Shows / Ringgit and Sense
Ringgit and Sense
Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 10am weekdays, the Morning Run brings you the biggest stories and must-listen-to interviews. Stay enlightened, make educated business and investment decisions.
Episodes
Ringgit and SensePersonal Finance Tips for 2018
The Morning Run Crew discusses useful financial tips for the year ahead based on memorable conversations in 2017. See omnystudio.com/listener for privacy…
Ringgit and Sense6 Personal Finance Lessons From 2017
On today's Ringgit and Sense, we take a look at some of the lessons from the year, ranging from financial resolution and tax advise, to conversations about…
Ringgit and SenseFinancial Resolutions, Just Do It
Rajen takes us through the advantages of financial resolutions and ways to kickstart, renew and keep to our 2018 financial resolutions. See…
Ringgit and SenseThe Ticking Savings Time Bomb
We speak to Joyce about the ticking time bomb in Malaysia. Malaysians are not saving enough for emergencies and retirement. Joyce shares practical tips on how…
Ringgit and Sense5 Things To Know About Your Taxes
AS cliché as it may sound, there is nothing more certain than death and taxes. While we cannot escape taxes, we can look into making sure that our taxes…
Ringgit and SenseFinancial Planning in the Gig Economy
Robert shares his views on :- 1) Options available in the gig economy e.g freelancing, Uber/Grab, AirBnB type options, online businesses etc 2) Passive vs…
Ringgit and SenseBeware Data Fraud, Cultivate Good Financial Habits
In this edition of Ringgit & Sense, Dawn Lai, CEO of RAM Credit Services, shares ways to mitigate the risks of data breaches as well as the wisdom of…
Ringgit and SenseAffordable Insurance - Do We Even Care?
In partnership with the domestic insurance industry, Bank Negara is set to roll out 'Perlindungan Tenang', a national branding and communication insurance…
Ringgit and SenseYour Personal Budget is More Important!
Independent Financial Advisor Yap Ming Hui shares his insights on Budget 2018's impact on the individuals. We discuss: - How parents and families benefit -…
Ringgit and SenseIs Your Income Diversified?
Rajen speaks to us about the importance of multiple income streams, as well as asset and geographical diversification and what we need to do, to plan for…
Ringgit and SenseDebunking The Trust In Unit Trusts
We speak to former BFM presenter/producer and now financial blogger Julian Ng to discuss unit trusts. More specifically we ponder if funds that invest in…
Ringgit and SenseYou Need A Financial Plan
1. What can I do to prepare my self financially in case I am retrenched? 2. Should I buy a home for investment or to live in? What should I consider? See…
Ringgit and SenseQ3 Financial Health Check-Up
Licensed financial planner Felix Neoh answers some of your personal finance questions about: - the benefits of budgeting - how to prioritise saving - avoiding…
Ringgit and SenseChildren - Cheaper by the dozen?
The costs of bringing up a child can vary substantially depending on the educational choices that are made by their parents.Prudent financial planning must be…
Ringgit and SensePRS to Help You Retire Comfortably
People are not saving enough for their twilight years. What if they contribute to a Private Retirement Scheme in addition to EPF? We speak to Husaini Hussin…
Ringgit and SenseInsurance - Part of the Balance?
Life insurance has been on a rise in Malaysia with life insurance penetration rate poised to hit 70% by 2020 up from around 50% today, according to Malaysian…
Ringgit and SenseCryptocurrency Investment 101
Robin Lee, CEO of Hello Gold Sdn Bhd shares insights about investing in cryptocurrencies, its pitfalls and opportunities and how his company's initial token…
Ringgit and SenseWho Wants To Be a Trust Fund Baby!
In today’s show we look at the importance of proper Wealth and Estate Planning, the differences between a will and a trust, tax implications of trust…
Ringgit and SenseMessage to Young: Just Say No
Mark Reijman, Managing Director and Nadia Khan, Content Manager, of CompareHero.my, the homegrown comparison site, talk about life lessons for young graduates…
Ringgit and SenseRainy Day Go Away
With the The Employment Insurance Scheme being tabled on the parliament, we speak to Joyce Chuah of Success Concepts on the subject of unemployment and saving…
Ringgit and SenseMaking the Best Match in US education
Are you considering an overseas education? Jason Wee and Ng Jun Kiang of USAPPS discuss with us the pros and cons of studying abroad, particularly in the US…
Ringgit and SenseThe Online Mediation Solution
How does online mediation fare in comparison to a face-to-face court process? Gunavathi Subramanim of Mediate2Resolve discusses the merits of resolving…
Ringgit and SenseSRI Sukuk - Investing in Kids
What would you say to an opportunity that provides monetary gains for the investor as well as brings long-lasting benefit to the wider community? That’s…
Ringgit and SenseSmart Financing, Purchasing & Owning
Daniel Fernandez, a car specialist and founder of dsf.com.my, discusses his views on purchasing new car vs. used car, great value cars and car financing…
Ringgit and SenseMid-year Financial Health Check
How often do you partake in financial reflection? Steve provides some tips on assessing the state of our personal finances. See omnystudio.com/listener for…
Ringgit and SenseThe Vulnerable, The Misguided, and The Snakes
Why are Malaysians continuously falling for scams? Despite well publicized scam cases in the media, reports continue to surface - and these are just the…
Ringgit and SenseBright Future for DIM
The Securities Commission announced the Digital Investment Management (DIM) framework in May with the aim of facilitating the provision of automated…
Ringgit and SenseOn Lavish Spending
We speak to Joyce Chuah of Success Concepts to get behind why some people choose to spend lavishly while others save up cautiously. See omnystudio.com/listener…
Ringgit and SenseLife on a Shoestring
Is RM700 a feasible budget for Kuala Lumpur living? Ooi Chia Shen, senior writer from CompareHero.my, challenged himself to live below his means for one month…
Ringgit and SenseCredit Score 101 for Malaysians
What is a 'credit score'? Is it important? How does it affect my financial standing? Zuraidah explains, while revealing a surprising survey result on the…
Ringgit and SenseIs Gold the Answer?
Historically, gold has always been the preferred asset class due to its nature as tangible assets. However, investing in gold can be inaccessible for…
Ringgit and SenseThe Cost Of Living As Millennials
With cost of living rising and uncertain economical situations on the backdrop, are millennials faced with a tougher time and how would they be able to…
Ringgit and SenseMillennials - Irresponsible, Ignorant or Hard-pressed?
A quarter of all bankrupts declared in the last four years were millennials, age 25 to 34. Even more disturbing, over one thousand of an total 90 thousands…
Ringgit and SenseRinggit Ring-In: Of Financial and Marital Scams
Scams come in all shapes and sizes but always fuelled by greed. But there is a way to gamify your gambling instincts. Also, should you marry a potentially…
Ringgit and SenseIn Pursuit of Happiness (and Knowledge)
Tunku Alizakri Alias talks about bridging happiness and financial literacy. See omnystudio.com/listener for privacy information.
Ringgit and SenseEPF's MISsing Link To More Overseas Investments
Felix Neoh tells us how you can use the EPF Members Investment Scheme (EPF-MIS) to reduce your home-country bias. See omnystudio.com/listener for privacy…
Ringgit and SenseBeing Benign to Bankrupts
The proposed provisions for the new bankruptcy laws seem to be moving towards helping bankrupts get back on their feet. See omnystudio.com/listener for privacy…
Ringgit and SenseRinggit Ring-In: Would You Pay for Financial Advice?
In this episode we as usual deal with a variety of questions including new bankruptcy rules, weekly petrol prices and how to plan for your investment. See…
Ringgit and SenseHow to Become a Better Investor
While passiveness makes big waves in the investing world, there's still a chance for those who want to take investing into their own hands to learn how. See…
Ringgit and SenseLiterally Getting Schooled on Financial Literacy
Liew Ooi Hann, founder of RinggitPlus.com tells us why he's adamant that financial literacy should be part of the school curriculum. See…
Ringgit and SenseEstablishing the Dreamteam in Global Portfolios
The volatile and depreciating ringgit presses home the fact that a global investment portfolio must be established. See omnystudio.com/listener for privacy…
Ringgit and SenseYour Home could be a Debt-Reducing Machine
Ross Cheong goes against the grain by suggesting taking on more debt to pay down debt. See omnystudio.com/listener for privacy information.
Ringgit and SenseRinggit Ring-In: EPF or Property or Remisier?
Many questions on EPF after its dividend announcement of 5.7% for 2016 compared to 6.4% for 2015. See omnystudio.com/listener for privacy information.
Ringgit and SenseP2P Lending: Peaks to Pitfalls
P2P lending has emerged as a new source of financing and may soon emerge as its own asset class. We speak to Kristine Ng, CEO of Fundaztic, about the pitfalls…
Ringgit and SenseSo You Own a Successful Business, What if You're Gone?
Private equity can smoothen the succession planning process. See omnystudio.com/listener for privacy information.
Ringgit and SenseRinggit Ring-In: How Much Personal Wealth Goes to Property Purchase?
How much of your income should go to servicing a property purchase? Also: What does 2017 hold? See omnystudio.com/listener for privacy information.
Ringgit and SenseHow To Do Well Financially in 2017
Aaron Tang aka Mr Stingy sifts through some financial ideas that stand out in these times. See omnystudio.com/listener for privacy information.
Ringgit and SenseCloser to Cashless than We Think
Liew Ooi Hann doesn't hide his excitement about the future of cash. See omnystudio.com/listener for privacy information.
Ringgit and SenseHow To Be Financially Fit In 2017
Iris Lee suggests no-spend weekends and learning something new (like ETFs). See omnystudio.com/listener for privacy information.
Ringgit and SenseRinggit Ring-In: Resolutions for 2017
We take a few calls as well as ask Joyce Chuah about her 2017 financial resolutions. See omnystudio.com/listener for privacy information.
Ringgit and SenseCompanies' Act 2016 Wants You to Set Up a Sdn. Bhd.
Bose Dasan finds a new excuse for the Sdn Bhd gospel. See omnystudio.com/listener for privacy information.
Ringgit and SenseThe Myth of the Status Symbol
While many things in life are not free, adjusting your lifestyle and savings is a small price to pay to secure a better retirement. Tunku Ali Zakri Alias…
Ringgit and SenseThe Case Against Commodity Investments
There are some pretty good reasons why commodities need not be in your portfolio. See omnystudio.com/listener for privacy information.
Ringgit and SenseHealth: An Overlooked Investment
Your body is an income earning machine so take care of it. See omnystudio.com/listener for privacy information.
Ringgit and SenseRinggit Ring-In: Investing Pointers from a Weak Ringgit
Retirement and the Ringgit are in the minds of callers in this episode of Ringgit Ring-In See omnystudio.com/listener for privacy information.
Ringgit and SenseGive Yourself Some Credit
We explore in more detail what goes into a credit score and why you should get one. See omnystudio.com/listener for privacy information.
Ringgit and SenseReframing Retirement, Reframing Life
Longevity presents greater challenges for retirement planning; you would be left with less money to spread over more years. How can we deal with this? See…
Ringgit and SenseLaziness as a New Investing Strategy
We revisit how ETFs can disrupt entrenched ideas about investing. See omnystudio.com/listener for privacy information.
Ringgit and SenseOptimising Your Tax Bill via LLC
The decision to be taxed as an individual or a LLC (Limited Liability Company) has various implications & factors to consider, which with proper evaluation can…
Ringgit and SenseFinancial Planning Lessons From My Late Mother
Rajen Devadason relates to us some financial planning lessons he learned from his mother who passed away recently. They are: -Always overdeliver - never…