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FRIDAY DRINKS: The Airwrap Saga · She's On The Money

• 0:00
  Speaker 1: She's on the Money. She's on the Money.
• 0:13
  Speaker 2: Hello, and welcome to She's on the Money, the podcast
• 0:16
  Speaker 2: for millennials who want a financial freedom. Welcome back to
• 0:20
  Speaker 2: another one of our Friday Drinks episodes where we celebrate
• 0:23
  Speaker 2: the money wins from our She's on the Money community.
• 0:26
  Speaker 2: Every single week. There are amazing money wins and confessions
• 0:29
  Speaker 2: happening every single day in our community, and we spend
• 0:32
  Speaker 2: a really big part of our week talking about them
• 0:34
  Speaker 2: as a team. So it seems only fair to extend
• 0:37
  Speaker 2: that chat to you guys. So let's dive straight into
• 0:40
  Speaker 2: some stuff that happened this week. Tony is here to
• 0:43
  Speaker 2: tell us all about the Money Diary.
• 0:45
  Speaker 1: So our Money Diary this week was a lady who
• 0:49
  Speaker 1: has been working in marketing for a lot of her
• 0:51
  Speaker 1: life and when she took maternity leave, she got some
• 0:55
  Speaker 1: really bad skin conditions, started talking about it on her
• 0:58
  Speaker 1: Instagram and now has like over five and followers or
• 1:00
  Speaker 1: something and all these brand works with all these brands,
• 1:03
  Speaker 1: and she's like a full on influencer.
• 1:05
  Speaker 2: Yeah. But like the best part about that is it's
• 1:07
  Speaker 2: now her full time job. Yeah.
• 1:09
  Speaker 3: Is that the definition of like owning your problems? Yeah?
• 1:12
  Speaker 3: What started as a problem. Is now a new career.
• 1:14
  Speaker 1: Yeah, now she's like, God, I love my dermatitis.
• 1:19
  Speaker 2: What she was like. But she was great and she
• 1:21
  Speaker 2: actually plugged her Instagram because she's actually a little influencer.
• 1:24
  Speaker 2: That was really cool and I love that that's now
• 1:26
  Speaker 2: her full time job and she's actually about to move
• 1:28
  Speaker 2: to Vancouver and just like start life over there with
• 1:31
  Speaker 2: her partner.
• 1:32
  Speaker 1: Yeah. So if you want to check her out, it's
• 1:34
  Speaker 1: at Amanda's cute face, which is quite cute, and she's
• 1:37
  Speaker 1: just reel glowy, Like she comes up in my feed
• 1:39
  Speaker 1: now and she's just like a Christmas tree. She's just
• 1:42
  Speaker 1: glown all over the place. We'll be able to see
• 1:43
  Speaker 1: her from Canada still.
• 1:44
  Speaker 2: Yeah, absolutely, but it's also rude how glowy she is.
• 1:47
  Speaker 2: I'm just like, that is so unfollow You're too nice.
• 1:51
  Speaker 2: I want to be like you. Her skin is flawless.
• 1:54
  Speaker 1: But yeah, so obviously our money diaries are normally anonymous,
• 1:58
  Speaker 1: but she gave.
• 1:58
  Speaker 2: Us permission we didn't, just to express it absolutely. And
• 2:03
  Speaker 2: then on Wednesday, we had our Deep Dive episode with
• 2:06
  Speaker 2: the one and only Georgia King. Georgia, what did we
• 2:08
  Speaker 2: talk about this.
• 2:10
  Speaker 4: Week on our Deep Dive episode, we spoke about imposter
• 2:13
  Speaker 4: syndrome and we Tone was in on the chat with us.
• 2:16
  Speaker 2: Yeah, we dragged you in.
• 2:17
  Speaker 1: Sorry, I love being dragged in. So it was quite a.
• 2:20
  Speaker 4: Deep and vulnerable chat between the three of us. I
• 2:23
  Speaker 4: guess what was your take on it?
• 2:24
  Speaker 2: Well, I really liked it. But I obviously loved talking
• 2:27
  Speaker 2: about topics like this because I think that as women,
• 2:29
  Speaker 2: we should be talking about these topics more openly and
• 2:32
  Speaker 2: more regularly. And so it felt right to bring Tony
• 2:35
  Speaker 2: into that conversation because unlike you and I, Georgia, we're
• 2:39
  Speaker 2: on the deep dives. We often just present information. It
• 2:41
  Speaker 2: felt like maybe that was a better conversation to be
• 2:44
  Speaker 2: had between three friends, you know, relating to the story
• 2:47
  Speaker 2: and sharing different points of view because we're all at
• 2:49
  Speaker 2: different stages of our careers and our development. And I
• 2:52
  Speaker 2: just thought it was, yeah, really powerful. I listened to
• 2:54
  Speaker 2: it back and I was really proud of what we created.
• 2:56
  Speaker 1: And we talked about how important it is to be
• 2:58
  Speaker 1: your own cheerlead too, and when you do something well,
• 3:02
  Speaker 1: tonoledge it and own it be and say I'm really
• 3:05
  Speaker 1: proud of that. And I did a really good job.
• 3:07
  Speaker 3: Is that so normal?
• 3:08
  Speaker 5: When you do something well and people congratulate you and
• 3:10
  Speaker 5: you're like, oh no, no, it's not not a people,
• 3:11
  Speaker 5: and like it's really it almost feels weird. Thank you
• 3:14
  Speaker 5: for the compliment, and like accept it.
• 3:16
  Speaker 2: Yeah, I mean for us, Ryan doesn't do that.
• 3:19
  Speaker 1: But you've never complimented me before. So oh, you go
• 3:24
  Speaker 1: into my restrict there.
• 3:26
  Speaker 2: Yeah, yeah, you'll slide back. You'll slide back into the
• 3:29
  Speaker 2: restricted dms like you'll get blocked. But let's move on.
• 3:33
  Speaker 2: And to ask Jessicai two questions, one what are we drinking?
• 3:38
  Speaker 2: And to why are we drinking that?
• 3:40
  Speaker 6: Well, the answer to the second question is because I
• 3:42
  Speaker 6: once again was left with the task of choosing the drinks.
• 3:45
  Speaker 6: And I told you. I told you that we would
• 3:48
  Speaker 6: end up with something not so great if I was
• 3:49
  Speaker 6: left to my own devices.
• 3:50
  Speaker 2: But you weren't left to your own devices. You and
• 3:52
  Speaker 2: Tony I videoed this. You guys played a guessing game.
• 3:56
  Speaker 6: Kind of, yes, but we still ended up on the
• 3:58
  Speaker 6: mod slide.
• 3:59
  Speaker 2: Yes, I'm I'm not opening mine. Mine still got the
• 4:01
  Speaker 2: lid on. It's not happening.
• 4:04
  Speaker 6: Vodka mud Shake, which is a chocolate flavored, creamy vodka
• 4:08
  Speaker 6: beverage adding to the bottle you guys enjoy that took
• 4:12
  Speaker 6: a sep. How did you feel about that?
• 4:13
  Speaker 1: I actually don't hate it.
• 4:15
  Speaker 5: Yeah, I think we purchased it ironically and we've been
• 4:17
  Speaker 5: joking about it. But now that I taste it, it's
• 4:19
  Speaker 5: actually pretty good. Geordia, and I've been not.
• 4:21
  Speaker 4: It tastes like a big m I mean, I haven't wash.
• 4:23
  Speaker 6: You guys have been shitting on me all night.
• 4:25
  Speaker 1: For turning over with me.
• 4:27
  Speaker 2: I will continue to do so, Jessica.
• 4:30
  Speaker 1: I don't think I could have a night out on
• 4:32
  Speaker 1: them or anything. But it's not a bad I put teeth.
• 4:36
  Speaker 1: It's a lot like an espresso. My team, you kind
• 4:39
  Speaker 1: of ribe.
• 4:40
  Speaker 2: Yeah, it's not awful.
• 4:41
  Speaker 3: All right.
• 4:42
  Speaker 2: Well, I'm glad that you guys are happy, and that's
• 4:44
  Speaker 2: what makes she just tastes like chocolate milk.
• 4:46
  Speaker 6: Sorry I was talking. So when you get try oh, okay,
• 4:49
  Speaker 6: well all right, six out of ten.
• 4:50
  Speaker 2: So you know what, We're going to move on from
• 4:53
  Speaker 2: here because I'm just really disengaged with this drink. I
• 4:55
  Speaker 2: don't feel included. I feel excluded from this community. Ryan.
• 5:00
  Speaker 2: What are our top money wins that you've collected from
• 5:01
  Speaker 2: the community this day?
• 5:07
  Speaker 5: How much at Doc Martin's normally. And I think, Jess,
• 5:09
  Speaker 5: you've seen this post in the group. Brand new Doc
• 5:12
  Speaker 5: Martin boots can be a real spino.
• 5:13
  Speaker 1: Two or three hundred bucks, right, well investment, Yeah, they
• 5:17
  Speaker 1: are so Ebony said, I bought a second hand pair
• 5:20
  Speaker 1: then been worn once before and must have been returned
• 5:23
  Speaker 1: to the store or some kind of you know, technical whatever.
• 5:26
  Speaker 3: She got one hundred dollars off and they'd been worn once.
• 5:30
  Speaker 6: That's so new.
• 5:31
  Speaker 5: She'd still have to break them in, because their shoes,
• 5:34
  Speaker 5: you do have to break to break them in. Yeah.
• 5:36
  Speaker 1: I've got docs that I've had for like ten years.
• 5:38
  Speaker 3: Yeah.
• 5:39
  Speaker 6: There was someone posted in our group a while ago
• 5:41
  Speaker 6: and said she'd had hers for years and years and
• 5:43
  Speaker 6: then she just got them resold because they held up perfectly.
• 5:45
  Speaker 3: Yeah, a legend.
• 5:46
  Speaker 1: They're a very good investment.
• 5:47
  Speaker 2: They sound like it. And I always see girls down
• 5:50
  Speaker 2: the street wearing them, because you know, I hang out
• 5:52
  Speaker 2: in the Richmond area. There's sorts of cool girls there.
• 5:54
  Speaker 1: Yeah.
• 5:55
  Speaker 2: Can you imagine mean docs?
• 5:56
  Speaker 1: I just I'm not cool enough, unfortunately.
• 5:59
  Speaker 2: No, no, sorry, it's unfortunate.
• 6:01
  Speaker 5: But the people that wear docks probably couldn't imagine themselves
• 6:04
  Speaker 5: in your shoes either.
• 6:05
  Speaker 1: No, they'd be like, I'm not wearing Alu boo tong.
• 6:10
  Speaker 5: All right home, Jessica said, I punched my tire last night.
• 6:14
  Speaker 5: Would normally be worried, but last month I set up
• 6:16
  Speaker 5: a small emergency fund specifically for my car, which it
• 6:20
  Speaker 5: felt so good that I could actually pay the money
• 6:22
  Speaker 5: that I already had instead of dipping into my savings
• 6:24
  Speaker 5: and my credit card. So she says, thank you. She's
• 6:26
  Speaker 5: on the money for teaching me to have an emergency fund.
• 6:28
  Speaker 1: Oh well, And.
• 6:30
  Speaker 5: Georgina was quoted three hundred dollars for a laptop battery
• 6:34
  Speaker 5: to be replaced, and she said no and bought her
• 6:38
  Speaker 5: own battery online for eighty dollars, replaced it herself, saved
• 6:41
  Speaker 5: two hundred and twenty.
• 6:42
  Speaker 1: Bus Bussela legends.
• 6:44
  Speaker 4: Wow.
• 6:45
  Speaker 5: Haley Parrish says, I mostly work from home in my
• 6:47
  Speaker 5: pj's legend, And I've been eyeing off this new pair
• 6:51
  Speaker 5: of Peter Alexander.
• 6:52
  Speaker 3: Are they Pete Alexander like the best? Yeah, the comfiest or.
• 6:55
  Speaker 1: Like when you walk past their shops, it smells like
• 6:57
  Speaker 1: delicious cinnamon rolls. No it doesn't.
• 6:59
  Speaker 2: It smells Amelia.
• 7:01
  Speaker 1: Yeah, so good.
• 7:04
  Speaker 2: It's such a smell too.
• 7:05
  Speaker 6: And their mascot is a sausage dog called Penny.
• 7:08
  Speaker 5: So Cuekaylee says, I didn't want to pay eighty nine dollars,
• 7:11
  Speaker 5: but I got them on click Frenzy for twenty nine dollars.
• 7:14
  Speaker 2: Well, Frenzy, that is good for Peter Alexander pas. I'm
• 7:19
  Speaker 2: a fiend for new pjs and can definitely relate.
• 7:22
  Speaker 5: Here's a question for Victoria, and I know you're not
• 7:24
  Speaker 5: an accountant be but definitely. Anna replies to Hailey's comment
• 7:29
  Speaker 5: and said, because you wear pjs at work, could you
• 7:31
  Speaker 5: claim the Peter Alexander PJS as a work uniform or
• 7:34
  Speaker 5: a work expense?
• 7:35
  Speaker 2: I am not an accountant, but from my ability to read,
• 7:39
  Speaker 2: the ATO website doesn't have your work clogo on it,
• 7:42
  Speaker 2: so you can't claim it.
• 7:43
  Speaker 3: I was ready to hit the button because I thought
• 7:45
  Speaker 3: you were going to say.
• 7:45
  Speaker 2: Yes, no, absolutely not.
• 7:48
  Speaker 5: Do it anyway. This is from Amber. Last week, my
• 7:56
  Speaker 5: partner and I were visiting my grandma and she lives
• 7:58
  Speaker 5: near a Savers, so it's like our tradition that we
• 8:00
  Speaker 5: go and see Grandma for Sunday lunch and then we
• 8:01
  Speaker 5: go to Savers afterwards.
• 8:02
  Speaker 1: That's cute, Sas, what are you joking is that.
• 8:05
  Speaker 6: It's like the home, the bestest, the most large shop
• 8:11
  Speaker 6: in the state. It's like physically just so many like
• 8:14
  Speaker 6: a supermarket, right, it's massive. There's one in Footscray. Where
• 8:18
  Speaker 6: are there's one? As I say, there's one in one
• 8:21
  Speaker 6: of the hipster Brunswick.
• 8:23
  Speaker 4: Yes, we wanted to Frankston as well.
• 8:25
  Speaker 1: Yeah, mean you to be?
• 8:27
  Speaker 2: Is that goold? What's gone?
• 8:28
  Speaker 4: Girl?
• 8:29
  Speaker 2: The world has changed since I lived on the peninsula.
• 8:32
  Speaker 5: Every time there's a dress up party at my high
• 8:33
  Speaker 5: school in Altham, everyone everyone savers on the Friday afternoon
• 8:37
  Speaker 5: in Greensboro just getting their outfits because they just had
• 8:39
  Speaker 5: literally supermarket ours of everything.
• 8:42
  Speaker 3: We go. Yeah, we can.
• 8:43
  Speaker 2: Really saves trip, Absolutely we can.
• 8:45
  Speaker 6: And if you donate clothes, they give you a card
• 8:47
  Speaker 6: that gives you a discount on your perchase.
• 8:49
  Speaker 1: Oh that's smart.
• 8:51
  Speaker 3: Yeah.
• 8:51
  Speaker 5: So Amber said they found a brand new the north
• 8:54
  Speaker 5: Face jacket for a boyfriend. Normally retails for three hundred dollars.
• 8:58
  Speaker 5: They got it for twelve dollars.
• 9:02
  Speaker 2: Yeah, that is the money win.
• 9:05
  Speaker 5: Now, I might be out of my depth with a
• 9:07
  Speaker 5: few questions, so it helped me out how much would
• 9:09
  Speaker 5: it normally cost? And I know there's no such as normal,
• 9:11
  Speaker 5: but for a female to get her hair done.
• 9:14
  Speaker 2: Well, is she blonde or is she brunette?
• 9:18
  Speaker 6: Cut? Is it a color?
• 9:20
  Speaker 5: Well, that's why I was asking for help, just for
• 9:22
  Speaker 5: a cut. What would the range be?
• 9:25
  Speaker 2: Oh, look, I'd say anywhere from twenty five dollars for
• 9:27
  Speaker 2: your el cheapo really easy haircut, literally up to three
• 9:32
  Speaker 2: hundred dollars.
• 9:33
  Speaker 3: All right, So miss Coco is what we'll call her.
• 9:36
  Speaker 3: It sounds expensive, she said.
• 9:37
  Speaker 5: After expensive, she said, after a year of dealing with
• 9:40
  Speaker 5: my passive aggressive hairdresser, which was just a editorial that
• 9:45
  Speaker 5: wasn't needed.
• 9:45
  Speaker 2: But it also really it also sets thee and it
• 9:50
  Speaker 2: makes me a little bit concerned about why she continually
• 9:53
  Speaker 2: went back to a passive aggressive Well, you.
• 9:55
  Speaker 3: Know how you just dress.
• 9:55
  Speaker 5: You got your routine and that's when you go to
• 9:57
  Speaker 5: or something. The passive aggressive hairdresser was charging one hundred dollars,
• 10:01
  Speaker 5: but Miss Coco has really short hair and it actually
• 10:03
  Speaker 5: didn't take her that long. So she goes, I understand
• 10:05
  Speaker 5: that some people take longer, blah blah blah, but she's like,
• 10:07
  Speaker 5: in and out, I feel like it's not worth.
• 10:09
  Speaker 3: One hundred dollars.
• 10:10
  Speaker 5: So she said she'd shop around and She stumbled across
• 10:12
  Speaker 5: the just cuts and thought, why not?
• 10:14
  Speaker 3: The experience doesn't have to be all lucks of the salon.
• 10:17
  Speaker 3: But the hairdresser was enthusiastic, very experienced, and cut my
• 10:19
  Speaker 3: hair for twenty four dollars.
• 10:21
  Speaker 1: Oh yeah, close to the.
• 10:25
  Speaker 2: Haircut's going to be.
• 10:26
  Speaker 1: Hey, good job, miss Coco.
• 10:28
  Speaker 3: Well, Miss Coco has a pixie mohawk and is quite
• 10:30
  Speaker 3: happy with the work. And the newest customer.
• 10:33
  Speaker 2: Everybody that listens to our show is much cooler than me.
• 10:36
  Speaker 2: I don't know why you're here.
• 10:37
  Speaker 1: On wearing their docks, got their pixy haircut, yet.
• 10:41
  Speaker 3: The same person.
• 10:43
  Speaker 5: Finally, Shannon Jay says, money win. I won one thousand
• 10:46
  Speaker 5: dollars on the Cabury Golden Ticket competition.
• 10:50
  Speaker 1: What actually is that? I don't know.
• 10:54
  Speaker 5: Yeah, well she's got one thousand dollars in her pocket
• 10:57
  Speaker 5: and she sung the song I've Got a Golden Ticket
• 11:00
  Speaker 5: in the comment section.
• 11:01
  Speaker 2: Amen, clever, I really like that. I really like that.
• 11:04
  Speaker 2: I am actually quite envious. Can you imagine opening a
• 11:07
  Speaker 2: chocolate bar and finding a thousand dollars because usually I
• 11:10
  Speaker 2: don't know.
• 11:10
  Speaker 6: Hope you get chocolate as well.
• 11:12
  Speaker 2: Oh my gosh, speaking of chocolate, our favorite chocolate place.
• 11:14
  Speaker 2: Tony Haye Tiger's closing. I saw fever. I'm really upset
• 11:20
  Speaker 2: about it, so I made myself feel better by ordering
• 11:22
  Speaker 2: a lot of chocolate on the internet for the office.
• 11:24
  Speaker 2: So that'll be here. Money win for everybody, But let's
• 11:29
  Speaker 2: actually talk about everybody's money wins after this quick break.
• 11:40
  Speaker 2: All right, we are back and it is time to
• 11:43
  Speaker 2: ask the team about their money wins or confessions. George's yawning,
• 11:47
  Speaker 2: but you know who's not yawning, Tony and Jess who
• 11:50
  Speaker 2: have a joint money win or join And I'm really
• 11:55
  Speaker 2: sure if it's a doing money win or a confession
• 11:58
  Speaker 2: or the fact that I was actually out of the
• 12:00
  Speaker 2: office for most of this morning. Do you guys maybe
• 12:03
  Speaker 2: want to elaborate to everybody tuning in, Tony taking away,
• 12:06
  Speaker 2: this is what did you do?
• 12:07
  Speaker 5: Well?
• 12:08
  Speaker 1: I would like to preface it with it is definitely
• 12:10
  Speaker 1: a wind. It's not a.
• 12:13
  Speaker 2: Like between you. You've both spent more than a thousand
• 12:16
  Speaker 2: dollars and you're calling this a wind? Is that right?
• 12:18
  Speaker 1: Okay? But we both got a diceon air wrap. Now
• 12:23
  Speaker 1: for anybody that doesn't know.
• 12:25
  Speaker 3: Please enlighten me.
• 12:26
  Speaker 1: Yes, okay, because I was in this.
• 12:28
  Speaker 3: Group message, and I have no idea what happened today.
• 12:31
  Speaker 1: So it is basically so Dyson, who make the hair
• 12:35
  Speaker 1: dry the hand dryers on the vacuums and everything, they
• 12:40
  Speaker 1: developed this range of hair styling tools and it's supposed
• 12:44
  Speaker 1: to be the best thing ever. It's like basically like
• 12:46
  Speaker 1: if angels were touching your hair to dry it and
• 12:48
  Speaker 1: style it every day. It's like better than elf juices
• 12:53
  Speaker 1: being put on your hair every morning for strength and longevity.
• 12:56
  Speaker 6: It's healthier for your hair because it uses like.
• 12:59
  Speaker 3: That's the elf.
• 13:00
  Speaker 2: Yeah, got it?
• 13:01
  Speaker 1: Okay anyway, so get to the point, as the air
• 13:06
  Speaker 1: apps are normally like nine hundred dollars for the one
• 13:09
  Speaker 1: that I wanted, had the extra fancy had the extra
• 13:13
  Speaker 1: fancy carry case. Anyway, So I saw this post in
• 13:16
  Speaker 1: how She's on the money community.
• 13:17
  Speaker 6: Turned out her boyfriend found this deal though, yeah.
• 13:20
  Speaker 1: On oz Bargains, which I didn't know was a thing,
• 13:24
  Speaker 1: but basically it was. Well, it's just this website. It's
• 13:27
  Speaker 1: like a forum. Do you remember forums where people would
• 13:30
  Speaker 1: get on and like share their things.
• 13:33
  Speaker 2: Yeah, Reddit, like rereddit, Yeah on Reddit sometimes Yeah, I
• 13:38
  Speaker 2: love redits.
• 13:39
  Speaker 5: Are still like that's where it starts before it starts
• 13:42
  Speaker 5: spreading to mainstream.
• 13:44
  Speaker 3: Why this deal came from.
• 13:45
  Speaker 6: That's the forums that took down game stops there you go.
• 13:49
  Speaker 1: Anyway, so very powerful place, very powerful web of deceit
• 13:54
  Speaker 1: and destruction. Anyway, So he did not at the point
• 13:57
  Speaker 1: of the story, sorry that it's the most exciting story ever.
• 14:01
  Speaker 1: I deserve to Oh my god, you know what. I've
• 14:04
  Speaker 1: had enough.
• 14:05
  Speaker 3: So what happened this morning Tony?
• 14:06
  Speaker 1: Anyway, So she posted this thing about how you could
• 14:09
  Speaker 1: get this amazing air up instead of it being eight
• 14:11
  Speaker 1: hundred and ninety eight dollars, that it would be five
• 14:13
  Speaker 1: hundred and fifty dollars.
• 14:14
  Speaker 2: That is a money win.
• 14:15
  Speaker 1: So and I didn't just decide I was going to
• 14:18
  Speaker 1: get it. Have I not been talking to you guys
• 14:20
  Speaker 1: four months about how much I wanted an error?
• 14:23
  Speaker 2: The only thing I hear about consistently on a daily
• 14:27
  Speaker 2: basis from Tony and Jess.
• 14:29
  Speaker 6: We've probably said it on the pod before.
• 14:30
  Speaker 2: You asked me about mine. You're googling it consistently, you
• 14:34
  Speaker 2: guys are watching YouTube tutorials on it. You're talking about
• 14:37
  Speaker 2: what type of.
• 14:37
  Speaker 6: Barrel you'd use, Like it aligns with my values exactly.
• 14:41
  Speaker 1: So when I saw it come up, I was like,
• 14:43
  Speaker 1: I really really want this. It's a great investment. And
• 14:45
  Speaker 1: I did the five dollars rule, which I've talked about before,
• 14:48
  Speaker 1: figure out how many times I would have to use
• 14:49
  Speaker 1: something for it to cost five dollars a use, which
• 14:52
  Speaker 1: ended up being amazing. I'll definitely use it. My boyfriend
• 14:55
  Speaker 1: will use the hair dryer attachment, so it's gonna be
• 14:58
  Speaker 1: great anyway, the air rap because no one else was
• 15:01
  Speaker 1: in the office to stop me, and then.
• 15:03
  Speaker 2: Five minutes now, now it's my fault.
• 15:06
  Speaker 1: And then five minutes later, I Jess got into the
• 15:08
  Speaker 1: office and I went, Jess, I just brought an air
• 15:09
  Speaker 1: up and it's a most exciting thing everhe she went
• 15:11
  Speaker 1: half and then she bought one.
• 15:13
  Speaker 2: What she did, yeah, I would have.
• 15:14
  Speaker 6: It was like a secret. So there was fifteen percent off,
• 15:17
  Speaker 6: which brought it down to like six hundred and something dollars,
• 15:19
  Speaker 6: and then you could stack the coupons.
• 15:21
  Speaker 2: Yeah, good, good money.
• 15:22
  Speaker 1: When guys, I'm really proud of us because it takes
• 15:25
  Speaker 1: courage to make a purchase like that, and I think
• 15:30
  Speaker 1: that you guys need to be more excited about how
• 15:33
  Speaker 1: good the air Raup's going to be when we get it.
• 15:35
  Speaker 6: It's going to look great, and we really bonded.
• 15:37
  Speaker 1: We're going to look so good.
• 15:39
  Speaker 3: You guys will look good. I must say.
• 15:40
  Speaker 5: The message was all caps and it said, guys, I'm
• 15:42
  Speaker 5: in the office by myself.
• 15:43
  Speaker 3: I'm crying. Please someone come here and help. And I
• 15:46
  Speaker 3: got scared for a moment.
• 15:47
  Speaker 1: Yeah, but it was actually because it was the excitement
• 15:49
  Speaker 1: of the air rap.
• 15:50
  Speaker 2: I'm really happy for you. But do you know what
• 15:52
  Speaker 2: I'm being more happy about? If I got to hear
• 15:55
  Speaker 2: George's money win a confession?
• 15:56
  Speaker 1: Hello, beat that Georgia.
• 15:59
  Speaker 4: George, Well, I can't because this week I have a confession.
• 16:03
  Speaker 3: Guy.
• 16:05
  Speaker 4: So it was actually a couple of weeks ago I
• 16:08
  Speaker 4: went to the Sir the Label sale in Melbourne.
• 16:11
  Speaker 2: I love their stuff.
• 16:11
  Speaker 4: Yeah, so I was at this sale. I'd been waiting
• 16:14
  Speaker 4: in the line for about fifteen minutes, but I deliberately
• 16:16
  Speaker 4: went early because I was like, I'll just run in,
• 16:19
  Speaker 4: run out, get on with my day so much.
• 16:22
  Speaker 1: Yeah, get there.
• 16:23
  Speaker 4: The line is like probably three hundred meters long of
• 16:27
  Speaker 4: just all these young hot thangs. I did not fit in.
• 16:31
  Speaker 4: So anyway, I got to like half an hour waiting
• 16:33
  Speaker 4: the line. I was not really moving forward, but I
• 16:36
  Speaker 4: was like at what point do I leave? Anyway? Two
• 16:40
  Speaker 4: hours later?
• 16:41
  Speaker 2: You stayed in a line for two hours?
• 16:43
  Speaker 4: Yes, because I was like, it got to an hour
• 16:45
  Speaker 4: and I was like, I can't leave now.
• 16:46
  Speaker 1: Because because I've sunk an hour into this y Yeah.
• 16:48
  Speaker 3: So then I.
• 16:49
  Speaker 4: Get into the sale and it wasn't very good. No,
• 16:55
  Speaker 4: everything was like really expensive, nothing really suited me. So
• 16:58
  Speaker 4: I bought this jumper that like I didn't really like
• 17:01
  Speaker 4: and it was still expensive, just because I felt like
• 17:04
  Speaker 4: I couldn't waste two hours.
• 17:05
  Speaker 1: Is it the jump you're wearing now? Because I didn't.
• 17:08
  Speaker 4: Want to say, but it's really.
• 17:12
  Speaker 1: Dress?
• 17:12
  Speaker 3: Am I right?
• 17:13
  Speaker 1: Guy?
• 17:13
  Speaker 3: Did you stole my win? I had a non financial win,
• 17:18
  Speaker 3: and that was seeing Georgia in a dress room.
• 17:22
  Speaker 2: Someone bought the dress Georgia.
• 17:24
  Speaker 1: No, what I'm aware of.
• 17:26
  Speaker 2: You were wearing it very nicely. Thank you.
• 17:29
  Speaker 4: Look it's such as ugly, you know on a person
• 17:32
  Speaker 4: you are holding it up against.
• 17:34
  Speaker 2: You are correct? It actually looks like completely different skill appreciate.
• 17:39
  Speaker 2: Maybe update your listing to include a picture of you
• 17:42
  Speaker 2: in it. Ryan, Have you got a money win or
• 17:45
  Speaker 2: confession to share with us? I feel like everybody's a
• 17:47
  Speaker 2: really long winded today, and you just wait for mine.
• 17:50
  Speaker 2: It is also long winter is going to take not
• 17:54
  Speaker 2: forty minutes.
• 17:55
  Speaker 3: But episode I've got a confess. It's a really confession.
• 17:59
  Speaker 5: I've got beef with my gym who keep taking my
• 18:02
  Speaker 5: money despite the fact I'm telling them I'm canceling. So
• 18:06
  Speaker 5: in November I message them and I say, I'm canceling
• 18:10
  Speaker 5: my gym membership.
• 18:11
  Speaker 1: Is this the gym that I know you go to?
• 18:13
  Speaker 5: The one that we Okay, So it's in a town
• 18:16
  Speaker 5: that I used to live in, and I said, hey,
• 18:19
  Speaker 5: I'm I'm moving. I can't come to the gym anymore.
• 18:21
  Speaker 5: And they said, oh, well, you signed a twelve month thing.
• 18:23
  Speaker 5: We're nine months in. Well I think it's like you
• 18:25
  Speaker 5: pay fifty percent or whatever. Sure, no big deal.
• 18:28
  Speaker 3: So my contract was must be nice.
• 18:30
  Speaker 1: Yeah, no, like signed, Oh, pay fifty percent, no worries.
• 18:33
  Speaker 1: I signed a deal and I was in my back pocket.
• 18:35
  Speaker 5: I was happy to honor the deal I signed, which
• 18:38
  Speaker 5: finished in February. And then I was checking my bank
• 18:40
  Speaker 5: accounts the other.
• 18:41
  Speaker 1: Day and it's now May.
• 18:42
  Speaker 3: They're still taking it out every fortnight.
• 18:45
  Speaker 2: And he hadn't noticed.
• 18:46
  Speaker 1: He hadn't noticed. That's nice to be really three months
• 18:49
  Speaker 1: far out, but.
• 18:50
  Speaker 6: He was doing the right thing in reviewing his statement.
• 18:52
  Speaker 3: Thank you, thank you.
• 18:54
  Speaker 2: You and I both know he probably wasn't, and it
• 18:57
  Speaker 2: was an accident that.
• 18:57
  Speaker 5: He probably no, because I actually saw the tag of
• 19:01
  Speaker 5: the gym and I was like, I wonder if those
• 19:02
  Speaker 5: guys are still taking my money. So I messaged them
• 19:04
  Speaker 5: and I said, hey, I understand that we had the deal,
• 19:06
  Speaker 5: but it's been gone. I've sent you emails here, here, here,
• 19:09
  Speaker 5: and here. Can you please stop charging my money? And
• 19:11
  Speaker 5: they say, oh, you actually have to come in in person?
• 19:14
  Speaker 1: Are you kidding?
• 19:15
  Speaker 5: And I said, well, the reason I don't go to
• 19:16
  Speaker 5: your gym anymore is because I don't live in that town.
• 19:19
  Speaker 5: I moved to Melbourne. It's three hours away. Can I
• 19:22
  Speaker 5: just fill it out online? Can you just not take
• 19:24
  Speaker 5: money out of my account? Sorry, that's not how it works.
• 19:28
  Speaker 3: You have to come down a joke.
• 19:31
  Speaker 6: I would pull up your contract and check if it
• 19:34
  Speaker 6: says that anything.
• 19:35
  Speaker 5: I've pulled up consumer affairs. I called them, and I
• 19:42
  Speaker 5: know there's been a particular theme in the group about
• 19:45
  Speaker 5: gym memberships and then being really dodgy. But what's annoying
• 19:48
  Speaker 5: is I've been with this gym, maybe on and off
• 19:50
  Speaker 5: for like ten years, I reckon. I've signed up and
• 19:52
  Speaker 5: quit multiple times, and if I didn't work out this time,
• 19:55
  Speaker 5: I probably would have signed up again, you know, if
• 19:57
  Speaker 5: I moved another time. But now I'm like, those guys
• 20:00
  Speaker 5: really grind my gears.
• 20:02
  Speaker 6: It seems a common theme. I spent three months trying
• 20:04
  Speaker 6: to cancel Victorious.
• 20:05
  Speaker 3: Gym membership for her, who was it with?
• 20:08
  Speaker 1: No, I don't say no.
• 20:09
  Speaker 2: I'm not gonna say but mine actually sent me a
• 20:12
  Speaker 2: text today saying that they couldn't direct debit my account
• 20:14
  Speaker 2: because I drained all the money out of the account
• 20:16
  Speaker 2: that they were direct debiting, because they continue to take
• 20:19
  Speaker 2: money after Jess. And by the way, Jess is scary
• 20:22
  Speaker 2: on the phone. I've met her on the phone, terrifying. No,
• 20:26
  Speaker 2: you're just really assertive. You'll like, you do not approach
• 20:29
  Speaker 2: a conversation unless you've got all the receipts and all
• 20:31
  Speaker 2: the facts and you're absolutely in the right correct So
• 20:34
  Speaker 2: it's kind of scary if you're on the receiving end
• 20:37
  Speaker 2: of that. Anyway, you've done all of that. And yeah,
• 20:40
  Speaker 2: they sent me a text message today to say, oh,
• 20:42
  Speaker 2: you're a direct debit failed, And I'm like, yeah, I know,
• 20:44
  Speaker 2: because I took all the money out of that account
• 20:46
  Speaker 2: because you keep trying to take money from me.
• 20:48
  Speaker 5: So you're saying the only thing I can do is
• 20:50
  Speaker 5: change banks.
• 20:51
  Speaker 2: I don't know, because I don't even know why they're
• 20:54
  Speaker 2: still doing it and just did that for me back
• 20:56
  Speaker 2: in like December or something ridiculous.
• 20:58
  Speaker 1: That's like actual harass. Yeah, surely.
• 21:01
  Speaker 2: And we've been on the phone to them and they're like,
• 21:03
  Speaker 2: oh yeah, I no, nothing should come out. And I'm like, cool,
• 21:05
  Speaker 2: So why did I get a text message saying this
• 21:07
  Speaker 2: or that or yeah, I'd like them to pay me
• 21:10
  Speaker 2: my money back.
• 21:11
  Speaker 3: I've asked for a refund as well.
• 21:12
  Speaker 2: They won't give it to you, and they're like.
• 21:13
  Speaker 5: Oh, we can wave the thirty days. I was like, man,
• 21:15
  Speaker 5: it's been six months, you're still taking the money. There
• 21:17
  Speaker 5: is no thirty days. And that's also can we start
• 21:19
  Speaker 5: on the thirty day thing?
• 21:20
  Speaker 2: All right, Well, maybe I'll share my money confession. It's
• 21:24
  Speaker 2: been such a negative episode guys.
• 21:28
  Speaker 1: Sorry it is negative about me getting an air up.
• 21:31
  Speaker 2: Oh look, I just I actually forgot because I fell
• 21:34
  Speaker 2: asleep halfway through that conversation.
• 21:36
  Speaker 1: Oh yeah, yeah, mine was bad bloody gym membership over here.
• 21:40
  Speaker 1: Oh and then I went in there and then I
• 21:41
  Speaker 1: came back out. And then I went in there and
• 21:43
  Speaker 1: then I came back. I out not this Victoria asked
• 21:46
  Speaker 1: that it used to be Victoria Tony money in confession.
• 21:50
  Speaker 2: I have a money confession. It's not even a confession. Actually,
• 21:53
  Speaker 2: it's a bit of a money loss. So I park
• 21:56
  Speaker 2: my car in front of my house on the street standard.
• 22:00
  Speaker 3: Yeahs a house and car must.
• 22:02
  Speaker 1: Be Yeah, that must be nice.
• 22:03
  Speaker 2: Okay, cut it out anyway, park in front of my house.
• 22:07
  Speaker 2: And at the start of the week on Monday, for
• 22:10
  Speaker 2: those of you following me on Instagram, you know what
• 22:13
  Speaker 2: I'm going to tell you, a truck managed to clip
• 22:17
  Speaker 2: the front of my car and take the front bumper
• 22:19
  Speaker 2: off my prized possession. And I was really upset about it.
• 22:25
  Speaker 2: Actually very annoying, right, really annoying, and it's also something
• 22:29
  Speaker 2: that I look after very well. But I was initially
• 22:32
  Speaker 2: very miffed because there was no note. There was nothing,
• 22:35
  Speaker 2: and so you know, obviously the first thing you do
• 22:37
  Speaker 2: in this situation call your dad. So I called my
• 22:40
  Speaker 2: dad and Eric Vine jumped on the phone, worked out
• 22:43
  Speaker 2: my insurance. Let me know. I had no idea. Honestly,
• 22:45
  Speaker 2: I am nearly thirty, and I honestly should know better,
• 22:48
  Speaker 2: but my dad knows everything right, so called him. He
• 22:50
  Speaker 2: started sorting it out when I got a knock on
• 22:52
  Speaker 2: the door. Who was it? The guy who'd hit my
• 22:55
  Speaker 2: car coming back to give me all the insurance details.
• 22:58
  Speaker 2: That's nice, Yeah, it was very nice. So it's not
• 23:01
  Speaker 2: really a loss because obviously now I have his insurance details,
• 23:04
  Speaker 2: it's all going to be covered and it's not going
• 23:06
  Speaker 2: to impact me that financially. But I will be without
• 23:09
  Speaker 2: a car for a short period of time, which is
• 23:12
  Speaker 2: a bit annoying. So beyond the finances of it.
• 23:15
  Speaker 1: Like, it's the admin. Yeah, when someone hits your car
• 23:18
  Speaker 1: or anything to do with insurance, it's the bloody admin.
• 23:22
  Speaker 5: Yeah.
• 23:22
  Speaker 2: And I've got to go and I've got to drop
• 23:24
  Speaker 2: it off to get assessed and then take it home
• 23:26
  Speaker 2: and then I've got to go, you know, get it repaired,
• 23:29
  Speaker 2: and who knows how long that's going to take.
• 23:30
  Speaker 3: And get a car in between or something.
• 23:32
  Speaker 2: Yeah, I think I do. I don't know the semantics
• 23:34
  Speaker 2: of it just yet, but I do know that they're
• 23:36
  Speaker 2: worried because of the age of my car, that they're
• 23:38
  Speaker 2: not going to be able to get the parts, and
• 23:39
  Speaker 2: then it might take weeks and it's just all a
• 23:41
  Speaker 2: very frustrating process.
• 23:43
  Speaker 5: Yeah, if anyone's had a better week than any of us,
• 23:46
  Speaker 5: let us know. In the show notes besides Tony's air rap,
• 23:49
  Speaker 5: unfaced that thing at me, please, But the air.
• 23:52
  Speaker 2: App's good, Honestly, It's why my hair looks the way
• 23:55
  Speaker 2: my hair looks.
• 23:56
  Speaker 1: Nice.
• 24:00
  Speaker 2: No one compliments your hair, run John.
• 24:02
  Speaker 1: You've got a lot of it, thank you, which is
• 24:04
  Speaker 1: good for your age.
• 24:05
  Speaker 3: Also on my head.
• 24:05
  Speaker 5: Yeah. Now, so tell me what it was like when
• 24:08
  Speaker 5: the guy rocked up to your house. Were you mad
• 24:10
  Speaker 5: at him or are you thankful that he finally turns
• 24:12
  Speaker 5: up with his insurance stuff?
• 24:13
  Speaker 2: No, I was just grateful. I was honestly a little
• 24:15
  Speaker 2: bit confused, and I felt really bad. I'm one of
• 24:18
  Speaker 2: those people that where you do wrong by me, I'm
• 24:20
  Speaker 2: apologizing to you though. I was like, no, that's okay,
• 24:23
  Speaker 2: don't worry about it doesn't matter, and in Tern'm.
• 24:25
  Speaker 1: Glad everyone's okay.
• 24:26
  Speaker 2: Yeah. Look, I'm not the type of person that does
• 24:29
  Speaker 2: get frustrated by that stuff because I just genuinely think
• 24:32
  Speaker 2: it's beyond my control, Like what's anger or being upset
• 24:35
  Speaker 2: actually going to do in this situation, so it was
• 24:37
  Speaker 2: what it was. It's just a bit frustrating. And that's
• 24:41
  Speaker 2: my story for today.
• 24:42
  Speaker 1: Guys, another long winded one.
• 24:45
  Speaker 2: All right, thanks for the positivity. I'm so glad that
• 24:50
  Speaker 2: we came here.
• 24:51
  Speaker 5: Also a big week at that she's on the Money team.
• 24:54
  Speaker 5: We mentioned it earlier, but go and check out the
• 24:56
  Speaker 5: Property Playbook that launched this week, really exciting. Hosted by
• 25:01
  Speaker 5: one Tony Lodge. It teaches you how to buy a property.
• 25:04
  Speaker 5: Victoria Devine will help you pay for your first property,
• 25:07
  Speaker 5: and Amy Illuminati, which I'm pretty sure that's not how
• 25:10
  Speaker 5: you pronounce Iti. I just like saying the Illuminati. But
• 25:14
  Speaker 5: no one knows property better than her. So the combination
• 25:17
  Speaker 5: of v with the finance and Amy with the actual house,
• 25:19
  Speaker 5: the Property Playbook is really great. Number one in the
• 25:22
  Speaker 5: business section for a reason. You guys did a great job,
• 25:24
  Speaker 5: and I recommend if you want to buy your first house,
• 25:27
  Speaker 5: go and check out that podcast.
• 25:28
  Speaker 1: Oh I take it back that earlier I said you
• 25:30
  Speaker 1: never compliment me, but there we go.
• 25:32
  Speaker 2: You did kill your job on that.
• 25:34
  Speaker 1: Actually, well, thank you, guys, guys.
• 25:38
  Speaker 3: I compliment you all the time.
• 25:39
  Speaker 2: Yeah he does. It was a bit weird.
• 25:41
  Speaker 1: It was all you and Amy.
• 25:44
  Speaker 2: It was absolutely not all Yeamy and I and I
• 25:47
  Speaker 2: think that it is very timely to remind you that
• 25:49
  Speaker 2: we're grateful to have you on the team, Tony. But
• 25:51
  Speaker 2: I think that is all we have time for today.
• 25:54
  Speaker 2: But before we go, we'd like to acknowledge and pay
• 25:57
  Speaker 2: respect to Australia's Aboriginal and Torri Strait Island peoples. They're
• 26:01
  Speaker 2: the traditional custodians of the lands, the waterways and the
• 26:04
  Speaker 2: skies all across Australia. We thank you for sharing and
• 26:07
  Speaker 2: for caring on the land in which we are able
• 26:09
  Speaker 2: to learn. We pay respects to orders past and present,
• 26:12
  Speaker 2: and we share our friendship and our kindness.
• 26:15
  Speaker 4: The advice shared on She's on the Money is general
• 26:18
  Speaker 4: in nature and does not consider your individual circumstances. She's
• 26:22
  Speaker 4: on the Money exists purely for educational purposes and should
• 26:25
  Speaker 4: not be relied upon to make an investment or a
• 26:27
  Speaker 4: financial decision, and we promise Victoria Divine is an authorized
• 26:31
  Speaker 4: representative of Australia Pacific Funds Management Proprietary Limited ABN three
• 26:35
  Speaker 4: four one three two four six three two five seven
• 26:38
  Speaker 4: AFSL three three nine one five one See you next week,
• 26:43
  Speaker 4: Go bye bye,