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FRIDAY DRINKS: It's called inflation, look it up! · She's On The Money

• 0:00
  Speaker 1: She's on the Money.
• 0:02
  Speaker 2: She's on the Money.
• 0:14
  Speaker 3: Hello and welcome to She's on the Money, the podcast
• 0:17
  Speaker 3: for millennials who want financial freedom.
• 0:20
  Speaker 1: This is our Friday Drinks episode where.
• 0:22
  Speaker 3: We celebrate the money wins from our She's on the
• 0:24
  Speaker 3: Money community. There are so many great money wins and
• 0:27
  Speaker 3: confessions that are shared every single week in our Facebook group,
• 0:31
  Speaker 3: and our team spend a very big portion of each
• 0:33
  Speaker 3: day talking about you guys on our slack chat and
• 0:35
  Speaker 3: how impressed we are with your money wins. So it
• 0:37
  Speaker 3: only feels fair to share all of that info with you,
• 0:40
  Speaker 3: even though we are still recording remotely. We are celebrating
• 0:44
  Speaker 3: you and this episode is entirely for you, so sit
• 0:47
  Speaker 3: back and hopefully enjoy it. Friday is about celebrating our
• 0:51
  Speaker 3: community and having more positive and constructive conversations around money.
• 0:55
  Speaker 3: So let's jump straight into it. Tony, you are here
• 0:58
  Speaker 3: this week. What was this week's money Darry About?
• 1:02
  Speaker 4: This week, we chatted to a young woman who quite
• 1:06
  Speaker 4: a few years ago took off overseas, like quit her
• 1:09
  Speaker 4: day job, took off and started working in a monastery
• 1:13
  Speaker 4: and fell in love with a boy and at a
• 1:16
  Speaker 4: monastery at a monastery who he was not a monk.
• 1:20
  Speaker 5: I was going to say, is that street.
• 1:23
  Speaker 4: He was also volunteering. It's okay, all checks out, and
• 1:27
  Speaker 4: we did check it out.
• 1:28
  Speaker 1: We did us.
• 1:29
  Speaker 3: We asked a lot of questions, a lot of real
• 1:31
  Speaker 3: perfect questions where they hold up you met at a
• 1:33
  Speaker 3: monastery and we're expected to believe this, and.
• 1:36
  Speaker 4: Ryan, you should know, because don't you listen to all
• 1:38
  Speaker 4: of our episodes?
• 1:40
  Speaker 6: I do?
• 1:41
  Speaker 3: Okay, So right, what was it about this week the
• 1:44
  Speaker 3: monastery and then what happened?
• 1:46
  Speaker 1: What's her job now? Ryan?
• 1:49
  Speaker 7: Her job is just to live her best life and
• 1:51
  Speaker 7: she continues to do so.
• 1:52
  Speaker 4: I mean, she most correct, almost correct yet apart from
• 1:56
  Speaker 4: the thing, apart from how.
• 1:58
  Speaker 1: She's about to become a priest.
• 2:00
  Speaker 5: That being the thing.
• 2:02
  Speaker 4: So her mom took out her mom took out a
• 2:05
  Speaker 4: massive loan to get her home and fill out you know,
• 2:09
  Speaker 4: a partnership visa and all of that, and went into
• 2:11
  Speaker 4: a bit of debt over it. And yeah, she paid
• 2:13
  Speaker 4: off all the debt and now she's about to become
• 2:15
  Speaker 4: a priest. And it was really cool, so cool. So
• 2:19
  Speaker 4: because this week our money, Doris was a priest, and
• 2:21
  Speaker 4: the week before that we had a stripper. So it
• 2:24
  Speaker 4: was amazing.
• 2:27
  Speaker 1: We literally we can't predict it.
• 2:29
  Speaker 3: I really loved that Tony because I felt like she
• 2:32
  Speaker 3: was just so open and honest and kind, and the
• 2:35
  Speaker 3: fact that her and her partner both want to become
• 2:37
  Speaker 3: priests and feel like they have this wholesome, exciting lives,
• 2:41
  Speaker 3: and I just, I honestly loved hearing her story. And
• 2:44
  Speaker 3: we talked about the episode where we had our friend
• 2:46
  Speaker 3: the stripper on and she was just like yep. I
• 2:48
  Speaker 3: loved that she was, you know, living her best life
• 2:51
  Speaker 3: and felt really confident in herself, and I just felt
• 2:53
  Speaker 3: like it was an important story to share because we
• 2:56
  Speaker 3: all come from such diverse backgrounds and have different experiences,
• 3:00
  Speaker 3: but we all kind of relate and we all have
• 3:02
  Speaker 3: something in common and we're all kind of working here
• 3:04
  Speaker 3: at She's on the money towards a very common goal,
• 3:07
  Speaker 3: which is just feeling heard and feeling understood and you know,
• 3:10
  Speaker 3: being on the same page when it comes to finances
• 3:12
  Speaker 3: and you know, being empowered. So I loved that Money
• 3:15
  Speaker 3: Diary for that reason.
• 3:17
  Speaker 4: She was also a mega investor. She's invested like so
• 3:20
  Speaker 4: much money, She's got a crazy investment profile. Like she
• 3:23
  Speaker 4: honestly a really really interesting person. So if you're interested whatsoever,
• 3:27
  Speaker 4: which you definitely would be from hearing that, have a
• 3:30
  Speaker 4: listen to this week's money Tarry because it was like
• 3:33
  Speaker 4: a rollercaster.
• 3:35
  Speaker 1: It really was.
• 3:36
  Speaker 3: It really was, And I didn't know anything about it
• 3:39
  Speaker 3: before we did it, and I was just like, wait,
• 3:40
  Speaker 3: what you're doing?
• 3:42
  Speaker 1: What?
• 3:43
  Speaker 3: So it was very exciting and it was kind of like, oh,
• 3:45
  Speaker 3: I met my partner at a monastery and I was like,
• 3:47
  Speaker 3: hold up, friend, why were you at a monastery? She's
• 3:49
  Speaker 3: like okay, well, and it just it didn't take the
• 3:52
  Speaker 3: turns I expected. But I'm just so grateful for that story.
• 3:54
  Speaker 3: I feel like we learn a lot from it. Georgia,
• 3:57
  Speaker 3: did we have just as interesting a deep Wednesday?
• 4:00
  Speaker 6: Maybe not as interesting, but I think it was still
• 4:03
  Speaker 6: pretty good. Hoes with me, Ah, it.
• 4:06
  Speaker 1: Was pretty good.
• 4:07
  Speaker 3: It was pretty good for those who missed it. What
• 4:10
  Speaker 3: did we miss out on this week?
• 4:12
  Speaker 6: This week we spoke about career changes, which is something
• 4:16
  Speaker 6: I think a lot of people in our community are
• 4:19
  Speaker 6: really well. It's a conversation that we have a lot
• 4:22
  Speaker 6: because careers, I guess, is something that we have to
• 4:26
  Speaker 6: pick when we're in year twelve and like we're seventeen,
• 4:29
  Speaker 6: we don't know what's going on, so we kind of
• 4:32
  Speaker 6: we spoke about how to figure out where you want
• 4:34
  Speaker 6: your career to go if you do want to change it.
• 4:37
  Speaker 3: I feel like it was another one of those episodes
• 4:40
  Speaker 3: that was really impactful, but still a little bit fluffy,
• 4:44
  Speaker 3: not in a bad way, just more around. You need
• 4:46
  Speaker 3: to be empowered, you need to be confident, You need
• 4:48
  Speaker 3: to follow your dreams and what you want to do,
• 4:50
  Speaker 3: not necessarily worry so much about what other people are doing,
• 4:52
  Speaker 3: which I feel like so many of us need at
• 4:55
  Speaker 3: this point, especially coming up to midyear when we're talking
• 4:58
  Speaker 3: about inter financial years. Just I feel like it's on
• 5:01
  Speaker 3: everybody's minds if they're not that comfy in their career
• 5:04
  Speaker 3: or their job, they are thinking like, oh, it's been
• 5:06
  Speaker 3: nearly six months. Oh my gosh, I can't believe it's
• 5:08
  Speaker 3: been six months. Because even me, who adores my job,
• 5:11
  Speaker 3: I'm still like, what, it's been six months.
• 5:13
  Speaker 1: It's June. That's crazy.
• 5:15
  Speaker 3: So I think it's a good time to have that conversation.
• 5:18
  Speaker 3: But also from our Facebook group perspective, there's been a
• 5:22
  Speaker 3: lot of career questions coming up and a lot of
• 5:24
  Speaker 3: people wondering what they should be doing as next steps
• 5:27
  Speaker 3: or you know, how do they navigate this? So it
• 5:29
  Speaker 3: just felt really well timed and I think you're a
• 5:31
  Speaker 3: good person to have that combo with it.
• 5:33
  Speaker 6: Yeah, Well, we spoke about why it's so important not
• 5:35
  Speaker 6: to just quit your day job right now, because it's
• 5:38
  Speaker 6: really important that we stay on top of our finances,
• 5:40
  Speaker 6: get those bills paid. But we spoke about strategies for
• 5:44
  Speaker 6: how you can go about starting that little next venture
• 5:48
  Speaker 6: if that is what you want.
• 5:50
  Speaker 1: Yeah, So it's a good episolutely.
• 5:51
  Speaker 3: I think something that's really important to touch on if
• 5:53
  Speaker 3: you did miss the episode is just that piece around.
• 5:57
  Speaker 3: It's actually really entitled to think you can quit your
• 5:59
  Speaker 3: job job and just go from there, like not many
• 6:02
  Speaker 3: people are in the position where they can quit their
• 6:04
  Speaker 3: job and just find their dream job, and that being
• 6:06
  Speaker 3: okay with your job at the moment is really cool.
• 6:09
  Speaker 3: And don't be worried if you're not where you want
• 6:12
  Speaker 3: to be right now, because that's the space where you
• 6:14
  Speaker 3: get to dream about the person you want to become,
• 6:16
  Speaker 3: and you get to create that person and you know,
• 6:18
  Speaker 3: plan for that reality in the walls that you're surrounded
• 6:21
  Speaker 3: with right now might not be the walls you want
• 6:23
  Speaker 3: to be surrounded.
• 6:24
  Speaker 1: With forever, but you actually get to plan.
• 6:27
  Speaker 3: That future from those walls, and you can't actually make
• 6:30
  Speaker 3: a plan unless you create that plan. And those walls,
• 6:33
  Speaker 3: as much as they're the walls that you feel kind
• 6:35
  Speaker 3: of trapped by right now, they're the ones that are
• 6:37
  Speaker 3: going to support the ideas that your future becomes. And
• 6:39
  Speaker 3: I think that that was a really important point because
• 6:42
  Speaker 3: you know, you might be in a space that you're
• 6:44
  Speaker 3: just not that comfy or happy, and I think that
• 6:46
  Speaker 3: a lot of people are going through that feeling right now.
• 6:49
  Speaker 3: But if you start planning and start creating, you're going
• 6:51
  Speaker 3: to feel super comfy later and you'll look back and
• 6:54
  Speaker 3: be like, Wow, I'm so grateful for these experiences and
• 6:57
  Speaker 3: things I've gone through.
• 6:58
  Speaker 6: Yeah, beautifully put their v also spoke about how FOAMO
• 7:02
  Speaker 6: can really play into making career decisions and how Instagram
• 7:05
  Speaker 6: comes into it as well. So if you guys did
• 7:08
  Speaker 6: miss that episode, I would definitely recommend going back and
• 7:11
  Speaker 6: having listen.
• 7:12
  Speaker 3: I agree, now, Jess, we usually throw to you, what
• 7:15
  Speaker 3: are we drinking this week?
• 7:17
  Speaker 1: My friend?
• 7:18
  Speaker 8: Well, we're all in lockdown, so I have amandain juice
• 7:21
  Speaker 8: that I'm drinking that but rightnin juice.
• 7:26
  Speaker 1: Is not a thing. Where did you even buy that? Chess?
• 7:29
  Speaker 5: Come on, yes, I know I.
• 7:35
  Speaker 1: Who does that? What kind of savage are you?
• 7:39
  Speaker 2: You are bought at home in lockdown A feeling real
• 7:42
  Speaker 2: attacked right now.
• 7:44
  Speaker 8: But Ryan, you were chatting us up about a little
• 7:47
  Speaker 8: something that you had going on drinks. It sounds a
• 7:49
  Speaker 8: little more interesting than my amandain juice.
• 7:51
  Speaker 1: What do you mean I've got a drink bottle? Is
• 7:52
  Speaker 1: that not good? Tony and I have matching drink bottles.
• 7:56
  Speaker 7: So our glorious leader Victoria Divine bought a lot of
• 8:00
  Speaker 7: us on the team a provad or fancy dinner thing
• 8:02
  Speaker 7: last week, which is awesome.
• 8:04
  Speaker 3: Oh yeah, just so you know, I am a really
• 8:06
  Speaker 3: good person, Like I bought you guys vouchers for food.
• 8:09
  Speaker 1: Does it get better than that?
• 8:11
  Speaker 7: It does because you can add to it. I want
• 8:13
  Speaker 7: to send a shout out to the Everly Bottling Co.
• 8:15
  Speaker 5: And I'm showing you.
• 8:16
  Speaker 7: Guys on our screens as we're chatting. I got an
• 8:20
  Speaker 7: old fashion but there's heaps of these little pre made
• 8:22
  Speaker 7: cocktail little bottles and they're just like a bunch of
• 8:25
  Speaker 7: guys and girls in Collingwood. And because everyone's in lockdown,
• 8:28
  Speaker 7: they're making these like fun little takeaway packs and they
• 8:30
  Speaker 7: come in as you guys can see these fun little bottles.
• 8:32
  Speaker 5: They had all these different sorts. So the Everly.
• 8:34
  Speaker 7: Bottling Co and like I said, just a little Melbourne
• 8:36
  Speaker 7: business with a whole bunch of bar staff that are
• 8:38
  Speaker 7: out of work. So it's good that they can keep
• 8:40
  Speaker 7: busy and keep working and doing stuff. So we're all
• 8:43
  Speaker 7: in lockdown and separated from each other. But that's that's
• 8:46
  Speaker 7: our little.
• 8:46
  Speaker 3: Fun drink put in the show notes. So you guys
• 8:49
  Speaker 3: can support them as well, because the bomb them up. One,
• 8:52
  Speaker 3: those bottles are really cute. Two cocktails are really important
• 8:55
  Speaker 3: and really important for our mental health during lockdown. But three,
• 8:58
  Speaker 3: I think Jess and I are actually eyeing those bottles
• 9:01
  Speaker 3: off because they would actually.
• 9:02
  Speaker 1: Be perfect to propagate plants with.
• 9:04
  Speaker 3: So for anybody who read my mind, yeah, anybody who's
• 9:08
  Speaker 3: just been looking for the perfect bottle to stick your
• 9:10
  Speaker 3: cuttings in so that they can propagate, I feel like
• 9:12
  Speaker 3: that would be the piece to resistance kind of bottle.
• 9:15
  Speaker 3: You know.
• 9:16
  Speaker 7: Well, that's why it's empty bit still in the house
• 9:18
  Speaker 7: because there's and it's the same in our house with jars.
• 9:20
  Speaker 7: Anytime there's a good job, Bridges like, don't put that.
• 9:22
  Speaker 3: Out's bridget is my spirit animal, perfect for all your
• 9:26
  Speaker 3: liberated cuttings.
• 9:27
  Speaker 1: I yet liberated, not stolen. Liberated.
• 9:31
  Speaker 3: All right, let's move away from stealing plants again, Jess
• 9:35
  Speaker 3: and go straight into Ryan's community money wins.
• 9:38
  Speaker 1: What have you got fre uz this week? Ryan?
• 9:40
  Speaker 5: All right?
• 9:41
  Speaker 7: Now, there's a lady named Georgie, and I don't know
• 9:43
  Speaker 7: if you guys have seen this post. I assume she
• 9:45
  Speaker 7: works at like an appliance store or something like that,
• 9:48
  Speaker 7: because she said a customer brought in a broken five
• 9:52
  Speaker 7: hundred dollars coffee machine, like they brought it back into
• 9:54
  Speaker 7: the store and said, I think this is broken. Right,
• 9:57
  Speaker 7: The supplier said, destroy the machine, give them a new one,
• 10:00
  Speaker 7: done and dusted. But our mate, George, yeah, so our
• 10:02
  Speaker 7: mate jew And apparently that must be common in retail.
• 10:05
  Speaker 5: Yep, it's broken, just replaced it, get rid of it.
• 10:06
  Speaker 1: But destroy it. Can't we donate it?
• 10:09
  Speaker 5: Well? This is where Georgie comes into her own.
• 10:11
  Speaker 7: She says to the boss, Hey, I know that's kind
• 10:13
  Speaker 7: of been written off, but can I just take it
• 10:16
  Speaker 7: home and see if I can't get it working? So
• 10:18
  Speaker 7: Georgie takes it home, she says, a few screws and
• 10:20
  Speaker 7: a bit of you know, elbow grease. Not only is
• 10:23
  Speaker 7: the coffee machine working, she now has a beautiful coffee
• 10:26
  Speaker 7: machine in her own house that she's allowed to keep,
• 10:28
  Speaker 7: which she got for free.
• 10:29
  Speaker 5: Yeah, and double money win, says Georgie.
• 10:32
  Speaker 7: She now does not spend four dollars fifty a day
• 10:35
  Speaker 7: at the cafe getting a flat wine, and she's making
• 10:37
  Speaker 7: her own coffees. Double money win for Georgie.
• 10:40
  Speaker 3: That is that the money win if ever I heard one, especially,
• 10:43
  Speaker 3: you know, I'm a bit partial to a good coffee.
• 10:46
  Speaker 1: I hope she's using.
• 10:48
  Speaker 5: I'm sure she is. So.
• 10:53
  Speaker 7: I don't know if any other people have had this,
• 10:54
  Speaker 7: but I know a lot of that. She's on the
• 10:56
  Speaker 7: money community students and young and have concession cards, healthcare
• 11:00
  Speaker 7: cards and stuff. Right, So Nicole said, money win. I
• 11:03
  Speaker 7: was chatting to my gas and electricity provider just to
• 11:05
  Speaker 7: check everything was on, you know, going to plan, and
• 11:08
  Speaker 7: I was all in, And it turns out they hadn't
• 11:10
  Speaker 7: ticked the box that said she's in fact a concession
• 11:13
  Speaker 7: card holder. So she got a five hundred and eighty
• 11:16
  Speaker 7: six dollars refund because they backdated it. Since the time
• 11:19
  Speaker 7: that they thought they'd put in the little tick that they.
• 11:21
  Speaker 1: Hadn't ticked the box money win, Oh my god.
• 11:24
  Speaker 5: Yeah.
• 11:24
  Speaker 7: So if you are one of those people that you
• 11:27
  Speaker 7: know it's for a lot of things, electricity, gas, even
• 11:30
  Speaker 7: your my key card, train tickets, use cheap your student
• 11:33
  Speaker 7: double check.
• 11:34
  Speaker 3: Yeah five, and if you're not sure, just call up
• 11:37
  Speaker 3: and say, excuse me, I was just wondering. And if
• 11:40
  Speaker 3: you're a mel Bernie and I know you've got the
• 11:42
  Speaker 3: time for it at the moment, you have literally no
• 11:44
  Speaker 3: excuse my friends.
• 11:47
  Speaker 7: Absolutely so Victoria, yes, this is like a two parter
• 11:52
  Speaker 7: right first, because it's about shoes.
• 11:54
  Speaker 5: So I want to get your thoughts on this.
• 11:56
  Speaker 7: Kelly says, I saw a pair of shoes on Instagram
• 11:59
  Speaker 7: that I really liked. So what I do is when
• 12:01
  Speaker 7: I'm sitting on the couch late at night and I
• 12:03
  Speaker 7: find something, I put it in the cart, but I
• 12:05
  Speaker 7: just leave it in the cart overnight and then if
• 12:07
  Speaker 7: I still want to buy them the next day, that's
• 12:10
  Speaker 7: my strategy. How do we feel about this strategy?
• 12:12
  Speaker 3: I mean, I'm playing yeah, okay, Jess, right, no, the
• 12:18
  Speaker 3: question was the okay oh sorry, no, no, no, no, no,
• 12:22
  Speaker 3: I'm kidding, I'm kidding.
• 12:23
  Speaker 8: A marketing tactic to get people to purchase product is,
• 12:26
  Speaker 8: more often than not, if you leave something in your
• 12:28
  Speaker 8: cart for twenty four hours, there's an auto email that
• 12:30
  Speaker 8: kicks in with a discount Coade to prompt you to
• 12:32
  Speaker 8: make the purchase.
• 12:33
  Speaker 5: So you can do it. If you're going to buy
• 12:34
  Speaker 5: it anyway, you just wait a day a discount.
• 12:37
  Speaker 2: Yeah.
• 12:37
  Speaker 8: More often than not, it's like a like, you know,
• 12:39
  Speaker 8: you get those Hey, did you leave something in your cart?
• 12:42
  Speaker 8: Like a like a lot of companies will have that,
• 12:44
  Speaker 8: and it's a marketing tactic to encourage people who forgot
• 12:47
  Speaker 8: about purchases or elected not to make them. So if
• 12:50
  Speaker 8: you're planning on buying something, do it, wait twenty four
• 12:52
  Speaker 8: hours and just see if you get one.
• 12:53
  Speaker 7: All right, that is not Kelly's money in, but that
• 12:55
  Speaker 7: is a great money in, nonetheless, and sucked into every
• 12:59
  Speaker 7: company that's now going to have everyone just loitering in the.
• 13:02
  Speaker 1: Car waiting be so annoyed.
• 13:05
  Speaker 7: So anyway, Kelly had put the thing in, put the
• 13:07
  Speaker 7: shoes into the cart, and was like, Okay, I'll see
• 13:09
  Speaker 7: what happens. See if I still really want to pay
• 13:11
  Speaker 7: for it, See if I get a discount. Then, because
• 13:13
  Speaker 7: the cookies and stuff knew that she was looking at
• 13:15
  Speaker 7: the website, she gets this sponsored post from the same
• 13:17
  Speaker 7: company saying we're having a competition.
• 13:20
  Speaker 5: You could win a free pair of shoes.
• 13:22
  Speaker 7: So she said, I got the pair of shoes I
• 13:24
  Speaker 7: wanted for free, and I got a pair for my
• 13:26
  Speaker 7: friend as well. That's a three hundred ninety money in
• 13:28
  Speaker 7: for the tool of us without spending a.
• 13:30
  Speaker 4: S Okay, that's not that's the wait, she why that
• 13:33
  Speaker 4: never happens? People actually win those things. I ender competitions
• 13:38
  Speaker 4: on the time.
• 13:40
  Speaker 1: Oh my gosh.
• 13:41
  Speaker 3: I actually to chime in with my own self centered story, guys,
• 13:45
  Speaker 3: I actually won when I was at UNI two pairs
• 13:48
  Speaker 3: of Tony Bianco shit. That's good, Yeah, money win. I
• 13:52
  Speaker 3: won them on Instagram way back when literally the only
• 13:55
  Speaker 3: thing I got apart from.
• 13:56
  Speaker 1: That time I want a year. That was pretty good too.
• 13:59
  Speaker 3: Yeah, but I won these shoes, and I remember really
• 14:03
  Speaker 3: ruminating over the purchase because you know how expensive Towny
• 14:06
  Speaker 3: Banco shoes can be. Like, they're not like eighty dollar shoes.
• 14:09
  Speaker 3: They're upwards of like one hundred and fifty dollars a pair,
• 14:11
  Speaker 3: So that's speno. So anyway, I had two vouchers for
• 14:15
  Speaker 3: two pairs of shoes, and I was so excited, and
• 14:17
  Speaker 3: I picked what I thought would be kind of like timeless,
• 14:20
  Speaker 3: and I'd use them all the time and i'd wear
• 14:22
  Speaker 3: them out right, No, sir, no that looking back on that, Victoria,
• 14:27
  Speaker 3: a pair of platformed closed toe red Spaye shoes with bows.
• 14:31
  Speaker 1: On the side and a pair of platform.
• 14:33
  Speaker 3: Black heels with le black brim. They're not timeless, They're
• 14:37
  Speaker 3: not even classy.
• 14:38
  Speaker 1: What are you doing?
• 14:40
  Speaker 5: That sounds like the footwear edition of your Kitchen be really, Dad?
• 14:45
  Speaker 3: Oh my god, Yes, I don't even have them anymore,
• 14:48
  Speaker 3: because I genuinely don't even wear platform shoes anymore.
• 14:51
  Speaker 1: But I just don't know what I was thinking. I
• 14:52
  Speaker 1: remember just being like, I'm going to get so much
• 14:54
  Speaker 1: wear out of these. No, absolutely not.
• 14:58
  Speaker 3: I'll post a picture on my Instagra today so you
• 15:01
  Speaker 3: guys can see exactly what they looked like, because obviously
• 15:04
  Speaker 3: I was very proud of that win, and so I
• 15:07
  Speaker 3: did take a lot of photos of those shoes.
• 15:09
  Speaker 7: Hey, Sophie Marshall, she said, I did a proper clean
• 15:13
  Speaker 7: of my bedroom, which actually her definition of a proper
• 15:17
  Speaker 7: clean is I didn't just vacuum around the bed.
• 15:19
  Speaker 5: I actually vacuumed under it as well. And are you
• 15:24
  Speaker 5: guys all ready for a really big gasp?
• 15:26
  Speaker 7: And she said, look out, team, I found a two
• 15:30
  Speaker 7: dollar coin under my bed.
• 15:32
  Speaker 1: Money win. When it comes to coins, that is the
• 15:38
  Speaker 1: premium coin to find. What are you going to get
• 15:41
  Speaker 1: with that?
• 15:41
  Speaker 4: Like a sausage SI or from Bunnings or something like.
• 15:43
  Speaker 1: That's pretty good?
• 15:44
  Speaker 2: Yea, almost too. McDonald's soft serves.
• 15:48
  Speaker 1: Yeah, there you go.
• 15:49
  Speaker 5: You can get two thirty cent cones for less than
• 15:50
  Speaker 5: two dollars.
• 15:51
  Speaker 8: These days, apparently they're a dollar twenty now, Ryan.
• 15:55
  Speaker 4: We have had this argument on this podcast.
• 15:58
  Speaker 5: How old am I? How old am I?
• 16:02
  Speaker 2: And now conflation ran look it up. I'm sorry that
• 16:10
  Speaker 2: was mean.
• 16:11
  Speaker 3: Nope, that's Lee. That's staying in the podcast, Ryan. What
• 16:14
  Speaker 3: is your next money in?
• 16:16
  Speaker 5: I've got two more to go.
• 16:17
  Speaker 7: This second last one not its fun, but I just
• 16:20
  Speaker 7: think it's really important to share. Someone has said that
• 16:23
  Speaker 7: they really needed to see a psychologist, but they've put
• 16:26
  Speaker 7: it off because last time they had a bad experience
• 16:28
  Speaker 7: and it ended up being really expensive and they felt
• 16:30
  Speaker 7: like they didn't get much out of it. But she says,
• 16:33
  Speaker 7: I randomly came across this lady that works about five
• 16:36
  Speaker 7: minutes down the road and it's fully bulk build so
• 16:39
  Speaker 7: Medicare takes care of all of it.
• 16:41
  Speaker 5: It doesn't cost her a cent.
• 16:42
  Speaker 7: She said, I'm currently not working at the moment, which is,
• 16:44
  Speaker 7: you know, adding to the need to see someone and
• 16:47
  Speaker 7: speak to someone. So she's like, that's just really helped
• 16:50
  Speaker 7: me out. And considering a lot of us in lockdown
• 16:53
  Speaker 7: or just coming out of lockdown, just know that there
• 16:56
  Speaker 7: are actually a lot of options. I know, like I've
• 16:58
  Speaker 7: seen someone and sometimes it takes the second or third.
• 17:01
  Speaker 5: Professional to kind of click and go, yeah, they get me.
• 17:04
  Speaker 7: So the fact that this person wasn't put off by
• 17:06
  Speaker 7: a bad experience and then eventually found their person, I just,
• 17:09
  Speaker 7: I know, I think that's.
• 17:10
  Speaker 5: Really important to share it.
• 17:12
  Speaker 7: Yeah, So thank you very much to the lady that shaid.
• 17:15
  Speaker 7: I won't say her name because you know, just for
• 17:17
  Speaker 7: the privacy of the story, but I do really appreciate
• 17:19
  Speaker 7: you sharing it.
• 17:19
  Speaker 5: Because I think it's really important.
• 17:21
  Speaker 7: Now finally people might have seen this picture in the group,
• 17:25
  Speaker 7: and I actually love going through before this segment and
• 17:28
  Speaker 7: looking at all the money. It's actually really fun to
• 17:30
  Speaker 7: read through. But this one just has really got me
• 17:33
  Speaker 7: all worked up and excited. Her name is Alan, and
• 17:36
  Speaker 7: first of all, Alan, congratulations. She just purchased her first home.
• 17:43
  Speaker 5: Now. Because property is really expensive because.
• 17:45
  Speaker 2: Of jess inflation.
• 17:48
  Speaker 7: Alan got a house that needed a bit of renovations.
• 17:51
  Speaker 7: I feel like most people our aid. We can't get
• 17:53
  Speaker 7: the fully finished version. We get what we can and
• 17:56
  Speaker 7: we go, yeah, I've watched the block enough, I'll figure
• 17:57
  Speaker 7: it out. So Alan managed to find, and this is
• 18:02
  Speaker 7: blowing my mind, an entire complete secondhand kitchen from Facebook marketplace.
• 18:09
  Speaker 2: She manifested it.
• 18:10
  Speaker 7: She did that six hundred dollars for an entire kitchen
• 18:15
  Speaker 7: and the kitchen sink. She said, a cod to paint
• 18:20
  Speaker 7: some secondhand appliances. I did the tiling myself. A whole new, gorgeous,
• 18:25
  Speaker 7: brand new looking kitchen for less than three thousand dollars.
• 18:28
  Speaker 7: And as someone who loves looking at houses and pictures,
• 18:31
  Speaker 7: I can confirm unbelievable.
• 18:34
  Speaker 5: It looks so great.
• 18:36
  Speaker 1: It didn't happen.
• 18:36
  Speaker 5: Guys, there's a.
• 18:37
  Speaker 7: Picture, Alan Britton, go and look in the thing. But
• 18:39
  Speaker 7: it's unbelievable to find a second hand kitchen on facing
• 18:42
  Speaker 7: credit place.
• 18:43
  Speaker 5: I am done. Cancel the segment we can't beat that.
• 18:47
  Speaker 1: I can't beat that.
• 18:48
  Speaker 3: I feel like that is an epic money win, Like
• 18:51
  Speaker 3: that's so much money that she would have saved. And
• 18:54
  Speaker 3: as someone who's literally looking into kitchens and right now
• 18:57
  Speaker 3: I much.
• 18:58
  Speaker 1: Afford a new one, we're talking, why haven't I looked there?
• 19:03
  Speaker 3: I could do this? Maybe, like probably not, but like
• 19:06
  Speaker 3: I'm hopeful. I'm hopeful, and it's just important to be positive.
• 19:10
  Speaker 4: No, you won't get it because you don't believe in
• 19:12
  Speaker 4: manifesting like Jess I do.
• 19:14
  Speaker 1: True, it's Ryan that doesn't believe in manifesting.
• 19:18
  Speaker 5: Well, I'm another one with a six hundred dollars kitchen,
• 19:20
  Speaker 5: So joke's on me.
• 19:31
  Speaker 3: All right, So we are back and Tony, you've got
• 19:34
  Speaker 3: something that you want to share with us, But you've
• 19:36
  Speaker 3: actually been gatekeeping this particular piece of content all week
• 19:39
  Speaker 3: and haven't let Georgia, Ryan or Jess see it or
• 19:43
  Speaker 3: understand it. So tell us what are you going to
• 19:46
  Speaker 3: share with the community. I hope it was worth the
• 19:48
  Speaker 3: gatekeeping that you have done.
• 19:50
  Speaker 4: Well, it's definitely not that good, and now you've really
• 19:52
  Speaker 4: built this up. So maybe if you're not interested, maybe
• 19:55
  Speaker 4: just skip forward a few minutes. But after the chat
• 19:59
  Speaker 4: this week about changing careers after you and g chatted
• 20:03
  Speaker 4: about it in the Deep Dive, and we've had heaps
• 20:05
  Speaker 4: of questions lately about people talking about car.
• 20:09
  Speaker 1: Hold on, hold on, are you going to quit?
• 20:13
  Speaker 3: I have come to the realization that and I just
• 20:16
  Speaker 3: wanted to share with you guys.
• 20:17
  Speaker 4: Now I know.
• 20:19
  Speaker 1: She quit her last job.
• 20:20
  Speaker 4: Guys, it is how I quit my last job.
• 20:23
  Speaker 1: Actually, she literally told about the podcast that.
• 20:26
  Speaker 5: She was doing podcasts. How many podcasts can you quit on?
• 20:33
  Speaker 4: But I think in the last year, lots of people
• 20:35
  Speaker 4: have had time with lockdowns and with COVID, have had
• 20:39
  Speaker 4: time to reflect on their careers and thought, actually, know what.
• 20:42
  Speaker 4: This doesn't spark joy and it doesn't make me happy.
• 20:44
  Speaker 4: But someone posted in our group this week chatting about redundancies,
• 20:49
  Speaker 4: So Jacqueline posted, would love to hear from people who
• 20:52
  Speaker 4: have come out the other side of a redundancy and
• 20:54
  Speaker 4: never looked back. I can apply for a redundancy and
• 20:57
  Speaker 4: the payout is significant. Would probably cut close to two
• 21:00
  Speaker 4: years of my current after tax salary, which is huge.
• 21:04
  Speaker 4: But I'm one of those risk averse people that has
• 21:07
  Speaker 4: been at the same organization for well over ten years,
• 21:10
  Speaker 4: the same role for six years, which I enjoy and
• 21:13
  Speaker 4: I love my team, and I've never been unemployed, so
• 21:15
  Speaker 4: jumping off this cliff seems really scary, but also it's
• 21:19
  Speaker 4: a once in a lifetime opportunity. But I wanted to
• 21:23
  Speaker 4: ask the if this is something you deal with a lot.
• 21:25
  Speaker 4: Do you see financial advice clients that have gone through redundancies?
• 21:31
  Speaker 3: Yes, and I actually have family and friends who have
• 21:33
  Speaker 3: gone through them. And sometimes redundancies aren't a choice, and
• 21:36
  Speaker 3: you just get told one day, hey, you've been made
• 21:39
  Speaker 3: redundant and the choice has been taken out of your hands,
• 21:42
  Speaker 3: and there is a redundancy payout. There's actually a redundancy
• 21:45
  Speaker 3: tax level, so to make sure that you're in the
• 21:48
  Speaker 3: best possible position, but it's a fickle position to be
• 21:51
  Speaker 3: in when someone says, hey, you've got the opportunity to
• 21:55
  Speaker 3: apply for a voluntary redundancy because it means that the
• 21:58
  Speaker 3: business needs to decrease their head count, but they're giving
• 22:01
  Speaker 3: you the opportunity to exit.
• 22:03
  Speaker 1: And yeah, it can be up to.
• 22:05
  Speaker 3: Two years worth of pay like if you've been working
• 22:08
  Speaker 3: for that company for upwards of ten years, like the
• 22:10
  Speaker 3: example you just gave, that could be a six figure payout,
• 22:14
  Speaker 3: and it could be you know, preferentially taxed in a
• 22:17
  Speaker 3: way that you kind of go, well, that's actually an
• 22:20
  Speaker 3: opportunity to get ahead if you know that you're employable
• 22:24
  Speaker 3: and you're able to actually, you know, find another role
• 22:27
  Speaker 3: relatively easy.
• 22:28
  Speaker 1: I think it's one.
• 22:29
  Speaker 3: Of those opportunities that are a bit of a once
• 22:31
  Speaker 3: in a lifetime thing, like someone's essentially saying, hey.
• 22:34
  Speaker 1: Do you want Tony, I'm going to give you an
• 22:36
  Speaker 1: entire house deposit.
• 22:37
  Speaker 3: I'm going to give you, you know, an investment portfolio
• 22:41
  Speaker 3: if you quit your job. But I think the thing
• 22:43
  Speaker 3: to really take into consideration there is one, she says
• 22:46
  Speaker 3: she loves her job, so maybe it's not worth it.
• 22:48
  Speaker 3: But two, how re employable are.
• 22:51
  Speaker 7: You just on that vee? Are you able to have
• 22:53
  Speaker 7: a look around on seeking LinkedIn? Get it before you
• 22:57
  Speaker 7: even decide.
• 22:58
  Speaker 3: Totally, And it's not illegal to do your You may
• 23:00
  Speaker 3: and start applying for jobs the second you've got some
• 23:03
  Speaker 3: kind of inkling that that might even be offered to you.
• 23:06
  Speaker 3: I'm very much put your fishing rod out there and
• 23:09
  Speaker 3: see if you catch away or come to girl. But
• 23:12
  Speaker 3: I think that you know, if it's something that you
• 23:14
  Speaker 3: could be re employed relatively easily, then absolutely consider it.
• 23:18
  Speaker 3: But I don't think that there's a right or wrong
• 23:20
  Speaker 3: or a right way to go about this. Like, if
• 23:22
  Speaker 3: it works for you, fantastic, If you see the benefit
• 23:25
  Speaker 3: of doing it, then great.
• 23:27
  Speaker 7: Can I throw a random thought at V of course,
• 23:29
  Speaker 7: with the example we've just heard from Tony, I don't
• 23:33
  Speaker 7: know why, but in my mind it's one of those
• 23:36
  Speaker 7: if you're wanting to leave anyway, or maybe needing a
• 23:38
  Speaker 7: push or some encouragement because you wanted to go.
• 23:41
  Speaker 5: Maybe.
• 23:41
  Speaker 7: But the fact that she actually said, I actually quite
• 23:43
  Speaker 7: like it here and I'll get along with everyone. For me,
• 23:46
  Speaker 7: I don't know why, that just stuck out in my
• 23:48
  Speaker 7: mind and made me feel a bit, a bit or
• 23:50
  Speaker 7: uncomfortable considering like you said, it's so competitive out there
• 23:54
  Speaker 7: that if you're on a good thing, whereas if you're
• 23:56
  Speaker 7: kind of wanting to leave anyway, hey, what a great opportunity.
• 23:59
  Speaker 5: But if you don't want to leave.
• 24:00
  Speaker 3: I'm quite conservative, so I'd probably say, oh, no, thank you,
• 24:03
  Speaker 3: Like I love my job, I don't want to.
• 24:05
  Speaker 1: Leave if I was employed.
• 24:06
  Speaker 3: But also I know people who have been erring on
• 24:09
  Speaker 3: the side of oh should I leave? I don't know,
• 24:12
  Speaker 3: this is such a good job but I haven't experienced
• 24:14
  Speaker 3: anything outside of this business, and I'm not sure if
• 24:16
  Speaker 3: I take the next step or not. I've got really
• 24:18
  Speaker 3: great career progression here. I think, like I'm just not
• 24:21
  Speaker 3: you know, nothing's really come to me. And then when
• 24:24
  Speaker 3: voluntary redundancy was on the table, they were like, all right,
• 24:26
  Speaker 3: that's the push I need. Like, I want my payout.
• 24:29
  Speaker 3: I'm going to go find a new role, even if
• 24:30
  Speaker 3: it's really similar to what I'm doing right now and
• 24:33
  Speaker 3: it's not necessarily.
• 24:34
  Speaker 1: A step up. I got that payout to make that.
• 24:37
  Speaker 3: Everybody ideally wants a stable level of employment and that's
• 24:41
  Speaker 3: why you're loving the job that you've got, because of
• 24:44
  Speaker 3: the stability it ForWords.
• 24:45
  Speaker 1: You and maybe the team that surrounds you.
• 24:46
  Speaker 3: So it would be a really big change, and I
• 24:48
  Speaker 3: just I don't know, what would you guys do, Jesse?
• 24:51
  Speaker 1: If I offer do a hoop of money to leave
• 24:53
  Speaker 1: she's on the money? Is that where you're off to?
• 24:56
  Speaker 8: It would depend how much money, to be honest, like,
• 24:59
  Speaker 8: I really haven like long enough.
• 25:01
  Speaker 5: What is saying with Victoria really worth to you? Jess?
• 25:04
  Speaker 1: It's worth a lot, I hope.
• 25:05
  Speaker 3: But also like if I offered you a voluntary redundancy.
• 25:08
  Speaker 3: You could go work for like my Millennial money or something.
• 25:11
  Speaker 2: Oh, Glenn James, please take me. I love your Jess.
• 25:14
  Speaker 2: You could have two, you could have two jesses.
• 25:16
  Speaker 1: Just sweat no.
• 25:19
  Speaker 8: But like as someone who's been made redundant, Like on
• 25:22
  Speaker 8: the flip side of that, I was made redundant twice
• 25:24
  Speaker 8: in eighteen months.
• 25:26
  Speaker 2: That's the same company.
• 25:27
  Speaker 1: Yeah, from the same company. I don't even know that.
• 25:31
  Speaker 8: So I worked in real estate, and as you know,
• 25:34
  Speaker 8: real estate is really up and down.
• 25:36
  Speaker 2: And so the.
• 25:38
  Speaker 8: Person I worked for the first time restructured her team.
• 25:42
  Speaker 8: She ended up getting pregnant, which was very exciting, and
• 25:45
  Speaker 8: there was just a shift in the dynamic and in
• 25:47
  Speaker 8: the workload, and obviously I wasn't needed. So I was
• 25:50
  Speaker 8: made redundant. And I ended up, like within four days
• 25:53
  Speaker 8: of being made redundant, another agent who worked for the
• 25:55
  Speaker 8: same company at a different office, who I had met previously,
• 25:59
  Speaker 8: heard what had happened and was like, if you want
• 26:01
  Speaker 8: a job, it's yours, Like I know that you're great,
• 26:03
  Speaker 8: Like whatever, come work for me, which I did. And
• 26:05
  Speaker 8: then the market bottomed out within eight months and they
• 26:11
  Speaker 8: laid off probably four or five people in my office
• 26:15
  Speaker 8: and they ended up sending a lot of the work overseas.
• 26:17
  Speaker 1: So yeah, so friend divine one and that's how we
• 26:22
  Speaker 1: got Jess.
• 26:25
  Speaker 2: But it's just one of those things, like it's hot.
• 26:27
  Speaker 8: I think this situation is really great because she has
• 26:30
  Speaker 8: the opportunity to make a decision, and I think, as
• 26:33
  Speaker 8: you were saying, it sounds like she's leaning towards staying.
• 26:36
  Speaker 8: And I think that there's nothing wrong with that. If
• 26:39
  Speaker 8: you are happy and you like your job, there's no
• 26:41
  Speaker 8: reason that you should feel like a certain amount of
• 26:43
  Speaker 8: money will buy you out.
• 26:45
  Speaker 2: Essentially, would be my perspective.
• 26:47
  Speaker 1: I mean, everything's got a christ though, No, I mean
• 26:50
  Speaker 1: ten years.
• 26:51
  Speaker 8: That would be a really nice, really nice redundancy, Absolutely
• 26:55
  Speaker 8: enough to make me think about it, that's for sure.
• 26:58
  Speaker 1: I am hurt.
• 26:59
  Speaker 5: Georgia. What do you think we do? You take the cat?
• 27:01
  Speaker 6: It is a really hard one and it probably depends
• 27:04
  Speaker 6: on her financial position right now as well. But what
• 27:08
  Speaker 6: I would say is that you really can't undervailue the
• 27:12
  Speaker 6: power of a good team and people that you love
• 27:15
  Speaker 6: coming to work and seeing every day. Like for me,
• 27:18
  Speaker 6: I would rather earn peanuts and come to a team
• 27:22
  Speaker 6: that I love every day rather than go to a
• 27:24
  Speaker 6: workplace that I hate, but I'm making bank, you know,
• 27:27
  Speaker 6: so that's something to consider as well. Not that the
• 27:30
  Speaker 6: new workplace would be like that, but it's something to
• 27:34
  Speaker 6: kind of thank Georgia.
• 27:35
  Speaker 1: It doesn't work for us, guys, No, I don't.
• 27:38
  Speaker 8: Work here, peanuts people, or are we the rude people
• 27:44
  Speaker 8: which camp Bowie your peanuts too?
• 27:47
  Speaker 1: Guys, that's not true, Tony, what do you reckon?
• 27:52
  Speaker 4: Well, so I'm a super cautious person, so when I
• 27:56
  Speaker 4: saw the post, I was like, oh my god, don't
• 27:58
  Speaker 4: do it. Stay at the job. But there is like
• 28:00
  Speaker 4: two hundred comments on here saying do it, do it,
• 28:03
  Speaker 4: do it, do it. You won't regret it. I took
• 28:05
  Speaker 4: a redundancy and it was the best thing that ever
• 28:08
  Speaker 4: happened to me. Obviously, I think that a lot of
• 28:10
  Speaker 4: these people saying this have taken it by choice. It
• 28:14
  Speaker 4: hasn't been forced upon them, which obviously we can't comment
• 28:18
  Speaker 4: on because only Jess has been made redundant, and I
• 28:21
  Speaker 4: mean it led her here, so she's fine. But yeah,
• 28:24
  Speaker 4: there's so many people. I was really surprised, like older
• 28:27
  Speaker 4: people that have taken voluntary redundancies and never looked back.
• 28:32
  Speaker 4: And it was the best decision that they ever made.
• 28:34
  Speaker 4: And a comment here that I know that Ryan, you
• 28:36
  Speaker 4: will love because it sounds just like an anecdote that
• 28:38
  Speaker 4: you would spout that says, take the plunge. Ships are
• 28:42
  Speaker 4: safe in the harbor. But that's not what ships are
• 28:44
  Speaker 4: built for.
• 28:45
  Speaker 7: I mean, I love, But why am I penciled in
• 28:48
  Speaker 7: as the guy that loves inspirational?
• 28:50
  Speaker 1: Because you always say quotes about ships.
• 28:52
  Speaker 2: I was going to say you love quotes about it?
• 28:54
  Speaker 1: You always say, have you got a different quote for us?
• 28:58
  Speaker 3: Yeah?
• 28:58
  Speaker 5: Well my mum always said I was full of ship.
• 29:00
  Speaker 4: Sir Ah nice, very good, very good.
• 29:06
  Speaker 3: I quit alright with that wrap, Ryan, I think we
• 29:09
  Speaker 3: move on to our team money, wins and confessions and
• 29:11
  Speaker 3: then wrap the show and head off. So who is
• 29:14
  Speaker 3: going to volunteer his tribute to go first?
• 29:17
  Speaker 1: Oh good? I want to dominate someone, but we've got
• 29:22
  Speaker 1: g King jumping in.
• 29:23
  Speaker 6: What does she want to get it out of the way?
• 29:25
  Speaker 6: Oh no, I'm going to double down on my newsletter recommendation.
• 29:28
  Speaker 6: If anyone read it from last.
• 29:31
  Speaker 2: Week, did you get gas stro from the shrimp?
• 29:35
  Speaker 1: No?
• 29:35
  Speaker 2: Because it is great shrimp.
• 29:37
  Speaker 1: So for those of you who don't know what I did,
• 29:40
  Speaker 1: you recommend.
• 29:41
  Speaker 6: This gorgeous brand of frozen prawns. You can get about
• 29:46
  Speaker 6: a kilo for maybe eighteen dollars. I can't quite remember
• 29:49
  Speaker 6: the price. Tony's vomity. Something's happening.
• 29:53
  Speaker 3: Sorry, Tony obviously didn't read our newsletter.
• 29:57
  Speaker 8: Girls, ily recommend sign up on our sie Gee King
• 30:01
  Speaker 8: writes an impeccable newsletter with many many Harry Styles gifts.
• 30:05
  Speaker 3: Oh yeah, I cannot tell you how many snorty laughs
• 30:08
  Speaker 3: I let out when I have to prefread that stuff.
• 30:10
  Speaker 1: Honestly, sometimes I'm like, Georgia, what have you done. She's like, no, no, no,
• 30:14
  Speaker 1: trust me. The people will love the prawns.
• 30:16
  Speaker 2: I don't know if they did.
• 30:18
  Speaker 6: But honestly, they are delicious. If you're looking for a
• 30:24
  Speaker 6: special treat for your Friday night guys, head down to
• 30:26
  Speaker 6: your local pick up a bag of prawns.
• 30:29
  Speaker 1: Pretty sure.
• 30:30
  Speaker 8: In the newsletter she referred to it as a bag
• 30:32
  Speaker 8: of peace, like just the letter piece.
• 30:35
  Speaker 6: So sorry, no, but if you are in the market,
• 30:38
  Speaker 6: couldn't recommend them highly enough. I can't remember the brand,
• 30:41
  Speaker 6: but we might link in the show notes maybe, so
• 30:44
  Speaker 6: keep an eye out.
• 30:45
  Speaker 3: We want we will not be thinking that I have
• 30:49
  Speaker 3: iron did and we are not linking to croosen prawns
• 30:52
  Speaker 3: in our show notes, Georgie.
• 30:54
  Speaker 2: You'll regret it. You'll regret it.
• 30:56
  Speaker 4: There's just no way.
• 30:58
  Speaker 3: Well, we might put it on our Instagram store is
• 31:00
  Speaker 3: as a reminder for those of you who missed out
• 31:02
  Speaker 3: on their newsletter recommendations with a little swipey uplink so
• 31:06
  Speaker 3: you can join and never miss out again. All right,
• 31:08
  Speaker 3: moving on from Georgia's hot deal, Jessica Ricci, what have
• 31:12
  Speaker 3: you got to share?
• 31:13
  Speaker 1: Can it compare?
• 31:14
  Speaker 8: Honestly, nothing could. But if you follow us on socials,
• 31:18
  Speaker 8: you might have heard I.
• 31:19
  Speaker 2: Got a kidd in.
• 31:20
  Speaker 5: You did yay?
• 31:22
  Speaker 2: You guys like yeah, like fifty times this week.
• 31:25
  Speaker 1: Stop putting it on zoom stick.
• 31:29
  Speaker 8: But my money when she's a beautiful, sweet little thing.
• 31:32
  Speaker 8: I adopted her from the Lost Dogs Home, but she's
• 31:35
  Speaker 8: a little bit older, so she's over twelve weeks, and
• 31:37
  Speaker 8: they were telling me that apparently most people want a
• 31:40
  Speaker 8: really little, tiny baby. Obviously she's still small, she's still
• 31:44
  Speaker 8: really playful. But because she was over twelve weeks, instead
• 31:47
  Speaker 8: of her adoption fee being three hundred dollars, it was
• 31:49
  Speaker 8: only one hundred and twenty.
• 31:51
  Speaker 1: That's the money win.
• 31:51
  Speaker 2: If it heard it, Yeah.
• 31:53
  Speaker 4: And you can't put the extra money for prostely just
• 31:57
  Speaker 4: like that, all right, So my money whin this.
• 32:00
  Speaker 7: I actually went through all my subscriptions and tried to
• 32:04
  Speaker 7: figure out what I need and don't need, and for
• 32:06
  Speaker 7: work stuff I have subscriptions to like audio production, sounds, Adobe,
• 32:13
  Speaker 7: audition and Photoshop, all these video stuff.
• 32:15
  Speaker 5: And I actually found one that I could pay.
• 32:18
  Speaker 7: A little bit more for and get access to, Like
• 32:21
  Speaker 7: the one big one replaced five smaller ones that I had,
• 32:24
  Speaker 7: if that makes sense. So just paying for a one
• 32:26
  Speaker 7: gold standard thing where I can get all these sound effects,
• 32:29
  Speaker 7: music beds and stuff like that. I paid heaps more
• 32:32
  Speaker 7: for that, and then I actually saved about two hundred
• 32:34
  Speaker 7: dollars a month.
• 32:35
  Speaker 5: Because I got to cancel it four other subscription.
• 32:37
  Speaker 3: So if anyone else want good music beds, hit up
• 32:40
  Speaker 3: Ryan for a link.
• 32:42
  Speaker 7: Well maybe not that specific one relatable, but checking your
• 32:45
  Speaker 7: subscriptions and actually thinking what you actually use and then
• 32:48
  Speaker 7: see if you can bundle them. There's heaps of money
• 32:51
  Speaker 7: to be saved. And that's a money win every month
• 32:53
  Speaker 7: because it's you know, on and on on one. So
• 32:55
  Speaker 7: that was a huge win for me.
• 32:57
  Speaker 2: That's a good one.
• 32:58
  Speaker 5: All right, V. What do you got?
• 32:59
  Speaker 1: Okay? I think that this is a very relatable money.
• 33:03
  Speaker 3: Loss, and you would have thought that being forced to
• 33:06
  Speaker 3: stay inside our houses would mean that I would indeed
• 33:09
  Speaker 3: eat the food I have.
• 33:10
  Speaker 1: At home, and that is not true. That is not
• 33:12
  Speaker 1: how this week has worked out.
• 33:14
  Speaker 3: Incorrect, incorrect, really really bad spending this week on food.
• 33:18
  Speaker 3: I feel like Uber Eats and I have become even
• 33:21
  Speaker 3: closer friends. I have been treating myself I've had in
• 33:24
  Speaker 3: the last two weeks, and this is not a flex.
• 33:26
  Speaker 3: I'm actually a little bit like, oh, I can't believe
• 33:29
  Speaker 3: we've done that. We've had two provid Or dinners and
• 33:32
  Speaker 3: that that stuff adds up. And while I feel like
• 33:34
  Speaker 3: we definitely deserved it, because it's been really hard this time,
• 33:37
  Speaker 3: especially last week when they told us that they were
• 33:39
  Speaker 3: extending it again, I've ordered a sneaky dinner that day
• 33:42
  Speaker 3: to just like give us something to look forward to
• 33:44
  Speaker 3: in ICE. But I just feel like it has felt
• 33:47
  Speaker 3: a bit harder this time, Like I feel like we're
• 33:49
  Speaker 3: all going a bit crazy a little bit sooner.
• 33:51
  Speaker 1: So you know, I'm not mad that I'm doing that,
• 33:54
  Speaker 1: but for my.
• 33:55
  Speaker 3: Health, I'm trying to be better this coming week, and
• 33:58
  Speaker 3: for the poor vegetables that are, you know, slowly becoming
• 34:02
  Speaker 3: really soft in the bottom of my.
• 34:04
  Speaker 2: Fridge, withering away.
• 34:06
  Speaker 1: Yeah, they're withering away.
• 34:07
  Speaker 3: I feel like I need to do the best by
• 34:09
  Speaker 3: them as well, So I'll definitely be prioritizing that in
• 34:11
  Speaker 3: the week to come. But I have been eating not
• 34:14
  Speaker 3: so well and it's been a little bit spento.
• 34:16
  Speaker 1: Like watching it add up.
• 34:17
  Speaker 3: Oh, like when Uber Eats reminds you that you've like upgraded,
• 34:21
  Speaker 3: I'm like, oh, please calm down.
• 34:22
  Speaker 1: You don't know that. Well.
• 34:24
  Speaker 7: I saw a meme that sums up your situation, Victoria,
• 34:27
  Speaker 7: and it's actually describing what you're describing. So it's like
• 34:31
  Speaker 7: a quote meme, and it says I might treat myself tonight,
• 34:34
  Speaker 7: and the quotes by me, the person who treats themselves daily.
• 34:39
  Speaker 1: That's that's me this week. I'm usually really good.
• 34:42
  Speaker 3: And you know, prior to Lockdown, Jess and I had
• 34:45
  Speaker 3: committed to taking lunch to work and we were just
• 34:48
  Speaker 3: being so good in the office and everybody was starting
• 34:51
  Speaker 3: to do it, and Tony shaking her head.
• 34:54
  Speaker 4: We were we were was that before I started?
• 34:57
  Speaker 1: No, it was.
• 35:00
  Speaker 5: Okay, how familiar.
• 35:06
  Speaker 1: Jess and I did start.
• 35:08
  Speaker 3: She's been making guacamole and we've been having glock and chips,
• 35:11
  Speaker 3: and then we've been eating rice cakes and peanut butter.
• 35:14
  Speaker 1: No one said it was balance, but we are eating
• 35:16
  Speaker 1: food that we brought from here.
• 35:18
  Speaker 7: We're gonna stop treating ourselves by making glocamo and chips
• 35:21
  Speaker 7: to have on a weekday lunch.
• 35:23
  Speaker 1: Stop it.
• 35:24
  Speaker 3: That's vegetables, and sometimes we would dip carrot sticks, and
• 35:28
  Speaker 3: that is balanced anyway, Tony, have you got a money
• 35:31
  Speaker 3: win or confession to round out this episode?
• 35:35
  Speaker 4: Mine's kind of similar to yours V because obviously, being
• 35:39
  Speaker 4: in Lockdown, it's been a long couple of weeks and
• 35:43
  Speaker 4: I I Am not someone who likes to hyperbole, but
• 35:49
  Speaker 4: it has been rough. And last week I talked about
• 35:52
  Speaker 4: how I'd been buying things online to try and make
• 35:54
  Speaker 4: myself feel better. So mine this week is kind of
• 35:59
  Speaker 4: a win because something that I ordered online they oversold it,
• 36:04
  Speaker 4: so I got the money back, and instead of tucking
• 36:07
  Speaker 4: the money back into my account, I put it into.
• 36:09
  Speaker 1: My Rais Girl.
• 36:13
  Speaker 4: So instead of just like enjoying the money that I
• 36:15
  Speaker 4: got back, I was like, you know what, that money's
• 36:17
  Speaker 4: already gone, So I'm going to tuck it away and
• 36:20
  Speaker 4: it's going to work for me instead of some new pets.
• 36:23
  Speaker 4: I'm going to have more money.
• 36:25
  Speaker 1: She's a genius.
• 36:27
  Speaker 4: I'd love that.
• 36:28
  Speaker 3: All right with that, Tony, I think that that is
• 36:30
  Speaker 3: all we have time for today. So just before we
• 36:33
  Speaker 3: head off, we'd like to acknowledge and pay respect to
• 36:35
  Speaker 3: Australia's Aboriginal and Torris Straight Islander people's. They're the traditional
• 36:39
  Speaker 3: custodians of the lands, the waterways and the skies all
• 36:42
  Speaker 3: across Australia. We thank you for sharing and for caring
• 36:45
  Speaker 3: for the land on which we are able to learn.
• 36:47
  Speaker 3: We pay respects to elders past and present, and we
• 36:50
  Speaker 3: share our friendship and our kindness.
• 36:52
  Speaker 6: The advice sheared on She's on the Money is general
• 36:54
  Speaker 6: in nature and does not consider your individual circumstances. She's
• 36:58
  Speaker 6: on the Money exists purely for educational purposes and should
• 37:01
  Speaker 6: not be relied upon to make an investment or a
• 37:03
  Speaker 6: financial decision, and we promise. Victoria Devine is an authorized
• 37:07
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• 37:12
  Speaker 6: four one three two four six three two five seven
• 37:15
  Speaker 6: AFSL three three nine one five one.
• 37:18
  Speaker 7: All right, make sure you jump into the She's on
• 37:20
  Speaker 7: the Money Facebook community, over one hundred and seventy thousand
• 37:23
  Speaker 7: people there sharing their wins and their stories and tips
• 37:26
  Speaker 7: and advice. And if you're considering or wanting to buy
• 37:29
  Speaker 7: your first ever property, go and check out the new
• 37:32
  Speaker 7: podcast by She's in the Money, which is Tony Victoria
• 37:34
  Speaker 7: and Amy Lenardi, who's Melbourne property mogul. I read I
• 37:38
  Speaker 7: heard saw the word mogul in a press release about
• 37:40
  Speaker 7: Amy this week you property did.
• 37:42
  Speaker 1: That's epic. She's gonna make us just.
• 37:45
  Speaker 4: Because I think it's funny. I don't know what it
• 37:47
  Speaker 4: was true.
• 37:49
  Speaker 5: Well, I read it somewhere.
• 37:50
  Speaker 7: But if you are looking to buy your first home,
• 37:53
  Speaker 7: go and listen to the Property Playbook podcast. It's step
• 37:55
  Speaker 7: by step to take you through all the stages of
• 37:57
  Speaker 7: saving for a deposit and picking the right house and
• 38:00
  Speaker 7: making sure you've got all the legal stuff in order.
• 38:02
  Speaker 5: So it's really helpful.
• 38:03
  Speaker 7: And if you want to start a side hustle, come
• 38:05
  Speaker 7: and listen to the Business Bible if there's anything money related.
• 38:07
  Speaker 3: We have a podcast we Don't Stop, can't stop, won't stop,
• 38:12
  Speaker 3: even lockdown won't stop us from podcasting.
• 38:15
  Speaker 1: But on that we will see you bright and early
• 38:17
  Speaker 1: for a money Dary next week.
• 38:18
  Speaker 2: Guys, Bye bye,