Latest / She's On The Money / Kate Langbroek Gives You the Pep Talk You Needed!

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Kate Langbroek Gives You the Pep Talk You Needed! · She's On The Money

• 0:00
  Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
• 0:04
  Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
• 0:08
  Speaker 1: we get started on She's on the Money podcast, I
• 0:11
  Speaker 1: would like to acknowledge the traditional custodians of the land
• 0:14
  Speaker 1: of which this podcast is recorded on a wondery country,
• 0:18
  Speaker 1: acknowledging the elders, the ancestors and the next generation coming
• 0:22
  Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
• 0:27
  Speaker 1: and the storytelling of you to make a difference for
• 0:30
  Speaker 1: today and lasting impact for tomorrow.
• 0:33
  Speaker 2: Let's get into it.
• 0:34
  Speaker 3: She's on the Money, She's on the Money.
• 0:58
  Speaker 4: Hello, and welcome to is on the Money the podcast
• 1:01
  Speaker 4: Millennials who want financial Freedom. Today is Friday, which means
• 1:05
  Speaker 4: it's time to get the team together and celebrate you
• 1:07
  Speaker 4: the incredible She's on the Money community. Today, I'm flying solo.
• 1:11
  Speaker 4: I've been left to my own devices. Victoria's in Europe.
• 1:17
  Speaker 4: You're sick, but fear not, because I do have someone
• 1:21
  Speaker 4: ready to chime.
• 1:22
  Speaker 2: You know, I know if you're at the pilot's seat
• 1:26
  Speaker 2: and you've just announced to the people on the plane
• 1:28
  Speaker 2: that you're flying solo. If I am the person that
• 1:31
  Speaker 2: you want to stand up and go.
• 1:32
  Speaker 4: I'll help you absolutely anyway. I will if anyone we
• 1:36
  Speaker 4: want you. For those who don't recognize the iconic voice,
• 1:39
  Speaker 4: we've got the wonderful Kate Langbrook joining us.
• 1:42
  Speaker 2: I did jump the gun on introducing myself and chipping.
• 1:44
  Speaker 4: In, Oh any time, please do?
• 1:46
  Speaker 2: Is this the rudder? Well, we do whatever.
• 1:51
  Speaker 4: We want to make sure you put your own mask
• 1:53
  Speaker 4: on first before you help those around you.
• 1:55
  Speaker 2: I come, was it Scully? Tom Hanks? You know who
• 1:59
  Speaker 2: landed the plane in the middle of the Hudson River?
• 2:02
  Speaker 2: Sally Sally close O Scully is Yeah, the truth is
• 2:08
  Speaker 2: out there. Look, Anna, Lisa has already proven herself to
• 2:13
  Speaker 2: be invaluable.
• 2:14
  Speaker 4: Absolutely as she always does. For those of you who
• 2:16
  Speaker 4: don't know Caitline Brook, she's absolutely everywhere. You're a new podcaster, yes,
• 2:22
  Speaker 4: comedian radio legend. You've truly done it all. So we're
• 2:26
  Speaker 4: so excited to have you joining us today.
• 2:28
  Speaker 2: I'm very happy because we have cohabited for many years.
• 2:33
  Speaker 2: When I was doing the show with Hughsey, you guys,
• 2:36
  Speaker 2: I think that was maybe before you came on board,
• 2:38
  Speaker 2: But Victoria was always in with dog and the bow
• 2:40
  Speaker 2: in its head.
• 2:41
  Speaker 4: Lucy, she's an icon.
• 2:42
  Speaker 2: She's stummy anyway. So, and I've always been quite intrigued
• 2:47
  Speaker 2: by the pot.
• 2:48
  Speaker 4: Thank you.
• 2:49
  Speaker 2: It's a very good service, even though sometimes I find
• 2:53
  Speaker 2: it shames me unwittingly.
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  Speaker 4: No, no, no, well, we're here for everyone. Everyone's on their
• 2:58
  Speaker 4: own money journey, and so I'm so excited to pick
• 3:01
  Speaker 4: your brain. Fear not everybody. We're going to stick to
• 3:03
  Speaker 4: the usual format. So I've got some money wins to share.
• 3:06
  Speaker 4: Beck set along some broke tips despite being away that
• 3:09
  Speaker 4: I can share on her behalf as well, and then
• 3:12
  Speaker 4: we're going to be answering a juicy money dilemma. This week,
• 3:15
  Speaker 4: it's all about the fear of losing your identity when
• 3:18
  Speaker 4: you become a new mum.
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  Speaker 5: Oh.
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  Speaker 4: I feel like that one's going to be a very.
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  Speaker 2: Very very deep, so interesting mm hmm.
• 3:25
  Speaker 4: And then we're going to also unpack something that you
• 3:27
  Speaker 4: slip into our DMS about which this week is talking
• 3:29
  Speaker 4: about job security versus wonderlust, which I think is something
• 3:33
  Speaker 4: a lot of people are thinking about. And I'm so
• 3:34
  Speaker 4: excited to hear your thoughts because you did a huge
• 3:38
  Speaker 4: move overseas to Italy, didn't you?
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  Speaker 2: Yes? For two years?
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  Speaker 5: Wow?
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  Speaker 2: With my husband and our four children.
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  Speaker 4: The whole vam. That would have been a huge change,
• 3:50
  Speaker 4: huge I'm so excited to hear all about it. But
• 3:53
  Speaker 4: we'll go in order. We'll stick to format, so I
• 3:55
  Speaker 4: feel like I can't message.
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  Speaker 2: Up telling me you're the pilot.
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  Speaker 4: All right, everybody, I'm trying.
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  Speaker 2: The co pilot and Annalisa is going to come along
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  Speaker 2: with some peanuts and tomato juice.
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  Speaker 4: Serve them to our lovely gat but a very good
• 4:09
  Speaker 4: at altitude.
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  Speaker 2: Apparently tomato juice drinks. Yeah, something about the salt.
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  Speaker 4: Oh, there you go. I never would have thought I
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  Speaker 4: don't love tomato.
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  Speaker 2: No one loves it. On the ground. Yeah, alone, in
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  Speaker 2: the air, bloody Mary's restorative. But in the air it
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  Speaker 2: comes into its own.
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  Speaker 4: There you go.
• 4:25
  Speaker 2: The more you know, there's a tip, write that down, sustness.
• 4:28
  Speaker 4: Somebody's scribbling in an somewhere. How has your week been, Kate?
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  Speaker 4: What have you been up to? I feel like you're
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  Speaker 4: one of those people who's out and about and doing things.
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  Speaker 2: This week is was unusual or last week was unusual
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  Speaker 2: for me because I was in Vietnam with a girlfriend
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  Speaker 2: of mine, amazing and we went for five days without husbands.
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  Speaker 2: Or boyfriends or children.
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  Speaker 4: Sounds like a dream.
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  Speaker 2: So we had. It was heavenly. It was heaven It
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  Speaker 2: was hot as eighties, was really humid. It was great,
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  Speaker 2: up to all kinds of mischief. What's your definition of missing?
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  Speaker 2: We enjoyed ourselves enormously. Put it that way.
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  Speaker 4: Oh wonderful, Oh that's beautiful. Well, I'm very it's been
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  Speaker 4: so rainy here in Melbourne.
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  Speaker 2: It's been Hey, it rained every day and hopes you
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  Speaker 2: meant did it?
• 5:16
  Speaker 1: Yeah?
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  Speaker 2: It did. It was that real tropical warm but rainy.
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  Speaker 5: Yeah.
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  Speaker 2: But the hair was just heavy all the time.
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  Speaker 4: Not good for the hair, very terrible for the hair.
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  Speaker 2: But you had to abandon, you know, when you're traveling
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  Speaker 2: in countries like that, in Asia particularly, and you have
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  Speaker 2: to abandon all notions of what traditionally like, what you'd
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  Speaker 2: look like when you go out or what you just
• 5:38
  Speaker 2: have to embrace some sort of weird hippie chic look
• 5:43
  Speaker 2: which is frizzled and frazzled and crumpled and a bit
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  Speaker 2: damn little bit the way you feel great.
• 5:54
  Speaker 4: It's a return to your natural self. Though I feel
• 5:56
  Speaker 4: like because you don't wear makeup, it's going to slide
• 5:57
  Speaker 4: off your no point, it's it's very like, I feel
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  Speaker 4: like it's good for.
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  Speaker 2: Yourself, it's fantastic, and you don't look in a mirror
• 6:05
  Speaker 2: because there's only desolation. There was a mirror in at
• 6:09
  Speaker 2: our hotel that was a magnifying mirror, and I'm like, oh,
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  Speaker 2: this is great. I can pluck my eyebrows. But then
• 6:15
  Speaker 2: and my girlfriend Alice said, I am not looking in
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  Speaker 2: that thing. And then I noticed as the week went past,
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  Speaker 2: I was just like, oh, it's really bringing me.
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  Speaker 4: I feel like they're like those carnival mirrors because they
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  Speaker 4: warp you, yeh.
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  Speaker 2: And it's never good. It's never good.
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  Speaker 4: It's never ever fun to look at. Well, I'm very jealous.
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  Speaker 4: None of the last thing I would really like.
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  Speaker 2: It was great, and you would like it, you know
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  Speaker 2: why on this pod it's such a cheap holiday, really affordable,
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  Speaker 2: so great. You know. At one point we went to
• 6:48
  Speaker 2: the Sieve, to the seven eleven or the Circle k whatever,
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  Speaker 2: and we just got some snacks. We bought some beers,
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  Speaker 2: some snacks, some chips, some long needs to take home
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  Speaker 2: to the kids, you know, strange you know, Vietnamese lollies.
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  Speaker 2: And when we got the bill, we were like, because
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  Speaker 2: we're always converting from dong obviously we went was that
• 7:11
  Speaker 2: twelve dollars, It was twelve dollars for four beers and
• 7:18
  Speaker 2: this is like a one beer yeah, correct, where there's
• 7:21
  Speaker 2: always inflation in a sieve because of the twenty four
• 7:24
  Speaker 2: hour nature of them and capitalism of course. Anyway, we
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  Speaker 2: were like, it's incredible, incredible.
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  Speaker 4: Wow, It's like that in Japan too. Seven eleven we
• 7:32
  Speaker 4: lived at the seven eleven. I know Beck has just
• 7:34
  Speaker 4: got back from Japan and I'm sure she had the
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  Speaker 4: same experience where you walk in and it's just like
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  Speaker 4: a mecca of fun things.
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  Speaker 2: And they've got great food at seven elevens in Japan.
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  Speaker 4: If for seven eleven here was like the seven eleven
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  Speaker 4: over there. An interesting tidbit, I believe seven eleven Australia
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  Speaker 4: has just been bought by the same company that owns
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  Speaker 4: seven Japan really or recently, when I say just but random,
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  Speaker 4: hopefully ours become more like theirs. I would buy my
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  Speaker 4: dinner at the eleven.
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  Speaker 2: Insteads because the food's beautiful.
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  Speaker 4: Yeah, they had like full meals chicken katsu like but
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  Speaker 4: really healthy good food. Y're delicious, So like if you
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  Speaker 4: had that option, you wouldn't go to like a Macca's
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  Speaker 4: or something, you know, late at night when you just go.
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  Speaker 2: You only go to KFC as they do Christmas. You know,
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  Speaker 2: that's the traditional Christmas thing in Japan.
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  Speaker 4: What.
• 8:20
  Speaker 2: Yeah, it's a massive thing for Christmas.
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  Speaker 4: I did not know.
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  Speaker 2: They might not even celebrate Christmas, but they certainly celebrate KFC.
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  Speaker 4: I can absolutely get a moment that because if there's
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  Speaker 4: one thing I like.
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  Speaker 2: Oh look we're off and flying.
• 8:37
  Speaker 4: We are one of these same you know who else
• 8:39
  Speaker 4: is one of the same. But she's on the money community.
• 8:41
  Speaker 4: They're always picking up the vibes. They've always got some
• 8:43
  Speaker 4: money wins to share. So let me give you a
• 8:46
  Speaker 4: couple from the group this week. There were some goodies. Firstly,
• 8:52
  Speaker 4: Brianna said, money win. I purchased some special edition books
• 8:55
  Speaker 4: from Amazon for one hundred and fifty dollars. Very expensive books,
• 8:59
  Speaker 4: but obviously she was excited, she said. Instead, Amazon sent
• 9:03
  Speaker 4: me two bottles of cast oil. Had no books classic.
• 9:08
  Speaker 2: Wow, Castor oil is great though, I'm big on cast Yeah,
• 9:12
  Speaker 2: Castor oil is great.
• 9:13
  Speaker 4: Oh there you go, she said, marked it as a
• 9:15
  Speaker 4: return and sent them back because obviously it wasn't what
• 9:17
  Speaker 4: I ordered, and they refunded the money, and then two
• 9:20
  Speaker 4: days later the books turned up money Win.
• 9:24
  Speaker 2: Yeah, fantastic and very hard to get one over Amazon.
• 9:27
  Speaker 4: Capitally, as we were saying, on.
• 9:30
  Speaker 2: A yacht to meet, he'll be so.
• 9:33
  Speaker 4: Angry shaken in his boot. Next, I've got a money
• 9:36
  Speaker 4: in from Gemma, who said it's my birthday month, so
• 9:38
  Speaker 4: I've been utilizing lots and lots of freebies. Yesterday she
• 9:42
  Speaker 4: went out with her son and got a free Gloria
• 9:43
  Speaker 4: Jeans chiller. She said she's gotten three drinks so far
• 9:46
  Speaker 4: this month. And as someone whose birthday is coming up soon,
• 9:50
  Speaker 4: I just want to remind everyone go through freebies. I
• 9:53
  Speaker 4: saw a TikTok of a girl the other day who
• 9:56
  Speaker 4: collected everything that she was in, like she'd signed up
• 9:58
  Speaker 4: to every list she could think of, and she got
• 10:01
  Speaker 4: like twelve meals over the course of two day. Yeah,
• 10:04
  Speaker 4: because it's so well organized, though, Yeah, they tend to
• 10:08
  Speaker 4: get lost in your thirty six thousand, you know, I
• 10:11
  Speaker 4: know forty six forty six actually, and I deleted three
• 10:14
  Speaker 4: thousand them over summer and I'm going to delete one
• 10:18
  Speaker 4: thousand a day and that lasted three days.
• 10:21
  Speaker 2: Three days, and they were a renewable resource.
• 10:25
  Speaker 4: I wonder do you ever hit a point where they go,
• 10:27
  Speaker 4: no more emails for you? No, they don't until No,
• 10:29
  Speaker 4: they don't, not yet anyway.
• 10:31
  Speaker 2: And the other thing is vouchers don't even you must
• 10:34
  Speaker 2: talk about vouchers on this show. But vouchers are just
• 10:38
  Speaker 2: such a punishment for me. Why like boucher, Yeah, give vouchers,
• 10:44
  Speaker 2: I reckon, I've had Look, I don't even known the
• 10:48
  Speaker 2: money value, but I've had one hundred expired vouchers that
• 10:53
  Speaker 2: I've never used.
• 10:54
  Speaker 4: Interesting fact, few it's actually illegal for vouchers to expire.
• 10:57
  Speaker 4: They can put an expiring wail on them, but they
• 11:00
  Speaker 4: I know.
• 11:01
  Speaker 2: But then, okay, so riddle me this. You're going to
• 11:04
  Speaker 2: have a massage. You just had an argument with the
• 11:07
  Speaker 2: person who runs the message. Oh, I was going to
• 11:09
  Speaker 2: say massage, but about you, like you cannot, I know
• 11:14
  Speaker 2: it's illegal for you the a triple C blo blah.
• 11:18
  Speaker 2: And then you're going to go into a darkened room
• 11:19
  Speaker 2: and that person's going to rub you. How's that going
• 11:22
  Speaker 2: to go?
• 11:22
  Speaker 4: Well? I mean usually you have the conversation afterwards. I
• 11:26
  Speaker 4: would imagine.
• 11:27
  Speaker 2: Negatingating the relaxed, deeper axation you've enjoyed.
• 11:31
  Speaker 4: Yeah, I want to be relaxed first, and then I'll
• 11:33
  Speaker 4: get angry afterwards. But hopefully usually I feel when you
• 11:36
  Speaker 4: say just so, you know, you actually can't do that.
• 11:38
  Speaker 2: Okay, So does that mean if you've got a voucher
• 11:41
  Speaker 2: from ten years ago?
• 11:44
  Speaker 4: Theoretically, I think so. I mean you would have to
• 11:46
  Speaker 4: double check the website in case the law.
• 11:48
  Speaker 2: Yeah, I know, because I know they changed the law.
• 11:51
  Speaker 4: Yeah, so it would potentially be from the date.
• 11:53
  Speaker 2: Yeah, anyway, too late for me. They're all they're custom
• 11:57
  Speaker 2: all they gone now even now when I get one,
• 12:00
  Speaker 2: thanks straight in the bin, because I know that it's
• 12:03
  Speaker 2: just gonna be clatter on.
• 12:03
  Speaker 4: Never end up using Oh you know, regift terrible regift
• 12:07
  Speaker 4: is the.
• 12:07
  Speaker 2: Yeah, good idea. I have given book vouchers to my
• 12:10
  Speaker 2: husband's mother. He's very well organized.
• 12:12
  Speaker 4: I'm sure she wouldn't say no to the massage ranches either. Next,
• 12:16
  Speaker 4: I've got a money linking saves you from being in
• 12:19
  Speaker 4: the awkward position.
• 12:20
  Speaker 2: Yeah, correct, she can have the argument.
• 12:22
  Speaker 4: Exactly like, not my problem anymore. Next, I've got a
• 12:25
  Speaker 4: money in from Steph, who said she's in the process
• 12:28
  Speaker 4: of making her home office a more functional and inviting space.
• 12:31
  Speaker 4: She got on marketplace to sort it out, and instead
• 12:34
  Speaker 4: of paying four hundred dollars for a desk with storage draws,
• 12:37
  Speaker 4: she paid one hundred. She got a printer for forty
• 12:40
  Speaker 4: bucks and an Apple mouse for thirty, which means the
• 12:42
  Speaker 4: whole office is done for about one hundred and seventy dollars.
• 12:46
  Speaker 2: You know what, I don't want the free printer. I
• 12:48
  Speaker 2: want the free ink.
• 12:49
  Speaker 4: Oh my god, it's never that anywhere.
• 12:51
  Speaker 2: Racket, isn't it. The racket is they'll sell you the
• 12:54
  Speaker 2: printer for nothing and charge you an arm and leg
• 12:57
  Speaker 2: on a subscription service for ink.
• 12:59
  Speaker 4: Near like a laser printer or something where it can
• 13:01
  Speaker 4: just never run out.
• 13:02
  Speaker 2: That a laser printer run out of me. I don't know.
• 13:05
  Speaker 4: I just assumed, quite possibly.
• 13:08
  Speaker 2: I think it's getting the ink from is it like
• 13:12
  Speaker 2: I thought the laser like three D printer that it
• 13:14
  Speaker 2: just makes itself.
• 13:16
  Speaker 4: I mean, you can tell that I don't print a
• 13:17
  Speaker 4: lot of stuff.
• 13:18
  Speaker 2: Hang on, can we because she's laughing at these annals?
• 13:23
  Speaker 2: Can you just shed some light here? Because I think
• 13:25
  Speaker 2: we've taken a dark turn.
• 13:28
  Speaker 4: I assumed that the laser was like lasering.
• 13:31
  Speaker 2: I don't think so. I think it does it with
• 13:34
  Speaker 2: laser focus. But it's still I think I'm pretty sure it.
• 13:37
  Speaker 4: Needs that's a million dollar.
• 13:41
  Speaker 6: That is insane. Also, for as smart as you are,
• 13:43
  Speaker 6: that that is incredible. You've got that laser printers read
• 13:47
  Speaker 6: the electronic data from your computer and being this information
• 13:50
  Speaker 6: to a drum inside the printer, which builds up a
• 13:52
  Speaker 6: pattern of a static electricity which attracts a dry powder
• 13:56
  Speaker 6: called tona onto the paper.
• 13:58
  Speaker 2: So no ink, no, but you got to fill out
• 14:01
  Speaker 2: the your tona.
• 14:03
  Speaker 4: Well, there you go. It's like in the middle.
• 14:05
  Speaker 2: I think in the middle. I don't think anyone.
• 14:07
  Speaker 4: Was going to say I wasn't wrong and that you're.
• 14:11
  Speaker 2: Going to get the mail. You're going to get.
• 14:13
  Speaker 4: The mail on it. It's a blue job, I think,
• 14:16
  Speaker 4: I think, so, not a pink One. Next day, whatt
• 14:18
  Speaker 4: a money in from Emma who said I was recently
• 14:19
  Speaker 4: in the US and I did some shopping while I
• 14:21
  Speaker 4: was there. Duh. In some shops you can choose to
• 14:24
  Speaker 4: pay with local currency or the payment origin currency. She
• 14:27
  Speaker 4: said it was really handy to keep track of the
• 14:30
  Speaker 4: exchange rate, so she knew it was almost always cheaper
• 14:32
  Speaker 4: to buy in the local currency rather than having the
• 14:35
  Speaker 4: retailer do the exchange. She said that plus using a
• 14:37
  Speaker 4: travel card meant she didn't pay any of those sneaky fees.
• 14:41
  Speaker 1: Yeah.
• 14:41
  Speaker 2: My girlfriend just did this when we were in Vietnam.
• 14:45
  Speaker 2: She had a card not revolute, but it was one
• 14:47
  Speaker 2: like that. Yeah, and it was so great.
• 14:50
  Speaker 4: I think if you're using a bank card that is
• 14:52
  Speaker 4: charging you international transaction fees, you are giving your money
• 14:56
  Speaker 4: away for free. I think it is so really okay.
• 15:00
  Speaker 4: I don't know you can download.
• 15:02
  Speaker 2: The whys you can. I know that there are I
• 15:06
  Speaker 2: know that there are systems, but predominantly the system. The
• 15:12
  Speaker 2: system is aimed at people like me who are like
• 15:14
  Speaker 2: I don't know time, I'm just gonna do you take
• 15:17
  Speaker 2: visa and then when you get home, you're like plus plus.
• 15:21
  Speaker 4: Their exchange you get like six hundred like inside one
• 15:25
  Speaker 4: dollar aures me. There are a lot of apps you
• 15:28
  Speaker 4: can do it on your phone.
• 15:31
  Speaker 2: Put that with the voucher jobs.
• 15:33
  Speaker 4: The list. And then we've been asking our guests when
• 15:37
  Speaker 4: they come on, you're part of the family, you're here
• 15:38
  Speaker 4: with us, do you happen to have your own money
• 15:41
  Speaker 4: win or confession that you could? Well?
• 15:43
  Speaker 2: Speaking of overseas shopping, I think that I had one
• 15:48
  Speaker 2: last week when I was in Ho Chi Minh. Yes,
• 15:53
  Speaker 2: this is kind of a win, but also a loss.
• 15:55
  Speaker 2: But it's a win because I had a holiday. It's
• 15:58
  Speaker 2: a loss because it's expensive, because you're going on a holiday, Yes,
• 16:01
  Speaker 2: but because I've got four kids, three boys and a daughter,
• 16:05
  Speaker 2: and they just burned through runners like nobody's business, because
• 16:11
  Speaker 2: that's all anyone wears now, and so many runners are
• 16:15
  Speaker 2: made in Vietnam. So I got them all. I got
• 16:18
  Speaker 2: them birkenstocks. I got them runners for a fraction of
• 16:23
  Speaker 2: what you would pay here. One of them was a
• 16:25
  Speaker 2: dodgy copy, but the others were really good quality, fantastic,
• 16:29
  Speaker 2: So I think that was a win.
• 16:32
  Speaker 4: That's a money win for sure.
• 16:33
  Speaker 2: Even though if you looked at my visa car plus
• 16:38
  Speaker 2: yeah correct, correct pass three dollars, seventeen conversion feet, et cetera,
• 16:42
  Speaker 2: you would think I can't see the win. My dad
• 16:45
  Speaker 2: always said, when mum would go shopping, and Mum was
• 16:48
  Speaker 2: always big on sales, you go, look what I got, honey.
• 16:50
  Speaker 2: I was reduced and reduced further, and blah blah blah.
• 16:53
  Speaker 2: Dad would always say Dutch, you know, he would say,
• 16:56
  Speaker 2: show me the money you've saved.
• 16:59
  Speaker 4: Oh, where is it?
• 17:00
  Speaker 2: Show me that. Yeah, where is it?
• 17:02
  Speaker 4: That's very clever.
• 17:03
  Speaker 2: Yeah, very clever.
• 17:04
  Speaker 4: We say when there's a sale, if you buy it
• 17:06
  Speaker 4: on say, we're still spending money on it.
• 17:07
  Speaker 2: So that's what he was saying, although he spoke more
• 17:12
  Speaker 2: in Dutch riddles. Oh yeah, but yeah, so that was
• 17:16
  Speaker 2: definitely a win.
• 17:17
  Speaker 4: Well, but your kids would have been stoked. I feel
• 17:20
  Speaker 4: like that's the best part of someone coming home from holiday,
• 17:22
  Speaker 4: especially parents knowing that they're bringing a big old so
• 17:25
  Speaker 4: they were.
• 17:25
  Speaker 2: So happy they couldn't believe it.
• 17:29
  Speaker 4: Some of the year after that, I.
• 17:30
  Speaker 2: Know it was really good, and it was a lot
• 17:32
  Speaker 2: of work because the shop for six people.
• 17:35
  Speaker 4: Yeah, a lot of room in your suitcase shoes.
• 17:37
  Speaker 2: I took an empty I put a suitcase in a suitcase.
• 17:40
  Speaker 2: That's so smart. We came back with two full suitcases.
• 17:44
  Speaker 4: I had to do the airport shuffle the last time
• 17:46
  Speaker 4: I traveled, because they would not let me. They were
• 17:48
  Speaker 4: going to charge me, Like.
• 17:48
  Speaker 2: A, h did you have to repack it?
• 17:51
  Speaker 1: That?
• 17:51
  Speaker 2: I hate the humiliation.
• 17:53
  Speaker 4: My friends had to open their suit Yeah. There of
• 17:57
  Speaker 4: who's got on pretty much. I was like, just make
• 17:59
  Speaker 4: sure my undis don't go in anyone else's case and
• 18:01
  Speaker 4: Apart from that, it's fine.
• 18:03
  Speaker 2: And I love the way in that situation we all
• 18:05
  Speaker 2: totally abandon the rule of never let anyone put anything
• 18:08
  Speaker 2: in your luggage, just like I can't put it in.
• 18:12
  Speaker 4: Just get us out of this line and away from
• 18:13
  Speaker 4: the embarrassment of unpacking it in front of her. Absolutely, well,
• 18:18
  Speaker 4: that sounds like I'm going to call it a money win,
• 18:20
  Speaker 4: not a money lost. Thank you.
• 18:21
  Speaker 2: I think I felt like it was a win. It
• 18:23
  Speaker 2: definitely and also saved me time here because you know,
• 18:27
  Speaker 2: where do you go here? You've got three shops.
• 18:31
  Speaker 4: It's overwhelming too. If you go on a weekend, it's
• 18:33
  Speaker 4: also busy, horrendous. It can't shops on the weekend, and
• 18:37
  Speaker 4: not for me now. Wonderful Beck, who couldn't be here
• 18:40
  Speaker 4: today unfortunately, did still share some of her broke tips
• 18:43
  Speaker 4: for us to share with the community. Thank you so much, Beck.
• 18:46
  Speaker 4: So let me give you what she sent over.
• 18:49
  Speaker 2: If it's pick a bunch of rosemary and put it
• 18:51
  Speaker 2: in a pot, I've already done well. I wouldn't have
• 18:56
  Speaker 2: thought of it it wasn't for her. It does enrage
• 18:59
  Speaker 2: me when I go to the supermarket and I have
• 19:01
  Speaker 2: to buy herbs.
• 19:02
  Speaker 4: For like eight dollars a packet.
• 19:04
  Speaker 2: Crazy. Okay, some herbs, some I believe are worth the money.
• 19:08
  Speaker 2: I never quibble about basil. Yes, like I've grown basil.
• 19:12
  Speaker 2: It's hard. The snails love basil. It's only seasonal. But
• 19:16
  Speaker 2: when you have to pay four dollars a bunch for
• 19:18
  Speaker 2: rosemary that grows like a.
• 19:20
  Speaker 4: Weed and you can find it anywhere, it's.
• 19:23
  Speaker 2: In hedges everywhere, enrages me.
• 19:26
  Speaker 4: I completely agree, completely agree.
• 19:28
  Speaker 2: Okay, hit me all right.
• 19:29
  Speaker 4: First one from back, very very smart from her. But
• 19:32
  Speaker 4: it's read the ingredients on your medications and check if
• 19:36
  Speaker 4: there is a non name brand alternative. And now I
• 19:40
  Speaker 4: know my pharmacist does this. When I go, they say,
• 19:43
  Speaker 4: do you want.
• 19:43
  Speaker 2: To do a generic?
• 19:45
  Speaker 4: Correct? Because it's exactly the same thing. And I just
• 19:49
  Speaker 4: had never considered that there was anybody out there who
• 19:52
  Speaker 4: was saying no to the generic. If I honest like
• 19:55
  Speaker 4: to there exact same ingredients like pharmacist makes them.
• 19:59
  Speaker 2: Why do people say no to generics?
• 20:01
  Speaker 4: I can't imagine. I mean maybe they feel comfortable, like
• 20:04
  Speaker 4: you know how sometimes it's like a yeah, you know
• 20:08
  Speaker 4: the name brand of something, so you prefer it, even
• 20:10
  Speaker 4: if it is the same thing. But yeah, if you
• 20:12
  Speaker 4: didn't know that by the generic people. Surely next Beck
• 20:16
  Speaker 4: has a brute tip that was submitted to us by Morgan,
• 20:19
  Speaker 4: and Morgan said, always activate the bonus offers in your
• 20:23
  Speaker 4: flybys app before doing a grocery shot. So if you
• 20:26
  Speaker 4: didn't know, there's an app that goes with flybyers and
• 20:28
  Speaker 4: they bring up like special challenges and offers, so you
• 20:31
  Speaker 4: might get bonus points if you buy this specific.
• 20:34
  Speaker 2: I don't do flybys.
• 20:35
  Speaker 4: You don't like flybys, No.
• 20:37
  Speaker 2: I don't. I love them, I just don't do them.
• 20:39
  Speaker 2: I don't do any loyalty.
• 20:41
  Speaker 4: Cards, life admin stuff.
• 20:43
  Speaker 2: I don't do any of that. And I've got it.
• 20:45
  Speaker 2: We've got a friend me and my husband who's in
• 20:49
  Speaker 2: love with his Woolworth. He's always just send you a screenshots,
• 20:53
  Speaker 2: got ten dollars off. It's become like a thing. That
• 20:56
  Speaker 2: and photos of macarons we've seen to each other because
• 20:59
  Speaker 2: we have a universal hatred of macarons, the most overrated.
• 21:03
  Speaker 2: You don't like macaron hideous, horrible, master chef challenge, sure,
• 21:08
  Speaker 2: but for eating interesting, very pretty for eating.
• 21:13
  Speaker 4: No, okay, I agree to disagree on that.
• 21:16
  Speaker 2: You can have all the macarons.
• 21:18
  Speaker 4: But you know what, maybe we're a good match. Like
• 21:20
  Speaker 4: I'll eat all the Macarens, and you can eat.
• 21:22
  Speaker 2: All of what is your preferred anything.
• 21:24
  Speaker 4: Okay, well you can have whatever the other option.
• 21:27
  Speaker 2: Else I'll have everything else, and i'd like something savory.
• 21:31
  Speaker 4: Actually, see, I'm a sweet person. So we're a good balance.
• 21:35
  Speaker 2: We'd like Jack Spratt and his wife Millennial show could
• 21:41
  Speaker 2: eat no fat, his wife could eat no lean. So
• 21:44
  Speaker 2: together then they licked the platter clean.
• 21:47
  Speaker 4: Oh there you go. Yeah, I'll be and you can.
• 21:51
  Speaker 2: Oh no, I'm also but oh okay, I'm but everything
• 21:56
  Speaker 2: that's not Macarons.
• 21:58
  Speaker 4: Okay, perfect. Oh my goodness, fly bais is great. I'm
• 22:05
  Speaker 4: a Flybys fiend. If you didn't know, I got a
• 22:09
  Speaker 4: kitchen aid for free with my point, they're like eight
• 22:12
  Speaker 4: hundred dollars to buy one of those. I love it
• 22:14
  Speaker 4: because I love tabab Yes, I love my kitchen aid media.
• 22:18
  Speaker 4: It's the best thing. But color did you get it?
• 22:21
  Speaker 4: I got white? It's just so boring they did it
• 22:24
  Speaker 4: is classic? What color is yours?
• 22:26
  Speaker 2: I've got orange?
• 22:27
  Speaker 4: Oh, yours is much more.
• 22:28
  Speaker 2: I've got orange. But I think we got ours is
• 22:31
  Speaker 2: really old. Yeah, because we got it for a wedding
• 22:35
  Speaker 2: present and the motor burnt out on it last year,
• 22:41
  Speaker 2: and people were like, you need a new kitchen aid.
• 22:44
  Speaker 2: I think I was. I put up a video on
• 22:46
  Speaker 2: social some of it because it was jumping all over
• 22:49
  Speaker 2: the counter like it was walking. You couldn't just leave
• 22:52
  Speaker 2: it beating and you had to watch it. And people said, oh,
• 22:57
  Speaker 2: you need a new kitchen aid, and I went, I'm
• 23:00
  Speaker 2: I'm pretty sure I don't need a new kitchen EID.
• 23:02
  Speaker 2: And then we found this company. Someone sets told me
• 23:05
  Speaker 2: on X there's a company that replaces all parts of
• 23:09
  Speaker 2: amazing kitchen of plants is took it to them beautiful
• 23:13
  Speaker 2: new kitchen eight.
• 23:14
  Speaker 4: When did we stop defaulting to repairing something instead of replacing,
• 23:19
  Speaker 4: because this is something.
• 23:20
  Speaker 2: When toasters became ten dollars.
• 23:22
  Speaker 4: Well, that's exactly right. Like it's so interesting to think
• 23:25
  Speaker 4: about the habits that my parents had versus what I.
• 23:28
  Speaker 2: Had and mending and yeah, like.
• 23:31
  Speaker 4: I recently started getting into sewing and you know, repairing
• 23:34
  Speaker 4: clothes instead of just replacing them. And I think it's
• 23:38
  Speaker 4: really interesting because like financially, like some of us, you
• 23:41
  Speaker 4: are buying the cheaper option sometimes because that's what's within
• 23:44
  Speaker 4: our means, and that's so fine. But let's think about
• 23:48
  Speaker 4: trying to repair those items when we can instead of
• 23:51
  Speaker 4: just buying a new one because you can because it's cheap.
• 23:54
  Speaker 2: I feel like when my mum comes over and mum's
• 23:57
  Speaker 2: a really good dana, Mum does we save all our
• 23:59
  Speaker 2: buttons that need all our gyms that need doing. She
• 24:03
  Speaker 2: does all of that when she comes over and she
• 24:05
  Speaker 2: darned one of Peter's socks, right, and the kids were
• 24:10
  Speaker 2: watching her like she was a witch. They were like,
• 24:15
  Speaker 2: what is this? Yeah, but also they were a little
• 24:19
  Speaker 2: bit contemptuous of it. Well, because people are so disposable
• 24:24
  Speaker 2: with their thinking. Even though they're the generation that are
• 24:27
  Speaker 2: really reuse, recycle, repair and everything z coo at school,
• 24:32
  Speaker 2: it wouldn't occur to them to fix a sock.
• 24:36
  Speaker 4: As a country, we are the number one worst country
• 24:39
  Speaker 4: for fast fashion in the world. Yeah, for how many
• 24:44
  Speaker 4: we purchase like really per capita or whatever in America
• 24:48
  Speaker 4: more than America and we're a smaller country.
• 24:51
  Speaker 5: What.
• 24:51
  Speaker 4: Yeah, there was like a report recently which I think
• 24:54
  Speaker 4: is crazy and that speaks totally to exactly what you're
• 24:57
  Speaker 4: saying about. How yeah, we just go oh buying new sock?
• 25:01
  Speaker 4: How hard can it be? But it's actually quite easy
• 25:04
  Speaker 4: and more cost effective to learn to fix or to
• 25:06
  Speaker 4: put a new motor in something that breaks, or to
• 25:08
  Speaker 4: do whatever you have.
• 25:09
  Speaker 2: So thrilled with a new motor in the kitchen aid.
• 25:12
  Speaker 2: And then we've got a dog by the way that
• 25:14
  Speaker 2: started his adorable But he's a chewer.
• 25:19
  Speaker 4: Oh no, and.
• 25:21
  Speaker 2: So he's chewed. He chewed through the cord of my
• 25:24
  Speaker 2: blow dry that was in my daughter's room and is
• 25:28
  Speaker 2: chewed through. He's just chewed cords.
• 25:31
  Speaker 4: Yeah.
• 25:31
  Speaker 2: So now we have to find someone because I said
• 25:33
  Speaker 2: to Peter, he's chewed too many things to replace them. Yeah,
• 25:37
  Speaker 2: and the blow dry was a really good blow dryer.
• 25:39
  Speaker 2: I'm not just gonna yeah. Also, there's nothing wrong with
• 25:43
  Speaker 2: it other than a dog got the cord. Yeah, that's right. So,
• 25:47
  Speaker 2: and you know, there used to be all those little
• 25:49
  Speaker 2: places like that always have a dusty VCR in the
• 25:52
  Speaker 2: window that they always had electrical repairs written on the world,
• 25:56
  Speaker 2: some sort of curved writing. And it wasn't until I
• 26:00
  Speaker 2: went to look for one of those. I went, I'm
• 26:01
  Speaker 2: sure I've seen them. I went to look for one,
• 26:04
  Speaker 2: I realized how rare they are.
• 26:06
  Speaker 4: One of the things that maybe's disappeared over time. Because
• 26:08
  Speaker 4: noone was using them. That so sad.
• 26:09
  Speaker 2: Anyway, well let's have a moment of silence. Where are
• 26:12
  Speaker 2: those electrical repair I'm going to say, mean, I never
• 26:15
  Speaker 2: encountered a woman. What happened to them? Maybe they just
• 26:18
  Speaker 2: retired that generation?
• 26:20
  Speaker 4: They all sold up and no one our age is
• 26:22
  Speaker 4: doing it anymore.
• 26:23
  Speaker 2: Now they're selling ten dollars toasters. They're like, what did
• 26:26
  Speaker 2: I waste my life on?
• 26:28
  Speaker 4: Oh my goodness. Well, if anyone knows a good person
• 26:31
  Speaker 4: in Melbourne, let us know. But I think that's a
• 26:33
  Speaker 4: perfect spot for us to head to a really quick
• 26:35
  Speaker 4: break and when we come back on the other side,
• 26:36
  Speaker 4: we're going to talk about owning your identity and balancing
• 26:39
  Speaker 4: that with becoming a new parent, as well as whether
• 26:43
  Speaker 4: or not you should put your job and your security
• 26:46
  Speaker 4: above your desire to travel. Don't go anywhere, guys, Light
• 26:49
  Speaker 4: chit chat, Welcome back, everybody. Let's take a listen to
• 26:58
  Speaker 4: this week's money dilemma.
• 27:02
  Speaker 7: Hi, there, have you got a money dilemma you just
• 27:04
  Speaker 7: can't solve? The She's on the Money team is here
• 27:07
  Speaker 7: to help. Every week we tackle your dilemmas, both big
• 27:10
  Speaker 7: and small, to answer your most burning money career and
• 27:13
  Speaker 7: life questions. To get involved, simply head to our website
• 27:16
  Speaker 7: and leave us a short voice recording and you might
• 27:18
  Speaker 7: just find yourself on the show. Now, let's take a
• 27:21
  Speaker 7: listen to this week's money dilemma.
• 27:24
  Speaker 4: Hi, guys, I'm about.
• 27:25
  Speaker 2: To you on Matt Lee.
• 27:27
  Speaker 5: I'm pregnant with my first baby. My partner and I
• 27:30
  Speaker 5: went through a few rounds of IVF treatment, so we're
• 27:33
  Speaker 5: super stoked to be.
• 27:35
  Speaker 4: On this journey prove a context.
• 27:38
  Speaker 5: I'm pretty high up at a tech business, and the
• 27:41
  Speaker 5: further along my pregnancy is going, I am freaking out.
• 27:46
  Speaker 4: It's kind of creeping up on me.
• 27:47
  Speaker 5: How much is expected of women, How we have to
• 27:52
  Speaker 5: be mum, career and like we have to thrive in
• 27:57
  Speaker 5: all of those different areas of life, and how I
• 28:00
  Speaker 5: guess do we balance it? So I guess I just
• 28:03
  Speaker 5: wanted to call to get a bit of inside or
• 28:05
  Speaker 5: guidance or just like a bit of a pep talk.
• 28:08
  Speaker 2: So yeah, thanks. That's a big dilemma.
• 28:10
  Speaker 4: It's a million dollar question, really, isn't it?
• 28:12
  Speaker 2: And also now is not the time. There's a few
• 28:16
  Speaker 2: things in that. One is the creeping worry that you have.
• 28:22
  Speaker 2: And also because she said she's just come off over
• 28:23
  Speaker 2: the if so she's had a lot of hormones. There's
• 28:26
  Speaker 2: a lot of surging hormones. So if you can just
• 28:30
  Speaker 2: kind of mentally put that to one side, which you
• 28:33
  Speaker 2: probably can't because they're surging hormones. But it is a
• 28:36
  Speaker 2: time often where you have the dual train track, which
• 28:42
  Speaker 2: is happiness and expectation and fear and expectation traveling simultaneously.
• 28:51
  Speaker 2: Your life is going to change. If you don't want
• 28:54
  Speaker 2: your life to change, don't have a child. Well that's
• 28:58
  Speaker 2: really what it is, right, But in my experience, and
• 29:02
  Speaker 2: I have four children, what you learn about yourself happens
• 29:07
  Speaker 2: in surrendering to that. So the more you rally against
• 29:11
  Speaker 2: these fears, which at this point are unseen, the fears
• 29:15
  Speaker 2: you have here are the biggest fears that you'll ever face.
• 29:18
  Speaker 2: Mostly that there is an element of surrendering when you
• 29:23
  Speaker 2: have a child, and particularly if you're a woman who's
• 29:26
  Speaker 2: been on a career trajectory, that's quite formalized.
• 29:32
  Speaker 4: Yeah, very clear cart in your stay.
• 29:34
  Speaker 2: Yeah that when you have a child, everything is the
• 29:38
  Speaker 2: opposite of that. Yeah, and you actually have to follow
• 29:41
  Speaker 2: the baby. The baby. A girlfriend of mine said, before
• 29:44
  Speaker 2: I had my first child, the baby will tell you
• 29:46
  Speaker 2: what it needs. And it was the best advice also
• 29:50
  Speaker 2: because it meant that you could surrender to it. And
• 29:53
  Speaker 2: so I wasn't one of those people that was like, well,
• 29:55
  Speaker 2: that's to it. The baby's got to get up waking up,
• 29:58
  Speaker 2: and it is. He's got a feed on you minutes
• 30:00
  Speaker 2: and just and in my experience, the less that you
• 30:04
  Speaker 2: can try and be regimented, the happier you will be
• 30:08
  Speaker 2: and the baby will be. The baby is only instinct
• 30:12
  Speaker 2: when it's born, and everything the baby knows it's learnt
• 30:16
  Speaker 2: from you. And because they're all antenna they pick up
• 30:22
  Speaker 2: on they're very vibrational, I think, and so ill health aside.
• 30:26
  Speaker 2: Anything that problems the baby has, eating, sleeping, la la
• 30:31
  Speaker 2: is probably down to you. So the more relaxed and
• 30:34
  Speaker 2: the more animal you can be in your instincts towards
• 30:36
  Speaker 2: the baby, which is just loving and warm and soft
• 30:39
  Speaker 2: and comforting and healing yourself as well, because it's a
• 30:44
  Speaker 2: massive physical labor to have a baby, no matter what
• 30:48
  Speaker 2: way you have it. I think part of the beauty
• 30:51
  Speaker 2: of it is what when you see someone who's quite
• 30:56
  Speaker 2: linear in their life and their thinking become more rounded
• 31:02
  Speaker 2: in that sense. Yeah, often that's chaotic and you don't
• 31:06
  Speaker 2: feel great.
• 31:07
  Speaker 4: And that's okay, Like that's part of the experience.
• 31:09
  Speaker 2: Part of it, it's really part of it.
• 31:11
  Speaker 4: Yeah, I think it's very normal. I'm at the age
• 31:14
  Speaker 4: where a few of my friends are having kids now
• 31:17
  Speaker 4: and on seconds or thirds, and I think a lot
• 31:21
  Speaker 4: of them have experienced what our listener is that nervousness. Yeah,
• 31:25
  Speaker 4: particularly I think at your first child, because as you
• 31:28
  Speaker 4: were saying, you're really going into the unknown.
• 31:30
  Speaker 2: You have no.
• 31:31
  Speaker 4: Idea what to expect. Everyone's probably giving you their two
• 31:34
  Speaker 4: cents about how to have birth and how to raise
• 31:37
  Speaker 4: the kid and what to do. When you're taking in
• 31:38
  Speaker 4: all of these information, plus the hormones that you were
• 31:42
  Speaker 4: you know you mentioned and all of those things. Congratulations,
• 31:45
  Speaker 4: by the way, that's really brining.
• 31:47
  Speaker 2: It's fantastic.
• 31:48
  Speaker 4: That's really wonderful. I think, firstly, just acknowledging that that's
• 31:52
  Speaker 4: so normal for you to feel that way, and it's
• 31:55
  Speaker 4: something that only I think the people who are going
• 31:59
  Speaker 4: through that experience can understand, Like parents who aren't giving
• 32:03
  Speaker 4: birth can still I think empathize with you or sympathize
• 32:07
  Speaker 4: with you. But I think that from what I've seen
• 32:10
  Speaker 4: with my friends. Obviously I haven't gone through it myself,
• 32:13
  Speaker 4: but I think that it is such a unique experience,
• 32:17
  Speaker 4: and that existential feeling that you're having is coming from
• 32:20
  Speaker 4: the unknown and also maybe from that fear of letting
• 32:24
  Speaker 4: go because as women, we know statistically more often than
• 32:29
  Speaker 4: not after childbirth we end up on the back foot
• 32:31
  Speaker 4: in terms of our career growth, in terms of our finances,
• 32:35
  Speaker 4: in terms of our super and so I can imagine
• 32:37
  Speaker 4: that there's maybe a little bit of fear around that,
• 32:40
  Speaker 4: especially if you've done a lot of work on your
• 32:42
  Speaker 4: financial situation in the lead up to the baby.
• 32:45
  Speaker 2: And it's an act of trust that for a certain
• 32:48
  Speaker 2: period of time you're not going to be able to work. Yes,
• 32:51
  Speaker 2: you have to turn to your partner possibly to bridge
• 32:55
  Speaker 2: that gap. Yeah, it's a really vulnerable time for a
• 33:00
  Speaker 2: woman and the baby and in fact the whole relationship.
• 33:05
  Speaker 2: So a friend of mine once said, having a baby
• 33:08
  Speaker 2: is like throwing a bomb in your relationship. Well, because
• 33:11
  Speaker 2: it just blows all the bits up in the air
• 33:13
  Speaker 2: and then you see where they land. Parts of it
• 33:16
  Speaker 2: are thrilling and beautiful and exciting, and parts of it
• 33:19
  Speaker 2: are really frightening and confronting and exhausting and whatever. But
• 33:24
  Speaker 2: there's nothing in life that I've ever done that was
• 33:30
  Speaker 2: good that wasn't hard, Like nothing, literally nothing, Like when
• 33:35
  Speaker 2: I get up to go to boot camp or yoga
• 33:37
  Speaker 2: or whatever, it's hard every time I do it. It's hard
• 33:40
  Speaker 2: when I go shopping for six people, it's hard. It's hard.
• 33:45
  Speaker 2: It's hard, but you find the value in the hardness
• 33:50
  Speaker 2: of it, which sometimes I think we're a little bit
• 33:52
  Speaker 2: inclined to avoid in our comfortable lives.
• 33:57
  Speaker 4: But you've got to go through the hard to appreciate
• 33:59
  Speaker 4: the good into.
• 33:59
  Speaker 2: A pre well and to make something good absolutely, like, really,
• 34:03
  Speaker 2: you're doing the work if if someone who's having children
• 34:07
  Speaker 2: is doing the work of the nation, it's beautiful work,
• 34:11
  Speaker 2: but it's work.
• 34:12
  Speaker 4: Being a parent is absolutely work. It can be a
• 34:16
  Speaker 4: full time job.
• 34:16
  Speaker 2: Yeah, it is a full time job, whether or not
• 34:19
  Speaker 2: you've already got another full time job, exactly a time job.
• 34:22
  Speaker 2: And also, I say this now, my eldest is twenty
• 34:26
  Speaker 2: and my youngest is fourteen, and it seems to be
• 34:29
  Speaker 2: a job that doesn't stop.
• 34:32
  Speaker 4: Yeah you think at eighteen maybe, oh.
• 34:35
  Speaker 2: Sort of thought, And it does happen to a certain extent.
• 34:38
  Speaker 2: But I remember when the kids were really little, and
• 34:41
  Speaker 2: of course because we had four under six, so everywhere
• 34:44
  Speaker 2: we went it was kind of like a mini circus
• 34:47
  Speaker 2: that no one wanted to buy tickets to. Yeah, it
• 34:49
  Speaker 2: was just solicited, a lot of attention wherever we went.
• 34:53
  Speaker 2: And there was a thing that my girlfriend and I
• 34:54
  Speaker 2: were talking about recently where older women God blessed the
• 34:58
  Speaker 2: older women would come up to you and they'd always
• 35:01
  Speaker 2: talk about the kids, and you know, with that nostalgia
• 35:05
  Speaker 2: of someone who's been through it and saying a lot,
• 35:08
  Speaker 2: and they would always say this, and at the time
• 35:10
  Speaker 2: it really annoyed me. They would say, little children, little problems,
• 35:14
  Speaker 2: big children, big problems, and it really enraged me and
• 35:18
  Speaker 2: my girlfriends at the time. Everyone had experienced it. Yeah,
• 35:22
  Speaker 2: and now that the kids are older, we're like, oh, yeah,
• 35:25
  Speaker 2: we get it.
• 35:27
  Speaker 4: Ah, we get it, we understand, we.
• 35:30
  Speaker 2: Understand, we understand.
• 35:31
  Speaker 4: Yeah. I think I would say to our listener, just
• 35:34
  Speaker 4: on the career, note, your career does not need to
• 35:37
  Speaker 4: end when you have children, and it's totally up to
• 35:40
  Speaker 4: you how you would approach that you made choose to
• 35:42
  Speaker 4: become a stay at home parent, and that's awesome and
• 35:44
  Speaker 4: that's totally fine. But I think there is this idea
• 35:48
  Speaker 4: that women hit almost an expiration date, and I think
• 35:51
  Speaker 4: that is tied very closely to the you know, the
• 35:55
  Speaker 4: older ideal that women would their only purpose was to
• 35:59
  Speaker 4: have the children's day home and keep the house and
• 36:01
  Speaker 4: blah blah, which obviously we've moved well and truly past that.
• 36:04
  Speaker 4: But I think that there are so many people that
• 36:07
  Speaker 4: have achieved incredible things in their forties, in their fifties,
• 36:12
  Speaker 4: in their sixties, and if they had stopped pursuing what
• 36:16
  Speaker 4: they wanted in their earlier life, as you were saying,
• 36:19
  Speaker 4: if they hadn't gone through the hard they never would
• 36:22
  Speaker 4: have got there. And so I think I would just
• 36:24
  Speaker 4: say I understand the fearfulness around your career and how
• 36:28
  Speaker 4: having children will impact that, but there are hundreds of
• 36:32
  Speaker 4: thousands of parents all around the world who are making
• 36:36
  Speaker 4: it work and who are more than that. Probably. Yeah,
• 36:39
  Speaker 4: I was going to say, I'm across Australia, and then
• 36:42
  Speaker 4: I went the world, and then I just there's a
• 36:45
  Speaker 4: lot of people out there. The aliens are probably doing
• 36:49
  Speaker 4: it too. It can work, and I understand that it's scary,
• 36:52
  Speaker 4: but I think like really communicating with your partner and
• 36:55
  Speaker 4: being open about what you need and what you want
• 36:58
  Speaker 4: it's true, and making sure that you're on the same
• 37:01
  Speaker 4: page because you are so entitled to pursue whatever feels
• 37:05
  Speaker 4: right for you and you know your family, and I
• 37:07
  Speaker 4: just want to say that you can totally do it,
• 37:09
  Speaker 4: even if it maybe feels like that might be hard.
• 37:11
  Speaker 2: Sometimes it feels impossible and other times. I remember the
• 37:15
  Speaker 2: first time going back to work with a baby, it
• 37:19
  Speaker 2: feels like there should be a Hallelujah chorus sing yeah
• 37:26
  Speaker 2: when you walk in the door. It is such. It
• 37:29
  Speaker 2: feels like an act of victory, but it's hard. One
• 37:32
  Speaker 2: victory you know by the time you get out the door,
• 37:35
  Speaker 2: and often it'll be the first time in a month
• 37:37
  Speaker 2: or months since you've been able to do that, like
• 37:41
  Speaker 2: without another little person on you. It's an amazing thing. Also,
• 37:46
  Speaker 2: when you go back to work, I think you tend
• 37:50
  Speaker 2: to have a newfound respect for the women that came
• 37:54
  Speaker 2: before you. And I say women because I just don't
• 37:57
  Speaker 2: think the relationship is the same for men in a
• 38:00
  Speaker 2: physical sense and for the women that came before you
• 38:04
  Speaker 2: that have done that. You kind of look around the
• 38:07
  Speaker 2: office and people look a bit different. Who have You're like, Oh,
• 38:10
  Speaker 2: you've done this? Wow?
• 38:12
  Speaker 4: Yeah. Yeah, it's just incredible. So I think I hope
• 38:14
  Speaker 4: that that pep talk is what.
• 38:16
  Speaker 2: You needed, because we're incredible what we do, absolutely and
• 38:20
  Speaker 2: there's no world without us, not at all. We just
• 38:22
  Speaker 2: can't completely give up the sense of our world.
• 38:26
  Speaker 4: Yeah, hold on to your own identities.
• 38:28
  Speaker 2: It'll still be but your identity will evolve.
• 38:31
  Speaker 4: And that's okay. Fantastic, fantastic, incredible. Now I do have
• 38:36
  Speaker 4: if you've got time, We've still got our Instagram dilemma
• 38:40
  Speaker 4: to get you. So let me read to me, let
• 38:42
  Speaker 4: me read you. When our listener said, they said, hello,
• 38:43
  Speaker 4: she's on the money. I want to talk to you
• 38:45
  Speaker 4: about a topic that I'm really struggling with right now,
• 38:49
  Speaker 4: work security versus wanderlust. I've been in a great job
• 38:52
  Speaker 4: now for three and a half years. It pays well,
• 38:54
  Speaker 4: and I have a clear career trajectory, but I'm aching
• 38:57
  Speaker 4: to move overseas for a bit, and I feel I
• 38:59
  Speaker 4: would regret if I never took a chance and did it.
• 39:02
  Speaker 4: I want to experience adventure and be pushed outside my
• 39:05
  Speaker 4: comfort zone by moving overseas, but at the same time,
• 39:08
  Speaker 4: my comfort zone is what gives me work security and
• 39:11
  Speaker 4: a good income, so I can one day achieve my goals.
• 39:14
  Speaker 4: Making this move will likely see me burn through my
• 39:16
  Speaker 4: savings and leave a good but pouring job behind. How
• 39:20
  Speaker 4: do I decide what the right move is? Are there
• 39:22
  Speaker 4: some things that I should keep into consideration when making
• 39:24
  Speaker 4: this decision? Any help or words of wisdom would be appreciated. Oh,
• 39:30
  Speaker 4: and I feel like this is truly your time to
• 39:31
  Speaker 4: shine because you've been there and done that. How did
• 39:34
  Speaker 4: you make the choice to move overseas and pick up
• 39:37
  Speaker 4: your whole family and leave what you knew behind?
• 39:40
  Speaker 2: I think if you're writing that, you already know what
• 39:44
  Speaker 2: the answer is. Yeah, she's answered all her own questions,
• 39:49
  Speaker 2: which is and some people have got I didn't really
• 39:52
  Speaker 2: have a yearning like and I've written a book about this,
• 39:54
  Speaker 2: chow Bella six take Italy Sometimes Italy took, But I
• 40:01
  Speaker 2: talk about that in the book because it was I
• 40:03
  Speaker 2: think it's easy for people to say, if you dream it,
• 40:06
  Speaker 2: you can do it. I didn't really dream it in
• 40:09
  Speaker 2: the sense that it was a dream that I'd had
• 40:12
  Speaker 2: for fifteen years or whatever. It really came from a
• 40:15
  Speaker 2: casual conversation with my husband on our first ever trip
• 40:18
  Speaker 2: to Italy, which was only two years before we moved there,
• 40:22
  Speaker 2: or three years before we moved there, that both of
• 40:25
  Speaker 2: us had a desire for a different experience of life.
• 40:31
  Speaker 2: And we've got a beautiful life here, but there was
• 40:34
  Speaker 2: something about it that we wanted both of us to
• 40:38
  Speaker 2: experience something different. And once that seed was planted, that
• 40:45
  Speaker 2: just grew, and it grew like Jack and the bean Stalk.
• 40:50
  Speaker 2: And even when I thought it wasn't and we were
• 40:54
  Speaker 2: just immersed in our daily life, which was intense, and
• 40:57
  Speaker 2: an Australian family life it's intense. Even if you don't
• 41:01
  Speaker 2: have a family, it's intense. But I just had to
• 41:07
  Speaker 2: do it. Yeah, we had to do it, and it
• 41:09
  Speaker 2: was the greatest thing we've ever done.
• 41:11
  Speaker 4: That's amazing.
• 41:12
  Speaker 2: And also, going back to our conversation previously, also one
• 41:16
  Speaker 2: of the hardest things I've ever done.
• 41:18
  Speaker 4: Yeah, because nothing worth having is easy. Exactly how did
• 41:22
  Speaker 4: you go about figuring out the logistics of like career
• 41:25
  Speaker 4: and stuff, because you had a huge, incredible.
• 41:27
  Speaker 2: Well that was interesting because I had said too when
• 41:31
  Speaker 2: we decided it was going to happen, And initially my
• 41:33
  Speaker 2: husband Peter said to me, oh, it would be great
• 41:36
  Speaker 2: to do this, he said, but you'll never be able
• 41:38
  Speaker 2: to give up work and I said I would, and
• 41:40
  Speaker 2: he was like, I don't think you could. And he
• 41:43
  Speaker 2: wasn't saying it as a challenge, he was just like,
• 41:46
  Speaker 2: because you love your job. So I was doing drive
• 41:49
  Speaker 2: radio at the time with Hughsey, So my first conversation
• 41:53
  Speaker 2: was with Hughsey to tell him, yeah, he didn't take
• 41:56
  Speaker 2: it well, oh no, because Hugh does understand. He didn't
• 42:01
  Speaker 2: understand any of that yearning. Because Husey is a workaholic.
• 42:05
  Speaker 2: He's in aholic of many times, like he loves giving
• 42:08
  Speaker 2: stuff up, but he could never give up work, and
• 42:12
  Speaker 2: so he couldn't even understand when I he was like,
• 42:15
  Speaker 2: what are you going to do all day? And I'm like, yeah,
• 42:19
  Speaker 2: what are you going to do all day? In Italy? Mate?
• 42:20
  Speaker 2: But none of those things have the same value for
• 42:24
  Speaker 2: him as work. Anyway. Then he took me into working
• 42:30
  Speaker 2: from there for the first six months. And bear in
• 42:32
  Speaker 2: mind this was before COVID da da da. The concept
• 42:36
  Speaker 2: of working remotely was not a thing.
• 42:39
  Speaker 4: Isn't it crazy to sink? Yeah?
• 42:41
  Speaker 2: Yep. So our producer Sasha, who now is also the
• 42:44
  Speaker 2: producer of the Buck Up, the podcast I'm doing with Valvo,
• 42:47
  Speaker 2: she came over to Bologna and set up a studio
• 42:50
  Speaker 2: for me, and so I did the show for six
• 42:53
  Speaker 2: months from Italy and then I said to hughsy and
• 42:55
  Speaker 2: then the other six months will be mine. But he
• 42:59
  Speaker 2: was even trying to just come back after the holidays,
• 43:03
  Speaker 2: and then we extended for another year because we loved
• 43:05
  Speaker 2: it so much. It's the most to take yourself out
• 43:11
  Speaker 2: of the context of where people know you, people have
• 43:14
  Speaker 2: expectations of you. There's a community of people wherever you
• 43:18
  Speaker 2: live that know you and know what they think of
• 43:21
  Speaker 2: your school friends or friends or family or whatever. To
• 43:24
  Speaker 2: take yourself out of the context of that and arrive
• 43:27
  Speaker 2: somewhere where you are I'm going to say, unincumbered by it.
• 43:32
  Speaker 2: Some of that's a blessing, family and friends whatever, of course,
• 43:35
  Speaker 2: but unincumbered by it and where you are your essential
• 43:40
  Speaker 2: self is the most incredible experience. Yeah, incredible in good
• 43:46
  Speaker 2: ways and bad. You know, like sometimes I was just pitiful.
• 43:51
  Speaker 4: Pitiful you miss did you miss home?
• 43:54
  Speaker 2: I miss the familiarity and all those things that I
• 43:57
  Speaker 2: could take for granted about our Australian life.
• 44:01
  Speaker 4: Yes, but people say outside your comfort zone is.
• 44:04
  Speaker 2: Growth, so well, that's it. And we talk about that
• 44:08
  Speaker 2: though but people now have brought back the notion of
• 44:11
  Speaker 2: comfort to they can't have a conversation, they're not comfortable
• 44:14
  Speaker 2: with it. I'm talking about true, proper discomfort, which is
• 44:20
  Speaker 2: literally outside everything you know, where you don't even know
• 44:23
  Speaker 2: what direction to walk in a street to get to
• 44:26
  Speaker 2: a shop, and when you get in there, you will
• 44:27
  Speaker 2: not speak the language of the person it runs the shop,
• 44:31
  Speaker 2: and then you won't know the way home and you'll
• 44:32
  Speaker 2: get lost. I'm talking about that sort of discomfort. Yeah, phenomenal.
• 44:39
  Speaker 2: I've probably not sold a word, but it's extraordinary, and
• 44:44
  Speaker 2: it's extraordinary what happens. You know, people always tell tales
• 44:47
  Speaker 2: about when they're traveling people they've met and they've ended
• 44:50
  Speaker 2: up with strangers at a thing, and never would happen.
• 44:54
  Speaker 4: When you're at home, you're comfortable.
• 44:56
  Speaker 2: And where you have patterns that you follow.
• 44:58
  Speaker 4: Yeah, I completely agree with you. I think that. But
• 45:00
  Speaker 4: it does sound like our listener knows that they want
• 45:03
  Speaker 4: to go, but perhaps just needs a push or needs.
• 45:06
  Speaker 2: But also I think you've got to back yourself. Yeah,
• 45:08
  Speaker 2: so if I had not done that, And I sometimes
• 45:13
  Speaker 2: like to say that to Hughesy because I've worked with
• 45:15
  Speaker 2: him for eighteen years, and I like to hold my
• 45:17
  Speaker 2: book up and say to him, this is what two
• 45:20
  Speaker 2: years of not working with you looks like, right, a
• 45:24
  Speaker 2: best selling book that I have written for my family
• 45:28
  Speaker 2: and for myself.
• 45:30
  Speaker 5: Right.
• 45:30
  Speaker 2: So you have to back yourself. And many of the
• 45:33
  Speaker 2: things that I have done since we returned I would
• 45:38
  Speaker 2: not have happened if I was still And I love
• 45:40
  Speaker 2: working with Hugh, and I love our radio show and
• 45:43
  Speaker 2: I love him. I love all of it. I never
• 45:46
  Speaker 2: didn't like it. That wasn't my thinking. But I've hosted
• 45:50
  Speaker 2: two series of a reality TV show for Channel Line,
• 45:53
  Speaker 2: I've written a book, I'm writing another book, I'm doing
• 45:55
  Speaker 2: this podcast with Valvo, I did another radio show here
• 46:00
  Speaker 2: with Monty. So just the world opens up in a
• 46:04
  Speaker 2: different way. But you have to back yourself because if
• 46:08
  Speaker 2: you don't back yourself, how's anybody else going to?
• 46:11
  Speaker 4: Oh completely? And I think if it's career that you're
• 46:14
  Speaker 4: worried about, again, this is the conversation that we really
• 46:17
  Speaker 4: just had. But your career will always be there, I
• 46:20
  Speaker 4: think in a sense, like you can sure you can
• 46:22
  Speaker 4: put it on pause, and you can.
• 46:23
  Speaker 2: Now people have like six careers.
• 46:26
  Speaker 4: Yeah, and as with you, there may be an opportunity
• 46:29
  Speaker 4: to work remotely. I think if nothing else, it's worth
• 46:32
  Speaker 4: raising it with your depending on what you do, of course,
• 46:34
  Speaker 4: probably can't be a a remote surgeon, but depending on
• 46:38
  Speaker 4: what it is that you do. I would definitely raise
• 46:41
  Speaker 4: the conversation with your employer because we've spoken before about
• 46:43
  Speaker 4: how costly it is to a company to replace a
• 46:46
  Speaker 4: good employee, and so if you are a really integral
• 46:50
  Speaker 4: employee and you know you've worked hard and they feel
• 46:53
  Speaker 4: the same way about you, there may be some flexibility
• 46:55
  Speaker 4: for you.
• 46:56
  Speaker 2: Niece is doing that at the moment. She's gone to
• 46:58
  Speaker 2: the UK and she asked several times, yeah, so don't
• 47:03
  Speaker 2: just be deterred at the first. If it's not in
• 47:06
  Speaker 2: this role, maybe it's in another role. Yeah, but you're right,
• 47:10
  Speaker 2: no one wants to lose a good person.
• 47:12
  Speaker 6: Yeah.
• 47:12
  Speaker 4: And post COVID, it really is a whole different world
• 47:15
  Speaker 4: out there. We really have been opened up to how
• 47:17
  Speaker 4: easily people can do things. I mean, you did a
• 47:19
  Speaker 4: radio show from the other side of the world. Who
• 47:21
  Speaker 4: would have thought so, I think definitely raise the question.
• 47:24
  Speaker 4: But if this is something that, as our listener said,
• 47:27
  Speaker 4: is a burning desire, I think, what have you got
• 47:30
  Speaker 4: to lose? Do the math. Just make sure you can
• 47:32
  Speaker 4: afford it financially. Don't put yourself in a hole. Don't
• 47:35
  Speaker 4: put it all on credit. Think ahead and prepare. And
• 47:39
  Speaker 4: we've done episodes that can help you with that in
• 47:41
  Speaker 4: the past.
• 47:41
  Speaker 2: But what the way she wants to go?
• 47:44
  Speaker 4: I know, I'm so curious. Please come back to U
• 47:45
  Speaker 4: and let us know. I'd love to know. If it's Italy.
• 47:47
  Speaker 4: Kate can give you some tips, but we do. When
• 47:49
  Speaker 4: we pop these up, we ask everybody a few questions
• 47:52
  Speaker 4: on Instagram, just get their input. The people know the vibes.
• 47:55
  Speaker 4: So we ferously said, is anyone else in the community
• 47:58
  Speaker 4: experiencing this concept of work security versus wonderlust? Seventy five
• 48:04
  Speaker 4: percent of people said yes, I've got the travel bug,
• 48:07
  Speaker 4: but I fear for my career, which is crazy how
• 48:10
  Speaker 4: many people that is. And twenty five percent of people
• 48:13
  Speaker 4: said no, I don't feel the desire to travel or move. Next,
• 48:16
  Speaker 4: we said, have you made the move overseas before and
• 48:19
  Speaker 4: left behind a stable job to do it? Twenty nine
• 48:22
  Speaker 4: percent of people said yes and it was truly the
• 48:24
  Speaker 4: best decision I have ever made. Two percent of people
• 48:28
  Speaker 4: said yes and I regretted it later on thirty nine
• 48:32
  Speaker 4: percent of people said no, but I really want to,
• 48:35
  Speaker 4: and thirty percent of people said no, and I don't
• 48:37
  Speaker 4: plan on trying it. So if you look at those numbers,
• 48:40
  Speaker 4: two percent regretted it, and that is such a take
• 48:44
  Speaker 4: those on sliver. The chances are really, I think, in
• 48:46
  Speaker 4: your favor when it comes to doing this.
• 48:49
  Speaker 2: But it's not for everybody, you see, which is much
• 48:52
  Speaker 2: like the world, yeah, isn't it. I mean, most people
• 48:57
  Speaker 2: like for very good reasons, more charted course.
• 49:02
  Speaker 4: And there's nothing wrong with that.
• 49:03
  Speaker 2: No, the world couldn't function if everyone wanted to go off.
• 49:06
  Speaker 4: Pieced exactly and do whatever they wanted.
• 49:08
  Speaker 2: That's piste, by the way.
• 49:12
  Speaker 4: It is just one of those things they think, do
• 49:15
  Speaker 4: the work, make sure it's viable. But life is for
• 49:18
  Speaker 4: a living, and that's something that I've really been working
• 49:21
  Speaker 4: on this year, is just recognizing the fact that you've.
• 49:23
  Speaker 2: Got to work to live. That's what they always say
• 49:26
  Speaker 2: about the Italians not live to work.
• 49:27
  Speaker 4: Yeah, and I think that you don't want to be,
• 49:31
  Speaker 4: you know, one day on your deathbed and not able
• 49:33
  Speaker 4: to travel and go, oh if only I'd done that thing.
• 49:36
  Speaker 4: So I think make sure you can do it. Absolutely,
• 49:38
  Speaker 4: do your due diligence, Like we always say, but ya,
• 49:41
  Speaker 4: why's they go for it? Why not? You can always
• 49:44
  Speaker 4: come home if you don't love it.
• 49:45
  Speaker 2: So true, And Peter and I would say this all
• 49:48
  Speaker 2: the time when we were in the planning stages of
• 49:51
  Speaker 2: going whatever, and when there was there's a lot of
• 49:54
  Speaker 2: attendant pressure, by the way, that you need to be
• 49:56
  Speaker 2: prepared for if you decide to take that sort of leap.
• 50:01
  Speaker 2: A lot of people don't like you doing it for
• 50:03
  Speaker 2: reasons that I think are They think you're holding a
• 50:06
  Speaker 2: mirror up to them and saying something about their life
• 50:10
  Speaker 2: that's so strange. It's sort of but people are like
• 50:13
  Speaker 2: that all the time.
• 50:14
  Speaker 1: You know.
• 50:14
  Speaker 2: Anyone who gives up drinking knows they have a lot
• 50:16
  Speaker 2: of friends who don't like it. Yeah, they lose weight,
• 50:19
  Speaker 2: they have friends who don't like it. You know. There's
• 50:22
  Speaker 2: something about the herd mentality sometimes of what we draw
• 50:26
  Speaker 2: comforting that everyone's doing what we're doing. Yeah, but if
• 50:31
  Speaker 2: you can push through that, the rewards of that are enormous.
• 50:37
  Speaker 4: I'm excited. Move over there, come back and tell us
• 50:40
  Speaker 4: how you went, because yes, it'll be a great money there.
• 50:42
  Speaker 2: I've already got her coming back. She might not come back.
• 50:45
  Speaker 2: She can write to us. Even if she's not come back.
• 50:48
  Speaker 4: You can dial in from wherever you are, exactly right,
• 50:50
  Speaker 4: and I think that is the perfect spot for us
• 50:52
  Speaker 4: to leave it today. Kate, Thank you so much for
• 50:55
  Speaker 4: joining us. If you want to hear more of your
• 50:57
  Speaker 4: wonderful self, where do they find you.
• 51:00
  Speaker 2: Buck Up Podcast? We're on socials at the buck Up Podcast,
• 51:05
  Speaker 2: and we're on iHeart or anywhere you get your pods.
• 51:09
  Speaker 2: And it's a money back guarantee.
• 51:12
  Speaker 4: Oh there you go, She's.
• 51:14
  Speaker 2: On the Money. Nice money back guarantee that at the
• 51:17
  Speaker 2: end of the pod you will feel better than you
• 51:19
  Speaker 2: did at the start. It's an antidote to the times.
• 51:22
  Speaker 4: It's a great show. I really really recommend you guys
• 51:24
  Speaker 4: give a listen. It's awesome. It's just a dose of joy,
• 51:27
  Speaker 4: which I think we can all use at the.
• 51:29
  Speaker 2: Moment, so absolutely light joy.
• 51:32
  Speaker 4: Thank you so much for joining us. Guys, have an
• 51:33
  Speaker 4: amazing weekend, and Victoria will see you bright and early
• 51:36
  Speaker 4: on Monday for a money diary.
• 51:38
  Speaker 2: Brilliant.
• 51:38
  Speaker 4: Bye.
• 51:45
  Speaker 7: The advice shared on She's on the Money is general
• 51:48
  Speaker 7: in nature and does not consider your individual circumstances. She's
• 51:52
  Speaker 7: on the Money exists purely for educational purposes and should
• 51:55
  Speaker 7: not be relied upon to make an investment or financial decision.
• 51:59
  Speaker 7: If you do choose to buy a financial product, read
• 52:01
  Speaker 7: the PDS TMD and obtain appropriate financial.
• 52:04
  Speaker 4: Advice tailored towards your needs.
• 52:06
  Speaker 7: Victoria Divine and She's on the Money are authorized representatives
• 52:10
  Speaker 7: of Money. Sheper p T y lt D A b
• 52:13
  Speaker 7: N three two one six four nine two seven seven
• 52:16
  Speaker 7: zero eight AFS L four five one two eight nine