Shows / Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz
Episodes
Cheques and BalancesEP.53 What are the things to consider before buying into a company? | Cheques and Balances Podcast
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial…
Cheques and BalancesEP. 52 What to do if you're priced out of the property market? Alternative options for investing
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial…
Cheques and BalancesEP. 51 What are the Resource Management Act (RMA) Changes? How will the RMA changes impact property prices?
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial…
Cheques and BalancesCommon GST Questions Accountants are asked about Property | Do you pay GST on Air BnB income?
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial…
Cheques and BalancesEP. 49 Should you have a financial plan? The benefits of implementing a financial plan for your future
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial…
Cheques and BalancesEP.48 The deposit needed for your first home | Low deposit lending for new builds
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial…
Cheques and BalancesEP.47 The top five mistakes people make moving into retirement | Easy steps to maximise your situation
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the…
Cheques and BalancesEP.46 Are you in good shape for retirement? Important tips for preparing your retirement
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the…
Cheques and BalancesEP.45 What is the future of KiwiSaver? | Why is KiwiSaver so important for retirement?
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the…
Cheques and BalancesEP. 44 Should you DIY invest or use an Advisor?| Pros and cons of using an investment platform
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined by the Head of…
Cheques and BalancesEP. 43 Why is it getting harder to borrow money from the bank? What do the Responsible Lending Changes mean for you?
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss What are the responsible lending Code Changes, What is the purpose of the…
Cheques and BalancesEP. 42 How Much Do You Need In Retirement?| Can you rely on New Zealand Superannuation in retirement?
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss how much do you need in retirement, can you rely on New Zealand…
Cheques and BalancesEP.41 What is the new Government Shared Ownership Scheme | How will it help first home buyers?
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by…
Cheques and BalancesEP.40 Should you invest in gold | Pros and cons of investing in precious metals | Gold returns vs S&P 500
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss should you invest in gold, the pros and cons of investing in precious…
Cheques and BalancesEP.39 What would you do if you won $42m? | Pokeno lottery jackpot |How to invest lottery winnings
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the recent Pokeno lottery Jackpot last week which begs the question…
Cheques and BalancesEP.38 What does 4.9% inflation mean for you?| Consequences of historically high inflation on the economy
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss what does 4.9% inflation mean for you and the consequences of…
Cheques and BalancesEP.37 New Property Tax Changes Explained | Loop Holes Explained | What Constitutes a New Build Investment?
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial…
Cheques and BalancesEP.36 The five D's of DIY investing| World investor week| Tips for a 'do it yourself' investment strategy
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the five D's of DIY investing, world investor week, and tips of a 'do it…
Cheques and BalancesEP.35 Should You invest while paying down your mortgage? | Maximising the sprint
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss a common question asked by our clients, should you invest while paying…
Cheques and BalancesEP.34 Should you purchase a property with a friend or family member? How to structure a property venture
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss should you purchase a property with a friend or family member and how to…
Cheques and BalancesEP. 33 What is a Financial Advisor? | How can a Financial Advisor help you?
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss what is a Financial Advisor, how they can…
Cheques and BalancesEP. 32 Evergrande Crisis Explained | Will China Bail Out Evergrande? Chinese Lehman Brothers
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the current situation regarding the Chinese property developer…
Cheques and BalancesEP. 31 What is a mortgage broker? | How can a they help you | Pros and Cons of a mortgage broker
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss what is a mortgage broker, how they can…
Cheques and BalancesEP. 30 What is the sprint? | How to maximise your financial position leading into retirement
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss the sprint, how to maximize your financial…
Cheques and BalancesEP. 29 Tips for Business Owners During Lockdown | How Business Owners can prepare for future lockdowns
Join James and Mike on this weeks episode of Cheques & Balances, where they are joined by Business Accountant Andrew Higgs. It has been incredibly difficult…
Cheques and BalancesEP. 28 The future of finance | What is open banking? | What will the roles of banks be in the future?
Join James Blair and Michael Vincent of Lighthouse Financial Services in their weekly podcast Cheques & Balances. In part two of this week's episode, we're…
Cheques and BalancesEP. 27 CEO & Founder of PocketSmith Jason Leong | Different ways to budget | The story of PocketSmith | AfterPay
Join James Blair and Michael Vincent of Lighthouse Financial Services in their weekly podcast Cheques & Balances. In this week's episode, we're joined by CEO &…
Cheques and BalancesEP. 26 Top 5 tips for Lockdown | How to make the most of your lockdown from a financial perspective
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss their top 5 tips for lockdown. In this week's episode, we share our tips…
Cheques and BalancesEP.25 Our Predictions - Cryptocurrency to the floor | Housing market boom to continue | Sharp interest rate rises
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this weeks episode, James and Mike share their predictions over the next 12…
Cheques and BalancesEP. 24 Are you over or under insured? | Beginners guide to insurance | Why should you have insurance?
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss our beginner's guide to insurance, why it…
Cheques and BalancesEP. 23 Investment Property 101| Beginners guide to investment Property |How to get onto the property ladder
Join James and Mike in this week's episode of Cheques & Balances where they provide a beginner's guide to investment property. They are joined once again by…
Cheques and BalancesEP. 22 Do you have a plan for retirement? | Our top 5 tips to help you plan for retirement
Join James Blair and Michael Vincent in their weekly podcast 'Cheques & Balances'. In this week's episode, we discuss our top 5 tips to help you plan for…
Cheques and BalancesEP. 21 Women superannuation gap | Why do women have 12% less in their KiwiSaver in comparison to men?
In this week's episode of Cheques & Balances, James Blair and Michael Vincent are joined by special guest Hayley Robertson financial advisor at Lighthouse…
Cheques and BalancesEP. 20 Are interest rates on the rise? | Different ways you can structure your mortgage
Join James Blair and Michael Vincent in their weekly podcast 'Cheques & Balances'. In this week's episode, we answer the burning question, Are interest rates…
Cheques and BalancesEP. 19 Top five tips to become more financially literate | Top 5 money tips | How to become financial literate
In this week's episode of Cheques & Balances, James Blair and Michael Vincent are joined by special guest Hayley Robertson financial advisor at Lighthouse…
Cheques and BalancesEp. 18 What is lifestyle creep | How do I manage a pay rise | Best way to avoid lifestyle creep
In this weeks episode of Cheques & Balances James Blair and Michael Vincent explain the phenomenon of lifestyle creep, how and why it can impact your future…
Cheques and BalancesEp. 17 Housing policy Changes | Interest deductibility for investment properties | Debt to income ratios
In this weeks episode of Cheques & Balances special guest Matthew Harris, joins James Blair and Michael Vincent as they discuss the recent housing policy…
Cheques and BalancesEp. 16 How to set up a budget | Budgeting tips | How to automate your budget | How do I budget for a house?
In this weeks episode of Cheques & Balances James Blair and Michael Vincent how to set up a budget, budgeting tips, How to automate your budget and How do I…
Cheques and BalancesEp. 15 Do you need a will? What can happen if you don't have a will? How much does a will cost?
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this weeks episode, we're joined once again by special guest Shaun…
Cheques and BalancesEp. 14 Shaun McGivern - 15 for 15 | Property Investor | Partner at a large law firm | Wealth Creation Journey
Join James Blair and Michael Vincent in this week's special episode of Cheques & Balances, 15 for 15 with Shuan McGivern. 15 for 15 is a new series where James…
Cheques and BalancesEp. 13 How your lawyer can help you when purchasing a property | How much does a lawyer cost when buying a house
Join James Blair and Michael Vincent of Lighthouse Financial Services in their weekly podcast 'Cheques & Balances'. In this weeks episode, we're joined by…
Cheques and BalancesEp. 12 Which KiwiSaver is right for you? What do the recent default KiwiSaver changes mean?
Join James Blair and Michael Vincent in their weekly podcast, Cheques & Balances. In this weeks episode, we discuss the governments recent changes to the…
Cheques and BalancesEp. 11 Should I buy a bigger home? How much longer will I have a mortgage if I upgrade my home
Join James Blair and Michael Vincent in their weekly podcast, Cheques & Balances. In this weeks episode, we ask should I upgrade my home? If I upgrade my home…
Cheques and BalancesEp. 10 Should I pay down debt or invest? Should I clear my mortgage or should i invest in managed funds?
In this weeks episode of Cheques & Balances James Blair and Michael Vincent discuss should I pay down debt or invest? Should I clear my mortgage or should I…
Cheques and BalancesEp. 9 How to get out of debt | Should I have a credit card? When is it okay to use after pay?
In this weeks episode of Cheques & Balances James and Mike discuss the different types of short term debt, how to debt out of debt? Should I have a credit…
Cheques and BalancesEp. 8 How do I help my kids get on the property ladder | How do I give my kids a head start in life?
Join James and Michael for this weeks episode of Cheques & Balances where they answer How do I help my kids get on the property ladder | How do I give my kids…
Cheques and BalancesEp. 7 Introduction to the share market - Different ways to invest into the share market - What is a share?
Join James and Mike on this weeks episode of Cheques & Balances where they provide an introduction to the share market. James and Mike explain what is a share…
Cheques and BalancesEp. 6 Can you retire at 50 ? | What do you need to do to be in a position to retire at 50?
Join James and Mike for their weekly podcast, Cheques & Balances. In this weeks episode we tackle a common goal we see - how do we achieve financial freedom…
Cheques and BalancesEp. 5 How much can you borrow for your first home? Tips when buying - KiwiSaver and First Home Grant
Join James and Mike for their weekly podcast Cheques & Balances. This week is part two of the first home buyers series. In this episode, Micheal Vincent runs…
Cheques and BalancesEp. 4 Tips to save a deposit for your first home - What are the costs to buy your first home?
Join James Blair and Mike for their weekly podcast, Cheques and Balances. In this weeks episode, James and Mike ask - can you buy your first home and Maintain…
Cheques and BalancesEp. 3 How will recent housing policy changes impact the investor? | Is property still a good investment NZ
Join James and Mike in this weeks episode of Cheques & Balances to discuss the recent housing policy changes. They are joined by Accountant, Matthew Harris who…
Cheques and BalancesEp. 2 Talking to your partner about money | How to embrace the awkwardness | Goal Setting with your spouse
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances for weekly money tips. In this episode, we discuss talking to your partner…
Cheques and BalancesEp. 1 Is now a good time to buy a house? Should I wait for house prices to drop? Should you buy bitcoin?
Join James and Mike in their weekly podcast Cheques & Balances where they share weekly money tips. In this episode we ask is now a good time to buy a house?…