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How Inflation Is Quietly Eating Your Homeowners Insurance Deductible
Lucas and Luna break down why the average homeowners insurance deductible has crept up even as inflation cools, using the latest CPI and PCE data. They explain how insurers reset replacement-cost baselines, why a ten-thousand-dollar deductible can wipe out years of premium savings, and what listeners can do to renegotiate their own policies before the next renewal. Tangible advice on auditing coverage, raising deductible thresholds strategically, and when to file a claim. Grounded in current market data: the ten-year breakeven inflation rate sits at 2.28 percent, and core CPI is still ticking…
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