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Gift Giving or Gaslighting? · She's On The Money

• 0:00
  Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
• 0:04
  Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
• 0:08
  Speaker 1: we get started on She's on the Money podcast, I
• 0:11
  Speaker 1: would like to acknowledge the traditional custodians of the land
• 0:14
  Speaker 1: of which this podcast is recorded on a wondery country,
• 0:18
  Speaker 1: acknowledging the elders, the ancestors and the next generation coming
• 0:22
  Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
• 0:27
  Speaker 1: and the storytelling of you to make a difference for
• 0:30
  Speaker 1: today and lasting impactful tomorrow.
• 0:33
  Speaker 2: Let's get into it.
• 0:34
  Speaker 3: She's on the Money, She's on the Money.
• 0:57
  Speaker 4: Hello, and welcome to She's on the Money, the podcast
• 1:00
  Speaker 4: for people who want financial freedom. Today, my friends, it
• 1:04
  Speaker 4: is Friday, which means once again it is time to
• 1:06
  Speaker 4: get our team together and celebrate you our incredible She's
• 1:10
  Speaker 4: on the Money community Today is just greed. She's going
• 1:13
  Speaker 4: to be sharing her favorite money wins of the week
• 1:15
  Speaker 4: from our group. Miss beck say Ed has some broke
• 1:19
  Speaker 4: broke tips for you, and we're going to be helping
• 1:21
  Speaker 4: to answer a juicy money dilemma, which this week is
• 1:23
  Speaker 4: all about work opportunities for someone who is disabled and
• 1:27
  Speaker 4: has chronic illness. We're also then unpacking something that you
• 1:30
  Speaker 4: slid into our DMS about which this week we're talking about.
• 1:33
  Speaker 2: Family, gift giving and money.
• 1:35
  Speaker 4: Which is a little bit elusive, but I promise it's
• 1:38
  Speaker 4: worth the way before we get there, my friends, how.
• 1:40
  Speaker 2: Have your weeks been? You go first? Yes, so you
• 1:43
  Speaker 2: say this every time? Well, I'm just like, I've got
• 1:46
  Speaker 2: to think about it.
• 1:47
  Speaker 4: I didn't see this coming in that she's on the
• 1:49
  Speaker 4: Money Friday episode.
• 1:50
  Speaker 2: Can't believe the asked me how I was.
• 1:52
  Speaker 5: I feel like it's the equivalent of your holding the
• 1:54
  Speaker 5: door open for me A really yeah?
• 1:57
  Speaker 2: Jesse three? How was your week to report? I have
• 2:00
  Speaker 2: no disasters to share.
• 2:02
  Speaker 5: What it was the throwing the salt over the the
• 2:05
  Speaker 5: three circles, That nothing touch wood has gone wrong this week,
• 2:10
  Speaker 5: and that makes me very happy.
• 2:13
  Speaker 2: So more could I possibly?
• 2:14
  Speaker 3: Like?
• 2:14
  Speaker 5: Literally, nothing exciting has happened to me, but nothing has
• 2:16
  Speaker 5: gone wrong, and that in itself is exciting.
• 2:19
  Speaker 2: That's quite impressive. I'm very proud of you, Jessica miss ed.
• 2:23
  Speaker 2: How was your week being so good?
• 2:26
  Speaker 6: I know I'm talking about last weekend, but you know
• 2:29
  Speaker 6: it's still close enough for me to include in my
• 2:31
  Speaker 6: week really a weekend.
• 2:34
  Speaker 2: Yet, oh that's so true, So like it's fine, what
• 2:36
  Speaker 2: did I do? I've been seeing heaps of friends going
• 2:39
  Speaker 2: to the gym.
• 2:40
  Speaker 6: I got a new tattoo.
• 2:44
  Speaker 2: I was just with my thigh. It just says the
• 2:45
  Speaker 2: word tree. It's just a long genie and we'll get
• 2:48
  Speaker 2: to that way.
• 2:49
  Speaker 5: Take your hands off when we're off, Okay, I'll put
• 2:52
  Speaker 5: them back on there.
• 2:53
  Speaker 2: Fridays it's a matching tatty with my best friend.
• 2:55
  Speaker 6: I have like a really cute weekend and this week
• 2:58
  Speaker 6: as well just been sunny and and just just being
• 3:01
  Speaker 6: so stoked.
• 3:02
  Speaker 4: You are literally the most social butterfly I know. Like
• 3:05
  Speaker 4: it's so funny, Jess. The other day, Beck and I
• 3:07
  Speaker 4: were talking about something and I said, oh, yeah, yeah,
• 3:09
  Speaker 4: when I get home, like I'll do X y Z.
• 3:12
  Speaker 2: And was like, oh, I never know what I'm doing
• 3:13
  Speaker 2: after work.
• 3:14
  Speaker 7: And I was like wait, what, Like don't you just
• 3:16
  Speaker 7: go home like like cook dinner, feed pets, couch, stare
• 3:25
  Speaker 7: at wall for three hours And Beg was like no, no, no,
• 3:28
  Speaker 7: I've always got something after work, just never know what
• 3:29
  Speaker 7: it is. And I'm just like that is so rogue,
• 3:32
  Speaker 7: like to me, I know you wouldn't be able to
• 3:35
  Speaker 7: do that either, Jess not socializing after a whole day,
• 3:38
  Speaker 7: Like there's probably an avocado at home that needs using
• 3:41
  Speaker 7: that night, and like the be like, oh, Jess and
• 3:43
  Speaker 7: I going out for dinner.
• 3:44
  Speaker 4: I'll be like, Jesse, you can come over for dinner. Yeah,
• 3:47
  Speaker 4: we will be using that avocado as the avocado.
• 3:49
  Speaker 2: It's actually insane. You're a busy little bite.
• 3:51
  Speaker 6: It's a normal way to live. The way you're living,
• 3:53
  Speaker 6: and you're on here up with it's a bit crazy.
• 3:56
  Speaker 6: It's a bit crazy sometimes, But b how was your week?
• 3:59
  Speaker 2: My week was really chill.
• 4:00
  Speaker 4: As we know, I feel like I bring it up
• 4:03
  Speaker 4: all the time, but I feel like I have to
• 4:04
  Speaker 4: remind people I'm pregnant, and I'm very pregnant now.
• 4:07
  Speaker 2: So I didn't do much.
• 4:08
  Speaker 4: But on Sunday, actually I did the Tiny Hearts course,
• 4:12
  Speaker 4: so it's like a first aid course for babies and kids, huge,
• 4:16
  Speaker 4: which I was really excited about doing. Full disclosure, that
• 4:19
  Speaker 4: was a gifted experience from Nicki and Rachel who own
• 4:22
  Speaker 4: and run Tiny Hearts, and I just it was something
• 4:25
  Speaker 4: that I wanted to do, irrespective of whether.
• 4:27
  Speaker 2: It was gifted or not. There was just very very
• 4:29
  Speaker 2: kind for them.
• 4:30
  Speaker 4: To say that because they offered it to me when
• 4:32
  Speaker 4: I was inquiring to pay for it, and I was like, yeah,
• 4:35
  Speaker 4: of course, but it just.
• 4:36
  Speaker 2: I don't know, it made terrifyingly parenthood feel a bit
• 4:40
  Speaker 2: more real.
• 4:41
  Speaker 4: But also it was just so nice to like go
• 4:43
  Speaker 4: through everything and feel like all right, well in a crisis,
• 4:46
  Speaker 4: like I have been trained for this, like I'm all
• 4:49
  Speaker 4: right with it. But then I also felt like it
• 4:51
  Speaker 4: was so nice because like my family came over and
• 4:54
  Speaker 4: I was like, at least we're on the same page,
• 4:56
  Speaker 4: and like, I'm not a parent yet and there aren't
• 4:58
  Speaker 4: any other grandchildren in my life side of the family,
• 5:01
  Speaker 4: so like in my head, I'm like, oh, is this
• 5:03
  Speaker 4: going to be one of those things where you know,
• 5:04
  Speaker 4: my mum goes oh but back in our day we xyz,
• 5:06
  Speaker 4: Like she hasn't done that yet, but like just gives
• 5:09
  Speaker 4: you a little bit of anxiety. And I was like, well,
• 5:10
  Speaker 4: at least when it comes to the care of this child,
• 5:12
  Speaker 4: we're all on the same page, We'll all be doing
• 5:15
  Speaker 4: the same thing. It just gave me, yeah, a lot
• 5:17
  Speaker 4: of peace of mind. So that was really nice, and
• 5:18
  Speaker 4: I feel.
• 5:19
  Speaker 2: Like ready for the baby to come out now. Not
• 5:22
  Speaker 2: long ago I did my first day course. Were ready, Jess?
• 5:25
  Speaker 2: Are we ready? But let's jump into the show.
• 5:28
  Speaker 4: I am very excited, Miss Jess Ricci. Money wins are
• 5:31
  Speaker 4: some of my favorite things about the community.
• 5:32
  Speaker 2: So what have you got this week?
• 5:34
  Speaker 5: Firstly, I've got one from Emily who said money Win.
• 5:37
  Speaker 5: I bought it back for nine hundred and fifty dollars
• 5:39
  Speaker 5: in twenty twenty and I just sold it for a
• 5:41
  Speaker 5: whopping two thousand, two hundred and fifty.
• 5:44
  Speaker 2: I'm sorry, what?
• 5:44
  Speaker 8: Wow?
• 5:45
  Speaker 2: Pretty sure? Do we get more content? No, I'd love
• 5:48
  Speaker 2: to know. Oh, I need the pervy details.
• 5:51
  Speaker 4: That is a great asset appreciation wobly like a Berkin
• 5:54
  Speaker 4: or a Chanel or something.
• 5:55
  Speaker 2: It'd be a desire to BacT. Yeah, one hundred percent.
• 5:57
  Speaker 2: It's not like a Cole's green bag, even if it
• 6:00
  Speaker 2: was limited edition. It's not worth that.
• 6:02
  Speaker 5: No, I don't think so at all. Next, I've got
• 6:04
  Speaker 5: a money in from Robin who said I've taken up
• 6:06
  Speaker 5: cleaning houses locally for Cash's my second job. Jane put
• 6:09
  Speaker 5: my headphones in and listen to Shees on the Money
• 6:11
  Speaker 5: podcasts while cleaning. I have the five thousand dollars savings
• 6:14
  Speaker 5: plan on my fridge to tick off the different amount,
• 6:16
  Speaker 5: and my goal is to go overseas. It's good exercise,
• 6:19
  Speaker 5: keeps me easy and focus.
• 6:21
  Speaker 2: We welcome to the cult.
• 6:22
  Speaker 5: Love it, well done, Robin. Next, I've got a money
• 6:25
  Speaker 5: in from Melanie who said Bedthread sent me a king
• 6:28
  Speaker 5: size fitted linen sheet by mistake in the.
• 6:30
  Speaker 2: Color I actually was wanting and I wasn't charged. Now
• 6:34
  Speaker 2: you just have oversized sheets.
• 6:36
  Speaker 5: Don't You Just always love like a little extra something,
• 6:38
  Speaker 5: and they've been there and then you reach out and
• 6:40
  Speaker 5: say hey, I got this, and they go, oh, just
• 6:41
  Speaker 5: keep it.
• 6:42
  Speaker 2: I love I love it that it.
• 6:44
  Speaker 5: Doesn't happen often. Really nice, really nice sheets. Next, I've
• 6:47
  Speaker 5: got a money in from Emily who said, I'm selling
• 6:49
  Speaker 5: my kombucha scoobies that made themselves for free and I
• 6:53
  Speaker 5: don't know why, but I feel like you know how
• 6:54
  Speaker 5: to make komboch.
• 6:58
  Speaker 4: A well, I absolutely know that Jess does not make
• 7:00
  Speaker 4: kombucha because it's Scoby Scoby big.
• 7:05
  Speaker 5: It is sobby Scooby, like of the scubat Doo variety.
• 7:09
  Speaker 2: Scuba do do do you mean Scooby Doo? Yes, yeah, okay,
• 7:12
  Speaker 2: she's canceled. Scuba is his government name. Yeah that is no,
• 7:15
  Speaker 2: it is Yeah, that's so true. Yeah, yeah, it's birth.
• 7:19
  Speaker 2: You can tell she doesn't make kombucha, but like maybe
• 7:21
  Speaker 2: I've given her a crack before. But that is lucrative
• 7:24
  Speaker 2: because if you get a good.
• 7:26
  Speaker 6: Mother, Scoby, like, you have good kombucha for a long
• 7:30
  Speaker 6: time and it's hard to build them.
• 7:31
  Speaker 2: Maybe like a sour dough starter, right, yeah, the mother.
• 7:35
  Speaker 2: There you go.
• 7:36
  Speaker 6: I've accidentally made butcher a number of times.
• 7:40
  Speaker 4: Of course you don't clean your pots, babe.
• 7:43
  Speaker 5: Next, I got the money in from Dana, who said
• 7:45
  Speaker 5: money win. I went into Kmart as we needed to
• 7:47
  Speaker 5: buy a birthday present, and I had all the Christmas
• 7:50
  Speaker 5: clothes out on a rack for fifty cents each.
• 7:52
  Speaker 2: Oh money.
• 7:52
  Speaker 5: We got both my kids a couple of new Christmas
• 7:54
  Speaker 5: shirts and a biggest size that they can grow into,
• 7:57
  Speaker 5: and some gringe pajamas that were originally eighteen bucks but
• 7:59
  Speaker 5: now iffy cents. Found some men's boxer shorts. They were
• 8:02
  Speaker 5: discounted to five cents, so I bought two pairs. You
• 8:05
  Speaker 5: can wear Christmas boxes all year round, Well, my boyfriend.
• 8:08
  Speaker 2: Does firstive as I love it huge.
• 8:10
  Speaker 5: I found at Best and Less they have really cute
• 8:13
  Speaker 5: Christmas baby outfits that are two bucks at the moment.
• 8:16
  Speaker 2: Oh my god money.
• 8:16
  Speaker 5: We bought a couple for my friends who are currently
• 8:19
  Speaker 5: very cute. Lastly, I have a money win from Heidi
• 8:22
  Speaker 5: who said I remembered some sneaky stuff discounts that I
• 8:25
  Speaker 5: was eligible for. Next second, sorry the brain a baby,
• 8:33
  Speaker 5: not me remember some sneaky stuff discounts I was eligible for.
• 8:39
  Speaker 5: I managed to get fifty percent of travel insurance that
• 8:41
  Speaker 5: I needed for an end of your trip money win.
• 8:44
  Speaker 5: Love that I remind us and abuse your friend's staff discounts.
• 8:47
  Speaker 2: Probably don't abuse it. Abuse gently? Oh gently?
• 8:51
  Speaker 5: Yeah, like if your friend has a stuff discount and
• 8:53
  Speaker 5: they are allowed to use it for other people.
• 8:54
  Speaker 4: Hit the mark, misspecs. I ed, you've got some broke tips?
• 8:58
  Speaker 4: What are they this week?
• 9:00
  Speaker 6: Okay, so my first broke tip comes from So I'm
• 9:03
  Speaker 6: using an Instagram handle for this one. So Crisp Forrest
• 9:06
  Speaker 6: is sent through an idea for a cheap eat which
• 9:08
  Speaker 6: actually sounds delicious. So it's porridge two dollars for a
• 9:10
  Speaker 6: two kilo bag of oats and cocoa. If you have
• 9:13
  Speaker 6: a financial capacity, you can put it up with some
• 9:15
  Speaker 6: home brand honey and fresh fruits. So I guess, like,
• 9:17
  Speaker 6: you know, oats, sorriage, Yeah, Choco porridge. I like to say,
• 9:21
  Speaker 6: actually get choco porridge sache.
• 9:25
  Speaker 5: Yeah.
• 9:25
  Speaker 2: So that's a really good one, and I actually might
• 9:27
  Speaker 2: be trying that.
• 9:28
  Speaker 4: I share about my oats relatively regularly on social media.
• 9:33
  Speaker 4: You clearly don't look at my stories as much as
• 9:35
  Speaker 4: Jess does, if you feel just being like yeah she does.
• 9:38
  Speaker 4: My go to is literally oats and brown sugar. Like
• 9:42
  Speaker 4: I just I'm so basic. Coco that's fancy, too fancy.
• 9:46
  Speaker 4: We're gonna need some oats and some brown sugar, full stop.
• 9:49
  Speaker 2: End of story.
• 9:49
  Speaker 6: Yeah no, that's true actually, but it is like a
• 9:52
  Speaker 6: you know that's a home brand cocoa.
• 9:53
  Speaker 4: Oh yeah, Like it's not even about being expensive. They're
• 9:56
  Speaker 4: just fancier than I am.
• 9:58
  Speaker 2: That's so bad.
• 9:58
  Speaker 6: It actually really tasty, but I do I won't knock it,
• 10:01
  Speaker 6: that's for sure.
• 10:02
  Speaker 2: No, it's delicious.
• 10:03
  Speaker 6: So the next one comes from Chloe, who was suggested
• 10:05
  Speaker 6: freezing pesto in ice cube trays because the jar tends
• 10:08
  Speaker 6: to go off and I I personally can't remember a
• 10:11
  Speaker 6: single time where I've used a whole jar.
• 10:12
  Speaker 4: You throw it out at some point, do you reckon
• 10:14
  Speaker 4: you can freeze tomato paste in the same way.
• 10:17
  Speaker 6: Yeah.
• 10:18
  Speaker 4: IVE always run out of tomato paste and then I
• 10:20
  Speaker 4: go to use it and like, I always buy the
• 10:22
  Speaker 4: bougie one, the squeezy one because I'm lazy.
• 10:25
  Speaker 2: And then I'm like, ah, so.
• 10:26
  Speaker 4: Good, Jess, I've got some tomato paste in the cupboard.
• 10:28
  Speaker 4: And then I like, pull it out, not the cupboard.
• 10:30
  Speaker 2: The fridge. I keep it in the fridge just so
• 10:33
  Speaker 2: everyone knows.
• 10:34
  Speaker 4: And then I see the little bit of mold on
• 10:35
  Speaker 4: the top, really clear plastic, and I'm like, I do
• 10:38
  Speaker 4: not have tomato paste.
• 10:40
  Speaker 2: Oh wow, but maybe if I put it in ice
• 10:43
  Speaker 2: cube trays freezing yeah, and then easy to use. You
• 10:46
  Speaker 2: to pop it out, you check it in. I feel
• 10:48
  Speaker 2: like master Chef too, be like here's something over bad earlier. Yes, yeah,
• 10:52
  Speaker 2: that's good. So I love that. Thank you, Choe.
• 10:55
  Speaker 6: Okay, So my one is I actually got this from
• 10:57
  Speaker 6: my house mate and another friend of mine.
• 10:59
  Speaker 2: Actually, stop, I stole this tip that was stolen. I
• 11:03
  Speaker 2: feel like that's very on trend. You'll realize.
• 11:07
  Speaker 6: You'll soon realize that it is something that I've lived
• 11:09
  Speaker 6: by my whole life. So I want you to know I've
• 11:10
  Speaker 6: never been to a hairdresser. Ever, so my housemate was
• 11:16
  Speaker 6: telling me that she has saved I think around three
• 11:18
  Speaker 6: thousand dollars in a year because she instead of going
• 11:21
  Speaker 6: to the hairdresser to get her roots touched up, she
• 11:24
  Speaker 6: had just bought box dye instead. And so I'm assuming
• 11:27
  Speaker 6: there's some sort of tonal or some sort of lightning
• 11:31
  Speaker 6: kind of thing in the box stye that she uses,
• 11:32
  Speaker 6: and she just wants i think, like a ready orange color.
• 11:36
  Speaker 6: She gets that easy. So she went to box stye instead.
• 11:38
  Speaker 6: And my other friend was telling me about how she
• 11:40
  Speaker 6: got her housemate to cut her a little bowl cut,
• 11:42
  Speaker 6: which I could cut.
• 11:43
  Speaker 2: You a bowl cut. I would have a lot of
• 11:45
  Speaker 2: fun doing that.
• 11:45
  Speaker 6: Let me know when you're ready totally, and it's it's
• 11:47
  Speaker 6: in fashion depending on you.
• 11:48
  Speaker 2: You're on a Cutbeck's hair. Yeah, that'd be fun, friend,
• 11:51
  Speaker 2: right for a wedding. It was not like just after
• 11:55
  Speaker 2: he didn't put a bowl on his I did want
• 11:56
  Speaker 2: a bowl on his hair.
• 11:57
  Speaker 5: He just asked me to cut his hair and I
• 11:58
  Speaker 5: said this is a very bad idea, and he so
• 12:00
  Speaker 5: that's okay. I trust you, and then I accidentally get
• 12:02
  Speaker 5: him a ball cut.
• 12:03
  Speaker 2: You shouldn't have trusted No, you shouldn't have.
• 12:04
  Speaker 5: I told him that I would trust.
• 12:08
  Speaker 2: Jess as well. I don't know why. She just gives trustworthy.
• 12:11
  Speaker 6: I don't know.
• 12:11
  Speaker 2: And then I'd obviously be like, oh, you messed it up. No,
• 12:14
  Speaker 2: that's a big mistake. It's definitely not your competence, like
• 12:17
  Speaker 2: this just must be a once off. And then I'd
• 12:18
  Speaker 2: probably let her do it again again and again.
• 12:21
  Speaker 5: I could trim your ends. Maybe your bangs.
• 12:25
  Speaker 2: Perfect. You get a friend like Jess and she can
• 12:28
  Speaker 2: become your like in house hairdresser.
• 12:31
  Speaker 5: That's good.
• 12:33
  Speaker 2: You can see me out if you would. That's coming soon.
• 12:38
  Speaker 2: It replaced me when I'm on mad leaves. I think
• 12:40
  Speaker 2: I'm going to be unhinged. That's a good idea.
• 12:43
  Speaker 6: That's gonna be hard, though it will be hard. No,
• 12:45
  Speaker 6: but maybe that'sn't irresponsible to it. But I would recommend
• 12:48
  Speaker 6: if you can, if you feel confident enough, hair will
• 12:51
  Speaker 6: grow back.
• 12:52
  Speaker 2: But you do that your hair, and your hair is
• 12:54
  Speaker 2: fine and looks good.
• 12:54
  Speaker 6: Yes, I never I mean your head dresser, and look
• 12:56
  Speaker 6: at me. That is criving driving, Thank you so much.
• 12:59
  Speaker 2: Don't tell my hairdresser. She would have a conniption. Sorry,
• 13:03
  Speaker 2: I don't know if you're listening to this and turn
• 13:05
  Speaker 2: it off, and that's it from me. I hope you
• 13:08
  Speaker 2: guys enjoyed that. I did enjoy that.
• 13:11
  Speaker 4: I'm scared that I'm going to get like a message
• 13:13
  Speaker 4: from voter being.
• 13:14
  Speaker 2: Like stop saying use boxed.
• 13:15
  Speaker 4: I'm really sorry. As I told you, tune out. That
• 13:18
  Speaker 4: was Beck's tip, not mine, and I will cut from
• 13:21
  Speaker 4: my hair.
• 13:21
  Speaker 2: I promise, I promise. Let's go to a really quick
• 13:23
  Speaker 2: break on the flip side.
• 13:24
  Speaker 4: We're going to be talking about work opportunities for someone
• 13:27
  Speaker 4: who's disabled and has chronic illness. And we're also going
• 13:30
  Speaker 4: to be unpacking something that you slid into our dams.
• 13:32
  Speaker 2: About which this week is family, gift giving and money.
• 13:35
  Speaker 2: So don't go anywhere.
• 13:42
  Speaker 5: Welcome back, everybody. Let's take a listen to the Money Dilemma.
• 13:47
  Speaker 2: Hi, there, have you got.
• 13:49
  Speaker 4: A money dilemma you just can't solve that. She's on
• 13:51
  Speaker 4: the Money Team is here to help.
• 13:53
  Speaker 9: Every week we tackle your dilemmas, both big and small,
• 13:56
  Speaker 9: to answer your most burning money, career and life questions.
• 14:00
  Speaker 9: To get involved, simply head to our website and leave
• 14:02
  Speaker 9: us a short voice recording and you might just find
• 14:04
  Speaker 9: yourself on the show.
• 14:06
  Speaker 5: Now.
• 14:06
  Speaker 2: Let's take a listen to this weeks money dilemma.
• 14:11
  Speaker 8: Hell, this comes up quite often in discussion for him,
• 14:16
  Speaker 8: so I thought i'd ask you. I am disabled, I
• 14:20
  Speaker 8: have multiple chronic illnesses, and I have so much trouble
• 14:25
  Speaker 8: get in ahead. I have very little money, huge medical costs,
• 14:29
  Speaker 8: and I you.
• 14:31
  Speaker 10: Know, I'm out of pension. So if you earn more
• 14:33
  Speaker 10: than a few hours per fortnite, it gets cut and
• 14:36
  Speaker 10: then you're only earning a small amount per hour. I
• 14:39
  Speaker 10: don't have the energy or the money to start a
• 14:41
  Speaker 10: risky new business venture, so I can't type, so I
• 14:47
  Speaker 10: can only type a little bit, so I can't do
• 14:49
  Speaker 10: things like VA or transcription from home. There has to
• 14:53
  Speaker 10: be something for people like me.
• 14:55
  Speaker 2: That's a really tough one.
• 14:56
  Speaker 4: I feel like it's super tough because she's obviously unable
• 14:59
  Speaker 4: to do a lot of the things that you know,
• 15:01
  Speaker 4: the people that we know who are disabled or have
• 15:03
  Speaker 4: chronic illness do like they will often do like VA
• 15:06
  Speaker 4: work or like work from home because obviously it's a
• 15:09
  Speaker 4: little bit more flexible. But she's unable to do that,
• 15:11
  Speaker 4: which would be honestly so frustrating for her.
• 15:15
  Speaker 2: Like I'd be rocking a hard place as well.
• 15:18
  Speaker 6: I think it's a really it's a really really important question,
• 15:21
  Speaker 6: and I feel like while we might not necessarily have
• 15:25
  Speaker 6: the exact answer where we I feel like we usually do,
• 15:29
  Speaker 6: it's a really important thing to not silence someone like
• 15:33
  Speaker 6: this because we may not have the immediate answer.
• 15:36
  Speaker 2: For one hundred percent, let's talk about I think this is.
• 15:39
  Speaker 6: A really, really, really important conversation to be having, and
• 15:42
  Speaker 6: for there are probably so many people out there that
• 15:44
  Speaker 6: are struggling in the same way, and you know they
• 15:47
  Speaker 6: would love to hear about this as well, that at
• 15:49
  Speaker 6: least they're not alone, you know what I mean.
• 15:50
  Speaker 4: Yeah, And I've looked into it before, just how the
• 15:53
  Speaker 4: funding works and what you get knocked for, and it
• 15:56
  Speaker 4: feels dismal, like it feels like you're a rock and
• 16:00
  Speaker 4: a hard place, Like you really want to get ahead
• 16:03
  Speaker 4: and you want something that engages you. Because you're still
• 16:05
  Speaker 4: a smart, capable human being. You just have some restrictions
• 16:08
  Speaker 4: on the way that you work. And sometimes you might
• 16:11
  Speaker 4: be one hundred percent fine to go to work for
• 16:13
  Speaker 4: an entire day and then you know the next week
• 16:16
  Speaker 4: you're completely out for the count and like that happens.
• 16:19
  Speaker 4: But you are smart and you are capable and you
• 16:22
  Speaker 4: can totally do it and you'd be an asset for anyone,
• 16:24
  Speaker 4: but you need that level of flexibility, and obviously in
• 16:27
  Speaker 4: this particular circumstance, she's like, well, I can't do that,
• 16:29
  Speaker 4: and I can't brainstorm myself any other role that would suit.
• 16:34
  Speaker 4: So what I'm going to do is I'm going to
• 16:36
  Speaker 4: put a thread in our Facebook group, and hopefully I
• 16:39
  Speaker 4: know that we've got a number of people in our
• 16:41
  Speaker 4: community who are in similar situations. You can like go, oh,
• 16:44
  Speaker 4: I did this or I did that. But the frustrating
• 16:47
  Speaker 4: thing I was getting at before was it's just so
• 16:50
  Speaker 4: annoying how you try to get ahead. You might find
• 16:53
  Speaker 4: a job that's like, oh, yess like it's all good,
• 16:55
  Speaker 4: like you can have as much flexibility, just tell us
• 16:57
  Speaker 4: when you're coming in or not. But that then in
• 17:00
  Speaker 4: packs your pension payments and it impacts your pension payments
• 17:03
  Speaker 4: so significantly. But also you're earning next to nothing to
• 17:07
  Speaker 4: begin with, so it's like being kicked while you're down.
• 17:10
  Speaker 2: You're like, is this not like better for you guys?
• 17:13
  Speaker 4: If I'm out earning a bit more cash, Like you
• 17:15
  Speaker 4: can't make millions in this situation anyway, Like it might
• 17:18
  Speaker 4: be a couple of hundred bucks and then they're like, oof,
• 17:21
  Speaker 4: we're gonna cut your payments.
• 17:23
  Speaker 2: It's a joke. It's so unfair. This literally just came
• 17:26
  Speaker 2: to me.
• 17:27
  Speaker 6: But you know, she obviously is very well spokenly, extremely intelligent,
• 17:33
  Speaker 6: and just like, I don't know, but maybe there's obviously,
• 17:36
  Speaker 6: like for us, we have a career, Like I know
• 17:38
  Speaker 6: you have other things on the side, and I do too,
• 17:40
  Speaker 6: but we kind of have a career in audio, podcasting
• 17:43
  Speaker 6: things like that. So I'm sure there's someone somewhere that
• 17:46
  Speaker 6: would be so interested in hearing her story. I don't
• 17:49
  Speaker 6: I don't really know what that looks like or how
• 17:51
  Speaker 6: to really get there or what I'm saying, But I mean,
• 17:54
  Speaker 6: she just sounds so well spoken, and I feel like
• 17:56
  Speaker 6: if nothing else, she could find a way to maybe
• 17:59
  Speaker 6: use her voice as a means to.
• 18:02
  Speaker 2: I don't know, find a career in that. Does it
• 18:04
  Speaker 2: make sense?
• 18:04
  Speaker 5: Yeah, I was just like mulling it over, and I thought,
• 18:07
  Speaker 5: the only other thing, obviously we don't know the realm
• 18:11
  Speaker 5: of the limitations that you have, but if you can't
• 18:13
  Speaker 5: use your hands, maybe something around audio, as you were saying,
• 18:17
  Speaker 5: narration work, voice work, something like that.
• 18:21
  Speaker 4: Working in a call center or something like if they
• 18:23
  Speaker 4: had remote jobs where you get to hands the phone
• 18:25
  Speaker 4: have a chat with people.
• 18:26
  Speaker 2: You sound friendly, I would want to chat with you. Yeah,
• 18:29
  Speaker 2: voice acting, voice acting.
• 18:32
  Speaker 5: And then the other suggestion that I could make, and
• 18:35
  Speaker 5: I don't know how hopeful and hopeful this would be,
• 18:37
  Speaker 5: but maybe looking into technological aids. You know, there's so
• 18:40
  Speaker 5: much that you can do nowadays with AI, with voice
• 18:43
  Speaker 5: to text, like, there are lots of things I think
• 18:45
  Speaker 5: that hopefully will start to make it easier and easier
• 18:48
  Speaker 5: for people with varying levels of abilities to enter workforces
• 18:52
  Speaker 5: in areas that maybe historically they couldn't. So looking into
• 18:55
  Speaker 5: what's available, but I think definitely leaning into the community
• 18:59
  Speaker 5: and maybe pe who have gone through comparable lived experiences.
• 19:02
  Speaker 5: Do you have a look at that threat in the
• 19:03
  Speaker 5: Facebook group and hopefully we get some great recommendations there.
• 19:06
  Speaker 5: But yeah, I'm really sorry, I feel not super qualified
• 19:09
  Speaker 5: to answer. And that's the best kind of suggestion that
• 19:11
  Speaker 5: I could give. But just know that you don't have
• 19:13
  Speaker 5: to have every answer gests. I feel really grateful that
• 19:16
  Speaker 5: they reached out to us and thought, yeah, these girls
• 19:18
  Speaker 5: might know the answer.
• 19:19
  Speaker 4: Like, that's really kind that you did, like, I just
• 19:22
  Speaker 4: feel very trusted in these situations. But if I were you,
• 19:26
  Speaker 4: I'd reach out if you've got like a case worker
• 19:28
  Speaker 4: or someone who manages like your pension, giving them a
• 19:31
  Speaker 4: buzz and being like, hey, what are people doing to
• 19:34
  Speaker 4: you know, earn a little bit extra cash and stay
• 19:36
  Speaker 4: engaged and you know what are they doing?
• 19:39
  Speaker 2: Have you got options? What does that look like?
• 19:41
  Speaker 4: Because they might have a lot more personal experience than
• 19:43
  Speaker 4: obviously we do. But yeah, I think that threat, which
• 19:46
  Speaker 4: I'll post today in the Facebook group, that could be
• 19:50
  Speaker 4: really helpful to get some like just tips, some tricks
• 19:53
  Speaker 4: and inspiration. And even if there isn't you know, a
• 19:56
  Speaker 4: comment in there that you're like, oh, I definitely can
• 19:57
  Speaker 4: do that. Look at that little community you've just tapped
• 20:00
  Speaker 4: into so that you don't feel as alone in this.
• 20:03
  Speaker 2: It might be a whole hey for.
• 20:04
  Speaker 4: People being like, girl, we get it, And I know
• 20:07
  Speaker 4: that always makes me feel better about things too.
• 20:09
  Speaker 2: Yeah, one hundred percent. All right, let's move on.
• 20:11
  Speaker 4: This week, we have another spicy DM which honestly, this
• 20:15
  Speaker 4: is becoming a very very close to my heart segment
• 20:18
  Speaker 4: because I love the gossipy, I love the drama. I
• 20:20
  Speaker 4: don't want to be involved, like I want to hear
• 20:23
  Speaker 4: about the gossip. I want to hear about the drama,
• 20:25
  Speaker 4: and then I want to be like nice and walk.
• 20:27
  Speaker 2: Off like yeah, I just I good night sleep.
• 20:29
  Speaker 4: Yeah, I want to have a good night sleep. I
• 20:31
  Speaker 4: don't want to create drama. I don't need beef with anybody,
• 20:34
  Speaker 4: but like I'm a heir yours? Okay, all right, here
• 20:36
  Speaker 4: is the DM that we got this week.
• 20:38
  Speaker 2: High she's on the money. I have a money dilemma.
• 20:41
  Speaker 4: A family member offered to buy me present okay, and
• 20:44
  Speaker 4: suggested something.
• 20:45
  Speaker 2: I don't really need.
• 20:47
  Speaker 4: I thanked them, but told them, look, I didn't really
• 20:49
  Speaker 4: need that, but suggested something of similar value that I
• 20:52
  Speaker 4: would prefer and use, but also I don't really need it.
• 20:57
  Speaker 4: The family member then told me to just go and
• 20:59
  Speaker 4: buy whatever I want and they just reimburse me. I
• 21:01
  Speaker 4: don't actually have the spare cash to buy that in
• 21:04
  Speaker 4: my budget right now, so I suggested that they buy
• 21:07
  Speaker 4: me a gift card instead, and they said no. My
• 21:10
  Speaker 4: issue is that this person sometimes doesn't pay me back
• 21:13
  Speaker 4: straight away. Sometimes they wait like two weeks to pay
• 21:17
  Speaker 4: me back. I'm really grateful that they want to get
• 21:19
  Speaker 4: me a gift but I don't need this present, and
• 21:22
  Speaker 4: it would take a significant chunk out.
• 21:24
  Speaker 2: Of my budget for the week.
• 21:26
  Speaker 4: I don't know what to do. I'm grateful that they
• 21:28
  Speaker 4: want to get me a gift, but I also don't
• 21:30
  Speaker 4: want to pay for it that affects my budget, especially
• 21:33
  Speaker 4: for something that I really don't need.
• 21:35
  Speaker 2: Guys, what should I be doing? Such a weird situation. Hey,
• 21:41
  Speaker 2: I'm going to buy you a present. Can you buy
• 21:42
  Speaker 2: you the present?
• 21:43
  Speaker 6: I don't.
• 21:44
  Speaker 2: Yeah, I mean I do kind of get it.
• 21:46
  Speaker 6: Like I've had people in the past who have been like,
• 21:49
  Speaker 6: you buy it and I will just pay for it
• 21:51
  Speaker 6: after so that you can get what you want to get,
• 21:54
  Speaker 6: which I do like the age send you a link. Yeah, exactly.
• 21:59
  Speaker 6: I think in this situation, if you can't afford to
• 22:03
  Speaker 6: wait until they pay you back, I wouldn't risk it.
• 22:06
  Speaker 6: I know it's nice getting a present, but it's also
• 22:08
  Speaker 6: like it's funny because I advice usually is communication, Just communicate.
• 22:13
  Speaker 2: Just communicate, but it easier said than done. But I
• 22:16
  Speaker 2: would say, just communication.
• 22:19
  Speaker 4: Wow, you're really diverse in these responses over the last
• 22:23
  Speaker 4: few weeks.
• 22:23
  Speaker 2: Thank you. I'm very worldly.
• 22:25
  Speaker 6: But I would, yeah, definitely mention that and if it's
• 22:27
  Speaker 6: something that you know, maybe they're not even thinking about
• 22:29
  Speaker 6: that when they're suggesting you buy that yourself and then
• 22:32
  Speaker 6: I'll pay you back. But if they knew that you
• 22:34
  Speaker 6: were strapped, then maybe they'd offer to come with you
• 22:37
  Speaker 6: or I don't know, but yeah, this is a very
• 22:39
  Speaker 6: interesting lemmark.
• 22:40
  Speaker 5: Yeah, the refusal to give them a gift card is
• 22:43
  Speaker 5: what's weird to me. Like, I can understand if they
• 22:45
  Speaker 5: maybe didn't want to give you the cash or whatever,
• 22:48
  Speaker 5: but to me, the gift card was kind of like
• 22:50
  Speaker 5: the middle ground option.
• 22:51
  Speaker 2: Yeah, it feels so awkward.
• 22:53
  Speaker 8: Yeah.
• 22:53
  Speaker 5: The only thing that I can say is maybe they
• 22:55
  Speaker 5: are also type for cash, in which case.
• 22:57
  Speaker 2: Why are we buying this present? Well, yeah, why me
• 23:00
  Speaker 2: buy me this present?
• 23:01
  Speaker 5: Or I guess for our listener you could say, oh,
• 23:03
  Speaker 5: like I understand if maybe why don't we go in
• 23:05
  Speaker 5: a couple of weeks or something like that. The fact
• 23:08
  Speaker 5: that they don't always pay them back is a point
• 23:10
  Speaker 5: of concern for me, because what if our listener went
• 23:12
  Speaker 5: and bought the present and the person never paid them back,
• 23:14
  Speaker 5: and so they've bought this present that they can't afford,
• 23:17
  Speaker 5: that they didn't necessarily entirely need on the premise that
• 23:20
  Speaker 5: this person wanted to give it to them, but then
• 23:22
  Speaker 5: they don't give them the money.
• 23:23
  Speaker 2: It just is a bit of it. It's much more complicated
• 23:25
  Speaker 2: than it needs to be.
• 23:26
  Speaker 5: I think either you know, as you say, kind of
• 23:29
  Speaker 5: communicate to the friend and say, oh, like I actually
• 23:30
  Speaker 5: like can't really do that, you know, not in the
• 23:33
  Speaker 5: place financially to go out and buy it. Would love
• 23:35
  Speaker 5: to go out with you and get it together and
• 23:37
  Speaker 5: make a day of it. And you know, if they
• 23:40
  Speaker 5: kind of are avoidant, maybe go, oh, if you're not
• 23:43
  Speaker 5: in the position right now, we can put it on ice.
• 23:45
  Speaker 5: You don't have to get me a gift, or we
• 23:47
  Speaker 5: can do it in a few weeks or something like that.
• 23:50
  Speaker 5: But it just sounds like it's more complicated than it
• 23:53
  Speaker 5: needs to be to me totally.
• 23:54
  Speaker 6: Maybe the person already like was gifted that gift that
• 23:59
  Speaker 6: they suggested because or like maybe they found it on
• 24:02
  Speaker 6: special or something, because she's like all the whoever already
• 24:05
  Speaker 6: in was like I found something of similar value, which
• 24:08
  Speaker 6: I think.
• 24:08
  Speaker 2: Is very respectful to suggest something in.
• 24:10
  Speaker 6: The same But maybe initially the person offering the gift
• 24:14
  Speaker 6: was like, oh, this is so much cheaper than the
• 24:16
  Speaker 6: r RP, Like they.
• 24:18
  Speaker 2: Offered to buy recommended retail price. Oh, thank you, But.
• 24:21
  Speaker 4: They offered to buy a present. They didn't gift you
• 24:23
  Speaker 4: a present that you didn't need. Yes, in which case
• 24:27
  Speaker 4: if they already had it.
• 24:28
  Speaker 2: Like this is just me, But I'm so good at cludo,
• 24:31
  Speaker 2: so it's not. That's true. That a lot of sense. Okay,
• 24:35
  Speaker 2: I think one, Oh.
• 24:37
  Speaker 4: My gosh, thank you so much, Beck, I wish I
• 24:39
  Speaker 4: could do that. I don't have the cash in my account.
• 24:42
  Speaker 4: End of story. Like I literally be like I just
• 24:44
  Speaker 4: don't have the cash in my account for that at
• 24:46
  Speaker 4: the moment. Like that's all good, Like we can do
• 24:49
  Speaker 4: it another time, or like let's just put this, you're right,
• 24:52
  Speaker 4: let's put it on an ice or whatever we want to
• 24:53
  Speaker 4: talk about. But I just feel so uncomfored I feel
• 24:56
  Speaker 4: uncomfortable about being given gifts are the best of times,
• 24:59
  Speaker 4: but then the eye that I have to negotiate getting
• 25:01
  Speaker 4: the gift, I'd be like I just I would run
• 25:03
  Speaker 4: away and be like I don't want that.
• 25:05
  Speaker 2: No, thank you, Beck, Yeah, thank you so much. I
• 25:08
  Speaker 2: find it, yeah really awkward.
• 25:09
  Speaker 4: But again, I think your response is perfect. We do
• 25:12
  Speaker 4: need to communicate and just be like hey, like I mean,
• 25:15
  Speaker 4: I probably wouldn't bring up the fact that they haven't
• 25:17
  Speaker 4: paid back things promptly, because you don't need to start
• 25:20
  Speaker 4: an argument or make them feel bad when they're trying
• 25:22
  Speaker 4: to do a really nice thing for you. But I'd
• 25:24
  Speaker 4: literally be like, oh my god, I wish I could
• 25:27
  Speaker 4: go and get that right now. I'm so excited about it,
• 25:29
  Speaker 4: but I just don't have the cash in my account.
• 25:31
  Speaker 4: I've got so much stuff coming up this month. You know,
• 25:33
  Speaker 4: maybe we can just do it another time, and your
• 25:35
  Speaker 4: friend is probably going to be like, oh my god, no,
• 25:37
  Speaker 4: let me sort it out then, and that would make
• 25:39
  Speaker 4: sense totally the community, and I feel like I do
• 25:42
  Speaker 4: want their responses now, so we ask them, would you
• 25:45
  Speaker 4: still want a present if you had to pay for
• 25:47
  Speaker 4: it yourself and be reimbursed at a later date. Fourteen
• 25:50
  Speaker 4: percent of you said yeah, of course, I love presents,
• 25:53
  Speaker 4: but eighty six percent of you said nah, I wouldn't
• 25:56
  Speaker 4: want to spend my own money.
• 25:58
  Speaker 2: Yes, at least we're on the same them.
• 26:01
  Speaker 4: We then asked, do you think this family member is
• 26:03
  Speaker 4: being inconsiderate telling them to get the present themselves? Eighty
• 26:07
  Speaker 4: one percent said yeah, definitely, and nineteen percent of you
• 26:11
  Speaker 4: said no, I prefer this because I can then get
• 26:13
  Speaker 4: what I want. I agree, but I told you what
• 26:15
  Speaker 4: I wanted.
• 26:16
  Speaker 2: Yeah, exactly. That makes me feel entitled. I hate it.
• 26:21
  Speaker 4: I hate this whole concept giving issue, Like just don't
• 26:25
  Speaker 4: get me a present.
• 26:25
  Speaker 2: It's all good, like high five me or something and
• 26:27
  Speaker 2: then we can go away.
• 26:29
  Speaker 4: We also said, have you ever told someone you would
• 26:31
  Speaker 4: prefer to not receive their gift as you just don't
• 26:33
  Speaker 4: need it. Seventy two percent said yeah, honesty is always best,
• 26:38
  Speaker 4: and twenty eight percent of you said no, that sounds ungrateful.
• 26:43
  Speaker 2: I think it's situational.
• 26:44
  Speaker 4: I think if someone had said to me, oh, i've
• 26:48
  Speaker 4: been thinking, I think I want to buy you, you know,
• 26:50
  Speaker 4: a new pen, and I go, oh, thank you so much.
• 26:54
  Speaker 4: Actually have six million pens, so don't waste your money.
• 26:56
  Speaker 4: I wouldn't personally be asking for a different I just
• 27:00
  Speaker 4: be like, oh my gosh, beck, that's so nice, but
• 27:02
  Speaker 4: I actually already have that, or I actually don't need
• 27:05
  Speaker 4: that or something, because like I'm so non confrontational. I
• 27:09
  Speaker 4: just be like, but if you buy me something and
• 27:12
  Speaker 4: I don't like it, I'm not going to tell you.
• 27:14
  Speaker 2: I'm sorry. Yeah, it's just who I am.
• 27:16
  Speaker 4: Like I know that's not the best money decision. I
• 27:18
  Speaker 4: don't even care if you gave it to me, I'll
• 27:19
  Speaker 4: be like, beck, I love pens. Thank you so much.
• 27:23
  Speaker 4: This is the best because my belief on presence is
• 27:26
  Speaker 4: that presents are not actually about the item.
• 27:28
  Speaker 2: They're about the thought and the feeling. And you delivered
• 27:31
  Speaker 2: that to me.
• 27:32
  Speaker 4: Right. You gave me the pen, and you felt gratified
• 27:35
  Speaker 4: that you got me a present that I liked. I
• 27:37
  Speaker 4: felt thought about and heard, and I felt like you
• 27:40
  Speaker 4: really cared about me. I'm probably going to regift the pen. Yeah,
• 27:45
  Speaker 4: because the presence served its purpose. Yes, because ultimately a
• 27:49
  Speaker 4: present isn't about the item. It's actually about the thought
• 27:53
  Speaker 4: and the feeling and the exchange of a gift.
• 27:56
  Speaker 2: Right.
• 27:57
  Speaker 5: Yeah. But to me it sounded like the family member.
• 27:59
  Speaker 5: It said, Hey, I want to get this thing.
• 28:00
  Speaker 2: What do you think? In which case I think it's
• 28:02
  Speaker 2: pretty reasonable to say.
• 28:03
  Speaker 4: Oh, that's why i'd say no, because you haven't got
• 28:05
  Speaker 4: it yet. Yeah, so there's no financial implication there. But yes,
• 28:09
  Speaker 4: if you gave it to me because you're already bored.
• 28:10
  Speaker 2: It, I love it. It's the best thing I've ever got.
• 28:12
  Speaker 2: You bought me a ferbie I love furbies.
• 28:14
  Speaker 4: Yeah, creepy, creepy, but you know what I mean. Anyway,
• 28:19
  Speaker 4: We then said, all right, if you said yes, so
• 28:22
  Speaker 4: you told somebody that you'd prefer to not receive their gift.
• 28:26
  Speaker 2: How did they react?
• 28:28
  Speaker 4: You guys said, some of my family members respected it.
• 28:31
  Speaker 4: Others bought me practical gifts that I still didn't need.
• 28:35
  Speaker 4: They kept persisting, saying no, no, no, you'll love it,
• 28:38
  Speaker 4: you really need it.
• 28:40
  Speaker 2: Yes, so awkward.
• 28:42
  Speaker 4: Someone said they were really defensive at first, however, felt
• 28:45
  Speaker 4: better after they.
• 28:46
  Speaker 2: Bought the items I really wanted.
• 28:49
  Speaker 4: Someone said, if the family member can't be bothered buying it,
• 28:52
  Speaker 4: they should just.
• 28:52
  Speaker 2: Transfer them the money so that they can. Yes, good call.
• 28:56
  Speaker 2: I didn't even think about that.
• 28:57
  Speaker 4: Like, hey, I told you what I wanted, you can
• 28:59
  Speaker 4: go get that, and then if you don't want to
• 29:01
  Speaker 4: go get that, you could just give me the.
• 29:03
  Speaker 2: Cash to go get that. Yeah, that's a good point.
• 29:06
  Speaker 5: No reimbursement, Like you just send me the money and
• 29:08
  Speaker 5: then I'd do it.
• 29:09
  Speaker 2: Yeah, good call.
• 29:10
  Speaker 4: Some others said they were really happy that they didn't
• 29:13
  Speaker 4: need to spend the money.
• 29:15
  Speaker 2: They thought it would be thoughtful, but when I.
• 29:17
  Speaker 4: Said don't worry, they were actually ilated they asked for
• 29:20
  Speaker 4: a link to buy the specific gift that I actually wanted,
• 29:23
  Speaker 4: so that I knew I was getting something that I loved,
• 29:26
  Speaker 4: and they felt better about that that way. Someone said
• 29:29
  Speaker 4: it was my sister and she was kind of expecting it.
• 29:31
  Speaker 4: I said, I just didn't want her to waste her
• 29:33
  Speaker 4: money on something I wouldn't use, and she was fine
• 29:35
  Speaker 4: with it. And then someone else said, they agreed, and
• 29:38
  Speaker 4: we keep just giving gift cards. So honestly it feels
• 29:41
  Speaker 4: a bit pointless.
• 29:42
  Speaker 5: Yeah, like they're going back and forth like.
• 29:44
  Speaker 4: Hey, beck, it's your birthday, I'll give you a gift card,
• 29:47
  Speaker 4: and then you give me a gift card.
• 29:48
  Speaker 2: Like yeah, yeah, I see you a magic out a
• 29:51
  Speaker 2: little bit.
• 29:51
  Speaker 9: Yeah.
• 29:51
  Speaker 4: So then we said, have you got any other thoughts?
• 29:53
  Speaker 4: Give us your two cents and they said that family, remember,
• 29:57
  Speaker 4: I feel like is gaslighting them.
• 29:59
  Speaker 2: Yeah. Someone else said, that's not the essence of a gift.
• 30:03
  Speaker 4: The best gifts are thoughtful, unprovoked, and meaningful. Someone said,
• 30:07
  Speaker 4: I wouldn't say it's ungrateful on their part, but it's
• 30:09
  Speaker 4: inconsiderate of the other party for sure.
• 30:12
  Speaker 2: Someone else said, ask her to organize and pay for
• 30:15
  Speaker 2: a lunch.
• 30:15
  Speaker 4: Or an experience together, so you get a positive experience
• 30:19
  Speaker 4: together and you don't even have to talk about the item.
• 30:22
  Speaker 4: Someone then said, nothing wrong with being conscious of what
• 30:25
  Speaker 4: you consume, and then someone else, I'll give you two
• 30:28
  Speaker 4: more beck hold on to your horses, said my kids'
• 30:31
  Speaker 4: school friends. I will just give a receipt in the
• 30:33
  Speaker 4: card so that they can swap it if they don't
• 30:35
  Speaker 4: like it, and we don't even have to.
• 30:37
  Speaker 2: Talk about it.
• 30:38
  Speaker 4: And then someone else said, I just think they're being
• 30:41
  Speaker 4: a titles and I was like, you know what, each
• 30:44
  Speaker 4: to their own a range of responses.
• 30:45
  Speaker 2: I feel like it's diverse, it's different.
• 30:48
  Speaker 4: You're never going to win, and I feel like different
• 30:51
  Speaker 4: people like have different love languages, and like I'm very
• 30:54
  Speaker 4: aware of that. I think that if somebody was really
• 30:58
  Speaker 4: about gift giving and approached me and said, I really
• 31:00
  Speaker 4: want to get you this Loki, I know how much time,
• 31:03
  Speaker 4: energy and effort they're like put into that thought. So
• 31:06
  Speaker 4: I'm probably going to consent to it, even if it's
• 31:08
  Speaker 4: not right. Should I speak up?
• 31:10
  Speaker 2: Yeah? Probably? But am I going to? Ye're probably not.
• 31:14
  Speaker 2: Let's be honest. Let's be honest. That's so fair.
• 31:16
  Speaker 5: In shocking news back suggestion of communication once again, see expedience.
• 31:23
  Speaker 2: We'll see what happens next week.
• 31:25
  Speaker 4: Responses are all right, guys. I think that is more
• 31:29
  Speaker 4: than enough for this week. I hope you all have
• 31:32
  Speaker 4: a really beautiful weekend and we'll see you guess what
• 31:34
  Speaker 4: I'm gonna say right nearly for a money diaries, have
• 31:37
  Speaker 4: a good weekend, guys.
• 31:38
  Speaker 2: Bye bye, guys.
• 31:39
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• 31:48
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• 31:52
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• 31:56
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• 32:00
  Speaker 2: If you do choose to buy a financial product.
• 32:02
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• 32:06
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• 32:09
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• 32:13
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• 32:20
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