Shows / Ringgit and Sense
Ringgit and Sense
Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 10am weekdays, the Morning Run brings you the biggest stories and must-listen-to interviews. Stay enlightened, make educated business and investment decisions.
Episodes
- Ringgit and Sense
Malaysian Spending Habits: Savvy Or Impulsive?
This week on Ringgit & Sense, producer Jake Lim speaks with Dr Song Bee Lian, Associate Professor, School of Management and Business, MILA University to talk…
- Ringgit and Sense
EPF Monthly Payouts: Better Than The Lump-Sum Withdrawal?
This week on Ringgit & Sense, producer Jake Lim will be having a chat with Fazrul Farouk, licensed financial planner with I-Max Financial on the proposed…
- Ringgit and Sense
Family Offices: Managing Generational Wealth
This week on Ringgit & Sense, producer Jake Lim will be having a chat with Fung Mei Lin, Private Business Leader, PwC Malaysia about family offices in Malaysia…
- Ringgit and Sense
Retirement Challenges: More Than Just Money
This week on Ringgit & Sense, producer Jake Lim speaks to Linnet Lee, a licensed financial planner on some aspects of retirement that’s not often talked about…
- Ringgit and Sense
Can You Survive By Only Doing Gig Work?
This week on Ringgit & Sense, producer Jake Lim sits down with Chee Minh, a freelance photographer who’s been in the industry for 16 years to talk about the…
- Ringgit and Sense
Asset Allocation For New & Seasoned Investors
This week on Ringgit & Sense, producer Jake Lim is joined by Khairi Shahrin Arief Baki, Deputy CEO at CGS International to talk about the variety of asset…
- Ringgit and Sense
OPR Cut: How Does It Affect Your Finances?
This week on Ringgit & Sense, producer Jake Lim is joined by Felix Neoh, Director of Financial Planning at Finwealth Management to talk about the OPR - what it…
- Ringgit and Sense
Financial Health: How Are Malaysians Doing?
This week on Ringgit & Sense, producer Jake Lim sits down with Siew Yuen Tuck, CEO of Ringgitplus to talk about the RinggitPlus Malaysian Financial Literacy…
- Ringgit and Sense
Gen Z: Financial Literacy A Must
This week on Ringgit & Sense, producer Jake Lim sits down with Alvin Tan, President of the Financial Planning Association of Malaysia (FPAM) to talk about…
- Ringgit and Sense
Expanded SST: How Will It Affect Us?
On Ringgit & Sense this week, producer Jake Lim sits down with Thanneermalai Somasundaram, Managing Director, Thannees Tax Consulting Services, and Dr…
- Ringgit and Sense
The Hidden Costs Of Buying A Home
This week on Ringgit & Sense, producer Jake Lim is joined by Yuvarajan Periyan, licensed financial planner with Uno Adviser’s Sdn. Bhd in revisiting the age…
- Ringgit and Sense
Gold: Should You Invest In 2025?
This week, producer Jake Lim asks the question: “Should we be investing in gold?”, because the precious metal’s price has gone up about 26% year-to-date, and…
- Ringgit and Sense
Is F.I.R.E The Hottest Way To Financial Independence?
This week on Ringgit & Sense, producer Jake Lim will be joined by Stephen Yong, Executive Director at Wealth Vantage Advisory to discuss how you and I can…
- Ringgit and Sense
Portfolio Rebalancing: Why, When & How Often?
This week on Ringgit & Sense, producer Jake Lim is joined by Ngan Teng Chee, Executive Director of SP Investment Management Sdn Bhd, a licensed fund manager…
- Ringgit and Sense
Licensed Financial Planners: What Makes Them Legitimate?
This week on Ringgit & Sense, producer Jake Lim talks to Jack Lin, CEO of Axen Alpha Advisory about the different financial planning certifications available…
- Ringgit and Sense
How Much Can FOMO Really Cost You?
This week on Ringgit & Sense, producer Jake Lim is joined by Kimberly Law, licensed financial planner and co-founder of Uno Advisers to talk about FOMO…
- Ringgit and Sense
Tariffs: Are They Good Or Bad?
Producer Jake Lim sits down with Dr. Paul Anthony, Senior Lecturer II, Faculty of Business & Law, Taylor’s University this week on Ringgit & Sense to get a…
- Ringgit and Sense
Does Insurance Cover Damage From Putra Heights Explosion?
On Ringgit & Sense this week, we take a closer look at the aftermath of the Putra Heights explosion. Producer Jake Lim speaks with Dr Joshua Netto, Director of…
- Ringgit and Sense
Planning For Parents' Aged Care
This week producer Jake Lim will be joined by Jennifer Chua, licensed Financial Advisor at UOB Kay Hian in discussing what’s involved in planning for your…
- Ringgit and Sense
Planning For Your Own Aged Care
This week, producer Jake Lim sits down with Linnet Lee, Director at Resolute Planning to talk about planning for your own aged care - firstly because more and…
- Ringgit and Sense
Income Tax Relief And Tips
It is once again tax season - has been for a while - which is why producer Jake Lim will be sitting down with Poovarni Rajagopal, Founder and Tax Partner at…
- Ringgit and Sense
Childcare Costs: Primary School And More
This week on Ringgit & Sense, producer Jake Lim continues the thread he started last week by discussing how much it costs to raise a primary school-aged child…
- Ringgit and Sense
The Price Of Childbirth & Childcare
This week on Ringgit & Sense, producer Jake Lim is joined by Wei Zhi, a financial coach, social media influencer and mother of a 7 year old to talk about the…
- Ringgit and Sense
Why Women Need To Save More For Retirement
This week on Ringgit & Sense, producer Jake Lim talks to Shing Yee Ling, licensed financial planner at VKA Wealth Planners about the retirement gap between men…
- Ringgit and Sense
Quit Job, Start Business?
On Ringgit & Sense this week, producer Jake Lim will be joined by Jon Ng, founder & CEO of DearTime, a local insurance company to talk about whether you should…
- Ringgit and Sense
What Should You Do With Your Child's Angpaos?
In this episode, Ocean Pon, licensed financial planner talks about what the best ways are to grow your kids angpao money and Ng Pui Yee, founder of Little…
- Ringgit and Sense
Breaking Down Belanjawanku & RIA Framework
Fazrul Farouk, licensed financial planner at I-MAX Financial discusses the 2024/2025 Belanjawanku and Retirement Income Adequacy (RIA) that was announced by…
- Ringgit and Sense
Buying a Car Before Price Hike
Kevin Neoh, Head of Financial Planning with VKA Wealth Planners, and Daniel Fernandez, Managing Editor at dsf.my have a chat with us about the various things…
- Ringgit and Sense
Ringgit And Sense 2025 CNY Special
This week on Ringgit and Sense, producer Jake Lim prepares to greet the lunar year of the Snake, which is happening next Wednesday, with Master Kenny Hoo from…
- Ringgit and Sense
Young Malaysians and Money Smarts
This week on Ringgit and Sense, producer Jake Lim will be joined by Shazrul Ariff Suhaimi, Research Associate at Khazanah Research Institute to talk about the…
- Ringgit and Sense
How Much Should You Spend For CNY?
This week on Ringgit & Sense, producer Jake Lim will be joined by Linnet Lee, Licensed Director of Resolute Planning to talk about budgeting for Chinese New…
- Ringgit and Sense
Doing A Debt Detox For 2025
This week on Ringgit & Sense, producer Jake Lim speaks to Idham Idris, Director of Corporate Treasury Investment Services at Wealth Vantage Advisory about…
- Ringgit and Sense
Budgeting For Your Vacations: 2025 Edition
This week on Ringgit & Sense, producer Jake Lim sits down with stock broker and financial content creator, HY Tan, otherwise known as doitduit to discuss the…
- Ringgit and Sense
How To Budget For A Wedding
Leticia Hsu, wedding planner at Elysium Weddings talks to us about the costs associated with weddings. We discuss how much the average Malaysian couple spends…
- Ringgit and Sense
Reviewing Your Financial Goals For A New Year
Ian Wong, licensed financial planner as well as CEO & Founder of Uno Advisers sits down with us to talk about evaluating your financial achievements, assessing…
- Ringgit and Sense
The Importance Of Legacy Planning: Wills & Probate Essentials
Legacy planning ensures that your wishes are honored after your lifetime. By understanding the essentials of wills and probate, you can create a clear plan…
- Ringgit and Sense
Insurance As Multigenerational Wealth Building Tool
Discover how insurance can be leveraged to build and sustain wealth across generations, serving as a reliable cornerstone in your legacy planning. Alvis Wee…
- Ringgit and Sense
Do You Qualify For These Personal Tax Reliefs?
This week on Ringgit & Sense, producer Jake Lim is joined by Ang Weina, Tax Partner at Deloitte Malaysia in going through what expenses you should be making by…
- Ringgit and Sense
How To Ask For Increment Or Promotions
This week on Ringgit & Sense, our producer Jake Lim will be having a conversation with Ku Sim Ling, an HR expert with 20 years of experience in the industry…
- Ringgit and Sense
Developing A Healthier Relationship With Money
This week, we're having a conversation with Rachel Liew, Certified Financial Planner and Patience Chen, licensed counsellor about why some people have such…
- Ringgit and Sense
The Importance Of Planning For Loss
This week on Ringgit & Sense we sit down with Jeremy Goh, Service Director at MalaysiaFuneral.com to discuss something many have trouble talking about: the…
- Ringgit and Sense
Unit Trusts, Something For Everybody
With almost 800 funds to choose from in Malaysia and complaints of high fees, are unit trusts a good investment to consider? We ask Kaleon Leong Rahan, CEO of…
- Ringgit and Sense
Taking Advantage Of Budget 2025 Reliefs
Budget 2025 was announced last Friday with a slew of tax reliefs, so our producer Jake Lim speaks with Thanneermalai Somasundaram, Managing Director of…
- Ringgit and Sense
Making Sense Of Health And Life Insurance
Life and health insurance policies have their own unique language and terms which can be baffling. Mark O’Dell, CEO of Life Insurance Association of Malaysia…
- Ringgit and Sense
Insurance, The 101's
With a plethora of life insurance products available and its own jargon, many of us are still confused about its necessity, the pricing and even what's the…
- Ringgit and Sense
Financial Literacy Still Lacking In Malaysia
Jasmina Mohd Mokhtar, Deputy Director of the Financial Inclusion Department at Bank Negara Malaysia talks about the current state of financial literacy in the…
- Ringgit and Sense
Taking Advantage Of A Windfall
What do you do when you suddenly come into a lot of money? Annie Hor, Licensed Financial Advisor at Harveston Capital talks about how to handle financial…
- Ringgit and Sense
Digging Yourself Out Of A Financial Hole
It's not unusual for one to be in debt - after all, the most common debt carried by Malaysians is a mortgage. However, it can be crushing if you have a very…
- Ringgit and Sense
Digging Yourself Out Of A Financial Hole
It's not unusual for one to be in debt - after all, the most common debt carried by Malaysians is a mortgage. However, it can be crushing if you have a very…
- Ringgit and Sense
Digging Yourself Out Of A Financial Hole
It's not unusual for one to be in debt - after all, the most common debt carried by Malaysians is a mortgage. However, it can be crushing if you have a very…
- Ringgit and Sense
Bank Negara & OPR: Behind The Scenes
Our central bank, Bank Negara Malaysia, is in charge of adjusting the Overnight Policy Rate (OPR), but what is the OPR? How does it work, and how does the…
- Ringgit and Sense
Bankruptcy Is Not The End Of The Road
The number of bankrupts in Malaysia is rising with many people having misconceptions as to what the legal status entails. Gerald Samuel, a lawyer with 35 years…
- Ringgit and Sense
Scummy Scams In The Digital Payment Landscape
With digital payments being increasingly adopted in Malaysia, it's more important than ever to be on the lookout for scams that target e-wallets and banking…
- Ringgit and Sense
Time For Malaysia To Make Living Wills Legal
Living wills are a legal instrument that allows us to make choices as to how we’d like to live and be medically treated in the event we can’t make these…
- Ringgit and Sense
The Good, The Bad & The Ugly Of Credit Cards
There are a whole slew of horror stories out there about Malaysians drowning in credit card debt, but is that the whole picture? Stephen Yong, Executive…
- Ringgit and Sense
Baby Steps To Trading Stocks In Malaysia
Most millennials in Malaysia, according to the Bursa, don’t have active trading accounts, and a big reason for that might be the perceived high barrier to…
- Ringgit and Sense
Loans, The 101
Death and taxes are unavoidable but loans might also classify as few of us would be able to buy a house with cash. How then should we navigate this world of…
- Ringgit and Sense
The 101's Of Valuing A Tech Company
The share price rally of the Magnificent Seven has been astounding but how does one actually value a technology company? How do you differentiate substance…
- Ringgit and Sense
Financial Mistakes I Made And How To Recover
As we reach certain milestones in our life, its timely to reflect on the financial mistakes we may have made along the way. Felix Neoh, Director of Financial…
- Ringgit and Sense
Financial Planning For A Career Change
Considering a career change is a decision many of us ponder at least once in our lives. How can we be sure it's the right choice, and how do we overcome the…