Shows / Ringgit and Sense
Ringgit and Sense
Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 10am weekdays, the Morning Run brings you the biggest stories and must-listen-to interviews. Stay enlightened, make educated business and investment decisions.
Episodes
- Ringgit and Sense
FinTech: Democratising Capitalism?
Can fintech replace banks? Roshan speaks with Bikesh about the FinTech scene here in Malaysia, from its importance to consumers and our wallets as well as how…
- Ringgit and Sense
Scams, Fraud and Online Payments - How Can You Better Protect Yourself?
As digital services and online payments become more popular, it's very important to protect yourself from the increase in online scams and fraud. Roshan speaks…
- Ringgit and Sense
Scams, Fraud and Online Payments - How Can You Better Protect Yourself and Your Money?
As digital services and online payments become more popular, it's very important to protect yourself from the increase in online scams and fraud. Roshan speaks…
- Ringgit and Sense
If You Have EPF, Do You Really Need PRS?
Today on Ringgit and Sense, Roshan gets into the Private Retirement Scheme, especially as the year ends and people look for ways to maximise their tax reliefs…
- Ringgit and Sense
Cheaper and Easier, Is Digital Investment Management For You?
Digital Investment Management, or roboadvisors, look to be a cheaper and easier tool for investing over the long term. On this episode, Roshan speaks to a new…
- Ringgit and Sense
Cheaper and Easier, Is Digital Investment Management For You?
Digital Investment Management, or roboadvisors, look to be a cheaper and easier tool for investing over the long term. On this episode, Roshan speaks to a new…
- Ringgit and Sense
The Year Is Ending, Have You Maximised Your Tax Reliefs?
In light of the fact that we’re entering the last month of the year, Roshan speaks to tax consultant Thannee about how best to prepare for your next tax…
Ringgit and Sense7 Ways to Teach Kids about Money
When should you start a retirement fund for your child? How much does a kid cost today? How do we teach kids about money and finances? In conjunction with…
Ringgit and Sense7 Ways to Teach Kids About Money
When should you start a retirement fund for your child? How much does a kid cost today? How do we teach kids about money and finances? In conjunction with…
Ringgit and SenseThe FIRE Movement - Is It For You?
Roshan speaks to Joyce about the practicality of the FIRE movement as well as calculating and re-thinking retirement. See omnystudio.com/listener for privacy…
Ringgit and SenseHomes, Rental and Car Loans
Roshan explores houses, renting & car loans with Robert and also talks about the upcoming Ringgit And Sense Live happening in 2 weeks. See…
Ringgit and SenseWhat Makes a Great Will?
Have you written your will? Do you even need one? Roshan explores this with Sheila, as well as what makes a good will, when you should write one and more. They…
Ringgit and SenseDo You Need A Financial Advisor?
Money and finance can be complicated matters and the question often comes up, do you need a financial advisor? And if you do, where do you start or how do you…
Ringgit and SenseDo You Need A Financial Advisor?
Money and finance can be complicated matters and the question often comes up, do you need a financial advisor? And if you do, where do you start or how do you…
Ringgit and SenseHow Could Budget 2020 Affect Your Wallet?
Roshan speaks to Hann about this and benefits that slipped under the radar, as well as getting Malaysians back to work, the new top income tax bracket and his…
Ringgit and SenseHow Could Budget 2020 Affect Your Wallet?
Roshan speaks to Hann about this and benefits that slipped under the radar, as well as getting Malaysians back to work, the new top income tax bracket and his…
Ringgit and SenseBasics: Breaking Down Monetary and Fiscal Policy Before Budget 2020
Now we have heard a lot about fiscal and monetary policy this year, and with Budget 2020 just round the corner, Roshan speaks with Carmelo to help break all…
Ringgit and SenseBasics: Breaking Down Monetary and Fiscal Policy Before Budget 2020
Now we have heard a lot about fiscal and monetary policy this year, and with Budget 2020 just round the corner, Roshan speaks with Carmelo to help break all…
Ringgit and SenseAre REITs, Bonds & Dividend Stocks the Answer to Falling Interest Rates?
Although September turned out to be a net positive for US stocks, October is starting out on quite a negative foot as US equities have fallen for a second day…
Ringgit and SenseIs P2P Financing The Right Investment for You?
We're all looking for ways to grow our money, and a new way that has come up in recent times is Peer-to-Peer financing, but is it right for you? Roshan speaks…
Ringgit and SenseIs P2P Financing The Right Investment for You?
We're all looking for ways to grow our money, and a new way that has come up in recent times is Peer-to-Peer financing, but is it right for you? Roshan speaks…
Ringgit and SenseWomen & Investing: Advices, Behaviours and Relationships
Traditionally, women weren't as involved in investing as they are now. On this note, Roshan speaks to Linnet & Wai Ken about the statistics here, the changes…
Ringgit and SenseWomen & Investing: Advice, Behaviours and Relationships
Traditionally, women weren't as involved in investing as they are now. On this note, Roshan speaks to Linnet & Wai Ken about the statistics here, the changes…
Ringgit and SenseWomen & Investing: Advices, Behaviours and Relationships
Traditionally, women weren't as involved in investing as they are now. On this note, Roshan speaks to Linnet & Wai Ken about the statistics here, the changes…
Ringgit and SenseInsurance Considerations, Differences and How to Start
Are you insured? If you are, are you then over or under insured? With over half the country uninsured, Roshan Kanesan speaks to Stella about how to start, the…
Ringgit and SenseInsurance Considerations, Differences and How to Start
Are you insured? If you are, are you then over or under insured? With over half the country uninsured, Roshan Kanesan speaks to Stella about how to start, the…
Ringgit and SenseCalculating Retirement, Income Replacement & Lump Sum Payouts.
Is EPF enough? What is PRS? How do you manage a lump sum payout? Are you concerned about retirement? Roshan attempts to address these question and more with…
Ringgit and SenseCalculating Retirement, Income Replacement & Lump Sum Payouts.
Is EPF enough? What is PRS? How do you manage a lump sum payout? Are you concerned about retirement? Roshan attempts to address these question and more with…
Ringgit and SenseGDP, PMI, FDI - Why the Economic Alphabet Soup Matters
GDP, FDI, Yield Curves, these are terms we use regularly on The Morning Run, but what do they really mean? Today Roshan Kanesan speaks to Lim Chia Wei about…
Ringgit and SenseGDP, PMI, FDI - Why the Economic Alphabet Soup Matters
GDP, FDI, Yield Curves, these are terms we use regularly on The Morning Run, but what do they really mean? Today Roshan Kanesan speaks to Lim Chia Wei about…
Ringgit and SenseGDP, PMI, FDI - Why the Economic Alphabet Soup Matters
GDP, FDI, Yield Curves, these are terms we use regularly on The Morning Run, but what do they really mean? Today Roshan Kanesan speaks to Lim Chia Wei about…
Ringgit and SenseIs EPF's i-Invest For You?
On the back of the launch of EPF’s online investing platform, Roshan speaks to Ming Hui about the merits of the platform, what to pay attention to and…
Ringgit and Sense'Ringgit Oh Ringgit' on Savings, Tracking Expenses and Money Stories from Malaysians
Most of us are well aware that we should be saving money, but like all good advice, it's easier said than done! Roshan Kanesan speaks to Suraya Zainudin on the…
Ringgit and Sense'Ringgit Oh Ringgit' on Savings, Tracking Expenses and Money Stories from Malaysians
Most of us are well aware that we should be saving money, but like all good advice, it's easier said than done! Roshan Kanesan speaks to Suraya Zainudin on the…
Ringgit and SenseCheap And Frugal Are Not The Same Thing
Is there a difference between being cheap and frugal? What about speculating and investing? Well if you're not sure, Roshan Kanesan speaks to financial blogger…
Ringgit and SenseCheap And Frugal Are Not The Same Thing
Is there a difference between being cheap and frugal? What about speculating and investing? Well if you're not sure, Roshan Kanesan speaks to financial blogger…
Ringgit and SenseCashflow Management is Priority Number 1
Roshan speaks to Robert about financial literacy, the essence of financial planning and EPF’s e-Members Investment Scheme. See omnystudio.com/listener…
Ringgit and SenseHealth Insurance - How Much Should You Get?
Are you insured sufficiently? Can you live healthy on a budget? Is your office cover enough? How much of your budget should be allocated to insurance? Roshan…
Ringgit and SenseHealth Insurance - How Much Should You Get?
Are you insured sufficiently? Can you live healthy on a budget? Is your office cover enough? How much of your budget should be allocated to insurance? Roshan…
Ringgit and SenseHealth Insurance - How Much Should You Get?
Are you insured sufficiently? Can you live healthy on a budget? Is your office cover enough? How much of your budget should be allocated to insurance? Roshan…
Ringgit and SenseDividends, the Core of Capitalism?
Should you have dividend paying-firms in your portfolio? What is a dividend trap? Where do dividends come from? Roshan Kanesan speaks to Rajen Devadason about…
Ringgit and SenseETFs: Pros and Cons (Podcast Exclusive)
ETFs have exploded over the last decade, but how much do you know about them? On this digital only episode of Ringgit and Sense, Roshan Kanesan and Wong Wai…
Ringgit and SenseSimple Strategies to Start Investing
Do you want to invest, but just don’t know how to start? With markets at all time highs, it can be nerve-wrecking to start or continue investing. On this…
Ringgit and SenseSimply Saving Isn't Enough
Roshan Kanesan speaks to Nirmala Subramaniam of AKPK and financial planner Warren Mak about the common mistakes young people make, why saving just isn’t…
Ringgit and SenseWarrants 101 - Are They For You?
Expiry dates. Leverage risks. Liquidity risks. Warrants are a complex and divisive financial product. In this episode, Roshan hopes to break down this…
Ringgit and SenseFinancial Considerations Before Committing to Higher Education
Today on Ringgit and Sense, Roshan Kanesan speaks to Azraei Muhammad, a Takaful planner at Great Eastern Takaful, about the cost of higher education and…
Ringgit and SenseInvesting Advice for Volatile Times
The markets have generally been quite volatile this year, last week especially so when we saw the markets whipsaw. The Nasdaq took a hit, entering correction…
Ringgit and SenseThe Cost of Connectivity - How Much is Too Much?
Roshan Kanesan speaks to Idham about the cost of personal connectivity. With the dawn of the age of the smartphone, the internet has essentially become a…
Ringgit and SenseThe End Of ATMs?
Roshan Kanesan speaks to Hari Shivan, CEO of SoCash, a company that wants to change the supply chain of cash which could mean a future without ATMs- or just a…
Ringgit and SenseNavigating the Gig Economy: Plan or You Will Fail
On the back of strikes from Uber drivers and Uber’s lacklustre IPO, Roshan speaks to Robert Foo on the state of the gig economy. They’ll be getting…
Ringgit and SenseHow to Legally Pay Less Tax Next Year
The tax season is coming to an end but maybe it’s not too early to start thinking about the next one. Roshan speaks to Thannee about ways to better plan…
Ringgit and SenseBelanjawanku, Tracking Expenses and Property Risk
A few weeks back, EPF released the Belanjawanku expenditure guide. Roshan gets Joyce’s thoughts on the guide, reasons why we should definitely keep track…
Ringgit and Sense5 Tips to Marie Kondo Your Financial Life
A few months ago Marie Kondo was all the rage with her method for decluttering and tidying up. Roshan speaks to Yap about how we can apply some of this to our…
Ringgit and SenseBonds 001- Not a Casino Royale.
With all the talk around bond yield curves and what they could mean for the economy, Roshan speaks to Zulfadzlie to get a better understanding of bonds, yield…
Ringgit and SenseSpecial Voluntary Disclosure Program - Does It Apply To You?
What do you need to know about getting audited, keeping documentation and the Special Voluntary Disclosure Program? Thaneermalai helps to clear up these…
Ringgit and SenseCredit Scores: The What, Why and How
Why do you need credit score? Will not having one adversely affect you, whether now or in the future? Roshan and Dawn hope to shed some light on this important…
Ringgit and SenseSell Your House And Live In It Rent-Free?
Can you sell your house but continue to live in it till you die, rent-free? Home Equity Release might just be the plan for you. Roshan speaks to Rajen and…
Ringgit and SenseEstate Planning: Company Or Trust?
Roshan Kanesan speaks to lawyer Sam Choong about Estate Planning, and some of the structures that can be utilised when planning for assets, namely companies…
Ringgit and SenseBelanjawanku - Is It Enough?
Roshan Kanesan speaks to Nurhisham about the Belanjawanku expenditure guide from the EPF and Social Wellbeing Research Centre (SWRC) They take a closer look at…
Ringgit and SenseWhat Should We Do With Excess Cash?
Roshan Kanesan speaks to Robert Foo about the ways to manage excess cash that we might have considering that bonus season has just passed. See…