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The 1st Ever B & J Q & A! · She's On The Money

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Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
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Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
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Speaker 1: we get started on She's on the Money podcast, I
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Speaker 1: would like to acknowledge the traditional custodians of the land
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Speaker 1: of which this podcast is recorded on a wondery country,
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Speaker 1: acknowledging the elders, the ancestors and the next generation coming through.
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Speaker 1: As this podcast is about connecting, empowering, knowledge sharing and
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Speaker 1: the storytelling of you to make a difference for today
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Speaker 1: and lasting impact for tomorrow.
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Speaker 2: Let's get into it.
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Speaker 3: She's on the Money, She's on the Money.
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Speaker 4: Hello, and welcome to She's Under Money Podcast millennials who
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Speaker 4: want financial freedom. Today is Friday, which means it is
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Speaker 4: time to get the team together to celebrate you the
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Speaker 4: incredible She's on the Money community. Today, I'll be sharing
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Speaker 4: some of my favorite money wins. Beck will be sharing
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Speaker 4: some of her best broke tips, and then we're going
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Speaker 4: to switch up the format a little bit and get
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Speaker 4: into some really fun Q and as after the break.
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Speaker 4: Now you might be listening to the voice and going
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Speaker 4: that's not Victoria to Victoria. Your voice sounds so different,
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Speaker 4: and in fact, right now, it does. She sounds like
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Speaker 4: she's crawled from the depths of the center of the earth.
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Speaker 2: She sounds like this.
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Speaker 4: But I'm just Ricky and I'm here with beckside. Hi,
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Speaker 4: just go any case you can't tell today is going
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Speaker 4: to be loose.
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Speaker 5: Can I can see her thing real silly today? I
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Speaker 5: feel a bit silly. Do you feel a bit silly?
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Speaker 4: I do you feel a bit silly if you came
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Speaker 4: to financial advice? This episode not the one we're going
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Speaker 4: to be in JQ and A on the back half.
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Speaker 1: Of this.
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Speaker 4: Loves I'm happy with when Georgia was here with the
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Speaker 4: G and j Q and A.
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Speaker 5: That's cute, missy George. I'm trying to just roll it over,
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Speaker 5: but perhaps you're trying to like skip over that really quickly,
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Speaker 5: so no, won't make any connection that.
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Speaker 4: Yeah, that's what it is. It is what it is.
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Speaker 4: It is what it is, Take it or leave it. Okay,
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Speaker 4: we're just here. We're doing our best. We're doing our best.
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Speaker 5: I might not be able to answer any those questions
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Speaker 5: because I'm gay women, but.
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Speaker 4: No, I'm just kidding. We're gonna go, We're gonna get.
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Speaker 5: Away from that it's Beck and Jess quick Q and
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Speaker 5: A which I'm very excited for stunning.
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Speaker 4: I think it's going to be really good, but we
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Speaker 4: are we're going to keep things a little sense of normality,
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Speaker 4: if you will. So we're going to run through huge
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Speaker 4: Would you like to hear some of my favorite money wins?
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Speaker 4: I would die for that, But should ask you what
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Speaker 4: your how your week was? First? And getting ahead of myself.
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Speaker 4: Very average, to be honest, nothing exciting, nothing sad, nothing sad, no, no,
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Speaker 4: just plodding along. I feel a bit of the same,
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Speaker 4: same same for me. How about for you?
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Speaker 5: Well, same same, same for me. I was visited by
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Speaker 5: Current Affair this week.
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Speaker 4: Oh tell us more about that? There's a little bit
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Speaker 4: of the same same same.
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Speaker 5: No, well it's something that old old chat about more
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Speaker 5: in Victoria is here. But basically there's been like a
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Speaker 5: big rental increase at my house and it's just the
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Speaker 5: same old story for like everyone around us. I see,
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Speaker 5: and one of my friends who worked is like a
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Speaker 5: lawyer in the tenants union.
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Speaker 4: I think, sorry if I've got that wrong.
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Speaker 5: If she's listening, and basically she wanted to, you know,
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Speaker 5: see if there's anyone out there want to tell that
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Speaker 5: story for the for like a little piece about you know,
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Speaker 5: rental increase, so that and I did.
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Speaker 4: We will get into it more in Victoria is bad, Yeah,
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Speaker 4: not sick. But how much do they increase your in buy?
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Speaker 5: You know, we we did go back to them, but
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Speaker 5: basically they proposed eight hundred and twenty three dollars, which
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Speaker 5: is like a seventeen percent increase per month.
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Speaker 4: But we went.
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Speaker 5: Back and kind of like proposed something else. But we
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Speaker 5: haven't heard back yet, so they could. I don't want
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Speaker 5: to like confirm that that's the increase and like be
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Speaker 5: like outraged by it because it could maybe not be eventually,
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Speaker 5: you know what I mean.
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Speaker 4: But they can catch you being outraged on a current
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Speaker 4: fan next week.
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Speaker 5: They might they might just catch that, and I'm terrified.
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Speaker 5: But also, you know, it's for a good cause. It's
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Speaker 5: feeling greater good.
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Speaker 4: You're not the only one experiencing that either that. I've
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Speaker 4: seen a lot of people who are saying that, you know,
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Speaker 4: increases are crazy. And I know that there are people
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Speaker 4: within our community who are landlords. And we're definitely not
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Speaker 4: saying the lord's bad, landlords evil, but we are saying
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Speaker 4: that it's unfair sometimes to spring such exorbitant changes, particularly
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Speaker 4: when just like in the sher market, there are ebbs
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Speaker 4: and flows. So is the same with you know, the
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Speaker 4: investment that is investment property, and it's not always fair
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Speaker 4: to pass one hundred percent of the increase that you
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Speaker 4: experience onto the people who are living there. That's exactly right.
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Speaker 5: But you know, as I always say, we do have
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Speaker 5: empathy for everyone involved. Everyone's experiencing it, so there's no
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Speaker 5: it sucks for everyone.
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Speaker 4: That's basically it's all very doom and gloom. Today. Let
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Speaker 4: me light the mood a little bit and tell you
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Speaker 4: some some fun positive win Yes, my first one this
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Speaker 4: week comes from Meghan, who said, I found out that
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Speaker 4: I can get two months of Binge for free through
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Speaker 4: my Optice account.
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Speaker 2: Wow.
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Speaker 4: Psa, they are also offering three months of Netflix at
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Speaker 4: fifty percent off. But I use my survey money to
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Speaker 4: buy Amazon gift cards for my subscription. Oh say, there
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Speaker 4: you go. TV subscriptions are expensive. We freeload them all
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Speaker 4: from various people. I think my partner and I pay
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Speaker 4: for a single one. Actually no, maybe we played for Disney.
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Speaker 4: But have you seen the thing about how Netflix is
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Speaker 4: up here? Yes? Oh, I didn't see that one.
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Speaker 5: Sorry I jumped the gun, but I saw that they
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Speaker 5: were using your home.
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Speaker 4: Oh yeah, that's like it's going to increase the price.
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Speaker 4: It's there proposing. I don't know if it's officially happening
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Speaker 4: that they're going to geo locate so that you can
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Speaker 4: only watch it from Basically, they're making sure that you
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Speaker 4: can't have five family members, which is what we do
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Speaker 4: who are always in five different houses and use the
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Speaker 4: same account. But I feel like that's the worst decision
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Speaker 4: they could make because everyone's just going to stop using
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Speaker 4: Netflix because there are now fifteen different platforms exactly.
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Speaker 5: Plus sometimes I like to go to a little motel
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Speaker 5: or like a you have Like well, it's very strange
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Speaker 5: to say out of context, but if i'm you know,
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Speaker 5: go and visit family and like I'm stopping halfway, I'll
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Speaker 5: go go holiday. I'll go in a little holiday and
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Speaker 5: I go to places that have smart TV so I
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Speaker 5: can lay around and watch Netflix. But you won't be
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Speaker 5: able to do that because that's not my home.
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Speaker 4: Yeah, I'm pretty sure on my TV, my Amazon Prime
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Speaker 4: is still logged in at the airbnb that we stayed
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Speaker 4: up Victory. Since I need to check on someone who's
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Speaker 4: enjoying this day whatever, I'm already paying for it, but
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Speaker 4: not under the new US. My next money when this
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Speaker 4: week comes from Ashley, who said I worked out that
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Speaker 4: in the last year I have spent thousands of dollars
6:39
Speaker 4: on coffee. Thus, when I got a little bit more
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Speaker 4: over time in my pay this week, I went and
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Speaker 4: bought a coffee machine so I can do it all
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Speaker 4: at home. Now. The most I can spend in the
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Speaker 4: next fifty two weeks is three hundred dollars. Small investment,
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Speaker 4: but it will cut down my weekly spending and help
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Speaker 4: me safe towards a house. I really liked your use
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Speaker 4: of the word thus thus I feel like side of
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Speaker 4: essays nobody uses the word thus, but also that you
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Speaker 4: the math. Well done, Ashley, Yeah, that's really great. Next,
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Speaker 4: I have a money in from Kiara, who said I
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Speaker 4: was working a shitty split shift roster Sunday to Thursday
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Speaker 4: and it really wasn't working for my lifestyle, while the
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Speaker 4: work culture also wasn't great. I spoke to the head
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Speaker 4: of HR and changed departments, which meant I got Monday
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Speaker 4: to Friday under pay rise as well plus a work vehicle.
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Speaker 4: Absolutely cheering. That is so good.
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Speaker 5: I wish it was that easy, like in every job ever.
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Speaker 5: I didn't like this, then that's it.
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Speaker 4: They change it for you. If you don't like your rostar,
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Speaker 4: did you know you can just ask to change it. Honestly,
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Speaker 4: not something that would occur to me as the first time.
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Speaker 4: I would never. I would have just hated on everyone
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Speaker 4: and stay there forever. She's living by the rule though.
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Speaker 4: Worst they can say is no, that's sure of the question.
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Speaker 4: I love them, you love to see it. My next
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Speaker 4: money when is from Imagen, who said, my itty bitty
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Speaker 4: stock portfolio is finally back in the positive after one
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Speaker 4: of my holdings lost ninety percent of its value and
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Speaker 4: went bankrupt. It just goes to show that investing really
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Speaker 4: is about having diverse portfolios and being in it for
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Speaker 4: the long term. Oh wow, that's exciting.
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Speaker 3: You know.
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Speaker 4: I'm obviously I also have an ebbitty portfolio. I'm not
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Speaker 4: a big time infest. But seeing that thirty cent dividend
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Speaker 4: hits like no other. Oh, like, it feels like you're
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Speaker 4: really doing things. So I'm very excited. I feel your thrill, Imagen. Next,
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Speaker 4: I have a money win from Nikita, who said money
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Speaker 4: win my grandmother nit me a cute sweater Verse because
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Speaker 4: her doctor recommended she take up knitting to keep her
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Speaker 4: eyesight in check. Oh that's cute.
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Speaker 5: If I didn't realize they would be so related, so wholesome.
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Speaker 4: It very She doesn't have to buy a sweatter verse now
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Speaker 4: because her grandma made it one. I just think very cute.
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Speaker 4: That is adorable. And lastly, I have a money in
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Speaker 4: from Stellar. This one's for you back, she said, money win.
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Speaker 4: My partner and I just bought our first house with
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Speaker 4: the help of Nikki at Sella Shout Nikki, and when
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Speaker 4: we moved in on the weekend, we discovered that they
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Speaker 4: had left behind a cutting of their variegated monster, which
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Speaker 4: would have cost three hundred plus dollars. It's not the healthiest,
8:54
Speaker 4: but it has a root. And I say that's for
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Speaker 4: you because I can no longer say the word variegated
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Speaker 4: monster without thinking of you. Going a game on Stera.
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Speaker 4: Congratulations on your very game one, Sterra. I'm so jealous
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Speaker 4: in your first home. That's the most exciting housewoman gift ever.
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Speaker 4: God Yea, that's so exciting. That's everything that I've got
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Speaker 4: this week. But I'm excited to hear from your side
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Speaker 4: of the community.
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Speaker 5: All right, he already that you've got so this week,
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Speaker 5: I also just wanted to say that we obviously had
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Speaker 5: our theme song sent in last week. That was to
9:26
Speaker 5: the tune of what was it furglicious or something which
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Speaker 5: we loved.
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Speaker 4: We haven't been sent in you one this week so
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Speaker 4: because it is so hard to top last week. So
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Speaker 4: it is people are intimidated.
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Speaker 5: Totally totally. Don't be scared, don't be shy.
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Speaker 4: Please send in your theme songs.
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Speaker 5: If you come up with anything, you don't even.
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Speaker 4: Have to sing it. You could just explain it in.
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Speaker 5: If you explain it, will sing it, yes, yes, yes,
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Speaker 5: exactly explain it and me and Jessica Richie will see no,
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Speaker 5: that's not I can quote you a batim back. Okay,
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Speaker 5: So this week's broke Tips, as usual, I'll give you
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Speaker 5: two from our listeners and one from myself done. So
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Speaker 5: the first broken tip I'm going to tell you about
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Speaker 5: it's from Katrina, who has basically just sent through something
10:16
Speaker 5: that I love and I do all the time. Her
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Speaker 5: tip is my seven eleven Rewards app is honestly the
10:21
Speaker 5: best thing you could ever download on your phone ever.
10:24
Speaker 5: So if you go to a seven eleven and you
10:27
Speaker 5: see that their prices are I don't know, one ninety
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Speaker 5: nine per liter or whatever. If you just open up
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Speaker 5: your seven eleven app and find cheaper fuel around you,
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Speaker 5: you lock it in. You're paying that price. You're not
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Speaker 5: saying what you're where you are currently.
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Speaker 4: Does that make sense? Yeah, super smart, so that if
10:45
Speaker 4: you can find somebody that has it cheaper, you can
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Speaker 4: take advantage without having to drive twenty minutes too. Exactly right,
10:51
Speaker 4: exactly right.
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Speaker 5: So I really encourage everyone to jump on because that's
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Speaker 5: not the only thing you get with the seven eleven app.
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Speaker 4: It does sound like and stuff we would love to hear.
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Speaker 4: Free food. It wasn't one.
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Speaker 5: Yeah, and like my morning coffee soy milk coffee. By
11:07
Speaker 5: the way, they do have soy machines.
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Speaker 4: A dollar fifty. You would you can't find it that cheap.
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Speaker 5: You can't find that anywhere else.
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Speaker 4: It's amazing. It plugs into If you're points lover like me,
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Speaker 4: you can connect your velocity to your seven eleven, so
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Speaker 4: your petrol and any purchase you make in store. You
11:23
Speaker 4: also can get airline points for which you can put
11:26
Speaker 4: to on a trip.
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Speaker 5: That's true, you can whatever you need actually will fulfill
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Speaker 5: all your hopes and dreams. I would say, I mean
11:34
Speaker 5: say it, but I think it's going to fulfill all
11:37
Speaker 5: your hopes and dreams. So my second broke tip for
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Speaker 5: this week is from Jessica, who said it's a great name,
11:44
Speaker 5: it's perfect. So Jessica says, order the Kids Menu everywhere
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Speaker 5: you go, which I actually can agree with. Like I
11:51
Speaker 5: do like a big portion, but I feel like they're
11:53
Speaker 5: pretty decent sized. Did they let you I Sometimes I
11:57
Speaker 5: feel like it depends where you go. Yeah, but if
11:59
Speaker 5: you can, if you're allowed to, or if you can
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Speaker 5: hide yourself away commar.
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Speaker 4: Something small, you can make yourself exactly. So I would
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Speaker 4: recommend order the Kids Menu.
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Speaker 5: They're usually like half price, the portion sizes are reasonable
12:19
Speaker 5: and yeah, there you.
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Speaker 4: Go, grapes, picky eaters, because there's always like a nugget
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Speaker 4: and chips or a part of something real simple.
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Speaker 5: I love the kids Menu, It's always better than the
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Speaker 5: adult menu. And my broke tip for the week, I
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Speaker 5: guess it really only applies if you live in Melbourne,
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Speaker 5: but there's an Instagram page called tight Asses of Melbourne.
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Speaker 5: I recommend following this page because whoever this person is
12:39
Speaker 5: behind this account basically just like finds the deals of
12:43
Speaker 5: the week, or you know, even if it's like an
12:45
Speaker 5: ongoing deal. Say yes, so there's places in Abbotsford, Runswick, Brunswick, East, Carlton,
12:51
Speaker 5: Carlton North, et cetera, et cetera, et cetera. They'll go
12:54
Speaker 5: around and they'll find like what pubs have specials on
12:56
Speaker 5: what days?
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Speaker 2: What days?
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Speaker 5: Maybe are even free trivia so you can it's not
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Speaker 5: only about food, but it's also yeah, just like something
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Speaker 5: fun to do that and you don't have to spend
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Speaker 5: too much money for it, So so cool following that
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Speaker 5: page and you might find yourself a cheap eat and
13:11
Speaker 5: maybe even a little bit of entertainment.
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Speaker 4: You go, and if you know, if you're from another
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Speaker 4: state and you know that there's like a similar page,
13:17
Speaker 4: let us know. Me we can put a thread in
13:19
Speaker 4: the Facebook group or something where people can share similar
13:22
Speaker 4: pages that have stuff like that, because that's really cool, es.
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Speaker 5: Fat, Yes, I love that, so yeah, definitely follow and
13:27
Speaker 5: then let us know if there's anything equivalent, any hot deals,
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Speaker 5: any hot deals amazing?
13:31
Speaker 4: Alrighty, well, why don't we head to a really quick
13:33
Speaker 4: break and when we come back, we're going to mix
13:35
Speaker 4: things up a little bit with a Q and A segment.
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Speaker 4: Don't go anywhere already, Jess.
13:43
Speaker 5: We are back and we're going to do a quick
13:45
Speaker 5: Q and A.
13:45
Speaker 4: Are you excited? I am excited. It's kind of fun
13:50
Speaker 4: to do something different. I love our format. I love
13:52
Speaker 4: when we get into a little spicy, hot debate. But
13:55
Speaker 4: it's also kind of nice because we did take over
13:57
Speaker 4: the Instagram. We put up a little story that said,
13:59
Speaker 4: Jessin Beck may On may not be on the Wheel today,
14:02
Speaker 4: what would you ask us? And so many people sending
14:04
Speaker 4: questions and it's kind of just nice that people want
14:06
Speaker 4: to talk to us too. Yeah, we're not just supporting characters.
14:10
Speaker 4: We get to have a main character moment. We get
14:12
Speaker 4: to have a main character moment. Incredible. Shall I kick
14:15
Speaker 4: us off? Yeah? Sure, let's start off with an easy one.
14:18
Speaker 4: Shall we back? What are your financial goals?
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Speaker 2: Oh?
14:23
Speaker 4: Great question?
14:24
Speaker 5: So I would say right now, and I know it's
14:28
Speaker 5: like really silly because I'm here and I'm on this podcast,
14:31
Speaker 5: but I don't have any major financial goals.
14:35
Speaker 4: I think that my main goal is to just be like.
14:38
Speaker 5: Comfortable, and if anything like touch would ever happen that
14:42
Speaker 5: I wasn't expecting I would be able to pay for that,
14:47
Speaker 5: like say, you know, God forbid a car accident or
14:50
Speaker 5: something like that. You know what I mean, something that
14:52
Speaker 5: can be I think I wanted an emergency fund, basically,
14:56
Speaker 5: is what I'm trying to say. That's really it. I'm
14:58
Speaker 5: pretty stoked living life.
15:01
Speaker 4: What about you?
15:02
Speaker 2: The house?
15:03
Speaker 4: I'm so boring. People were literally in their questions asking
15:06
Speaker 4: about the house. I know that that's it. It's coming. Well,
15:08
Speaker 4: it's not coming yet, but we're working on it. I
15:11
Speaker 4: can see it in your future, I hope. So where
15:13
Speaker 4: I'm manifesting it so hard, so unbelievably hard. Maybe in
15:17
Speaker 4: the new financial year. I think there's a few ducks
15:19
Speaker 4: in a row that I have to get sorted this
15:21
Speaker 4: tax return, and I'm hoping that maybe that'll give me
15:24
Speaker 4: the extra leverage that I need. Fingers crossed. How exciting. Okay,
15:30
Speaker 4: let's go with another question. Let's say.
15:34
Speaker 5: I wanted to read this one out, and I know
15:36
Speaker 5: I don't want to take all the main character moment
15:39
Speaker 5: from both of us, but this one is how much
15:42
Speaker 5: cash has Beck saved so far? Which is a great question,
15:45
Speaker 5: and I wanted to basically answer this one because I'm
15:50
Speaker 5: not exaggerating when I say I've.
15:52
Speaker 4: Not saved a single have an honest queen given honest queen.
15:56
Speaker 5: But but this pay is the first pay in I'm
16:02
Speaker 5: not exaggerating years where I still have money at the
16:05
Speaker 5: U and that's never happened before.
16:07
Speaker 4: What are you gonna do with it?
16:09
Speaker 5: I probably might spend it until before you answer answer,
16:14
Speaker 5: I'm gonna know, but realistically, I'm gonna try not to
16:16
Speaker 5: spend it all. It'll be the first time in so
16:19
Speaker 5: long that it actually really that's awesome, Thank you so much.
16:23
Speaker 5: That's never happened before. I don't know, Like I'm like,
16:25
Speaker 5: have I forgot to pay for something? Because this is not
16:28
Speaker 5: come from Yeah?
16:28
Speaker 1: What is this?
16:30
Speaker 4: Why am I so not stressed out right?
16:32
Speaker 1: Now?
16:32
Speaker 4: Can I make a suggestion? Please? Without knowing how much
16:34
Speaker 4: is there? If you're worried you're going to spend it,
16:36
Speaker 4: I feel like you do need to do something because
16:38
Speaker 4: it's the first time you've done and that's really cool. Okay,
16:40
Speaker 4: why don't you buy one of those money teams you
16:42
Speaker 4: can't open and take out yes twenty percent or fifty
16:45
Speaker 4: percent or whatever they're out of there, like withdraw it
16:49
Speaker 4: in cash and put it in your money tin because
16:52
Speaker 4: if you have it still in your account, you're STI
16:53
Speaker 4: gonna be able to see it. But if you put
16:55
Speaker 4: it in that money team, you can't get to that
16:56
Speaker 4: it's shut. Yeah, because I feel like the fact that
16:59
Speaker 4: you've got that money leftover, like that's so exciting, Like
17:01
Speaker 4: you've clearly made a change, You've made some progress, and
17:04
Speaker 4: that's awesome. And if you want to spend it, that's
17:06
Speaker 4: so your programming. If I'm not telling you what you
17:08
Speaker 4: should shouldn't do, but I feel like at least a
17:10
Speaker 4: tiny little bit of it should go somewhere so that
17:13
Speaker 4: if you have an accident or if something happens, you've
17:15
Speaker 4: got like a little bit of a cash cushion. And
17:18
Speaker 4: if you can't leave it in your bank account, putting
17:20
Speaker 4: it somewhere where you can't see you forget about it. Yes,
17:22
Speaker 4: it's like a loose change I have a loose change
17:25
Speaker 4: coin thing that I throw coins in and it'll just
17:27
Speaker 4: the other I'm like, I have like sixty bucks in there,
17:29
Speaker 4: like wow, just from coins that I forgot about. It
17:31
Speaker 4: is in the top of my cupboard. So I feel
17:33
Speaker 4: like if you do that, and if every pay you
17:34
Speaker 4: take out fifty dollars or whatever, and you're putting you
17:37
Speaker 4: a little thing. Then one day when you're like, oh
17:39
Speaker 4: I really need money or I really want to buy something,
17:42
Speaker 4: you can open it and be like, oh my god,
17:44
Speaker 4: my hard work is just sitting there waiting for me.
17:46
Speaker 4: That is a great idea. I I want you to
17:49
Speaker 4: honor this exciting moment in whatever way it works for you,
17:53
Speaker 4: but I feel like we need to do something special
17:55
Speaker 4: with it. Thank you. That is so sweet. That's a
17:58
Speaker 4: very very good advice.
17:59
Speaker 5: I did try to do something similar, and I'm not
18:01
Speaker 5: saying this is going to be the same scenario, but
18:03
Speaker 5: like about two months ago, because as you know, I
18:05
Speaker 5: get paid monthly, I put literally fifty bucks in there,
18:09
Speaker 5: and I thought that'll be like that's you're going to
18:11
Speaker 5: be fine without that. About a week later, I had
18:14
Speaker 5: like my tweezers, my nail, my sisters, anything.
18:18
Speaker 4: I was trying to break that. Did you get it out?
18:21
Speaker 4: Finally got it out?
18:22
Speaker 5: So long they are unbreakable, So do not put anything
18:26
Speaker 5: in there you're not willing to give up for a
18:28
Speaker 5: little while because you cannot get into that.
18:30
Speaker 4: They're well designed and very very well designed. That's really funny.
18:37
Speaker 4: Oh the congratulations and thank you for sharing that with everyone,
18:40
Speaker 4: because that's like, of course, not a not an easy
18:42
Speaker 4: thing to talk about sometimes, Oh.
18:43
Speaker 5: Not a problem, and thank you for the question, and
18:45
Speaker 5: but dot.
18:50
Speaker 4: Here's a good question, because I really like doing this.
18:52
Speaker 4: This is from Denie. She said, talking about gifts, how
18:57
Speaker 4: do you be respectful with three gifts? My budget isn't
19:01
Speaker 4: the same as that of the receiver. So I think
19:03
Speaker 4: she's saying that maybe she earns less than the person.
19:07
Speaker 4: Just give me a gift. Two, she's considering regifting something.
19:10
Speaker 4: I'm a big fan of the regift. Yeah, And I
19:12
Speaker 4: feel like that might be controversial to say, because I
19:15
Speaker 4: love to give gifts as well, and I know that
19:17
Speaker 4: a lot of love and a lot of thought often
19:19
Speaker 4: goes into them. My personal opinion is, if you receive
19:23
Speaker 4: something and you're not going to use it, the act
19:26
Speaker 4: of being able to give that gift to somebody else
19:29
Speaker 4: who you feel like will love it. The gift that
19:32
Speaker 4: you have received from the person who gave it to
19:34
Speaker 4: you is the ability to then give a gift to
19:37
Speaker 4: somebody else. Like, you're still in my mind, you're still
19:40
Speaker 4: it's not you're not giving it away and going, ah,
19:42
Speaker 4: screw that, I don't like it. Yes, Like you're still
19:44
Speaker 4: receiving a gift, and that gift is the ability to
19:47
Speaker 4: give a gift, which I think is lovely. I feel
19:49
Speaker 4: like the rule of thumb is I wouldn't tell somebody
19:52
Speaker 4: that you're regifting. Yes, that's the that's I'm fully in
19:56
Speaker 4: support of it. If I've gifted something to someone and
19:58
Speaker 4: they've gifted on I don't care, But I also don't
20:01
Speaker 4: know that I want to know about it, right right right.
20:03
Speaker 5: Well, that's it's a bit tricky because I feel like
20:05
Speaker 5: if you're regifting, you just got to make sure that
20:08
Speaker 5: person's not in the same brand group and you're opening
20:11
Speaker 5: those presents in front of other people, because someone somewhere
20:15
Speaker 5: might think that's a very familiar looking gift.
20:18
Speaker 4: Dependaspacify it is to deparently not real.
20:24
Speaker 5: Name to somebody else, like a painted portrait of you,
20:29
Speaker 5: even the bottom.
20:30
Speaker 4: Of wine or you know, there are so many things
20:33
Speaker 4: that I feel like are more general. Isn't it better
20:35
Speaker 4: for something to go to a home where it's going
20:36
Speaker 4: to be loved rather than going to landfill if it
20:38
Speaker 4: goes in the bin or sitting in the back of
20:39
Speaker 4: a cupboard, just not doing anything. That's very true? Are
20:42
Speaker 4: you a regift?
20:44
Speaker 5: I am a bit of a regifted but yes, obviously
20:45
Speaker 5: I like the gift is quite like what would you
20:48
Speaker 5: say personal? Like yeah, if it's if it's not too personal,
20:51
Speaker 5: like if it's like obviously not like a frame front
20:52
Speaker 5: of me and my best friend, I will give If
20:55
Speaker 5: I'm not going to.
20:56
Speaker 4: Use it, I'll probably regift it.
20:57
Speaker 5: But I guess like also is how listener wanting to
20:59
Speaker 5: know if like what our solution is, like if you
21:03
Speaker 5: don't have the scene, like if don't have the budget
21:04
Speaker 5: to be gifting something.
21:06
Speaker 4: We're in charge today, Okay, so we have.
21:09
Speaker 5: Something very exciting. Our producer is going to be handling
21:12
Speaker 5: this one. It's not a question more of a statement.
21:15
Speaker 5: It is shares some behind the scenes info and so
21:19
Speaker 5: who bet have to give us behind the scenes info?
21:21
Speaker 5: Then are behind the scenes queen and Lisa?
21:26
Speaker 2: Who's that? Oh hi, how are you going? B? And
21:29
Speaker 2: jays that.
21:32
Speaker 4: That is so smooth first.
21:34
Speaker 2: Annual being Jadq and A I'm so excited for this.
21:37
Speaker 2: Sending thoughts and prayers to VD out there voiceless in
21:41
Speaker 2: the oblivion in the Belie. We hope to have her
21:42
Speaker 2: back next week when she talks there. So am I not?
21:47
Speaker 4: I it went welcome literally. She sent me a voice
21:50
Speaker 4: note the other day and she was like, mag it
21:52
Speaker 4: was so funny.
21:55
Speaker 2: See, okay, so so you want me for this behind
21:58
Speaker 2: the scenes stuff. So I don't know I can reveal
22:00
Speaker 2: this is a producers secret tricks. I sign it, I
22:04
Speaker 2: sign a No, I don't sign it. The magic of podcasting,
22:09
Speaker 2: you know, we like to keep all of our secrets
22:11
Speaker 2: under the rug.
22:12
Speaker 4: That you do.
22:13
Speaker 5: You don't have to give us anything to I just
22:15
Speaker 5: wanted to know who is your favorite?
22:21
Speaker 2: Nothing crazy, definitely Sam. Look, I don't know what what
22:26
Speaker 2: kind of juicy dats do you want from me? Actually,
22:28
Speaker 2: here's one. The one thing that works whenever any of
22:31
Speaker 2: your voices fail. What is it that I threaten you
22:33
Speaker 2: with other than severe discipline, I offer you something friend
22:38
Speaker 2: to get you back in the game. And people treat
22:42
Speaker 2: this like it's a punishment. Literally, it saves the show
22:46
Speaker 2: so many times. I have to say, I don't think
22:48
Speaker 2: I've ever actually had one. Yeah, you've never needed a few,
22:51
Speaker 2: You don't need one. Yes, your your voice is rather robust.
22:54
Speaker 4: But who does.
22:55
Speaker 2: A tremendous amount of her voice is her absolute weapon
23:01
Speaker 2: and her gift, and I am forever if she's coughing
23:04
Speaker 2: or spluttering too much. All I have to do is
23:06
Speaker 2: reach into my bag and shake it at.
23:08
Speaker 5: Her, and the look of terror in her eyes, cries
23:11
Speaker 5: and cries and cries. Is it's literal torture, like I
23:17
Speaker 5: would you know, you know you you'll force it down
23:19
Speaker 5: our throat for sure.
23:20
Speaker 4: But it does work.
23:21
Speaker 2: It really does work. So any of you out there
23:23
Speaker 2: whoever have a have to speak for something and it's
23:27
Speaker 2: not working. Friends, And to bring it back to she's
23:30
Speaker 2: on the money, they've rather cost effective. Oh, I think
23:33
Speaker 2: it's like one dollars from from wherever you get your
23:36
Speaker 2: fisherman's friends, and they will last you about ten years.
23:40
Speaker 5: That's true, that one packet, even if you have one,
23:43
Speaker 5: every money win, it's going to last your ten years.
23:47
Speaker 4: That's incredible.
23:48
Speaker 5: Would that would that be a money win? Would that
23:50
Speaker 5: be a broke tip? You reckon the way you could girl?
23:52
Speaker 4: Either way?
23:53
Speaker 5: I think it's yeah, it's definitely right in the middle. Okay,
23:55
Speaker 5: what other questions do I have for you that's behind
23:57
Speaker 5: the scenes related?
23:58
Speaker 2: Do you have anything one that I would like to
24:00
Speaker 2: bring up? Because I thought I thought that this was
24:03
Speaker 2: something that would dominate everything that we talked about from
24:06
Speaker 2: forever on the show, and it didn't actually really come up.
24:09
Speaker 2: It came up in a video. But jay Rick a
24:11
Speaker 2: couple of weeks ago, was lovely and went to was
24:14
Speaker 2: It Cat jay Rick and bought a bunch of toys
24:18
Speaker 2: for two other members of the team who tend to
24:20
Speaker 2: get a little bit distracted while we were recording. Jay Rick,
24:23
Speaker 2: you thought that that would actually help focus.
24:26
Speaker 4: We have a few neurospicy friends on the team. We
24:28
Speaker 4: do wish you know, it's fine, and we you guys
24:31
Speaker 4: sit in the studio for long chunks of time, something big, huge,
24:37
Speaker 4: it's hard to focus, and some people wrap their cord
24:41
Speaker 4: around and some people like to shake things or rattle things,
24:47
Speaker 4: and so we thought, you know what'll fix that stress ball?
24:50
Speaker 2: Well, this is how I consider it. You are, jay Rik.
24:52
Speaker 2: You saw Beck's knuckles turning blue, as did I. I
24:56
Speaker 2: was just laughing that you made a little mental mental
25:00
Speaker 2: went what can I what won't cut the circulation off
25:04
Speaker 2: hands while she's trying to record the show? I know,
25:07
Speaker 2: And yeah, that was a fun day.
25:08
Speaker 4: If you're not following us on Instagram, you missed out,
25:11
Speaker 4: because what happened was I brought them and everyone got
25:13
Speaker 4: very excited there was a stress ball for all and
25:16
Speaker 4: then we started recording a Friday Drinks and we couldn't
25:19
Speaker 4: get started because Beck and Victoria were like flinging.
25:26
Speaker 5: It was quite incredible because we were swinging these things,
25:29
Speaker 5: but they would not hit each other.
25:30
Speaker 4: And that's why, like, I just couldn't.
25:32
Speaker 5: It was just I couldn't move forward unless they organically
25:37
Speaker 5: hit each other.
25:37
Speaker 2: They couldn't.
25:38
Speaker 4: They did it anyway.
25:39
Speaker 2: So that's my.
25:40
Speaker 4: Content that you can expect on my Instagram.
25:43
Speaker 5: I definitely followed j Rick. I feel like you're my
25:46
Speaker 5: favorite influencer.
25:47
Speaker 4: Stop it. I'm definitely not an influencer, but I'll take
25:50
Speaker 4: favoritism absolutely, no.
25:54
Speaker 2: Yeah, yeah.
25:55
Speaker 4: And I refused to pay for one. I just you
25:56
Speaker 4: can pay for one now anyone can pay for a tea,
25:59
Speaker 4: which is because I have a business, but also I
26:02
Speaker 4: feel like it defeats the purpose totally. Do you know
26:05
Speaker 4: if they are verified? I don't have They're famous on it?
26:08
Speaker 5: Literally, I'm not famous.
26:11
Speaker 2: When when the tick got off it, I was like,
26:12
Speaker 2: oh am I, Oh no wait, you can pay for
26:15
Speaker 2: it now?
26:15
Speaker 4: Okay you need a tick? Am I able to nominate?
26:24
Speaker 4: To nominate? You can? I say what your like? What
26:28
Speaker 4: your show?
26:29
Speaker 5: Is is that allowed all of your famous things you
26:33
Speaker 5: got going on?
26:34
Speaker 2: Well, I am the producer, so I can just come.
26:37
Speaker 4: That's very true.
26:38
Speaker 5: I'm going the name drop anly so really quick. So
26:40
Speaker 5: on Triple R she has a Friday evening show. She
26:43
Speaker 5: took that slot from a very very popular.
26:46
Speaker 2: I didn't take it.
26:47
Speaker 5: It was he wrapped up, wrapped, She did it. No,
26:51
Speaker 5: she was offered the very very popular Friday evening slot.
26:55
Speaker 2: The show is called me on something you want to
26:57
Speaker 2: it properly? Thank you? Yes, yes?
27:00
Speaker 5: On Sunset is I'm sure very relevant everyone and your
27:02
Speaker 5: band well sor are you?
27:03
Speaker 2: Thank you so much? Beck? I appreciate that new single
27:05
Speaker 2: out now. But anyway, as your producer, I'm going to say,
27:08
Speaker 2: moving right along, give the wonderful she's on the money
27:10
Speaker 2: listeners what they want for their Friday. So what's the
27:12
Speaker 2: next question?
27:13
Speaker 4: Next question is all about working with VD. I thought
27:15
Speaker 4: she can't be here, but let's have a little chat
27:17
Speaker 4: about that. And it comes from Maddie who said, what's
27:20
Speaker 4: your biggest love and biggest pet hate about working with me?
27:23
Speaker 2: Ah?
27:25
Speaker 4: Oh okay. I feel like Victoria is very sun I
27:29
Speaker 4: think I've never had a relationship with a boss like
27:31
Speaker 4: what I have with Victoria, and it's very special and
27:33
Speaker 4: I feel very thankful and she's just a really good, kind,
27:37
Speaker 4: supportive person And it doesn't feel like she's, you know,
27:42
Speaker 4: an overbearing boss. I've had a lot of those, and
27:44
Speaker 4: that's not the experience at all. But I feel like
27:47
Speaker 4: the biggest pet hate that comes off the back of
27:49
Speaker 4: that is sometimes I feel like I have to be
27:51
Speaker 4: in the like, sit down and focus on your work,
27:55
Speaker 4: because she does have ADHD and it's part of what
27:58
Speaker 4: makes her so absolutely brilliant at what she does. But
28:01
Speaker 4: also sometimes I'm like, I can't keep up with your brain.
28:04
Speaker 4: Like her brain runs a million miles a minute and
28:07
Speaker 4: I just struggle to keep up with her. She's all
28:10
Speaker 4: the way over here and I'm all the way down here,
28:12
Speaker 4: and I'm like, how did we what happened to the
28:16
Speaker 4: original of the movie, Like I just don't understand it all. Yeah,
28:20
Speaker 4: but that's also what keeps things fun and fresh. Yes,
28:22
Speaker 4: very true. I'm like, I'm gonna say something very similar, Really,
28:25
Speaker 4: is that why you made me go first? It could exactly.
28:29
Speaker 5: I got to have no material banked of so just kidding.
28:32
Speaker 4: No, I love working with to She.
28:34
Speaker 5: Is very fun charismatic. She's so good, Like she will
28:39
Speaker 5: be talking all day and it never like she never
28:42
Speaker 5: gets I don't know how to say it, but like
28:44
Speaker 5: she feels like she never gets tired, and if she.
28:47
Speaker 4: Does tea, she doesn't show it.
28:49
Speaker 5: Definitely, Whereas I will be like half an hour in
28:52
Speaker 5: and I'm so like, okay, i am going to need
28:55
Speaker 5: a break now.
28:56
Speaker 4: Yeah, she's just so good. She's so good. But I
28:59
Speaker 4: would say your biggest pep peeve.
29:02
Speaker 5: Also probably the same thing. She does get distracted a lot.
29:05
Speaker 5: I know that's probably her ADHD, but we and then
29:08
Speaker 5: I get distracted something.
29:09
Speaker 4: You get set off, I get set off.
29:11
Speaker 2: I think.
29:11
Speaker 5: So Victoria has unofficially diagnosed me also with ADHD, and
29:15
Speaker 5: it feels right.
29:16
Speaker 4: I haven't got any diagnosed technology. Oh there you go. Okay,
29:20
Speaker 4: she's not a psychologist, but she did study psycho.
29:22
Speaker 5: She did, so she might know. But once she gets
29:25
Speaker 5: starts telling me something, then I'm gone, Like I'm done
29:28
Speaker 5: for I'm gonna be so invested in this and whatever,
29:31
Speaker 5: Like if she brings something fun to the table or
29:33
Speaker 5: you bring these toys, we're both gone. It takes us
29:36
Speaker 5: so long to get straight back down to it, you know,
29:39
Speaker 5: Our normal formation at the table is Beckon Victorious across
29:42
Speaker 5: reach and then we see it like a rectangular ish
29:43
Speaker 5: table beck and Victoria across from each other, and Analisa
29:46
Speaker 5: and I are across from each other.
29:48
Speaker 4: And sometimes you guys will just.
29:49
Speaker 5: Be like zoning like you are gone, good luck, have fun,
29:53
Speaker 5: and Analisa and I just lock eyes across the table.
29:56
Speaker 2: Yes, I second that, j Ris. The formation works because
30:00
Speaker 2: you and I can sort of stare into each other's eyes.
30:03
Speaker 2: We need what.
30:06
Speaker 4: We need to We need to break.
30:07
Speaker 2: We need to break you.
30:08
Speaker 5: To up maybe because then like you won't Jay Rick,
30:12
Speaker 5: you won't make me feel distracted, and vice versa with
30:14
Speaker 5: like you and Gutoria.
30:16
Speaker 2: So also Lucy is usually on the floor legs a
30:19
Speaker 2: kimbo dreaming dreamings, yes, gassing us all yeah, actually I've
30:28
Speaker 2: got some beef with Lucy. Yeah, no, all right, moving along,
30:35
Speaker 2: I reckon, Hey, you know what, I think it's almost
30:37
Speaker 2: time to put a pin in it.
30:38
Speaker 4: Yea, because we're satisfyed.
30:39
Speaker 2: This is uh, this is rolling on into quite a
30:42
Speaker 2: lengthy Friday, so we'd like to keep it short and sweet.
30:44
Speaker 4: Yes, we've been wrapped up. My gosh, I can't believe
30:47
Speaker 4: this is happening to us. It was so sad. Where
30:49
Speaker 4: have you guys enjoyed it? If you want to learn
30:51
Speaker 4: more finance things, come hang out with us on Facebook
30:54
Speaker 4: or Instagram. We're at Cheezing the Money a us. Make
30:56
Speaker 4: sure you leave us to a review. This is what
30:58
Speaker 4: I say on the proper and go listen to a
31:00
Speaker 4: probably playbook. I host a property playbook. Go listen and
31:03
Speaker 4: review that and tell.
31:04
Speaker 2: Huge congrats on that. Jay Rick giving the people what
31:06
Speaker 2: they want. We love to hear it.
31:08
Speaker 4: It's been really fun. And there's a facebookroup and Instagram
31:10
Speaker 4: for those as well. We're everywhere. We're doing our best,
31:12
Speaker 4: give you lots of fun content, So go check out
31:14
Speaker 4: all of those things. They're all in the show notes
31:17
Speaker 4: as always, have Lovely Friday, Hope Week Friday.
31:20
Speaker 5: Bye guys, Bye bye.
31:28
Speaker 6: The advice shared on She's on the Money is general
31:31
Speaker 6: in nature and does not consider your individual circumstances. She's
31:35
Speaker 6: on the Money exists purely for educational purposes and should
31:38
Speaker 6: not be relied upon to make an investment or financial decision.
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31:44
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31:47
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