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Homeownership Isn't Dead: A Mortgage Reality Check with Daniel Cruz
Is the American Dream of homeownership still alive?
Mortgage professional Daniel Cruz joins Jim McCarthy for a candid conversation about today's housing market, interest rates, first-time buyers and why “it's always a good time to buy” isn't necessarily good advice.
Daniel explains why your first house probably shouldn't be your dream house, what future buyers can do now to improve their chances of qualifying, when refinancing makes sense—and when it absolutely doesn't—and why homeownership can still be an important tool for building long-term wealth.
But this conversation goes well beyond…
The skinny
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