Latest / The Loan Daddy Podcast
017 - When Will Mortgage Rates Go Down? What the Fed Actually Controls
When will mortgage rates go down? It's the question every real estate agent hears, and it's usually the wrong question. In this episode I break down what the Fed actually controls, what really moves mortgage rates (inflation, economic growth, government debt, and confidence), and what happened at the end of 2024 when the Fed cut three times and mortgage rates went UP half a percent.
We also get into the two people reshaping this market right now: new Fed chairman Kevin Warsh, who wants markets to stop hanging on the Fed's every word, and Treasury Secretary Scott Bessent, whose bond buyback…
The skinny
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