Shows / Perfect Game Retirement

Perfect Game Retirement
Welcome to Perfect Game Retirement, hosted by Ryan Ledden of Black Oak Asset Management. As a former pro ballplayer and CFP, Ryan combines his love of the game with financial expertise to guide you to a confident retirement. Securities and Advisory Services offered through Silver Oak Securities, Inc., Member FINRA/SIPC. Black Oak Asset Management and Silver Oak Securities, Inc. are not affiliated.
Episodes
Perfect Game RetirementIf I Won’t Live to 90, Should I Claim Social Security Early?
📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html If your…
Perfect Game Retirement5 Signs You’re Wealthier Than You Think
📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html Most…
Perfect Game RetirementBack To School Retirement Planning Quiz
📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html The…
Perfect Game Retirement7 Retirement Assumptions to Reconsider in 2025
📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html Just…
Perfect Game RetirementGen X, It’s Your Turn: It’s Time To Think About Retirement
📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html Cue the…
Perfect Game RetirementBig Beautiful Bill Myths Debunked
📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html Big tax…
Perfect Game RetirementWhat The “Big Beautiful Bill” Means for Your Retirement Plan
📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html A new…
Perfect Game RetirementThe 4 Things You Can Control in Retirement
📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html Markets…
Perfect Game RetirementShould You Gift Money While You’re Alive or Leave A Legacy?
📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html You’ve…
Perfect Game RetirementRetirement Breaking News: The 4% Rule Gets a Makeover
📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html The 4%…
Perfect Game RetirementThe Lazy Way to Retire? Let’s Talk Target-Date Funds
Target-date funds just passed $4 trillion in assets. They’re now the default investment in many 401(k)s, and millions of Americans are using them without…
Perfect Game RetirementFinancial Lessons Parents & Grandparents Can Teach A New Graduate
Graduation season is an exciting milestone, not just for the grads, but for parents and grandparents who have supported them along the way. Today, Ryan wants…
Perfect Game Retirement5 Ways Wishful Thinking Can Damage Your Retirement
A little hope is good for the soul, but when it comes to retirement planning, wishful thinking can lead to serious financial mistakes. Today, Ryan walks…
Perfect Game RetirementMarket Strategy for Type A Investors: Why Doing Less Might Be Your Best Move
Today we’re talking about Type A personalities. If you’re driven, competitive, and goal-oriented, then you’re part of the club that often struggles during…
Perfect Game RetirementWhy Your Emotions May Matter More Than Math
Most people believe financial success comes down to numbers, but the truth is your emotions and mindset may play an even bigger role than any spreadsheet ever…
Perfect Game RetirementInside the Advisor’s Office: What People Are Actually Concerned About
Ever wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns…
Perfect Game RetirementIs It Bad to Leave My 401(k) Where It Is?
Got an old 401(k) collecting dust after a job change? You're not alone, and what you do with that account might have a big impact on your long-term financial…
Perfect Game RetirementRetirement Assassins: The Silent Killers of Your Financial Future
When it comes to retirement planning, it's often the threats you don't see coming that do the most damage. In this episode, Ryan uncovers five silent…
Perfect Game RetirementWhat Should You Actually Do When the Market Drops?
The headlines are loud, the markets are messy, and your gut might be telling you to do something - anything -right now. But what should you actually do when…
Perfect Game RetirementRetirement Lessons From The Masters
The Masters is a beautiful reminder of just how much strategy, patience, and long-term focus goes into a great round of golf. Turns out, retirement works a lot…
Perfect Game RetirementKey 2025 Tax Breaks & Adjustment Opportunities
Tax season is here, but filing your 2024 return is just one piece of the puzzle. Now is also the perfect time to take advantage of new tax rules for 2025…
Perfect Game RetirementPreparing For Taxes on Your RMDs
In this episode, Ryan unpacks a listener question that’s becoming increasingly common: What should I do about my RMDs if I’m still working at 74 and…
Perfect Game RetirementApril Fool’s: Beliefs That Fool Retirement Savers The Most
April Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we’re unpacking five…
Perfect Game RetirementThe Money Questions Every Couple Needs To Discuss
Valentine’s season is all about love, but let’s be honest, money plays a huge role in any relationship. Whether you’ve been together for decades or just…
Perfect Game RetirementBuilt a Business, But Not a Retirement Plan? Here’s What to Do Now
You’ve built a successful business, but now the big question is, how do you turn that into a retirement plan? If you’re like many entrepreneurs, you’ve spent…
Perfect Game RetirementDo Smart Investors Need to Work With a Financial Advisor?
If you've successfully managed your own investments for years, do you really need a financial advisor? Many DIY investors see it as an unnecessary expense, but…
Perfect Game RetirementRetirement Lessons from Andy Reid: Championship-Worthy Financial Strategies
The Super Bowl may be over, but there’s still a lot to learn from one of the best coaches in the game, Andy Reid. Whether you’re planning the perfect play on…
Perfect Game RetirementWhich Retirement Account Should I Withdraw From First?
There’s a real mindset shift when someone gets to retirement and has to start taking money out of their accounts after saving for years. It gets even more…
Perfect Game RetirementThe New Retirement: Why Many Are Choosing Work Over Leisure
A recent article on Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s, not out of necessity, but for the…
Perfect Game RetirementInflation-Proof Your Retirement In 2025
In recent years, inflation has become a significant concern for many individuals, especially those planning for retirement. While rates have returned to more…
Perfect Game Retirement5 Financial Mistakes to Avoid in Your 60s
Financial mistakes can happen at any age, but they can have a particularly significant impact in your 60s. This episode offers five common financial blunders…
Perfect Game RetirementRetirement Spending Strategy That Will Change Your Life
It’s the beginning of a new year – a time when many of us make resolutions to improve our lives. But how often do we resolve to improve the way we feel about…
Perfect Game RetirementTransform Your Money Mindset in 30 Days (2025 Method)
Today, we’re unveiling the 2025 Method to transform your money mindset in just 30 days. Whether you’re overwhelmed by debt, stuck in a savings rut, or simply…
Perfect Game RetirementWhat Financial Advisors Wish Every Investor Knew
Imagine you could read your financial advisor’s mind before you even walked through the door for the first time. What would they want you to know? In this…
Perfect Game RetirementIs Your Financial Judgment 'Impaired'?
Are you making decisions about your money with a clear mind? Or are you financially ‘impaired’? December is National Impaired Driving Prevention Month, so…
Perfect Game RetirementMailbag: Should My Husband Be More Involved In Financial Planning?
We're diving into the mailbag today on the show. Tune in as Ryan answers a variety of financial and retirement planning questions. Ruth asks if her husband…
Perfect Game RetirementSocial Security Shake-Up: How Raising the Retirement Age Could Impact You
Social Security is the backbone of retirement for millions of Americans, but big changes may be coming. On this episode, we dive into the recently released…
Perfect Game RetirementUnlock Your Potential During National Financial Planning Month
With National Financial Planning Month upon us, we’re sitting down with Ryan to uncover the strategies and steps that go into building a personalized financial…
Perfect Game RetirementUnusual Fears & Financial Planning: Lessons from the Strangest Phobias
In this episode, we’re exploring some of the world’s most unique and quirky fears—and believe it or not, they have a lot more in common with your financial…
Perfect Game RetirementNever Stop Asking 'How Do You Know?' - Navigating Retirement Planning
Remember when you were a kid, always asking 'How do you know?' about everything, like why the sky is blue or where the sun goes at night? That curiosity…
Perfect Game RetirementTailoring Your Financial Jersey for a Perfect Retirement Fit
Imagine your retirement plan as a sports jersey, customized just for you. Today, we're exploring how every detail from numbers to names can define your…
Perfect Game RetirementCollege Financial Planning: Insights For Parents and Grandparents
Paying for college has become increasingly harder with rising costs. Starting early for your child's or grandchild's education can make a big difference and…
Perfect Game RetirementThe Top 401(k) FAQs In 2024
We get a lot of questions about 401ks, and we know they can be tricky to navigate. That's why we're tackling your top questions in one comprehensive episode…
Perfect Game RetirementNoah's Ark & Retirement Planning: Lessons in Preparing Ahead
Ever heard the saying, ‘Always plan ahead. It wasn’t raining when Noah built the ark’? Well, today we're diving into that very concept. How did Noah's…
Perfect Game RetirementTake the Fork: Yogi’s Wisdom on Making Financial Choices
In this episode, we’re diving into some famous words by the one and only Yogi Berra. You might know him for his legendary baseball career, but Yogi was also a…
Perfect Game RetirementMistakes When Choosing A Financial Advisor
Next up: uncover the critical mistakes many make when choosing a financial advisor. We're cutting through the noise to highlight what often goes wrong—from…
Perfect Game RetirementThe Beauty of Simplicity When Planning For Retirement
Retirement planning doesn’t have to be overwhelmingly complicated. It certainly doesn’t have to be as complicated as some people make it. In our next episode…
Perfect Game RetirementYour Financial Wellness Check-Up
Just like an annual checkup is important for maintaining good health, performing regular financial checkups is an essential part of planning for a healthy and…
Perfect Game RetirementSteering Clear of Retirement Stress
Psychologists have determined that retirement is one of the most stressful events that some people will experience in life. In this episode, we’ll look at the…
Perfect Game RetirementRetirement Questions That Every Generation Is Asking
Each generation is currently navigating a unique part of the retirement planning experience. With many baby boomers preparing for the transition into…
Perfect Game RetirementFinance Fortress: Practical Strategies for Protecting Retirees Against Scams & Fraud
As much as any other threat, recognizing and avoiding scams has become a necessary skill for today’s retirees to develop. Join us as we explore crucial steps…
Perfect Game RetirementRetirement Bracketology: Money Lessons While Filling Out Your March Madness Bracket
March Madness is upon us, and as you fill out your bracket and watch the NCAA Tournament this year, there are a few retirement planning lessons that you can…
Perfect Game RetirementRetirement Planning Is Harder Than It Used To Be
Every generation likes to talk about how much harder things used to be when they were kids. Like all of the people who used to have to walk five miles to…
Perfect Game RetirementMailbag: Social Security, Caring For Aging Parents, Company Stock & More
In this episode, we'll be answering some mailbag questions from listeners like you. One listener asks whether they should start receiving their Social Security…
Perfect Game RetirementAre Your Good Money Habits Holding You Back?
This episode might be a bit counterintuitive. We’re going to question the real impact of common financial habits. Are the strategies you consider beneficial…
Perfect Game RetirementThe Questions You Must Ask Your Financial Advisor
Have you ever wondered what questions to ask your financial advisor, or why those questions are crucial? In today’s episode, we’re tackling exactly that. We're…
Perfect Game RetirementPatience Pays: The Power of Delayed Gratification
Sometimes it’s hard to make financial sacrifices when the reward might not be seen until several years in the future. Today we’ll talk about some of the…
Perfect Game RetirementFinancial Tweaks That Matter: Small Steps, Big Impact
Ever thought that minor tweaks in your financial plan could lead to major wins? In this episode, we're exploring the surprisingly powerful world of simple…
Perfect Game RetirementEnd of Year Financial Planning For 2023
Join us for a thoughtful episode where we unpack our 2023 edition of key year-end planning strategies for those nearing or embracing their retirement years…
Perfect Game RetirementMoney Mistakes You’ll Regret and How to Avoid Them
Ever wish you could foresee financial missteps before they happen? On today’s episode explore some real-life stories of regret and arm yourself with the…