Latest / Brooke and Jeffrey: Phone Taps / Phone Tap PODCAST: Financial Literacy

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Phone Tap PODCAST: Financial Literacy · Brooke and Jeffrey: Phone Taps

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  Speaker 1: One eight hundred d UI Away now offering free remote
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  Speaker 1: consultations by phone or video conference for any criminal offense.
• 0:06
  Speaker 1: Trust Brooke, Jeffrey and Jose's friends with a free remote
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  Speaker 1: consultation from Bradley Johnson Lawyers. Visit one eight hundred d
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  Speaker 1: Uyowa dot com or call eight hundred away time for
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  Speaker 1: your phone tap. And today we attempt to do something
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  Speaker 1: that we've never done on this show before. Okay, trying
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  Speaker 1: to make financial literacy funny. I don't know what financial literacy. Yeah,
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  Speaker 1: I'll be honest. When I was in the middle of
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  Speaker 1: doing this call, I was thinking, this is going exactly
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  Speaker 1: how I thought it would, kind of boring. Oh whoa,
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  Speaker 1: that's what a tease can't wait to do. So I
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  Speaker 1: said something I probably shouldn't have, and it changed the
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  Speaker 1: course of the conversation. I'm a little embarrassed about it now,
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  Speaker 1: but you'll hear what I said in your brand new
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  Speaker 1: phone tap right now. It's another taps on the twenties.
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  Speaker 1: Tell me I'm five. Hello, Hi, my name's Riley. Are
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  Speaker 1: you Lucas? This is him? How can I help you? Hey, Lucas.
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  Speaker 1: I work over in corporate HR and I was hoping
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  Speaker 1: to chat with you about something for a second. Yeah, sure,
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  Speaker 1: of course, what's up? As you know, the company sent
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  Speaker 1: out an email recently regarding financial literacy. You might remember
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  Speaker 1: it asked a bunch of questions about four oh one
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  Speaker 1: k's and hsas and stuff like that. Yeah, I remember. Great.
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  Speaker 1: So it turns out you actually did very well on it.
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  Speaker 1: You really know your stuff, really, Yeah you did. I
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  Speaker 1: mean I'm looking over it right now. It turns out
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  Speaker 1: you're investing in your four oh one K, you picked
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  Speaker 1: a modest medical plan, so you're a really good role
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  Speaker 1: model for some of our other employees. I don't know
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  Speaker 1: who to say. I mean, I try to be pretty
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  Speaker 1: good at it, and you know the company matches, so
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  Speaker 1: it's good stuff. Well, your instincts are right on, and
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  Speaker 1: that's why management wanted to know if you might consider
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  Speaker 1: being a part of a mentorship program that we're going
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  Speaker 1: to be starting up here. You're sure that they want me.
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  Speaker 1: I mean, I know some things, but not enough to
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  Speaker 1: actually tell other people about it. I think you'd actually
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  Speaker 1: be perfect. And the idea is you're going to be
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  Speaker 1: paired up with another employee that maybe isn't as good
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  Speaker 1: with their money as you are. I just don't want
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  Speaker 1: them to be like a conflict of interest or or
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  Speaker 1: someone like if you know, if it's a if it's
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  Speaker 1: my team leader, I feel like that might be I
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  Speaker 1: don't know, maybe maybe a little strange. But I mean,
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  Speaker 1: if it's coming from corporate, then excuse my French, but
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  Speaker 1: is your whole tight? Lucas, I'm sorry, did you just
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  Speaker 1: say is my whole tight? Because it's a really simple thing.
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  Speaker 1: I mean, I'm not asking you to do rocket science here.
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  Speaker 1: It's more like checking to see if they're spending all
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  Speaker 1: their money on lobster dinners every night when they should
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  Speaker 1: be buying McDonald's. But you know they're going to listen
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  Speaker 1: to you because you're a peer instead of us up
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  Speaker 1: at corporate. Sure, I mean, all right, so you're on board, then,
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  Speaker 1: I guess so that's the team spirit then I'm looking for.
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  Speaker 1: So here's how it's going to work. To help your
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  Speaker 1: co workers. We're going to be supplementing them with some
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  Speaker 1: of your pretax income. All right, so you're giving them
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  Speaker 1: my money. I mean, yeah, but don't worry, it's not
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  Speaker 1: going to be a lot. Probably no more than fifteen
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  Speaker 1: percent of your paycheck. That's the max. No, I wasn't
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  Speaker 1: aware that this was going to be a financial implication
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  Speaker 1: for myself. Yeah, all right, So it sounds like I
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  Speaker 1: was right earlier. Your pole is tight. Okay, sir, Yes,
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  Speaker 1: I guess my hole is tight. If that's what you
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  Speaker 1: wanted to say, We're not going to spend this whole
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  Speaker 1: conversation talking about the tightness of your poll. Okay, let's
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  Speaker 1: get back to what we were discussing earlier, the thing
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  Speaker 1: you already agreed to, and that's helping out. Yeah, but
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  Speaker 1: you're saying that you're taking my money. That sounds crazy.
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  Speaker 1: I'm not gonna just listen. In order for the mentors
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  Speaker 1: to really care during this program, we found it to
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  Speaker 1: be more effective if they use their own money because
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  Speaker 1: then there's higher stakes in it. Then pay me more money. Sorry,
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  Speaker 1: that's not how the program works. Unfortunately, corporate's really holding
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  Speaker 1: tight onto that. Well, of course corporate wants to hold
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  Speaker 1: them into their own money, but they want to spend
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  Speaker 1: my money and some ridiculed program. And that is the
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  Speaker 1: definition financially response. Correction, it's not your money, it's their money. Now.
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  Speaker 1: I gotta be honest, I'm not enjoying the looks and
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  Speaker 1: the optics of this program, and I well, now, yeah,
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  Speaker 1: I'm gonna have to say no, I need you to
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  Speaker 1: unclench because you already consented, you know. Can you stop
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  Speaker 1: with the clenching and the unclenching and the peak of
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  Speaker 1: the pulls and everything just very unprofessional. I don't like it. Fine,
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  Speaker 1: you've already said bubbles are out now clenchings off limits too.
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  Speaker 1: You're a very demanding person, I have to say, and
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  Speaker 1: I hope you bring that type of mentality with you
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  Speaker 1: when we start this program on Monday. You're going to
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  Speaker 1: see it reflecting in your paycheck. No, I haven't agreed
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  Speaker 1: to this. Well, I'm not agreeing. I'm sorry to correct
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  Speaker 1: you here, but you already did agree to it. And
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  Speaker 1: I'm recording this phone call, so I have proof you're
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  Speaker 1: recording this phone call. You're trying to set me up
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  Speaker 1: from this, that's right, I am. Well, I didn't give
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  Speaker 1: permission to that either. I didn't need permission from you.
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  Speaker 1: I got it from your coworker Josh, because he wanted
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  Speaker 1: to set you up for a prank phone call. What
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  Speaker 1: this is actually a joke. My name is Jeffrey from
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  Speaker 1: the radio show Brooke and Jeffrey in the Morning. And
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  Speaker 1: we're doing a phone tap on you. Oh my god. Yeah,
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  Speaker 1: your co worker job set you up. He said your
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  Speaker 1: company made all the employees do some sort of financial
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  Speaker 1: literacy test and that you were all worked up about it,
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  Speaker 1: so he wanted to mess with you. It was stupid,
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  Speaker 1: and I know I didn't do well on it, so
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  Speaker 1: this was breaking me out. You didn't do that bad.
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  Speaker 1: I mean, there's some lady over in accounting who's going
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  Speaker 1: to be using your money to buy a new PS five.
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  Speaker 1: I'd be proud of that. Fine, well, then she needs
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  Speaker 1: to let me play it that all right? Wake up
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  Speaker 1: every morning with phone tab weekday mornings on the twenties,
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  Speaker 1: Holy two point five