Shows / Ringgit and Sense
Ringgit and Sense
Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 10am weekdays, the Morning Run brings you the biggest stories and must-listen-to interviews. Stay enlightened, make educated business and investment decisions.
Episodes
- Ringgit and Sense
Why Insurance Matters
Life is often uncertain and unpredictable, hence it is necessary to ensure you and your family are protected from any unforeseen life events. Whether it’s…
- Ringgit and Sense
Investing Through A Stormy 2023
With the US Federal Reserve still poised to hike rates as it seeks to tame inflation and a turbulent global economy plaguing markets, how can one keep their…
- Ringgit and Sense
Budget 2023 Redux: What's In It For You
Budget 2023 was recently re-tabled in parliament with the theme: “Developing Malaysia Madani” which encapsulates the message of upholding sustainability…
- Ringgit and Sense
Recession And Retrenchment, How Do You Prepare For It?
Signs of a recession are everywhere. From your groceries getting more expensive to companies looking to tighten their belts, it's crucial that you take this…
- Ringgit and Sense
The Issue Of Our Youth In Debt
A recent finding by UCSI showed that more than 70% of Malaysian youths are in debt with factors such as financial constraint, inflation and luxurious lifestyle…
- Ringgit and Sense
Life After Retirement, To Work Or Not To Work?
On today’s episode of Ringgit and Sense, we look at life after retirement, do you or do you not work? Do you have a choice? Because if you look at the numbers…
- Ringgit and Sense
How 2022 Impacted Markets And What Lies Beyond
2022 was an extremely difficult year for markets and no asset class really performed exceptionally well with exception for the US dollar. The 6.5 trillion…
- Ringgit and Sense
The Malaysian Savings Landscape
About a month ago, RinggitPlus ran a survey last month and found that more than 70% of Malaysians save less than 500 ringgit per month or do not manage to save…
- Ringgit and Sense
Will The Year Of Water Rabbit Be Good For You?
This year we’ll say goodbye to the fierce and ferocious tiger and wave hello to the cautious and peace-loving rabbit. The rabbit has long been a symbol of…
- Ringgit and Sense
How Your Subconscious Affects Your Money
Have you ever made an investment and wondered what drove you to do it? What kind of bias or preconceived notions that led you to select a certain stock or…
- Ringgit and Sense
What To Look Out For In 2023
As the year kicks off to a start, Stephen Yong of Wealth Vantage Advisory comes on the show again to share his outlook for 2023 and the key events to look out…
- Ringgit and Sense
Ringgit and Sense 2022: Important Lessons Of The Year
We recap some of the most interesting conversations we’ve had on the show, including a series on money and relationships, scams, personal loans and how to cope…
- Ringgit and Sense
How Did 2022 Impact Your Financial Goals
As the year wraps up, we take stock of how 2022 has impacted your financial goals. Stephen Yong of Wealth Vantage Advisory talks about his year end financial…
- Ringgit and Sense
Helping You Navigate Money Step By Step
Do you feel overwhelmed when it comes to money? Don't know where to start? Do you feel like you're on the wrong track? Suraya Zainudin, founder of…
- Ringgit and Sense
How PIDM Protects Your Money In The Bank
Our conversation with PIDM continues about how they protect your money in case of an institution failure. Rafiz Abdullah of PIDM returns on the show to talk…
- Ringgit and Sense
Ensuring Financial Resilience With PIDM
Do you know what happens to all the money in your bank if a bank fails? Can you get it back? Or is it gone for good? Well luckily in Malaysia, banks are…
- Ringgit and Sense
Financial Freedom For All
In his latest book, Financial Freedom Investing, licensed financial planner Yap Ming Hui compiles his decades of experience in helping Malaysians achieve…
- Ringgit and Sense
The Importance Of Islamic Estate Planning
Estate planning is a vital but often forgotten element in a Muslim’s financial plan. We usually spend the most of our time building and protecting our assets…
- Ringgit and Sense
The Cost of A Divorce
As difficult as it may be, sometimes relationships don't work out the way we want them to be and unfortunately a divorce may be the last option for a couple…
- Ringgit and Sense
How To Talk To Your Kids About Money
How young were you when you first had experience with money? How was it? And how has it shaped the way you view money while growing up? Sim Wie Boon speaks to…
- Ringgit and Sense
Breaking Down The Malaysian Savings Landscape
The general consensus over the past few years, even before the pandemic, is that Malaysians generally do not save a lot. Be it because of structural issues or…
- Ringgit and Sense
Why Global Diversification Is Necessary
Increased globalization and interconnectivity has opened up the world of investing to near unlimited opportunities. Yet, most investors in Malaysia have about…
- Ringgit and Sense
Budget 2023: What Could've Been In It For You?
Budget 2023 was presented by Finance Minister Tengku Zafrul focusing on economic recovery and resilience with a bill of RM372.3 billion, the biggest that has…
- Ringgit and Sense
Healthy Eating On A Budget
With the Covid-19 pandemic leading to more indoor time, less physical activity and stress eating, it's not surprising that many Malaysians struggle with their…
- Ringgit and Sense
The Hows And Whys Of Being A Licensed Financial Planner
The 5th of October is World Financial Planning Day, a day held to raise awareness about the importance of financial planning. And in conjunction with that, we…
- Ringgit and Sense
Money And Marriage: How To Make It Work
Continuing a special series on money and relationships, Dr Selina Dang of Coreplus Advisory comes on the show to discuss the kind of financial issues that…
- Ringgit and Sense
How OPR Hikes Impact Your Finances
The Monetary Policy Committee of Bank Negara Malaysia has once again increased the overnight policy rate by 25 basis points, bringing it from 2.25% to 2.50%…
Ringgit and SenseThe Financial Conversations To Have Before Marriage
We continue our exploration of the axis between relationships and money and for this episode, we look at those at the cusp of making that everlasting…
Ringgit and SenseCan We Still Achieve FIRE Today?
With cost of living rising while wages remain stagnant and the investment markets in turmoil, how do adherents of the FIRE movement (financial independence…
Ringgit and SenseImpact Of The High EPF Withdrawals And How It Hurts Our Future
EPF members' savings are at very low and worrying levels because over 145 billion ringgit had been withdrawn because of the four Covid withdrawal schemes. Half…
Ringgit and SenseHow SIDREC Helps With Your Disputes
Do you have a dispute with your capital market intermediary and having trouble settling the matter in the courts? Perhaps the Securities Industry Dispute…
Ringgit and SenseDating And Money, What To Look Out For And What To Say
It’s well known that money is one of the most common subjects for couples to argue about. In fact, many studies have shown that regardless of the happiness…
Ringgit and SenseThe Cost Of Having A Pet
Pets can be amazing lifelong companions to us humans but unfortunately taking care of them can really put a strain on your wallet. From the initial costs of…
Ringgit and SenseEVs, A Game For The Rich
As fuel price rises and concerns for the environment become more important, electric vehicles are starting to become popular around the world as more people…
Ringgit and SenseInfrastructure Investments, A Steady Eddie Choice To Make
As high inflation, rising rates and the thirst for yield creates challenges for many investors seeking income from their investments, alternative income…
Ringgit and SenseRecession Is Here, What Do You Do?
Concerns on recession are becoming much more alarming as global economic data becomes more bleak day by day. With inflation creeping up and the cost of goods…
Ringgit and SenseWhat Is A Recession and How Does It Impact You?
The word recession has been looming over the heads of many economists and government’s around the world for some time now. But what does a recession mean for…
Ringgit and SenseYour First Credit Card
Are you planning to get a credit card? Or do you already have one? Why do you have? These are the questions we'll be pondering on this episode of Ringgit and…
Ringgit and SenseCharlie Munger, The Abominable No Man
Charlie Munger, vice chairman of Berkshire Hathaway, is often overshadowed by his colleague Warren Buffett. But if you're an ardent follower of the two, you'll…
Ringgit and SenseWhat To Do When The Markets Are Volatile?
Whether you’re new to investing or have been in the market for years, you may feel a little bit like you are lost at sea looking for a safe harbour in 2022…
Ringgit and SenseProtecting Yourself From Investment Scams
Over the years, thousands of Malaysians have lost millions of ringgit to investment scams. So how exactly do these scams happen and what can you do to protect…
Ringgit and SenseHedging Against Inflation With REITs
If you haven’t already noticed, inflation is here and everything is getting more expensive. What does it do to your savings and investments? And how do you…
Ringgit and SenseWhat To Do When Everything Is Getting Expensive?
Covid-19, the stock market crashing, rising interest rates, inflation, and everything just getting more expensive. These are some of the things that can cause…
Ringgit and SenseHow To Budget When Planning Your Travels
After two years of Covid-19 and staying indoors, many are beginning to make holiday plans as the travel restrictions in the region begin to ease and the world…
Ringgit and SenseLast Minute Tax Filing Tips
Tax season is coming to an end and for those who have filed their taxes, they can expect their deductions and returns to be sorted out in due time. But there…
Ringgit and SenseInvesting in Uncertain Times
As the world marches on it post-pandemic recovery trajectory, many of us might think that this will be a return to "more of the same" but with a rise in…
Ringgit and SenseHow PTPTN Helps Ensure Higher Education For All
Higher education is widely seen as a key stepping stone in social and economic mobility, but it doesn’t come cheap. For almost three decades, PTPTN has helped…
Ringgit and SensePersonal Loans: When To Take It And When Not To
According to Bank Negara’s recently published 2021 annual report, Malaysian households have nearly 1.38 trillion ringgit worth of debt and a chunk of it are…
Ringgit and SenseShould Gold Be Your Safe Haven Investment?
During times of volatility and uncertainty, gold is seen as a safe haven investment to protect your wealth. But apart from that, what real value does it really…
Ringgit and SenseProtecting Yourself From The Rising Cost Of Healthcare
For a World Health Day special, Sim Wie Boon will be diving into the rising healthcare costs in Malaysia exploring how much it costs to visit a clinic or…
Ringgit and SenseDon't Be A Fool For Scams
Scams have been rising lately in Malaysia with complaints about financial fraud, especially Internet, investment and phone scams being the top five issues…
Ringgit and SenseInflation-Proofing Your Retirement Savings
For many of us, we spend our younger years working really hard to build a career and earn a decent living so we can afford to live a comfortable life in…
Ringgit and SenseTax Filing 2022: What You Should Know
Tax season is upon us and we all have slightly more than a month to file our taxes. So in conjunction with this, Sim Wie Boon speaks to Ang Weina, the global…
Ringgit and SenseHow Technology Has Impacted Investing
Personal finance and investing has seen significant changes in the last century. Technology has saved us all an immense amount of time and money because…
Ringgit and SenseGlobal Investment Themes To Watch in 2022
These past two years have seen a period of disruption and opportunities with the Covid-19 pandemic becoming a trigger for government spending, low interest…
Ringgit and SenseAssessing Risks When It Comes To Investing
When it comes to investing, risk and reward are inextricably entwined. Therefore, it is important for anyone to weigh the potential reward against the risk to…
Ringgit and SenseHow To Optimise Your Asset Allocation Strategy
A core tenant of investing and financial planning is asset allocation. You shouldn't put all your eggs in one basket as it greatly magnifies risks to your…
Ringgit and SenseTax 101 for Small Businesses
The pandemic has seen a boom in small businesses as many people started their own businesses ranging from baking to selling clothes to ICT services. While many…
Ringgit and SenseInsuring Your Car and Home Against Natural Disasters
The past two years of Covid-19 and recent spate of terrible floods has shined a spotlight on the need to protect yourself from unforeseen circumstances…
Ringgit and SenseHow To Spend Your Money in the Year of Water Tiger
Chinese New Year is around the corner and in conjunction with that, Sim Wie Boon speaks to Master Kenny Hoo of Good Feng Shui Geomantic Research for a Feng…