
EQC Claims, LIM Surprises, And Getting A Mortgage In New Zealand
Ever seen a “bargain” home that comes with an EQC claim, missing insulation, and a nervous insurer? We dig into real listener scenarios and show how fast a dream deal can unravel when banks, insurers, and lawyers aren’t aligned. From first-home jitters to investor calculus, we break down what to probe, when to pause, and how to protect your approval.
First, we tackle the EQC conundrum: you can’t draw a mortgage without insurance, and you might not get insurance with an unresolved claim. We share a simple decision path for first-home buyers and why patient shopping often beats forced risk…
The skinny
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