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Laura Henshaw on Making Healthy Eating Accessible · She's On The Money

• 0:00
  Speaker 1: Hello.
• 0:01
  Speaker 2: My name's Santasha Nabananga Bamblet. I'm a proud yr the
• 0:05
  Speaker 2: Order Kerni Whoalbury and a waddery woman. And before we
• 0:08
  Speaker 2: get started on She's on the Money podcast, I would
• 0:11
  Speaker 2: like to acknowledge the traditional custodians of the land of
• 0:14
  Speaker 2: which this podcast is recorded on a wondery country, acknowledging
• 0:18
  Speaker 2: the elders, the ancestors and the next generation coming through.
• 0:23
  Speaker 2: As this podcast is about connecting, empowering, knowledge sharing and
• 0:27
  Speaker 2: the storytelling of you to make a difference for today
• 0:31
  Speaker 2: and lasting impact for tomorrow.
• 0:33
  Speaker 1: Let's get into it.
• 0:34
  Speaker 3: She's on the Money, She's on the Money.
• 0:58
  Speaker 4: Hello, and welcome to She's on the Money, the podcast
• 1:00
  Speaker 4: Millennials who want Financial Freedom.
• 1:03
  Speaker 1: My name is Jessica Ricky.
• 1:04
  Speaker 4: And of course today I have Beksayer joining me because
• 1:07
  Speaker 4: it's Friday, so today we are celebrating you, the incredible
• 1:10
  Speaker 4: She's on the Money community. Today, I'll be sharing some
• 1:13
  Speaker 4: of my favorite money ins. Beck will be sharing some
• 1:15
  Speaker 4: of her best broke tips, and we'll be helping to
• 1:17
  Speaker 4: answer a juicy money dilemma, which this week is all
• 1:19
  Speaker 4: about prioritizing healthy eating and your budget. Plus we're going
• 1:23
  Speaker 4: to unpack something that you slid into our DMS, about
• 1:25
  Speaker 4: which this week you asked for advice about navigating going
• 1:28
  Speaker 4: into business with your bestie.
• 1:30
  Speaker 1: Oh juicy, exciting and.
• 1:33
  Speaker 4: Beck, I feel like we have someone you might be
• 1:34
  Speaker 4: able to give us a little insight into that today, I do.
• 1:36
  Speaker 4: It does feel like we have someone in the room
• 1:38
  Speaker 4: with us today, a nice, bright energy. We are super
• 1:41
  Speaker 4: excited to be joined by someone who I think will
• 1:43
  Speaker 4: have some really amazing insights to share today. Laura Henshaw
• 1:47
  Speaker 4: is the CEO and co founder of health and.
• 1:49
  Speaker 1: Finis app Kick.
• 1:51
  Speaker 5: She's a podcaster and a columnist, among so many other things.
• 1:55
  Speaker 6: Welcome Laura, thank you so much for having me.
• 1:57
  Speaker 3: I'm so excited to be here, and I also I
• 2:00
  Speaker 3: come bearing gifts for anyone that has heard of Kick.
• 2:04
  Speaker 3: If you're thinking what the heck you're talking about, you'll
• 2:06
  Speaker 3: find out a little bit in this episode. But if
• 2:08
  Speaker 3: you have heard of Kick and you have wanted to
• 2:10
  Speaker 3: give it a go, it's an app that I.
• 2:12
  Speaker 6: Am the founder of and the CEO of.
• 2:15
  Speaker 3: We have over a thousand recipes, workouts and meditations on there,
• 2:19
  Speaker 3: and if you do want to give it a go,
• 2:20
  Speaker 3: we've got a free month code for your wonderful community,
• 2:24
  Speaker 3: which could be a bit of a money win.
• 2:26
  Speaker 6: I was thinking, we love a good segue.
• 2:30
  Speaker 3: Yes, So the code is money month and if you
• 2:34
  Speaker 3: go onto the website www dot kick app dot com,
• 2:37
  Speaker 3: make an account, put the code in for the monthly membership,
• 2:39
  Speaker 3: then download the app and log in, you can give
• 2:42
  Speaker 3: it a go.
• 2:42
  Speaker 1: Amazing cool, This is so exciting.
• 2:45
  Speaker 5: You're a very impressive, impressive woman about that definitely.
• 2:50
  Speaker 4: We were just talking off air about how you guys
• 2:52
  Speaker 4: celebrated your fifth birthday for Kick very recently.
• 2:55
  Speaker 3: Yes, for the podcast, which is crazy. It honestly has
• 2:58
  Speaker 3: felt like a year or two. Yeah, half a day
• 3:02
  Speaker 3: that as soon as you're an adult time, Yeah. I
• 3:07
  Speaker 3: feel like when you're a kid, it's like I just
• 3:09
  Speaker 3: want to be eighteen. Yeah, and then you're an adult,
• 3:12
  Speaker 3: it's like a five years.
• 3:14
  Speaker 1: I like to get older. How's it Ron's week been?
• 3:20
  Speaker 4: Might's been good? Taylor Swift, anybody else? The Torture Poets Department?
• 3:24
  Speaker 1: Big week dropped.
• 3:25
  Speaker 4: I know, Beck, you're not a huge fan, so I
• 3:27
  Speaker 4: don't know, are you across the whole?
• 3:29
  Speaker 5: I am across it, and I like, I'm you know,
• 3:31
  Speaker 5: I'm one of those not swifties that also don't hate tails.
• 3:34
  Speaker 1: Yeah, you appreciate I appreciate tailors swift.
• 3:36
  Speaker 4: So anyone who doesn't know she dropped an album, we're
• 3:38
  Speaker 4: all very excited. And then she put up another little
• 3:40
  Speaker 4: countdown on her Instagram and everyone's like, what's the countdown for?
• 3:44
  Speaker 4: What is she counting down for? What's happening? Two hours
• 3:46
  Speaker 4: later a second album. She does thirty one songs in
• 3:51
  Speaker 4: one day.
• 3:53
  Speaker 6: So it wasn't always in the same album.
• 3:55
  Speaker 4: So the second bit is she created an anthology, which
• 3:58
  Speaker 4: is like normally a collection or curation of poems or writings.
• 4:03
  Speaker 4: So so if you look up Tortured Poets Department the anthology,
• 4:06
  Speaker 4: that one has all thirty one but if you look
• 4:09
  Speaker 4: up just Tortured Poets Department and it has the original
• 4:11
  Speaker 4: set of songs.
• 4:12
  Speaker 1: I see, my queen.
• 4:14
  Speaker 4: I had full mental breakdown, like I was already crying.
• 4:18
  Speaker 1: I saw your calendar. It was quite funny.
• 4:20
  Speaker 3: I all about listening because it was that was like
• 4:24
  Speaker 3: a Tuesday or something.
• 4:25
  Speaker 1: It was a Friday, Friday. I remember looking at your
• 4:28
  Speaker 1: calendar and I was like, I love that. I feel
• 4:30
  Speaker 1: like if that was one of my employees. So cute, Jess,
• 4:33
  Speaker 1: I love watching you talk about Taylor Switch.
• 4:35
  Speaker 5: I get so excited and like things that make you
• 4:37
  Speaker 5: excited like Habiitasherie. You know, I just think it's really
• 4:42
  Speaker 5: cute to see like revert back into like a really
• 4:44
  Speaker 5: cute like young.
• 4:45
  Speaker 4: Like it is such a you're not young. It's you
• 4:48
  Speaker 4: know what I mean, It's a girlhood thing. I said
• 4:50
  Speaker 4: this about the Errors Tour. It just it made you
• 4:53
  Speaker 4: feel comfortable with girlhood, like all of that joy and
• 4:57
  Speaker 4: just wearing something sparkly and something you just feel cute
• 4:59
  Speaker 4: in and all those things that I think society sometimes
• 5:01
  Speaker 4: makes you feel silly for, like why are you so
• 5:04
  Speaker 4: excited over these like chill out?
• 5:05
  Speaker 1: Like it just is almost like permission. That's how I
• 5:09
  Speaker 1: feel abou tailor sweet. So it's very big weak for
• 5:10
  Speaker 1: me about you.
• 5:14
  Speaker 3: I love that I had a I had a good week.
• 5:17
  Speaker 3: I feel like a lot of people. Now it's got
• 5:19
  Speaker 3: a little bit colder. You get a bit sick, like
• 5:21
  Speaker 3: your body's like hang on, it's so hot. So I
• 5:23
  Speaker 3: have it last week, but now matter this week because
• 5:25
  Speaker 3: I'm feeling good and you have.
• 5:26
  Speaker 4: A you found appreciation for me able to breathe out
• 5:29
  Speaker 4: both your nostrils that you get after me. You know,
• 5:31
  Speaker 4: when you're sick and you're like, I never.
• 5:32
  Speaker 3: Appreciated very wide nostrils, so they get really super blocked
• 5:39
  Speaker 3: when I have like other things. But yeah, my nostrils
• 5:43
  Speaker 3: seem to be that sounds amazing.
• 5:46
  Speaker 1: Thoroughfare the word thoroughfare. God lucky you pray for white nostrils.
• 5:57
  Speaker 1: How's your We've been back? My week has It's been
• 6:00
  Speaker 1: pretty good.
• 6:01
  Speaker 5: I like, you know, obviously, as everyone knows, I'm like
• 6:04
  Speaker 5: in between jobs at the moment, so but I've just
• 6:06
  Speaker 5: started like casually working again at this in this office
• 6:09
  Speaker 5: and with Kiss with Kids Radio, so it's been really fun.
• 6:13
  Speaker 5: I've just felt like, you know, when you're like not working,
• 6:17
  Speaker 5: it's sounds like a dream, sounds like you're just constantly
• 6:19
  Speaker 5: on holiday. But everyone you've ever met is working, So
• 6:22
  Speaker 5: you're like you wake up and you're like, Okay, what
• 6:24
  Speaker 5: do I do now?
• 6:24
  Speaker 1: You know what I mean?
• 6:25
  Speaker 5: Or you will go to the gym and they be like, okay,
• 6:27
  Speaker 5: now what do I do? Like it's always like what
• 6:29
  Speaker 5: do I do?
• 6:30
  Speaker 4: You know?
• 6:30
  Speaker 5: So just knowing that I have something to like fill
• 6:33
  Speaker 5: my days and it's fun with people that I love,
• 6:36
  Speaker 5: and I just like I'm feeling really happy. So this
• 6:38
  Speaker 5: week has been really enjoyable. So yeah, I'm feeling good.
• 6:41
  Speaker 5: I'm feeling good.
• 6:42
  Speaker 4: Sounds like you're having a winning week, so do you.
• 6:47
  Speaker 4: I like a little pun.
• 6:48
  Speaker 1: I try, I really do try to do.
• 6:50
  Speaker 4: Speaking of which, I have some excellent money wins to
• 6:52
  Speaker 4: share with everybody this week. I will start off with Tyler,
• 6:56
  Speaker 4: who said I got my first dividend.
• 6:59
  Speaker 1: It was two dollars retirement coming soon.
• 7:01
  Speaker 4: I'm amazing and that was just the energy that I
• 7:04
  Speaker 4: needed this week celebrating the small wins.
• 7:06
  Speaker 1: Well done, Tyler.
• 7:07
  Speaker 4: Next, I have a money win from Stacy, who said
• 7:10
  Speaker 4: I found lots of my berry plants had rooted on
• 7:12
  Speaker 4: the end of some canes. So I've potted them up
• 7:14
  Speaker 4: and I'm hoping they're all settle into the pots nicely
• 7:17
  Speaker 4: so I can sell them in a few months.
• 7:18
  Speaker 5: Maybe I didn't understand any of those words, but I
• 7:20
  Speaker 5: feel like trust the process.
• 7:22
  Speaker 4: You know, the berries had babies, and she did to
• 7:25
  Speaker 4: sell the babies on the canes, Yeah, which I think
• 7:27
  Speaker 4: is just maybe what she was growing them on.
• 7:29
  Speaker 1: Understood.
• 7:30
  Speaker 4: Yes, very exciting. We love that making something from nothing cool. Next,
• 7:34
  Speaker 4: I've got a really good money win for anyone who's
• 7:36
  Speaker 4: planning on traveling to the Goldie anytime soon? From Alisha,
• 7:40
  Speaker 4: who said, we're traveling the Goldie. We're in a caravan.
• 7:42
  Speaker 4: We wanted to head to Movie World. Two adults and
• 7:44
  Speaker 4: two children. That would be four hundred and eighty dollars
• 7:48
  Speaker 4: in tickets. Whoa daylight robbery? Now I understand why we
• 7:51
  Speaker 4: never wanted kids. Hurry, but she said, after doing some
• 7:54
  Speaker 4: research online, she's discovered that you can stay at the
• 7:58
  Speaker 4: SeaWorld resort for four hundred and forty four dollars like
• 8:01
  Speaker 4: a basic double room, and you get free entry to
• 8:05
  Speaker 4: Movie World the day that you check in.
• 8:06
  Speaker 1: So she caught up.
• 8:07
  Speaker 4: She organized early check in, and so they're staying accommodated
• 8:11
  Speaker 4: in an actual hotel for less money than they would
• 8:14
  Speaker 4: have spent on just their ticket Skins Movie World.
• 8:16
  Speaker 1: That is really cool. And then they have like a
• 8:18
  Speaker 1: nine of luxury if they're not that you know, did
• 8:21
  Speaker 1: they save an actual room?
• 8:22
  Speaker 4: They were in a caravan, they've got some proper see, yeah,
• 8:25
  Speaker 4: a bit more space curious.
• 8:27
  Speaker 3: I don't know what Free World accommodations like. Yeah, I
• 8:30
  Speaker 3: don't know either, but sure it's lovely. It's the main
• 8:35
  Speaker 3: thing is it's cheaper than the tickets. And I'm going
• 8:37
  Speaker 3: to call that a money win. That's a big win,
• 8:38
  Speaker 3: totally big win. Well done, Alisha.
• 8:40
  Speaker 4: Next, I've got one from Jesse her excellent name, who
• 8:43
  Speaker 4: said I ordered a glass of wine and they had
• 8:46
  Speaker 4: just under half a glass's worth left after her glass
• 8:51
  Speaker 4: and asked if I'd like the full glass for free.
• 8:53
  Speaker 1: Oh okay, so they had like a little bit left.
• 8:56
  Speaker 1: They're like, we'll just top.
• 8:56
  Speaker 4: It's like when you buy fabric and this is very
• 8:58
  Speaker 4: niche when you're buying As I'm saying this, I'm like
• 9:00
  Speaker 4: maybe not buying fabric at spotlight and they've got like
• 9:03
  Speaker 4: a little bit left on the roll. They're like, do
• 9:05
  Speaker 4: you want to just take it all for an extra dollar?
• 9:07
  Speaker 4: And you're like, absolutely I would.
• 9:09
  Speaker 5: It is similar to like when you're like in the
• 9:11
  Speaker 5: toilet and it's like I'm only allowing myself X amount
• 9:14
  Speaker 5: of squares.
• 9:18
  Speaker 1: I'm I'm not going to leave to exactly I'll give
• 9:22
  Speaker 1: myself Why not?
• 9:24
  Speaker 4: Oh my boyfriend youly for one square one?
• 9:27
  Speaker 1: Okay. It's a toxic trait.
• 9:32
  Speaker 6: Yeah, that is so cheeky.
• 9:34
  Speaker 4: And then lastly, I've got a very on theme win
• 9:37
  Speaker 4: from zoeh said money win.
• 9:38
  Speaker 1: Taylor put all her bonus tracks straight onto.
• 9:40
  Speaker 4: Streaming so I don't have to buy all the album
• 9:42
  Speaker 4: variants to hear them.
• 9:44
  Speaker 1: We love that a queen being so considerate.
• 9:46
  Speaker 4: Now, Laura, we've been asking everyone who comes in if
• 9:48
  Speaker 4: they have their own money or perhaps confession to share
• 9:51
  Speaker 4: if you happen to have one.
• 9:52
  Speaker 6: I do, so I don't know if anyone, Well are you.
• 9:56
  Speaker 3: I think it's only in Victoria, So if you live
• 9:57
  Speaker 3: in Victoria, you'll be familiar and you go park around
• 10:00
  Speaker 3: the city with past.
• 10:01
  Speaker 1: Day the app.
• 10:04
  Speaker 3: So I have been locked out of my app for
• 10:07
  Speaker 3: a long time and I can use it, but I
• 10:09
  Speaker 3: can't change cars in it. That's when it makes me
• 10:13
  Speaker 3: do my password and I my car was actually stolen
• 10:17
  Speaker 3: last year, which is fine, no problem at all, It's
• 10:19
  Speaker 3: all good. I was safe, it was well, it was
• 10:21
  Speaker 3: the car's not safe, but it was out.
• 10:24
  Speaker 6: The front of my house. I didn't come he went
• 10:26
  Speaker 6: car okay.
• 10:28
  Speaker 3: So I have a new car, and so I needed
• 10:31
  Speaker 3: to put my number plate into the payday app, and
• 10:33
  Speaker 3: every time I park, I'm rushed. So then I'm like,
• 10:36
  Speaker 3: I don't have time to work out my because it
• 10:38
  Speaker 3: keeps saying I didn't have an account. I'm like, I definitely.
• 10:41
  Speaker 6: Because I'm using it.
• 10:42
  Speaker 3: I have an account, and it's one of those things
• 10:44
  Speaker 3: that I just it is. I have to say, from
• 10:46
  Speaker 3: a product experience perspective, the forgot password experience is not
• 10:50
  Speaker 3: the best I.
• 10:51
  Speaker 6: Have used anyway.
• 10:53
  Speaker 3: So every time I end up having to pay for
• 10:56
  Speaker 3: the full time, so like the full two hours of
• 10:58
  Speaker 3: full one hour, because I have to.
• 10:59
  Speaker 6: Do it in the machine thing.
• 11:00
  Speaker 3: Yeah, but the most amazing thing with pace day or
• 11:02
  Speaker 3: whatever other thing is that you can pause it as
• 11:04
  Speaker 3: soon as you stop parking.
• 11:05
  Speaker 6: You just pay for what you parked.
• 11:06
  Speaker 3: Yes, So anyway, on the way kend, I dedicated twenty
• 11:08
  Speaker 3: minutes to working out how to get into my past
• 11:11
  Speaker 3: day app happened to be connected to my email from
• 11:14
  Speaker 3: about ten years ago.
• 11:15
  Speaker 1: So well that's why.
• 11:17
  Speaker 3: That's why anyway I'm in, And now since then, when
• 11:20
  Speaker 3: I've been parking, I'm just paying for the actual time
• 11:23
  Speaker 3: that I'm parking instead of the entire you know, two
• 11:27
  Speaker 3: hours or whatever. So that's a win, and I just
• 11:29
  Speaker 3: feel I feel organized. It was like a life Adaman
• 11:32
  Speaker 3: and every time I'm like, oh, why is this so difficult?
• 11:35
  Speaker 3: And it was a little bit difficult, but it wasn't
• 11:37
  Speaker 3: as hard as I built it up to be my
• 11:38
  Speaker 3: hit right right right, And it's like a weight off
• 11:40
  Speaker 3: your shoulders, theos that you leave for so long that
• 11:43
  Speaker 3: you go, oh, I need to do that, But I worry, April,
• 11:45
  Speaker 3: I'm so guilty of this.
• 11:45
  Speaker 4: See for weeks weeks and weeks, and then you do it.
• 11:47
  Speaker 4: You're like, why did I not just do that like
• 11:50
  Speaker 4: three weeks ago?
• 11:51
  Speaker 5: Yes, yes, I kind of had everything that story. It's
• 11:53
  Speaker 5: a money loss initially and will be your money win
• 11:56
  Speaker 5: in the future, exactly.
• 11:57
  Speaker 1: I love that incredible, Beck. Do you have any little
• 12:00
  Speaker 1: broke tips for us this week?
• 12:01
  Speaker 5: I do have some frog tips, so as per we
• 12:05
  Speaker 5: have some from the community and one from myself. But Laura,
• 12:08
  Speaker 5: because you are here, I'm hoping that you have one
• 12:11
  Speaker 5: to share after so I will just give you guys
• 12:13
  Speaker 5: one from the community for today. So the first one
• 12:15
  Speaker 5: comes from Tanya, who says, go to w allers at
• 12:18
  Speaker 5: four pm every day. That's where they start discounting food
• 12:20
  Speaker 5: items expiring that day. I stuck up on meats and
• 12:23
  Speaker 5: leave it in the freezer. Ask your local woolies what
• 12:26
  Speaker 5: time they discount it, as times may differ, which I
• 12:29
  Speaker 5: know is like something similar to what we've had before,
• 12:31
  Speaker 5: but I just think it's a really good idea because
• 12:32
  Speaker 5: I hadn't thought about meat and like having that like
• 12:36
  Speaker 5: marked down and just like keeping in the freezer forever
• 12:38
  Speaker 5: for the rest of eternity.
• 12:39
  Speaker 6: Do you follow those accounts on TikTok.
• 12:41
  Speaker 3: There's people on TikTok that are experts at this, and
• 12:44
  Speaker 3: these people are getting honestly three hundred dollars worth of stuff,
• 12:48
  Speaker 3: Like they buy muffins, everything, so much stuff gets discounts, fruit, venge,
• 12:52
  Speaker 3: salad mix, meat, Yeah, honestly, if it can go off,
• 12:56
  Speaker 3: it's it's discounted, and they get it for like twenty dollars.
• 12:59
  Speaker 3: And I find myself watching it because it's like that,
• 13:01
  Speaker 3: oh my god, they got like that packet of lettuce
• 13:03
  Speaker 3: for twenty one cents, and it's just quite satisfying to watch.
• 13:07
  Speaker 4: I would love to just figure out how they did,
• 13:10
  Speaker 4: like why twenty one cents, like so specific.
• 13:13
  Speaker 3: Yeah, I know you're exactly a formula or something, but
• 13:16
  Speaker 3: when it's going off and what the price is or something,
• 13:18
  Speaker 3: but it is, honestly, I I'm.
• 13:20
  Speaker 6: Like, oh, this is amazing, so good.
• 13:23
  Speaker 5: And I remember, like obviously when it's like a bigger
• 13:26
  Speaker 5: long weekend, let's say like Easter or Christmas my mum
• 13:28
  Speaker 5: for example, just this Christmas, the passport, like you know
• 13:31
  Speaker 5: those whole is cakes, like those, not the mud cake,
• 13:34
  Speaker 5: like more than the mud cake, even though the mud
• 13:37
  Speaker 5: cake is sufficient, but the ones that have like the
• 13:39
  Speaker 5: decorations in the.
• 13:40
  Speaker 6: Card put it's in the cardboard, babe, you get it.
• 13:45
  Speaker 5: I think the whole cake was like eighty three cents.
• 13:47
  Speaker 5: I'm not exaggerating. I have photo Sid's crazy and so yeah,
• 13:51
  Speaker 5: just like you know, go pisack out your local Woolies and.
• 13:54
  Speaker 4: They pre stock for the big weekends. Probably yeah, exactly,
• 13:57
  Speaker 4: just they counts.
• 13:57
  Speaker 1: They probably have extra leftover, exactly exactly. Talk to you
• 14:01
  Speaker 1: like a Woollies person. That's it.
• 14:03
  Speaker 6: Probably cold, yeah, maybe not aldi.
• 14:08
  Speaker 1: I've never seen Ali marked out anything. But they don't
• 14:09
  Speaker 1: need to do they It's so cheap.
• 14:12
  Speaker 4: Sometimes the stuff, the fun stuff in the middle bit
• 14:14
  Speaker 4: ye all the hile that gets you. Sometimes that stuff
• 14:16
  Speaker 4: goes on sale if it's like a two I think
• 14:18
  Speaker 4: if it's two lack left of center. True, nobody bought
• 14:21
  Speaker 4: like the mini standing tree.
• 14:25
  Speaker 5: So randomly aile a whole different later for like three dollars.
• 14:29
  Speaker 5: I'd buy that and then My broke tip for this
• 14:31
  Speaker 5: week again is also kind of similar to ones that
• 14:33
  Speaker 5: I've mentioned before, but I'm talking specifically about Adobe today.
• 14:37
  Speaker 1: Sorry.
• 14:37
  Speaker 5: Adobe, if you're listening for some reason to this podcast,
• 14:42
  Speaker 5: please know that I appreciate you so basically with Adobe
• 14:46
  Speaker 5: in my life, I've never you know, how you can
• 14:49
  Speaker 5: do the free trial and stuff like that.
• 14:50
  Speaker 1: You can do that for a lot of things.
• 14:51
  Speaker 5: It's all, you know, great, But if I actually intend
• 14:54
  Speaker 5: on staying, I will always free trial at first, and
• 14:58
  Speaker 5: then pretend that I'm canceling and then be like, no,
• 15:00
  Speaker 5: I don't want this anymore. And then they'll be like please, babe,
• 15:03
  Speaker 5: and then they'll be like, what if we give to
• 15:05
  Speaker 5: you cheaper? And then I'm like no, and then they
• 15:07
  Speaker 5: give it cheaper, cheaper, cheaper, and toward the end you
• 15:10
  Speaker 5: might even save like half price. So Adobe can be
• 15:13
  Speaker 5: quite expensive. If you can afford it, Please pay for
• 15:16
  Speaker 5: price because it's an amazing like I don't know, I
• 15:18
  Speaker 5: just love all their programs.
• 15:18
  Speaker 1: It's it's great.
• 15:19
  Speaker 5: But because I haven't, like you know, i've kind of
• 15:21
  Speaker 5: been in between jobs. I need to pay for that
• 15:23
  Speaker 5: myself now and I'm like, wow, it is so expensive.
• 15:26
  Speaker 5: So I have unfortunately had to be kind of like
• 15:29
  Speaker 5: being in a position where I'm not routing the system
• 15:32
  Speaker 5: but really taking creative, being at to be creative exactly exactly.
• 15:36
  Speaker 5: And so I would say I'd always recommend that goes
• 15:39
  Speaker 5: through a lot of things. Had the same thing with apps,
• 15:42
  Speaker 5: and also, like you know, I've tried to cancel my
• 15:44
  Speaker 5: Fitness First membership and they were like, how about this.
• 15:47
  Speaker 5: They kind of gave it to me a lot cheaper
• 15:48
  Speaker 5: half price, and like a lot of things, if you're
• 15:50
  Speaker 5: like I'm leaving, I'm out of here, They're you know,
• 15:54
  Speaker 5: the companies will be like, please stay and we'll give
• 15:56
  Speaker 5: you XYZ. So just try it, Just try it, you know.
• 16:00
  Speaker 5: So that's my bro tip and I hope that is
• 16:03
  Speaker 5: useful for someone out there.
• 16:04
  Speaker 1: And Laura will head to you.
• 16:06
  Speaker 2: Now.
• 16:06
  Speaker 1: Do you happen to have a broad tip of your own?
• 16:08
  Speaker 3: I do, and mine can come off the back of yours,
• 16:09
  Speaker 3: because I find with insurance, car insurance in.
• 16:13
  Speaker 6: Particular, every year and my car insurance rolls.
• 16:15
  Speaker 3: Over something, they often will put it up each year
• 16:20
  Speaker 3: and if you call them and it's life admin, it
• 16:22
  Speaker 3: goes and it's the thing that's like, I just it's
• 16:24
  Speaker 3: going to be a big thing, But it actually doesn't
• 16:25
  Speaker 3: take that long if you call them and or maybe
• 16:28
  Speaker 3: you go on a website where you can compare different
• 16:30
  Speaker 3: insurances and you find a cheaper price for your insurance.
• 16:33
  Speaker 3: And I know you've you've absolutely recommended this on the
• 16:36
  Speaker 3: podcast before, but it's always one to remind ourselves off
• 16:38
  Speaker 3: because it goes in the part of life admin. And
• 16:41
  Speaker 3: then you call them and say, hey, I'm leaving I
• 16:43
  Speaker 3: found insurance for this price.
• 16:44
  Speaker 6: They will very often match it.
• 16:47
  Speaker 1: Amazing, that's really cool.
• 16:48
  Speaker 4: Again, you probably if you did a little I'm gonna
• 16:50
  Speaker 4: leave RACV for UI like someone, you know what I mean,
• 16:53
  Speaker 4: they might go, oh, no, please please stay, give you
• 16:55
  Speaker 4: a little cheeky discount. Even if you don't find somewhere
• 16:57
  Speaker 4: that you can match it.
• 16:58
  Speaker 1: Yes, give it a go.
• 17:00
  Speaker 4: They have online chats now at all the time too,
• 17:01
  Speaker 4: So if it is in that too hard basket for
• 17:03
  Speaker 4: life admin a little tight while you're doing something else,
• 17:06
  Speaker 4: don't go.
• 17:07
  Speaker 1: Astraight mm hmmm hmm. It's so right. It's always worth
• 17:10
  Speaker 1: giving it to go.
• 17:10
  Speaker 4: The worst that they can say is no, exactly, I'm
• 17:13
  Speaker 4: trying to make that my attitude this year is just
• 17:15
  Speaker 4: take a punt, and if I say no, they.
• 17:16
  Speaker 1: Say no, that's okay, that's okay.
• 17:19
  Speaker 4: All right, Well, why don't we head to a really
• 17:20
  Speaker 4: quick break and on the other side, we're going to
• 17:22
  Speaker 4: be talking about prioritizing healthy eating while you're on a budget,
• 17:25
  Speaker 4: and navigating going in business with your bestie.
• 17:28
  Speaker 1: So don't go anywhere. Welcome back everyone. Here's our money dilemma.
• 17:37
  Speaker 6: Hi.
• 17:37
  Speaker 7: There, have you got a money dilemma you just can't solve?
• 17:40
  Speaker 7: The Sheese on the Money team is here to help.
• 17:43
  Speaker 7: Every week, we tackle your dilemmas, both big and small,
• 17:46
  Speaker 7: to answer your most burning money, career and life questions.
• 17:49
  Speaker 7: To get involved, simply head to our website and leave
• 17:51
  Speaker 7: us a short voice recording and you might just find
• 17:54
  Speaker 7: yourself on the show. Now, let's take a listen to
• 17:56
  Speaker 7: this week's money dilemma.
• 17:59
  Speaker 8: Hey guys, I'm single, and I'm on seventy five k
• 18:03
  Speaker 8: per year, and I've set myself the target this year
• 18:07
  Speaker 8: to eat better and have a more balanced diet, but
• 18:11
  Speaker 8: also to whip up my budget into shape and get
• 18:14
  Speaker 8: my savings and emergency fund in place, because at the
• 18:17
  Speaker 8: moment it's looking really dire, and I just feel like
• 18:20
  Speaker 8: I don't have a safety net, especially in this cost
• 18:24
  Speaker 8: of living crisis. I feel like I haven't yet managed
• 18:27
  Speaker 8: to do both yet.
• 18:29
  Speaker 1: One week, my.
• 18:30
  Speaker 8: Savings will be better, but my food habit's not great.
• 18:34
  Speaker 8: And then the next week I feel like I'm burning
• 18:35
  Speaker 8: through the extra cash at the checkout buying wonderful healthy
• 18:39
  Speaker 8: foods that I know my body needs and deserves. And
• 18:43
  Speaker 8: I just feel like I'm having to sacrifice my health
• 18:48
  Speaker 8: for more money, or I spend more of my money
• 18:51
  Speaker 8: and feel financially stressed, but I'm eating better. It's April now,
• 18:57
  Speaker 8: and I feel like I'm still on this sea saw
• 18:59
  Speaker 8: and have had made no progress.
• 19:01
  Speaker 1: Any advice would be so welcome.
• 19:04
  Speaker 8: Thank you.
• 19:05
  Speaker 1: I'm sorry feeling stressed.
• 19:06
  Speaker 4: I feel like a lot of people are feeling stressed
• 19:08
  Speaker 4: right now, and it's it's so unfair that people need
• 19:10
  Speaker 4: to feel like they have to choose between their help
• 19:13
  Speaker 4: or some level of financial stability. And that's not a
• 19:15
  Speaker 4: reflector on you. That is very much a reflection of
• 19:17
  Speaker 4: the financial climate and the way things are structured, which
• 19:20
  Speaker 4: is just awful. So I just want to say, firstly,
• 19:22
  Speaker 4: it's not you, like You're not the problem.
• 19:24
  Speaker 1: Here, but I.
• 19:25
  Speaker 4: Feel like, obviously, Laura, you are the co founder of Kick.
• 19:28
  Speaker 4: You guys are all about health and balance and all
• 19:31
  Speaker 4: those sorts of things. So I feel like you maybe
• 19:32
  Speaker 4: have some good insight to share.
• 19:35
  Speaker 3: Sure, yes, so, as you said, just just to echo
• 19:39
  Speaker 3: what Jess said, it is just horrible to feel like
• 19:41
  Speaker 3: we have to choose between looking after our bodies and
• 19:43
  Speaker 3: our health and then wanting to.
• 19:46
  Speaker 1: Have financial stability.
• 19:48
  Speaker 3: However, I do think and this is actually going back
• 19:51
  Speaker 3: to when we first started Kick in twenty fifteen with
• 19:54
  Speaker 3: our ebook was recipes, and the point of the kind
• 19:58
  Speaker 3: of recipe food part of Kick was wanting to kind
• 20:01
  Speaker 3: of reframe healthy eating as it being able to be
• 20:05
  Speaker 3: accessible and also affordable. I think there's quite a bit
• 20:08
  Speaker 3: of misconception that do eat healthy, you have to go
• 20:11
  Speaker 3: to the organic food store and like buy really expensive
• 20:14
  Speaker 3: food and everything has to be organic, and that's not
• 20:17
  Speaker 3: feasible for most people in society unless you value that
• 20:22
  Speaker 3: very highly and that's your core spending area and then
• 20:25
  Speaker 3: the rest you save. And so for us at Kick,
• 20:28
  Speaker 3: what's really important is making healthy eating accessible and so
• 20:33
  Speaker 3: in thinking through how to eat healthy while saving money,
• 20:36
  Speaker 3: there's a few things that I think can really help.
• 20:38
  Speaker 3: So the first one being when things are trending, especially
• 20:41
  Speaker 3: within the health space. We see things trending, it goes
• 20:43
  Speaker 3: kind of from one thing to the other, they usually
• 20:47
  Speaker 3: go up in price significantly. And so it is so
• 20:51
  Speaker 3: for example, if anything becomes in quotation mark superfood, Like
• 20:55
  Speaker 3: there was a time when oats was it, and oats
• 20:56
  Speaker 3: is amazing.
• 20:57
  Speaker 6: Really really healthy food, part of a.
• 21:00
  Speaker 3: For part of our diet that we can eat delicious,
• 21:02
  Speaker 3: you know, great for breakfast, however you're going to eat
• 21:04
  Speaker 3: you're ever going to eat it. But there was a
• 21:05
  Speaker 3: time when it was labeled a superfood and it went up.
• 21:09
  Speaker 3: Take crassing anytime that that happens, because then the food
• 21:14
  Speaker 3: starts to become popular. So then more brands or new
• 21:16
  Speaker 3: brands to kind of like, okay, I'm going to make
• 21:19
  Speaker 3: this into a product. Then you end up paying for
• 21:21
  Speaker 3: a lot of the branding and kind of all of
• 21:23
  Speaker 3: the superfoodness around it. When it's trending, and it's that
• 21:27
  Speaker 3: can push our what we're spending on our food, it
• 21:29
  Speaker 3: can increase the food bilt quite significantly. So not feeling
• 21:32
  Speaker 3: like we have to you know, follow all the health
• 21:34
  Speaker 3: trends is really important and just.
• 21:36
  Speaker 1: Always trip it back to basics.
• 21:38
  Speaker 3: The second thing is around canned foods like lagrooms and beans.
• 21:43
  Speaker 6: They're really great high sources of protein.
• 21:46
  Speaker 3: There's something that you can buy when they're on sales,
• 21:48
  Speaker 3: so you can stock up if they're half priza balls
• 21:50
  Speaker 3: or coals or wherever you buy them, and.
• 21:52
  Speaker 1: They they last for ages. Yeah, true.
• 21:56
  Speaker 3: And then also that you can add them into casseroles
• 21:58
  Speaker 3: or whatever, like slow especially we now go into winter
• 22:01
  Speaker 3: slow cooked meals to help bulk up the protein without
• 22:04
  Speaker 3: having to add extra meat. So if you do eat meat,
• 22:07
  Speaker 3: and meat is expensive, it's the usually the most expensive
• 22:10
  Speaker 3: thing in our kind of grocery bill of what we're buying,
• 22:13
  Speaker 3: So you can bulk up the protein with the more
• 22:15
  Speaker 3: affordable item in the lagrooms, and they're really really good
• 22:18
  Speaker 3: for us.
• 22:19
  Speaker 1: I just realized I've been pronouncing that wrong way, have I?
• 22:21
  Speaker 1: How do you say it? I say leg you which.
• 22:23
  Speaker 3: I think it's definitely tomato or tomato. I think you
• 22:27
  Speaker 3: can say either.
• 22:28
  Speaker 6: I think you can absolutely say either.
• 22:30
  Speaker 1: Embarrassed, no, no, no.
• 22:32
  Speaker 3: No no. There's probably people listening, being like every time
• 22:36
  Speaker 3: I said it's screaming like that is not how you
• 22:38
  Speaker 3: say it. However, you say legoo or how did you
• 22:42
  Speaker 3: say leg You like, so, I think that's fine. I
• 22:46
  Speaker 3: think it's fine, can be however you say it, beans, whatever, lentils,
• 22:51
  Speaker 3: et cetera.
• 22:52
  Speaker 6: Really good for saving money and.
• 22:54
  Speaker 3: Also very very healthy, and but they're just not again
• 22:56
  Speaker 3: they're not they're probably right now not trending in quotation marks.
• 22:59
  Speaker 1: So we don't have anxiety exactly.
• 23:01
  Speaker 3: We don't think like, oh, they're really really healthy, but
• 23:03
  Speaker 3: they are full of and packed with nutrients.
• 23:05
  Speaker 1: So that's a good tip.
• 23:06
  Speaker 3: It's also really important to shop seasonally, so within your
• 23:10
  Speaker 3: and also change the recipes that you're making seasonally as well.
• 23:13
  Speaker 3: So you might have a favorite recipe that you love,
• 23:16
  Speaker 3: but it actually might be double the cost to prepare
• 23:18
  Speaker 3: that recipe in winter versus summer because the ingredients might
• 23:22
  Speaker 3: be out of season. There's times when capsicins are eighteen
• 23:25
  Speaker 3: dollars a kilo.
• 23:26
  Speaker 6: Who So there's one of my.
• 23:28
  Speaker 3: Favorite recipes in kick is we have this One the
• 23:30
  Speaker 3: most popular recipes is always the one pot ones because
• 23:33
  Speaker 3: no dishes, you just put it all in the pot.
• 23:35
  Speaker 3: But there's one that uses a lot of capskicins. I
• 23:38
  Speaker 3: think the one pot for heater bowl. It's so delicious
• 23:41
  Speaker 3: Mexican for heater Bowl. But during the time when Capsicans
• 23:45
  Speaker 3: are out of season, that's not a good recipe to
• 23:47
  Speaker 3: make because it's so expensive because it needs about six capsicins,
• 23:51
  Speaker 3: so it's shopping seasonally.
• 23:52
  Speaker 6: And then the other thing is prepping.
• 23:54
  Speaker 3: Meal Prepping is very very important for saving money when
• 23:59
  Speaker 3: you go to the shop and wheel to it. You know,
• 24:01
  Speaker 3: when you go and you shop for one meal at
• 24:03
  Speaker 3: a time, and it's hard because you know you had
• 24:05
  Speaker 3: a busy weekend and you didn't do it, and then
• 24:07
  Speaker 3: you know it's better than getting often more affordable than
• 24:10
  Speaker 3: getting takeaway, but you then buy all this random stuff
• 24:13
  Speaker 3: that you don't need and it ends up being way
• 24:16
  Speaker 3: more expensive per meal than if you prep. So prepping
• 24:18
  Speaker 3: what you're going to make for the full week that way,
• 24:21
  Speaker 3: then you could buy So for example, if you're going
• 24:22
  Speaker 3: to use chicken, you could make three meals with chicken,
• 24:25
  Speaker 3: and you can bulk buy the chicken, so it's cheaper.
• 24:28
  Speaker 3: You can also as well in terms of meal prepping,
• 24:30
  Speaker 3: which is really because if you think about if you
• 24:32
  Speaker 3: get home you're so tired, you don't have any like
• 24:36
  Speaker 3: you just you can't blow cooking and you orto Uber Eats,
• 24:38
  Speaker 3: they can cost like ten dollars in delivery, and Uber
• 24:41
  Speaker 3: eats as well. Often things are about thirty percent more
• 24:44
  Speaker 3: than if you actually go into that particular shop and
• 24:47
  Speaker 3: order it, just because obviously the shop has to.
• 24:49
  Speaker 1: Make the charge on it, exactly right.
• 24:52
  Speaker 3: But the surcharge of the actual cost of things on
• 24:54
  Speaker 3: Uber eats is more like there's a chicken shop near me,
• 24:56
  Speaker 3: where the chicken might be about I don't know, fifteen
• 24:59
  Speaker 3: dollars if you are, probably more, I can't remember, but
• 25:01
  Speaker 3: just say, for Shane dollars if you buy in the shop,
• 25:03
  Speaker 3: or twenty five dollars on uber each. Yes, so I
• 25:06
  Speaker 3: think that's important to acknowledge. But then within that kind
• 25:09
  Speaker 3: of Uber eats order, just say you end up spending
• 25:11
  Speaker 3: thirty dollars on a meal when because you just can't
• 25:15
  Speaker 3: be bothered. And for some people meal prepping and thinking
• 25:18
  Speaker 3: or for me, like meal prepping every meal for the week,
• 25:20
  Speaker 3: like eating out of having a container with chicken and
• 25:23
  Speaker 3: rice whatever is easy to meal prep is so unappealing.
• 25:27
  Speaker 1: I completely we all know that.
• 25:29
  Speaker 3: Like if you bring lunch to work and it's the
• 25:31
  Speaker 3: same lunch you had every day for the week, and
• 25:33
  Speaker 3: of course that as soon as one person's like, you
• 25:35
  Speaker 3: want to go get immediately? Do you like guizmind and goment?
• 25:37
  Speaker 1: Do you call it guzzies guzzies or.
• 25:41
  Speaker 4: But I love it?
• 25:42
  Speaker 1: I think you call it guzzies.
• 25:44
  Speaker 3: I mean, okay, whatever saying let's go get you know,
• 25:47
  Speaker 3: let's go get sushi or whatever it might be.
• 25:49
  Speaker 6: You're so much you're gonna be like, yeah, I have
• 25:51
  Speaker 6: eaten this same lunch.
• 25:52
  Speaker 1: It has like ten days.
• 25:54
  Speaker 3: So it's with meal prepping. It's important to remember that.
• 25:57
  Speaker 3: I think some people like I just can't do that,
• 25:59
  Speaker 3: So I can't meal prep. But there's many ways that
• 26:01
  Speaker 3: you can do it. It might be making a you
• 26:04
  Speaker 3: might have bolonnaise for dinner one night, making more of
• 26:07
  Speaker 3: that sauce, freezing that in the freezer, so then when
• 26:10
  Speaker 3: you in the whatever week you know you're gonna have
• 26:12
  Speaker 3: a really big day, defrost that in the morning you
• 26:14
  Speaker 3: get home.
• 26:14
  Speaker 1: You still cook the pasta fresh.
• 26:16
  Speaker 3: You can add a little bit more vegetables or something,
• 26:19
  Speaker 3: so it feels like a new, exciting meal. You haven't
• 26:21
  Speaker 3: had bolonaise every single day for the past six days, and.
• 26:23
  Speaker 1: You're over it.
• 26:24
  Speaker 3: But it's still a really easy, affordable meal to meal
• 26:28
  Speaker 3: prep so really thinking about what type of meal prep
• 26:31
  Speaker 3: works for you and then letting that you know, working
• 26:34
  Speaker 3: in with that instead of just thinking I just kind
• 26:36
  Speaker 3: of the same meal every day.
• 26:38
  Speaker 6: The other one is shopping at the market.
• 26:40
  Speaker 3: Often, if you are near a market for fruit and vege,
• 26:43
  Speaker 3: it can be a really affordable way to buy fruit
• 26:46
  Speaker 3: and veg.
• 26:47
  Speaker 6: So I find when I.
• 26:48
  Speaker 3: Do do my shop at the market, it is I
• 26:51
  Speaker 3: get the fruit and veg is super fresh, and they
• 26:54
  Speaker 3: always have specials that mean that you might you know,
• 26:56
  Speaker 3: they might be a special of I don't know, potatoes
• 26:58
  Speaker 3: or whatever, bananda, something is really reduce So then it's like, okay,
• 27:02
  Speaker 3: how could you make that vegetable or whatever it might
• 27:04
  Speaker 3: be work for you?
• 27:06
  Speaker 6: True in that way, yes, to reduce the food cost.
• 27:09
  Speaker 4: Yeah, can you freeze the bananas and use them in
• 27:12
  Speaker 4: a cyball exactly right?
• 27:14
  Speaker 6: Or smoothies or whatever it might be.
• 27:16
  Speaker 3: But it's thinking about how can you and not I
• 27:19
  Speaker 3: think it's just kind of not feeling like you have
• 27:20
  Speaker 3: to buy into the trends when it comes to health,
• 27:23
  Speaker 3: and it's really stripping it back to basics. And I
• 27:26
  Speaker 3: mean that that's a big part of why we started
• 27:27
  Speaker 3: kick because.
• 27:28
  Speaker 6: Healthy doesn't have to be trendy or show. It's not.
• 27:32
  Speaker 3: It's it's stripping it back to basics and it's a
• 27:35
  Speaker 3: healthy meal is like meat and three bedge if that's
• 27:37
  Speaker 3: what you want to eat or whatever it is. It
• 27:40
  Speaker 3: can be affordable, it's but it's reframing I think what
• 27:43
  Speaker 3: we think health looks like, yeah, versus what it actually is.
• 27:46
  Speaker 3: It's way less glamorous than you know what. I think
• 27:48
  Speaker 3: sometimes social media makes it seem seem like.
• 27:51
  Speaker 5: Does need to be super complex because exactly totally, I
• 27:54
  Speaker 5: completely agree with that, and I feel like you've really
• 27:56
  Speaker 5: kind of like captured everything there. But I guess, like
• 27:58
  Speaker 5: just to add to that, exactly as we were saying before,
• 28:01
  Speaker 5: like going to your woolies, your Harris farms sometimes like
• 28:05
  Speaker 5: and don't I know that it's not really a Harris
• 28:07
  Speaker 5: farm in Victoria, I don't think, but like in New
• 28:09
  Speaker 5: South Wales they will have like bags of veggies for
• 28:12
  Speaker 5: like two dollars or something, and just like exactly as
• 28:14
  Speaker 5: you say, like finding a way to make that work
• 28:16
  Speaker 5: for you for the week, going back next week and
• 28:18
  Speaker 5: seeing what other like weird little specials bags of like
• 28:21
  Speaker 5: miscellaneous fruits and bands they have and things like that
• 28:24
  Speaker 5: I recently just bought a box of good and fugly,
• 28:27
  Speaker 5: which is like you and fuggly. Yeah, it's like fruits
• 28:31
  Speaker 5: and begs that they're gonna throw out because they're fugly. Yeah,
• 28:34
  Speaker 5: but they're really still good for you. And like it's
• 28:37
  Speaker 5: pro it's like thirty nine dollars a box, but like you.
• 28:39
  Speaker 1: Have, there's so much in there.
• 28:41
  Speaker 5: So I feel like, you know, doing that like going
• 28:44
  Speaker 5: to places where it's like you know, cheaper by miles
• 28:46
  Speaker 5: for example, which I know again is something that's probably
• 28:49
  Speaker 5: only in Melbourne. I think it's like things that are
• 28:52
  Speaker 5: you know, either being discontinued but still good or.
• 28:55
  Speaker 3: Ugly vegetables and things like that and still got the
• 28:57
  Speaker 3: same amount of nutrients exactly c has a hole in
• 29:00
  Speaker 3: it or if it has a worm, but if it's bent,
• 29:04
  Speaker 3: if it's bent, it's still not exactly the same amount
• 29:06
  Speaker 3: of means exactly exactly.
• 29:08
  Speaker 5: Yeah, totally, And I feel like, yeah, pre planning your
• 29:11
  Speaker 5: meals and things like that, you can kind of like
• 29:13
  Speaker 5: see that you don't actually need that much to get
• 29:17
  Speaker 5: a like kind of like a lot of nutrients out
• 29:19
  Speaker 5: of like fruits, vegetables, legumes and things like that, like
• 29:22
  Speaker 5: I when I was trying to eat really healthy, I
• 29:24
  Speaker 5: was like, I need to eat the rainbow in every meal,
• 29:27
  Speaker 5: Like you don't need to do that, you know, you
• 29:28
  Speaker 5: could just have like some frozen broccoli.
• 29:30
  Speaker 1: Also go frozen. I feel like it's.
• 29:33
  Speaker 5: A really good way to get your fruits and veggies
• 29:35
  Speaker 5: in cheap and also easy to prepare, easy to cook,
• 29:39
  Speaker 5: all that kind of stuff. And also it's like frozen
• 29:41
  Speaker 5: at time of harvest. I think, I don't know, I
• 29:43
  Speaker 5: made that up.
• 29:43
  Speaker 3: So maybe it's like they're fresh what's they're called fresh
• 29:47
  Speaker 3: sat frozen sat press and exactly right, so they keep
• 29:49
  Speaker 3: a lot of the nutrients. But I think a lot
• 29:51
  Speaker 3: of people, again, frozen vegetables are not glamorous.
• 29:54
  Speaker 6: They're not you know, you don't go to a.
• 29:56
  Speaker 3: Cafe that's super in quotation makes healthy and they still
• 29:58
  Speaker 3: be frozen vegetables. So but it is such a good option,
• 30:01
  Speaker 3: and they're already prepped, so it's so much easier.
• 30:03
  Speaker 1: Just exactly exactly. But yeah, you're doing your best and
• 30:07
  Speaker 1: that's all you can do. I agree.
• 30:09
  Speaker 4: Also, see if you can, like one little thing for
• 30:11
  Speaker 4: me is see if you can make your leftovers into
• 30:15
  Speaker 4: like grow your leftovers, So like Avocados, for example, are
• 30:18
  Speaker 4: really easy. If you take the pit of your avocado
• 30:20
  Speaker 4: and you put a little skewy in it, and you
• 30:22
  Speaker 4: put it over water, you can grow an avocado plant
• 30:24
  Speaker 4: and grow an avocado. True, a lot of herbs are
• 30:27
  Speaker 4: the same, Like if you buy fresh herbs, you can
• 30:29
  Speaker 4: then propagate those and plant them and then you never
• 30:32
  Speaker 4: have to buy the herb again. So like just little things,
• 30:34
  Speaker 4: which I know that that might seem a little extreme,
• 30:37
  Speaker 4: like it seems like a lot of effort, but if
• 30:39
  Speaker 4: you're really having a tough time, I think financially, it's
• 30:42
  Speaker 4: about how can you extend everything? Also, using this is
• 30:47
  Speaker 4: embarrassing for me, but how can you use the whole thing?
• 30:49
  Speaker 4: I used to only use the leaves of pacty and
• 30:52
  Speaker 4: I would chuck the bottom pit.
• 30:54
  Speaker 1: It turns out you can cook that.
• 30:55
  Speaker 4: I didn't know that bokchoy packed toaktoy, bokchoy, they're different
• 31:00
  Speaker 4: variations of like the bottom is, so there you go,
• 31:03
  Speaker 4: But now now I know.
• 31:04
  Speaker 1: But I think there are a lot.
• 31:05
  Speaker 4: Of like things that maybe like a recipe cause for
• 31:07
  Speaker 4: a certain part of a vegetable, but for the most part,
• 31:11
  Speaker 4: you can cook and use the whole thing. So like
• 31:13
  Speaker 4: figuring out learning, not being dumb like me and not
• 31:16
  Speaker 4: really hot. I don't know, I feel stupid now, but
• 31:19
  Speaker 4: learn for my mistakes, like use all of those things,
• 31:22
  Speaker 4: use leftovers to grow things if you can, because all
• 31:24
  Speaker 4: those little bits add up. But also I think, don't
• 31:26
  Speaker 4: beat yourself up if you have a week where you're like,
• 31:28
  Speaker 4: I can only do this and it's not as healthy
• 31:31
  Speaker 4: as I wanted to be. I think like health is
• 31:33
  Speaker 4: often and all or nothing thing in our minds, and
• 31:35
  Speaker 4: it's not.
• 31:35
  Speaker 6: It's not at all.
• 31:36
  Speaker 1: And just don't beat yourself up.
• 31:38
  Speaker 4: I think, because that's something that I've been guilty of
• 31:40
  Speaker 4: in the past, is I set this goal or this
• 31:42
  Speaker 4: expectation for myself and then I don't get there, and
• 31:44
  Speaker 4: I feel really awful about myself and that it's harder
• 31:47
  Speaker 4: to get back on the horse, and it's it's a
• 31:49
  Speaker 4: whole thing. So I think you're doing your best, and
• 31:52
  Speaker 4: it's awesome that you've identified that you need to have
• 31:55
  Speaker 4: this emergency fund, and I'm so happy that you're prioritizing
• 31:58
  Speaker 4: that because that will bring you, I think a lot
• 32:00
  Speaker 4: of peace of mind, and if that sometimes comes at
• 32:03
  Speaker 4: the cost of you not eating in the way that
• 32:05
  Speaker 4: you wanted to. As long as you are feeding yourself
• 32:07
  Speaker 4: the nutrients that you need, that's all that matters. Like,
• 32:10
  Speaker 4: as long as you are getting what you need and
• 32:12
  Speaker 4: you're surviving and you are doing your best, and we're
• 32:15
  Speaker 4: so proud of you just for doing that, I think.
• 32:17
  Speaker 4: So please, don't feel bad. You are doing autumn great advice.
• 32:22
  Speaker 3: Yess.
• 32:22
  Speaker 4: Wow, them and me feel empowered. Oh good, I'm so
• 32:25
  Speaker 4: glad not to fully switch June. But do we want
• 32:30
  Speaker 4: to chat about this week's juicy Juicy DM?
• 32:33
  Speaker 6: Yes?
• 32:33
  Speaker 1: Please? All right?
• 32:34
  Speaker 4: So the DM says this, Hey, girls, So, my best
• 32:38
  Speaker 4: friend of ten years and I have been talking for
• 32:40
  Speaker 4: quite some time about starting a business together. It's going
• 32:43
  Speaker 4: to be a jewelry brand, and we've put heaps of
• 32:46
  Speaker 4: time and effort into this and we're finally ready to
• 32:48
  Speaker 4: kickstart things. Whilst I'm so excited, I'm thinking is it
• 32:52
  Speaker 4: a bad idea to mix business and friendship? What do
• 32:55
  Speaker 4: we do if we have a disagreement? How do we
• 32:57
  Speaker 4: navigate different opinions, especially because as we have very different
• 33:01
  Speaker 4: ways of resolving conflict. On first glance, starting a business
• 33:04
  Speaker 4: with my bestie sounds like so much fun, But I'm
• 33:07
  Speaker 4: afraid it will have a negative impact on our friendship.
• 33:10
  Speaker 4: My dad once worked with his best friend and the
• 33:12
  Speaker 4: job went bad and they ended up losing the friendship.
• 33:14
  Speaker 4: So my question is what's your best advice for navigating
• 33:18
  Speaker 4: owning business with a friend and what do you do
• 33:20
  Speaker 4: when you need to have tough conversations. Also on the
• 33:23
  Speaker 4: flip side, do you think there are any great advantages
• 33:25
  Speaker 4: we should know about?
• 33:27
  Speaker 1: That's a good question, and who better.
• 33:33
  Speaker 3: And someone who has worked with their best friend for
• 33:36
  Speaker 3: since twenty fifteen, so almost ten years now, almost a
• 33:39
  Speaker 3: full decade that we've been working.
• 33:41
  Speaker 6: On Kick or some you know before Kick was Kick,
• 33:45
  Speaker 6: I can offer some advice on that.
• 33:47
  Speaker 3: So I think when we first started, people definitely said
• 33:51
  Speaker 3: to us, never go in I mean it's something that
• 33:53
  Speaker 3: I think we just have. It's been embedded into our
• 33:56
  Speaker 3: belief system. Never go into business with a friend, Yeah,
• 33:58
  Speaker 3: because you know, I will ruin your friendship and all
• 34:01
  Speaker 3: of those things. I think it's really important to try
• 34:04
  Speaker 3: and take that noise out of your decision because what
• 34:07
  Speaker 3: other people's experiences are. While they might be helpful if
• 34:10
  Speaker 3: they're exactly the same as you, they often can cloud
• 34:14
  Speaker 3: our judgment because every experience is different for everyone, so
• 34:19
  Speaker 3: in making the decision, obviously it's especially if it is
• 34:21
  Speaker 3: from your dad who shared that with you, it can
• 34:23
  Speaker 3: make it a little bit harder because that is very
• 34:25
  Speaker 3: close to home. But I think definitely take it on board,
• 34:27
  Speaker 3: but don't let that cloud your decision. I think the
• 34:31
  Speaker 3: most important thing to start out with, and a big
• 34:34
  Speaker 3: part of how Steph and I have been able to
• 34:37
  Speaker 3: work the way that we have for such a long
• 34:38
  Speaker 3: time is being very aligned. And this is I do
• 34:43
  Speaker 3: not think you can go into business with anyone if
• 34:46
  Speaker 3: it's your friend or not, if you are not aligned
• 34:48
  Speaker 3: on the vision and where you want to take the business.
• 34:51
  Speaker 3: That includes at what point will you pay yourselves? What
• 34:55
  Speaker 3: are you both doing in the business, like, what are
• 34:58
  Speaker 3: you both bringing to the tape? And it's really important
• 35:01
  Speaker 3: that that's different if it is the same. That's something
• 35:04
  Speaker 3: that I have seen in many kind of business or
• 35:08
  Speaker 3: business partner relationships where you bring the same skill set,
• 35:12
  Speaker 3: that can become quite difficult once when you start you're
• 35:15
  Speaker 3: kind of doing everything, and when you bring a team on,
• 35:18
  Speaker 3: that can become.
• 35:19
  Speaker 1: A little bit difficult.
• 35:20
  Speaker 3: So it's really important that you're and also so then
• 35:23
  Speaker 3: it doesn't make sense to start. If you're starting a
• 35:25
  Speaker 3: business and you're going to give half of it, or
• 35:27
  Speaker 3: if it's your idea, or maybe a lot of the
• 35:28
  Speaker 3: ideas together. But if you're going to give half of
• 35:31
  Speaker 3: the equity of your business to someone else and they're
• 35:33
  Speaker 3: going to give it to you, you need to do
• 35:36
  Speaker 3: that for a reason, right, And we are going to
• 35:38
  Speaker 3: start this business together and we're going to be the
• 35:40
  Speaker 3: best people to do this because we bring X, Y
• 35:42
  Speaker 3: and Z to the table.
• 35:44
  Speaker 6: So it's really important to be clear on that.
• 35:46
  Speaker 1: Set clear.
• 35:47
  Speaker 3: It's all about communication and setting expectations because if you
• 35:51
  Speaker 3: haven't set an expectation that for example, if you're working
• 35:54
  Speaker 3: going to work full time in the business, but your
• 35:56
  Speaker 3: business partner still has a job and it's going to
• 35:58
  Speaker 3: do it after hours, being really clear on what are
• 36:01
  Speaker 3: your expectations if you're working full time, are you going
• 36:03
  Speaker 3: to be paid for that time because they're being paid
• 36:05
  Speaker 3: in their job. What are the expectations on them in
• 36:08
  Speaker 3: the hours that they're going to do Because when that
• 36:11
  Speaker 3: goes unspoken and there's kind of assumptions, no assumptions, don't
• 36:15
  Speaker 3: go into any business arrangement with assumptions. It's important to
• 36:18
  Speaker 3: have an agreement it's interesting everyone said, this is Sep
• 36:20
  Speaker 3: and I and we had one and we actually ended
• 36:22
  Speaker 3: up never looking at it. But it is important to have,
• 36:25
  Speaker 3: you know, just in case. So you've got that down
• 36:28
  Speaker 3: and then as you kind of navigated and you know,
• 36:31
  Speaker 3: for Stephanis as I said, it's almost been a decade.
• 36:34
  Speaker 3: What's really important to enable is to never stop communicating
• 36:39
  Speaker 3: because as humans, our wants and our needs change, and
• 36:42
  Speaker 3: that's okay. And if you are with this jury business,
• 36:45
  Speaker 3: which sounds amazing, going to go into business, it might
• 36:48
  Speaker 3: be a ten year journey, it might be five, it
• 36:50
  Speaker 3: might be one, it might be twenty years.
• 36:51
  Speaker 6: You don't know.
• 36:52
  Speaker 1: But over that time you will both evolve.
• 36:55
  Speaker 3: As people and what you want will change, and so
• 36:57
  Speaker 3: it is very important that you create safe space to
• 37:01
  Speaker 3: enable those conversations to speak about what you want and
• 37:05
  Speaker 3: if it changes, to.
• 37:07
  Speaker 1: Have that conversation.
• 37:08
  Speaker 3: So you might have when you start, you might think, okay,
• 37:11
  Speaker 3: we want to grow this business and have brick and
• 37:13
  Speaker 3: mortar stores. We want to have, you know, all around Australia,
• 37:16
  Speaker 3: and that's the goal. There might be something that happens
• 37:19
  Speaker 3: in either one of the business partner's lives where that
• 37:21
  Speaker 3: no longer is what they want. You don't want to
• 37:24
  Speaker 3: be in business with someone who doesn't want to be
• 37:26
  Speaker 3: there anymore, or who's like feeling like they're not living,
• 37:30
  Speaker 3: you know, or being in that business because being a
• 37:32
  Speaker 3: foundry is all encompassing and it consumes a lot of
• 37:35
  Speaker 3: your life. You don't want to be in business with
• 37:37
  Speaker 3: someone who even though they started by wanting one thing,
• 37:41
  Speaker 3: it then changed and then they feel unhappy. You don't
• 37:45
  Speaker 3: want to be in business someone who's unhappy.
• 37:46
  Speaker 6: You want to.
• 37:46
  Speaker 3: Enable that conversation and be comfortable that things may change
• 37:51
  Speaker 3: and you will find a solution, but you have to
• 37:53
  Speaker 3: open the space to talk through it.
• 37:55
  Speaker 6: Yeah, and that's something that Steph and I have learned
• 37:57
  Speaker 6: along the journey.
• 37:58
  Speaker 3: It's very easy to get caught up in just day
• 38:00
  Speaker 3: to day kind of this has to be done, and
• 38:01
  Speaker 3: this has to be done without taking space and time
• 38:04
  Speaker 3: to sit down and say like, hey, how are you
• 38:07
  Speaker 3: how are you going? Because there's there is going to
• 38:09
  Speaker 3: be things that you're both going to do that are
• 38:12
  Speaker 3: going to maybe annoy each other.
• 38:14
  Speaker 6: It's inevitable, exactly right, But it's so important that you
• 38:18
  Speaker 6: work through them.
• 38:20
  Speaker 3: Because otherwise you can build things like resentment and you
• 38:23
  Speaker 3: start to have this kind of you can build an
• 38:25
  Speaker 3: elephant within your partnership. Often this is also advice for
• 38:28
  Speaker 3: like a lot of relationships in our lives, but especially
• 38:30
  Speaker 3: you know as business partners that you could have avoided
• 38:33
  Speaker 3: by just having a conversation, and you are going to
• 38:36
  Speaker 3: have to have uncomfortable conversations. I think that's something that
• 38:39
  Speaker 3: we and I don't know if it's through COVID or
• 38:43
  Speaker 3: in the way that we live in Like for example,
• 38:45
  Speaker 3: on Facebook, your algorithm is very close to what you
• 38:48
  Speaker 3: believe because Facebook it knows what you.
• 38:51
  Speaker 1: Believe, so you'll serve what you believe.
• 38:53
  Speaker 3: And sometimes we become very or we have I think,
• 38:56
  Speaker 3: become very uncomfortable with uncomfort stable conversations saying something that
• 39:03
  Speaker 3: you so for example, just say you want to do
• 39:05
  Speaker 3: the bricks one wants to do. You had an idea
• 39:07
  Speaker 3: you're going to do the brick and mortar stores, but
• 39:08
  Speaker 3: then one said, hey, I actually don't want this anymore.
• 39:11
  Speaker 3: I want to take the business global, or I want
• 39:14
  Speaker 3: to step out of the business, or whatever it might be.
• 39:17
  Speaker 3: That is going to be an uncomfortable conversation because you're
• 39:19
  Speaker 3: changing your mind. But it is okay to change your
• 39:22
  Speaker 3: mind it is okay to voice those things, and if
• 39:25
  Speaker 3: you avoid it, it just gets really, really, really hard.
• 39:27
  Speaker 3: So that's the most important advice that I would have
• 39:31
  Speaker 3: is know that you have to create a safe space
• 39:34
  Speaker 3: to have those conversations that you have the respect And
• 39:38
  Speaker 3: this is what Sep and I like we have. I'm
• 39:40
  Speaker 3: so grateful to be able to work with someone who
• 39:42
  Speaker 3: trusts me wholeheartedly and respects me wholeheartedly. And I know
• 39:45
  Speaker 3: going into any uncomfortable conversation that we have that we
• 39:49
  Speaker 3: both want the best. It's obviously important to say what
• 39:52
  Speaker 3: we want, but we also want the best for each other.
• 39:54
  Speaker 3: And we're not going in thinking like, oh, I'm going
• 39:56
  Speaker 3: to say this and I just really want to piss
• 39:57
  Speaker 3: the other person off or whatever.
• 39:59
  Speaker 1: It's like.
• 39:59
  Speaker 3: No, we're going in because we value and respect our
• 40:01
  Speaker 3: friendship so much first before our kind of business partnership
• 40:05
  Speaker 3: that we want to protect it so then we can
• 40:08
  Speaker 3: be the best.
• 40:08
  Speaker 6: Business partners for our team and then for the mission
• 40:11
  Speaker 6: and et cetera.
• 40:13
  Speaker 4: How you found that, as you know, you guys have
• 40:15
  Speaker 4: been in business for such a long time. You know
• 40:16
  Speaker 4: you've been friends for way longer from what I understand, right,
• 40:20
  Speaker 4: did any point your relationship suffer because of work, not
• 40:24
  Speaker 4: because necessarily you're having conflict, but just I can imagine
• 40:27
  Speaker 4: if you see someone every day at the office or whatever,
• 40:30
  Speaker 4: then making time outside of work might not seem like
• 40:32
  Speaker 4: such a priority or did it impact the relationship at
• 40:35
  Speaker 4: all between you guys in those kinds of ways.
• 40:37
  Speaker 3: It definitely goes through seasons, like all kind of relationships
• 40:41
  Speaker 3: that we have in our lives. I think it is
• 40:43
  Speaker 3: that something that's really important is making time outside of
• 40:46
  Speaker 3: work to spend together where you don't talk about work
• 40:50
  Speaker 3: and you nourish that you know, that beautiful friendship. That's
• 40:53
  Speaker 3: why you started working together in the first place, and
• 40:56
  Speaker 3: that is very, very important. And so absolutely there's been
• 40:59
  Speaker 3: times we and it's come from avoiding conversations and we
• 41:03
  Speaker 3: avoided and this has been a journey for us. We
• 41:06
  Speaker 3: didn't avoid them because we were like, oh, I just
• 41:08
  Speaker 3: want to build this up my head and make this
• 41:10
  Speaker 3: big story out. We avoided them because we were trying
• 41:12
  Speaker 3: to protect the And this is what we're working through
• 41:16
  Speaker 3: is we tell each other like ninety seven percent, but
• 41:19
  Speaker 3: the three percent that we don't share is and I
• 41:22
  Speaker 3: think this is very prominent in many relationships. Is not
• 41:25
  Speaker 3: because we want to keep anything from each other, but
• 41:29
  Speaker 3: it's because we're trying to protect the other one. Yeah,
• 41:32
  Speaker 3: from that three percent, it might be something that we want,
• 41:35
  Speaker 3: but we're like, that's going to be uncomfortable to talk through.
• 41:38
  Speaker 3: That's going to I don't know if that's going to
• 41:39
  Speaker 3: be the best thing for them. But again, this is
• 41:42
  Speaker 3: all assumptions. This is all assumptions of what you think,
• 41:45
  Speaker 3: like for me, like maybe what I thought Seph would think,
• 41:47
  Speaker 3: or what Seth Goood I would think. And that protecting
• 41:51
  Speaker 3: each other, which is always a good intention, has been
• 41:54
  Speaker 3: sometimes the reason that we've avoided conversations and let them
• 41:58
  Speaker 3: build up and then we've had an it's been like,
• 42:00
  Speaker 3: oh my god, why don't we talk about this six
• 42:01
  Speaker 3: months ago? But because we're trying to protect each other
• 42:04
  Speaker 3: based on assumptions that are not true, it became this
• 42:08
  Speaker 3: big thing and it didn't need to be exactly and
• 42:11
  Speaker 3: even some of it's a smaller thing or bigger thing.
• 42:13
  Speaker 3: And in an assumption, it's kind of thinking, Okay, I
• 42:15
  Speaker 3: can't say this because I think even in whatever relationship,
• 42:20
  Speaker 3: this person is going to say this back. This is
• 42:24
  Speaker 3: how it's going to impact them. You don't know how
• 42:26
  Speaker 3: it's going to impact them. But to not have conversations
• 42:29
  Speaker 3: because of these assumptions that are most likely not true,
• 42:33
  Speaker 3: it can be very dangerous for relationships.
• 42:35
  Speaker 5: Yeah, yeah, completely, Yeah, I completely agree with everything you're saying.
• 42:40
  Speaker 1: It's all about communication.
• 42:42
  Speaker 5: And when you were reading this out, I was kind
• 42:43
  Speaker 5: of thinking it could work until it got to the
• 42:46
  Speaker 5: point where she said that they have different conflict resolution styles,
• 42:49
  Speaker 5: and like that obviously not our whole friendship relationship. You know,
• 42:54
  Speaker 5: whatever it looks like is going to be conflict after conflict.
• 42:58
  Speaker 5: But if you deal with differently, I can only assume
• 43:01
  Speaker 5: that the kind of like communication styles are also quite different. Also,
• 43:05
  Speaker 5: if it does get to a point where like, sure
• 43:06
  Speaker 5: you've had an uncomfortable situation where you have you have
• 43:09
  Speaker 5: had an uncomfortable conversation and it's turned into a conflict,
• 43:14
  Speaker 5: it's already kind of gone through all the steps of
• 43:17
  Speaker 5: like gentle conversation, uncomfortable conversation. Now it's a conflict, And
• 43:21
  Speaker 5: then I just can't see that going very well. Like
• 43:23
  Speaker 5: if you do have different conflict resolution styles, like it
• 43:25
  Speaker 5: can work if everyone's like this is how you like
• 43:28
  Speaker 5: to do it, and so I like to do it,
• 43:30
  Speaker 5: So let's compromise, And it's kind of like.
• 43:32
  Speaker 3: And create a process before you go into business of
• 43:35
  Speaker 3: how are we going to create And if they have
• 43:37
  Speaker 3: different conflicts styles and maybe communication styles, it's possible and
• 43:41
  Speaker 3: it's very likely one would feel more comfortable with being
• 43:44
  Speaker 3: possibly dominant and maybe not dominant, but with conflict and
• 43:48
  Speaker 3: a certainness, and then one may not and that can
• 43:51
  Speaker 3: be quite dangerous in a relationship. Don't acknowledge it and
• 43:54
  Speaker 3: speak about it. So maybe it's speaking through that totally.
• 43:57
  Speaker 3: As you said, how what is your conflict resolution and style? Look,
• 44:00
  Speaker 3: maybe not even starting with conflict because you don't want
• 44:02
  Speaker 3: to get to conflict you want to rename it as
• 44:04
  Speaker 3: and reframe it as communications style as you said, and
• 44:08
  Speaker 3: working through differences exactly. But you're always wanting the best
• 44:12
  Speaker 3: of the business, right yeah, And so talking about it
• 44:15
  Speaker 3: before and how we work through this and being really
• 44:18
  Speaker 3: honest about how that when that whatever the other person
• 44:21
  Speaker 3: does for conflict resolution, how that makes you feel and
• 44:25
  Speaker 3: vice versa, So then you can maybe work through can
• 44:28
  Speaker 3: we actually navigate this, because that's so true, it would
• 44:30
  Speaker 3: be quite difficult if that's not addressed totally.
• 44:34
  Speaker 1: My best friend and I just really quickly.
• 44:35
  Speaker 5: Well, she owns a coffee van, but we used to
• 44:37
  Speaker 5: run one together in Sorrento, beautiful Sorrento, and we like
• 44:41
  Speaker 5: we're still like best friends to this day, and we
• 44:43
  Speaker 5: do argue a lot. We're kind of like, you know,
• 44:44
  Speaker 5: like an old married couple, so we're very comfortable arguing
• 44:47
  Speaker 5: with each other. But when we were doing this, because
• 44:50
  Speaker 5: she she's kind of the type that would there would
• 44:52
  Speaker 5: be like a bit of an issue. She wants to
• 44:53
  Speaker 5: go away and think about it and then come back
• 44:55
  Speaker 5: when all of his thoughts are in order and then
• 44:58
  Speaker 5: discuss it. But I like, just want to talk about
• 45:01
  Speaker 5: it right here, right now, and let's just like let's
• 45:02
  Speaker 5: just sit down. Let's just like calm down and talk.
• 45:05
  Speaker 5: I cannot like let it simmer, but she must have
• 45:09
  Speaker 5: let it simmer. So we realized very quickly we weren't
• 45:12
  Speaker 5: very good as business partners or whatever that was. And
• 45:16
  Speaker 5: so I think, yeah, it just you know exactly, just
• 45:19
  Speaker 5: like it's all about communication. Just talk about it, just
• 45:21
  Speaker 5: talk about it.
• 45:22
  Speaker 6: Yeah.
• 45:23
  Speaker 4: No, I'm the only person who hasn't gone into business
• 45:25
  Speaker 4: or someone, so I don't know that I'm the best
• 45:26
  Speaker 4: person to talk about it. But I will say I
• 45:29
  Speaker 4: have observed many a business partnership fall apart, and not
• 45:33
  Speaker 4: to be the downer, but I will say that not
• 45:36
  Speaker 4: every set of friends is made or equipped to go
• 45:40
  Speaker 4: into business together, even if the intentions are the best
• 45:43
  Speaker 4: of the best. So I would really make sure that
• 45:46
  Speaker 4: you sit with it and think about it because I think,
• 45:48
  Speaker 4: you know, I do have a small business, and a
• 45:50
  Speaker 4: lot of us who have small businesses, you get stuck
• 45:52
  Speaker 4: in the thought of small like you're just thinking about
• 45:55
  Speaker 4: your current day to day operations and the little things
• 45:57
  Speaker 4: that you do. But I think if you're going into
• 46:00
  Speaker 4: business ideally like you do want to get to a
• 46:02
  Speaker 4: point where you're scaling, whether that's scaling a team, whether
• 46:04
  Speaker 4: that's scaling income with that scaling product. And so at
• 46:08
  Speaker 4: some point, if everything goes the way that you hope
• 46:10
  Speaker 4: it will, you will one day be a bigger business.
• 46:13
  Speaker 4: And with a bigger business comes I think significantly more
• 46:17
  Speaker 4: challenges and it becomes harder to navigate if you don't
• 46:22
  Speaker 4: have that really solid foundation.
• 46:23
  Speaker 1: Again, this is just what I've observed. That's very true.
• 46:26
  Speaker 6: One hundred percent agree, So.
• 46:27
  Speaker 4: I think it is worth reflecting. Now, imagine you and
• 46:33
  Speaker 4: your best friend had a team of ten people, or
• 46:35
  Speaker 4: imagine you had a business that was turning over half
• 46:38
  Speaker 4: a million dollars a year or whatever your ideal big
• 46:41
  Speaker 4: picture endgame looks like, do you think that you could
• 46:45
  Speaker 4: still run that business effectively as a team, Because ultimately
• 46:48
  Speaker 4: that's what you are. You're a team that is trying
• 46:50
  Speaker 4: to build this thing. And so I think if you
• 46:52
  Speaker 4: have doubts now, I think it's really important that you
• 46:56
  Speaker 4: look into them deeply because it may the outcome may
• 47:00
  Speaker 4: be like, there is a possibility that it just might
• 47:02
  Speaker 4: not work like as much as you want it too,
• 47:04
  Speaker 4: as much as you're the best of friends and you
• 47:06
  Speaker 4: want to do this cool thing together, if you have doubts,
• 47:08
  Speaker 4: there may be a reason, And so I just I
• 47:10
  Speaker 4: would suggest sitting with them and really like reflecting deeply
• 47:15
  Speaker 4: on them because it may be a thing that that
• 47:16
  Speaker 4: your communication styles are just too different, and you know,
• 47:20
  Speaker 4: when you have that conflict, it could tear that relationship apart,
• 47:23
  Speaker 4: and you don't want that either. I don't know that
• 47:25
  Speaker 4: anything would be worth that. So I think also just
• 47:28
  Speaker 4: considering that outcome as an option, I hope that that's
• 47:31
  Speaker 4: not the case. Like I want you guys to be
• 47:33
  Speaker 4: able to go into business and to build this incredible thing.
• 47:35
  Speaker 4: But it's okay if it is it's okay if it
• 47:37
  Speaker 4: is absolutely and I've seen many a person go down
• 47:39
  Speaker 4: that path and it is very hard on everybody.
• 47:42
  Speaker 6: So yeah.
• 47:43
  Speaker 1: We did ask a few questions.
• 47:44
  Speaker 4: If you guys on our Instagram and she's in the
• 47:46
  Speaker 4: money aus, if you want to join in every week,
• 47:48
  Speaker 4: these are so much funds. The first thing we said
• 47:50
  Speaker 4: was would you ever consider starting a business or a
• 47:52
  Speaker 4: side hustle with your friend or somebody close to you.
• 47:55
  Speaker 4: Thirty five percent of people said yes, it would be
• 47:57
  Speaker 4: slight and I would love that, and sixty five percent
• 48:00
  Speaker 4: of people said no, I wouldn't want to risk my friendship. Next,
• 48:04
  Speaker 4: we asked, if you have done this before, how has
• 48:07
  Speaker 4: it impacted your relationship. Thirty percent of people said it's
• 48:11
  Speaker 4: made us closer than ever, and seventy percent of people
• 48:13
  Speaker 4: said we've had some issues. Third thing that we asked
• 48:17
  Speaker 4: was do you think that being besties would make running
• 48:19
  Speaker 4: a business easier or harder?
• 48:21
  Speaker 1: And this was interesting.
• 48:22
  Speaker 4: Twenty three percent of people said easier and seventy seven
• 48:25
  Speaker 4: percent of people said they thought that it would be harder.
• 48:28
  Speaker 4: So I really feel like you and Steph are kind
• 48:29
  Speaker 4: of unicorns in the way that you guys have done
• 48:32
  Speaker 4: so well. But we did ask for a bit more details.
• 48:35
  Speaker 4: We said, what advantages do you think would come with
• 48:38
  Speaker 4: running a business with your bestie?
• 48:40
  Speaker 1: And it was really vary.
• 48:41
  Speaker 4: So some people said, you know, you know how they think,
• 48:43
  Speaker 4: you know how they work. You can work to your
• 48:45
  Speaker 4: strength and your weaknesses, which I think really goes back
• 48:47
  Speaker 4: to what you were saying before, Laura. Someone said the
• 48:51
  Speaker 4: good days would be so much fun, Like just think
• 48:53
  Speaker 4: about how much fun you would have together. Someone said
• 48:56
  Speaker 4: you can understand each other's support and conflict, need, their habits,
• 49:00
  Speaker 4: their triggers, which I think is also I guess the
• 49:02
  Speaker 4: flip side of that's true of the negative is you
• 49:05
  Speaker 4: know or may be able to preempt, But then are
• 49:07
  Speaker 4: we getting into that dangerous territory where you're assuming, So
• 49:11
  Speaker 4: it could be like a little bit of a double
• 49:12
  Speaker 4: edged sword. Lots of people saying your values are likely
• 49:15
  Speaker 4: aligned because you were good friends. You know, if you
• 49:18
  Speaker 4: are best friends, you've built that relationship on respect and
• 49:21
  Speaker 4: honesty and all of those great qualities that we look
• 49:24
  Speaker 4: for in friendships. So that should translate really nicely into
• 49:28
  Speaker 4: a business partner getting to work together all the time,
• 49:31
  Speaker 4: sounds really fun. So overwhelmingly I would say, people seemed
• 49:34
  Speaker 4: pretty positive about it. And so then we said, tell
• 49:38
  Speaker 4: us your two cents. Any other thoughts on mixing business
• 49:41
  Speaker 4: and friendship, And I just want to say, not a
• 49:43
  Speaker 4: word of a lie. The first thing that came up
• 49:45
  Speaker 4: is Stephan Laura from Kick did it and are thriving
• 49:48
  Speaker 4: so many people because it's possible, which I just think
• 49:50
  Speaker 4: is so sweet. Lots of people are saying get contracts
• 49:54
  Speaker 4: and written agreements in place, which I agree with very strongly.
• 49:57
  Speaker 4: I think coming back to that imagining you're a big
• 50:00
  Speaker 4: business when you're small, you go, oh, it doesn't matter,
• 50:04
  Speaker 4: Like it's just the two of us from our garage,
• 50:05
  Speaker 4: Like it's not that big of a deal, it's not
• 50:07
  Speaker 4: that deep. But I think if you treat yourself as
• 50:09
  Speaker 4: that big, big business from the very start, that means
• 50:12
  Speaker 4: having agreements in place. If one person wants to step away,
• 50:16
  Speaker 4: what does that look like? If one person is doing
• 50:18
  Speaker 4: more work than the other person, what does that look like.
• 50:21
  Speaker 4: I think outlining the financial and some of the interpersonal
• 50:26
  Speaker 4: things can help avoid conflict later on. I know you
• 50:29
  Speaker 4: guys said you never used your agreement, but you had
• 50:31
  Speaker 4: one from the beginning, right, had.
• 50:32
  Speaker 3: One, and so it's important to put in there you're
• 50:35
  Speaker 3: depending if you're paying yourself or if you're not.
• 50:37
  Speaker 1: That's really important.
• 50:38
  Speaker 3: Expectations in terms of work hours or however you measure
• 50:41
  Speaker 3: work output, if it's in task, whatever it my old projects,
• 50:44
  Speaker 3: whatever it might be. I think sometimes we can overcomplicate
• 50:47
  Speaker 3: it in thinking we need to solve for so for example,
• 50:49
  Speaker 3: around if someone to leave at one point, that's very
• 50:52
  Speaker 3: hard to solve for and in it because hopefully that
• 50:56
  Speaker 3: doesn't happen. I think it's putting the basics down because
• 50:59
  Speaker 3: you don't want to make it overwhelming, and that like
• 51:01
  Speaker 3: you have to solve for everything in this original contract.
• 51:05
  Speaker 3: I think it is such amazing advice to think about
• 51:07
  Speaker 3: yourself as a big business in that, but try not
• 51:10
  Speaker 3: to also, I think put too much pressure to solve everything.
• 51:12
  Speaker 3: But the really important things is whatever's happening with money,
• 51:16
  Speaker 3: like how you be financially supported and what is the
• 51:18
  Speaker 3: output of each of you going to be. And you
• 51:21
  Speaker 3: could even put in there too that you're going to
• 51:23
  Speaker 3: catch up every month and talk through you know where
• 51:26
  Speaker 3: you're both at, and that the contract is open to
• 51:30
  Speaker 3: changing as you both evolve, which may mean that you
• 51:33
  Speaker 3: can have to solve for actually one of us isn't
• 51:35
  Speaker 3: in this anymore, or whatever.
• 51:37
  Speaker 1: You can always amend or update it later.
• 51:38
  Speaker 4: Absolutely, people saying set aside time each week socially where
• 51:43
  Speaker 4: you don't talk about the business at all and can
• 51:45
  Speaker 4: connect as friends is really important. Lots and lots of
• 51:48
  Speaker 4: people saying contracts and boundaries as well, coming clear you know,
• 51:52
  Speaker 4: outside of work, we don't talk about these things, or
• 51:54
  Speaker 4: you know, this day is my day off and I
• 51:55
  Speaker 4: don't want to think about work or things of that nature.
• 51:58
  Speaker 4: Also quite a few people saying it's a bad idea,
• 52:01
  Speaker 4: don't do it. So it's a really mixed bag. But
• 52:04
  Speaker 4: I think ultimately it's really well summed up by what
• 52:08
  Speaker 4: you were saying before, Laura, which is it can be
• 52:10
  Speaker 4: so great and there can be so many wonderful things
• 52:13
  Speaker 4: to it, but you need to set it up for
• 52:15
  Speaker 4: success early, which you know is what you were saying
• 52:18
  Speaker 4: as well back. So I think hopefully that helps answer
• 52:21
  Speaker 4: the question. Has anybody else have any your last thoughts
• 52:24
  Speaker 4: before we s get out all out of here. Personally,
• 52:26
  Speaker 4: I'm okay, you're feeling good, Laura. Thank you for coming
• 52:29
  Speaker 4: in and if peop want to see more of you
• 52:31
  Speaker 4: or of Kick, where can they find you, guys?
• 52:33
  Speaker 3: So you can find us on Instagram atkick dot app.
• 52:36
  Speaker 3: And if you do want to try the app, we've
• 52:38
  Speaker 3: got everything. We've got over a thousand workouts.
• 52:41
  Speaker 4: I love the app meditation to there, thank you, Sammy's
• 52:44
  Speaker 4: workout in my favorite amazing Strength is so good, and
• 52:47
  Speaker 4: the pilates is also great.
• 52:48
  Speaker 6: She's amazing. We've got in that that's so important to them.
• 52:52
  Speaker 3: I really wanted to make sure we shared a code
• 52:53
  Speaker 3: with your community because I know especially and I mean
• 52:56
  Speaker 3: it links in so well to what we spoke about
• 52:58
  Speaker 3: earlier with help making healthy inning acessable, but exercise as well,
• 53:01
  Speaker 3: like a pilates membership, like all of these different like
• 53:04
  Speaker 3: a running program, all of these separate things can add
• 53:07
  Speaker 3: up to a lot, and so at Kick we've wanted
• 53:10
  Speaker 3: to put it all within the one membership.
• 53:13
  Speaker 6: And so if you do want to give it a
• 53:14
  Speaker 6: go and try, if you go onto our.
• 53:16
  Speaker 3: Website www dot kickapp dot com and then sign up
• 53:20
  Speaker 3: to the monthly membership and enter the code money month
• 53:23
  Speaker 3: capital m o n E y m o n t
• 53:26
  Speaker 3: h isaurdays well money month amazing you can try kick
• 53:31
  Speaker 3: and then once you create an account on the website
• 53:32
  Speaker 3: and use the code, then download the app, log in
• 53:34
  Speaker 3: with the same.
• 53:35
  Speaker 6: Details and yeah, you can experience it all. It's great
• 53:39
  Speaker 6: you want to do that, of course, let me know
• 53:45
  Speaker 6: love feedback and thank you so much.
• 53:47
  Speaker 5: Credit so much. It's been so nice having you on.
• 53:49
  Speaker 5: Genuinely like such a treat, So thank you so much.
• 53:52
  Speaker 6: Thanks you for having me.
• 53:53
  Speaker 1: Have a wonderful weekend, guys. If you try.
• 53:55
  Speaker 4: Will see you bright and early on Monday for money
• 53:57
  Speaker 4: Darry see you later, Bye, guys.
• 54:06
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