Episode 392: Review of FDIC Quarterly Banking Profile for Q1 2025
This episode is a review of the FDIC Quarterly Banking Profile for Q1 2025. For all banks, net income increased from prior quarter, NIM ticked down, asset quality metrics remain generally favorable with a little bit of weakness in certain portfolios, loan growth remained tepid, deposits were up for a third straight quarter, and the DIF reserve ratio increased by 3 bps. A link to the report is included below. Link: FDIC Quarterly Banking Profile - First Quarter 2025
The skinny
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