Shows / Re-Engineering Your Finances Podcast
Re-Engineering Your Finances Podcast
Financial and retirement planning guidance from Charles Welde of CP Welde Group in Chadds Ford, PA. We'll teach you how to reduce taxes and increase income so you can have a bigger impact on your family, friends and the causes you believe in.
Episodes
- Re-Engineering Your Finances Podcast
What Scares Investors More Than Halloween?
It's spooky season. And while most people are thinking about haunted houses and horror movies, a lot of pre-retirees have scarier things on their minds…
- Re-Engineering Your Finances Podcast
60, Retiring Soon, and Wondering About Roth Conversions
"I'm 60, probably retiring in 5-6 years, and I just learned about Roth conversions. Is this something I should be doing?" This is a listener question we hear a…
- Re-Engineering Your Finances Podcast
Retirement Reality Check: 2026 Version
Retirement planning today doesn't look like it did even a decade ago, let alone the way it looked for our parents. On this episode, we’ll give you 5 realities…
- Re-Engineering Your Finances Podcast
Retiring on Accident: Ron's Story
Today we’re going to walk through a potential retirement story in chapters. As each new detail comes in, we're going to react to it the way a financial advisor…
- Re-Engineering Your Finances Podcast
To Roth or Not to Roth: The 7 Factors That Actually Decide If a Conversion Pays Off
Everyone talks about Roth conversions, but few break down what actually determines whether one works out. This episode digs into the real variables to help you…
- Re-Engineering Your Finances Podcast
Listener Questions: Debt, 401(k)s & More
It’s another listener mailbag episode, and Charles is tackling a wide range of real-world financial questions. Is carrying debt always a bad thing? What should…
- Re-Engineering Your Finances Podcast
What Does "Safe Money" Actually Mean?
Everyone says they want their money to be "safe." Almost nobody defines it the same way. Today we're breaking down what safe money really means and whether…
- Re-Engineering Your Finances Podcast
Listener Q's - Retirement, Rentals, Risk & More...
Coming up — should conservative investors take on more risk? If you own rental properties, do you actually need to pay off the mortgages? We've got a couple…
- Re-Engineering Your Finances Podcast
Risk Management Across the Ages
Risk is unavoidable — the only question is whether the risk you're taking actually makes sense for where you are in life. Today we're looking at three stages…
- Re-Engineering Your Finances Podcast
From First Conversation to Long-Term Plan — Here's How We Work
A lot of people think working with a financial advisor is just about picking investments. But a great planning experience is much more than that. Today, we’re…
- Re-Engineering Your Finances Podcast
Class Superlatives — Financial Edition
Graduation season is wrapping up… caps, gowns, and yearbooks full of superlatives like “Most Likely to Succeed” or “Most Popular.” So today, we’re having a…
- Re-Engineering Your Finances Podcast
Don't Waste Your Annual Financial Review
Most folks meet with their financial advisor once a year. That meeting is one of the most valuable hours in your financial life if it's done right. Today we're…
- Re-Engineering Your Finances Podcast
The Surprisingly Hard Part of Retirement Nobody Warns You About
Most retirement conversations are about saving enough. Today we're talking about the other side of that. What happens when you've saved, you're there, and you…
- Re-Engineering Your Finances Podcast
Answering Your Specific Questions About Retirement
Got money questions? We’ve got answers. In this episode, we're tackling some of the most common (and often misunderstood) financial decisions: - What to do if…
- Re-Engineering Your Finances Podcast
Inside Your Financial Easter Basket
Quick question before we get started... which Easter candy are you most looking forward to this year? Whatever your answer is, we're going to use it. Because…
- Re-Engineering Your Finances Podcast
Term, Whole, or Universal Life?
We got a great question from a listener. They wrote in: "What's better- term life insurance, universal life, or whole life?" Straightforward question. Not a…
- Re-Engineering Your Finances Podcast
Tax Mistakes New Retirees Make
Nobody likes tax season. But for new retirees, it can come with a few unwelcome surprises. The rules have changed, the income sources have shifted, and…
- Re-Engineering Your Finances Podcast
Suitcase of Misconceptions: 10 Retirement Myths Too Many People Still Believe
There’s no shortage of financial advice out there, and unfortunately, not all of it is good. Some of the most damaging retirement mistakes don’t come from…
- Re-Engineering Your Finances Podcast
The Pros & Cons of the New Trump Accounts
A new government-backed savings account for kids is coming. On the surface, it sounds like a win. Free money for newborns, long-term investing, and a head…
- Re-Engineering Your Finances Podcast
What Should I Be Doing Differently in 2026? Listener Questions Answered
It’s mailbag time! Today, Charles answers recent listener questions sent into the show. From worrying about inflation and holding too much cash, to downsizing-…
- Re-Engineering Your Finances Podcast
Am I Behind In My Retirement Savings? What To Do If You Are
Nothing will mess with your financial confidence faster than comparing your savings to your brother, your coworkers, or that guy on YouTube who claims he…
- Re-Engineering Your Finances Podcast
Retirement Realities: Divorce, Inheritance, Advisors, and Everything In Between
In this episode, we tackle a wide spectrum of listener questions about retirement, divorce, inheritance, taxes, investing, and paying for big life events. If…
- Re-Engineering Your Finances Podcast
The 5 Retirement Questions Smart People Ask
You’ve heard the saying, “There’s no such thing as a bad question.” But in retirement planning… some questions are definitely better than others. The way you…
- Re-Engineering Your Finances Podcast
Two Advisors, Twice the Confusion?
Most people think financial planning is about calculators, spreadsheets, and strategies. But that’s only half the story. The truth is, your feelings about…
- Re-Engineering Your Finances Podcast
Where Should Someone Invest $1 Million?
What would you do if a client came in with $1 million in cash to invest? That was the question put to three financial advisors in a recent article. Today…
- Re-Engineering Your Finances Podcast
You’re Not Ready to Retire If This Is All You’ve Done
You’ve spent decades building your investment accounts, monitoring the markets, and contributing to your 401(k). That’s great. But here’s the truth: you’re not…
- Re-Engineering Your Finances Podcast
If I Won’t Live to 90, Should I Claim Social Security Early?
If your parents passed away relatively young, it’s only natural to wonder whether you’ll follow the same path. And from a financial standpoint, does that…
- Re-Engineering Your Finances Podcast
Are You A Winner Or A “Loser” In The Big Beautiful Bill
The new tax bill just passed, but will it actually help you? Let’s look at who stands to benefit, who might lose out, and the strategic moves to consider now…
- Re-Engineering Your Finances Podcast
What The “Big Beautiful Bill” Means For Your Retirement Plan
A new tax bill has officially passed (you’ve probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we’re…
- Re-Engineering Your Finances Podcast
Should You Gift Money While You’re Alive or Leave A Legacy?
You’ve worked hard, saved well, and now you’re thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait…
- Re-Engineering Your Finances Podcast
Retirement Breaking News: The 4% Rule Gets a Makeover
The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its…
- Re-Engineering Your Finances Podcast
Is It Bad to Leave My 401(k) Where It Is?
If you’ve switched jobs in the past few years, chances are you’ve got an old 401(k) sitting somewhere, collecting dust and possibly fees. Today, we’re…
- Re-Engineering Your Finances Podcast
Turning Savings Into A Real Retirement Plan
We got a thoughtful question from Amanda last week, who said: ‘I’ve been saving for retirement, but I’ve never actually made a plan.’ And she’s not alone…
- Re-Engineering Your Finances Podcast
Retirement Assassins: The Potential Silent Killers of Your Financial Future
The thing about assassins in the real world is that they’re sneaky and you don’t see them coming. And the assassins in the retirement planning world are…
- Re-Engineering Your Finances Podcast
Retirement Lessons From The Masters
The Masters is a beautiful reminder of just how much strategy, patience, and long-term focus goes into a great round of golf. Turns out, retirement works a lot…
- Re-Engineering Your Finances Podcast
Key 2025 Tax Breaks & Adjustment Opportunities
Tax season is here, but filing your 2024 return is just one piece of the puzzle. Now is also the perfect time to take advantage of new tax rules for…
- Re-Engineering Your Finances Podcast
April Fool’s: Beliefs That Fool Retirement Savers The Most
April Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we’re uncovering the…
- Re-Engineering Your Finances Podcast
Smart Money Moves: Listener Questions Answered
Got financial questions? You’re not alone! In this episode, we're tackling listener questions on everything from Social Security timing and high annuity fees…
- Re-Engineering Your Finances Podcast
Breaking: How Long Will $1 Million Last In PA, NJ & DE?
For years, $1 million was considered the gold standard for retirement savings. But is it really enough? A new analysis shows that depending on where you live…
- Re-Engineering Your Finances Podcast
If You’re a Smart Investor, Do You Really Need a Financial Advisor?
If you’ve spent years successfully managing your own investments, do you really need a financial advisor? That’s the question Bob, one of our listeners, sent…
- Re-Engineering Your Finances Podcast
How To Change Your Money Attitude In 2025
We’re already a month into 2025—how’s it going so far? Maybe you set some financial goals back in January, or maybe you’re just now thinking about how to make…
- Re-Engineering Your Finances Podcast
The Road to the 0% Tax Bracket: A Real Client Success Story
We get a great story on today’s episode about how Charles helped a recent client achieve the goal of the zero percent tax bracket. Find out how it happened and…
- Re-Engineering Your Finances Podcast
IRAs Are Different: Strategies for Maximizing Your Wealth
IRAs are unique and come with rules that can significantly impact your retirement and legacy planning. In this episode, we’ll explore what makes IRAs…
- Re-Engineering Your Finances Podcast
2024's Best Stocking Stuffer: Financial Freedom
The holiday season is here, and while you’re stuffing stockings for your loved ones, don’t forget to stuff your own financial stocking with tips that can bring…
- Re-Engineering Your Finances Podcast
Listener Q&A: Tackling Life’s Toughest Money Moments
Today, we’re sitting down with Charles Welde to explore real-life financial dilemmas from listeners just like you. From navigating late-life divorce and…
- Re-Engineering Your Finances Podcast
When Is Time No Longer on Your Side? Preparing for Market Volatility as Retirement Nears
We’re often told not to worry about market dips when we’re young, but when does this advice expire? In this episode, we'll discuss the critical shift that…
- Re-Engineering Your Finances Podcast
Can You Rely on Dividends Alone for Retirement Income?
For many, dividends seem like the holy grail of passive income. But is it wise to rely solely on dividends for retirement? Join us as we unpack the risks and…
- Re-Engineering Your Finances Podcast
Why It’s Crucial To Know How Financial Advisors Get Paid
Ever wonder how your financial advisor really gets paid—and what that means for you? Whether it’s a fee, a commission, or a salary, the way your advisor earns…
- Re-Engineering Your Finances Podcast
Unlock Your Potential During National Financial Planning Month
With National Financial Planning Month upon us, we’re sitting down with Charles to uncover the strategies and steps that go into building a personalized…
- Re-Engineering Your Finances Podcast
Never Stop Asking 'How Do You Know?' - Navigating Retirement Planning (Part 2)
Remember when you were a kid, always asking 'How do you know?' about everything, like why the sky is blue or where the sun goes at night? That curiosity…
- Re-Engineering Your Finances Podcast
Never Stop Asking 'How Do You Know?' - Navigating Retirement Planning (Part 1)
Remember when you were a kid, always asking 'How do you know?' about everything, like why the sky is blue or where the sun goes at night? That curiosity…
- Re-Engineering Your Finances Podcast
Facing Real Financial Questions: Roth, Stocks, and Inheritance Insights
Today, we're tackling some real-life financial questions that many of us face. From considering Roth options for minimizing future taxes, to deciding whether…
- Re-Engineering Your Finances Podcast
The Top 401(k) FAQs In 2024
We get a lot of questions about 401ks, and we know they can be tricky to navigate. That's why we're tackling your top questions in one comprehensive episode…
- Re-Engineering Your Finances Podcast
Take the Fork: Yogi’s Wisdom on Making Financial Choices
In this episode, we’re diving into some famous words by the one and only Yogi Berra. You might know him for his legendary baseball career, but Yogi was also a…
- Re-Engineering Your Finances Podcast
The Beauty of Simplicity When Planning For Retirement
Retirement planning doesn’t have to be overwhelmingly complicated. It certainly doesn’t have to be as complicated as some people make it. In our next episode…
- Re-Engineering Your Finances Podcast
Retiree Insurance: The Basics You Must Know
While you dream about the leisurely days ahead of you in retirement, it’s also important to think about some of the less glamorous items, including insurance…
- Re-Engineering Your Finances Podcast
Combatting Popular Excuses For Poor Financial Decision-Making
Very often, we see people who know that the financial decisions that they’re making aren’t the best decisions, but they try to create excuses or explanations…
- Re-Engineering Your Finances Podcast
Retirement Questions That Every Generation Is Asking
Each generation is currently navigating a unique part of the retirement planning experience. With many baby boomers preparing for the transition into…
- Re-Engineering Your Finances Podcast
Don’t Make These Income Planning Mistakes
Are you planning for your retirement with the confidence that you're making all the right moves? In today's episode, we'll unveil the crucial income planning…
- Re-Engineering Your Finances Podcast
How One Overlooked Issue Can Sink Your Retirement
Imagine your retirement plan as a ship sailing toward a horizon of rest and relaxation. But what if one leak could sink it all? In today’s episode, we…