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FRIDAY DRINKS: How long do you wear lingerie for? · She's On The Money

0:00
Speaker 1: She's on the Money.
0:02
Speaker 2: She's on the Money.
0:23
Speaker 3: Hello and welcome to She's on the Money, the podcast
0:26
Speaker 3: for millennials who want financial freedom. Welcome back to another
0:30
Speaker 3: one of our Friday Drinks episodes. Were were to celebrate
0:33
Speaker 3: the money wins from our community and have a.
0:36
Speaker 4: Chat about the week that was.
0:37
Speaker 3: Let's jump straight in, we have Tony. Tony, what was
0:41
Speaker 3: on this week's money diaries?
0:42
Speaker 5: So we talked to a lovely young woman who talked
0:45
Speaker 5: us through how her finances have been impacted by losing
0:48
Speaker 5: her mum at only eighteen years old. And she talked
0:51
Speaker 5: to us about how she had to move out of home.
0:53
Speaker 5: She had no furniture, I didn't have anything with her
0:56
Speaker 5: little sister, and they had to move into like a
0:58
Speaker 5: sharehouse flat, so they were paying rent and all these things.
1:02
Speaker 1: At the first suddenly in their life.
1:04
Speaker 5: Yeah, after their mom passed away, which is really really horrible.
1:07
Speaker 6: As if you don't have enough to deal with her exactly.
1:10
Speaker 5: Yeah, and obviously, like I lost my mom around the
1:13
Speaker 5: same age. And I was saying, you know, you just
1:15
Speaker 5: feel so out of control at that time as well,
1:17
Speaker 5: and she said, yeah, it's only feels like I'm only
1:20
Speaker 5: just kind of coming around to really getting past it,
1:24
Speaker 5: and because it's just so much to take on, let alone,
1:26
Speaker 5: like thinking about how you're going to eat and where
1:29
Speaker 5: you're going to live, you know, which is just be awful.
1:31
Speaker 5: So it was a really insightful chat and I hope
1:33
Speaker 5: that if you listen to it, that you liked it
1:35
Speaker 5: and you've got like a bit of a different perspective
1:37
Speaker 5: and understand that no one chooses to get into debt,
1:40
Speaker 5: and if people are in debt, it's not because they
1:43
Speaker 5: chose it, it's because they were probably in a bit
1:45
Speaker 5: of a crappy situation and they didn't have another option.
1:49
Speaker 4: Yeah, whether it's dead or eight exactly exactly.
1:52
Speaker 3: But we were having this conversation earlier today, Tony, where
1:55
Speaker 3: you just never know, just never know if someone's circumstances,
1:58
Speaker 3: whether you're looking at their resume and wondering what their
2:01
Speaker 3: jobs were and why they chose those, or you know,
2:04
Speaker 3: why they are in so much debt, Like, it's not
2:06
Speaker 3: your position to judge them, and by judging them, you're
2:09
Speaker 3: assuming a lot about their circumstance.
2:10
Speaker 4: Which you don't have the information on.
2:12
Speaker 3: So I just think it's you know, a good reminder
2:14
Speaker 3: that you never know anything about somebody unless you've walked
2:17
Speaker 3: a mile in their shoes. So that story was definitely,
2:20
Speaker 3: you know, thankfully, not something I could relate to. Yeah,
2:24
Speaker 3: but was such a special story to have shared, you know,
2:27
Speaker 3: with the community, but also with me, Like I felt
2:29
Speaker 3: so grateful that someone was willing to have that conversation
2:32
Speaker 3: and even that you were willing to open up about
2:34
Speaker 3: your experience having gone through something similar. And you know,
2:37
Speaker 3: I'm just really proud of the space that we have
2:39
Speaker 3: where people are comfortable doing that.
2:41
Speaker 5: And if you were listening to that and that's something
2:43
Speaker 5: you've been through, or you need some support, if you've
2:46
Speaker 5: lost your mum, you can contact our friends at Mothers
2:48
Speaker 5: Daughters Australia. They've got heaps of resources, heaps of support
2:51
Speaker 5: that you can engage through them. So we'll put their
2:55
Speaker 5: thing in our show notes.
2:56
Speaker 3: Yeah, great, And onto this week's deep dive. Jesz, what
2:59
Speaker 3: did we go over with George?
3:01
Speaker 7: So you and George had to chat about credit scores
3:04
Speaker 7: and particularly all of the myths that surround them, because
3:06
Speaker 7: I feel like we have this misunderstanding from TV and
3:10
Speaker 7: movies that you know, we need a credit card to
3:13
Speaker 7: have credit and all of these other things which actually
3:15
Speaker 7: aren't necessarily true. So you and G went through busted
3:18
Speaker 7: a few myths. Spoke about how to improve your credit
3:21
Speaker 7: score as well, if that's something you want to do,
3:23
Speaker 7: so definitely well worth a listen, and how.
3:25
Speaker 1: To do a soft check.
3:26
Speaker 5: The difference between to soften a hard check.
3:28
Speaker 3: And what can impact your credit score versus non checking
3:32
Speaker 3: is not bad. You just don't want to officially inquired,
3:34
Speaker 3: or like when you apply for a credit card or
3:36
Speaker 3: a car loan, yep.
3:38
Speaker 6: Question, Yes, of all the topics in finance a credit
3:42
Speaker 6: scores is credit scores the topic that has the most misconceptions, myths,
3:48
Speaker 6: untruth because I feel like in Australia and all the
3:51
Speaker 6: questions we get that sometimes don't even make it into
3:53
Speaker 6: the group, but it just feels like no one gets it.
3:56
Speaker 7: Us is so different to us as well.
3:59
Speaker 6: But can you think of a more misinformed area of
4:02
Speaker 6: financing credit?
4:03
Speaker 7: Yeah?
4:03
Speaker 4: What investing?
4:04
Speaker 3: Investing it's so risky you've gotta lose all your mono,
4:08
Speaker 3: So yeah, I'd probably say investing, But credit scores. Everyone's
4:11
Speaker 3: just like you do need a credit card to get
4:13
Speaker 3: a good credit score to get a home loan, And
4:15
Speaker 3: to me that just it's wild and get that information
4:17
Speaker 3: in the bin because it's you subscribing to an American methodology.
4:20
Speaker 3: But I also think that there's a lot of misconception
4:22
Speaker 3: around what investing is, and to be honest, over the
4:25
Speaker 3: long term, good investment is relatively safe, and it is,
4:29
Speaker 3: you know, if we look at the performance and I
4:31
Speaker 3: was having a chat today with Charlotte, who's someone in
4:33
Speaker 3: our office, about historical performance of the share market and
4:37
Speaker 3: different assets over time, and if you look at the
4:39
Speaker 3: share market over the last thirty years, nobody has lost
4:42
Speaker 3: money if they've stayed invested. The people who have lost
4:45
Speaker 3: money are the ones who have exited because they're worried
4:48
Speaker 3: or had to leave, or you know, haven't had the
4:50
Speaker 3: benefit of time on their side. And I think that
4:52
Speaker 3: there's probably a lot of misconception around that topic because
4:55
Speaker 3: you know, everyone has a credit score and it's not
4:58
Speaker 3: I guess that consequential. It is when it comes to
5:00
Speaker 3: getting loans, but not investing can literally ruin your entire future,
5:05
Speaker 3: and we just don't have enough education on the fact
5:08
Speaker 3: that you can do it safely and in line with
5:09
Speaker 3: your risk profile, and you can pick stogs that over
5:12
Speaker 3: the long term grow and benefit you. And I'll stop
5:14
Speaker 3: harping on about investment, but we all know how I
5:16
Speaker 3: feel about that. Go listen to our entire investing series
5:19
Speaker 3: on it.
5:20
Speaker 5: But all the stuff about credit scores was actually really
5:22
Speaker 5: really interesting, and it's one of our most requested things
5:25
Speaker 5: in our Facebook group. People always like, so, what's the
5:27
Speaker 5: deal with a credit score and a credit.
5:29
Speaker 1: Check and all of that.
5:30
Speaker 5: So if you've ever found yourself wondering about that, or
5:32
Speaker 5: you watched American Pie so you think you need to
5:34
Speaker 5: get a credit card to get a credit rating, you're
5:36
Speaker 5: wrong and you need to listen to the episode.
5:38
Speaker 3: That is not what I got from American Pie.
5:40
Speaker 6: But okay, that movie that is not the one that comes.
5:44
Speaker 4: To Let's go straight into Jessica.
5:48
Speaker 3: We actually have a very exciting announcement to make about Property.
5:52
Speaker 4: Playbook, don't we Oh my gosh.
5:53
Speaker 6: Yes.
5:54
Speaker 7: And firstly, if you don't know, Property Playbook is out
5:56
Speaker 7: property based podcast. We still get people being like, hey,
5:59
Speaker 7: can you recommend podcast about property?
6:01
Speaker 1: And we have one spoiler alone, we have one.
6:04
Speaker 7: But the really exciting thing that we have to announce
6:06
Speaker 7: is we've actually just partnered with our friends at you
6:09
Speaker 7: Bank to bring together that whole season of the Property Playbook.
6:12
Speaker 7: They are such legends. If you tune into our book
6:16
Speaker 7: launch event, they actually helped us pull that together so
6:19
Speaker 7: last minute, after unfortunately, like five minutes literally after Covid
6:23
Speaker 7: ruined our plans, and they were so kind and so beautiful,
6:26
Speaker 7: and when they heard that we were doing this new podcast,
6:28
Speaker 7: they were like, yes, how can we make it happen?
6:30
Speaker 7: We're so excited for you. So you'll be seeing more
6:33
Speaker 7: of them and more of us over.
6:35
Speaker 3: On the Property Playbook, which you guys know, I'm already
6:37
Speaker 3: a massive fan if you Bank and everyone.
6:39
Speaker 4: Who runs you Bank.
6:40
Speaker 3: So I'm genuinely so grateful that we can now say
6:42
Speaker 3: we're a legit podcast with like actual partners, Like, that's
6:45
Speaker 3: pretty cool.
6:46
Speaker 1: I'm excited to now get paid. It's my favorite part.
6:50
Speaker 7: Vote so on intern sorry yeah on the paperwork.
6:57
Speaker 4: Yah, it's an unpaid internsh Thank you.
6:59
Speaker 1: Very much, very grateful for the opportunity. You better.
7:03
Speaker 3: All right, moving on, Ryan, what is going on in
7:06
Speaker 3: the community this week?
7:07
Speaker 6: All right, there's some fun ones this week, but this
7:08
Speaker 6: one is just such a good piece of advice that
7:11
Speaker 6: everyone should take on board. Gemma invest it's get credit
7:15
Speaker 6: cards if you're int house guards that's going on. Gemma
7:20
Speaker 6: says after years of just renewing my car insurance just
7:23
Speaker 6: out of convenience, it might have been a direct debit
7:25
Speaker 6: or just yep, same again this year, she said, I
7:27
Speaker 6: actually bothered to shop around this year and just see
7:30
Speaker 6: what's going on. I managed to secure a better policy
7:33
Speaker 6: for three hundred and fifty dollars cheaper than the one
7:36
Speaker 6: I was with, So she was getting more money win
7:38
Speaker 6: the three fifty cheaper. And because they're always incentivizing, she
7:42
Speaker 6: got one hundred dollars gift card just for signing up.
7:44
Speaker 3: Four hundred and fifty dollars worth of value.
7:46
Speaker 6: Yeah, and like I said, it seems like an easy
7:49
Speaker 6: thing and I'm guilty of it. Yeah, just renews same again.
7:51
Speaker 6: Next to you. But shop around, don't do it, good deal,
7:54
Speaker 6: don't do it.
7:54
Speaker 3: Our friends that get reminded actually help you make sure
7:57
Speaker 3: that you always know what last year's fees were as well,
8:00
Speaker 3: so they put it in front of mine so you
8:01
Speaker 3: can put a reminder in your app so that if
8:03
Speaker 3: you want to go and check it, you've actually got
8:05
Speaker 3: all the resources that you need to call them up
8:06
Speaker 3: and be like, well, actually I know that it was
8:08
Speaker 3: this last year because car insurance in particular is pretty sneaky.
8:12
Speaker 3: They don't tell you what you paid last year. They
8:14
Speaker 3: just seen it in new bill and the invoice for
8:16
Speaker 3: what it's going to cost this year, and you're like, oh, like,
8:18
Speaker 3: I think it was around seven hundred dollars, but they've
8:21
Speaker 3: sent you an invoice for like seven hundred and eighty
8:23
Speaker 3: and you're like.
8:23
Speaker 4: Oh, yeah, that feelings right. Yeah, but it wasn't and.
8:26
Speaker 3: It creeped up, and so yeah, that would be my
8:28
Speaker 3: sneaky hot tip for today.
8:29
Speaker 6: That's awesome. Now Bronti has done something really well, but
8:32
Speaker 6: I don't like her. She said I didn't feel like
8:36
Speaker 6: going for a run this morning because it was too cold,
8:38
Speaker 6: and I'm like, talk to me, sister, I get fifty.
8:40
Speaker 1: Degrees and it's too hot for me.
8:43
Speaker 5: That doesn't make sense. I'm just coming up with any
8:46
Speaker 5: excuse I can.
8:47
Speaker 3: I didn't go on a run because I don't run,
8:51
Speaker 3: But good on you, Bronti.
8:52
Speaker 6: Well, and then Brondi's and I was like, yeah, I'm
8:54
Speaker 6: with you, Bronti. I get it because but I forced
8:56
Speaker 6: myself and got out there anymore.
8:58
Speaker 1: Yeah, not relatable, Bronti.
9:00
Speaker 6: I don't know what it feels like she says. I'm
9:02
Speaker 6: glad I did because when I was running, I found
9:04
Speaker 6: fifty bucks on the ground.
9:05
Speaker 7: Oh that's a good enough incentive for me to start running.
9:09
Speaker 7: I'm gonna find fifty bucks maybe one day.
9:11
Speaker 6: Yeah, way to just rub it in, Bronti that you're
9:13
Speaker 6: better than all of us. Well, fifty bucks. Now, Nikki
9:16
Speaker 6: was prepared to spend one thousand, two hundred and fifty
9:19
Speaker 6: bucks on bedside tables. That feels like a lot. That's
9:22
Speaker 6: a lot, right, that's like wood or like Yeah, they'd
9:25
Speaker 6: be delicious.
9:26
Speaker 3: Someone over to my house. I have I kea once
9:29
Speaker 3: and have done since firsty university, can't stop, won't stop,
9:32
Speaker 3: will not change. Maybe I will one day when I
9:34
Speaker 3: grow up.
9:35
Speaker 6: So Niki was ready to spend the money. Then she
9:37
Speaker 6: saw a kmart diy hack on TikTok.
9:40
Speaker 4: Was it Jessica's TikTok.
9:42
Speaker 6: About a bedside table hacked?
9:45
Speaker 7: No, we hacked a kmart table for that. She's on
9:48
Speaker 7: the money Instagram very check that out. It was there's
9:51
Speaker 7: going to be a video on my Instagram on the table.
9:54
Speaker 6: Yeah, I saw the other day and on the wrong post.
9:56
Speaker 4: Yeah you did.
9:57
Speaker 1: I got that.
9:58
Speaker 6: That was impressive.
9:59
Speaker 4: Soa one that thought that counts.
10:01
Speaker 6: Instead of spending one two hundred and fifty bucks, she
10:04
Speaker 6: spent just seventy five dollars, therefore saving eleven one hundred dollars.
10:08
Speaker 6: And she goes, they're pretty much the same. They're great,
10:10
Speaker 6: that's awesome.
10:10
Speaker 1: Do you have a picture of them?
10:12
Speaker 4: I do not speak.
10:14
Speaker 6: I'll get Nikki put it in the thread under your thing,
10:17
Speaker 6: replied yourself. We'll go check it out now. Lily said
10:20
Speaker 6: that her sister and herself they got a and you
10:23
Speaker 6: guys might need to explain this to me. They hired
10:26
Speaker 6: a rat.
10:26
Speaker 4: So it's like the time you thought that lash extensions
10:29
Speaker 4: were reappliable.
10:30
Speaker 6: So Lily and her sister thy lash are They hired
10:34
Speaker 6: a rack at a pre loved fashion boutique.
10:37
Speaker 4: Yeap, I understand that.
10:39
Speaker 6: What does that mean?
10:39
Speaker 5: So it means that you get like a rack in
10:43
Speaker 5: a shop, and it's kind of like if you went
10:45
Speaker 5: to like a flea market you get to resell all
10:48
Speaker 5: your stuff, but you're in a shop so people can
10:49
Speaker 5: like go and look at it and try it on
10:51
Speaker 5: and stuff, and.
10:52
Speaker 6: The shop takes a cat or whatever.
10:53
Speaker 1: However, yeah, or you paid a fee.
10:56
Speaker 7: To have the rack.
10:56
Speaker 6: Actually, yeah, well she paid eighty dollars for two weeks,
11:00
Speaker 6: which is pretty cheap considering they made two thousand and
11:05
Speaker 6: six dollars.
11:06
Speaker 7: Is this place in Melbourne? Because we should definitely do that.
11:09
Speaker 4: Can we have a shit on the money rack? Like,
11:10
Speaker 4: I mean clothing, I don't have any clothes.
11:14
Speaker 1: I don't wear that, do you do?
11:16
Speaker 4: You're wearing a bing jumper right now?
11:18
Speaker 1: You're like, I'm not going to sell them.
11:21
Speaker 6: Well well done to Lillian Sis. That's really impressive. Now,
11:24
Speaker 6: I asked in the slack today, which is a lot
11:27
Speaker 6: of the group chat of us here she's in the money.
11:29
Speaker 6: Who is the best fashion correspondent? Between Jessica, Tony and Victoria?
11:33
Speaker 6: What did we come up with?
11:35
Speaker 7: Tony just said not her.
11:36
Speaker 5: I said either of these girls. Jess used to work
11:39
Speaker 5: at Glasson's. So I feel live o yess Yeah, okay.
11:44
Speaker 3: Our fashion correspondent Jess crossing live now, dream job.
11:48
Speaker 6: Jess. I've just texted you. Can you describe the item.
11:54
Speaker 7: There?
11:54
Speaker 1: It is glad your Farmazon's effects.
11:57
Speaker 7: I'm gonna say the style is Gorme.
12:00
Speaker 6: It is Gorman.
12:01
Speaker 7: Oh okay, so it's a Gorman esque I can't tell
12:05
Speaker 7: if it's a jumpsuit. From the way that it's folding,
12:07
Speaker 7: potentially a jumpsuit, maybe a dress like mid thigh fluttery sleeves.
12:14
Speaker 1: It's pink with.
12:15
Speaker 7: Like a yellow, black, white and turquoise pattern on it,
12:18
Speaker 7: and a neck.
12:19
Speaker 5: That would be so expected because it got a collar
12:21
Speaker 5: no collar V neck.
12:22
Speaker 4: Yeah, okay, well I wasn't sure if it's V neck collar.
12:24
Speaker 7: V neck and it's like a crossover like a little.
12:28
Speaker 6: So considering it is in fact from Gorman, if you
12:31
Speaker 6: were to throw a number at what would that be
12:33
Speaker 6: working hundred bucks?
12:34
Speaker 7: Ye, man, I'd say like two forty.
12:36
Speaker 6: Introducing June who's a member of that She's on the money,
12:39
Speaker 6: June sing introducing she paid one dollar at a shop
12:47
Speaker 6: because she realized it was valuable. Then she went home
12:49
Speaker 6: flipped it on Facebook marketplace for ninety dollars, making an
12:53
Speaker 6: eighty nine dollar profits.
12:54
Speaker 7: From here's the photo for you guys.
12:57
Speaker 3: That is exactly what I thought that would look like.
13:00
Speaker 3: You are officially that she's on the money. Fashion Correspondent.
13:03
Speaker 7: Thank you well.
13:04
Speaker 6: That was a great description and well done to June.
13:06
Speaker 6: And that picture is actually in the thread of Money
13:08
Speaker 6: Wins this week, So if everyone else wants to go
13:10
Speaker 6: check it, out for a dollar.
13:11
Speaker 7: She's cute, that's a bargain.
13:13
Speaker 6: What is that? Op? Stop thinking lift?
13:15
Speaker 7: I feel like it's normally the other way around, like
13:17
Speaker 7: normally that like op shops have been marking up in
13:20
Speaker 7: right years.
13:20
Speaker 3: Look, I haven't been recently, but the last time I
13:23
Speaker 3: went to an opshop, I was genuinely surprised about how
13:25
Speaker 3: expensive that's really expense. I was like, hold up, hold up,
13:29
Speaker 3: what do you mean forty dollars?
13:31
Speaker 5: It's because people troll through it. And I'm not being
13:33
Speaker 5: aggressive towards you, June, but people troll through, get all
13:37
Speaker 5: the good stuff and then resell it.
13:39
Speaker 1: So I feel like, but yeah, they have yeah, but
13:42
Speaker 1: then when you go.
13:43
Speaker 5: To like have a bit of a scalp, you can't
13:45
Speaker 5: get anything good because they're reselling it all for one
13:47
Speaker 5: hundred bucks, like on Chappel straight.
13:49
Speaker 7: And it's shitty because for some people, like it's a
13:51
Speaker 7: really great way to access quality closing affordable price point.
13:56
Speaker 4: So I mean, I mean, just a hot topic. Debate, debate,
14:01
Speaker 4: move on, move on, before it happens.
14:02
Speaker 6: Belinda started a new job. They have a full coffee machine,
14:05
Speaker 6: so she's no longer buying a coffee every day. Butlinda says,
14:09
Speaker 6: I make my own. And I finally got around to
14:11
Speaker 6: setting up a five dollars a day amount in my
14:15
Speaker 6: Rai's account. She did Ryan john Well, I said I
14:17
Speaker 6: I've also done that, and Belinda said, Ryan, you are
14:20
Speaker 6: my inspiration.
14:21
Speaker 4: Oh so cute.
14:24
Speaker 6: I baited her to say that. I said, am I
14:25
Speaker 6: your inspiration? She's like, yes, strate, but five dollars a
14:32
Speaker 6: day is going to a Rais account to make up
14:34
Speaker 6: for the coffee she's not buying. Now. Tanya recently had
14:38
Speaker 6: and also Tanya describes herself as a longtime lurker, first
14:42
Speaker 6: time poster. I love that I recently had breast reduction
14:46
Speaker 6: surgery and I had some beautiful lingerie pieces that no
14:50
Speaker 6: longer fit, which is a bit of She's really happy
14:52
Speaker 6: she got the surgery, but she's like, I've got these pieces, and.
14:54
Speaker 4: Then lingerie is so much money. I had.
15:00
Speaker 1: A little like.
15:01
Speaker 7: Wear time generally, don't you wear them to work?
15:08
Speaker 4: Like I buy money?
15:09
Speaker 3: Because at bombs to know about you chess is but
15:13
Speaker 3: one minute Max.
15:15
Speaker 7: Come in, I look cute, I take it off.
15:20
Speaker 4: Please know it's going In the podcast, Stark.
15:24
Speaker 6: No, so, I also had no idea the price until
15:27
Speaker 6: I read some of the comments because it is wild.
15:29
Speaker 4: So comments or started buying it.
15:31
Speaker 5: Yeah, he's like, oh, I've started reading Victoria's Secret for
15:34
Speaker 5: the articles though I needed to find.
15:36
Speaker 6: Research, but Tanya said, I didn't want these to go
15:39
Speaker 6: to waste, So I found a biaswap and cell page
15:42
Speaker 6: that does specific like for this area for lingerie pieces
15:44
Speaker 6: and stuff like that. And she got five hundred and
15:47
Speaker 6: sixty two dollars selling all the pieces and she's going
15:50
Speaker 6: to use that money to buy stuff. Now, Yeah, that's
15:53
Speaker 6: so fun.
15:54
Speaker 3: I mean, on the surface, that's really wholesome and really cute.
15:58
Speaker 3: But like, I'm pretty sure there are people on internet
16:00
Speaker 3: that would definitely buy your underwear.
16:02
Speaker 1: Oh yeah, for more than that. And after you've done
16:05
Speaker 1: the one minute wear like.
16:06
Speaker 3: Jess Jess, that's why she wears it only for him, don't.
16:11
Speaker 6: Wear it too long. I've got to sell this later,
16:14
Speaker 6: all right.
16:14
Speaker 1: Two more Ali, that's a good side hustle.
16:17
Speaker 6: Yes, Ali says, I rented out my second bedroom to
16:21
Speaker 6: my to a nursing student. She lives in a small town.
16:23
Speaker 6: A nursing student is doing their prack or whatever at
16:25
Speaker 6: the local hospital, so she rented out the place. She's
16:27
Speaker 6: just built her first house and was a bit really
16:30
Speaker 6: on the edge of her mortgage repayments every month. She said,
16:32
Speaker 6: now I've got a renter. I'm helping a student. And
16:35
Speaker 6: a lot of people are talking now about how expensive
16:38
Speaker 6: property prices are becoming, and sometimes you need to make
16:40
Speaker 6: a sacrifice. Are you going to go a few more
16:43
Speaker 6: suburbs out? Are you going to have one less bedroom?
16:45
Speaker 6: Something to keep in mind, this is actually what I
16:47
Speaker 6: did when I first bought a house. I was like,
16:49
Speaker 6: single and not with bridgets, so.
16:51
Speaker 3: It want to be nice buying a house and having
16:56
Speaker 3: a crack at ry And.
16:59
Speaker 1: I was like, yeah, lingree to wear for a minute, notedge.
17:05
Speaker 6: What's the rating of this episode? Wow? But one of
17:08
Speaker 6: my mates actual leads PG. Yeah. One of my mates
17:11
Speaker 6: rented the spare room and that's the only way I
17:12
Speaker 6: could have bought to buy a house. And that was
17:14
Speaker 6: my way of going, oh, I can't quite afford it,
17:16
Speaker 6: but here's a sacrifice. And again, when I was single,
17:18
Speaker 6: it wasn't really a sacrifice. It was great to have
17:20
Speaker 6: some companies, to be honest, But that a great idea.
17:22
Speaker 7: Ali.
17:22
Speaker 6: She's so she's getting ahead on her mortgage so well,
17:25
Speaker 6: and finally Kate, she bought a house in December, and
17:29
Speaker 6: she recently had a valuation done because she's going to
17:31
Speaker 6: remortgage and refinance. Their house is now worth two hundred
17:35
Speaker 6: and fifty thousand dollars more than when they bought it
17:38
Speaker 6: six months ago. Six months, six months. They bought it
17:42
Speaker 6: in December, it's now July. What's that? Six or seven months? Yep?
17:45
Speaker 6: We now have over fifty percent equity in our house
17:48
Speaker 6: and we're twenty three years old. Could I be more
17:50
Speaker 6: annoyed and jealous and annoyed at you? Kate?
17:53
Speaker 1: Oh?
17:54
Speaker 7: So jealous? But that's so cool.
17:55
Speaker 1: Well done, Yeah, good job, Kate.
17:57
Speaker 4: That is a money win, all right, Jess.
18:08
Speaker 3: So this week is quite a special week, and we
18:10
Speaker 3: have decided to share in lieu of our money wins
18:13
Speaker 3: or confessions this week.
18:14
Speaker 7: What we're going to talk about NATOC Week, which if
18:17
Speaker 7: you didn't know, stands for National Aborigines and Islanders Day
18:21
Speaker 7: Observance Committee, and the NADOCK Committee is basically tasked with
18:25
Speaker 7: increasing awareness in the wide community for the status and
18:28
Speaker 7: treatment of our Aboriginal and Torus Strait Islander friends. And
18:32
Speaker 7: so this week has a theme. Every year they do
18:35
Speaker 7: something different. It's really fun and there's so many great activities.
18:38
Speaker 7: Obviously we're at the end of the week now. Hopefully
18:40
Speaker 7: you guys.
18:40
Speaker 3: It's Friday, but hopefully you've seen it on our platform
18:43
Speaker 3: already and interacted with it and supported it, and it
18:45
Speaker 3: won't come as a surprise that we're talking about.
18:47
Speaker 7: Yeah. We popped it up on Monday with the link
18:48
Speaker 7: to the website, which had a heap of really great
18:50
Speaker 7: resources for different events that they were throwing and things
18:53
Speaker 7: like that. The theme this year is Healing Country, meaning
18:57
Speaker 7: embracing the First Nation's cultural knowledge and understanding of as
19:00
Speaker 7: a part of our national heritage, because it is such
19:03
Speaker 7: a rich culture and they're genuinely so much fantastic history
19:07
Speaker 7: and art that it's really great to absorb. And it's
19:10
Speaker 7: not necessarily really prevalent. Yeah, you just don't see it
19:14
Speaker 7: often enough, I think. And so we popped a thread
19:17
Speaker 7: in on Monday and said, hey, share some of your
19:19
Speaker 7: favorite First Nations creators and artists. And I thought maybe
19:23
Speaker 7: we could just share some of our favorites. I've popped
19:26
Speaker 7: a couple of mine on the thread. Definitely go have
19:28
Speaker 7: a look at it. It's under our announcements and there's
19:30
Speaker 7: so many great artisans there if you're looking for something
19:34
Speaker 7: to purchase.
19:35
Speaker 5: I also saw like on the news and on the
19:37
Speaker 5: weather and stuff, instead of the western names for all
19:39
Speaker 5: the capital cities that were using the traditional names, and
19:42
Speaker 5: I thought that was really really cool.
19:44
Speaker 7: But you know, Australia Post does that too. You can
19:46
Speaker 7: elect to send your post with.
19:48
Speaker 1: I just saw that recently. It's really cool.
19:50
Speaker 4: What are you talking about.
19:51
Speaker 7: They've adjusted the way you would write your address on
19:54
Speaker 7: anything that you're sending, which is super duper cool. So
19:57
Speaker 7: now instead of sending it Tissues in the Money one
19:59
Speaker 7: SI's two Street, you would send it to She's on
20:02
Speaker 7: the Money Warrangery Country one sixty two Collins Street, Melbourne,
20:05
Speaker 7: which I think is so such a beautiful way to
20:07
Speaker 7: acknowledge the lands that we are existing on and start
20:10
Speaker 7: to use those names that I think have been really
20:12
Speaker 7: lost over however many many many many days.
20:16
Speaker 5: Yeah, decade is not long enough and add it into
20:19
Speaker 5: our bokap exactly right.
20:20
Speaker 7: And there's a really great link on the os Post
20:22
Speaker 7: website to help you find the traditional nameplace of the
20:25
Speaker 7: country that you are living on or sending to if
20:27
Speaker 7: you need that.
20:28
Speaker 4: Oh cool, I love that. So easy to add in
20:31
Speaker 4: as well. Yeah, absolutely, I really like that.
20:33
Speaker 3: That's actually such a special way of starting to reintroduce
20:36
Speaker 3: things that have arguably been lost. And you know, I
20:39
Speaker 3: didn't know about this stuff way back in school. I
20:41
Speaker 3: wouldn't have had a clue, and now learning about it,
20:44
Speaker 3: it just feels so special to be able to reconnect
20:47
Speaker 3: with stuff like that and actually just respect that culture
20:50
Speaker 3: because you know how much it means to the people
20:52
Speaker 3: that really connect with it. And I feel like I
20:55
Speaker 3: can't say that I have any relations who are Aboriginal
20:59
Speaker 3: or Torres Straight Island, but like, I just really feel
21:01
Speaker 3: for them having lost such a significant piece of their
21:04
Speaker 3: culture that I go, no, you just have that respect,
21:07
Speaker 3: Like I'd love that, Like maybe we should update it
21:09
Speaker 3: on our website and put it there and people can,
21:11
Speaker 3: you know, send their puscles that way, and you know,
21:14
Speaker 3: it's just a really nice reminder when you get a
21:16
Speaker 3: piece of mail that you know, this country has a
21:18
Speaker 3: history and it's very special.
21:20
Speaker 1: I was recently in New Zealand.
21:22
Speaker 5: In Zealand, yeah, and was really surprised to see how
21:27
Speaker 5: much moldy they use, like on all their signs, and
21:29
Speaker 5: I love it.
21:30
Speaker 6: Yeah. So my wife Bridge is from New Zealand, and
21:32
Speaker 6: she was shocked at the opposite way about how little
21:35
Speaker 6: how I did. Yeah, and she's like, oh, because back home,
21:38
Speaker 6: it's like we learned languages at school and it was
21:40
Speaker 6: just really common and in the workplace and years she's like, oh,
21:44
Speaker 6: it was like I don't talk about it for decades,
21:46
Speaker 6: and it's like, finally we're doing the smallest of yeah,
21:49
Speaker 6: first steps to try.
21:50
Speaker 7: And I don't know, there's a lot more to do,
21:52
Speaker 7: but I think Naydoc Week and there's a number of
21:54
Speaker 7: other celebrations throughout the year that are's super special and
21:56
Speaker 7: really great to get around. But I thought we could
21:59
Speaker 7: go around the table and all share our favorites either
22:01
Speaker 7: from the thread or I know we all have some
22:03
Speaker 7: businesses that we personally love to support as well.
22:05
Speaker 1: Tony do to go. Yeah.
22:07
Speaker 5: So I recently started following Warm a collective which is
22:10
Speaker 5: an Aboriginal owned and family operated art, body.
22:13
Speaker 1: And bath business.
22:15
Speaker 5: And for anyone that knows me, I love a bath
22:20
Speaker 5: and my boyfriend and I are about to move into
22:22
Speaker 5: a house with a bus excited.
22:25
Speaker 1: So it was a really great.
22:26
Speaker 3: Art keep everybody updated on the bath update the bath situation.
22:30
Speaker 5: So it was a great excuse for me to, you know,
22:32
Speaker 5: go out and buy his bath stuff and it's all
22:36
Speaker 5: Aboriginal owned and they've got some amazing like shower gels
22:40
Speaker 5: and bath bombs and bubble bath and stuff and it's
22:43
Speaker 5: all like traditional sense and it's all handmade and it's.
22:46
Speaker 1: Really really gorgeous.
22:48
Speaker 5: But I also have a sneaky other one. My best
22:50
Speaker 5: friend Ayton is an Aboriginal woman and she's an artist.
22:54
Speaker 5: And if you have a look at her Instagram at
22:56
Speaker 5: Dartbreaker Underscore, you can find.
22:58
Speaker 4: She does some cheeky picture.
23:00
Speaker 5: Yeah, she does like these like nudy girls and it's
23:03
Speaker 5: it's really really cool. But yeah, as an Aboriginal woman,
23:06
Speaker 5: I love to support her by her art a lot.
23:08
Speaker 5: So if it's something that you might.
23:09
Speaker 4: Be into a look, pick up a little cheeky piece.
23:12
Speaker 3: It's definitely on the theme of this episode speaking about.
23:17
Speaker 4: So, I've got a couple.
23:19
Speaker 3: So the first one. Both of these weren't in the thread,
23:21
Speaker 3: which I was really surprised about.
23:23
Speaker 4: Which is why I'm bringing them up.
23:24
Speaker 3: The first one is a guy called Brad Turner and
23:27
Speaker 3: he's an Aboriginal artist and I know this is she's
23:29
Speaker 3: on the money, but like he's just such a special
23:32
Speaker 3: human and does such beautiful pieces of work that I
23:34
Speaker 3: wanted to share it. I've been creeping on his art
23:37
Speaker 3: for a very long time, and one day I might
23:40
Speaker 3: be able to afford an original piece.
23:42
Speaker 4: Like he.
23:42
Speaker 3: I guess he would know me, like just through Instagram,
23:45
Speaker 3: Like if he's yeah, do you know Victoria de Vine, Like,
23:48
Speaker 3: it wouldn't be like, oh, yeah, she's so nice. It
23:50
Speaker 3: would be like, oh yeah, she replies to so many
23:52
Speaker 3: of my stories with love, hard eyes, like kind of weird,
23:55
Speaker 3: but that that's our relationship. So I'm assuming he knows
23:57
Speaker 3: who I am, hopefully. And then there's second is actually
24:00
Speaker 3: a friend of mine, and that's Aleirah Potter. So Alira
24:04
Speaker 3: is Ah.
24:05
Speaker 1: I follow her on Instagram.
24:06
Speaker 3: Yeah, she's so beautiful and I met her at a
24:09
Speaker 3: keeper Cleaner event earlier this year, and she's a creator,
24:12
Speaker 3: a writer and a speaker and just a glowy human,
24:16
Speaker 3: like literally a glowy you know those people that you
24:18
Speaker 3: meet and you're like, wow, I want your energy around. Yeah, yeah,
24:22
Speaker 3: Like she was just a glowy human. And Alira is
24:25
Speaker 3: an Aboriginal woman who spreads so much love across the Internet,
24:28
Speaker 3: and I just think everybody should go and follow her
24:30
Speaker 3: because I just feel like I learned so much from
24:33
Speaker 3: even just having her Instagram stories pop up, and like
24:36
Speaker 3: she will share other black owned businesses, and she will
24:39
Speaker 3: share really beautiful content that educates, and I think that
24:44
Speaker 3: it's really special because it's not actually her job to
24:47
Speaker 3: educate us. It's nobody's job to educate us except for ourselves.
24:51
Speaker 3: And if you want to learn more about it, great,
24:52
Speaker 3: go to the Nadok website and learn more. There's an
24:55
Speaker 3: entire page on history that you can go and learn from.
24:59
Speaker 3: But she's so giving with her time and so giving
25:02
Speaker 3: with her energy and her content, and I just feel
25:04
Speaker 3: like we can learn so much from absorbing it. And
25:07
Speaker 3: like as much as nobody owes us anything when it
25:09
Speaker 3: comes to education, like reading is one thing, but seeing
25:13
Speaker 3: somebody's beautiful interpretation of what that means for her culture
25:16
Speaker 3: and what that means for you know, how she interprets it,
25:19
Speaker 3: it just it's so nice to see. Anyway, she doesn't
25:22
Speaker 3: have a specific product to sell, but I just wanted
25:25
Speaker 3: to share it because I just feel like it was
25:27
Speaker 3: the right place to do that.
25:28
Speaker 5: And also something as simple as following someone on Instagram,
25:31
Speaker 5: you know, if you if you can't afford to buy
25:34
Speaker 5: from a black owned business, you can donate. If you
25:37
Speaker 5: don't have the money to do that, please just educate
25:39
Speaker 5: yourselves about what you can do and support like content creators.
25:44
Speaker 7: Following liking sharing is a saving saving absolutely like that,
25:48
Speaker 7: get the algorithm, get them out there, get them in
25:50
Speaker 7: front of your eyes. It's such a great way to
25:52
Speaker 7: support people for free.
25:54
Speaker 1: Yep.
25:54
Speaker 3: Right, as she also has a really really cute dog.
25:58
Speaker 3: So if we have conced you so yet, she has
26:01
Speaker 3: an incredibly cute dog, and like that's worth it in itself,
26:04
Speaker 3: I agree.
26:05
Speaker 6: Yeah, all right, Ash's message through this is her own business.
26:08
Speaker 6: It's Little Black Duck teapots and I've been off the
26:12
Speaker 6: Instagram page and the Facebook. They're incredible. Have you seen
26:15
Speaker 6: the photos in the thread? So their aboriginal art like
26:18
Speaker 6: painted over the teapots and stuff, but they're really bright
26:20
Speaker 6: and colorful, beautiful, and it just reminds me of something
26:22
Speaker 6: that's going to need to go into my mum's house
26:24
Speaker 6: because my mum has colors everywhere. She loves aboriginal art.
26:27
Speaker 6: So the combination of the two, Oh, they're so stunny. Right,
26:31
Speaker 6: And that's her own business, So little Black Duck teapots.
26:34
Speaker 6: Go and check them out.
26:35
Speaker 1: Oh thanks for reaching out, Ash.
26:36
Speaker 7: That's so fun. My favorite is I popped a couple
26:40
Speaker 7: in the thread. But an artist in particular I followed
26:42
Speaker 7: on Instagram for I reckon over two years now is
26:46
Speaker 7: Nudderna And she does I know, and I.
26:48
Speaker 3: Didn't say them because I knew that was going to
26:51
Speaker 3: be your special share.
26:53
Speaker 7: I'm so excited because she does beautiful artwork. Her colour
26:58
Speaker 7: it's a really traditional style and her colors is in particular,
27:00
Speaker 7: really speak to me personally, and they're very on brand
27:03
Speaker 7: fishes in the money. There's a lot of pinks and
27:05
Speaker 7: warms and it just it genuinely makes me feel warm
27:07
Speaker 7: and happy looking at them. And Victoria, I'm so excited.
27:11
Speaker 7: Let us order a piece for the office a couple
27:13
Speaker 7: of weeks ago and it should.
27:14
Speaker 4: Be with us really though.
27:15
Speaker 1: It's going to be so stunning.
27:16
Speaker 5: I cannot wait for its site.
27:19
Speaker 4: It's so excited.
27:20
Speaker 3: We're currently having arguments over whose desk it's going to
27:22
Speaker 3: be closest.
27:24
Speaker 7: Yeah, but her stuff is really beautiful and there are
27:26
Speaker 7: a number of other artists on that thread. And if
27:29
Speaker 7: you can't afford to buy original artworks, prints are a
27:31
Speaker 7: really great option. That's what we went with, and you
27:33
Speaker 7: can get all different custom sizes and it's just a
27:35
Speaker 7: really fun way just bruce up your space.
27:39
Speaker 4: Agreed, that was really special. I love that we should
27:41
Speaker 4: do this more.
27:42
Speaker 3: I just feel like there's so many great things in
27:44
Speaker 3: our community that we can share in people doing cool things,
27:47
Speaker 3: and like, even just looking through that thread, like how
27:50
Speaker 3: creative are people? Like this is coming from someone who
27:52
Speaker 3: can't draw stick figures, I'm just like, what do you mean?
27:55
Speaker 4: Like, how are you guys? How is that correive? I know,
27:59
Speaker 4: I even look.
27:59
Speaker 3: At you guys because you guys are all creatives and
28:01
Speaker 3: I'm the financial advisor and I'm like, oh, I wish
28:04
Speaker 3: I was just so much cooler.
28:06
Speaker 4: But you know, I've got you guys to stand behind
28:08
Speaker 4: and make me look cool.
28:09
Speaker 7: So far, so good.
28:10
Speaker 3: So with that, I think it is time to head off.
28:13
Speaker 3: But as always, just before we head off, we'd like
28:15
Speaker 3: to acknowledge and pay respect to Australia's Aboriginal and torrest
28:19
Speaker 3: Rait Islander people's they're the traditional custodians of the lands,
28:22
Speaker 3: the waterways and the skies all across Australia. We thank
28:26
Speaker 3: you for sharing the caring for the land on which
28:28
Speaker 3: we are able to learn. We pay our respects to
28:30
Speaker 3: elders past and present, and we share our friendship and
28:33
Speaker 3: our kindness.
28:34
Speaker 5: The advice shared on She's on the Money is generally
28:36
Speaker 5: nature and does not consider your individual circumstances. She's on
28:40
Speaker 5: the Money exists purely for educational purposes and should not
28:43
Speaker 5: be relied upon to make an investment or financial decision.
28:46
Speaker 5: And we promise that Victoria Devine is an authorized representative
28:50
Speaker 5: of Australia Pacific Funds Management Proprietary Limited ABN three four
28:54
Speaker 5: one three two four six three two five seven AFSL
28:57
Speaker 5: three three nine one five to one.
28:58
Speaker 4: What a guy? What a what a list of numbers?
29:02
Speaker 1: Apparently they mean something.
29:04
Speaker 4: Yeah, I don't know what it is yet. I haven't
29:05
Speaker 4: worked it out. Hopefully we can work it out by
29:07
Speaker 4: next week. Say next week, guys
29:08
Speaker 2: Love you, Bye bye