, but and I see that nothing's going
• 47:29
  Speaker 5: to change. But I see that, and that's like that's
• 47:31
  Speaker 5: enough sometimes to be like thanks, I'm going to keep
• 47:33
  Speaker 5: on keep an ony.
• 47:34
  Speaker 1: Yeah.
• 47:35
  Speaker 4: But like also a rising tide lift soulships. So like,
• 47:39
  Speaker 4: if I'm doing well, hopefully the people around me are
• 47:43
  Speaker 4: then learning and benefiting from the fact that I'm doing
• 47:46
  Speaker 4: well and we can all rise together, Like I don't
• 47:48
  Speaker 4: want to rise if nobody else is ill, and what
• 47:52
  Speaker 4: everybody else say? We obviously asked a few questions, and
• 47:55
  Speaker 4: we said, is it a red flag for you if
• 47:57
  Speaker 4: your partner relies on their family for their wants? And
• 48:01
  Speaker 4: seventy four percent of you said, yep, feels like a dependency,
• 48:04
  Speaker 4: and twenty six percent of you said nope. Family help
• 48:06
  Speaker 4: is fine if it's available. Fair. Fair. We also asked,
• 48:11
  Speaker 4: would you ask your partner to stop relying on their parents?
• 48:14
  Speaker 4: Sixty percent of you said definitely, because it builds character,
• 48:17
  Speaker 4: and forty percent of you said nope. Their finances their choices.
• 48:22
  Speaker 2: I think once you start working towards shared goals, it's
• 48:24
  Speaker 2: definitely more valid because their finances are impacting your finances.
• 48:30
  Speaker 4: Yeah that I agree with that, Yeah, one hundred percent.
• 48:32
  Speaker 4: And like that's the conversation at hand, Like how does
• 48:35
  Speaker 4: this play into an US situation? Like you're not asking
• 48:38
  Speaker 4: his parents to buy you stuff, but you're just going, well,
• 48:41
  Speaker 4: what does this mean? Long term, sure, like, how is
• 48:44
  Speaker 4: this impacting our financial goals? We also said, come on,
• 48:47
  Speaker 4: give us your two cents where you want to know.
• 48:49
  Speaker 4: What are your thoughts on this. One person said, parents
• 48:53
  Speaker 4: love language. Maybe gift giving, which is quite funny, That's
• 48:56
  Speaker 4: what I said, maybe the one thing of the few
• 48:58
  Speaker 4: things they feel they can do now their kids are adults.
• 49:02
  Speaker 4: Someone else said focus on your own mindset rather than
• 49:05
  Speaker 4: your partners. Another person said, my concern would be that
• 49:08
  Speaker 4: he has not matured and is irresponsible with money, not
• 49:12
  Speaker 4: a grown man trait that I want. I think that's good,
• 49:15
  Speaker 4: but also have we asked him? Yeah, right, Like I
• 49:19
  Speaker 4: get that you feel that might be irresponsible. And I'm
• 49:22
  Speaker 4: not even trying to defend him. I'm just trying to
• 49:24
  Speaker 4: see it from the flip side. But you might see
• 49:26
  Speaker 4: that as irresponsible, and he might go, oh, we've only
• 49:28
  Speaker 4: been together for like a year. I haven't really told you.
• 49:31
  Speaker 4: But I invest and I save everything. A mum and
• 49:33
  Speaker 4: dad know that I work really hard in the background,
• 49:35
  Speaker 4: and they're like real proud of that. So like, if
• 49:37
  Speaker 4: I want something, they don't want me spending my investments,
• 49:40
  Speaker 4: so they just buy it. Yeah, And you'd be like, oh,
• 49:43
  Speaker 4: that's a different story, and I'm not saying it makes
• 49:45
  Speaker 4: it right or wrong. It doesn't. That would also annoy me.
• 49:47
  Speaker 4: I'd be like, oh, I'm so frustrated, Like I wish
• 49:49
  Speaker 4: I had that, but yeah, it's just there's lots of
• 49:52
  Speaker 4: different things floating around.
• 49:54
  Speaker 5: Yeah.
• 49:54
  Speaker 4: Someone said, girl, that's called intergenerational wealth.
• 49:57
  Speaker 2: Yeah.
• 49:57
  Speaker 4: Someone else said, in this economy, all the help you
• 50:00
  Speaker 4: can get, honestly fair, Like, if your partner was getting
• 50:05
  Speaker 4: gifted stuff, you'd be like, yep, slate, no worries.
• 50:08
  Speaker 2: If someone had the ability to do that for me, like,
• 50:09
  Speaker 2: I'd be back pass right please.
• 50:11
  Speaker 4: Someone else said, I feel like you could just have
• 50:14
  Speaker 4: an open conversation about it with them. Then it's true,
• 50:17
  Speaker 4: more conversations about money more often, please. Yeah. Someone else said,
• 50:21
  Speaker 4: I'd feel the same as you, but it also doesn't
• 50:24
  Speaker 4: affect you.
• 50:24
  Speaker 2: So maybe your values just done aligne. It's a hard conversation,
• 50:29
  Speaker 2: but it's one that you have to have.
• 50:31
  Speaker 4: And then somebody else said, I would suggest having a
• 50:34
  Speaker 4: chat with a therapist because you might have developed a
• 50:36
  Speaker 4: scarcity relationship with money.
• 50:38
  Speaker 2: Wow, it's very cerebral but true. Yeah, that's true.
• 50:42
  Speaker 4: It's true. I feel like that's probably a good place
• 50:44
  Speaker 4: to leave it. I feel like always talking about it.
• 50:47
  Speaker 4: I mean you could even talk to like a girlfriend
• 50:49
  Speaker 4: about it, or just having chats about money in general
• 50:52
  Speaker 4: is really good. Like really, we all come out of
• 50:55
  Speaker 4: it feeling fresher, like you were saying before, even just
• 50:57
  Speaker 4: someone being like, oh, I'm doing this, but like I
• 51:00
  Speaker 4: acknowledge that, Like Becky, you're not in that position right now,
• 51:02
  Speaker 4: You're oh, thanks, Like at least I feel like sometimes
• 51:06
  Speaker 4: when we talk about money, there's an underlying tone of like,
• 51:09
  Speaker 4: I think everyone should X y Z, Like, oh, I'm
• 51:12
  Speaker 4: buying my first home. You're like, I'm not in a
• 51:14
  Speaker 4: position to buy my first home. Does the person I'm
• 51:16
  Speaker 4: talking to think that I should be doing that because
• 51:19
  Speaker 4: like I haven't saved for that, Like what do I do?
• 51:21
  Speaker 4: And I think that, Yes, sometimes just acknowledging that everyone
• 51:25
  Speaker 4: is in the same position can be really constructive.
• 51:28
  Speaker 5: Yeah, yeah, I completely agree. You wouldn't believe it. Sometimes
• 51:31
  Speaker 5: the answer is communication.
• 51:34
  Speaker 4: Well I didn't see that. That's crazy. That is a
• 51:38
  Speaker 4: perfect place to leave it. Thank you for joining us
• 51:41
  Speaker 4: for our not that spooky episode of Friday's She's on
• 51:45
  Speaker 4: the Money. We will endeavor to try harder next year.
• 51:49
  Speaker 4: But yeah, spooky season.
• 51:51
  Speaker 2: Greetings.
• 51:52
  Speaker 4: I suppose that's it.
• 51:53
  Speaker 5: Happy Hillarine.
• 51:55
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• 52:03
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• 52:06
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