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Are Your Parents Risking Their Retirement? And a Spicy Wedding Bill Drama · She's On The Money

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  Speaker 1: My name's Sasha Bamblet. I'm a proud First Nations woman
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  Speaker 1: and I'm here to acknowledge country t Glenn Young Ganya
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  Speaker 1: Niana Kaka yah y and beIN Ahaka Nian our gay
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  Speaker 1: In Mbini yakarum Jar dominyamiga Umagahawaka Woman Damon imlan Bumba
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  Speaker 1: ban Gadabomba in and now in wakah ghan On yak
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  Speaker 1: rum Jar water Nadaa. Hello, beautiful friends, we gather on
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  Speaker 1: the lands of the Aboriginal people. We thank, acknowledge and
• 0:27
  Speaker 1: respect the Aberiginal people's land that we're gathering on today.
• 0:30
  Speaker 1: Take pleasure in all the land and respect all that
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  Speaker 1: you see. She's on the Money podcast acknowledges culture, country,
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  Speaker 1: community and connections, bringing you the tools, knowledge and resources
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  Speaker 1: for you to thrive.
• 0:45
  Speaker 2: She's on the Money. She's on the Money.
• 1:08
  Speaker 3: Hello and welcome to She's on the Money, the podcast
• 1:10
  Speaker 3: that makes personal finance fun, especially on Fridays. It is
• 1:14
  Speaker 3: our favorite day of the week because we get the
• 1:16
  Speaker 3: team together to celebrate you our incredible She's on the
• 1:20
  Speaker 3: Money Community. Miss Jesse g Rich is here sharing her
• 1:24
  Speaker 3: favorite money wins. Ms Beck Sayed has a number of
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  Speaker 3: killer Broke tips. This week, we're going to be helping
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  Speaker 3: to answer a money dilemma that is all about stressing
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  Speaker 3: about your parents' money situation in retirement. I get it.
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  Speaker 3: And something you slid into our DMS about this week.
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  Speaker 3: What do you do when a couple in your bridal
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  Speaker 3: party are you one thousand dollars for Hens and Bucks
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  Speaker 3: party accommodation that they opted into knowing it was at
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  Speaker 3: their own cost, and are now saying that they can't
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  Speaker 3: afford to feedback?
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  Speaker 4: Oh? No, oh?
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  Speaker 3: Do you know what My favorite type of drummer is?
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  Speaker 4: Wedding druma yeah, hours any that I'm not involved in.
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  Speaker 3: Yeah, And I don't want you, like, if you're going
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  Speaker 3: to tell me the dramma, I don't want it to
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  Speaker 3: be like your drummer.
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  Speaker 4: Yeah.
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  Speaker 3: I want you to be telling me the gossip from
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  Speaker 3: like John down.
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  Speaker 4: The street, like third hand.
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  Speaker 3: I'm like, God, is that really what he did? I
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  Speaker 3: don't even know him. That's crazy. Like that's what I want.
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  Speaker 3: But before we get into that, because like, we can
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  Speaker 3: talk about wedding drama gossip later. Would you like to
• 2:21
  Speaker 3: set the tone? Would you like a five star review?
• 2:24
  Speaker 3: I would love for right this review came from our
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  Speaker 3: friend Tamara, who slid into our DMS and said, Hi,
• 2:32
  Speaker 3: I wanted to leave a five star review, but I
• 2:34
  Speaker 3: actually couldn't figure out how to do so. So I've
• 2:36
  Speaker 3: just decided to send you guys a message. I am
• 2:39
  Speaker 3: truly grateful to have come across this powerful community. I've
• 2:42
  Speaker 3: learned so much, so much so that I now share
• 2:45
  Speaker 3: it with the people around me, which feels incredible. V
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  Speaker 3: You've taught me how to understand my finances, how to
• 2:51
  Speaker 3: speak up at work, and how to ask for what
• 2:54
  Speaker 3: I deserve. Jess, you've taught me how to see things
• 2:57
  Speaker 3: from other people's perspectives, how to be genuinely kinder, and
• 3:01
  Speaker 3: how to recognize my worth in the workplace. And Beck,
• 3:05
  Speaker 3: You've showed me that staying in a job that doesn't
• 3:07
  Speaker 3: value me is not worth it, and that no matter what,
• 3:11
  Speaker 3: I'll be fine. I've recently resigned from my job and
• 3:14
  Speaker 3: I've decided to visit family overseas before I even start
• 3:17
  Speaker 3: looking for a new role. I could not be more
• 3:19
  Speaker 3: relaxed about it. I know I'm capable, I have financial security,
• 3:23
  Speaker 3: and I truly believe good things happen to good people.
• 3:26
  Speaker 3: Yes Tomorrow, Tomara usual.
• 3:29
  Speaker 4: I want to be like you. It sounds like you
• 3:31
  Speaker 4: are living your best empowered life as you deserve.
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  Speaker 3: I just love people. I love our community. I just
• 3:37
  Speaker 3: love that you were like, oh, I tried to leave
• 3:40
  Speaker 3: a review, couldn't work it out, but like, let's just
• 3:42
  Speaker 3: message you girl. We listen and we read every single
• 3:45
  Speaker 3: message that comes through. We do reply to every single
• 3:49
  Speaker 3: one of them. It's my favorite thing ever. Takes a
• 3:52
  Speaker 3: lot of time, but I think it's worth it because
• 3:54
  Speaker 3: we love you.
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  Speaker 4: Thank you tomorrow. That is so nice?
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  Speaker 3: Is it's so sweet?
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  Speaker 5: Yeah?
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  Speaker 4: Do you want to leave a review and you're trying
• 3:59
  Speaker 4: fee it out? It is on the Apple podcast app.
• 4:02
  Speaker 4: Do you just go to the Apple podcast app, you
• 4:04
  Speaker 4: search up the Shoes and the Money podcast, scroll down
• 4:06
  Speaker 4: to the bottom and that's you can leave your review
• 4:08
  Speaker 4: there or can leave a comment on Spotify. We read
• 4:10
  Speaker 4: those two.
• 4:11
  Speaker 3: You can dm us.
• 4:11
  Speaker 4: We'll take what we can get.
• 4:12
  Speaker 3: You tell all your friends, like, in fact, my favorite
• 4:16
  Speaker 3: isn't reviews. It's when you say I've been telling all
• 4:18
  Speaker 3: my friends because like we're just spreading the financial literacy is.
• 4:23
  Speaker 6: Growing.
• 4:25
  Speaker 3: We need to get better at running a cult because
• 4:26
  Speaker 3: it's not benefiting us in the way that a cult.
• 4:28
  Speaker 3: Should you know? We'll work on that maybe twenty twenty
• 4:31
  Speaker 3: seven goals. But question of the week are you ready ready?
• 4:35
  Speaker 3: This is my favorite part of the week. You guys
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  Speaker 3: get to ask us one question you are dying to know.
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  Speaker 3: It could be literally anything, And this one is from Carli,
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  Speaker 3: who wants to know if you could instantly master any skill,
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  Speaker 3: what would you choose? Oh?
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  Speaker 6: Sing?
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  Speaker 4: Yes, that's so random from me. I yes, I grew
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  Speaker 4: up with a lot of Filipino friends, and I know
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  Speaker 4: what it is in the blood of every single one
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  Speaker 4: of them can sing. Ye voice of an a. I
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  Speaker 4: just I don't know what it is. But in my head,
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  Speaker 4: people who can sing or even just like vaguely carry
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  Speaker 4: a tune are good humans, like they live better lives.
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  Speaker 4: I don't know what it is.
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  Speaker 1: I don't know.
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  Speaker 4: I wanted to and I you guys, sound like a
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  Speaker 4: dying cat like I can't not a single I want
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  Speaker 4: to hear it.
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  Speaker 3: You and I want a lot when I sing a
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  Speaker 3: lot of Taylor Swift in the car and I've never
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  Speaker 3: noticed your voice like the very loud, but I get that.
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  Speaker 4: Yeah, if I just know the reason other than I
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  Speaker 4: just think it would be really fun.
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  Speaker 7: Yeah, well, I don't want to say the same thing,
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  Speaker 7: but just really really reminded me of Paris Hilton. You
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  Speaker 7: know how she's talking about how she grew up with
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  Speaker 7: a lot of Filipino friends, and she's like really randomly
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  Speaker 7: her words where she was like talking about Filipino specific
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  Speaker 7: things and her words would switch to having like a
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  Speaker 7: Filipino accent.
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  Speaker 4: That's hilarious.
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  Speaker 3: Give a picture picture.
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  Speaker 4: My friends are the same. They would drop in and
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  Speaker 4: out hilarious.
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  Speaker 7: So I have absolutely the same vein as you because
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  Speaker 7: that's what I love the limelight, and so I feel
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  Speaker 7: like what better way to capture attention and something that
• 6:01
  Speaker 7: I've always wanted to do is just like just like
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  Speaker 7: it's so cool to be able to sing.
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  Speaker 3: It is just so cool. So because you've taken.
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  Speaker 7: That one, I'm going to say it's really boring. But honestly,
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  Speaker 7: it's like an instagram. I think drums. There's something about
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  Speaker 7: drums that's like so hot, you know, and so you
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  Speaker 7: are up there, but you're still a little bit sheltered.
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  Speaker 7: There's not a lot of pressure on you. There's more
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  Speaker 7: pressure on the people at the front. So I think drums.
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  Speaker 7: I'm gonna say drums.
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  Speaker 4: That's a fun one.
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  Speaker 3: Starving bad guys. I grew up singing a lot of
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  Speaker 3: sing star with my sister, Yes, so that I could
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  Speaker 3: be in the band. I'm not very good, but I
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  Speaker 3: was very good at singing star and sometimes that meant
• 6:40
  Speaker 3: humming at the right tone to get And I bet.
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  Speaker 4: You did a great job of it.
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  Speaker 3: I bet you the system my lad too. Can I
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  Speaker 3: have two?
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  Speaker 4: Of course?
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  Speaker 3: So my first year is just delusion. I would love
• 6:52
  Speaker 3: to master delusion of confidence. I would like to just
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  Speaker 3: be so wildly confident like that I never questioned myself
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  Speaker 3: and I think that that would be really cool. Can
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  Speaker 3: you imagine just like mastering confidence. But there's a point
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  Speaker 3: where you you I don't want arrogance, No, you want
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  Speaker 3: to yeah, yeah, I want to be so self aware,
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  Speaker 3: but like so confident that like when I'm like no,
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  Speaker 3: I'm putting this out or no, I'm starting this because
• 7:16
  Speaker 3: like I get such bad analysis proalysis. I think that
• 7:19
  Speaker 3: would be cool. And then I also want to master
• 7:21
  Speaker 3: the art of putting things away where I actually meant
• 7:23
  Speaker 3: to get them away. Yes, still it's going to be
• 7:26
  Speaker 3: a skill. I want to be able to put things
• 7:28
  Speaker 3: back where I got them from oh did you get
• 7:30
  Speaker 3: the scissors out of the drawer to do one thing? Victoria?
• 7:32
  Speaker 3: They didn't need to go down the hallway and end
• 7:34
  Speaker 3: up in your office. Where did you leave your keys?
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  Speaker 3: I always would.
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  Speaker 4: Know, got both, no, tag is all I can say.
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  Speaker 3: I would always know. So yeah, it's just being able
• 7:43
  Speaker 3: to put things in their place.
• 7:45
  Speaker 4: These are two very good ones. Yeah.
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  Speaker 3: The delusional confidence. I don't want it to like teeter
• 7:52
  Speaker 3: into arrogance. That's not what we want. But like I
• 7:54
  Speaker 3: just want to be like, no, I've got this, Like
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  Speaker 3: imagine not even questioning yourself. That would be so I
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  Speaker 3: can't imagine. But again, all right, absolutely, good job guys.
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  Speaker 3: We're starting a band and we're going to be really
• 8:06
  Speaker 3: confident about it. If you've got a question that you
• 8:09
  Speaker 3: are dying for us to answer, leave it in the comments.
• 8:12
  Speaker 3: We want to know, and also DM us your questions
• 8:15
  Speaker 3: so that we can answer them maybe on the show.
• 8:18
  Speaker 3: Miss just greatch Yes, Community money wins and confessions? What
• 8:22
  Speaker 3: have you got?
• 8:23
  Speaker 4: First of this week, I've got one from Rachel who said,
• 8:25
  Speaker 4: huge win for me. I finally reached one thousand dollars saved.
• 8:29
  Speaker 4: Living on Center Link is hard, but I have done it.
• 8:31
  Speaker 4: And I just wanted to say, see you. That's very exciting, incredible,
• 8:35
  Speaker 4: every little bit counts, and incredible that you've hit one thousand.
• 8:39
  Speaker 4: Now next goal, keep going.
• 8:41
  Speaker 3: Absolutely, that's so good.
• 8:43
  Speaker 4: Next, I've got a money win it from Jess great name,
• 8:45
  Speaker 4: who said she finally had the time, space and energy
• 8:47
  Speaker 4: to do a deep dive into learning about investing shares
• 8:50
  Speaker 4: and ETFs and she set herself up with a Vanguard
• 8:53
  Speaker 4: portfolio and budgeted a weekly amount to contribute. And then
• 8:56
  Speaker 4: she said, thank you, She's in the money for your
• 8:57
  Speaker 4: incredible podcast and resources to make it all feel overwhelming, beautiful,
• 9:02
  Speaker 4: well done. It was really exciting. Rihanna said money when
• 9:06
  Speaker 4: she did a favor for some friends on the weekend
• 9:08
  Speaker 4: and she dogs that and then as a thank you,
• 9:10
  Speaker 4: they baked her the most delicious fresh sour dough bread.
• 9:13
  Speaker 4: It was so soft and so yummy, and she said,
• 9:15
  Speaker 4: what goes around really does come around, beautiful. Sweet. I've
• 9:20
  Speaker 4: said this before, I'm pro favor for favor. When did
• 9:23
  Speaker 4: we stop doing favors? You know, I know, just hold
• 9:26
  Speaker 4: people out and it doesn't village.
• 9:28
  Speaker 3: You need to be a villager.
• 9:30
  Speaker 4: Absolutely. I literally could not agree with that more. And
• 9:33
  Speaker 4: then last of this week, I have money from me.
• 9:35
  Speaker 4: I'm taking a leaf out of that book, if that's
• 9:37
  Speaker 4: all right. I saw that one pass have a really
• 9:40
  Speaker 4: good deal on right now, and you guys will know
• 9:42
  Speaker 4: how we feel about one.
• 9:43
  Speaker 3: Point when don't they have a good deal though, Sorry,
• 9:45
  Speaker 3: all of my shipping is free.
• 9:46
  Speaker 4: I saved so much. Actually I did pull it up
• 9:49
  Speaker 4: to share with you. We'll get to that. We'll get
• 9:51
  Speaker 4: to that. So for anyone who's doing like back to
• 9:53
  Speaker 4: school shopping, getting ready to go back to work, anything
• 9:57
  Speaker 4: like that at the moment, if you get a one
• 9:59
  Speaker 4: pass annual membership which is forty dollars and that lasts
• 10:01
  Speaker 4: you the whole year, you get a twenty dollars one
• 10:04
  Speaker 4: pass reward to spend it Officeworks. So I feel like
• 10:07
  Speaker 4: we're all buying bits and pieces for the office, for school,
• 10:09
  Speaker 4: whatever at this time of year, so it's perfect to
• 10:11
  Speaker 4: redeem for that. Yes, if you haven't heard of one Pass,
• 10:14
  Speaker 4: A quick recap for everybody. It's a program that has
• 10:16
  Speaker 4: a whole bunch of rewards that ties into places that
• 10:19
  Speaker 4: we all love to shop, Kmart.
• 10:21
  Speaker 8: Target, Bunning's Office Works, the whole The list goes on,
• 10:25
  Speaker 8: and so now price linees included and also wildly instant scripts,
• 10:29
  Speaker 8: which is so so the online Yeah, very cool, right good,
• 10:32
  Speaker 8: But I sho didn't say.
• 10:33
  Speaker 3: That coming, No, I certainly didn't.
• 10:35
  Speaker 4: The perks include free shipping on eligible online orders from
• 10:38
  Speaker 4: all of your favorite stores, and also five times Flybys
• 10:41
  Speaker 4: points on eligible orders as well, which is crazy.
• 10:44
  Speaker 3: Uncapped uncapped is insane? Yeah, crazy, Like I've done not
• 10:50
  Speaker 3: a lot of maths on this, but a little bit
• 10:51
  Speaker 3: of mental maths, and that doesn't make financial sense for them.
• 10:54
  Speaker 3: But I'm like, I don't know why you're offering this,
• 10:58
  Speaker 3: but I'm gonna take it absolutely.
• 11:00
  Speaker 4: Over Christmas, I saved eighty dollars and eighty cents, oh
• 11:04
  Speaker 4: my little things on your free delivery, just on free
• 11:06
  Speaker 4: delivery alone rate, and I collected thirty thousand, seven hundred
• 11:11
  Speaker 4: and fifty two bonus points thanks to the five times fly.
• 11:15
  Speaker 3: Bys stop it. You've obviously spent a lot more than
• 11:18
  Speaker 3: me because I got my app up as well, because
• 11:20
  Speaker 3: I was like, if you're getting your app up, I'm
• 11:21
  Speaker 3: getting my app up. I've got fourteen, four hundred and
• 11:24
  Speaker 3: six points from mine, and I've saved sixty bucks with
• 11:28
  Speaker 3: free shipping.
• 11:29
  Speaker 4: Literally how good that for me? That's worth one hundred
• 11:32
  Speaker 4: and fifty three flybys dollars that I could redeemed for
• 11:34
  Speaker 4: like grocery Une seventy two.
• 11:36
  Speaker 3: That's crazy seventy two dollars just by making sure that
• 11:40
  Speaker 3: I'm signed up.
• 11:41
  Speaker 4: Yeah, so I paid my day my forty dollars for
• 11:43
  Speaker 4: the yar and then I've basically made one hundred fifty dollars.
• 11:46
  Speaker 4: Not exactly how it.
• 11:47
  Speaker 3: Works, but shopping, we're making money.
• 11:49
  Speaker 4: Literally totally. It's a great time. If you want to
• 11:52
  Speaker 4: sign up, get that twenty dollars one pass reward to
• 11:54
  Speaker 4: spend office worked. I'll pop a link in the show
• 11:56
  Speaker 4: notes if anyone wants to go check it out.
• 11:58
  Speaker 3: I will say it is humbling because you do go
• 12:00
  Speaker 3: to the app and it does tell you what your
• 12:01
  Speaker 3: recent activity was. And I was like, I do like
• 12:03
  Speaker 3: an online game modul, don't I I do?
• 12:06
  Speaker 2: Though, I really do.
• 12:08
  Speaker 4: You're loud.
• 12:08
  Speaker 3: She's literally just a girl, yeah, just a girl that
• 12:12
  Speaker 3: broke tips.
• 12:13
  Speaker 7: Okay. This first one comes from B, who says that
• 12:17
  Speaker 7: she does a beauty trade off with her friends, similar
• 12:20
  Speaker 7: to what you were saying, yess. She says that they
• 12:22
  Speaker 7: go to one home to do each other's brows and
• 12:24
  Speaker 7: lashes one week, and then the following they go to
• 12:26
  Speaker 7: another person's house.
• 12:27
  Speaker 4: And do glamor it penails brand.
• 12:32
  Speaker 3: This makes sense to go. She also says, if you're
• 12:35
  Speaker 3: not a beauty girl.
• 12:35
  Speaker 7: They also do it with plant cuttings and trade them
• 12:38
  Speaker 7: with their friends, so they playing propagation and all that
• 12:42
  Speaker 7: kind of stuff with each other. They are so cute
• 12:44
  Speaker 7: and so beautiful.
• 12:45
  Speaker 3: It feels like this episode is all about being a villager.
• 12:49
  Speaker 3: I agree, and.
• 12:50
  Speaker 4: Honestly, that's all we need. Community and village.
• 12:53
  Speaker 7: So this next one comes from Madeline, who says, every
• 12:55
  Speaker 7: time I do groceries, whatever the receipt says I've saved,
• 12:58
  Speaker 7: I transfer that amount into my saving account. I don't
• 13:01
  Speaker 7: miss it as I would have spent it on groceries regardless,
• 13:04
  Speaker 7: even if it's only a little bit, it still adds
• 13:06
  Speaker 7: up very quickly. That's such a great idea. It's actually
• 13:08
  Speaker 7: it's such a good idea.
• 13:09
  Speaker 3: Because like you didn't know what was going to be
• 13:11
  Speaker 3: on sale at the grocery store unless you're like really
• 13:13
  Speaker 3: really good at it. That's why you went. Different story,
• 13:16
  Speaker 3: but like exactly what a little hack.
• 13:18
  Speaker 7: Yeah, that's great and so my one. When you get
• 13:21
  Speaker 7: a new puppy as we all do all the time. Yeah,
• 13:26
  Speaker 7: I cannot relate. But for those of you who have
• 13:28
  Speaker 7: ever had a new puppy or you plan on, you
• 13:30
  Speaker 7: can join pet Buns Puppy Club and every new Puppy
• 13:33
  Speaker 7: club member gets a welcome bag packed with hundreds of
• 13:36
  Speaker 7: dollars in discount vouchers for everything puppy related. After you
• 13:39
  Speaker 7: sign up, you just have to pop in store to
• 13:41
  Speaker 7: pick up your bag. That's so good.
• 13:44
  Speaker 3: Club Justice, you and I can make a kitten club. Yeah,
• 13:51
  Speaker 3: everyone can join, that's fine. You do need prerequisite likes kittens.
• 13:56
  Speaker 4: Like kittens or cats.
• 13:58
  Speaker 3: Yes, my cat, who's like what nearly seventeen? I'm like, gitten, Yeah,
• 14:02
  Speaker 3: that's still a baby. They do not age.
• 14:05
  Speaker 4: That's so truly.
• 14:05
  Speaker 7: They don't have kitten will they don't have baby club
• 14:07
  Speaker 7: or kitten club, and we need to we need to
• 14:09
  Speaker 7: get on that.
• 14:09
  Speaker 3: I think pet Bun exactly. Do you know what other
• 14:12
  Speaker 3: pet related hack?
• 14:13
  Speaker 4: Tell me?
• 14:14
  Speaker 3: My sister got a puppy last year. She was cutting
• 14:17
  Speaker 3: her puppy pads in half, Like you know how you
• 14:19
  Speaker 3: get the pubby pads. She's like, no, I'll cut them
• 14:22
  Speaker 3: in half. And I was like, you're a genius.
• 14:25
  Speaker 4: The doctor just goes on the pad, right, Yeah, and
• 14:28
  Speaker 4: like usually it's just like during puppy training, Like he
• 14:31
  Speaker 4: doesn't have them now, but like to make sure that
• 14:34
  Speaker 4: he's not having accidents inside.
• 14:36
  Speaker 3: He had like a little puppy pad. But the puppy
• 14:38
  Speaker 3: pad was so big and the dog was so small
• 14:40
  Speaker 3: that if he peed on it one time, like you
• 14:42
  Speaker 3: throw the whole thing away. So she just cut it
• 14:44
  Speaker 3: in half and then two for one deal genius. Yeah,
• 14:47
  Speaker 3: why did I not think about that when I had
• 14:49
  Speaker 3: them for Lucy? Anyway, let's go to a really quick
• 14:52
  Speaker 3: break because on the flip side, we're going to be
• 14:54
  Speaker 3: talking about a dilemma that is all about stressing about
• 14:57
  Speaker 3: your parents' money situation in retirement. And then we're going
• 15:00
  Speaker 3: to get onto something a little bit juicier. What do
• 15:03
  Speaker 3: you do when a couple in your bridal party are
• 15:05
  Speaker 3: you money for a Hens and Bucks accommodation? They opted in,
• 15:10
  Speaker 3: they said they'd pay, and now they say that they
• 15:11
  Speaker 3: can't afford to pay you back. Ah, that would be
• 15:15
  Speaker 3: so frustrating, So don't go anywhere.
• 15:21
  Speaker 4: Welcome back, everybody. Let's take a listen to this week's
• 15:24
  Speaker 4: money dilemma.
• 15:27
  Speaker 5: Hi, there, have you got a money dilemma you just
• 15:30
  Speaker 5: can't solve. The She's on the Money team is here
• 15:32
  Speaker 5: to help. Every week, we tackle your dilemmas, both big
• 15:35
  Speaker 5: and small, to answer your most burning money, career and
• 15:38
  Speaker 5: life questions. To get involved, simply head to our website
• 15:41
  Speaker 5: and leave us a short voice recording and you might
• 15:44
  Speaker 5: just find yourself on the show. Now, let's take a
• 15:46
  Speaker 5: listen to this week's money dilemma.
• 15:50
  Speaker 6: Hi, She's on the Money. I'm really worried about my parents.
• 15:54
  Speaker 6: They're close to retirement age, but I don't think they'll
• 15:57
  Speaker 6: be able to retire anytime soon. Over the years, they've
• 16:01
  Speaker 6: fallen for a lot of get rich quick schemes and
• 16:04
  Speaker 6: attended all these conferences where people try to sell them
• 16:08
  Speaker 6: coaching packages or seminars that promise wealth. Now they're planning
• 16:13
  Speaker 6: to go to Italy for another one with money they
• 16:16
  Speaker 6: don't have. I don't know how to tell them they
• 16:19
  Speaker 6: should be probably seeing a financial advisor instead of spending
• 16:23
  Speaker 6: what little they have on people who only seem to
• 16:25
  Speaker 6: take advantage of them. Has anyone else dealt with something
• 16:29
  Speaker 6: like this? And how do you talk to loved ones
• 16:31
  Speaker 6: about this kind of thing without pushing them away. I
• 16:34
  Speaker 6: would appreciate some advice. Thank you bye, But.
• 16:38
  Speaker 7: There's something so sorry, this is really intensive. There's something
• 16:41
  Speaker 7: so cute about the thought of these two best friends
• 16:44
  Speaker 7: and they've probably been married for a long time or
• 16:47
  Speaker 7: like maybe together for a long time, and they're both like,
• 16:49
  Speaker 7: oh my gosh, this sounds exciting.
• 16:51
  Speaker 4: And then they're going to that together.
• 16:52
  Speaker 7: And they're both together being scammed.
• 16:55
  Speaker 4: And that's really to start from them an awful person
• 17:00
  Speaker 4: trying to take them for all their work.
• 17:01
  Speaker 7: I know it's it's not cute, it's not cute, but
• 17:04
  Speaker 7: the sun that they're together is kind of cute. But
• 17:06
  Speaker 7: they still they I assume they're kind of like doing
• 17:09
  Speaker 7: this thing where they're talking each other into it because
• 17:11
  Speaker 7: they keep doing it. It sounds like and so it's like,
• 17:13
  Speaker 7: I don't know how to be very helpful in situation.
• 17:15
  Speaker 7: All I do know is I'm glad they have each other.
• 17:17
  Speaker 7: I think you need to get in.
• 17:18
  Speaker 3: One because they're just perpetuating each other.
• 17:21
  Speaker 7: No, but this is the thing if you if you
• 17:22
  Speaker 7: it sounds like they kind of I mean, I don't
• 17:24
  Speaker 7: know this for sure, but it sounds like they. You know,
• 17:27
  Speaker 7: when you have someone who is like talking you into something,
• 17:29
  Speaker 7: and you're talking each other into something.
• 17:31
  Speaker 4: I think if you can at least.
• 17:32
  Speaker 7: Convince one of them it's not a good idea, then
• 17:35
  Speaker 7: then the other will follow. It sounds like, but yeah,
• 17:37
  Speaker 7: I don't know, really know how to be helpful here.
• 17:39
  Speaker 7: It doesn't sound like they are learning their lesson, And
• 17:41
  Speaker 7: that's very sad and hard to watch. I imagine, Yeah, jess,
• 17:44
  Speaker 7: what are you doing?
• 17:45
  Speaker 4: I with me? I'd be saying, oh, can I come
• 17:47
  Speaker 4: with you to the conference?
• 17:48
  Speaker 2: Can I come?
• 17:49
  Speaker 6: Like?
• 17:50
  Speaker 4: Not that not the internet, when the international, it's like
• 17:52
  Speaker 4: the local conference.
• 17:53
  Speaker 3: You don't want to you're going because you like the
• 17:55
  Speaker 3: idea of getting scammed too.
• 17:57
  Speaker 4: No, I'm going to brainwashed me as well. Yeah let
• 18:00
  Speaker 4: me join the cult.
• 18:01
  Speaker 6: No.
• 18:01
  Speaker 4: I think if you go with them, you can kind
• 18:04
  Speaker 4: of understand what it is maybe that's appealing to them
• 18:07
  Speaker 4: because like typically in these things, I.
• 18:08
  Speaker 3: Think when I've been to them, because it's fun.
• 18:12
  Speaker 4: Just for a good time, I think, like the typically
• 18:14
  Speaker 4: there'll be something specific that they appeal, whether it's the
• 18:17
  Speaker 4: financial security or whether it's the sense of emergency, like
• 18:20
  Speaker 4: invest in this thing, like if you invest now, you're
• 18:22
  Speaker 4: going to get the most money.
• 18:23
  Speaker 3: They use psychology and they say all the right things, correct, Yeah,
• 18:26
  Speaker 3: you've worked so hard your whole life, you deserve this,
• 18:30
  Speaker 3: and they go yeah, yeah, yeah, I do.
• 18:31
  Speaker 4: So if you're there with them, you can kind of
• 18:33
  Speaker 4: figure out what it is that's resonating with them and
• 18:35
  Speaker 4: then undermine that. It would be doing a little bit
• 18:39
  Speaker 4: of tough love reality check. I would definitely be trying
• 18:42
  Speaker 4: to discourage them from traveling internationally because I think people,
• 18:45
  Speaker 4: especially people who are more trusting or more gullible, are
• 18:49
  Speaker 4: already at higher risk when traveling internationally.
• 18:51
  Speaker 3: There are a lot of it's so scary.
• 18:53
  Speaker 4: Yeah, there's just lots of things that can go wrong.
• 18:55
  Speaker 4: Even for the most you know, seasoned travelers, you can
• 18:58
  Speaker 4: be scammed or sucked into things. So I just would
• 19:00
  Speaker 4: be really trying to talk them down from that. Yeah,
• 19:04
  Speaker 4: it's so hard because obviously they can do what they
• 19:06
  Speaker 4: want with their money at the end of the day,
• 19:08
  Speaker 4: but also if they're not really aware of what's happening
• 19:11
  Speaker 4: to them and you are, like, it would just be
• 19:13
  Speaker 4: so hard to be a bystander and watch.
• 19:15
  Speaker 3: Yeah, I would be asking for as much information as possible,
• 19:18
  Speaker 3: so I'd be like, hey, I'm really scared about this
• 19:21
  Speaker 3: for you like my policy is just blunt honesty, and
• 19:24
  Speaker 3: it's not being rude. Blunt honesty, Like we're not going
• 19:27
  Speaker 3: you're idiots. How did you get caught up in there?
• 19:28
  Speaker 3: And be like I feel sick in my stomach about this.
• 19:32
  Speaker 3: Totally get that you guys are on board. Can you
• 19:35
  Speaker 3: just send me all the information that you have about it.
• 19:37
  Speaker 3: I'm going to go do a deep dive just to
• 19:38
  Speaker 3: get really comfy with it. Then I'm going to go
• 19:41
  Speaker 3: do a deep dive, going to look into the company,
• 19:43
  Speaker 3: going to look into all of this like scammy stuff,
• 19:45
  Speaker 3: work it out, and then I'm just going to go
• 19:47
  Speaker 3: back to my parents and be like, you guys are adults.
• 19:50
  Speaker 3: You can make your own decision. But it would be
• 19:52
  Speaker 3: amiss of me to not point all of this out.
• 19:54
  Speaker 3: There's so much information online about like this particular company
• 19:58
  Speaker 3: being a scam. This is how that scam works, this
• 20:01
  Speaker 3: is what that looks like. Again, you guys can do
• 20:04
  Speaker 3: whatever you want, but I think that you are going
• 20:07
  Speaker 3: to seriously compromise your future. I think you're being taken
• 20:10
  Speaker 3: for a ride if you're willing to invest that amount
• 20:12
  Speaker 3: in this, Like, can we maybe find a logical financial advisor?
• 20:16
  Speaker 3: Can we maybe put it into something else, like it's
• 20:20
  Speaker 3: not just scaring me, but like I think you're gonna
• 20:23
  Speaker 3: be taken advantage of and scams these days they look
• 20:26
  Speaker 3: and feel so real, like in twenty twenty six, that
• 20:29
  Speaker 3: is exactly what happens. It's been happening for ages. Like
• 20:32
  Speaker 3: people are replicating the ato, mum, people are replicating a
• 20:35
  Speaker 3: sick People are being taken for a ride because they
• 20:38
  Speaker 3: genuinely believe in it. And I get it. It's not
• 20:40
  Speaker 3: because you're silly, it's because they are playing to your emotions.
• 20:44
  Speaker 3: Like this has nothing to do with anybody in the
• 20:47
  Speaker 3: room being dumb. Nobody is silly, but you are being
• 20:50
  Speaker 3: taken advantage of and it's literally making me so angry,
• 20:54
  Speaker 3: Like I want to call this company and tell them off.
• 20:56
  Speaker 3: I think that's where I would go with it, because
• 20:58
  Speaker 3: I'm not trying to bread crumb. Sorry, if I think
• 21:00
  Speaker 3: you're being scammed, I'm not like, oh, I kind of
• 21:04
  Speaker 3: spoke up and I said that I wasn't comfortable with
• 21:07
  Speaker 3: it when your parents are like, hey, we got scammed.
• 21:09
  Speaker 3: This is so crazy, Like I wish someone had told us.
• 21:12
  Speaker 3: I'm being so aggressive and in a kind way, like mum,
• 21:16
  Speaker 3: I'm saying this with kindness. It's not because you've been
• 21:19
  Speaker 3: you know, taken advantage of because you're silly. It's literally
• 21:22
  Speaker 3: because this is their game. Like they have spent probably
• 21:25
  Speaker 3: years planning this to make sure that they get enough
• 21:28
  Speaker 3: money out of it. So like, mom, please don't do this,
• 21:32
  Speaker 3: for the love of God, and then you can at
• 21:34
  Speaker 3: least live with the peace that you very clearly outlined
• 21:38
  Speaker 3: why it was a scam, how it was a scam,
• 21:39
  Speaker 3: what that looked like. You don't have to go. Oh,
• 21:42
  Speaker 3: let me come to the event and I'll see what
• 21:44
  Speaker 3: it's like. Like we already know it's a scam. I've
• 21:48
  Speaker 3: told you. Now do with that information what you will,
• 21:51
  Speaker 3: because again, like you don't want to hear this when
• 21:54
  Speaker 3: you're like the daughter or the son and you're trying
• 21:56
  Speaker 3: to protect your parents. But they are also adults that
• 21:58
  Speaker 3: are free to make any disease they want.
• 22:00
  Speaker 4: You can lead a horse or whatever.
• 22:02
  Speaker 3: Exactly true. So can we please get into the DM. Yes? Please?
• 22:07
  Speaker 7: All right?
• 22:08
  Speaker 3: So I got a DM this week. Hi, she's on
• 22:10
  Speaker 3: the money. Our wedding is in three months. We asked
• 22:13
  Speaker 3: our bridal party over a year ago and we were
• 22:16
  Speaker 3: really clear that we'd cover almost everything, including accommodation. Since
• 22:20
  Speaker 3: the wedding was out of town. All we asked was
• 22:23
  Speaker 3: that they cover their outfits and bring their own shoes.
• 22:26
  Speaker 3: Because the dresses the girls chose ended up being way
• 22:29
  Speaker 3: outside our original budget. For the Bucks and the Hens,
• 22:33
  Speaker 3: we kept everything super low cost under fifty dollars per
• 22:36
  Speaker 3: head and said people could stay with us in local
• 22:39
  Speaker 3: accommodation for that if they wanted to, but that part
• 22:43
  Speaker 3: would be at their expense if they wanted to do that.
• 22:46
  Speaker 3: One bridesmaid and one groomsman couple agreed to all of
• 22:50
  Speaker 3: this and chose to stay with us for both events,
• 22:52
  Speaker 3: which was so nice. We paid up front and just
• 22:55
  Speaker 3: asked if everyone could pay us back when they could.
• 22:57
  Speaker 3: Now between them they owe us a thousand dollar. I
• 23:00
  Speaker 3: have told us, yeah, we can't afford to pay that.
• 23:03
  Speaker 3: We won't be doing that. What should we be doing?
• 23:06
  Speaker 3: Oh my goodness, this makes me so angry. And it
• 23:09
  Speaker 3: feels like they've been so clear.
• 23:11
  Speaker 4: Yeah, and they've done everything they can. We talk a
• 23:13
  Speaker 4: lot about like you should keep the costs low for
• 23:15
  Speaker 4: people participating in a wedding. They've done that, and then
• 23:18
  Speaker 4: it's just the optional thing.
• 23:19
  Speaker 3: And They're like, for the wedding, will pay for your accommodation,
• 23:21
  Speaker 3: don't worry. But for this other thing, like you can
• 23:23
  Speaker 3: stay with us in the accommodation will cost you more
• 23:25
  Speaker 3: or your own have to. I feel like that's really thoughtful.
• 23:28
  Speaker 4: That's very reasonable too.
• 23:30
  Speaker 7: So I can imagine if you are not fully across
• 23:36
  Speaker 7: because I kind of got confused it. I was like,
• 23:37
  Speaker 7: are they so they're paying for everything except for the
• 23:40
  Speaker 7: you know, the clothes. Obviously you have to help pay
• 23:42
  Speaker 7: for the accommodation that you're all staying in together.
• 23:44
  Speaker 3: Track, So they had to pay for the clothes, that
• 23:47
  Speaker 3: was it.
• 23:47
  Speaker 7: No, but there's accommodation, that's they participate in the wedding.
• 23:51
  Speaker 7: They covered all the costs of like accommodation for the wedding.
• 23:55
  Speaker 7: When they went for the hens, they said, you can
• 23:58
  Speaker 7: stay with us if you want to. I'm assuming what
• 24:00
  Speaker 7: happened if the bride and groom gone, well, we're gonna
• 24:01
  Speaker 7: have a big night out and then we want to
• 24:03
  Speaker 7: stay in a hotel or something after you If anyone
• 24:05
  Speaker 7: wants to stay with us, like you can grab a
• 24:07
  Speaker 7: room at the same place. You'll just have to pay
• 24:09
  Speaker 7: for your own room. And so it sounds like the
• 24:11
  Speaker 7: majority of people said oh, like not in my budget,
• 24:13
  Speaker 7: or like.
• 24:14
  Speaker 3: Only one bridesmaid and one's groomsman, which were a couple,
• 24:16
  Speaker 3: said yeah we will, and it might have been like
• 24:18
  Speaker 3: an airbnb situation.
• 24:19
  Speaker 1: I feel how it.
• 24:20
  Speaker 3: Would have worked because like otherwise we would have been
• 24:22
  Speaker 3: like staying at this hotel and then Jesse, you would
• 24:24
  Speaker 3: have booked your inn room. True true, ye, assuming that
• 24:27
  Speaker 3: they're like, oh, do you want to stay with a
• 24:28
  Speaker 3: great now aries, well book accommodation. We're going to pick
• 24:30
  Speaker 3: this airbnb you've got the extra room or it's coming
• 24:34
  Speaker 3: to one thousand dollars and they're like yeah, yeah yeah,
• 24:36
  Speaker 3: but like you can't split airbnb booking. So I put
• 24:39
  Speaker 3: it all in my card. You agreed to pay me
• 24:41
  Speaker 3: because it was a separate event.
• 24:43
  Speaker 7: Yeah, I just I'm like, how would it come to
• 24:46
  Speaker 7: that much? But anyway, I guess it's a story for
• 24:48
  Speaker 7: another time. But that's like, that's.
• 24:50
  Speaker 3: Just it was just a weekend.
• 24:51
  Speaker 7: Yeah, still feels exorbitant for like a weekend, But I like,
• 24:55
  Speaker 7: I guess maybe if you like going somewhere that's really
• 24:57
  Speaker 7: really lovely, I can I can see how that would
• 24:58
  Speaker 7: come to that much.
• 24:59
  Speaker 5: So it.
• 25:00
  Speaker 7: Really, it's completely obviously not on you that someone else
• 25:03
  Speaker 7: hasn't like taken the time to look into how much
• 25:06
  Speaker 7: it's actually going to cost.
• 25:07
  Speaker 3: No, they knew, they knew. So if I said to you, Beck, hey,
• 25:10
  Speaker 3: I'm going away with my husband for the weekend. Do
• 25:13
  Speaker 3: you and Jess want to come? You go, yeah, that
• 25:15
  Speaker 3: sounds lit. And I go, well, accommodation's going to be
• 25:17
  Speaker 3: a thousand dollars. Let's pretend that's completely fair with you,
• 25:19
  Speaker 3: and you go, yeah, Jess and I are happy to
• 25:21
  Speaker 3: pay five hundred bucks each because that's two hundred and
• 25:23
  Speaker 3: fifty dollars a night or whatever. Happy to pay this.
• 25:27
  Speaker 3: And then we go, we have a great weekend. And
• 25:30
  Speaker 3: then I go, hey, Beck, can you just transfer me?
• 25:31
  Speaker 3: Because like I already told you that you were paying
• 25:33
  Speaker 3: for your accommodation, there's no question about that. And you go,
• 25:36
  Speaker 3: we can't afford it. Totally. That is not at all
• 25:40
  Speaker 3: on you, guys.
• 25:41
  Speaker 7: I think that it On the one hand, I understand
• 25:44
  Speaker 7: the anxiety of realizing that I can't actually afford something
• 25:47
  Speaker 7: later on down the track, but that's not at all
• 25:49
  Speaker 7: on you, guys. It is entirely on the person who
• 25:52
  Speaker 7: agreed to do this. I think that if and it
• 25:54
  Speaker 7: seems like you are quite close, they just if they
• 25:56
  Speaker 7: agree to stay with you both times, it's like, oh,
• 25:58
  Speaker 7: they seem like good friends, so you don't want to
• 26:00
  Speaker 7: lose this friendship, I would say, you know, and I've
• 26:03
  Speaker 7: borrowed money from friends millennia millions of times for my
• 26:06
  Speaker 7: whole life, and so I know the feeling of like
• 26:09
  Speaker 7: being like, oh God, I don't know when I can
• 26:12
  Speaker 7: pay this back. So I think just having a very
• 26:13
  Speaker 7: honest and transparent and like money doesn't have to be
• 26:16
  Speaker 7: so taboo. Money doesn't have to be so like a thing,
• 26:18
  Speaker 7: you know, just be like you could just be talking
• 26:20
  Speaker 7: about it as though. You would be like, hey, can
• 26:22
  Speaker 7: I borrow your pants this weekend? So like the way
• 26:25
  Speaker 7: they're sewn or something like. It doesn't have to be
• 26:27
  Speaker 7: so big, but if you can afford it, letting them
• 26:30
  Speaker 7: know that a payment plan or a payment structure would
• 26:34
  Speaker 7: work for you just that way you don't have to
• 26:36
  Speaker 7: like ruin your whole friendship over it. But I think
• 26:38
  Speaker 7: if you're like, what about like, how about fifty bucks
• 26:40
  Speaker 7: a week? Does that work for you guys, and they're
• 26:41
  Speaker 7: like maybe they'd be like, yeah, that would be great
• 26:43
  Speaker 7: and then you don't have to worry. If they don't,
• 26:46
  Speaker 7: it probably is a friendship that you have to Like
• 26:49
  Speaker 7: I was a resemblanable bill. You just can't be friends
• 26:50
  Speaker 7: with someone who's like literally refusing to pay you.
• 26:53
  Speaker 3: You know you have more grace than I do. Jess,
• 26:55
  Speaker 3: what would you do?
• 26:56
  Speaker 4: I agree. The thing that I'm not understanding is them
• 26:57
  Speaker 4: turning around and just saying, oh, well, we're not going
• 26:59
  Speaker 4: to pay that because you agreed to pay it, and
• 27:02
  Speaker 4: like that is to me deeply unfair, like it was
• 27:05
  Speaker 4: an optional thing you elected to join. My understanding is
• 27:08
  Speaker 4: that you knew what the cost would be upfront. Different
• 27:10
  Speaker 4: story if the cost was not communicated. But based on
• 27:13
  Speaker 4: what we've been told, my assumption is that you have
• 27:15
  Speaker 4: been told the cost. It's just nuts to me that
• 27:18
  Speaker 4: you would then go I agree, like if something had
• 27:20
  Speaker 4: happened back and as you said, like someone had lost
• 27:22
  Speaker 4: their job or some extenuating circumstance. Understand that things happen
• 27:26
  Speaker 4: and a payment plan is a good option. But I
• 27:28
  Speaker 4: think like you do kind of have to turn around
• 27:30
  Speaker 4: to them and be like, hey, it's not fair for
• 27:33
  Speaker 4: me to pay for this cost that you chose to
• 27:36
  Speaker 4: participate in like lots of other people had the option,
• 27:38
  Speaker 4: they said no because they didn't want to or made
• 27:40
  Speaker 4: to have the money, or whatever the reason was, you
• 27:42
  Speaker 4: wanted to participate, Like, I am not fronting the cost
• 27:46
  Speaker 4: for you for that like it. No, I don't see
• 27:49
  Speaker 4: how there's any really room to be delicate with it
• 27:51
  Speaker 4: if I'm honest.
• 27:52
  Speaker 3: No, no, And I feel maybe I'm in a blunt mood.
• 27:57
  Speaker 3: But like if I said, hey, j yes, and this
• 28:00
  Speaker 3: is a different story, but like heyes, I'm buying myself
• 28:03
  Speaker 3: a dice in air rap. I'm going to put it
• 28:05
  Speaker 3: through the order. Yeah, And you go, oh my god,
• 28:08
  Speaker 3: I'd love a dice in air rap too.
• 28:09
  Speaker 4: I got a coincidence, I would.
• 28:10
  Speaker 3: That's crazy, we both love dice in air raps. I'll
• 28:13
  Speaker 3: put it in my order, like to save shipping or something.
• 28:16
  Speaker 8: Yeah.
• 28:16
  Speaker 3: And so you're purchasing a product and you go, I'll
• 28:19
  Speaker 3: transfer you, and I go, thanks, Jess Norris. And then
• 28:21
  Speaker 3: I come home, got my package, give you diceon air rap.
• 28:24
  Speaker 3: And then a couple of weeks goes by and I go, hey,
• 28:27
  Speaker 3: can you just transfer me for the air rap? And
• 28:28
  Speaker 3: you go, oh, I can't afford it anymore. Yeah, Like
• 28:31
  Speaker 3: that's unacceptable. Like, I'm really sorry, but you agreed to
• 28:34
  Speaker 3: the cost, and like this is assuming that whatever. And
• 28:37
  Speaker 3: you know, there's three sides to every story. There's your side,
• 28:40
  Speaker 3: my side, and the truth. But we've only been given
• 28:43
  Speaker 3: our community member's side of the story. And she says
• 28:45
  Speaker 3: she was really clear about that cost. I was really
• 28:48
  Speaker 3: clear with you, Jess that the air rap that you
• 28:50
  Speaker 3: wanted to purchase and just save some money on shipping
• 28:52
  Speaker 3: was one thousand dollars.
• 28:53
  Speaker 6: Yeah.
• 28:53
  Speaker 3: You do not get to come back to me. That's
• 28:55
  Speaker 3: not my problem.
• 28:56
  Speaker 4: No, Like you did a nice thing, you owe me
• 28:59
  Speaker 4: a thousand dollars. Yeah, same thing happens if I go, hey,
• 29:02
  Speaker 4: I'm going away for the weekend. I'm getting accommodation. You guys,
• 29:05
  Speaker 4: go go ahead. I'm not spending one thousand dollars on accommodation. Great,
• 29:10
  Speaker 4: don't yeah.
• 29:10
  Speaker 3: Don't, but don't say yeah, great, no worries, Jess. I'd
• 29:15
  Speaker 3: love to spend a thousand dollars on accommodation. You use
• 29:18
  Speaker 3: that service and then come back to me and go, oh,
• 29:23
  Speaker 3: I can't afford it? Say yeah, So why did you
• 29:26
  Speaker 3: say yes? And why is this now my cost?
• 29:28
  Speaker 4: Yeah?
• 29:29
  Speaker 3: Why is this mine. Now, it's not like you went
• 29:32
  Speaker 3: into debt for it, because if you'd put that thousand
• 29:34
  Speaker 3: dollars for the air wrap or one thousand dollars for
• 29:36
  Speaker 3: the accommodation on your credit card, you don't get to
• 29:38
  Speaker 3: call up the credit card company and say, hey, like,
• 29:41
  Speaker 3: oh I can't afford that full stop. No, you owe
• 29:44
  Speaker 3: somebody money. Yeah, if you don't want to incur that expense,
• 29:48
  Speaker 3: you were given the option to not incur it.
• 29:50
  Speaker 4: Yeah, what did everybody else think?
• 29:52
  Speaker 3: Okay, so first I asked them some questions because I
• 29:54
  Speaker 3: need to know the juice. What would you do if
• 29:56
  Speaker 3: you were our community member? Fifty one percent of you
• 30:00
  Speaker 3: said organize a payment plan or adjust the amount, which
• 30:03
  Speaker 3: I think is crazy interesting. I just think if I
• 30:06
  Speaker 3: if I owe you one thousand dollars, yes, I don't
• 30:09
  Speaker 3: not owe you a thousand dollars just because I've decided
• 30:11
  Speaker 3: I don't. Yeah.
• 30:12
  Speaker 4: The only thing I would say is if your friend
• 30:14
  Speaker 4: couldn't pay you, because they're like, oh my god, I've
• 30:16
  Speaker 4: just like defaulted my mortgage, I'm homeless, whatever different.
• 30:22
  Speaker 3: Yeah, twenty three percent said no, I'm just staying firm
• 30:25
  Speaker 3: on you repaying me. Fifteen percent said you'd let it go,
• 30:28
  Speaker 3: and eleven percent said, I'm reassessing the whole friendship. I
• 30:32
  Speaker 3: then asked, would you give someone more grace for money
• 30:35
  Speaker 3: they owed you if it was for your wedding. Forty
• 30:38
  Speaker 3: nine percent said yes, but only to avoid drama, thirty
• 30:40
  Speaker 3: three percent said no, they made a commitment, and eighteen
• 30:43
  Speaker 3: percent said, yeah, it's my wedding.
• 30:45
  Speaker 4: It's kind of awkward because it's like, well, what they're
• 30:47
  Speaker 4: going to be in the bridal party and then it's.
• 30:50
  Speaker 3: In three months. Yeah, it's all good. I just think
• 30:53
  Speaker 3: it's so wild. And don't get me wrong, I have
• 30:55
  Speaker 3: a whole different opinion about weddings, and maybe we can
• 30:58
  Speaker 3: do another wedding episode because I just feel like wedding
• 31:00
  Speaker 3: costs have gone through the roof. I'm like looking at
• 31:02
  Speaker 3: all these people making like TikTok content and they're saying like, oh,
• 31:05
  Speaker 3: I'm a twenty twenty six bride or I'm a twenty
• 31:07
  Speaker 3: twenty seven bride, and I'm just like looking at these costs,
• 31:09
  Speaker 3: being like, I spend a lot on my wedding, but
• 31:12
  Speaker 3: those are astronomical. What are you talking about? Like it
• 31:15
  Speaker 3: is so stressful, So maybe that content needs to come
• 31:18
  Speaker 3: and we need more wedding drama. But they then said,
• 31:20
  Speaker 3: what is your two cents? So first cab off the rank,
• 31:24
  Speaker 3: nothing to add. Just got engaged recently and I'm just
• 31:26
  Speaker 3: really hoping to avoid any type.
• 31:28
  Speaker 4: Of drama like this understandable.
• 31:30
  Speaker 3: Next person said, unless something significant happened, you need to
• 31:34
  Speaker 3: stay firm.
• 31:35
  Speaker 4: Agree.
• 31:36
  Speaker 3: Someone else said, did they say why, like did some
• 31:39
  Speaker 3: expected thing come up that they had to pay for.
• 31:41
  Speaker 3: Another person said, just be honest, tell them you also
• 31:44
  Speaker 3: can't afford to lose one thousand dollars and that they
• 31:46
  Speaker 3: need to pay back the money.
• 31:48
  Speaker 4: That's a great perspective.
• 31:49
  Speaker 3: Another person said, it's very poor etiquette from the couple
• 31:52
  Speaker 3: who owe money, but also making people pay for their
• 31:55
  Speaker 3: own outfits isn't ideal. But I also don't think that
• 31:58
  Speaker 3: comes into it.
• 31:59
  Speaker 4: Yeah, as I said, it's a that's like a different.
• 32:01
  Speaker 3: Part of the wedding conversation, I think, and like I'm
• 32:04
  Speaker 3: trying to be really segmented. Another person said, how is
• 32:07
  Speaker 3: it low cost if they owe a thousand dollars same
• 32:10
  Speaker 3: as you beck, which is fair totally, but like every
• 32:14
  Speaker 3: other wedding and like just justifying it from the message
• 32:17
  Speaker 3: we got every other wedding expense was low cost. This
• 32:21
  Speaker 3: was like probably some bougie accommodation that they're like, you, guys,
• 32:24
  Speaker 3: don't have to come, We're gonna go and stay at
• 32:26
  Speaker 3: this particular place. But I'm assuming that instead of just
• 32:29
  Speaker 3: getting the one bedroom villa, they got like a two
• 32:31
  Speaker 3: bedroom villa and then like that would have increased the
• 32:34
  Speaker 3: cost significantly, right.
• 32:36
  Speaker 4: Which again is why it was optional.
• 32:38
  Speaker 3: Yeah. Yeah, we're not talking about like, oh, you have
• 32:40
  Speaker 3: to come to my hands, you have to stay the night,
• 32:43
  Speaker 3: because she said the rest of the wedding party didn't.
• 32:45
  Speaker 4: Yeah.
• 32:45
  Speaker 3: Yeah. Next said people are unreliable. If they can't give
• 32:50
  Speaker 3: you the money at the time, usually they can't commit
• 32:53
  Speaker 3: to it later either.
• 32:54
  Speaker 4: Very pessimistic take, and I'll give you the last one.
• 32:58
  Speaker 3: It's shit like this that made me lad. I eloped.
• 33:01
  Speaker 7: Yeah.
• 33:03
  Speaker 3: Absolutely, I think that's really funny and probably a great
• 33:05
  Speaker 3: place to leave it. So guys, we will see you
• 33:08
  Speaker 3: bright and early on Monday morning for our money diary.
• 33:10
  Speaker 3: But till then, have the best weekend by guys.
• 33:13
  Speaker 5: By the advice shared on She's on the Money is
• 33:22
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• 33:23
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• 33:26
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• 33:29
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• 33:32
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• 33:33
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• 33:35
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• 34:00
  Speaker 7: You haven't the anything