Bank Secrets UNLOCKED: What Lenders Really Look for (And How to Qualify!)
In this episode, you’ll learn why most people aren’t actually “unqualified” for homeownership, they’re just uninformed.I sat down with Castleigh Johnson, Founder & CEO of My Home Pathway, to break down how credit, underwriting, risk, and lender decision-making really work — and how technology is changing access to homeownership for buyers who have been historically overlooked .What you’ll take away from this episode:
Why banks deny mortgages, and what they’re actually looking for in a borrower
How credit score, DTI, cash-to-close, and risk profiles impact approval decisions
Why being “close”…
The skinny
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