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When Helping a Friend Means Breaking a Secret · She's On The Money

• 0:00
  Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud Order
• 0:05
  Speaker 1: Order Kerni Whoalbury and a waddery woman. And before we
• 0:08
  Speaker 1: get started on She's on the Money podcast, I would
• 0:11
  Speaker 1: like to acknowledge the traditional custodians of the land of
• 0:14
  Speaker 1: which this podcast is recorded on a wondery country, acknowledging
• 0:18
  Speaker 1: the elders, the ancestors and the next generation coming through
• 0:23
  Speaker 1: as this podcast is about connecting, empowering, knowledge sharing and
• 0:27
  Speaker 1: the storytelling of you to make a difference for today
• 0:31
  Speaker 1: and lasting impact for tomorrow.
• 0:33
  Speaker 2: Let's get into it. She's on the Money.
• 0:36
  Speaker 3: She's on the Money.
• 0:57
  Speaker 2: Hello, and welcome to She's on the Money podcast that
• 1:00
  Speaker 2: makes personal finance fun, especially on Fridays. It's our favorite
• 1:05
  Speaker 2: day of the week because we get to get the
• 1:06
  Speaker 2: team together and celebrate you our incredible shoes on the
• 1:10
  Speaker 2: Money community. Today, mister is going to be sharing our
• 1:13
  Speaker 2: favorite money wins from the community. Miss Bech Sayed is
• 1:16
  Speaker 2: going to be sharing herbroke tips. This week, We're going
• 1:19
  Speaker 2: to be helping to answer a juicy money dilemma, which
• 1:21
  Speaker 2: this week is all about what to do when you're
• 1:23
  Speaker 2: feeling like you're more your partner's financial manager than their teammate.
• 1:26
  Speaker 2: And we're going to unpack something spicy that you flit
• 1:29
  Speaker 2: into our dams about this week. We're chatting about what's
• 1:32
  Speaker 2: more important helping a friend in need or keeping their
• 1:36
  Speaker 2: secret juicy.
• 1:39
  Speaker 4: So cute.
• 1:40
  Speaker 2: Before we get there, though, miss Bech sayed, how has
• 1:42
  Speaker 2: your week been? Really nice?
• 1:44
  Speaker 5: I moved house, we were evicted. I feel like I
• 1:47
  Speaker 5: mentioned that.
• 1:48
  Speaker 2: It's about to say it's a common theme.
• 1:50
  Speaker 5: It's it feels like it's happened a few times, but honestly,
• 1:54
  Speaker 5: it's just the one move. Actually, yeah, it's been a
• 1:56
  Speaker 5: long long time coming.
• 1:57
  Speaker 2: Yeah, and I feel like you've just had property dramas
• 1:59
  Speaker 2: for the last twelve months. Like yeah, it's just it's
• 2:02
  Speaker 2: just frustrating.
• 2:03
  Speaker 5: It's one about it was a share house like more
• 2:05
  Speaker 5: than ten years, so the crap in this house is
• 2:08
  Speaker 5: like outrageous.
• 2:08
  Speaker 2: That's still a bit of a dump, but anyway, and
• 2:10
  Speaker 2: you just know that it would have cost six billion
• 2:13
  Speaker 2: dollars as well, like obviously when the owner bought it
• 2:16
  Speaker 2: was four dollars. But then you just know that the property,
• 2:19
  Speaker 2: even though it's a dank sharehouse, it's probably worth four
• 2:22
  Speaker 2: meal or something. Oh, for sure, and you're just like,
• 2:26
  Speaker 2: how how can I get in on this?
• 2:28
  Speaker 1: Yeah?
• 2:28
  Speaker 5: Totally, but no, it's been really good. I moved in
• 2:30
  Speaker 5: with our old producer. How funny, just up.
• 2:32
  Speaker 4: The Actually yeah, yeah, it's been really really nice.
• 2:36
  Speaker 5: So yeah, just been chilling, haven't been too much.
• 2:38
  Speaker 2: How good by what good company? I love this, I know,
• 2:43
  Speaker 2: I feel like it's right, feels gosh. And she has
• 2:45
  Speaker 2: her cat, got the cat, little cat.
• 2:49
  Speaker 5: I never thought of myself as a pet owner.
• 2:51
  Speaker 2: But Parmazan is your house.
• 2:53
  Speaker 4: Parmazan is my house mate.
• 2:55
  Speaker 2: You are dream my friends.
• 2:57
  Speaker 5: I know, I really am. I really am. But yeah,
• 2:59
  Speaker 5: other than that, that's it. What about you, Jess?
• 3:02
  Speaker 2: Nothing, she's not moving, she doesn't have a new cat
• 3:05
  Speaker 2: house made.
• 3:05
  Speaker 4: No sad about that now. To be honest, I also
• 3:11
  Speaker 4: kind of boring, but like maybe the girls who get
• 3:13
  Speaker 4: it get it. I got a Kindle for Christmas, and
• 3:15
  Speaker 4: I mean it arrived at like February, and so since
• 3:17
  Speaker 4: February I have been reading one singular book series. Not
• 3:21
  Speaker 4: because it takes me a long time to read, but
• 3:23
  Speaker 4: because I started this series. I just picked it up
• 3:26
  Speaker 4: because I watch what the TV show It's called shadow Hunters.
• 3:29
  Speaker 4: It's like, why a fantasy? I do not have like
• 3:31
  Speaker 4: high brow tasting books. Let me mine is trash. Yeah, yeah,
• 3:35
  Speaker 4: so why fantasy?
• 3:36
  Speaker 2: Actually some research out there, just a buddy in there,
• 3:39
  Speaker 2: please say that the more intelligent you are, the lower
• 3:42
  Speaker 2: level the content you like to consume, and your free
• 3:45
  Speaker 2: time is perfect.
• 3:46
  Speaker 4: I must be the world's smartest person.
• 3:49
  Speaker 2: I'm the world's biggest fan of Real Housewives of Salt
• 3:52
  Speaker 2: Lake City.
• 3:53
  Speaker 4: Of course, perfect sense.
• 3:54
  Speaker 2: You're welcome.
• 3:55
  Speaker 4: I started books. I watched the TV show and then
• 3:57
  Speaker 4: I realized it was books. So I read it and
• 3:58
  Speaker 4: it was a trilogy, and then I was like looking
• 4:00
  Speaker 4: for something similar, and I was like, oh, in the
• 4:02
  Speaker 4: same universe, there's another trilogy. And this happens to me
• 4:05
  Speaker 4: like five times. So I have read It's in the
• 4:09
  Speaker 4: same universe, but it's like an extended timelines. There's prequels,
• 4:12
  Speaker 4: there's sequels, there's anthologies. I have read nineteen books this year.
• 4:17
  Speaker 4: I'm from the same universe. But the problem. The problem
• 4:21
  Speaker 4: is that I finished the.
• 4:22
  Speaker 2: Last book No what are you going to do?
• 4:24
  Speaker 4: Last night? And now I'm like, cause I read every
• 4:27
  Speaker 4: night for bed, It's my little night tatame.
• 4:28
  Speaker 2: I'm like, so cute, what are you going to do?
• 4:31
  Speaker 4: Yeah, I feel like I have this void because I've
• 4:34
  Speaker 4: been so immersed in this one universe. If anyone has any.
• 4:36
  Speaker 2: Recommendation, have a lot of recommendation. Exella, we actually have
• 4:40
  Speaker 2: a book club que. It's very very cute and we
• 4:44
  Speaker 2: all have our little kindles and we go to book club,
• 4:46
  Speaker 2: but we talk about our books of the week. So
• 4:48
  Speaker 2: I have a few recommendations. But if you're anything like me,
• 4:51
  Speaker 2: do you feel like that when you finish a series
• 4:54
  Speaker 2: and there's no like follow on because I'm assuming that
• 4:56
  Speaker 2: you then went, oh, I'm finished, I don't know what
• 4:58
  Speaker 2: to do with my life, and then you found something.
• 5:01
  Speaker 2: Do you feel like right now you just become a
• 5:03
  Speaker 2: non reader again? Because I feel like, Yeah, I go
• 5:07
  Speaker 2: from being like no I'm a reader, like I'm a
• 5:08
  Speaker 2: book where I'm I'm fully in it, like I can
• 5:10
  Speaker 2: read nineteen books too, it's not for me. Yeah, Like
• 5:15
  Speaker 2: I fall off the horse completely and then I'll see
• 5:17
  Speaker 2: my Kindle one day and be like I'm in love
• 5:20
  Speaker 2: with that thing and then I like dive back in. Yeah,
• 5:23
  Speaker 2: I just I can't commit long term though.
• 5:25
  Speaker 5: Remind me kindle is a tablet.
• 5:27
  Speaker 4: Yeah, it's like an e reader. But all it does
• 5:29
  Speaker 4: is the book, which I really like. It's why I
• 5:30
  Speaker 4: read it before bed, because if I read on my
• 5:32
  Speaker 4: phone or on my iPad or whatever, I do get sidetracked.
• 5:35
  Speaker 4: Whereas it's just books, okay really physically nothing else on it.
• 5:40
  Speaker 5: They're already in the doubt. Sorry but sorry, this is
• 5:42
  Speaker 5: the question. They're in the tablet already the book.
• 5:44
  Speaker 2: Yeah, you download them like you would. It's kind of
• 5:46
  Speaker 2: like got the kindle at and you download it, kind
• 5:49
  Speaker 2: of like you would download a PDF, and then it
• 5:51
  Speaker 2: appears on your kindle. The thing I like about it
• 5:54
  Speaker 2: is it's not like a bright screen either, kind of
• 5:57
  Speaker 2: looks like you're looking at paper. Oh that's very it's
• 6:00
  Speaker 2: just very low stimulation.
• 6:03
  Speaker 4: That ame so anyone. I was also like, why are fantasy,
• 6:05
  Speaker 4: especially if you've read that series and can recommend something similar.
• 6:08
  Speaker 4: I'm not a smut girl, That's my one thing. All
• 6:10
  Speaker 4: the recommendations I've gotten have been like fantasy smunt, which
• 6:13
  Speaker 4: is not really for you me. That's okay, no judgment,
• 6:16
  Speaker 4: but it's just like I like something a little bit
• 6:18
  Speaker 4: huh what smut?
• 6:19
  Speaker 5: I'm sorry, like dirty, like it's content.
• 6:24
  Speaker 2: Give me those records. Yeah. So that's what we've been
• 6:28
  Speaker 2: reading at Zella, So I'll just filter out the recommendations.
• 6:31
  Speaker 2: I do have a number of other recommendations for you,
• 6:34
  Speaker 2: but I feel like that's a very good conversation topic
• 6:38
  Speaker 2: for me at this point in time, because I hyper
• 6:40
  Speaker 2: fixate on things and right now my kindle and I BFFs.
• 6:43
  Speaker 2: I do have a question, though, Bet you're gonna be like,
• 6:46
  Speaker 2: why is this a question? What font do you choose?
• 6:49
  Speaker 4: I read whatever the default is.
• 6:52
  Speaker 2: I know I.
• 6:54
  Speaker 4: Like it just the brightness because I read in the
• 6:56
  Speaker 4: dark or during the day, But like, I don't really
• 6:57
  Speaker 4: mess around with actually know I've made the big because
• 7:00
  Speaker 4: I'm getting old.
• 7:03
  Speaker 2: Why do you know what FONTAI reading is?
• 7:05
  Speaker 5: Dyslexia funds so good, Jess.
• 7:08
  Speaker 2: It's in your kindle already, you don't have to download it.
• 7:12
  Speaker 2: It makes reading so much easier, Like your eyes just
• 7:14
  Speaker 2: glide across the words. You read so much faster, which, yeah,
• 7:18
  Speaker 2: I don't know is that a good or a bad thing?
• 7:20
  Speaker 2: Reading faster because you finish your books quicker, then you
• 7:23
  Speaker 2: have to find another one, yeah, which is a money
• 7:25
  Speaker 2: lost to read.
• 7:26
  Speaker 5: Quicks Oh true, No, that's true.
• 7:28
  Speaker 2: Yeah.
• 7:28
  Speaker 4: How cool do we live in twenty twenty four though,
• 7:30
  Speaker 4: and you can make a book more legible for people
• 7:33
  Speaker 4: with dyslexia by clicking.
• 7:35
  Speaker 3: Isn't that cool?
• 7:35
  Speaker 2: I didn't even know that was something that would benefit me.
• 7:39
  Speaker 2: I thought it looked really weird, But now I'm obsessed. Guys,
• 7:42
  Speaker 2: how's your Weekking? Oh my gosh, this week has been insane.
• 7:47
  Speaker 2: We finally launched the Investing Masterclass, which is Oh my god.
• 7:52
  Speaker 2: I have been working on this for a billion and
• 7:55
  Speaker 2: one years and I'm just honestly so excited for it.
• 7:58
  Speaker 2: But at the same time, I'm so glad I'm no
• 8:00
  Speaker 2: longer talking about it, like, Jess, have I been talking
• 8:03
  Speaker 2: about this since you joined?
• 8:04
  Speaker 4: Literally it's like four years.
• 8:06
  Speaker 2: It's discussing like I feel like I keep being like,
• 8:09
  Speaker 2: how long has it been? Two years? No? Four years?
• 8:10
  Speaker 2: Oh my god, how embarrassing. I have been sitting on
• 8:13
  Speaker 2: this for so long. And I mean at the start
• 8:15
  Speaker 2: it was because I couldn't launch it because I was
• 8:17
  Speaker 2: a licensed financial advisor and that would have constituted me
• 8:20
  Speaker 2: giving personal advice. So not allowed to do it. Now
• 8:23
  Speaker 2: I am, but like life happened, so I was like, oh,
• 8:26
  Speaker 2: I'm getting married, I'm having a baby, I'm doing life
• 8:28
  Speaker 2: like everything was too busy and I wanted to do
• 8:30
  Speaker 2: it myself. I didn't want someone else to swoop in
• 8:33
  Speaker 2: and be like, oh, hey, you know Jess would have
• 8:35
  Speaker 2: been like, oh, do you need help with that. I'm
• 8:37
  Speaker 2: kind of like, no, I do it myself. When I
• 8:40
  Speaker 2: say I do anything myself, Jess, what happens. Nothing gets done,
• 8:45
  Speaker 2: adhd gets in the way, and that is absolutely fine.
• 8:47
  Speaker 2: But we've had the best week. I feel like all
• 8:49
  Speaker 2: of our friends are joining the course. It launches on
• 8:52
  Speaker 2: the thirtieth of September, so like, right now it's for sale.
• 8:56
  Speaker 2: You can go and sign up, and like there's only
• 8:58
  Speaker 2: a very limited period of time that you can sign
• 9:00
  Speaker 2: up to the course because it starts on the thirtieth,
• 9:02
  Speaker 2: and then we're not letting anyone else in so that
• 9:04
  Speaker 2: I can focus on that cohort. But surprisingly, so many
• 9:07
  Speaker 2: of you messaged and said, hey, can you like bundle
• 9:10
  Speaker 2: up your money master class and you're investing master Class together. Jess,
• 9:15
  Speaker 2: I wish I'd thought of that, say last, but we
• 9:17
  Speaker 2: have bundled it together so that if you sign up,
• 9:19
  Speaker 2: you can do the Money master Class now waiting for
• 9:22
  Speaker 2: the thirtieth of September, so that when the thirtieth of
• 9:25
  Speaker 2: September comes, you can start doing the investing course and
• 9:27
  Speaker 2: you've kind of got your financial house sortid. I just
• 9:30
  Speaker 2: feel like this month is the month for the investing girls.
• 9:33
  Speaker 2: I'm just so excited about it.
• 9:34
  Speaker 4: It's your finances, yeah, but.
• 9:36
  Speaker 2: Like also, let's get really ridiculously rich. I'll obviously pop
• 9:40
  Speaker 2: all the information in the show notes, but if you
• 9:42
  Speaker 2: don't want to go to the show notes, just use
• 9:44
  Speaker 2: the Code podcast and we'll give you a sweet little discount,
• 9:47
  Speaker 2: which we are all here for. Let's jump in though,
• 9:50
  Speaker 2: jess what community money wins have you brought to the table.
• 9:53
  Speaker 4: Already this week? I'm going to start off with one
• 9:56
  Speaker 4: from Emily, who said she received an email from the
• 9:58
  Speaker 4: company that she bought her pram from recently to do
• 10:01
  Speaker 4: a review for the chance to win back the cost
• 10:03
  Speaker 4: of the pram. Being a new mum, everything super tired,
• 10:06
  Speaker 4: so she figured why not, she didn't have anything to lose.
• 10:09
  Speaker 4: So expensive, so expensive, And then she checked her email
• 10:12
  Speaker 4: a few weeks later and turns out she'd won.
• 10:14
  Speaker 2: WHOA.
• 10:15
  Speaker 4: She said it was so exciting and loved that they
• 10:17
  Speaker 4: already had the prem they knew that they liked it,
• 10:19
  Speaker 4: but now it is free.
• 10:21
  Speaker 2: That's such a good money.
• 10:22
  Speaker 4: Well, I love hearing when people win those types of
• 10:24
  Speaker 4: competitions because in my mind, no one ever know true.
• 10:26
  Speaker 5: I'm saying, I'm like, who's winning these?
• 10:28
  Speaker 4: It's like the magazine not pleasing right, or like the
• 10:31
  Speaker 4: at the bottom of the receipt, you know, fill out
• 10:33
  Speaker 4: a survey like does anyone ever win these?
• 10:35
  Speaker 2: Emily went rue, when's macas monopoly coming back? That is?
• 10:41
  Speaker 2: I think, so.
• 10:42
  Speaker 4: Yess is obsessed gold Mac is on the way home. Next,
• 10:46
  Speaker 4: I got money when from Denay, who said her elders
• 10:48
  Speaker 4: plays netball and went to the state age competition. Earlier
• 10:52
  Speaker 4: in the year. One of the other mums had sent
• 10:54
  Speaker 4: her through a link to apply for a grant towards
• 10:56
  Speaker 4: the costs, so she thought she'd give it a go,
• 10:58
  Speaker 4: and she had an email saying they were successful and
• 11:00
  Speaker 4: will receive six hundred and fifty dollars towards the cost
• 11:03
  Speaker 4: of the trip this week.
• 11:04
  Speaker 2: Six hundred and fifty bus. That's a good deal.
• 11:06
  Speaker 4: And I wanted to say, because I was in activities
• 11:09
  Speaker 4: kid like, I did a lot of activities.
• 11:10
  Speaker 2: As a try say that.
• 11:12
  Speaker 4: Yeah, history kind of tracks, but I remember that we
• 11:15
  Speaker 4: used to get a lot of grants through our local council,
• 11:17
  Speaker 4: and I know that it's so expensive with kids doing activities,
• 11:20
  Speaker 4: So I just wanted to say, if you're a parent,
• 11:22
  Speaker 4: check your local council because a lot of the time
• 11:24
  Speaker 4: there's government fundings like kids in sports and kids in arts,
• 11:27
  Speaker 4: and those things can kind of make it a little
• 11:29
  Speaker 4: bit easier on you. So check you local council website. Next,
• 11:33
  Speaker 4: I've got a money in from Katie. Actually I have
• 11:36
  Speaker 4: a few money into that were all in the same themes.
• 11:37
  Speaker 4: I'm going to bundle the all together, so I have
• 11:39
  Speaker 4: one from Katie Bundlewin, one from Nellie and also one
• 11:42
  Speaker 4: from Zerra or Zara. I'm really sorry z e aia
• 11:46
  Speaker 4: zero zero beautiful now love it. I hope I got
• 11:50
  Speaker 4: that right, Sorry if I didn't. But all tax themed.
• 11:52
  Speaker 4: So Katie did her taxes for last year and this
• 11:55
  Speaker 4: year she's feeling very relieved to have it done. Nellie
• 11:57
  Speaker 4: said she received her tax return, she paid off her
• 11:59
  Speaker 4: can put something savings, and also shop the sales calls
• 12:03
  Speaker 4: this week and managed to save herself a whole bundle
• 12:06
  Speaker 4: with her tax refund, and Zira got her tax back
• 12:09
  Speaker 4: and she had enough to pay off her after pay
• 12:12
  Speaker 4: pay off a whole extra month of her car finance,
• 12:14
  Speaker 4: and she had money left over to cover some of
• 12:16
  Speaker 4: her bills while she's doing an unpaid placement.
• 12:20
  Speaker 2: Right, How good is that, Queen? Would that feel though?
• 12:24
  Speaker 5: Yeah, that's satisfying.
• 12:25
  Speaker 4: Oh that's so nice. Tax people doing tax things. We
• 12:28
  Speaker 4: love to see being responsible with that tax money. Well, baby,
• 12:31
  Speaker 4: that is that.
• 12:32
  Speaker 2: An attack on Beck? Yeah? What are you doing with
• 12:35
  Speaker 2: your money? Beck?
• 12:37
  Speaker 5: Even pick up on that at all?
• 12:38
  Speaker 2: I'm glad I, Jess would never actually put that down.
• 12:43
  Speaker 2: We all know that. I was just like thinking at
• 12:45
  Speaker 2: the same time, I'm like, look at these people being
• 12:48
  Speaker 2: really responsible, and like, I'm just living my life with
• 12:51
  Speaker 2: my values. You got some fun.
• 12:53
  Speaker 5: I did blow a little bit, Jess. You would not
• 12:55
  Speaker 5: like to see the inside of my car right now.
• 12:57
  Speaker 5: I keep telling me to pay off my fines, and
• 12:59
  Speaker 5: you know it is like that one window in my
• 13:01
  Speaker 5: car that's just duct tape because it was broken, and
• 13:04
  Speaker 5: on that on the inside is like a wall of
• 13:07
  Speaker 5: new parking fines and I think.
• 13:08
  Speaker 2: It's all over sticking them to the d.
• 13:13
  Speaker 4: I think it's any friend of you one, But I.
• 13:15
  Speaker 2: Actually do want a photo.
• 13:16
  Speaker 5: Yeah, I should have used that tax money to pay
• 13:20
  Speaker 5: for those fines. But I didn't, and I'm sorry, but
• 13:23
  Speaker 5: I just I don't have that kind of breaks, like
• 13:25
  Speaker 5: I actually am who I am so just God. But
• 13:30
  Speaker 5: what i can control is where I park, and so
• 13:32
  Speaker 5: I'm going to start doing that.
• 13:36
  Speaker 4: Stop stoping them up, please try and stop giving me anxiety.
• 13:43
  Speaker 2: Honestly, at this point, I'm not give me the fines.
• 13:46
  Speaker 2: Give me the log into your bank account. You're like,
• 13:51
  Speaker 2: oh no, no, no, no, you won't find much in the.
• 13:56
  Speaker 4: Lastly, this week, I have a money when from Laura
• 13:58
  Speaker 4: who said she applies I had for recognition of prior
• 14:01
  Speaker 4: work as credit towards her university degree for the upcoming semester.
• 14:06
  Speaker 4: She wasn't sure if it would work. But if you
• 14:07
  Speaker 4: don't ask, you don't get. And today she got a
• 14:09
  Speaker 4: notification saying that her application was approved.
• 14:13
  Speaker 2: Me. Good.
• 14:13
  Speaker 4: She's gonna save over two thousand dollars that would have
• 14:16
  Speaker 4: gone on her helped deb because she doesn't have to
• 14:18
  Speaker 4: take the credits again. And it's taken a big mental
• 14:20
  Speaker 4: load off of her as well.
• 14:21
  Speaker 5: Great, that's so good.
• 14:23
  Speaker 2: Prior work.
• 14:24
  Speaker 4: I didn't know that you could transfer like I knew
• 14:27
  Speaker 4: that you could transfer some course credits because my partner
• 14:29
  Speaker 4: did that when he went from sports science to physio,
• 14:32
  Speaker 4: and even that he had to actively, like I remember
• 14:34
  Speaker 4: it being a bit of a pain in the arse,
• 14:35
  Speaker 4: like it wasn't a simple thing, but it was the
• 14:37
  Speaker 4: same type of deal. I think it saved him a
• 14:39
  Speaker 4: semester or two because.
• 14:40
  Speaker 2: I've just done this because as you guys know, like
• 14:43
  Speaker 2: I don't actually have a lot on at the moment.
• 14:45
  Speaker 4: I'm a busy no no.
• 14:46
  Speaker 1: No no.
• 14:46
  Speaker 2: So I was at work the other day and I
• 14:49
  Speaker 2: was a little bit jealous because all the girls their
• 14:51
  Speaker 2: mortgage brokers. I'm not a mortgage broker. I owned the
• 14:54
  Speaker 2: mortgage broking company, and like I could probably do it
• 14:57
  Speaker 2: like the back of my hand, but like for the
• 15:00
  Speaker 2: last few years I've been like, well, there's no point
• 15:02
  Speaker 2: me doing it, because like I managed, the team, got
• 15:04
  Speaker 2: jealous signed up for a mortgage broking course so that
• 15:06
  Speaker 2: they can become an official broker, because I was like,
• 15:08
  Speaker 2: that sounds slay, Like that sounds fun. Got recognition of
• 15:11
  Speaker 2: prior work, which makes sense. But also when I was
• 15:15
  Speaker 2: on the website, none of it lined up because I
• 15:17
  Speaker 2: was like, well, financial advice, it's not mortgage broking, but
• 15:19
  Speaker 2: I wrote a little case and I like submitted it
• 15:21
  Speaker 2: and I submitted my prior degrees and they were like, oh, yeah,
• 15:24
  Speaker 2: you don't have to do this, this, this, and this,
• 15:26
  Speaker 2: like it's pretty good. So I feel like even though
• 15:29
  Speaker 2: it didn't directly align, just asking meant that they were like, well, actually,
• 15:34
  Speaker 2: and it was like ethics modules and just kind of
• 15:36
  Speaker 2: things that you're like, oh, it's not how to do
• 15:39
  Speaker 2: the job, it's more how to you know, function in finance.
• 15:42
  Speaker 2: That were like, oh, you definitely don't need to do
• 15:44
  Speaker 2: a B and C. And I was like, thank you,
• 15:47
  Speaker 2: so money win, but also like admin.
• 15:49
  Speaker 4: Win yeah, and Laura said, don't ask don't yet.
• 15:53
  Speaker 2: I don't even know if I'm going to be a
• 15:54
  Speaker 2: proper mortgage broker, but I want the degree.
• 15:56
  Speaker 4: I just did not go on to add to the collection.
• 15:58
  Speaker 2: I just like collecting them like little pokemon. It's very cute.
• 16:01
  Speaker 2: Nobody is like me, and that is okay, that is okay, alright.
• 16:05
  Speaker 2: You broke tips, yes, not parking fines. They are not
• 16:09
  Speaker 2: good tips.
• 16:10
  Speaker 1: No.
• 16:11
  Speaker 5: Well, actually one of my tips is pay your fines.
• 16:13
  Speaker 5: If you break your car window, you actually can just
• 16:16
  Speaker 5: duct tape it. And I know that's that's not my
• 16:18
  Speaker 5: broke tip for this week.
• 16:19
  Speaker 2: See, but I'm for a good broke tip when they're legal.
• 16:22
  Speaker 2: That's actually illegal. Yeah, so like, let's not do that.
• 16:26
  Speaker 5: Don't do that.
• 16:27
  Speaker 2: I mean it's any intim and yeah, like desperation calls
• 16:31
  Speaker 2: for being creative and I like that.
• 16:33
  Speaker 5: It's just a fantastic thing that I didn't know.
• 16:35
  Speaker 2: Should get it fixed though, we should. We should. If
• 16:38
  Speaker 2: you can't see out of the window because it's it's
• 16:40
  Speaker 2: very detained. Yeah, I can't see any goodlines. I was
• 16:43
  Speaker 2: about to say, can you see blind spots?
• 16:45
  Speaker 1: No?
• 16:46
  Speaker 2: No, not an option option? See why it might be illegal?
• 16:50
  Speaker 4: I see that is on the to do list.
• 16:53
  Speaker 5: Okay, so the first broke tip this week comes from Iris,
• 16:56
  Speaker 5: who sent me a TikTok about an app called Too
• 16:59
  Speaker 5: Good to Go.
• 17:00
  Speaker 4: I'm sing it everywhere. I keep trying to get it,
• 17:03
  Speaker 4: but there's not much where I live, unfortunately.
• 17:05
  Speaker 5: See I just downloaded it today.
• 17:06
  Speaker 2: Actually, sorry, I've never heard of it. What it is?
• 17:08
  Speaker 1: Sorry?
• 17:08
  Speaker 5: Yeah, oh my god, I didn't give anyone any context.
• 17:10
  Speaker 2: You were like, it's cold, too good to Go? Yeah,
• 17:12
  Speaker 2: get it?
• 17:13
  Speaker 4: Get it anyway? Next tip.
• 17:14
  Speaker 5: No, it's kind of like a combination of things. It's
• 17:16
  Speaker 5: like trying to reduce food waste. And also it's a
• 17:20
  Speaker 5: broke tip. I feel like with this app, you correct
• 17:23
  Speaker 5: me if I'm wrong, but I'm pretty sure. It's like
• 17:24
  Speaker 5: you can scan like your area or like anywhere around
• 17:28
  Speaker 5: you really and see if there's any food waste going.
• 17:31
  Speaker 5: I don't know if it's like companies or if it's
• 17:33
  Speaker 5: like just people, but it's like restaurants and yeah, so
• 17:37
  Speaker 5: it's like food that you got to chuck out at
• 17:39
  Speaker 5: the end of the day, so you pay a flat
• 17:41
  Speaker 5: fee and effectively you just get a mystery bag.
• 17:44
  Speaker 4: So like it might be like, is it Attica in
• 17:46
  Speaker 4: the city? I saw, God, yeah, like a lot of
• 17:48
  Speaker 4: foujie places, Brumbies I saw do it like lots of
• 17:51
  Speaker 4: I always wonder.
• 17:52
  Speaker 2: So I used to live on the Peninsula. I think
• 17:55
  Speaker 2: you guys already know that, and the local like Baker's
• 17:59
  Speaker 2: Delight used to like bag up and I'd see them
• 18:01
  Speaker 2: if I was at the supermarket late putting all the
• 18:04
  Speaker 2: bread into garbage bags, and I was like, oh my god,
• 18:06
  Speaker 2: what a waste. But they were like donating it to
• 18:08
  Speaker 2: like the pig farm and the pigs would eat it,
• 18:10
  Speaker 2: And like I liked that, but if it goes to
• 18:13
  Speaker 2: human beings, is that not better totally.
• 18:15
  Speaker 4: So it's usually like a flat fee, and so you
• 18:17
  Speaker 4: might pay five dollars or ten dollars, and from what
• 18:19
  Speaker 4: I've seen, it's like a day in advance, so like today,
• 18:21
  Speaker 4: I would book to pick up tomorrow and it'll say
• 18:23
  Speaker 4: pick up between three and four or whatever, and you
• 18:25
  Speaker 4: just get a mystery bag. And so if you search
• 18:28
  Speaker 4: up on TikTok, heaps people and I'm boxing what you've
• 18:29
  Speaker 4: got that was so fun, I'm gonna eat really really
• 18:32
  Speaker 4: fun and it's cool. It's like a little mystery And
• 18:34
  Speaker 4: if you're eating cheap, it's so you get the whole thing,
• 18:37
  Speaker 4: is you it's more value than what you pay. So
• 18:39
  Speaker 4: if you pay five dollars might be worth twenty bucks
• 18:41
  Speaker 4: or whatever. And I'm assuming depending on how much they have,
• 18:44
  Speaker 4: you might get like even more value or whatever.
• 18:47
  Speaker 2: So how that is funny wins. That is a good broak.
• 18:50
  Speaker 4: It's just come to Australia. It's really new. It's in
• 18:52
  Speaker 4: the US for a while, right, I think it's just
• 18:54
  Speaker 4: launched here.
• 18:55
  Speaker 2: I'm going to set you a little bit of a
• 18:56
  Speaker 2: snoop into them, because I have been on that side
• 18:59
  Speaker 2: of TikTok, which is like all the budget eats. Yeah,
• 19:01
  Speaker 2: and I've noticed that there seems to be and I
• 19:04
  Speaker 2: don't know if this is true. I'm going to try it,
• 19:06
  Speaker 2: but a couple of girls have been posting what they're
• 19:09
  Speaker 2: buying at the butcher, Like they get the butcher's mixed
• 19:11
  Speaker 2: bag and it's like, I don't know, seventy five or
• 19:13
  Speaker 2: one hundred dollars and they get like ten items, and
• 19:16
  Speaker 2: I'm like, that's wild.
• 19:17
  Speaker 4: Yeah.
• 19:17
  Speaker 2: Like this one girl for seventy five dollars got like
• 19:21
  Speaker 2: a roast and like mince and like ten other things.
• 19:24
  Speaker 2: And I was like, that's like less than ten dollars
• 19:27
  Speaker 2: per item, and you've got a roast for Sunday. That's great,
• 19:30
  Speaker 2: what a money win. So good anyway, I just I
• 19:33
  Speaker 2: like cheap food, don't It's this economy absolutely, and it's
• 19:38
  Speaker 2: a human right.
• 19:39
  Speaker 4: Anyway, what else have you got?
• 19:41
  Speaker 2: Okay?
• 19:42
  Speaker 5: Next one comes from Lauren, who says store your nail
• 19:44
  Speaker 5: varnishes in the fridge to stop them going gloopy, especially
• 19:47
  Speaker 5: if you live in Queensland it's quite hot.
• 19:50
  Speaker 2: That's quite smart.
• 19:51
  Speaker 5: If they do go gloopy, add a few drops of
• 19:54
  Speaker 5: nail varnish removers to them and shake wila that will
• 19:57
  Speaker 5: last a bit longer.
• 19:58
  Speaker 2: Oh so good. Yeah.
• 20:00
  Speaker 5: Yeah, I mean I'm not tried personally, but I'm sure that.
• 20:03
  Speaker 2: You went out polish. I beg things.
• 20:05
  Speaker 5: I don't really but I'm not opposed to it. I
• 20:06
  Speaker 5: just like don't really know.
• 20:09
  Speaker 2: And also it's very hard.
• 20:10
  Speaker 5: I don't know you guys do it, Like, yeah, I
• 20:11
  Speaker 5: always get it everywhere.
• 20:12
  Speaker 2: I have a rainbow this week. That did a whole rainbow,
• 20:15
  Speaker 2: very cute of my stories. Yeah, oh thanks, thanks, But
• 20:20
  Speaker 2: like I just I just need it actually, But I
• 20:24
  Speaker 2: just I don't know about you, Jess, Like this is
• 20:26
  Speaker 2: not a you thing, Beck because you don't do your nails,
• 20:29
  Speaker 2: But like I just get in a mood sometimes and
• 20:31
  Speaker 2: I just go, I need to have rainbow nails. I
• 20:33
  Speaker 2: just I know my mood's going to improve if I
• 20:36
  Speaker 2: paint my nails the color of the rainbow, and then
• 20:38
  Speaker 2: my mood instantly improved. She's full of pride.
• 20:42
  Speaker 5: Well yeah, yeah, she's an ally.
• 20:45
  Speaker 4: She's an ally.
• 20:46
  Speaker 2: Ally with my fingers.
• 20:47
  Speaker 4: Yeah, you're welcome, moving right along, You're welcome.
• 20:53
  Speaker 2: What's your broke to Okay, my broke chip is I'm
• 20:59
  Speaker 2: regreat no thing, just so you know.
• 21:02
  Speaker 5: Hey, that's one hell of an ally. Okay, I broke tip,
• 21:08
  Speaker 5: have you guys sort of to day tis No, actually
• 21:11
  Speaker 5: just somewhere this didn't come from me. Last ticks as well,
• 21:20
  Speaker 5: same thing, last ticks as well. Okay, so it's where
• 21:23
  Speaker 5: like you.
• 21:25
  Speaker 4: Hold on, Jess, what's it?
• 21:26
  Speaker 1: What is it?
• 21:28
  Speaker 2: I know, I think, I think, I'm.
• 21:31
  Speaker 5: So sorry, but I I love that I'm a real
• 21:35
  Speaker 5: skim reader, and I think you can find cheap tickets
• 21:39
  Speaker 5: through these websites you think at the last minute.
• 21:42
  Speaker 4: Yes, is that correct?
• 21:44
  Speaker 2: Yes, So it's like a lot of feel I'm just
• 21:47
  Speaker 2: taking I'm given hold on, hold on, just to reset, Jess.
• 21:51
  Speaker 2: You feel like you're taking something off Beck when Beck
• 21:54
  Speaker 2: brought your.
• 21:55
  Speaker 4: Books the sharing economy. Yeah, so it's as exactly as
• 22:02
  Speaker 4: you said. It's a lot of theater. So musicals plays,
• 22:05
  Speaker 4: sometimes galleries, things that you know there's X amount of seats.
• 22:09
  Speaker 4: If they don't feel the seats, they don't make any money.
• 22:11
  Speaker 4: So often it'll be like the same day or the
• 22:13
  Speaker 4: same week, or if you shows in it's like last
• 22:16
  Speaker 4: kind of leg. You can jump on there and either
• 22:19
  Speaker 4: buy the ticket directly, or sometimes it's a lottery, so
• 22:21
  Speaker 4: you submit to try to be able to buy the
• 22:23
  Speaker 4: cheap ticket. I remember you were trying to get Wicked
• 22:24
  Speaker 4: tickets so badly, but I didn't devastate it. But like
• 22:27
  Speaker 4: I think normal Wicked tickets were like entry level ninety bucks,
• 22:30
  Speaker 4: so like the very backgrod, whereas they were selling all
• 22:33
  Speaker 4: of them on I think I can't remember it was
• 22:35
  Speaker 4: Last Ticks or Staticks whoever, which every one was, they
• 22:37
  Speaker 4: were forty bucks.
• 22:38
  Speaker 2: Yeah, and I feel like right now everybody's under so
• 22:42
  Speaker 2: much financial pressure they're doing something like going to the theater.
• 22:45
  Speaker 2: You like ninety dollars a ticket. Yeah, like that is
• 22:48
  Speaker 2: an expensive day out, Like that's not something that you
• 22:51
  Speaker 2: can just go, Oh hey, Jess, I'd love to take
• 22:53
  Speaker 2: the kids to wicket, Like that's not a thing. Like
• 22:55
  Speaker 2: to me, that's like a Christmas present, like a good
• 22:58
  Speaker 2: Christmas present at that. So like being able to go
• 23:01
  Speaker 2: for forty bucks.
• 23:02
  Speaker 4: Yeah, support the arts, fill the theater out. Also, you know,
• 23:05
  Speaker 4: look after all a little bit while you do it.
• 23:07
  Speaker 2: We love that. Love that. Well, let's go to a
• 23:09
  Speaker 2: really quick break. Jess is gonna look at the font
• 23:12
  Speaker 2: that I like on Kindle because it and I'm probably
• 23:15
  Speaker 2: going to get another coffee. But on the flip side,
• 23:17
  Speaker 2: we're going to be talking about what to do when
• 23:19
  Speaker 2: you're feeling like you're more your partner's financial manager than
• 23:22
  Speaker 2: their teammate. And Beck, I'm excited for this. I feel
• 23:25
  Speaker 2: like you're excited to We got a little bit of
• 23:27
  Speaker 2: a spicy DM. We're going to be chatting about what's
• 23:29
  Speaker 2: more important helping your friend or keeping their secret. So
• 23:33
  Speaker 2: don't go anywhere, guys.
• 23:39
  Speaker 4: Welcome back everybody. Let's take a listen to this week's
• 23:42
  Speaker 4: money dilemma.
• 23:45
  Speaker 6: Hi.
• 23:45
  Speaker 7: There, have you got a money dilemma you just can't solve?
• 23:48
  Speaker 7: The Sheess on the Money team is here to help.
• 23:50
  Speaker 7: Every week we tackle your dilemmas, both big and small,
• 23:53
  Speaker 7: to answer your most burning money, career and life questions.
• 23:57
  Speaker 7: To get involved, simply head to our website and leave
• 23:59
  Speaker 7: us ashore voice recording and you might just find yourself
• 24:02
  Speaker 7: on the show.
• 24:03
  Speaker 2: Now, let's take a listen to this week's money dilemma.
• 24:08
  Speaker 6: Hi, She's on the Money. Loved the podcast and would
• 24:11
  Speaker 6: love some help with my current money dilemma around getting
• 24:13
  Speaker 6: my husband involved in our budget.
• 24:15
  Speaker 2: It's not something he's interested at all and he has
• 24:18
  Speaker 2: always left it up to me, says that.
• 24:19
  Speaker 6: He trusts me completely in the decisions that I make,
• 24:22
  Speaker 6: but it makes me feel like I am completely in
• 24:27
  Speaker 6: charge and get guilty if we don't have the money
• 24:29
  Speaker 6: when something arises and we need it, or if I've
• 24:32
  Speaker 6: done something wrong. He's not interested in getting involved at Also,
• 24:35
  Speaker 6: I just love some tips around navigating this with him,
• 24:38
  Speaker 6: because recently he started to make some comments around how
• 24:41
  Speaker 6: I'm policing his spending, but it's because I know he
• 24:44
  Speaker 6: doesn't check the account, so I kind of have to
• 24:46
  Speaker 6: check in and make sure a certain purchase with him
• 24:49
  Speaker 6: and it's not our accounts being compromised and things like that.
• 24:52
  Speaker 6: Another example is he got a recent pay rise and
• 24:55
  Speaker 6: I tried to set a budget meeting and gave him
• 24:57
  Speaker 6: lots of warning in the calendar around it, just to
• 25:00
  Speaker 6: figure out where we should allocate the extra funds that
• 25:03
  Speaker 6: he's now getting and any financial goals that he had,
• 25:06
  Speaker 6: but he didn't have any, wanted to just leave it
• 25:09
  Speaker 6: up to me and trusted me completely, And then a
• 25:11
  Speaker 6: few days later comes to me and says that he
• 25:13
  Speaker 6: wants to buy a certain thing costs three thousand dollars
• 25:17
  Speaker 6: and that's not something that's built into our budget, and
• 25:19
  Speaker 6: I feel like I can't say no, I just have
• 25:21
  Speaker 6: to suddenly come up with the money and work around him.
• 25:24
  Speaker 6: I'm a little concerned that later on in life, any
• 25:27
  Speaker 6: goals that we have, anything that goes wrong, that's going
• 25:30
  Speaker 6: to come down to me and be my fault.
• 25:32
  Speaker 2: Do you have any tips for this?
• 25:37
  Speaker 5: This is so hard to listen to because I totally
• 25:41
  Speaker 5: get it. Like it's the same old thing, isn't it
• 25:43
  Speaker 5: the I'm not I don't want to generalize here, but
• 25:46
  Speaker 5: I am going to generalize. It's usually like one partner
• 25:49
  Speaker 5: is not doing any of the mental load. Maybe they're
• 25:51
  Speaker 5: doing some of the physical load if the other partner
• 25:53
  Speaker 5: quote unquote nags them enough, because all of the mental
• 25:57
  Speaker 5: load falls on the other partner. Even if they're not
• 25:59
  Speaker 5: physical doing the thing, they're still like, I've got to
• 26:01
  Speaker 5: remember to remind this person to do this thing. Anyway,
• 26:04
  Speaker 5: in this situation feels like there's no winning, it's lose lose.
• 26:08
  Speaker 5: She's she's completely taking over all of the financial responsibility,
• 26:13
  Speaker 5: the mental loads, the physical load, all of this load,
• 26:15
  Speaker 5: and then therefore has to say yes or no to
• 26:19
  Speaker 5: the partner who wants to spend all this money and
• 26:21
  Speaker 5: then they're the bad person because they've said no to
• 26:25
  Speaker 5: a certain purchase or yes to a certain purchase.
• 26:27
  Speaker 1: I know.
• 26:28
  Speaker 5: The whole thing is just like I feel so bad
• 26:30
  Speaker 5: for this woman, and I wanted to find an equal partner.
• 26:33
  Speaker 5: I wanted to find an equal partner.
• 26:34
  Speaker 2: Basically, Oh, so you're saying leave.
• 26:36
  Speaker 5: I'm not saying I find a different equal part I'm saying,
• 26:38
  Speaker 5: if your partner can't understand why this is stressful and extremely,
• 26:43
  Speaker 5: extremely unfair, then find an equal partner or be single,
• 26:49
  Speaker 5: because then you just have to worry about yourself, you
• 26:51
  Speaker 5: know what I mean.
• 26:52
  Speaker 2: So I agree. I think it's a it's a bit rich,
• 26:55
  Speaker 2: like when people are like I don't care, I don't care. Also,
• 26:58
  Speaker 2: I want to spend three grand like you actually do care.
• 27:00
  Speaker 2: But it seems to me that you only care when
• 27:02
  Speaker 2: it benefits you, and that's not how finances work. Like
• 27:06
  Speaker 2: you've got to get into the nitty gritty. And I've
• 27:08
  Speaker 2: really heard her when she said I'm fine with it now.
• 27:11
  Speaker 2: Obviously I've got to work it out. But like in
• 27:14
  Speaker 2: the future, does this mean that everything's going to be
• 27:16
  Speaker 2: my fault? But it doesn't go to plan because like
• 27:18
  Speaker 2: you can totally see that that's the case. Like it
• 27:21
  Speaker 2: really frustrates me. And I feel like you hit the
• 27:24
  Speaker 2: nail on the head back when you said it's about
• 27:26
  Speaker 2: mental load, Like you're the one thinking of like, okay, cool,
• 27:30
  Speaker 2: like we need to budget for Christmas and oh we've
• 27:32
  Speaker 2: got this coming up and oh we've got people coming over,
• 27:35
  Speaker 2: so like dinner's going to be different. Like it's stuff
• 27:37
  Speaker 2: that he's just going I can't be bothered. But then
• 27:40
  Speaker 2: all of a sudden, when he wants a three thousand
• 27:42
  Speaker 2: dollar item, he's like, oh, yeah, let let's make room
• 27:44
  Speaker 2: for that totally. Are you willing to help make room? Also,
• 27:48
  Speaker 2: what do you mean you can't say no? Sorry? You
• 27:50
  Speaker 2: said that the budgeting was in my court and I've
• 27:52
  Speaker 2: actually we don't have budget for that. Oh you're interested
• 27:55
  Speaker 2: in the budget now? Would you like to revisit it
• 27:57
  Speaker 2: because I can clean the slate. We can start budgeting
• 27:59
  Speaker 2: from scratch again together. Because if you're interested, yeah, jump
• 28:04
  Speaker 2: on board. I would be really happy to clear the
• 28:06
  Speaker 2: slate and start again when it's completely equal. But you
• 28:10
  Speaker 2: can't have your cake and eat it too. You don't
• 28:11
  Speaker 2: get the best of both worlds and be like, hey, yes,
• 28:14
  Speaker 2: I want you know a three thousand dollars item. But
• 28:16
  Speaker 2: I also don't want to help with any of the
• 28:18
  Speaker 2: financial stuff. No, I hate it. What do you reckon, Jess?
• 28:22
  Speaker 4: I agree. I think it's common trope unfortunately, like it's
• 28:26
  Speaker 4: very common that the load leans one way or the other.
• 28:29
  Speaker 4: I would say that if you haven't, because it sounds
• 28:32
  Speaker 4: a little bit like our listeners just carrying it all
• 28:34
  Speaker 4: and going okay, Like I feel like I have to
• 28:37
  Speaker 4: just find room for it. As you were saying, VD,
• 28:39
  Speaker 4: I think like push back. I think that when you say, yeah,
• 28:43
  Speaker 4: you have to find room, I certainly do not. I
• 28:45
  Speaker 4: think as well, it's important as much as you would
• 28:49
  Speaker 4: hope that your partner would see and understand the level
• 28:52
  Speaker 4: of work that goes into something, the best way to
• 28:56
  Speaker 4: communicate is to not make those assumptions. So I think
• 28:57
  Speaker 4: if you haven't already communicating to your partner, Hey, do
• 29:00
  Speaker 4: you realize that this takes up a lot of time?
• 29:03
  Speaker 4: Do you realize that it's causing me a lot of anxiety?
• 29:05
  Speaker 4: Because I feel like I'm the bad guy in our relationship.
• 29:08
  Speaker 4: I feel like I'm parenting for you, or I feel
• 29:10
  Speaker 4: like i'm your accountant. I don't feel like i'm your equal,
• 29:13
  Speaker 4: I feel like I'm working for you if you haven't
• 29:15
  Speaker 4: already had that conversation. I think it's important to help
• 29:19
  Speaker 4: your partner understand those things because we can't assume that
• 29:22
  Speaker 4: they know how we're feeling. In an ideal world, would
• 29:25
  Speaker 4: they just do their part equally communication shockingly round about
• 29:30
  Speaker 4: way I'm saying, have a conversation.
• 29:31
  Speaker 2: But so you've got to feel empowered to have that
• 29:33
  Speaker 2: conversation because right now you're probably like, I don't know
• 29:35
  Speaker 2: why it is like that, And the reason it's like
• 29:39
  Speaker 2: that is everything you're saying, Jess.
• 29:41
  Speaker 4: Yeah, And I think like in some partnerships there is
• 29:42
  Speaker 4: maybe one person who takes the lead on something like finances,
• 29:45
  Speaker 4: and if that works for you, that's not a bad thing.
• 29:47
  Speaker 4: But because our listener is clearly saying that that's not
• 29:50
  Speaker 4: for her, it's very reasonable for you to expect your
• 29:53
  Speaker 4: partner to carry their share of that load because it
• 29:56
  Speaker 4: is both of your money. And you know, maybe he
• 29:59
  Speaker 4: thinks that he's being really like nice by saying, oh,
• 30:01
  Speaker 4: I trust you, I want to leave it with you,
• 30:03
  Speaker 4: and doesn't understand that actually it's causing you a lot
• 30:06
  Speaker 4: of stress and you're really not liking it.
• 30:08
  Speaker 2: So it's not really about trust, though it's so nice
• 30:10
  Speaker 2: that you do trust me, fantastic. That's actually why we're
• 30:12
  Speaker 2: in a relationship together, because we trust one another and
• 30:15
  Speaker 2: want to build a life together. This it's actually about
• 30:17
  Speaker 2: our core values and how we are allocating the resources
• 30:21
  Speaker 2: that come into our relationship to achieve the goals that
• 30:25
  Speaker 2: we want. And if your partner saying, well, I have
• 30:28
  Speaker 2: no goals like for me, red flag, but also you
• 30:33
  Speaker 2: clearly do you want a three thousand dollar item that's
• 30:35
  Speaker 2: a financial goal to me, like a three thousand dollar
• 30:38
  Speaker 2: item needs a lot of consideration from my perspective.
• 30:41
  Speaker 5: Totally, I think, yeah, it's just it's really hard because
• 30:45
  Speaker 5: I totally get like not having financial goals, Like I
• 30:47
  Speaker 5: feel like when I start dating my current partner, I
• 30:50
  Speaker 5: don't really have any. But I know that if I
• 30:51
  Speaker 5: want to build a life with this person who does
• 30:53
  Speaker 5: have financial goals, I need to change the way I
• 30:55
  Speaker 5: live my life. But so's that's a completely sad SEP.
• 30:59
  Speaker 2: That's a big conversation. So I feel like, maybe that's
• 31:01
  Speaker 2: you're going to pay.
• 31:03
  Speaker 4: Maybe not right now.
• 31:07
  Speaker 5: If we moving together one there I will, But.
• 31:09
  Speaker 2: I think that's a sure sign of commitment. For Beck,
• 31:12
  Speaker 2: if she comes in one day I've paid my parking fines,
• 31:15
  Speaker 2: I'm going to be like, are you getting married?
• 31:17
  Speaker 5: Yeah, then if you know experience. I really feel for
• 31:20
  Speaker 5: our listener because I think it's hard when you come
• 31:23
  Speaker 5: into a conversation or you try to have a conversation.
• 31:25
  Speaker 5: If you start from equal, an equal playing field, it's
• 31:30
  Speaker 5: still hard. But it feels like our listener is not
• 31:34
  Speaker 5: at an equal playing field. It feels like they're going
• 31:36
  Speaker 5: to be immediately on the defense because they've been kind
• 31:39
  Speaker 5: of labeled the quote unquote bad guy in situations. So
• 31:43
  Speaker 5: it feels like they're going to have to defend themselves
• 31:46
  Speaker 5: and then get to equal and then talk about how
• 31:49
  Speaker 5: to change things. And so I feel like there's just
• 31:52
  Speaker 5: so much land to treks.
• 31:57
  Speaker 4: Canceled the meeting either, that makes me because that was
• 32:00
  Speaker 4: her opportunity to have the conversation to go like, maybe
• 32:03
  Speaker 4: that was her plan. He's like, Okay, like we're gonna
• 32:05
  Speaker 4: sit down, I gotta go overall of this, and then
• 32:06
  Speaker 4: he like bailed on it, which I also think is
• 32:08
  Speaker 4: just very disrespectful.
• 32:09
  Speaker 5: I just don't I just I just think in the
• 32:13
  Speaker 5: I'm just kidding communation first Shore and if it doesn't work,
• 32:17
  Speaker 5: then it's just so much Sometimes it's so much easier
• 32:20
  Speaker 5: just to be single. So I mean, it might not
• 32:23
  Speaker 5: be in this case, but think about it. Just think
• 32:25
  Speaker 5: about it.
• 32:25
  Speaker 2: I'm really I get really frustrated about this, But I
• 32:29
  Speaker 2: can also see how it happens, and I think that
• 32:33
  Speaker 2: this is potentially getting a little bit deep a reflection
• 32:36
  Speaker 2: of his money story as well. He could be quite
• 32:38
  Speaker 2: evasive of this conversation because it deeply makes him uncomfortable.
• 32:42
  Speaker 2: Maybe he doesn't want to talk about money because you know,
• 32:45
  Speaker 2: it's overwhelming, and he's just like a thank god, my
• 32:47
  Speaker 2: partner's got it, Like, oh, I don't want to talk
• 32:49
  Speaker 2: about I trust you, please just deal with it like
• 32:52
  Speaker 2: you maybe don't know enough about it. And that's where
• 32:55
  Speaker 2: I would go. It's not just about the conversation. Clearly
• 32:58
  Speaker 2: he's evasive of that. Maybe we need to step even
• 33:00
  Speaker 2: further back and go, hey, like, you know, are we
• 33:03
  Speaker 2: getting married one day?
• 33:04
  Speaker 4: What does this look like?
• 33:06
  Speaker 2: Okay, so if we're building a life together and you know,
• 33:09
  Speaker 2: when we are eighty and sitting on a porch in
• 33:11
  Speaker 2: our rocking chairs holding hands looking off into the sunset, like,
• 33:14
  Speaker 2: what do we want to have achieved. What are we
• 33:17
  Speaker 2: talking about? What are those things that we are proud of?
• 33:20
  Speaker 2: And going from there. I know that's a really deep
• 33:22
  Speaker 2: way of looking at it, but are we achieving things together? Okay, well,
• 33:27
  Speaker 2: this is actually the tool we need to knock on
• 33:29
  Speaker 2: the head to get there. Why are you evasive of this?
• 33:33
  Speaker 2: How did you grow up around money? Let's talk about
• 33:35
  Speaker 2: our money stories and maybe sharing with him some resources
• 33:39
  Speaker 2: that he can consume in his own time, and just
• 33:41
  Speaker 2: going look, you're really evasive of the meeting. I get it.
• 33:44
  Speaker 2: Here's a podcast. Here's Victoria's very first podcast on money stories.
• 33:49
  Speaker 2: Please listen to it today in your own time and
• 33:51
  Speaker 2: have a think about whether that's guiding the way that
• 33:55
  Speaker 2: we're interacting around money. Give some resources, and I feel
• 33:58
  Speaker 2: like being extended the I won't say privileged, but being
• 34:03
  Speaker 2: extended the opportunity to consume those things in his own
• 34:06
  Speaker 2: time might mean that he has that point of reflection.
• 34:09
  Speaker 2: Whereas if he's doing what I think he's doing and
• 34:13
  Speaker 2: avoiding that conversation, if you then drag him into the
• 34:16
  Speaker 2: budget conversation, he's going to be defensive. He's not gonna
• 34:19
  Speaker 2: want to play. He's gonna be like, yeah, yeah, Jess,
• 34:21
  Speaker 2: whatever you want, Oh, you want to buy a new
• 34:23
  Speaker 2: car in the next twelve months, Okay, put that on
• 34:24
  Speaker 2: the goal list. Like he's not going to actually give
• 34:27
  Speaker 2: you what you want in that situation. It's going to
• 34:30
  Speaker 2: take a bit of work. So I would be trying
• 34:32
  Speaker 2: to work out what that looks like and having those
• 34:34
  Speaker 2: conversations and even just going, hey, I know that you
• 34:36
  Speaker 2: canceled the meeting, like why what's going on? Like, you know,
• 34:41
  Speaker 2: can we talk about it? Is it making you uncomfortable? Like,
• 34:44
  Speaker 2: and then maybe having a think about if you can't
• 34:46
  Speaker 2: ask those questions of your partner, why why can't you
• 34:50
  Speaker 2: have these conversations and what is that indicative of in
• 34:54
  Speaker 2: your relationship? It's an uncomfortable conversation at the end of
• 34:57
  Speaker 2: the day because, like as you were saying, Beck, it's
• 35:00
  Speaker 2: easier to be single, but it kind of is sometimes
• 35:02
  Speaker 2: I'm not saying leave, but like have a think about
• 35:05
  Speaker 2: why these things might be happening the way that they're happening.
• 35:09
  Speaker 2: Great advice, I don't know, Solon, I don't.
• 35:12
  Speaker 4: Know, and then come back and let us know what happens.
• 35:14
  Speaker 2: Please do Like I want to have all these people
• 35:16
  Speaker 2: that dm us send updates.
• 35:18
  Speaker 5: Yeah, we want updates, a whole update episode.
• 35:21
  Speaker 2: Yeah, and so I can be like, all right, remember this,
• 35:23
  Speaker 2: Oh my god, she x y z so juicy, keep
• 35:26
  Speaker 2: us up with the goss. Speaking of Goss, we got
• 35:29
  Speaker 2: a DM this week and I have been waiting all
• 35:31
  Speaker 2: episode to get into it. Are you ready?
• 35:34
  Speaker 1: Right?
• 35:34
  Speaker 2: Okay, Hey, she's on the money. I'm in a bit
• 35:37
  Speaker 2: of a dilemma and could really use some advice. A
• 35:40
  Speaker 2: friend told me that another one of our mutual friends
• 35:43
  Speaker 2: is in deep financial trouble. They're struggling a lot, and
• 35:46
  Speaker 2: my first instinct is to reach out and help. But
• 35:49
  Speaker 2: here's the problem. The friend who told me said it
• 35:52
  Speaker 2: was supposed to be a secret and they shouldn't have
• 35:54
  Speaker 2: shared it in the first place. I don't want to
• 35:57
  Speaker 2: betray anyone's trust, but I also can't make the feeling
• 36:00
  Speaker 2: that I should be doing something to help. I'm not
• 36:03
  Speaker 2: sure how to approach the friend who's struggling without making
• 36:05
  Speaker 2: things awkward or revealing that I know something that I shouldn't.
• 36:09
  Speaker 2: What would you do?
• 36:11
  Speaker 1: Oh?
• 36:12
  Speaker 4: That's so hard, isn't it.
• 36:14
  Speaker 6: Ooh?
• 36:16
  Speaker 4: I feel like it's really important to not let them know,
• 36:20
  Speaker 4: but you know, and I worry that that feels sneaky,
• 36:23
  Speaker 4: and I don't mean it to feel that way, but
• 36:25
  Speaker 4: I think if they haven't shared it with you, it
• 36:27
  Speaker 4: is because they are feeling embarrassed or unsure or unconfident.
• 36:33
  Speaker 4: And I think that telling them that you know will
• 36:35
  Speaker 4: one make them feel betrayed by your absolutely friends that
• 36:39
  Speaker 4: shared the information. So that's going to pile on top
• 36:42
  Speaker 4: and it's going to make them feel embarrassed because they
• 36:44
  Speaker 4: didn't get to control the narrative themselves. They might start
• 36:46
  Speaker 4: to worry what else you've been told? Like, I think
• 36:48
  Speaker 4: it's just going to add to their feeling of anxiety
• 36:51
  Speaker 4: that they're already having. For me, the way that I
• 36:54
  Speaker 4: would go about it, and I have to say, you're
• 36:55
  Speaker 4: a great friend. It's really lovely that you do want
• 36:58
  Speaker 4: to help them, that you care. Yeah, Like, that's absolutely
• 37:02
  Speaker 4: the right instinct, that's coming from love. I think that
• 37:04
  Speaker 4: you need to try to open the door to them
• 37:07
  Speaker 4: by making those conversations comfortable. And the way that often
• 37:10
  Speaker 4: you can do that is by talking to people about
• 37:13
  Speaker 4: your problems. It's that age old saying like if you
• 37:16
  Speaker 4: want people to feel confident in accepting your help, you
• 37:19
  Speaker 4: need to ask for theirs first. To make them feel
• 37:21
  Speaker 4: like they can ask for something from you. So maybe
• 37:23
  Speaker 4: talking to them about even if you're not experiencing current
• 37:26
  Speaker 4: financial problems, you know, talking to them about another problem
• 37:29
  Speaker 4: that you're having.
• 37:29
  Speaker 2: Or it doesn't have to be like for like, you
• 37:32
  Speaker 2: don't have to make stuff up because you can see
• 37:34
  Speaker 2: through that. That would be inauthentic or reflecting on you know,
• 37:38
  Speaker 2: oh my gosh, my friend is going through X y
• 37:40
  Speaker 2: Z and I'm trying to figure out what to do
• 37:42
  Speaker 2: to help them or whatever. Like, if you approach them
• 37:45
  Speaker 2: with your problem, it's going to make them hopefully feel
• 37:48
  Speaker 2: more comfortable opening up to you. And then particularly about finance,
• 37:52
  Speaker 2: because as we know, finance is very divisive and some
• 37:54
  Speaker 2: people are really comfy talking about it like we are,
• 37:56
  Speaker 2: and some people are so not comfortable about it at all.
• 37:59
  Speaker 2: Just talking about money as if it's a casual thing,
• 38:02
  Speaker 2: like not even necessarily about financial problems, but talking about
• 38:05
  Speaker 2: your super talking about if you're thinking about investing or
• 38:07
  Speaker 2: your financial goals. Money doesn't have to be personal, no,
• 38:10
  Speaker 2: like it can be like I could be like Beck,
• 38:12
  Speaker 2: what do you wear, what do you spend?
• 38:13
  Speaker 4: Right?
• 38:13
  Speaker 2: What finds have you got? But it doesn't have to
• 38:16
  Speaker 2: be personal. It can be a topic lack of conversation
• 38:19
  Speaker 2: in the same way any other topic can be of conversation.
• 38:23
  Speaker 4: And I think if you start normalizing that type of conversation,
• 38:26
  Speaker 4: it might also make your friend feel more comfortable to
• 38:29
  Speaker 4: then broach that topic more personally for herself with you.
• 38:32
  Speaker 2: Yeah, No, I agree. I think I'm very against exactly
• 38:36
  Speaker 2: the same as you do. Not let that friend know
• 38:39
  Speaker 2: that you know. Yeah, because do you know what the
• 38:42
  Speaker 2: worst feeling in the world is feeling betrayed, like feeling
• 38:46
  Speaker 2: like somebody didn't keep your secret. In fact, i'd be
• 38:49
  Speaker 2: quite I don't know, I'm a very black and white person.
• 38:52
  Speaker 2: I'd be like, why did you tell me that? Like?
• 38:55
  Speaker 2: Why did you break that person's trust? Obviously that's an
• 38:57
  Speaker 2: awful situation to be and we all know if financial troubles,
• 39:01
  Speaker 2: it's stressful. You feel like trash, You feel like the
• 39:04
  Speaker 2: weight of the world is on your shoulders, and then
• 39:07
  Speaker 2: on top of that, you feel like other people are
• 39:09
  Speaker 2: going to think that you're less than because you're experiencing
• 39:11
  Speaker 2: financial hardship. The last thing that you wanted when you
• 39:15
  Speaker 2: shared that problem, maybe you finally shared that problem with somebody,
• 39:19
  Speaker 2: is to know that they in the background. Then when
• 39:21
  Speaker 2: I told Jess, do you know what I mean, like,
• 39:24
  Speaker 2: I'd be heartbroken if I shared something with you, beck
• 39:27
  Speaker 2: and I finally felt comfortable and I'm like, oh my gosh,
• 39:29
  Speaker 2: this is something I'm really struggling with. And then Becky
• 39:31
  Speaker 2: went and talked to your friends about it, and then
• 39:33
  Speaker 2: your friends are approaching me being like, oh, did you
• 39:35
  Speaker 2: need help? I'd be like what, Like that's so overwhelming
• 39:39
  Speaker 2: and it's just going to make me bury my head
• 39:41
  Speaker 2: further in the sand and feel really distrustful of people.
• 39:44
  Speaker 2: So first, if you're that friend who can't keep it,
• 39:46
  Speaker 2: just first, if you're that friend who can't keep a secret,
• 39:49
  Speaker 2: have a good, hard look at yourself, because that's not
• 39:51
  Speaker 2: what friends do. But then two, yeah, I'm reiterating everything
• 39:56
  Speaker 2: that Jess said, like, yeah, don't approach it in that way.
• 40:00
  Speaker 2: Open honest, money conversations, sharing content. There's so many great
• 40:04
  Speaker 2: instagrams and podcasts out there that talk about money and
• 40:08
  Speaker 2: talk about things. But I really like your idea of
• 40:11
  Speaker 2: sharing a problem that you have so that maybe they
• 40:13
  Speaker 2: can open up. But then also realizing that I don't
• 40:17
  Speaker 2: know how to say this without seeming really harsh, but
• 40:20
  Speaker 2: it's not your problem to solve, Like you might want
• 40:24
  Speaker 2: to help them, but if they haven't reached out, maybe
• 40:27
  Speaker 2: you're not that person for them, like maybe empowering the
• 40:32
  Speaker 2: friend that told you to go. Well, actually, I'm really
• 40:35
  Speaker 2: worried about this person, but I can't approach it. Here
• 40:38
  Speaker 2: are some resources that you could say are from you
• 40:40
  Speaker 2: to pass on to this person. Here are some things
• 40:43
  Speaker 2: that you could do to help them, so inadvertently they're
• 40:45
  Speaker 2: getting the advice, but you're not making them feel as
• 40:49
  Speaker 2: though everyone's talking behind their back.
• 40:51
  Speaker 1: Yeah.
• 40:51
  Speaker 5: I was going to suggest the same thing. Actually, I'm
• 40:53
  Speaker 5: trying to remember, like what made me comfortable when I
• 40:57
  Speaker 5: was in a really bad financial situation, like right before
• 41:00
  Speaker 5: I decided to de clear bankruptcy. And I think that
• 41:04
  Speaker 5: what made me tell my friends was first of all,
• 41:08
  Speaker 5: like security with them because I have known them and
• 41:11
  Speaker 5: I'm friends with them, and you know, I feel very secure.
• 41:14
  Speaker 5: But a complete stranger. I know this person is a
• 41:16
  Speaker 5: complete stranger. But let's think what would make you feel
• 41:19
  Speaker 5: comfortable with the complete stranger? I think, yeah, Jess, like
• 41:22
  Speaker 5: you're so right like sharing those stories as well. I
• 41:25
  Speaker 5: think though, if someone was telling me their money, not
• 41:28
  Speaker 5: money problems, but just like talking about money in general,
• 41:30
  Speaker 5: and they kind of suggested that they are not in
• 41:35
  Speaker 5: a bad place. It would make me a little bit
• 41:37
  Speaker 5: too stressed to talk about my situation, Like if I
• 41:40
  Speaker 5: when I talk to friends and they're like, oh, it's
• 41:42
  Speaker 5: the end of pay cycle. I'm really stressed about money.
• 41:44
  Speaker 5: I don't have to dig into my sa dig into
• 41:47
  Speaker 5: my saving Yea, I am closed off from you because
• 41:51
  Speaker 5: you are. I cannot relate to you.
• 41:53
  Speaker 1: This is you know.
• 41:54
  Speaker 5: I'm trying to get there now. But back in the day,
• 41:56
  Speaker 5: I'd be like back in the day, I literally mean
• 41:58
  Speaker 5: like a month ago, I would be like, Okay, I'm
• 42:01
  Speaker 5: not telling this person that I have zero savings.
• 42:03
  Speaker 2: I'm just like, yeah, you're I'm stressed too, but totally
• 42:07
  Speaker 2: hate to dip into my non existence exactly.
• 42:11
  Speaker 5: And so I think that that is a very good
• 42:13
  Speaker 5: way to do it. But also just just being conscious
• 42:15
  Speaker 5: that this situation might be so much worse than you
• 42:18
  Speaker 5: could have ever imagined. It could be like something you've
• 42:21
  Speaker 5: never experienced before. I think the easiest, safest way to
• 42:25
  Speaker 5: go about this is just, yeah, presenting yourself as a
• 42:28
  Speaker 5: very safe person because you probably are, like you sound
• 42:30
  Speaker 5: like a very good friend, and let them come to you.
• 42:34
  Speaker 5: But I think exactly as you were saying, V like,
• 42:36
  Speaker 5: maybe the best thing to do is like find those
• 42:38
  Speaker 5: resources for yourself, because financial struggles can be so bad
• 42:44
  Speaker 5: that you're like, I don't know how to get out
• 42:47
  Speaker 5: of this. I just don't know how to get out
• 42:49
  Speaker 5: of this, and I don't think I ever will, And so, yeah,
• 42:52
  Speaker 5: finding resources like being like an advocate for bankruptcy if
• 42:56
  Speaker 5: you need to be, being an advocate for all these
• 42:58
  Speaker 5: other things, and then sending that message through the friend
• 43:02
  Speaker 5: that knows. Yeah, so I know, I understand, Like the
• 43:04
  Speaker 5: friend might just genuinely be like, I'm scared for my
• 43:06
  Speaker 5: friend and I don't know I need to tell you. Yeah,
• 43:08
  Speaker 5: so that's fine, but I get it.
• 43:10
  Speaker 4: You know it's coming. It's all coming from a good place,
• 43:12
  Speaker 4: Like it's coming from a place of love and concern
• 43:14
  Speaker 4: from everyone. But I think if someone's already feeling stressed,
• 43:16
  Speaker 4: anything you can do to not add to that anxiety, Yeah,
• 43:19
  Speaker 4: a good thing.
• 43:20
  Speaker 2: No, I agree, And I feel like, as you've been talking,
• 43:22
  Speaker 2: Beckett reminds me of this concept of leading with empathy,
• 43:27
  Speaker 2: not sympathy, Like I feel like when you're sympathetic of someone,
• 43:30
  Speaker 2: you're like, oh, Beck, are you okay? Like that must
• 43:32
  Speaker 2: be really shit. Oh, I feel so bad for you. Instead,
• 43:36
  Speaker 2: you're leading with empathy and going, well, how can I help?
• 43:38
  Speaker 2: Like I can understand that that would be an awful
• 43:41
  Speaker 2: situation to be in, but we're like being proactive and
• 43:43
  Speaker 2: we're helping. And I think that it's really important to
• 43:46
  Speaker 2: reframe that because so often you can be like, I
• 43:48
  Speaker 2: feel so bad for you. That's not what that person needs.
• 43:51
  Speaker 2: Like I can almost guarantee, Beck, if you were going
• 43:53
  Speaker 2: through that bankruptcy journey and I said, oh my god, Beck,
• 43:56
  Speaker 2: I feel so bad for you, you'd be like thanks, bitch,
• 44:00
  Speaker 2: do you know what I mean? Like you'd be like cool,
• 44:02
  Speaker 2: Like that doesn't help me. It just reminds me that
• 44:05
  Speaker 2: my situation is not good, yeah, and that it's trash,
• 44:09
  Speaker 2: Like I don't want that. So I think just making
• 44:12
  Speaker 2: sure that you're leading with not making the person feel
• 44:15
  Speaker 2: like their situation is that bad, more leading with like, oh, Beck,
• 44:18
  Speaker 2: no stress like keeps. Some people go through bankruptcy. My
• 44:21
  Speaker 2: mate went through it and they're fine now. Like it's
• 44:23
  Speaker 2: those things that can help you feel more empowered instead
• 44:27
  Speaker 2: of burdened by what you're going through. And I just yeah,
• 44:31
  Speaker 2: So we obviously put that out to the community and said, well,
• 44:35
  Speaker 2: what is your two cents? The first question we asked
• 44:37
  Speaker 2: was would you reach out to help a friend who
• 44:39
  Speaker 2: is in financial trouble even though you weren't meant to know.
• 44:42
  Speaker 2: Twenty five percent said absolutely, I'd still help. Seventy five
• 44:46
  Speaker 2: percent said no, I've got to respect to their privacy.
• 44:49
  Speaker 4: Interesting split.
• 44:50
  Speaker 2: Interesting split. I totally get it and I get wanting
• 44:54
  Speaker 2: to help. Yeah, I feel like I would really struggle. Yeah, like,
• 44:59
  Speaker 2: don't tell me, don't tell me if I'm not meant
• 45:01
  Speaker 2: to know, because I suck and I'm really transparent too,
• 45:04
  Speaker 2: Like You'll be like, Victoria, do you know about this?
• 45:06
  Speaker 2: And I'm no, No, I've never heard. That's crazy Josica. Yeah,
• 45:11
  Speaker 2: like ask Jess, like I can't lie for absolutely trash,
• 45:14
  Speaker 2: Like it's the worst. The question we then asked was,
• 45:17
  Speaker 2: let's flip it, how would you feel if you were
• 45:19
  Speaker 2: in financial trouble and a friend who wasn't supposed to
• 45:22
  Speaker 2: know reached out. Twenty six percent said I'd be really
• 45:26
  Speaker 2: grateful for the help, but seventy four percent said honestly,
• 45:29
  Speaker 2: I'd feel betrayed.
• 45:30
  Speaker 4: Yeah, in seven of that split is very similar to
• 45:33
  Speaker 4: the previous split.
• 45:34
  Speaker 2: Yeah, maybe same same. So then we said, all right,
• 45:37
  Speaker 2: give us your two cents. What are your comments on this?
• 45:40
  Speaker 2: And we got more than a few handfuls of them.
• 45:43
  Speaker 2: So one of you said, bring up money with the
• 45:45
  Speaker 2: friend in a mutual way. For example, Oh, my god,
• 45:47
  Speaker 2: have you ever heard of she's on the money? Great?
• 45:50
  Speaker 2: We love it. Great suggestion. Someone else said, don't mention
• 45:54
  Speaker 2: it because it could blow up the relationship with the confidante,
• 45:57
  Speaker 2: who may be their only support. Just like if they're
• 46:00
  Speaker 2: the only person that they trusted and then you're making
• 46:02
  Speaker 2: them not trust them, Like, that's not good. Someone else said,
• 46:06
  Speaker 2: don't come in trying to fix it, but generally just
• 46:09
  Speaker 2: talk to your friend. If they don't bring it up,
• 46:11
  Speaker 2: then it's your job to leave it. Someone else said,
• 46:14
  Speaker 2: maybe do some low key things for them, like invite
• 46:17
  Speaker 2: them for dinner and pay. Another person said, why can
• 46:21
  Speaker 2: no one keep a secret these days? Literally? Someone else said,
• 46:26
  Speaker 2: maybe like a random act of anonymous kindness, drop a
• 46:29
  Speaker 2: gift voucher in their mailbox, or have some basic groceries
• 46:31
  Speaker 2: to live it.
• 46:32
  Speaker 4: That's nice, that's weird.
• 46:35
  Speaker 2: Sweet the groceries delivered, I feel like is underrated, Like
• 46:40
  Speaker 2: if you've got a friend going through a struggle, having
• 46:43
  Speaker 2: the basics dropped at your door, Oh imagine true, imagine
• 46:49
  Speaker 2: even just like bread, milk, eggs, all of those things
• 46:52
  Speaker 2: that you just like, pantry staples. Yeah, like, oh thanks,
• 46:56
  Speaker 2: Like it would take off so much pressure. And said
• 47:00
  Speaker 2: if a friend is in trouble and wanted you to know,
• 47:03
  Speaker 2: you'd know.
• 47:04
  Speaker 4: Yeah, yeah, that's very true.
• 47:06
  Speaker 2: Then someone else said, this person seems to have a
• 47:08
  Speaker 2: really big heart and the drive to help. Maybe they
• 47:10
  Speaker 2: should try some volunteering and working in money in a
• 47:14
  Speaker 2: different way. And then someone else said, I'd bring it
• 47:17
  Speaker 2: up casually, So, for example, I'd chat about the cost
• 47:20
  Speaker 2: of living is really hitting me hard and try and
• 47:22
  Speaker 2: make it a relatable conversation. I just feel like I
• 47:26
  Speaker 2: get it. But I am the type of person that
• 47:29
  Speaker 2: if I told you a secret and you told someone else,
• 47:31
  Speaker 2: I'd feel betrayed. At the end of the day. I
• 47:33
  Speaker 2: think I'd end up more upset that my secret was shared,
• 47:37
  Speaker 2: rather than I had the secret to begin with.
• 47:39
  Speaker 4: Some good practical suggestions there from people. I like the
• 47:42
  Speaker 4: idea of helping anonymously. You're finding it, you know, Oh
• 47:45
  Speaker 4: my gosh, I did a click and collect and I
• 47:48
  Speaker 4: got someone else's click collect I have all these extra
• 47:50
  Speaker 4: groceries I don't need. Would you wants?
• 47:52
  Speaker 7: Yeah?
• 47:53
  Speaker 4: I think that's a really nice subtle way as well
• 47:55
  Speaker 4: to try and help.
• 47:56
  Speaker 2: One hundred percent. Well, guys, that's sadly all we have
• 48:00
  Speaker 2: time for today. It's been a fun time.
• 48:02
  Speaker 4: Sure, it has been a great time.
• 48:05
  Speaker 2: But we will see you bright nearly on Monday morning
• 48:07
  Speaker 2: for a money dary. And I've got another little bonus
• 48:09
  Speaker 2: episode dropping in your ears tomorrow morning, so watch out
• 48:12
  Speaker 2: for that. But have the best weekend, guys.
• 48:14
  Speaker 4: By guys, bye.
• 48:21
  Speaker 7: Did buy shared on She's on the Money is general
• 48:24
  Speaker 7: in nature and does not consider your individual circumstances. She's
• 48:28
  Speaker 7: on the Money exists purely for educational purposes and should
• 48:31
  Speaker 7: not be relied upon to make an investment or financial decision.
• 48:35
  Speaker 7: If you do choose to buy a financial product, read
• 48:37
  Speaker 7: the PDS TMD and obtain appropriate financial advice tailored towards
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  Speaker 7: your needs. Victoria Divine and She's on the Money are
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