Shows / The Investing for Beginners Podcast - Your Path to Financial Freedom
The Investing for Beginners Podcast - Your Path to Financial Freedom
The Investing for Beginners Podcast teaches you how to buy your first stocks and build long-term wealth in the stock market— without the hype or confusing jargon. Hosts Andrew Sather and Stephen Morris break down value investing fundamentals into plain English: how to read financial statements, value a company, avoid common beginner mistakes, and build a long-term portfolio you can actually stick with. Plus, in our At Any Rate episodes with host Evan Raidt, we tackle the personal finance side…
Episodes
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR55 - 5 Years in Engineering: 5 Things I Learned About Building Wealth
In this solo episode, Evan reflects on five years working in engineering (quality → design) and shares the biggest money lessons he’s learned along the way…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Why A Negative P/E Happens and What to Use Instead
Ever pulled up a stock and noticed the P/E is negative—then immediately wondered if the company is “cheap” or just a disaster? In this episode, Stephen and…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Personal Finance First: The Step-by-Step Plan Before You Start Investing
Most people advise to jump straight into investing—but that’s backwards. In this episode, Stephen is joined by Evan Raidt (host of At Any Rate) to lay out a…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR54 - AI and Your Finances: Tool or Risk
AI is everywhere—and now it’s creeping into personal finance in a big way. In this episode, Evan is joined by Stephen Morris to talk about what AI could mean…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Present Value vs. Terminal Value: The Real Difference Between “Value” and “Growth”
“Value vs. growth” gets treated like two different religions—but the math doesn’t agree. In this episode, Andrew is joined by Daniel Mahncke and Sean O’Malley…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Not All Dividends Are Equal: Dividend Kings, Aristocrats, and Red Flags
Not all dividends are created equal. In this episode, Andrew and Stephen break down two popular “quality filters” dividend investors use—Dividend Aristocrats…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR53-Stop Ballparking It: A Real Plan for Saving Toward a Goal
In this episode, Evan walks through a real-time example of saving toward a short-to-medium term goal: buying a motorcycle (plus safety gear) ahead of a future…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
The Truth About Market Timing, Crashes, and Long-Term Investing with Ben Carlson
What’s the secret to investing? According to Ben Carlson (CFA, Ritholtz Wealth Management), the “secret” is that there isn’t one—building wealth is mostly…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
What “Invest With a Margin of Safety” Really Means
You hear us say it every week: invest with a margin of safety—emphasis on the safety. In this episode, we finally slow down and explain what that phrase…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR52 - Financial Realities of Home Improvement
Homeownership comes with a surprise a lot of first-time buyers don’t fully feel until it’s too late: everything costs more—and “small” projects can still run…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Financial Modeling: FMVA, DCFs, and AI in Excel with Tim Vipond
Andrew sits down with Tim Vipond, co-founder and CEO of Corporate Finance Institute (CFI), to talk about what it really takes to learn financial modeling and…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Live Research: On Holding (ONON) — Great Growth, Big Questions
In today’s episode, Andrew and Stephen try something new: researching a company live, on-air, in real time. The company is On Holding (ONON)—a premium Swiss…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR51 - The Money and Mental Health Connection
Money stress isn’t just about dollars—it’s about what money does to your brain. In this episode, Evan and Andrew dig into the real link between mental health…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
How Non-Food Franchises Build Wealth with Jon Ostenson
Most people hear the word franchise and immediately think fast food but franchising is much bigger than burgers and drive-thrus. In this episode, Andrew sits…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Birdseye View: Caterpillar (CAT) — Moat, Dealers, and the “Picks & Shovels” of the AI Boom
Caterpillar (CAT) is one of those companies almost everyone recognizes—but most investors still struggle with the same question: how do you know if a great…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR50 - 5 Recession Preparations Without the Panic
In this milestone 50th episode, Evan and Andrew break down what a recession is, why it happens, and why the media often frames it in a way that creates…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
How AI Is Changing Investing— with David Trainer
Andrew sits down with David Trainer, CEO of New Constructs, to talk about what AI can actually do for investors—and where most tools fall short. David explains…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Back to the Basics: How to Manage Your Portfolio Without Overthinking It
We’re wrapping up the Back to the Basics series by tackling the part of investing that’s not flashy—but can make or break your long-term results: portfolio…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR49 - Why High Interest Rates Are Good For You
High interest rates get painted as “bad news” almost by default—but for everyday people, that’s only half the story. In this episode, Evan and Andrew break…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Back to the Basics: How to Find Great Stock Ideas (Rabbit Holes vs. Screeners)
Finding a great stock idea is hard—especially when you’re new and it feels like everyone has “the best” method. In this Back to the Basics episode, Stephen and…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Back to the Basics: Circle of Competence
Circle of competence” sounds fancy, but it’s really just this: know what you know, and know what you don’t. In this episode, Stephen and Andrew break down how…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR48— The Real Cost of Going Electric
Thinking about buying an EV? In this episode, Evan breaks down the actual financial impact of owning an electric vehicle—using his real numbers from owning a…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Back to the Basics: Compound Interest Explained (The Snowball That Makes You Rich)
Compound interest is one of the most powerful (and most misunderstood) forces in investing. In this Back to the Basics episode, we break down what compound…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Back to the Basics: Stock Dilution and the Main Types of Investments Explained Simply
Share dilution sounds scary — and a lot of the time, it is. In this episode, we break down what dilution actually means, why companies do it, and how it can…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR47 - More Money, Worse Life?
Job-hopping for higher pay is common advice—but does “more money” actually improve your life? Evan is joined by Andrew Sather to challenge the reflex to chase…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Back to the Basics: Why Companies Go Public + The 3 Financial Statements Beginners Must Know
In this episode, we go back to the basics: why companies go public in the first place, what an IPO actually is, and why the hype around “getting in early”…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
A Shoe Company “Pivots to AI”… and the Stock Jumps 582% (Markets Are Cray-Cray)
In today’s episode, we kick things off with Amazon’s new 3.5% fee for third-party sellers and why the internet outrage might be missing the bigger point…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR46 - Financial Half-Truths
In this episode, Evan dives deep into the realities of debt, including the emotional and financial impact of paying off a mortgage early. We challenge the…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
The Complexity Myth: Why Investing is Simpler Than You Think
In this episode, Andrew and Stephen step away from in-depth stock market analysis to tackle a more personal topic: how to talk to the people you love about…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
A Contrarian Take on AI: Is It Time to Buy Software Stocks?
In this episode, Andrew tackles a listener's question about the recent brutal sell-off in the Software-as-a-Service (SaaS) sector and whether AI is coming to…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR45 - Is Dollar Cost Averaging Losing You Money?
In today’s episode, Evan (aka Aaron) Raidt and Andrew Sather tackle one of the most debated questions in the investing world: Should you drip your money into…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Part 2 Translating the Corporate "Suit": Your Guide to Q1 Earnings
In Part 2 of our deep dive into earnings calls, Stephen and Andrew translate the weird metaphors Wall Street loves to use. From "headwinds" to the confusing…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Part 1 Translating the Corporate "Suit": Your Guide to Q1 Earnings
In this back-to-basics episode of the Investing for Beginners podcast, Stephen and Andrew tackle one of the most intimidating hurdles for new stock pickers…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR44 - Taxes Nobody Warns You About
In this episode of At Any Rate, Evan and Andrew break down the hidden tax traps that can catch even the most responsible investors off guard. From the brutal…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Dividends vs. Buybacks & The Great Tax Deferral Debate
In this episode of the Investing for Beginners podcast, Stephen and Andrew break down the ultimate capital allocation debate: Dividends versus Stock Buybacks…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Debunking Wall Street: Why Common Sense Hurts Your Portfolio
In this episode of the Investing for Beginners podcast, Stephen and Andrew take aim at "common sense" stock market advice that might actually be hurting your…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR43 - Your 401k Might Be Holding You Back
In this episode of At Any Rate, Evan and Andrew tackle the sacred cow of personal finance: the 401K. While everyone knows about the amazing tax benefits and…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Is the CEO Lying? How to Read a Cash Flow Statement
In this episode of the Investing for Beginners podcast, Stephen and Andrew look beyond the income statement to uncover how healthy a company truly is by diving…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Ferrari's Pricing Power Personified & The Chutzpah of Scarcity
In this episode of the Investing for Beginners podcast, Stephen and Andrew dive into the fascinating business model of Ferrari, arguing that it operates more…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR42 - College Scholarships 101
In this episode of At Any Rate, Evan Raidt and Andrew Sather dive into college financial aid. They cover the crucial differences between scholarships, grants…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
How the Crisis in Iran Could Spark the Next Financial Revolution
In this episode of the Investing for Beginners podcast, Andrew and Stephen tackle the massive macroeconomic shifts happening right now due to the ongoing…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
The Traits of Elite Investors with Lee Freeman-Shor
What separates the world’s greatest investors from the rest? In this episode of the Investing for Beginners podcast, Andrew sits down with Lee Freeman-Shor…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR41 - Listener Q&A: DIY Investing vs. Wealth Managers?
In this episode of At Any Rate, Evan Raidt and Andrew Sather dive into a fantastic listener question from Joey. Joey asks a common but critical question: if a…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Listener Q&A: Should You Adjust Your WACC for Inflation?
In this episode, Andrew and Stephen get into the financial weeds to answer a great listener question from passaro94 about how inflation actually impacts a…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
The New Cola Wars
If you watched the Super Bowl, you probably saw the commercial where the Coca-Cola polar bear did a blind taste test, picked Pepsi, and had to go to therapy…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR40 - From Navigating Debt to Long-Term Wealth with Stephen Morris
In this episode, Evan Raidt welcomes Stephen Morris, the new co-host of the Investing for Beginners podcast. Stephen opens up about his unique personal finance…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Stop Chasing Hype: The Unsexy Reality of Long-Term Investing
Everyone online wants to sell you a "get rich quick" scheme, but is gaining wealth really that easy? In reality, true investing is often boring and less sexy…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Why Wall Street is Wrong About Superstar CEOs
Is the CEO of a company really as important as Wall Street makes them out to be, or are investors putting too much faith in loud visionaries? In this episode…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR39 - How to Build Wealth in Your 20s (Without Ruining Your Life)
Are your 20s a time for taking massive risks and experimenting, or is it the most critical decade for laying a rock-solid financial foundation? In this episode…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Why I Quit Swing Trading to Build a Long-Term Portfolio (And a Huge Podcast Announcement!)
Have you ever felt the urge to just trade a stock because you were bored, or felt like you had to "do something" to make money? In this episode, we address a…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
How to Invest in the "Core" of AI, Crypto, and Real Estate in 2026 with Dan Daly
Want to get our best investing ideas each month? Join the Value Spotlight newsletter here: https://einvestingforbeginners.com/value-spotlight-newsletter/ Are…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR38: How to Maximize Cash Back and Build Credit from Scratch
You can download Evan’s free budgeting framework here https://einvestingforbeginners.com/budget/ Are you missing out on free money because you're afraid of…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
The Hidden Goldmine of Stock Spinoffs with Rich Howe
Want to get our best investing ideas each month? Join the Value Spotlight newsletter here: https://einvestingforbeginners.com/value-spotlight-newsletter/ When…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Bird's Eye View: Inside GEICO & The Insurance War
Want to get our best investing ideas each month? Join the Value Spotlight newsletter here: https://einvestingforbeginners.com/value-spotlight-newsletter/…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR37: Why Chasing "The Number" is Hurting You
You can download Evan’s free budgeting framework here https://einvestingforbeginners.com/budget/ We all see the headlines about the ultra-wealthy, but is…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Share Classes Explained: Class A vs. Class B & Voting Rights
Want to get our best investing ideas each month? Join the Value Spotlight newsletter here: https://einvestingforbeginners.com/value-spotlight-newsletter/…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
The 5 Steps to Wealth: How to Build a Financial Foundation in 2026 (w/ Andrew Giancola)
Want to get our best investing ideas each month? Join the Value Spotlight newsletter here: https://einvestingforbeginners.com/value-spotlight-newsletter/ Most…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
AAR36 - (How) Do Hobbies Fit Into Financial Success?
You can download Evan’s free budgeting framework here https://einvestingforbeginners.com/budget/ We all have passions that cost money. In this episode of At…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
How to Find the Best Stock Ideas in 2026
Want to get our best investing ideas each month? Join the Value Spotlight newsletter here: https://einvestingforbeginners.com/value-spotlight-newsletter/ How…
- The Investing for Beginners Podcast - Your Path to Financial Freedom
Back to the Basics: 8 Simple Metrics That Beginner Investors Should Know
Want to get our best investing ideas each month? Join the Value Spotlight newsletter here: https://einvestingforbeginners.com/value-spotlight-newsletter/…