Shows / The Red Zone Retirement Program
The Red Zone Retirement Program
In football, the Red Zone is where a team has to make small adjustments to ensure victory. As you approach retirement, you also need to make small adjustments to ensure success. Join John Mears of Mears Money Management each episode as he helps you understand the most important strategies that will help lead you to financial and retirement success. John has more than 20 years of experience providing comprehensive planning services to families throughout the Santa Clarita, California area. On…
Episodes
- The Red Zone Retirement Program
Expectation vs. Reality: The Truth About Retirement Planning
Some people just need a reality check when it comes to understanding their retirement. Today, we'll explore why a realistic approach to retirement, inclusive…
- The Red Zone Retirement Program
How Is Technology Redefining Retirement Planning?
In today's episode, we're unpacking the toolbox of innovations that promise to redefine the way we approach financial preparation for retirement. From personal…
- The Red Zone Retirement Program
Finance Fortress: Practical Strategies for Retirees Against Scams & Fraud
As much as any other threat, recognizing and avoiding scams has become a necessary skill for today's retirees to develop. From robocalls and texts to emails…
- The Red Zone Retirement Program
Working With Client Idiosyncrasies
John often points out the numerous connections between coaching football and financial planning. Similar to the mix of personalities on a football team, a…
- The Red Zone Retirement Program
How One Overlooked Issue Can Sink Your Retirement
Imagine your retirement plan as a ship sailing toward a horizon of rest and relaxation. But what if one leak could sink it all? In today's episode, we…
- The Red Zone Retirement Program
Will the Economy Boom or Bust in 2024?
Everyone wants to know. Will the economy boom or bust in 2024? Join us as we explore a range of expert predictions, from the shifting trends in housing prices…
- The Red Zone Retirement Program
2024's Retirement Landscape: What You Need To Know
We're kicking off the New Year by discussing the financial challenges and changes that could impact your retirement in 2024. Listen in as we discuss potential…
- The Red Zone Retirement Program
Answering Your Questions: Taxes with Charitable Donations, Retiring with $500k, & More!
This week on the Red Zone Retirement Program, John is answering some recent listener questions. We love doing episodes like this so that you can gain some…
- The Red Zone Retirement Program
Questions You Must Ask Your Financial Advisor
Have you ever wondered what questions to ask your financial advisor, or why those questions are crucial? In today's episode, we're tackling exactly that. We're…
- The Red Zone Retirement Program
Santa's Naughty or Nice Investment Guide
In this episode, we'll sift through a sleigh-full of financial products and strategies to find out which ones deserve a spot in your financial stocking this…
- The Red Zone Retirement Program
The Ultimate Retirement Planning Mixtape
Get ready to rock to the rhythms of retirement wisdom in this week's episode! We've put together the ultimate retirement planning playlist, featuring timeless…
- The Red Zone Retirement Program
Retirement Planning for High-Net-Worth Individuals
In today's episode, we're taking a close look at high-net-worth individuals - those who have accumulated significant wealth and face unique challenges and…
- The Red Zone Retirement Program
Retirement Planning's "Hidden" Questions
The retirement planning world is filled with plenty of advice and suggestions, but there are critical questions lurking in the shadows – the unasked, the…
- The Red Zone Retirement Program
Navigating Finances After Losing a Spouse: Strategies & Mistakes to Avoid
Losing a spouse is an unimaginably tough life event, but the financial implications can add another layer of stress to the grieving process. In this episode…
- The Red Zone Retirement Program
Are There Universal Retirement Truths?
Retirement is a unique journey for each of us. The thought that there's a one-size-fits-all solution is a myth, but what if we told you there are certain…
- The Red Zone Retirement Program
Retirement: Ready Or Not, Here It Comes
Are you nearing "retirement age?" If so, let's explore that pivotal question you'll soon face: Should you retire or continue working? People aren't ready to…
- The Red Zone Retirement Program
Building An Estate Plan With No Regrets
There are some people who don't care at all about leaving a financial legacy, but for those who do, it's important to eliminate some of the common estate…
- The Red Zone Retirement Program
Mastering Retirement Cash Flow: Understanding Income (Part 2)
Get ready for part two of our Retirement Cash Flow series! This time, we're diving into the income side of the equation. In part one, we tackled the ins and…
- The Red Zone Retirement Program
Mastering Retirement Cash Flow (Part 1): Understanding Changing Expenses
In this episode, we'll explore many of the expenses in your life that might drastically change (one way or another) in retirement. We'll break those expenses…
- The Red Zone Retirement Program
Mailbag: Is My Advisor's Fee Too High?
Welcome back to The Red Zone Retirement Program! In today's episode, we will be answering some mailbag listener questions that have come our way. Tune in as we…
- The Red Zone Retirement Program
Bad Money Habits Could Spoil Your Retirement Party
Picture this: You're at your retirement party, finally ready to enjoy your golden years, but worries caused by some bad money habits have robbed you of fully…
- The Red Zone Retirement Program
Ep 39: Unsure, Confident, or Certain: Retirement Planning Next Steps
It's not just the financially uncertain who need to think carefully about their retirement plan. Even those who feel confident in their retirement savings…
- The Red Zone Retirement Program
Ep 38: Retiring With Honors: Financial Planning Lessons From The Classroom
From time to time, we like to look at issues faced by people in other professions outside of the financial world and see what kind of retirement planning…
- The Red Zone Retirement Program
Ep 37: Top Social Security Myths, Part 2
Unfortunately, there are a lot of myths about Social Security out there. In this episode, we'll debunk these common myths and answer the Social Security…
- The Red Zone Retirement Program
Ep 36: Top Social Security Myths, Part 1
Have you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best…
- The Red Zone Retirement Program
Ep 35: Mailbag: Should I Push My Retirement Date Back?
It's a mailbag edition of the podcast. On this episode, we will be discussing if you should get rid of your life insurance once your children have moved out…
- The Red Zone Retirement Program
Ep 34: Retirement Savings Basics: What's The Purpose Of All My Accounts?
Are you aware that not all retirement accounts are created equal? It's crucial to understand the purpose and advantages of each type of account to make the…
- The Red Zone Retirement Program
Ep 33: The Incomplete Financial Plan
Are you confident that your financial plan is complete? Many people believe they have a solid plan in place, only to realize later that they've missed…
- The Red Zone Retirement Program
Ep 32: Top Tax Questions For Retirees In 2023
Retirement can come with a lot of tax questions and concerns. From understanding the tax implications of withdrawing from your retirement accounts to…
- The Red Zone Retirement Program
Ep 31: 5 Beneficiary Mistakes: Are You Accidentally Spoiling Your Retirement Plan?
On this episode, we'll address five, unfortunately, common beneficiary mistakes. Are you making one of these beneficiary mistakes? If so, it could cost you and…
- The Red Zone Retirement Program
Ep 30: Rookie Mistakes Even Experienced Investors Make
Even if you've been saving your money and investing for a long time it's easy to make rookie mistakes. On this episode, we'll cover some of the top rookie…
- The Red Zone Retirement Program
Ep 29: Mailbag: Which Type Of Life Insurance Is Right For Me?
We will answer some mailbag questions on today's show. We are going to talk about if social security should be included in your retirement planning…
- The Red Zone Retirement Program
Ep 28: The Top 5 401(k) Mistakes You Need To Avoid
Saving in your 401(k) can be an easy and painless way to build your retirement savings. But because it's so easy and painless, it can also be easy to ignore…
- The Red Zone Retirement Program
Ep 27: Are You Thankful For The Financial Advice You Receive?
As we celebrate Thanksgiving and the holiday season, have you found yourself expressing thanks for those who provide financial leadership in your life? If not…
- The Red Zone Retirement Program
Ep 26: Level Up Your Financial Knowledge
If you are interested in learning about the stock market, this is the episode for you. Today we will help you level up your financial knowledge so hopefully…
- The Red Zone Retirement Program
Ep 25: Most Common Retirement Planning Questions About Taxes
As we approach the end of the year, saving money on taxes becomes a bigger focus for many people. But let's broaden the scope for this particular episode and…
- The Red Zone Retirement Program
Ep 24: The Money Gridiron: What Football Teaches Us About Retirement Planning
At this time of year, you can find football on TV almost every night of the week. So, let's take some concepts from the game of football and apply them to our…
- The Red Zone Retirement Program
Ep 23: Mailbag - Strategies For College Savings
We will be answering some mailbag questions that have come into the show. We will be discussing Roth IRA conversion considerations, using social security to…
- The Red Zone Retirement Program
Ep 22: Getting It Right: Irreversible Financial Decisions
There are plenty of decisions that you'll make in the retirement planning process that can't be undone, so you want to make sure that you make the right call…
- The Red Zone Retirement Program
Ep 21: Planning For Retirement's Uncertainties
There are many things that we know we'll have to deal with in retirement, we just don't know how to predict when or to what degree. How do you construct a plan…
- The Red Zone Retirement Program
Ep 20: Should You Follow These Popular Retirement Rules of Thumb?
You've most likely heard plenty of "rules" you're supposed to follow to retire successfully. Some of these rules are stated so confidently, you'd be crazy not…
- The Red Zone Retirement Program
Ep 19: Mailbag: When Should I Work With An Advisor?
On today's episode, we will sit down and answer some email questions. This time around we will discuss diversification in your portfolio, the rate of return on…
- The Red Zone Retirement Program
Ep 18: What They're Saying: Analyzing Advice On Surviving A Bear Market
It's no secret the stock market is in turmoil. We're in a bear market and the R-word (recession) is getting thrown around daily. So, what can you do to survive…
- The Red Zone Retirement Program
Ep 17: Do You Concur? Picking Sides In Important Financial Debates
On this episode, we'll try to pick sides of some important financial debates. From bonds to life insurance, credit card debt to starting Social Security, we'll…
- The Red Zone Retirement Program
Ep 16: Investors Beware - Advisor Red Flags
Do you know what red flags, but also some good signs, to be on the lookout for when you're searching for an advisor to work with as you prepare for retirement?…
- The Red Zone Retirement Program
Ep 15: Mailbag - Did I Take Social Security Too Early?
On today's show, we open up the mailbag to answer some listener questions that have come into the show. We will discuss tax implications when selling an…
- The Red Zone Retirement Program
Ep 14: What To Do As You Count Down The Days To Retirement
We've assembled a list of priorities to keep in mind as you count down the days to retirement. Get in touch: Website: http://mearsmoney.com/ Phone: 661-775-3704
- The Red Zone Retirement Program
Ep 13: Reasons You SHOULD Get Life Insurance
Sure, life insurance is one of the more boring topics to cover on a podcast. And a lot of what you hear is going to warn you why you should NOT get various…
- The Red Zone Retirement Program
Ep 12: Understanding Financial Jargon - Investment Terms You Should Know
There are some important terms you're going to come across as you prepare for retirement. Having a basic understanding of these will help you achieve financial…
- The Red Zone Retirement Program
Ep 11: Guessing In Retirement
Most people, when trying to plan their retirement, have to guess about the answers to some important questions. Let's talk about some of those questions and…
- The Red Zone Retirement Program
Ep 10: How Baseball Principles Also Score Financial Runs
After listening to today's episode, you'll never attend another baseball game with the family and look at it the same way. We're going to show you how taking…
- The Red Zone Retirement Program
Ep 9: Mailbag - How Much Company Stock Should I Have In My Portfolio?
We dedicate this show to answering some listener questions that have come into the show. We will discuss how to motivate yourself to save for retirement, the…
- The Red Zone Retirement Program
Ep 8: Do You Have A Money Bias? How Much Is It Costing You?
On this episode, we'll breakdown a recent CNBC article that analyzes a recent Morningstar study. The study found that most of us have at least one money bias…
- The Red Zone Retirement Program
Ep 7: Seven Deadly Estate Planning Mistakes To Avoid
On this episode: Either you can choose what happens to your stuff when you die, or the courts will decide. Which sounds better to you? Get in touch: Website…
- The Red Zone Retirement Program
Ep 6: 8 Strategies On How To Pay For Long Term Care
On this episode: 8 Strategies On How To Pay For Long Term Care. Get in touch: Website: http://mearsmoney.com/ Phone: 661-775-3704
- The Red Zone Retirement Program
Ep 5: Savvy Retirement Tax Strategies
On this episode: An great tax strategy can be even more effective than an investment strategy. This episode dives into 6 ways to trim your taxes in retirement…
- The Red Zone Retirement Program
Ep 4: 5 Steps To Figuring Out How Much You Need To Retire
On this episode: Running out of money is NOT an option. Leaving a mattress stuffed full of money isn't really winning, either. Get in touch: Website…
- The Red Zone Retirement Program
Ep 3: The Secrets Of How To Navigate A Recession In Retirement
On this episode: This episode discusses the secrets you need to know BEFORE a recession affects your retirement. Most advisors, sadly, don't even know how to…
- The Red Zone Retirement Program
Ep 2: Taxes On Your IRA And Roth Conversions
On this episode: There is a long term liability looming in your portfolio: taxes on your IRA. Consider planning now to minimize the pain in the future…
- The Red Zone Retirement Program
Ep 1: How To Dodge The Top 5 Most Easily Avoidable Retirement Blunders
On this episode: How To Dodge The Top 5 Most Easily Avoidable Retirement Blunders. Get in touch: Website: http://mearsmoney.com/ Phone: 661-775-3704