SBA Lender Reveals What Gets Your Business Acquisition Approved in 2026
Buying a business with an SBA loan changed on October 1, 2026, and I brought in someone who has seen the lending side from the inside. Sterling Birdsong spent more than a decade in banking, produced over $50 million in SBA loans in a single year, and was at BayFirst when it exited the SBA 7(a) program in 2025. Now he runs his own shop.In this episode, Charles and I break down what SOP 50 10 8.1 means for first-time buyers: how the 10 percent equity injection works now, how much a seller note on full standby can count, what changed and then changed back for small acquisition loans, and how…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.