Shows / Ringgit and Sense
Ringgit and Sense
Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 10am weekdays, the Morning Run brings you the biggest stories and must-listen-to interviews. Stay enlightened, make educated business and investment decisions.
Episodes
Ringgit and SenseThe Myth of Financial Advisor Vs Independent Financial Advisor : Who’s (actually) working for you.
Yap Ming Hui, an Author and Independent Financial Advisor helps to debunk some financial myths. He also shares the services that independent financial advisors…
Ringgit and SenseGetting Rid of Little Bad Financial Habits
Wondering why you're always short of money at the end of the month or where all your extra money is going? Joyce Chuah and Lee Mun Wai of Success Concepts talk…
Ringgit and SenseInvesting in Disturbing Times
Jeevindra Kumar explains his book "Investing in Disturbing Times" and diversification of investments. He also clears up the misconception of investing…
Ringgit and SenseMore Than Just Credit - Cash Back Cards and Prepaid Cards
Ching Wei Lee of iMoney shares the pros and cons of 'plastic money'. See omnystudio.com/listener for privacy information.
Ringgit and SenseUsing Trusts as a Tool in Estate Planning
Learn to make legal 'Trust' arrangements. This episode of Ringgit and Sense helps to educate people in fully utilising Trusts. See omnystudio.com/listener for…
Ringgit and SenseTop Apps for Personal Finance
The wonders of smartphones are never ending, there are just Apps for everything! Kashminder Singh of Mobile World Magazine recommends the best personal finance…
Ringgit and SenseMaking a Living from Trading Shares
Believing in yourself is not enough when considering trading as a career. Kathlyn Toh shares how she made the colossal move from a stable income to the risky…
Ringgit and SenseBuilding your Child's Investment Portfolio
Tiffany Tang of Treasure Mind advises how parents can help their children start a good habit of saving and investing their money. She also lays out some rules…
Ringgit and SenseAdopting a Bullish Investment Attitude
Malaysians have the perception that 'Its better to be safe than sorry' when it comes to investing. However, our guest Milan Doshi suggests ways to break out of…
Ringgit and SenseShould you refinance?
Are you a good candidate for refinancing? Jared Lim shares his advice about refinancing and when it is the right time. See omnystudio.com/listener for privacy…
Ringgit and SenseTo Delay is Human but to Will is Divine
Peter Lee, the author of "To Delay is Human but to Will is Divine" discusses the importance of planning your estate and preparing for the unknown more…
Ringgit and SenseInvestment Trends for the High Net Worth Individual: Knight & Frank's Wealth Management Report
With High Net Worth Individuals in this region expecting to increase by 199% this year, just exactly how how do the other half live or to put it to a finer…
Ringgit and SenseOverspending Amongst our Youth
Ronnie Lim, Headof Consumer Banking, Alliance Bank serves some sobering figures on how we are overspending, too much too soon. See omnystudio.com/listener for…
Ringgit and SenseBitcoins - the new alternative currency?
It's been hailed as the new threat to fiat currency and unsurprisingly so with it's value doubling in a few short months in 2013. Controlled by a guerilla…
Ringgit and SenseChoosing Your Financial Buddy
Making friends isn't easy but it gets a little bit mroe complicated when they are supposed to help mind your financial affairs. Lee Mun Wai and Amelia Hong of…
Ringgit and SenseTiming your Investments for GE13
With the General Elections looming, many investors are holding tight to their cash reserves. Lee Mun Wai and Joyce Chuah from Success Concepts on whether this…
Ringgit and SensePlaying Snakes and Ladders
We bid adieu to the dragon and herald in the year of the water snake. Master Kenny Hoo, a Good Feng Shui Master researcher gives his feng shui predictions for…
Ringgit and SenseGoing Bond-centric
Securities Commission Malaysia introduced a new framework last year, which allowed retail investors to have direct access to bonds and sukuk. We spoke to the…
Ringgit and SenseInvesting in Silver
The price of gold has risen by 500% in the last ten years, and at USD 1,650 an ounce, it may not be an affordable option. Together with Daniel Foo, author and…
Ringgit and SenseAdapting the Martial Arts Mindset in Trading
Jeffery Tie, author of Aiki Trading: Trading in Harmony with the Markets, shares with us how your trading strategies can be implemented with the principles of…
Ringgit and SenseFinancial Resolutions for 2013
Joyce Chuah and Lee Mun Wai from Success Concepts join us as we unveil a number of things to look our for while you reassess your financial net worth for 2013…
Ringgit and SenseAn Introduction to ETFs
To go beyond the usual mutual funds or unit trusts in your investment mix, there is always an option of a relatively new investment product in Malaysia…
Ringgit and SensePension Preparedness Landscape
Manulife Asset Management recently issued a report that introduces its Retirement Preparedness Indicator, which highlights the financial and economic…
Ringgit and SenseGetting back to basics: Choosing the right credit card
We sit down with iMoney founder Lee Ching Wei, to go back to basics about choosing the right credit card. See omnystudio.com/listener for privacy information.
Ringgit and SenseCan it ever be too late to start planning for retirement?
We usually leave retirement planning up til the very last minute. Could we ever be too old to start planning for retirement? We speak to Anthony Ang of the…
Ringgit and SenseZakat and Tax Planning
April is still far away and although we have plenty of time before we start filing our tax returns, it is always good to be armed with information beforehand…
Ringgit and SenseHow to Spot a Ponzi Scheme
Joyce Chuah and Lee Mun Wai from Success Concepts join us again this time to speak about the telltale signs of a Ponzi scheme and what you can do to safeguard…
Ringgit and SenseStarting Good Financial Habits From Young
Michael Reyes, CEO of Moneytree, speaks about starting good financial habits from young and the importance of entrepreneurship education. See…
Ringgit and SenseFinal of Three part series on Private Retirement Scheme
In our final series, Ng Chze How, Director of Retail and Retirement Funds from AmInvest talks to us about PRS vs The World. See omnystudio.com/listener for…
Ringgit and SenseSecond of Three Part Series on Private Retirement Scheme
Ng Chze How, Director of Retail and Retirement Funds from AmInvest, join us for a three part series to discuss schemes that can help you plan better for your…
Ringgit and SenseFirst of Three Part Series on Private Retirement Scheme
Ng Chze How, Director of Retail and Retirement Funds from AmInvest, join us for a three part series to discuss schemes that can help you plan better for your…
Ringgit and SenseThe Role of the Administrator in an Estate
We speak with Rockwills Group Managing Director Mr Saw Leong Aun as well as Senior General Manager Azhar Iskandar to get a better understanding on the crucial…
Ringgit and SensePre-budget review on personal finance
We go over with Thanneermalai Somasundaram from Chartered Tax Institute of Malaysia what impact the Budget will have on the average Joe. See…
Ringgit and SenseChoosing the Right Loan
Jared Lim, Managing Director of Loanstreet, talks about what you need to consider when shopping for loans. See omnystudio.com/listener for privacy information.
Ringgit and SenseDebt - Can it be Good For You?
Joyce Chua and Lee Mun Wai from Success Concepts discuss how debt can put money in your pockets and how it can actually be good for you. See…
Ringgit and SenseGetting Out of the Middle Income Trap
Yap Ming Hui, an independent financial advisor, discusses our pursuit to move beyond being middle income, whereby many of us attempt to increase our wealth…
Ringgit and SenseFinancial planning going from wage-earner to business-owner
Akiko, from Japan, was hired 13 years ago to teach Japanese at a language centre in KL. Now she has made an offer to buy the centre from the owner. But to take…
Ringgit and SenseThe Millionaire Home-tutor
Little by little a financial mountain to stand on when guided by a financial planner to get to the top. See omnystudio.com/listener for privacy information.
Ringgit and SenseGetting out of credit-card debt chains
Getting into credit card debt is not the end of the world. Counseling, friends and financial planners can hand-hold the debtor out of debt. See…
Ringgit and SenseFinancial Habits of Young Working Adults
In an ageing world, countries with younger workers celebrate their young in limbs. To be young is to be vital. To be able to walk with a spring in your step…
Ringgit and SenseFinding investable income for a 20-something professional
Finding investable income to growing your net worth multifold when you’re a young professional on a tight budget. See omnystudio.com/listener for privacy…
Ringgit and SenseRetiring at a time of changing demographics
Planning for retirement at a time of modernization in a traditional culture. With the changing attitudes and growing generation gap, Is the provision for…
Ringgit and SenseA Divorcee Orders Her Finances To Move On
Finances can't wait when love goes out the door and you're single again but with a child. A divorcee orders her finances to move on. See…
Ringgit and SenseInsurance for Children
Health, accident & hospital insurance for your child, but should that be tied to saving for an education? See omnystudio.com/listener for privacy information.
Ringgit and SenseEstate Planning for High Networth Individuals
The more money the more complex the estate planning. Asking the right questions and planning a harmonious bequest. See omnystudio.com/listener for privacy…
Ringgit and SenseInvestment Strategies for a Volatile Global Economy
Investment strategies when impersonal global economic issues bear down on personal money. See omnystudio.com/listener for privacy information.
Ringgit and SenseInsurance Trusts to Manage Distribution
Marrying an insurance policy with a trust to ensure appropriate distribution based on circumstances. See omnystudio.com/listener for privacy information.
Ringgit and SenseFinancial Consultant to Unclutter and Prioritize
Sometimes, even when you've a goal, you still need a financial consultant. See omnystudio.com/listener for privacy information.
Ringgit and SenseGold and Glitter in 2012
In the long run, gold appreciates as fiat money depreciates. But in the current climate, how fares this shiny metal as an asset class for investing? See…
Ringgit and SenseFinancial plan for a Thirty-something
A financial plan for a young proffesional with a young family. See omnystudio.com/listener for privacy information.
Ringgit and SenseInvestment Scams
Don't get caught in get-rich-quick scams. See omnystudio.com/listener for privacy information.
Ringgit and SenseFinancial plan for a Twenty-something
A financial and investing plan for a twenty-something on a tight budget. See omnystudio.com/listener for privacy information.
Ringgit and SenseInvesting Mistakes: Fear and Greed
Millionaire Teacher, Andrew Hallam tells of investment mistake. To listen to Andrew Hallam's first interview, click here. See omnystudio.com/listener for…
Ringgit and SenseManaging Your Credit Card Debt
Credit Card Debt: Don't Go Home With It. AKPK's CEO Koid Swee Lian helps navigate around debts and suggests the good uses of these cards. See…
Ringgit and SenseIncome Tax 2012
Richard Thornton explains taxable side income and monies from online activities. To listen to Property Tax 2012 on rental income as investment income or…
Ringgit and SenseBeyond Hard Work and Saving to Investing
The old advice of study hard, work hard is not sufficient. Invest is the watchword. See omnystudio.com/listener for privacy information.
Ringgit and SenseProperty Interest Scheme
Investing in a property via an Interest Scheme. In this case, a hotel property in Seberang Prai. See omnystudio.com/listener for privacy information.
Ringgit and SenseHealthcare Insurance Mistakes
What kinds of health-and-accident insurance do we need to ensure payments to hospital, compensation for loss of limbs and money to tie over during periods…
Ringgit and SensePeter England Banker's Wealth
Peter England, Head Retail Financial Services, CIMB Bank, shares what he does with his wealth. See omnystudio.com/listener for privacy information.
Ringgit and SenseTrading Derivatives
Understanding derivatives to trade them. See omnystudio.com/listener for privacy information.