Shows / Tearsheet Podcast: Exploring Financial Services Together
Tearsheet Podcast: Exploring Financial Services Together
Tearsheet is news, opinion, and analysis on the business of finance. Candid conversations with senior executives, fintech entrepreneurs, investors, industry experts -- all weigh in on the trends impacting the industry and the disruptive impact technology is having on the business. Where social media, technology and finance intersect.
Episodes
Tearsheet Podcast: Exploring Financial Services TogetherOutlier Briefing: Frontify's MJ Mueller on creating the most valuable financial brands
Welcome to Tearsheet’s Outlier Briefing. This subscriber-only content is exclusive for our Outlier members. We go deeper with subject matter experts, to take…
- Tearsheet Podcast: Exploring Financial Services Together
'Making the browser and a superior wallet work better, together': Opera's Krystian Kolondra
Welcome to the Tearsheet Podcast. I’m Tearsheet’s editor in chief, Zack Miller. A few years back, there was a race to embed payments into the browser. It makes…
- Tearsheet Podcast: Exploring Financial Services Together
Behind Marqeta's launch into credit card issuance with Kevin Doerr
Welcome to the Tearsheet Podcast. I’m Zack Miller, Tearsheet’s editor in chief. A lot is going on the issuing side. New players are entering, competition is…
- Tearsheet Podcast: Exploring Financial Services Together
Case Study: Inside Bank of Georgia's digital transformation
In 2015, Bank of Georgia launched a mobile bank. Ever since, it’s been ramping up its digital transformation program. By all accounts, the bank is on to…
- Tearsheet Podcast: Exploring Financial Services Together
'Tech is global but local payments determine who's a winner or loser': PPRO's Simon Black
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Simon Black, PPRO’s CEO, is my guest today on the show. The company is off a big…
- Tearsheet Podcast: Exploring Financial Services Together
'Workflow's calling is to rejoin the fragmented parts of an FI': ServiceNow's Lauren Robbins
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. This past year acted as an external shock to financial customers and employees of…
- Tearsheet Podcast: Exploring Financial Services Together
'We knew banking apps are the least deleted on people's phones': Sensibill's Corey Gross
The world of personal financial management is undergoing a change. Stand alone applications are incorporating more banking functionality, getting into money…
- Tearsheet Podcast: Exploring Financial Services Together
Behind the launch of Craft Bank, the first de novo in Atlanta in over a decade
Craft Bank is the first de novo inside the Atlanta perimeter in over a decade. The bank offers a fully digital experience including faster payments and lending…
- Tearsheet Podcast: Exploring Financial Services Together
Behind Klarna's massive growth in the US with David Sykes
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Klarna is such an interesting company as part of our coverage universe. As one of…
- Tearsheet Podcast: Exploring Financial Services Together
'It's been an opportunity to pivot to our work from home, yoga pants world': Slack's Ali Rayl
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. It’s not just banking products that bear the fruit of new technology. Banks and…
- Tearsheet Podcast: Exploring Financial Services Together
'It's very hard to find a company that does everything under one roof': Checkout.com's Bradley Riss
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. On the heels of a $450 million investment round at a $15 billion valuation…
- Tearsheet Podcast: Exploring Financial Services Together
Behind the launch of Citizens Pay with Eric Schuppenhauer
Welcome to the Tearsheet Podcast. I’m Tearsheet Editor in Chief, Zack Miller. With the excitement around buy now, pay later, Citizens stands out among a small…
- Tearsheet Podcast: Exploring Financial Services Together
Quantum computing in financial services with Goldman Sachs' Will Zeng and IBM's Stefan Woerner
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. It isn’t often that I’m totally out of my league on this show. Our two guests…
- Tearsheet Podcast: Exploring Financial Services Together
'Stickiness to old products necessitates new asset management firms': Arca's Rayne Steinberg
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. It’s hard to differentiate between the hype around digital assets and what’s…
- Tearsheet Podcast: Exploring Financial Services Together
'Early investors didn't get going global': Rapyd's CEO Arik Shtilman on growing 4x in 2020
Welcome to the Tearsheet Podcast. I’m Tearsheet Editor in Chief, Zack Miller. Rapyd is a embedded finance platform that has gone global from day 1. The company…
- Tearsheet Podcast: Exploring Financial Services Together
Agora's Arcady Lapiro on launching a new banking as a service platform
Welcome to the Tearsheet Podcast. I’m Tearsheet’s editor in chief, Zack Miller. With all the talk about challenger banks and mega banks, tier 2 financial…
- Tearsheet Podcast: Exploring Financial Services Together
'There are 400M people in Africa that don't have formal credit files': Pngme's Brendan Playford
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. 2020 was an interesting year for African financial services. We saw Stripe buy…
- Tearsheet Podcast: Exploring Financial Services Together
The ins and outs of payment operations with Modern Treasury's Dimitri Dadiomov
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. As a fintech entrepreneur, I co-founded OurCrowd, one of the largest equity…
- Tearsheet Podcast: Exploring Financial Services Together
'With a $4 billion budget, we can do quite a bit around legacy technology': Chase's CIO, Rohan Amin
Welcome to the Tearsheet Podcast. I’m Tearsheet editor-in-chief, Zack Miller. So much time and money is spent on maintaining technology within incumbent…
- Tearsheet Podcast: Exploring Financial Services Together
'Freelancers need a business and personal account under one roof': Oxygen's Hussein Ahmed
As more challenger banks launch, we’re seeing the emergence of more and more niche offerings, serving a subset of users with distinct needs. Oxygen Bank, a…
- Tearsheet Podcast: Exploring Financial Services Together
'We see a lot of whitespace in credit cards for near prime customers': Avant's James Paris
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. At nearly eight years old, Avant is one of the pioneers in online lending. It has…
- Tearsheet Podcast: Exploring Financial Services Together
Inside Interactive Brokers' embrace of ESG-friendly investing
Welcome to the Tearsheet Podcast. I’m Zack Miller, Tearsheet’s editor in chief. On today’s podcast, I’m joined by Will Peterffy and Eddy Soffer of Interactive…
- Tearsheet Podcast: Exploring Financial Services Together
Santander's Patrick Smith on the state of SMB banking in the U.S.
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Small businesses have a lot to contend with. In addition to the everyday battle…
- Tearsheet Podcast: Exploring Financial Services Together
Finastra's Paul Thomalla on the competitiveness of small banks in payments
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Banks are hearing from their customers that they want better experiences — better…
- Tearsheet Podcast: Exploring Financial Services Together
'A network problem needs a network answer': Akoya's Stuart Rubinstein
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. My guest today is Stuart Rubinstein, CEO of Akoya. A spin out of Fidelity, Akoya…
- Tearsheet Podcast: Exploring Financial Services Together
Clickatell's Pieter de Villiers on the future of chat banking
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. As chat platforms have eclipsed the size of the largest social networks…
- Tearsheet Podcast: Exploring Financial Services Together
The rising importance of payroll data with Plaid's Ben White
Welcome to the Tearsheet Podcast. I’m Tearsheet’s editor in chief, Zack Miller. The first era of next generation financial companies focused on the bank…
- Tearsheet Podcast: Exploring Financial Services Together
Conductor sees big opportunity in Latin America for payments and banking as a service
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Embedded finance is powering the launch of all kinds of new companies and…
- Tearsheet Podcast: Exploring Financial Services Together
'How to build a credit card product like a Lego rocketship': Railsbank's Dov Marmor
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Embedded Finance is becoming more competitive. New platforms are launching and…
- Tearsheet Podcast: Exploring Financial Services Together
'Combining our customer-first focus and local brand': Seattle Bank's partnership with Google
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. We’ve been talking for a long time about big tech’s move into finance. We’ve seen…
- Tearsheet Podcast: Exploring Financial Services Together
Building the Marcus brand: Goldman’s 2021 vision for its consumer banking product
The acceleration of digital banking that took hold during the pandemic allowed for continued adoption of Goldman Sachs’s consumer banking product suite. Marcus…
- Tearsheet Podcast: Exploring Financial Services Together
'More and more, we think about being a B2B2C player': Experian's Gregory Wright
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Today’s guest on the podcast is Experian’s Chief Product Officer, Gregory Wright…
- Tearsheet Podcast: Exploring Financial Services Together
Case Study: HSBC'S transformation as a bank for small business
The past few years have shown that business banking customers no longer have to wait days or weeks to apply and receive loans to open bank accounts and…
- Tearsheet Podcast: Exploring Financial Services Together
Step's CJ MacDonald on building a bank for teens
Welcome to the Tearsheet Podcast. I’m editor in chief, Zack Miller. There’s a flurry of activity around creating bank accounts for young people. Getting the…
- Tearsheet Podcast: Exploring Financial Services Together
'The migration to platforms is the gateway to growth for banks': Publicis Sapient's David Donovan
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Today’s guest is David Donovan, executive vice president at Publicis Sapient. He…
- Tearsheet Podcast: Exploring Financial Services Together
'There were other great services, but banking was kind of static': Mercury's Immad Akhund
Welcome to the Tearsheet Podcast. I’m Tearsheet Editor in Chief, Zack Miller. As a founder of a tech startup, Immad Akhund found that the banks his firm used…
- Tearsheet Podcast: Exploring Financial Services Together
'Nobody needs to go into a server room to reboot a server anymore': Temenos' Alexa Guenoun
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. There’s been a lot of talk about Varo, the first US challenger bank to receive a…
- Tearsheet Podcast: Exploring Financial Services Together
'Challengers are only interested in direct deposit now': ClickSwitch's Cale Johnston
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. As challenger banks battle over getting new customers, the discussion has moved…
- Tearsheet Podcast: Exploring Financial Services Together
'In our model, everyone wins': Plastiq users can use cards at businesses that don't accept them
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Eliot Buchanan dreamed up the idea of Plastiq seven years ago as an undergrad. A…
- Tearsheet Podcast: Exploring Financial Services Together
Inside the Techstars and Western Union Accelerator
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. When Western Union formally began building out its connection to the fintech…
- Tearsheet Podcast: Exploring Financial Services Together
'Adding Betterment, we're targeting 200M Powered By customers by end of 2021': Dosh's Ryan Wuerch
Welcome to the Tearsheet Podcast. I’m Tearsheet’s editor in chief, Zack Miller. As challenger banks expand their capabilities, many with debit and credit cards…
- Tearsheet Podcast: Exploring Financial Services Together
Diebold Nixdorf's Simon Powley on the integration of physical currency and digital tools
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. As we’ve discussed many times on the podcast, the pandemic has accelerated a lot…
- Tearsheet Podcast: Exploring Financial Services Together
'Voice reduces the steps to do the things you want to do': Clinc's Jon Newhard
Welcome to the Tearsheet Podcast. I’m Tearsheet’s editor in chief, Zack Miller. Eighteen months ago, there was a lot of talk around voice and the possibilities…
- Tearsheet Podcast: Exploring Financial Services Together
PPRO's Steve Villegas on how COVID is impacting local payment behavior
Welcome to the Tearsheet Podcast. I’m Zack Miller, Tearsheet’s editor in chief. Today’s guest is Steve Villegas, vp of payment partnerships in North America…
- Tearsheet Podcast: Exploring Financial Services Together
'Design a good CX for subscriptions and the revenue will pour in': Ingenico's Andrew Monroe
Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Many people know Ingenico as a manufacturer of payment terminals. Over years, the…
- Tearsheet Podcast: Exploring Financial Services Together
'Banking enables us to play a bigger role in our customers' lives': Stash CEO Brandon Krieg
Welcome to the Tearsheet Podcast. I’m editor in chief, Zack Miller. Challenger bank Stash is rooted in helping most Americans invest and build wealth, $5 at a…
- Tearsheet Podcast: Exploring Financial Services Together
BlueVine's new CMO Patrick Adams on the potential of getting SMB banking right
Welcome to the Tearsheet Podcast. I’m Zack Miller. BlueVine’s roots are in digital lending to small businesses. Beginning with a factoring product, the company…
- Tearsheet Podcast: Exploring Financial Services Together
Outlier Briefing: Best practices in digital onboarding with Ted Brown
Welcome to Tearsheet’s Outlier Briefing. This subscriber-only event is exclusive for our Outlier members. We go deeper with subject matter experts, to take…
- Tearsheet Podcast: Exploring Financial Services Together
Inside the FIS fintech accelerator
FIS accelerator/Stratyfy Welcome to the Tearsheet Podcast. I’m Tearsheet editor Zack Miller. We’ve spoken to a lot of innovation program execs on this podcast…
- Tearsheet Podcast: Exploring Financial Services Together
Payoneer's Charles Rosenblatt: 'We found a way to play on both sides of the market'
Welcome to the Tearsheet Podcast. I’m Zack Miller, editor at Tearsheet. There’s still significant friction dealing with international transactions. Payoneer is…
- Tearsheet Podcast: Exploring Financial Services Together
Inside Shopify’s financial services strategy
The convergence of retail and financial services is being led by large platforms that help merchants seamlessly reach customers online and offline. Indeed…
- Tearsheet Podcast: Exploring Financial Services Together
Outlier Briefing: Infosys' Jay Nair on preparing for the day after the pandemic
Welcome to Tearsheet’s Outlier Briefing. This subscriber-only event is exclusive for our Outlier members. We go deeper with subject matter experts, to take…
- Tearsheet Podcast: Exploring Financial Services Together
Zest AI's Mike de Vere: 'You don't have to give up economics to be more fair'
Welcome to the Tearsheet Podcast. I’m Zack Miller. When the pandemic hit, lending models didn’t catch up quickly enough. Machine learning, like the kind Zest…
- Tearsheet Podcast: Exploring Financial Services Together
BMO Harris' Niamh Kristufek on empowering women in fintech
Welcome to the Tearsheet Podcast. I’m Zack Miller, editor in chief at Tearsheet. Niamh Kristufek is the head of US business banking at BMO Harris Bank. Her…
- Tearsheet Podcast: Exploring Financial Services Together
PayEm provides credit cards and software for companies to better manage their corporate spend
For a space as big as commercial cards, there are still so many opportunities to make a difference for startups. This is Tearsheet’s Early Stage podcast and…
- Tearsheet Podcast: Exploring Financial Services Together
'Everything is changing': Edward Jones' CIO Frank LaQuinta on the modernization of brokerage
Welcome to the Tearsheet Podcast. I’m Zack Miller. Online trading platform Robinhood just raised more money at a valuation over $11 billion. Traditional…
Tearsheet Podcast: Exploring Financial Services TogetherThe Challengers 15: Varo gets a charter, Monzo's on the edge, and Intuit enters banking
In this episode of The Challengers, Josh Liggett and Zack Miller explore what Varo Money getting a national charter might mean for the firm and for the…
- Tearsheet Podcast: Exploring Financial Services Together
Neocova's Raymond Chandonnet: 'It's an amazing time to be thinking about tech and community banks'
Welcome to the Tearsheet Podcast. I’m Zack Miller. We don’t talk enough about community banks on the podcast. Coming in to the COVID crisis, community banks…
- Tearsheet Podcast: Exploring Financial Services Together
Citizens Bank's Beth Johnson: 'Personal interaction remains important to customers'
Welcome to the Tearsheet Podcast. I’m Zack Miller. Consumer behavior was already changing before COVID hit. When you ask financial services executives, may…
- Tearsheet Podcast: Exploring Financial Services Together
WePay's Jennifer Parker: 'We're seeing inspiring early pivots with software firms and marketplaces'
Welcome to the Tearsheet Podcast. I’m Zack Miller. WePay provides payment solutions for platforms like marketplaces and software firms. The Chase-owned company…