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Guess who's back, back again (SOTM's back, tell a friend) · She's On The Money

• 0:00
  Speaker 1: She's on the Money. She's on the Money. Hello, and
• 0:13
  Speaker 1: welcome to a brand new season of She's on the Money,
• 0:16
  Speaker 1: the podcast Millennials who want Financial Freedom. If you've already
• 0:19
  Speaker 1: listened to the show, you'd know that I'm Georgia Ki.
• 0:21
  Speaker 1: I'm a copywriter and as of recently, a master's a
• 0:24
  Speaker 1: journalism you guys, and look, I've still got a lot
• 0:27
  Speaker 1: to learn about money. Thankfully, joining me as always is
• 0:32
  Speaker 1: Victoria Devine.
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  Speaker 2: She's sitting across with me right now.
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  Speaker 1: She's a millennial, she's a financial advisor, and she is
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  Speaker 1: the lucky woman who gets to be on this podcast
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  Speaker 1: with me.
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  Speaker 2: Victoria, Hi, Hello, how are you? Georgia Ki LONGHI so generous?
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  Speaker 2: Thank you for letting me on this podcast with you.
• 0:49
  Speaker 2: How are you? I'm so good? But do you know what?
• 0:53
  Speaker 2: I am so glad to be behind a microphone.
• 0:55
  Speaker 1: It's good to be back.
• 0:57
  Speaker 2: Minutn't it three months? See?
• 1:00
  Speaker 1: How did that happen?
• 1:01
  Speaker 2: Look? I feel like we know how that happened.
• 1:04
  Speaker 1: Thanks pandemic.
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  Speaker 3: Just a tiny one, not to undermine in any way,
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  Speaker 3: shape or form, but I have been working from home.
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  Speaker 1: Has that been?
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  Speaker 2: It has been good? But it has given me a
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  Speaker 2: greater appreciation for the office.
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  Speaker 1: I know a lot of people have sensed that the.
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  Speaker 3: Yeah, I feel like before this I would always say
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  Speaker 3: things like, oh, I wish I could work from home,
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  Speaker 3: more like I want the flexibility give me my structure
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  Speaker 3: about So I'm looking forward to being back in the
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  Speaker 3: office hopefully soon if we can keep our numbers. Yes,
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  Speaker 3: that has been really good. But I'm also really grateful
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  Speaker 3: for this period because i feel like I've had a
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  Speaker 3: lot of reflection time for shees on the money, been
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  Speaker 3: able to create a lot of content or plan a
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  Speaker 3: lot of content to be created. And also I've been
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  Speaker 3: able to interact with our community. I feel I've been
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  Speaker 3: a good to interact with our community in a way
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  Speaker 3: that we haven't been able to before. Yeah, there's been
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  Speaker 3: some beautiful posts over the.
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  Speaker 1: Last so much support.
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  Speaker 3: Oh my gosh, exactly so much support. So many people
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  Speaker 3: coming in to help each other out, so many people saying, hey,
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  Speaker 3: this is my issue, and others who are lawyers or
• 2:10
  Speaker 3: you know, HR specialists jumping in and saying, well, actually,
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  Speaker 3: this is how this should work for you. I know
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  Speaker 3: that there was a couple of girls helping each other
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  Speaker 3: out in the group apply for job keeper and job seeker,
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  Speaker 3: depending on you know, which one was applicable.
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  Speaker 2: And I just feel like that's the type of community
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  Speaker 2: that we've been trying to grow and it's exactly exactly.
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  Speaker 2: It's amazing. So I'm super proud of that. But yeah,
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  Speaker 2: excited to be back behind a mic.
• 2:34
  Speaker 1: Yeah right, it's exciting.
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  Speaker 2: How are you? I'm good.
• 2:38
  Speaker 1: Yeah, Look, it has been an interesting three months to me.
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  Speaker 1: I guess, as I mentioned before, I've started my Master's
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  Speaker 1: of journalism.
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  Speaker 2: Going then I think you finished a whole semester, did.
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  Speaker 1: I've just knocked that one over. So that's been it's
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  Speaker 1: been nice getting back into the uniqu headspace. But along
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  Speaker 1: with that, I've moved back in with the parents at
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  Speaker 1: the art right. I'm twenty six, so bless them for
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  Speaker 1: having me.
• 3:00
  Speaker 3: But no, that's pod I didn't change a room into
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  Speaker 3: a guest bedroom and then not that you.
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  Speaker 2: Move back in.
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  Speaker 1: I'm very lucky. So thanks mum and dad if you're listening.
• 3:08
  Speaker 1: But yeah, so just been adjusting to that not paying rent,
• 3:11
  Speaker 1: which is also amazing, amazingly hard time. And I know
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  Speaker 1: how privileged I must sound saying that, but yeah, I'm.
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  Speaker 2: Very grateful, absolutely not.
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  Speaker 3: I think it's nice to acknowledge that it is a
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  Speaker 3: privileged thing to happen, but it's also, like, let's be honest,
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  Speaker 3: like great, fantastic, A lot of people are going to
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  Speaker 3: be in that situation where they've had to move back
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  Speaker 3: in with family or back in with friends, or you know,
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  Speaker 3: make really dramatic changes to the living situation.
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  Speaker 2: Because this has been hard on a lot of us.
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  Speaker 1: It's completely you know, it's insane lives around, isn't it.
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  Speaker 2: Yep. But Georgia King, we are back.
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  Speaker 3: We are a very good season and I'm so excited
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  Speaker 3: that we are doing this because I feel like last season,
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  Speaker 3: Georgia and I actually sat down guys before our season
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  Speaker 3: ended and we actually picked all of our topics for
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  Speaker 3: next season. But given what has happened over the last
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  Speaker 3: three months, we have gone back and re done our topics. Yeah,
• 4:01
  Speaker 3: because we're very excited about it. Yeah, really excited about it.
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  Speaker 3: But I just think there's so much more. I guess
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  Speaker 3: let's call it bang for buck, but also just value
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  Speaker 3: that we can give you guys to end the year
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  Speaker 3: on a high. And I feel like it's important for
• 4:14
  Speaker 3: us to not jump straight back into investing content because
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  Speaker 3: so many of us are not in positions where we
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  Speaker 3: can even think about investing right now, So let's talk
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  Speaker 3: about the things that we can have tangible impact on
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  Speaker 3: so that everybody doesn't see twenty twenty as the year
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  Speaker 3: that they completely fell off track.
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  Speaker 1: So it's shaping up to be an amazing season and
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  Speaker 1: we cannot wait to bring it to you guys. But
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  Speaker 1: to stick to tradition, we'll chat through our money wins
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  Speaker 1: or confessions from the last three months.
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  Speaker 3: Victoria, Yeah, we do our traditional three months, right tradition.
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  Speaker 2: Have you been good or bed?
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  Speaker 3: I feel like I've been both, Like I feel like
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  Speaker 3: there's been some things that I've been a little bit
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  Speaker 3: naughty on, but then also there's been some things that
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  Speaker 3: I've really learned and also embraced. I know that I'm
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  Speaker 3: spending a lot less in general right now, which I
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  Speaker 3: know lots of us are, because we haven't had the
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  Speaker 3: opportunity to be out. I'm obviously not in the office,
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  Speaker 3: so I'm not ordering uber eats all the time. I'm
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  Speaker 3: also not going out for so many coffees. Albeit I
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  Speaker 3: am walking to my local cafe every day and getting
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  Speaker 3: a coffee then because I absolutely love them.
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  Speaker 1: But it's kind of a nice little piece of routine
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  Speaker 1: in the day.
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  Speaker 2: I have found that. Yeah.
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  Speaker 3: But also I love the routine and I love that
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  Speaker 3: we are in a position where we can walk to
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  Speaker 3: get a coffee and just get some fresh air.
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  Speaker 2: So we're doing that.
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  Speaker 3: But I also think that my money win for this
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  Speaker 3: period of time is that I have learned that we do,
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  Speaker 3: in fact have food at home, and as I have tasted, yes,
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  Speaker 3: and I'm talking about trying right well, baby, So cooking
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  Speaker 3: at home has been something that I've put extra effort
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  Speaker 3: into making sure that my groceries are all planned for,
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  Speaker 3: which has meant that my grocery bill has come down
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  Speaker 3: and it's just really exciting. Yeah, I feel like I've
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  Speaker 3: been trying to branch out, cook some different things. Nothing exciting.
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  Speaker 2: I'm sorry, Like Master Shaff, I'm cooking stir fries, guys.
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  Speaker 1: But stir fries are.
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  Speaker 3: Delicious, fresh, wholesome food that I am nourishing my body
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  Speaker 3: with and I'm really grateful for that.
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  Speaker 2: So that's my money win.
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  Speaker 1: Ye.
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  Speaker 3: Less money on takeaway food, more money on cooking at home.
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  Speaker 3: Georgia King, do you have a money win or a
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  Speaker 3: money confession for this period?
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  Speaker 2: Yeah?
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  Speaker 1: Look, I do I'd say overwhelmingly. It's probably been a
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  Speaker 1: money win of a period. I guess you could say
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  Speaker 1: I just haven't really been spending, mainly because I don't
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  Speaker 1: have an income.
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  Speaker 2: So what a money when you lost your income? Is
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  Speaker 2: that what we're talking about.
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  Speaker 1: It's just like I don't have money to spend, so
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  Speaker 1: I'm not spending it. So I'm proud of my discipline.
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  Speaker 1: But yeah, it's just been I don't know, it hasn't
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  Speaker 1: been a flat time, but yeah, I just haven't been spending, So.
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  Speaker 2: That's a win, I guess. Yeah.
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  Speaker 1: But you know, while with me, let's pep back up
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  Speaker 1: and talk about the season again. What else have we
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  Speaker 1: got in store?
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  Speaker 3: I am actually most looking forward to the additional content, yes,
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  Speaker 3: that we have to put out this season, so I'm
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  Speaker 3: not talking about additional podcasts. So one of the episodes
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  Speaker 3: that we have coming up in probably the middle of
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  Speaker 3: this season is going to have an ebook that you
• 7:08
  Speaker 3: guys can download that'll be free for all. She's on
• 7:10
  Speaker 3: the money listeners. We've then got a number of other
• 7:14
  Speaker 3: tangible assets like downloadable budgets. So think if we're talking
• 7:17
  Speaker 3: about a wedding budget, downloadable wedding budget, Think if we're
• 7:20
  Speaker 3: talking about babies are how to plan for a Baby guide?
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  Speaker 3: And I just am really excited about the add ons
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  Speaker 3: that we have for the podcasts. Yeah, because we always
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  Speaker 3: talk about it, right, we always say like, how cool
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  Speaker 3: would it be to have this? But covid has been
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  Speaker 3: a blessing in disguise for content creation because it has
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  Speaker 3: meant that you and I Georgia have been able to
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  Speaker 3: sit down talk about the episodes that we want to
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  Speaker 3: bring to life, bring them to life, and talk about
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  Speaker 3: the stats and the things that we want to share,
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  Speaker 3: but also say to ourselves, how do we add extra
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  Speaker 3: value here? And that's where the ebooks and the budgets
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  Speaker 3: and the downloadable activities and things that will accompany some
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  Speaker 3: of our podcasts this season will come from. And each
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  Speaker 3: and every single time that we do this, all of
• 8:02
  Speaker 3: our Shes on the Money listeners will have a link
• 8:04
  Speaker 3: in the pod bio, so you'll be able to click
• 8:06
  Speaker 3: through download it if that is what you're into and
• 8:08
  Speaker 3: you actually want to engage with that. So I'm really
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  Speaker 3: excited about that very interactive. Yeah, it's going to be
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  Speaker 3: so fun and I know there's going to be even
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  Speaker 3: more content that we can share on socials as well.
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  Speaker 1: So podcast is going to be amazing. Yes, what else,
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  Speaker 1: hopefully I've heard I've heard whispers.
• 8:23
  Speaker 2: That give up to just a little bit, just a
• 8:25
  Speaker 2: couple of things. So the first thing is that we
• 8:29
  Speaker 2: have finished the Ses.
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  Speaker 1: On the Money books, the finest Bible.
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  Speaker 2: Yeah, well, I mean it's not called the Finance Bible.
• 8:35
  Speaker 3: No one's going to be surprised when they find out
• 8:37
  Speaker 3: that the book I've written is actually called Shees on
• 8:39
  Speaker 3: the Money. It'll be really hard for you guys to
• 8:42
  Speaker 3: find in store. But that has been wrapped up. I
• 8:46
  Speaker 3: have been working with my beautiful publishers to get that
• 8:49
  Speaker 3: completely wrapped. And you know, there's been lots of back
• 8:52
  Speaker 3: and forth around getting some additional content and making sure
• 8:55
  Speaker 3: that we have really great examples and you know, graphics,
• 8:58
  Speaker 3: and we're at the point where we the cover images,
• 9:01
  Speaker 3: which is so cool.
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  Speaker 1: Yep.
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  Speaker 3: The second thing I'm going to talk about is our YouTube. Yes,
• 9:07
  Speaker 3: is really fun. Ryan John, our podcast editor, has been
• 9:11
  Speaker 3: an absolute legend and slightly bullied me into making sure
• 9:14
  Speaker 3: that I actually have done what I said I was
• 9:16
  Speaker 3: going to do. I mentioned a couple of weeks ago
• 9:18
  Speaker 3: on the Instagram that we were going to start a YouTube,
• 9:21
  Speaker 3: and everybody was really excited about it. We obviously haven't
• 9:24
  Speaker 3: launched it yet, but we have recorded a heap of
• 9:27
  Speaker 3: videos that in the next couple of weeks will start dropping.
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  Speaker 1: What kind of content are we talking?
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  Speaker 3: So the content is going to be obviously very She's
• 9:36
  Speaker 3: on the Money, but it's a little bit more personal
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  Speaker 3: as well, so lots of Q and as with me
• 9:41
  Speaker 3: about my personal opinion on things, a little less pragmatic
• 9:45
  Speaker 3: than She's on the Money, content, interviews with other people.
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  Speaker 3: Will be doing content that is aligned to fashion, content
• 9:52
  Speaker 3: that's aligned to beauty, because there's just so much that
• 9:55
  Speaker 3: we can talk about in this space, but it's also
• 9:58
  Speaker 3: not podcast appropriate some time. So I think that a
• 10:01
  Speaker 3: couple of three minute videos on you know what are
• 10:04
  Speaker 3: your best dupes for makeup? I love Chanelle makeup, but
• 10:08
  Speaker 3: that isn't always financially feasible. But I do have a
• 10:11
  Speaker 3: foundation that I love that costs fourteen dollars, so like,
• 10:14
  Speaker 3: let's talk about how good that is, and you know
• 10:17
  Speaker 3: how it's actually a really good dupe for the original.
• 10:19
  Speaker 3: So I think stuff like that, which you can engage
• 10:22
  Speaker 3: with if it suits you, or you can just miss
• 10:24
  Speaker 3: it completely, doesn't even matter. So that's the second thing
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  Speaker 3: that we was that the second or that the.
• 10:29
  Speaker 2: Second, and Georgia.
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  Speaker 3: The last thing, which arguably is the most exciting, is
• 10:35
  Speaker 3: our online course.
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  Speaker 1: I know.
• 10:39
  Speaker 3: So we have just finished an online course. I will
• 10:43
  Speaker 3: let you guys know some more details about that soon.
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  Speaker 3: But it has taken me the last twelve months to write.
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  Speaker 3: So this isn't something that I turned around and said, oh,
• 10:52
  Speaker 3: during COVID, I'll just write an online course.
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  Speaker 2: I'll do this. I have been putting this through its
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  Speaker 2: paces for the last twelve months.
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  Speaker 3: I feel like you, Georgia and everyone in our team
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  Speaker 3: has not heard the end of this course.
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  Speaker 2: I'm sorry, but I was exciting. It's super exciting.
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  Speaker 3: But it'll be all about budgeting and cash flow and
• 11:10
  Speaker 3: the basis of financial freedom, so that everybody who engages
• 11:13
  Speaker 3: with it can actually be on the right paths, pick
• 11:17
  Speaker 3: their goals that actually align to creating a super secure
• 11:20
  Speaker 3: financial future. And I honestly, I feel like I've got
• 11:24
  Speaker 3: to a point where I'm really proud of the content now,
• 11:27
  Speaker 3: which we actually recorded a couple of weeks ago, so
• 11:30
  Speaker 3: that's slowly building out. Yeah, it's really fun.
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  Speaker 2: That's all the stuff I've done.
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  Speaker 1: Georgia gotten one thing which you haven't done. But it
• 11:37
  Speaker 1: is an exciting development, is it? Can we just look
• 11:40
  Speaker 1: around us, look at this space.
• 11:42
  Speaker 2: We're Georgia. I didn't even notice.
• 11:45
  Speaker 1: We are in our brand new podcasting studio.
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  Speaker 2: Guys, we're big kids now we are.
• 11:51
  Speaker 1: We've made its casters.
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  Speaker 2: We are legit podcasters.
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  Speaker 1: We've moved out of Victoria's spare rooms, slashed the boardrooms
• 11:58
  Speaker 1: in the office. And think, I think this is a
• 12:01
  Speaker 1: legit podcasting studio. I think we sound more professional.
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  Speaker 2: I think we are more professional.
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  Speaker 1: Was there anything else we needed we needed to chat
• 12:09
  Speaker 1: about with I think that's completely it.
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  Speaker 3: I have definitely waffled. But I would also like to
• 12:13
  Speaker 3: take this time to let everybody know that I got
• 12:15
  Speaker 3: a kitten.
• 12:16
  Speaker 1: Oh my god, Henry, Yes, Henry, for get sweet.
• 12:19
  Speaker 2: I don't know.
• 12:20
  Speaker 3: It's totally not she's on the money content, but neither
• 12:23
  Speaker 3: is this episode.
• 12:24
  Speaker 2: Is it's true?
• 12:25
  Speaker 1: That is true? Tell us about Henry.
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  Speaker 3: Henry is a beautiful, fifteen week old Tonknese kitten. He
• 12:32
  Speaker 3: is chocolate in color, and he is an absolute delight.
• 12:35
  Speaker 1: He's literally the cutest kitten I've ever seen in my life.
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  Speaker 1: I haven't seen that many kittens. He may be the first,
• 12:40
  Speaker 1: but he's my favorite by a long mile.
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  Speaker 2: I'm so glad to use Georgia.
• 12:44
  Speaker 1: I'm genuinely I'm not a cat person, but now I
• 12:47
  Speaker 1: know I may just be.
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  Speaker 3: I heard you say that you weren't a cat person
• 12:51
  Speaker 3: before you met Henry, and then Henry's obsessed with you.
• 12:54
  Speaker 3: So you've got a new best friend. But who knows
• 12:57
  Speaker 3: if this is good content. I don't continue on with
• 13:01
  Speaker 3: where we were going with.
• 13:02
  Speaker 2: The basis of this.
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  Speaker 1: I think essentially we can wrap it up there.
• 13:05
  Speaker 3: Yes, I think so, because they've got a complete episode
• 13:08
  Speaker 3: to jump right.
• 13:09
  Speaker 2: Into of Sheese on the Money. This was just George
• 13:12
  Speaker 2: and I having a little bit of catch up, letting.
• 13:14
  Speaker 3: You know where we are, letting you know what we're
• 13:17
  Speaker 3: up to, and yeah, we're so glad to have you
• 13:19
  Speaker 3: guys back on board here for another season of Cheese
• 13:22
  Speaker 3: on the Money. So yeah, thank you for being along
• 13:25
  Speaker 3: this journey with us thus far.
• 13:27
  Speaker 2: George and I are so.
• 13:28
  Speaker 3: Excited to be if you can't already tell me, yeah,
• 13:31
  Speaker 3: like literally, we are bouncing off the walls in here.
• 13:34
  Speaker 1: Alright, you guys, We'll enjoy our first episode and we'll
• 13:37
  Speaker 1: see you very soon.
• 13:38
  Speaker 2: See you soon.