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Menstruating is hard. Period. · She's On The Money

0:00
Speaker 1: She's on the Money. She's on the Money.
0:17
Speaker 2: Hello, and welcome to She's on the Money, the podcast
0:20
Speaker 2: for millennials who want financial freedom. While the period tax
0:24
Speaker 2: was finally abolished a couple of years ago, now those
0:27
Speaker 2: of us who bleed are still having to shell out
0:29
Speaker 2: a lot of coin when it comes that time of
0:31
Speaker 2: the month. So how can we reduce the impact of
0:35
Speaker 2: sanitary products on our wallets as well as the planet?
0:38
Speaker 2: And should we even have to pay for these items
0:41
Speaker 2: in the first place. My name is Georgia King. I'm
0:44
Speaker 2: a copywriter and journalism student, and joining me to help
0:47
Speaker 2: answer these questions is financial advisor slash author miss Victoria
0:53
Speaker 2: to buy and who bleeds?
0:55
Speaker 3: Victoria right by stray into it?
0:59
Speaker 2: Yeah, but I've all so never been introduced. Is that
1:01
Speaker 2: so I'm just going to start as an ulcerer, as
1:03
Speaker 2: a person who bleeds? Oh both? I think that's here
1:06
Speaker 2: we go, ticking off the firsts today.
1:08
Speaker 3: Ticking off the first be call his important to one another.
1:11
Speaker 2: Let's get into it, though, V how much are we
1:14
Speaker 2: actually paying for sanitary items?
1:16
Speaker 3: The answer is too much, Georgia King, far far too much.
1:19
Speaker 3: In fact, I did some research before this and there
1:22
Speaker 3: was a study out of the UK that was done
1:24
Speaker 3: a couple of years ago, because turns out there hasn't
1:26
Speaker 3: been one done in Australia. This study involved two thousand women.
1:29
Speaker 3: Now I'm not gonna lie. We have more than that
1:32
Speaker 3: many people in our community, and I would argue that
1:36
Speaker 3: we could get bigger numbers than that and parguably become
1:40
Speaker 3: the biggest female study in Australia. I'm just saying, like
1:43
Speaker 3: I keep talking about more data, more collective data, like
1:47
Speaker 3: how do we have an impact? You know, how we
1:49
Speaker 3: have an impact We start jumping up and down and
1:51
Speaker 3: actually use our voices for good. So yeah, maybe we
1:53
Speaker 3: do that. But back to the survey that somebody else did.
1:56
Speaker 3: They found that we're spending just shy of twenty dollars
2:00
Speaker 3: per month on period products like tampons and pads, which
2:04
Speaker 3: over the course of a lifetime of bleeding. We've assumed
2:07
Speaker 3: here that that's between the ages of twelve and fifty two.
2:11
Speaker 3: That equates to nine three hundred and seventy nine dollars Georgia.
2:15
Speaker 2: That's a lot. It's a car. That's a car.
2:18
Speaker 3: That's a car, that's an investment portfolio that is in
2:22
Speaker 3: my vagina. Like what Yeah, anyway, I'm not gonna lie.
2:26
Speaker 3: That does sound exuberant when you add it up, but
2:29
Speaker 3: it does sound about right to me. I would say
2:32
Speaker 3: some of us are going to spend more than that,
2:33
Speaker 3: some of us less. But the point is having your period.
2:36
Speaker 2: It's not cheap. Don don't come cheap.
2:38
Speaker 3: No, they don't, which absolutely sucks because they are absolutely
2:41
Speaker 3: not the most pleasant thing to go through each month.
2:43
Speaker 3: So adding an expense on top of something that we
2:45
Speaker 3: already need to do ads, I guess another blow.
2:48
Speaker 2: Well, it's like a double blow. It's like a double blow.
2:50
Speaker 2: Kick me while I'm down, mate, exactly right.
2:53
Speaker 3: But at the end of the day, these products are
2:55
Speaker 3: essential for people who bleed, and it's not an option
2:57
Speaker 3: for you to just not buy them unfortunately. Now let's
3:00
Speaker 3: contextualize that a little bit, because this is a money podcast. Obviously,
3:03
Speaker 3: we said before that three hundred and seventy nine dollars
3:06
Speaker 3: on average is what we're spending on period products throughout
3:09
Speaker 3: our life.
3:10
Speaker 2: Hypothetically, George, talk to me. We like stats.
3:13
Speaker 3: We like to know what that would look like in
3:15
Speaker 3: investment world. Yeah, that's who I am. If we'd invested
3:19
Speaker 3: that upfront. Let's call it around ten thousand dollars if
3:21
Speaker 3: you had that upfront, which not many of us do.
3:23
Speaker 3: At the very start of our period. We're twelve years old,
3:25
Speaker 3: so probably not reasonable. You would have invested over forty years.
3:30
Speaker 3: That's the period of time that you have your period
3:32
Speaker 3: one hundred and ninety eight thousand dollars Georgia.
3:35
Speaker 2: That's nearly two hundred.
3:36
Speaker 3: Thousand dollars if you'd invested ten grand.
3:38
Speaker 2: And we're spending it on pads and with handbodes.
3:41
Speaker 3: But let's be really realistic for a hot second, because
3:44
Speaker 3: at the end of the day, it's not like you
3:45
Speaker 3: gay period and people are like, oh my gosh, here's
3:47
Speaker 3: ten grand to spend on all of your period products
3:49
Speaker 3: that you need for the rest of your life. We
3:51
Speaker 3: start shelling out about twenty bucks. Your parent or your
3:53
Speaker 3: guardian might be paying for them at the very start
3:55
Speaker 3: of that journey, and then you know, it becomes your thing.
3:58
Speaker 3: But let's say if you were putting that twelve bucks
4:00
Speaker 3: away every single month instead of having it at the start,
4:04
Speaker 3: you'd still end up with a sixty thousand dollars investment portfolio.
4:07
Speaker 2: Nothing to be sneezed at.
4:08
Speaker 3: No, absolutely not. But don't sneeze in your period. It's
4:11
Speaker 3: not a good time.
4:12
Speaker 2: Don't do that. Not a good time. That was a
4:14
Speaker 2: good one, thank you. It wasn't even a joke. It's legit.
4:17
Speaker 2: Don't think well it is. Things will happen.
4:19
Speaker 3: One out of ten do not recommend now.
4:23
Speaker 2: As I mentioned at the top, there, guys, the ten
4:26
Speaker 2: percent tax assies were paying for these products were scrapped
4:29
Speaker 2: a couple of years ago. Money win. I think that
4:31
Speaker 2: was like, it was a very long time coming. But
4:33
Speaker 2: also can you imagine if the Fellers had to pay
4:36
Speaker 2: tax on an essential item like that, I think the
4:40
Speaker 2: tax would have been abolished a very long time ago,
4:43
Speaker 2: resisted in the first place. Let's put that aside, though.
4:47
Speaker 3: I mean, I'm not going to get up in arms
4:48
Speaker 3: and say, oh my gosh, well why isn't there a
4:50
Speaker 3: tax on condoms?
4:52
Speaker 1: What?
4:53
Speaker 3: I guess people could argue that's a shared cost. Yeah, yeah,
4:59
Speaker 3: we'll get to that.
4:59
Speaker 2: We're actually going to talk about contraception a little later
5:01
Speaker 2: on in the Papa Juicy, but also to have on
5:04
Speaker 2: with the kids in the car exact today.
5:06
Speaker 3: In fact, you know what I RUNI it is about
5:08
Speaker 3: this stuff. Let's make it normal, exactly right. One percent
5:11
Speaker 3: carry on, Jodge us.
5:12
Speaker 2: So my question is, do you think we're still playing
5:15
Speaker 2: too much for these products?
5:16
Speaker 3: I would say yes, yeah, because there are businesses that
5:19
Speaker 3: are absolutely profiting off it, and I think that, you know,
5:22
Speaker 3: the government should be stepping in and either regulating it
5:25
Speaker 3: or providing a base level of these sanatory items. On
5:28
Speaker 3: the surface, it doesn't seem like that much money, but
5:31
Speaker 3: I think that we need to acknowledge that there's an
5:32
Speaker 3: immense amount of privilege that comes with that way of
5:36
Speaker 3: thinking and saying, oh, well, twenty bucks a month isn't
5:38
Speaker 3: March like. It's actually, we are so lucky to be
5:41
Speaker 3: able to say that. Now we know that in Australia
5:44
Speaker 3: there are actually a significant number of people experiencing homelessness,
5:48
Speaker 3: and people who bleed often have left extremely difficult home
5:51
Speaker 3: lives where they've been in domestic or financial abusive situations.
5:55
Speaker 3: And when you're all the straight sanitary products on a
5:58
Speaker 3: priority because you just don't have that twenty bucks to
6:01
Speaker 3: spend a month on those things. And that's where amazing
6:03
Speaker 3: organizations like our Friends that Share the Dignity come in,
6:06
Speaker 3: and these guys are working to end period proverty, which
6:09
Speaker 3: I adore. Like, how special is that? Like that's a
6:11
Speaker 3: base need, like we deserve that at a minimum requirement.
6:16
Speaker 3: And they believe, as we obviously do as well, that
6:18
Speaker 3: period products are a right, not a privilege, and that
6:21
Speaker 3: no person should ever have to be choosing between period
6:24
Speaker 3: products or a meal. And our friends at Moddibody, who
6:27
Speaker 3: are actually today's show partners, also do really really well
6:31
Speaker 3: in this space, and they have their give a Pair
6:33
Speaker 3: program which is aimed at ending period proverty as well.
6:36
Speaker 3: So for every pair of period undies Amodibody customer buys,
6:39
Speaker 3: a percentage of that fee goes towards providing products directly
6:43
Speaker 3: into the hands of women in need. And at the moment,
6:45
Speaker 3: they've donated more than twenty three thousand pairs of Muddy
6:48
Speaker 3: Body undies.
6:49
Speaker 2: That's amazing.
6:50
Speaker 3: That's actually so cool, and the idea that it's reusable
6:53
Speaker 3: as well becomes a little bit more sustainable for people
6:56
Speaker 3: who do experience period poverty. Now, that's also another level
7:00
Speaker 3: of privilege that I don't think we've spoken about before.
7:02
Speaker 3: And when I actually got deep into conversation with with
7:05
Speaker 3: someone once because someone said to me, well, why don't
7:08
Speaker 3: you just give everybody period cups and be done with it?
7:11
Speaker 3: And that's assuming that we have safe and clean spaces,
7:14
Speaker 3: it just change this period.
7:15
Speaker 2: That could be a whole hygie.
7:16
Speaker 3: That's a whole hyagen, exactly, whole health and hygiene issue
7:20
Speaker 3: that we hadn't covered. And I think that for us
7:22
Speaker 3: to go, okay, well, that's great, you just change it
7:24
Speaker 3: in the shower, that again, is not a privilege that
7:26
Speaker 3: is extended to everybody in our community at this point
7:29
Speaker 3: in time. So I think that disposable sanitary products, as
7:32
Speaker 3: much as so many of us are advocating towards moving
7:35
Speaker 3: towards them, and absolutely nothing against our sponsor of today's show,
7:39
Speaker 3: like you and I have been loving these products recently
7:41
Speaker 3: because we're in the situation where this works for our lifestyle. Ye,
7:44
Speaker 3: but I don't see disposable sanitary products going anywhere soon,
7:48
Speaker 3: hopefully because they're actually a service center product that is
7:51
Speaker 3: really useful, especially to people who are bleeding and homeless
7:54
Speaker 3: and can't get access to these things.
7:56
Speaker 2: Yeah, well, how very lucky are we that we don't
7:59
Speaker 2: have to think think twice about paying for these products?
8:02
Speaker 2: One hundred percent?
8:03
Speaker 3: And I think I say that all the time, and
8:05
Speaker 3: I'm really genuine when I say that, I'm really grateful
8:08
Speaker 3: for these things, and I think that, you know, as
8:10
Speaker 3: a community, we seem to have cultivated this mindset of
8:13
Speaker 3: being grateful for the small things, because the small things
8:15
Speaker 3: they're not that small in the grand scheme of things.
8:18
Speaker 3: They are the big things that matter. And I think that, yeah,
8:21
Speaker 3: we're really lucky. And I will always continue to keep
8:23
Speaker 3: talking about gratefulness and being lucky and being thankful for
8:27
Speaker 3: the situation we're in because we are really lucky.
8:30
Speaker 2: But let's wrap it back up to where we were before, Georgia.
8:33
Speaker 3: The point I'm really trying to drive home here is
8:35
Speaker 3: that it is wild that we pay what we do
8:37
Speaker 3: for these products, and ultimately, I think there should be
8:40
Speaker 3: much greater access to the essentials than they're currently is.
8:43
Speaker 3: And period products just shouldn't be something that women hesitate
8:45
Speaker 3: to buy because of the price. Like, that's not something
8:48
Speaker 3: any of us should experience.
8:50
Speaker 2: No, and no one should have to choose between eating
8:53
Speaker 2: and like their hygiene. Its it's really sad, which is
8:58
Speaker 2: why I'm really glad that we're talking talking about it
9:00
Speaker 2: and that we're working with Modibody, who are doing such
9:03
Speaker 2: great work in this space. Yeah, it's okay, So extending
9:07
Speaker 2: this beyond just periods fee, are there any other things
9:10
Speaker 2: you'd flag as being a little unfair when it comes
9:13
Speaker 2: to being a person who bleeds?
9:15
Speaker 3: Absolutely? And there's so many and we're about to have
9:17
Speaker 3: a chat about them. And this episode was actually really
9:20
Speaker 3: hard to bring together, wasn't it.
9:21
Speaker 2: G Well, there's a lot going on. Yeah, Like we.
9:24
Speaker 3: Sat down and we were like, what do we want
9:25
Speaker 3: to talk about this week? Like, we really want to
9:27
Speaker 3: talk about the real cost of periods, But then so
9:29
Speaker 3: much happened, and then our entire office ended up in
9:32
Speaker 3: a debate about the gender pay gap and how it
9:35
Speaker 3: wasn't fair but how do we amend it?
9:37
Speaker 2: And it was.
9:37
Speaker 3: It was really fun the boys and girls involved in
9:39
Speaker 3: this as well. Wasn't just you and I having a
9:41
Speaker 3: bit of a band in the library. But at the
9:44
Speaker 3: end of the day, contraception often also falls into the
9:47
Speaker 3: hands of being the female's responsibility, and I'm sure a
9:50
Speaker 3: lot of people would agree, and that can actually be
9:53
Speaker 3: really expensive. The pill, condoms, iud's marinas, even the morning
9:57
Speaker 3: after pill. None of these options ever come at cheaply.
10:01
Speaker 3: And I genuinely believe that we should be sharing that
10:03
Speaker 3: load with our partner so that we aren't paying ridiculous amounts,
10:06
Speaker 3: because at the end of the day, isn't it about
10:08
Speaker 3: shared responsibility. I don't know about you, Georgia, ah, but
10:11
Speaker 3: like I did attend sex hered at school. I did
10:14
Speaker 3: talk to my mum, who taught me a lot, sometimes
10:17
Speaker 3: more than I wanted to hear at the time. But
10:20
Speaker 3: from what I've heard, actually takes two to tango.
10:23
Speaker 2: Did you know that? WHOA?
10:24
Speaker 3: I know when it comes to pregnancy, nsdis it's actually
10:28
Speaker 3: not just you and not just me, like you have
10:30
Speaker 3: to come together to do it. So why isn't that
10:32
Speaker 3: a shared responsible cost?
10:33
Speaker 2: It's really weird, isn't it.
10:35
Speaker 3: Yeah, I just I get where it's come from, Like
10:38
Speaker 3: I can understand the underlying reason why women take this
10:44
Speaker 3: responsibility on themselves. But my friends, it is twenty twenty one,
10:47
Speaker 3: cough up for half my pill or half my marina.
10:50
Speaker 3: I don't even have my marina anymore. Got that taken out?
10:52
Speaker 3: That was expensive, that was scored.
10:54
Speaker 2: But also it's kind of an ordeal, like just beyond
10:58
Speaker 2: the payment of these things like marinas, that's quite invasive.
11:02
Speaker 2: Ireud's invasive. The pill messes with your hormones.
11:05
Speaker 3: I totally was and I'm really open about talking about
11:08
Speaker 3: these things. Obviously in the office, everybody knows about my
11:11
Speaker 3: contraception of choice, and that was for a very long
11:14
Speaker 3: time the marina until I had some issues with it,
11:16
Speaker 3: and in the last few weeks I've had to have
11:18
Speaker 3: that removed back.
11:19
Speaker 2: On the old trust deep Hill. What a dream.
11:22
Speaker 3: But in saying that, I was really lucky that I
11:24
Speaker 3: had access to private healthcare which made my marina really cheap.
11:29
Speaker 3: So over the course of five years, my marina actually
11:31
Speaker 3: only cost me Georgia a total of thirty two dollars
11:35
Speaker 3: to have in. That's crazy, thirty two dollars for five
11:38
Speaker 3: years worth of contraception.
11:40
Speaker 2: That is cheaper than the eighty dollars I pay for
11:43
Speaker 2: three months three months supply.
11:45
Speaker 3: Yeah, and that's where I'm at at the moment. Yeah,
11:47
Speaker 3: I'm just not quite ready to have a marina ye
11:50
Speaker 3: put in again because it is really invasive. But at
11:52
Speaker 3: the end of the day, at that point, I thought
11:54
Speaker 3: that that was a really good option for me, But
11:56
Speaker 3: after five years, I needed.
11:57
Speaker 2: To get it out anyway.
11:59
Speaker 3: Beyond intraception and talking about Victoria Devine's bodily functions, there
12:03
Speaker 3: is also everything we covered in the.
12:05
Speaker 2: Pink Tax episode.
12:06
Speaker 3: Georgia, all of those simple things that are marketed towards
12:09
Speaker 3: women that have prices jacked up, like razors, plain t shirts, pins, perfume,
12:13
Speaker 3: literally everything we covered that can we also categorize general
12:18
Speaker 3: body maintenance into this absolutely, Like.
12:21
Speaker 2: There's so much more.
12:22
Speaker 3: Pressure on us to maintain all of those superficial things
12:25
Speaker 3: that most men don't actually spend any money on, and
12:28
Speaker 3: these things can actually be really expensive when you break
12:30
Speaker 3: down a beauty routine, like, I don't want someone to
12:33
Speaker 3: come in and break down my beauty routine.
12:35
Speaker 2: Speno, Georgia, it is speno, And that's not something I
12:39
Speaker 2: think girls can own as being something they want. Holy Like,
12:43
Speaker 2: I guess I'm trying to say that that is very
12:45
Speaker 2: much an external pressure, whether that's been internalized or us.
12:49
Speaker 3: Yeah, it's totally an internalized pressure. And we're having this
12:52
Speaker 3: conversation in the office before and someone from our office
12:55
Speaker 3: Georgia was actually saying like, sorry, I don't care if
12:58
Speaker 3: you guys wear make cup or shit of your legs,
13:00
Speaker 3: Like that doesn't worry me at all, And he was genuine,
13:03
Speaker 3: like I know he wasn't just saying that because that's
13:05
Speaker 3: just the kind of guy he is.
13:06
Speaker 2: You do it for you great, but we.
13:08
Speaker 3: Internalize that and even though I know I don't have
13:12
Speaker 3: to shave my legs, I still do. I feel good,
13:16
Speaker 3: I feel nice. But like, if I break that down
13:18
Speaker 3: even further, it probably comes back to some internalized stuff
13:22
Speaker 3: about wanting to be feminine or who knows. Like, it's
13:24
Speaker 3: kind of sad when you start to break it down
13:26
Speaker 3: that these differences actually exist and they're inherently ingrained in us,
13:31
Speaker 3: as opposed to going like, oh, hey, g I see
13:33
Speaker 3: that you are wax your arms. Oh yeah, cool, well
13:36
Speaker 3: I die my arm here's pink. Like, it's not just
13:38
Speaker 3: a choice that you make. You're doing that.
13:40
Speaker 2: For those reasons. Yeah, I don't know.
13:42
Speaker 3: It kind of makes me sad the more that you
13:43
Speaker 3: get into it. So let's move on from the beauty
13:46
Speaker 3: part and talk about that good old thing, the r
13:48
Speaker 3: GEN to pay gap, which is still very very much
13:52
Speaker 3: a thing and definitely something that we should be talking
13:55
Speaker 3: about more on Sheese on the money.
13:57
Speaker 2: Yeah, because I think that so many people.
13:59
Speaker 3: Just don't understand what the gender pay gap actually is
14:03
Speaker 3: and how it works. Now, I'm not saying that everyone
14:06
Speaker 3: that's listening is silly, but we are talking like, for
14:10
Speaker 3: like jobs. We aren't saying like, oh, on average, men
14:12
Speaker 3: get paid more than women. Yes, absolutely they do, and
14:15
Speaker 3: they do because at the end of the day, more
14:18
Speaker 3: men are taking higher roles. That's another issue on itself.
14:23
Speaker 3: But at the end of the day, like for like jobs,
14:25
Speaker 3: women on average Georgia in twenty twenty one are earning
14:29
Speaker 3: thirteen point four percent less than men, which equals two
14:33
Speaker 3: hundred and forty two dollars per week. That's crazy, that
14:38
Speaker 3: is crazy, that's insane. So the average full time income
14:41
Speaker 3: for females in twenty twenty one is fifteen hundred and
14:44
Speaker 3: sixty two dollars and for men it's eighteen hundred and
14:46
Speaker 3: four dollars.
14:47
Speaker 2: They don't even have to buy pads. How rude, exactly,
14:51
Speaker 2: how rude.
14:52
Speaker 3: And to just further that, the disparity is wide and
14:54
Speaker 3: further for women of color and non binary people, which
14:58
Speaker 3: we don't even have good comprehensive data about, which is
15:01
Speaker 3: offensive in itself, and that pieces me off that we
15:04
Speaker 3: haven't actually segregated that even further so that we can
15:07
Speaker 3: further understand these people. Again, going back to she's on
15:10
Speaker 3: the money surveys, like we really should start this and
15:13
Speaker 3: start collecting our data so that we can be really powerful.
15:16
Speaker 2: What is your opinion on how we fix that gender
15:18
Speaker 2: pay gap be Look, I think it is really really hard,
15:21
Speaker 2: and coming into COVID, I think the stats are going
15:24
Speaker 2: to be a bit off for a little while.
15:26
Speaker 3: During the GFC, we actually saw the gender pay gap
15:30
Speaker 3: widen by two percent, which doesn't sound like much, but
15:35
Speaker 3: it took us ten years to fix that after the
15:37
Speaker 3: scene in two thousand and nine. So if we're looking
15:40
Speaker 3: at what COVID's impact is over the long term, like,
15:42
Speaker 3: we can't predict that, we don't want what that means,
15:46
Speaker 3: but it is really safe to say that more women
15:49
Speaker 3: work in service based industries than men do. We're talking
15:53
Speaker 3: like restaurants and retail, etc. And to me, I just
15:57
Speaker 3: think it will potentially inevitably in again, which is a
16:01
Speaker 3: bit sad, but I think it's just advocating for ourselves,
16:04
Speaker 3: putting ourselves in positions where we go you know what,
16:07
Speaker 3: this is going to take ages, Like there is a
16:09
Speaker 3: stat out there that says it's going to take another
16:11
Speaker 3: hundred years for us to be equally paid to men.
16:16
Speaker 3: What kid, one hundred years before we have equal pay?
16:20
Speaker 3: I'm not going to be around then, arguably, my kids
16:22
Speaker 3: aren't even going to.
16:23
Speaker 2: Be the world will probably have melted or be under
16:26
Speaker 2: the water exactly.
16:27
Speaker 3: So I think that if we just leave things the
16:29
Speaker 3: way they are and not put our hands up and
16:31
Speaker 3: start talking about equality and actually advocating for ourselves, which
16:35
Speaker 3: arguably we shouldn't have to do, it should just be
16:37
Speaker 3: a given. But unfortunately we are so far behind that
16:41
Speaker 3: now it's our turn to be like, you know what,
16:43
Speaker 3: this isn't actually good enough. I want what men get
16:45
Speaker 3: if I do your job. I want to be paid
16:47
Speaker 3: exactly what you get paid. And I've seen it all
16:49
Speaker 3: too often more recently with friends and people that I
16:52
Speaker 3: know who have recently found out that they're male colleagues
16:56
Speaker 3: for exactly the same job are being paid more than
16:58
Speaker 3: fifteen thousand dollars more more than them, and arguably my
17:02
Speaker 3: female friend has been in that role for longer and
17:06
Speaker 3: has more responsibility than that person.
17:08
Speaker 2: It's ridiculous. It's rude, isn't it very rude?
17:11
Speaker 3: And it's really disrespectful, and it actually really upsets me
17:14
Speaker 3: because it plays further into looking at big corporate culture,
17:18
Speaker 3: and often it is in the big corporates that this
17:20
Speaker 3: happens because usually it's it's easier to hide because most
17:24
Speaker 3: people don't talk about their salaries or their pays or
17:26
Speaker 3: what they take home, and that makes it easier for
17:30
Speaker 3: the company to kind of talk about it. But they
17:32
Speaker 3: also have like gender equality committees and talk about all
17:35
Speaker 3: of this. But then at the base level they're still
17:37
Speaker 3: not doing the right thing. But you best believe they
17:39
Speaker 3: celebrated International Women's Day.
17:41
Speaker 2: Yeah, get in the bin. Yeah, honestly, you obviously work
17:45
Speaker 2: in a heavily male dominated industry that I do. My friend,
17:50
Speaker 2: what does the gender pay gap look like for financial
17:52
Speaker 2: advisors and people in the finance in gustry?
17:54
Speaker 3: Oh my gosh, we were talking about this before, so
17:57
Speaker 3: this is definitely something that you've brought up. I'm assuming
18:00
Speaker 3: because I was ranting about it. Yeah, now we know
18:03
Speaker 3: that the finance industry arguably is very male dominated. I
18:08
Speaker 3: know it's male dominated most conferences I go to its
18:11
Speaker 3: rooms of men and a few women. I don't know
18:15
Speaker 3: nearly as many female financial advisors as I do male
18:19
Speaker 3: financial advisors.
18:20
Speaker 2: Also, if you female financial advisor, can we be friends?
18:22
Speaker 2: Let's slide into my days more advisor friends.
18:25
Speaker 3: Honestly, But the difference in average total remuneration for a
18:32
Speaker 3: female versus a male in the financial and insurance services
18:35
Speaker 3: sector Georgia. Talk to me, twenty seven point eight percent, no,
18:39
Speaker 3: like for like, that is a difference or a difference
18:42
Speaker 3: of total average remuneration of forty five, four hundred and
18:46
Speaker 3: eighty seven dollars.
18:48
Speaker 2: What the devil.
18:49
Speaker 3: And the next one under that is construction and that
18:52
Speaker 3: total remuneration differentiation is twenty six point one percent, which
18:57
Speaker 3: is a difference in average total remuneration of thirty six
18:59
Speaker 3: hours than three hundred and sixty one dollars.
19:02
Speaker 2: Oh my hat. That is a lot of money.
19:04
Speaker 3: That is literally someone's full time wage in average differences.
19:08
Speaker 2: And just to clarify, that's not because there are fewer
19:11
Speaker 2: women in these industries.
19:12
Speaker 3: That's just like for like, got is different outay like
19:15
Speaker 3: for like, difference in pay, And I think that that's
19:18
Speaker 3: what people start to get confused with. I'm not saying
19:21
Speaker 3: that we don't understand it. We totally understand it. But
19:23
Speaker 3: I'm so sick of getting into these arguments, which I
19:26
Speaker 3: get into all the time because it's me And I
19:29
Speaker 3: think Ryan was joking the other day actually in Georgia.
19:32
Speaker 3: I think you were in the were we in the
19:33
Speaker 3: Kiss Studios when we're having this joke, Ryan said, her
19:37
Speaker 3: first book is going to be called Cheese on the Money,
19:38
Speaker 3: which is no brainer because I've just announced that I'm
19:41
Speaker 3: publishing it. But he said, my second book is going
19:43
Speaker 3: to be called oh Bite, and it's all stories of
19:46
Speaker 3: how Victoria just gets in arguments with people because she
19:49
Speaker 3: just gets up in arms, especially about women's issues.
19:52
Speaker 2: You're a passionate woman.
19:53
Speaker 3: Yeah, so my next book coming out probably twenty twenty two,
19:56
Speaker 3: it's called oh Bite.
19:59
Speaker 2: Anyway, Yes, it is like for like.
20:02
Speaker 3: It is absolutely not me saying okay, well, you know
20:04
Speaker 3: this woman works in administration in finance, and we're comparing
20:08
Speaker 3: her to a financial advisor.
20:09
Speaker 2: Like that is not what's happening.
20:11
Speaker 3: We are comparing like for like, same job, same remuneration,
20:15
Speaker 3: or should be same remuneration. And just to actually give
20:18
Speaker 3: a little bit more context to that, if we look
20:21
Speaker 3: at the gender pay gap in the most heavily female
20:23
Speaker 3: dominated industry, which is healthcare and social assistance.
20:27
Speaker 2: No surprises because everybody.
20:28
Speaker 3: In our community is so kind, but even in this
20:31
Speaker 3: female dominated industry Georgia, the pay gap is fifteen point
20:35
Speaker 3: seven percent wow, or sixteen seven hundred a year, what like,
20:40
Speaker 3: even in that industry where you won't get up in
20:44
Speaker 3: arms and jump on my high horse even though I'm
20:46
Speaker 3: like four, Like I'm probably four horses high. Now, that
20:50
Speaker 3: is a female dominated industry and more often than not,
20:53
Speaker 3: and we're not playing into general stereotypes here, but people assume,
20:57
Speaker 3: because stereotyping is a thing, that women are better at
21:00
Speaker 3: that industry because we're more caring, which is bullshit. Men
21:02
Speaker 3: can do that just as well. Even then we're underpaid,
21:06
Speaker 3: even when more often than not people are overvaluing females
21:09
Speaker 3: in that industry. And I'm not saying that we are
21:11
Speaker 3: overvalued or undervalued. I think I'm just really pissed off
21:14
Speaker 3: that this is the case that we aren't being treated
21:16
Speaker 3: as equals. And I think that that's the main thing
21:19
Speaker 3: when it comes to this podcast. It's talking about having
21:22
Speaker 3: equal opportunity, equal rights, equal access to things, and we're
21:25
Speaker 3: talking about you know, obviously.
21:27
Speaker 2: The cost of periods.
21:28
Speaker 3: But we're already earning less than men, and we have
21:31
Speaker 3: more expenses that we actually have to incur whether we
21:34
Speaker 3: like it or not. Like you don't get to be like,
21:36
Speaker 3: oh hey, this month, I can't.
21:37
Speaker 2: Really afford it.
21:37
Speaker 3: Ah, huh, just going to skip my period? You go
21:40
Speaker 3: out for drinks without me, Like, that's not how it works.
21:43
Speaker 3: Like we don't have a choice in these things. And
21:46
Speaker 3: that's where this feminist debate comes in as well, because
21:49
Speaker 3: so often people assume that when you're a feminist, you
21:53
Speaker 3: want to be better than men.
21:54
Speaker 2: No, I just want what they've got.
21:56
Speaker 3: I want to have exactly the same opportunity as every
21:59
Speaker 3: male in my inn so that if that gets offered
22:02
Speaker 3: to him, and to be offered to me, if I
22:03
Speaker 3: have the same credentials, well.
22:04
Speaker 2: That's it, right, The definition of feminist.
22:06
Speaker 3: Is actually opportunity in correct, right exactly. I just want
22:10
Speaker 3: what other people get access to. And I'm not asking
22:14
Speaker 3: for a leg up. I'm not asking for anything else.
22:16
Speaker 3: I will do all of the qualifications, I will do
22:19
Speaker 3: everything necessary, but when push comes to shove, I want
22:22
Speaker 3: to be afforded exactly the same opportunities as a male.
22:24
Speaker 2: All right, we will be back after a very short
22:27
Speaker 2: break to chat about the solutions and the ways we
22:29
Speaker 2: can start paying a less for our periods. But first,
22:32
Speaker 2: a message from the partners of today's show. Alrighty guys,
22:43
Speaker 2: if you are loving today's a period chat, you best
22:46
Speaker 2: believe this isn't the only place that we have it's
22:49
Speaker 2: a BIKI day.
22:50
Speaker 3: Look, it's the only place I've had it today.
22:55
Speaker 2: But Okay, I phrased that incorrectly. What I meant to
22:57
Speaker 2: say was we're having conversations about women and money and
23:01
Speaker 2: equality every single day on our Facebook page as well
23:05
Speaker 2: as our Instagram page. Yeah, yeah, you know what I'm saying.
23:07
Speaker 3: At the time, especially in our Facebook group, there are
23:09
Speaker 3: threads after threads about reusable period products, like there are
23:13
Speaker 3: hundreds of comments on these things. That's where actually discovered
23:16
Speaker 3: mahdibody because our community was like, hey, these guys are great.
23:19
Speaker 2: I'm like, hey, who were they? So that's kind of cool. Absolutely,
23:22
Speaker 2: it's cool. So check it out if you are not
23:25
Speaker 2: there all already. My friends, VI, this is a bit
23:28
Speaker 2: of a side step from the cost of a period,
23:31
Speaker 2: but I guess we were also side stepping before, so
23:33
Speaker 2: so shoot us we're dancing today. I think something that
23:37
Speaker 2: really impacts women is our propensity for shopping and for
23:44
Speaker 2: using after pay. So did a little d me. We
23:47
Speaker 2: didn't want to listen to this podcast today to be
23:49
Speaker 2: attacked by Georgia King. No, hey, hey, hey, it's it's
23:52
Speaker 2: not me just saying attacked by me. No judgment here,
23:58
Speaker 2: but Roy Morgan did do some research in this space
24:00
Speaker 2: back in twenty nineteen and they found that women are
24:03
Speaker 2: more likely to use buy now, pay later payment services
24:06
Speaker 2: compared to men, and that over one in ten women,
24:08
Speaker 2: or eleven point six percent, report using a buy now,
24:11
Speaker 2: pay later service in the last year, compared to only
24:14
Speaker 2: five point five percent of men. That's double more women
24:18
Speaker 2: in this space than men. What I want to ask
24:21
Speaker 2: V is how much this is impacting our finances And
24:25
Speaker 2: if you think there is an external pressure for us
24:28
Speaker 2: to be maintaining our appearances and keeping up with the
24:30
Speaker 2: trends and doing all third.
24:32
Speaker 3: Percent, the cost of comparison is a real like we
24:36
Speaker 3: are open to so much more criticism and so much
24:40
Speaker 3: more feedback that we don't even ask for. Well, having
24:43
Speaker 3: this discussion before in the office again, our office is
24:45
Speaker 3: full of life, really good conversation. It's like it's a
24:48
Speaker 3: wonder how we actually get any work done at all.
24:51
Speaker 3: But we were even talking about that pressure that exists
24:54
Speaker 3: to have a new dress or outfit whenever you go
24:56
Speaker 3: to an event, Like boys don't have that, They just
24:58
Speaker 3: wear a suit and it's well and good and fine.
25:01
Speaker 3: Like my part owns two suits. He just like, yeah,
25:04
Speaker 3: that's the weddings, and yeah, that's the suit I wear
25:06
Speaker 3: to the more casual weddings. And I'm like, great, fantastic,
25:09
Speaker 3: here's my entire wardrobe of dresses. And you know, I
25:12
Speaker 3: am actually someone who feels very confident wearing a dress.
25:15
Speaker 2: Again.
25:16
Speaker 3: I feel like I wasn't always that way. I've definitely
25:19
Speaker 3: embraced it because I'm like, you know what, I bought
25:21
Speaker 3: that dress because I'm going to wear it at every opportunity.
25:23
Speaker 3: And I think that more of us need to embrace
25:25
Speaker 3: that and go no, no, no. I bought that dress
25:27
Speaker 3: because I feel really good in it. I feel like
25:29
Speaker 3: I look good. It gives me confidence. And if you've
25:32
Speaker 3: got that dress my friend, wear that until it's worn
25:34
Speaker 3: out and share that.
25:35
Speaker 2: With your friends.
25:36
Speaker 3: Let them wear it were your friend's dresses. Like, there's
25:38
Speaker 3: something really attractive about embracing it instead of going like, oh,
25:42
Speaker 3: I guess I'll just wear something i've already got. Wear
25:44
Speaker 3: something you've already got because it looks good on you,
25:47
Speaker 3: my friends. But I think it's also so interesting how
25:51
Speaker 3: much Instagram culture impacts us and We've spoken about this
25:54
Speaker 3: on the Cost of Comparison episode, which if you haven't
25:57
Speaker 3: listened to you, I'd recommend going and having a listen to.
25:59
Speaker 3: But it's actually wild how much societal pressure gets put
26:03
Speaker 3: on us and how we feel when we're scrolling through
26:06
Speaker 3: our Instagram feeds. And you know, Georgie, you've spoken to
26:08
Speaker 3: me about this before about you know, not really liking
26:11
Speaker 3: Instagram because you just don't like what comes up on
26:15
Speaker 3: your feed ninety percent of.
26:16
Speaker 2: The time, which is why you avoid it. And we're
26:18
Speaker 2: totally for that.
26:19
Speaker 3: I mean, I'll be mean to you and tag you
26:21
Speaker 3: in Instagram anyway, but I think it's really important to
26:25
Speaker 3: acknowledge that the societal pressure that is placed on women
26:28
Speaker 3: is I would deem completely unreasonable.
26:31
Speaker 2: What do you reckon? Ah one? I agree. I asked
26:35
Speaker 2: the question knowing what you would say, Oh, did you
26:38
Speaker 2: know the event? I was just about to go. I
26:40
Speaker 2: knew it word for I am.
26:42
Speaker 3: Like a broken record, but I'm just so sick of
26:45
Speaker 3: everything that is expected of us, and as women, we
26:49
Speaker 3: just deserve better. And it doesn't matter like we're talking
26:51
Speaker 3: about the gender pay gap. If you don't want to work,
26:54
Speaker 3: don't work. But we're talking about having equal access to opportunity.
26:58
Speaker 3: We're talking about having the same expectations put on us
27:02
Speaker 3: that are put on the opposite gender to us.
27:05
Speaker 2: We're not talking about.
27:06
Speaker 3: Going, Oh, we want to be you know, looked after
27:09
Speaker 3: and have less pressure, Like I just want one other
27:12
Speaker 3: people get and I want to feel empowered and not
27:15
Speaker 3: like I have to dress up for a work meeting.
27:17
Speaker 3: I just don't want to feel like I have to
27:19
Speaker 3: turn up as somebody that maybe I'm not.
27:21
Speaker 2: In saying that I am currently sitting It's three pm,
27:25
Speaker 2: and I'm sitting in exercise clothes that I wore to
27:27
Speaker 2: the gym this morning at six am. Nobody judges, so
27:30
Speaker 2: there's no judgment it. She's on the money yourself, you're
27:34
Speaker 2: in that.
27:34
Speaker 3: I make a pair of high heels and a pair
27:36
Speaker 3: of white geens. I think someone else in the office
27:39
Speaker 3: is in a full suit because they've got meetings. Yeah,
27:42
Speaker 3: we really embrace the dress for your day.
27:44
Speaker 2: Mentality exactly right. The other day I was chatting to
27:48
Speaker 2: someone v who I won't name on this podcast, but
27:51
Speaker 2: I mentioned that we would be having this chat and
27:54
Speaker 2: they were like, I just don't support you having that
27:57
Speaker 2: conversation because to me, that is creating a further animosity
28:01
Speaker 2: between men and women. And there's already so much going on,
28:04
Speaker 2: as we've seen in Australia, particularly over the last couple
28:06
Speaker 2: of months. Things are a mess. Why make them worse?
28:09
Speaker 2: And I was like, mate, what, Yeah? I was like,
28:12
Speaker 2: these conversations are where change starts. Like look, my voice
28:15
Speaker 2: is like breaking. You're angry, as I may be really angry.
28:19
Speaker 2: And I wanted to bring that to the podcast and
28:21
Speaker 2: see what you had to say about it.
28:23
Speaker 3: And I think that that is a really privileged position
28:25
Speaker 3: for a male to sit in because it doesn't impact
28:27
Speaker 3: them exactly, doesn't have any impact. And I'm assuming they're male, yeah, yeah,
28:33
Speaker 3: And I'm assuming that that would be a position that
28:35
Speaker 3: they're in where they're not actually able to check their
28:37
Speaker 3: own privilegency what luxuries their gender has actually afforded them
28:42
Speaker 3: when it comes to conversations like this. But change starts
28:45
Speaker 3: with conversation, Change starts with a decision being made. Change
28:49
Speaker 3: isn't silent. It is really loud, and it yells, and
28:52
Speaker 3: it jumps up and down and at rallies. And that's
28:54
Speaker 3: why everything that has actually happened for women has had
28:58
Speaker 3: to happen in that way. We couldn't vote, how did
29:01
Speaker 3: we vote? We jumped up and down about it until
29:03
Speaker 3: it happened. We couldn't do so many other things. We
29:05
Speaker 3: jump up and down about it until it happens. And
29:07
Speaker 3: I think that as much as that is not what
29:10
Speaker 3: should happen, it is what happens. And I'll yell and
29:13
Speaker 3: scream good yeah, like I will not put up with it.
29:17
Speaker 3: There's this idea in the back of my head that
29:19
Speaker 3: one day I'll have a daughter and her gender will
29:23
Speaker 3: be something that holds her back. Like that really makes
29:25
Speaker 3: me sad and upset, And I feel incredibly privileged to
29:30
Speaker 3: have been brought up by the parents that I've been
29:33
Speaker 3: brought up with, because they never let that get in
29:36
Speaker 3: my way and never let me see that or assume that.
29:39
Speaker 3: So growing up, my mum was always like no, like
29:42
Speaker 3: you can do whatever you set your heart too, Like
29:44
Speaker 3: all you have to do is put your head down
29:45
Speaker 3: and work really hard. And that wasn't ever a luxury
29:49
Speaker 3: that was afforded to my mum. For example, because she
29:51
Speaker 3: grew up in a small town in Tasmania. It wasn't
29:54
Speaker 3: through nobody wanting the best for her. Because everybody wanted
29:56
Speaker 3: the best for her, but their mentality was definitely a
30:00
Speaker 3: small town mentality in the middle of Tasmania that definitely
30:04
Speaker 3: wasn't as progressive as what you or I are today Georgia,
30:08
Speaker 3: and so growing up, she never wanted me to experience
30:11
Speaker 3: that or you know, have expectations put on me because
30:14
Speaker 3: I am female. And that's probably why I'm nearly thirty,
30:16
Speaker 3: not married, don't have kids, and am following my passions
30:19
Speaker 3: and am really proud of everything that I've done. I
30:22
Speaker 3: would say it goes back to my mum being like, nah,
30:24
Speaker 3: you can do whatever you want. Oh, you want to
30:25
Speaker 3: be a rocket, so I just let's do it. Yeah.
30:27
Speaker 3: She never made me think anything of it, and I
30:30
Speaker 3: genuinely believe that it was only once I got to
30:32
Speaker 3: university that I started to see that gender divide and
30:36
Speaker 3: I started to see that, ah, it's easier for the boys.
30:40
Speaker 3: And when I got my grad job, I was like, oh,
30:42
Speaker 3: my gosh, it's so much easier for the boys because
30:46
Speaker 3: I wasn't just being brought into meetings where I had,
30:51
Speaker 3: you know, expertise. I had as much expertise as the
30:53
Speaker 3: graduate sitting beside me, but the added pressure of me
30:57
Speaker 3: having to prove myself before people would even listen to me.
31:00
Speaker 3: And I just hadn't really understood that until I actually
31:05
Speaker 3: got into the workforce and was faced with it, when
31:09
Speaker 3: people would make me prove myself.
31:11
Speaker 2: And that still exists. Oh I better does I you
31:13
Speaker 2: as a financial advisor who's pretty cute and like, wear's
31:17
Speaker 2: great clothes. But I feel like the boys would be like, oh, Victoria,
31:20
Speaker 2: like she doesn't know anything?
31:21
Speaker 3: Yeah, and you know, and it's assumed. And I'm not
31:24
Speaker 3: saying that this is a good or a bad thing.
31:26
Speaker 3: But I walk into a room when I do have
31:29
Speaker 3: not new clients, because I'd never take on clients that
31:31
Speaker 3: treat me like this. But historically, I'd walk into meetings
31:35
Speaker 3: knowing that the first part of that meeting would be
31:38
Speaker 3: me having to prove my credibility, me having to prove
31:42
Speaker 3: my intelligence and prove that I'm the right person to
31:45
Speaker 3: be in that room with them, whereas a male in
31:48
Speaker 3: exactly the same position as me. And I'm speaking from
31:51
Speaker 3: experience here, I'm not speaking from you know, oh say
31:54
Speaker 3: this or that. I literally would see men walk into
31:57
Speaker 3: the same meeting and I take them ten minutes and
31:59
Speaker 3: it takes me an hour or days. Wow, It's insane
32:05
Speaker 3: how much back and forth I would end up having
32:07
Speaker 3: to have to prove to people that.
32:10
Speaker 2: No, I'm a right person.
32:11
Speaker 3: Like people never questioned the boys. They'd be like, oh, hey, cool,
32:14
Speaker 3: we've got your survey results here, and they'd be great.
32:17
Speaker 3: And then I'd say exactly the same email to a
32:19
Speaker 3: client and be like, hey, here's your survey results, and
32:21
Speaker 3: they'll be like, oh, okay, cool, could you please just
32:23
Speaker 3: check whether the he's a right and that is right?
32:25
Speaker 3: And where did this data come from and how did
32:27
Speaker 3: this work? And I would have to know everything back
32:29
Speaker 3: to front before I even sent a document to a client,
32:32
Speaker 3: because I knew I'd be flooded with questions and I
32:34
Speaker 3: could not comprehend why I was the only one getting questions.
32:38
Speaker 3: And then that made me question my capability and my
32:42
Speaker 3: ability to actually perform, because I'd be like, oh, my gosh,
32:44
Speaker 3: have I not explained it in the first place. Yeah,
32:47
Speaker 3: I genuinely believe that it was because of my gender,
32:50
Speaker 3: not because of anything else. Because I'm going to be
32:52
Speaker 3: pretty blunt and say I feel like I knew the
32:53
Speaker 3: most out of everyone in my cohort there, Wow, Like
32:56
Speaker 3: I studied to a t, like they were the ones
32:58
Speaker 3: asking me how.
32:59
Speaker 2: To feel things. God, it's so that.
33:03
Speaker 3: Really upset me, but it really showed me that, you know,
33:06
Speaker 3: we can grow up really naive to these gender biases,
33:09
Speaker 3: and we can grow up having not experienced them, but
33:12
Speaker 3: it does not mean they don't exist, and it doesn't
33:15
Speaker 3: mean it won't ever impact us.
33:17
Speaker 2: Yeah, So what would you say? The solution to that
33:19
Speaker 2: is just backing yourself more putting yourself out there, maybe
33:22
Speaker 2: not being self deprecating like I am. A long time I.
33:25
Speaker 3: Say, I think it's about having our own backs, because
33:28
Speaker 3: if you're not going to have your own back, who.
33:29
Speaker 2: Is going to have your back? Yeah? Like you are
33:32
Speaker 2: you and that's kind of all you get in this life.
33:35
Speaker 3: And I know that that seems really negative and sad,
33:38
Speaker 3: and you know that she's on the money community absolutely
33:41
Speaker 3: has your back. And the amount of people that reach
33:42
Speaker 3: out to me like oh I need a hand with Xyz,
33:45
Speaker 3: I am there.
33:45
Speaker 2: I am here for you.
33:46
Speaker 3: But at the end of the day, like you're the
33:49
Speaker 3: one that you go to bed with every night, You're
33:51
Speaker 3: the one that you're caring for, and you should be
33:53
Speaker 3: grateful for you, like you is doing a good job.
33:56
Speaker 2: Friend, girl. This has such strong Brene Brown energy, and
34:00
Speaker 2: I'm all, yes, love her, She's vulnerability baby, Yes, but.
34:06
Speaker 3: I also just feel awful that all my own podcast,
34:08
Speaker 3: I'm like, we need to advocate for ourselves more, when
34:10
Speaker 3: in reality we shouldn't have to it all, but we
34:13
Speaker 3: have to. Yeah, we don't have another option otherwise it
34:16
Speaker 3: is going to take that one hundred years for us
34:17
Speaker 3: to even become equal with men. And I just don't
34:21
Speaker 3: I don't want that. I want that now.
34:22
Speaker 2: Yeah, And if you are a fellow listening, help your
34:25
Speaker 2: sisters out, help push us up, advocate for us as well, be.
34:28
Speaker 3: Good allies exactly. And I think that that's what it's about.
34:31
Speaker 3: And this extends to you know, our LGBTQUI plus community.
34:37
Speaker 3: They need allies, they need people there. It's not about
34:40
Speaker 3: you know, just saying, oh, I'm an ally, I don't mind, Like,
34:44
Speaker 3: I don't give a shit if you mind, talk about it,
34:46
Speaker 3: Advocate for them, stand up for them, stand up for
34:49
Speaker 3: everything and what you believe in. Because at the end
34:52
Speaker 3: of the day, if you don't like you're letting the
34:54
Speaker 3: gender bias happen.
34:56
Speaker 2: Call it out, simple as that. Okay, I am going
34:59
Speaker 2: to get us back on track much as I had
35:01
Speaker 2: don't want to be on track. I know it's so good.
35:04
Speaker 2: But back to the subject of today's episode, vaginas. Some
35:09
Speaker 2: of us them, some of us have them, some of
35:11
Speaker 2: us don't, but a lot of us spend money on
35:14
Speaker 2: cleaning products for our bits, which is very Gwyneth Paltrow.
35:17
Speaker 2: It's very goofy. The old jade egg.
35:19
Speaker 3: Shove it up your juts it you know, I didn't
35:22
Speaker 3: even know that was a thing, the jade egg. I
35:24
Speaker 3: didn't even know that was it until recently, and it's terrifying.
35:28
Speaker 2: They got whacked with it. I think it was one
35:30
Speaker 2: hundred and fifty thousand dollars. Who don't know what a
35:34
Speaker 2: JD egg is?
35:35
Speaker 3: Could you just explain?
35:37
Speaker 2: Well, I think I did. It's an egg that you
35:39
Speaker 2: stick up your juts.
35:41
Speaker 3: Leak, but it's made of jade, right, It's literally a rock.
35:45
Speaker 2: But it was meant to like cleanse you. It's an
35:47
Speaker 2: actual joke.
35:48
Speaker 3: But at the end of the day, we are absolutely
35:51
Speaker 3: not health professionals, and we absolutely shouldn't be, you know,
35:54
Speaker 3: talking about these things. But health professionals are going to
35:57
Speaker 3: be with us on this that vaginas they're actually self
36:00
Speaker 3: cleaning little queens and one thing I know for sure
36:04
Speaker 3: is that we are not meant to interfere with their
36:06
Speaker 3: natural balance of things down there. And usually if you
36:09
Speaker 3: are doing that, it's more harmful.
36:12
Speaker 2: Than good for you. Well, it can be really dangerous,
36:14
Speaker 2: can be.
36:14
Speaker 3: They're exponitely unnecessary, just leave alone and expensive exactly. So
36:19
Speaker 3: all of these, like vaginal health care products unnecessary. And
36:24
Speaker 3: if you're worried about something down there, don't head to
36:27
Speaker 3: the woolies aisle and get a vagina product, head to
36:30
Speaker 3: the doctor and talk to them.
36:32
Speaker 2: Correct. There is a really good article on this very
36:34
Speaker 2: subject by kin Fertility, which I am going to link
36:36
Speaker 2: into the show notes because that goes into the nitty grip.
36:39
Speaker 3: I really like.
36:39
Speaker 2: It's not a good idea. They're also, aren't they.
36:41
Speaker 3: I'm going to try slide into their DM why I
36:44
Speaker 3: can work with them too.
36:45
Speaker 2: I like them.
36:46
Speaker 3: Let's work with everything in let's be friends. Now.
36:48
Speaker 2: The final thing I wanted to touch on here V is,
36:51
Speaker 2: of course, the issue of sustainability that does arise when
36:54
Speaker 2: we talk about disposable hygiene products. Yeah. Absolutely, what actually
36:57
Speaker 2: happens to our pads and tampons once we finish up
36:59
Speaker 2: with them?
37:00
Speaker 3: Oh my gosh, you are not ready for this. We've
37:02
Speaker 3: already been on our high horses. We're gonna here's more
37:04
Speaker 3: stuff for you guys to be mad about. So it
37:06
Speaker 3: is estimated on average that during our lifetime we use
37:10
Speaker 3: between ten thousand and fifteen thousand pads and tampons, and
37:16
Speaker 3: when we're done with them, they end up in landfill.
37:20
Speaker 3: And that is a lot of waste for one little person.
37:23
Speaker 3: But we also need to consider the packaging our products
37:25
Speaker 3: coming too, because they usually wrapped in plastic, and most
37:28
Speaker 3: times these plastics aren't biodegradable, and unfortunately, these disposible products
37:33
Speaker 3: definitely aren't good for the environment, which is exactly why
37:36
Speaker 3: I'm a really big advocate for more sustainable options like
37:38
Speaker 3: period undieas and menstrual cups, because I'm pretty sure it
37:42
Speaker 3: takes more than fifty years for a pad.
37:45
Speaker 2: To start to degrade. Your kidding, It's disgusting, isn't it.
37:49
Speaker 2: That is a long time. So the pads that I
37:52
Speaker 2: was using when I first got my parents, they're still
37:55
Speaker 2: talking around somewhere.
37:56
Speaker 3: Whiles. Did you come to Cheese on the Money to
37:59
Speaker 3: learn about money or.
38:00
Speaker 2: Just be disgusted? Well, you've come to the right place
38:03
Speaker 2: for both. My friends. What an episode. Today's been huge.
38:06
Speaker 3: It's been a journey, it's been being a ride.
38:09
Speaker 2: It didn't go where we expected, but I'm glad about that.
38:12
Speaker 2: I liked it. I liked it too.
38:14
Speaker 3: Come back next week for more branch by Georgia and Victoria.
38:16
Speaker 3: You'll both get angry about women's issues.
38:18
Speaker 2: Exactly right. To wrap up the show. Though periods are
38:22
Speaker 2: really expensive, we can almost guarantee they wouldn't be so
38:25
Speaker 2: expensive if men had to endure them and investing in
38:29
Speaker 2: alternative it's so it's so true. But also investing in
38:35
Speaker 2: alternative options like cups and undies could be a very
38:38
Speaker 2: good idea, not only for our wallets, but for the planet.
38:42
Speaker 2: V I think that is all we have time.
38:44
Speaker 3: Can before you try to usher me off, can I
38:46
Speaker 3: ask a really important question. Bodibody actually sent us some
38:50
Speaker 3: of their undies to try.
38:52
Speaker 2: Did you like them? Mate? I was so excited for
38:55
Speaker 2: my period to come last month, and I can confirm
38:58
Speaker 2: they were gorgeous.
38:59
Speaker 3: They were, And I'm only asking you one because obviously
39:02
Speaker 3: they're sponsors of today's show, which is why they have
39:04
Speaker 3: the sponsored segment.
39:05
Speaker 2: Yeah, like they are actually.
39:07
Speaker 3: Good as they were really coffee, really nice to wear. Definitely, definitely,
39:12
Speaker 3: keeping would recommend. Yeah, I'm ordering more so that we've
39:15
Speaker 3: got more.
39:15
Speaker 2: Absolutely, yeah, a couple that is true. The ones that
39:19
Speaker 2: I had were high waisted, which I loved because obviously
39:22
Speaker 2: that time of the month you're very bloated, not feeling
39:24
Speaker 2: they'll come fu slender, so comfy. I just felt like
39:26
Speaker 2: it was all in.
39:28
Speaker 3: I love Thank you for sharing that about You're so welcome.
39:30
Speaker 2: I love everyone.
39:31
Speaker 3: So, just before we actually head off, we'd like to
39:33
Speaker 3: acknowledge and pay respect to Australia's Aboriginal and Torrestrate island
39:37
Speaker 3: of peoples, the traditional custodians of the lands, the waterways
39:40
Speaker 3: and the skies all across Australia. We thank you for
39:43
Speaker 3: sharing and for caring on the land which we are
39:45
Speaker 3: able to learn. Together. We pay respects to eldest past
39:48
Speaker 3: and present, and we share our friendship and our kindness.
39:51
Speaker 2: And remember, guys that the advice sheared on cheese on
39:53
Speaker 2: the money is general in nature and does not consider
39:56
Speaker 2: out your individual circumstances. She's on the money exists for
40:00
Speaker 2: educational purposes and should not be relied upon to make
40:03
Speaker 2: an investment or a financial decision. And we promise Victoria
40:07
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40:11
Speaker 2: for Briety Limited ABN three four one three two four
40:14
Speaker 2: six three two five seven AFSL three three nine one
40:16
Speaker 2: five one And a big thank you to Ryan John
40:20
Speaker 2: and the team of audio engineers for putting together today's
40:22
Speaker 2: podcast Absolute Legends. Now it wouldn't be the end of it.
40:26
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40:30
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40:43
Speaker 3: That's what the cool hip kids do.
40:44
Speaker 2: Absolutely. Also, we've got a book, so use the link
40:47
Speaker 2: in our show notes to order your pre coffee today.
40:50
Speaker 2: Thank you so much for listening, guys, and we will
40:52
Speaker 2: see you on Friday.
40:53
Speaker 3: Bye, guys.
41:00
Speaker 2: The