Shows / Tearsheet Podcast: Exploring Financial Services Together
Tearsheet Podcast: Exploring Financial Services Together
Tearsheet is news, opinion, and analysis on the business of finance. Candid conversations with senior executives, fintech entrepreneurs, investors, industry experts -- all weigh in on the trends impacting the industry and the disruptive impact technology is having on the business. Where social media, technology and finance intersect.
Episodes
Tearsheet Podcast: Exploring Financial Services TogetherHow Petal founder Andrew Endicott proved alternative credit works, and what he's betting on next
The credit industry is shifting how it evaluates borrowers. Traditional credit scoring has left over a billion people without access to financial services, but…
- Tearsheet Podcast: Exploring Financial Services Together
KeyBank's Mike Walters on how SMB customer relationships are shifting from transactions to advice
The traditional banking model for small and medium-sized businesses has reached an inflection point. Before banking centered on straightforward product…
- Tearsheet Podcast: Exploring Financial Services Together
How Wise captured 25% of Brazil's cross-border market
While attention often focuses on developed markets, the most exciting fintech innovations are emerging where mobile technology, young digital-native…
- Tearsheet Podcast: Exploring Financial Services Together
Meet the AI lending officer: How algorithms are taking over credit decisions
The traditional lending officer is facing their biggest disruption in decades. Gen AI is oozing into financial services quickly and deeply enough that it's…
- Tearsheet Podcast: Exploring Financial Services Together
The Harmony Gap: Why banks lose $100M annually when fintech and legacy systems don't play nice
Financial institutions are losing an average of $100 million annually due to a fundamental disconnect between fintech innovation and traditional financial…
- Tearsheet Podcast: Exploring Financial Services Together
How to get started with embedded lending and drive revenue
Embedded finance offers a chance for fintech firms, vertical SaaS companies, and marketplaces to drive revenue growth and build a sticky offering. Always…
- Tearsheet Podcast: Exploring Financial Services Together
How Citizens is using Value-Added Services and a command center approach to empower SMBs
Traditional banking services alone aren't enough to serve the diverse needs of small and medium-sized businesses. Banks need to go further and think of their…
- Tearsheet Podcast: Exploring Financial Services Together
How Temenos is co-creating AI products with banks, not just for them
Nine months into her role as Chief Product and Technology Officer at Temenos, Barb Morgan is focused on a simple principle when it comes to product strategy…
- Tearsheet Podcast: Exploring Financial Services Together
“Take a hard look at your current ecosystem. If you were to double the assets under your management today, would your current ecosystem sustain that growth?” Finastra’s Kristen Lista, on what FIs need to do to compete in SME lending
Non-bank financial institutions (NBFIs) are capturing more and more market share in SME lending by leveraging technology to offer quicker lending solutions…
- Tearsheet Podcast: Exploring Financial Services Together
From ACH to stablecoins: Ben Milne's infrastructure evolution
Welcome to the Tearsheet Podcast, where we explore financial services together with an eye on technology, innovation, emerging models, and changing…
- Tearsheet Podcast: Exploring Financial Services Together
“Embedded investing isn't a feature — it’s a platform”: DriveWealth’s Harry Temkin on the future of investing
The financial services industry is undergoing deep technological change. API-first architectures are creating new possibilities for integration. Digital…
- Tearsheet Podcast: Exploring Financial Services Together
Inside Mastercard's push to move LATAM's small retailers beyond cash
Tearsheet is excited to launch 4dFI Capital Partners, an exclusive group of out-of-the-box builders and investors building a community to invest in the next…
- Tearsheet Podcast: Exploring Financial Services Together
Will PayPal’s cash flow tools make capital access easier for SMBs? ft. Michelle Gill
As General Manager of PayPal’s Small Business and Financial Services Group, Michelle Gill is responsible for bringing together the products and services that…
- Tearsheet Podcast: Exploring Financial Services Together
How Citizens Bank is building GenAI with a five-year vision, not just quick fixes
Investment in data is the hallmark of successful Gen AI implementations, according to Citizens’ Chief Data and Analytics Officer, Krish Swamy. Giving us a…
- Tearsheet Podcast: Exploring Financial Services Together
Venture Capital’s shift from consumer fintech to infrastructure ft. Ryan Falvey
In today’s financial landscape, innovation is more than just a buzzword—it’s a driving force separating industry leaders from those left behind. Finding…
Tearsheet Podcast: Exploring Financial Services TogetherServing the global majority: How Tala is reshaping financial inclusion in Latin America and beyond
In a world where financial inclusion remains one of our generation's greatest challenges, emerging markets are becoming the true laboratories of fintech…
- Tearsheet Podcast: Exploring Financial Services Together
"Taking the hardest path in payments": How Adyen's AI platform boosts conversion and reduces fraud
Artificial intelligence is rapidly transforming the financial landscape, creating new opportunities for innovation while reshaping consumer expectations around…
- Tearsheet Podcast: Exploring Financial Services Together
Zip CEO Joe Heck: Expanding financial inclusion through Buy Now, Pay Later innovation
Joe Heck, CEO of Zip, joins me on the Tearsheet Podcast to discuss the evolution of alternative payment solutions in the US. Zip is a leading Buy Now, Pay…
- Tearsheet Podcast: Exploring Financial Services Together
How Citi is enabling banks to drive growth and remain competitive in a 24/7 world
Fintechs have pushed the industry to focus on client experiences, and our show today digs into how traditional banks can collaborate with global banks like…
- Tearsheet Podcast: Exploring Financial Services Together
From startup to acquisition: Zuben Mathews on Brigit's social impact journey
In late January, Upbound Group completed its acquisition of Brigit, a leading financial health technology company. This deal brings together Upbound’s…
Tearsheet Podcast: Exploring Financial Services TogetherThe story of Erica, Bank of America’s homegrown digital assistant
Banking digital assistants may be common now, but in 2017, Bank of America was one of the first to be thinking about how they make the firm’s customer…
- Tearsheet Podcast: Exploring Financial Services Together
Self Financial’s approach to expanding credit access through product innovation with Julie Szudarek
Financial inclusion remains one of the most pressing challenges in today’s economy. Millions of Americans struggle to access basic financial services simply…
- Tearsheet Podcast: Exploring Financial Services Together
The financial system is moving on-chain: How Coinbase is bridging traditional banking and crypto
Blockchain technology continues to bridge the gap between traditional finance and the digital asset ecosystem. Today, we're witnessing a fascinating…
- Tearsheet Podcast: Exploring Financial Services Together
The new economics of wealth management: Stirlingshire's advisor-first approach
Today we're examining the evolution of asset management and financial advisory services. As technology transforms how we invest and manage wealth, we're…
Tearsheet Podcast: Exploring Financial Services TogetherBeyond Borders: The 4dFI fintech investment series, Part 1
Register to 4dFI's mailing list to stay updated on our investment opportunities, events, news: https://www.library.tearsheet.co/4dfi Today I'm excited to…
- Tearsheet Podcast: Exploring Financial Services Together
Smart Tech, Smarter Loans: Michelle Tran on fintech’s impact on student debt
Student debt is a major financial challenge, with U.S. borrowers owing over $1.8 trillion in total. This ongoing debt burden affects millions of individuals…
- Tearsheet Podcast: Exploring Financial Services Together
Ramp’s AI-powered push to automate expense management ft. Geoff Charles
I recently sat down with Geoff Charles, Chief Product Officer at Ramp, to discuss the rapidly evolving landscape of corporate finance technology. Recently…
- Tearsheet Podcast: Exploring Financial Services Together
Citi’s Chafic Haddad on how Citi chooses fintech clients and builds partnerships
Choosing the right bank to work with is a skill that fintechs need to develop and nurture. When the right choices are made, fintechs can find themselves…
- Tearsheet Podcast: Exploring Financial Services Together
How Lower uses technology and humans to simplify mortgage lending ft. Dan Snyder
I recently sat down with Dan Snyder, CEO and co-founder of Lower, to discuss the evolving landscape of mortgage lending. Lower was founded in 2014 and has…
- Tearsheet Podcast: Exploring Financial Services Together
‘Lightning in a Bottle’: Frank Chaparro on Stablecoins and Tokenization’s Promise
In this episode of the Tearsheet Podcast, I sit down with Frank Chaparro, the host of The Scoop and Director of Special Products at The Block. He has years of…
- Tearsheet Podcast: Exploring Financial Services Together
Temenos CPTO Barb Morgan on measuring ROI, step by step modernization, and AI-enabled banking
Banks have a challenging time responding to technological leaps like AI primarily because of their compliance-comes-first approach. Financial institutions must…
- Tearsheet Podcast: Exploring Financial Services Together
How AI is disrupting finance & how companies can respond, with Publicis Sapient CEO, Nigel Vaz
On this episode of the Tearsheet Podcast, Nigel Vaz, CEO of Publicis Sapient, discusses how AI is fundamentally changing the financial services industry. Nigel…
- Tearsheet Podcast: Exploring Financial Services Together
Building the bridge between crypto and coffee shops: A chat with Mesh's Bam Azizi
The Tearsheet podcast often explores the intersection of financial services and technology. What makes this exploration unique is its focus on emerging trends…
- Tearsheet Podcast: Exploring Financial Services Together
Public Blockchain’s Promise: EY’s Paul Brody on tokenization, enterprise adoption, and privacy
As blockchain technology seeps slowly into the traditional financial services ecosystem, it is offering new opportunities through tokenization and…
- Tearsheet Podcast: Exploring Financial Services Together
Building the digital financial infrastructure of tomorrow -- A conversation with Plaid's John Pitts
APIs have evolved from simple data connectors to the fundamental architecture driving financial innovation. In this episode of the Tearsheet Podcast, I speak…
- Tearsheet Podcast: Exploring Financial Services Together
Can cryptocurrency and blockchain drive fintech innovation? Stanford’s Lisa Nestor weighs in
Could cryptocurrency be the key to bridging financial gaps? Can it create a more inclusive global economy? Digital assets like stablecoins and blockchain…
- Tearsheet Podcast: Exploring Financial Services Together
How Shopify is simplifying financial services for entrepreneurs w/ Vikram Anreddy
What if the financial hurdles of running an e-commerce business — like cash flow struggles, banking complexities, and sales tax headaches — could be simplified…
- Tearsheet Podcast: Exploring Financial Services Together
Web3 companies need payroll: Franklin CEO Megan Knab discusses blockchain’s role in finance
Franklin bridges the gap between Web3 and traditional finance, rethinking how businesses manage payroll and payments. Today’s podcast features Megan Knab…
- Tearsheet Podcast: Exploring Financial Services Together
Uprise makes entrepreneurial finance simple feat. CEO Jessica Chen Riolfi
Launching a startup is challenging. It becomes even more difficult when tackling personal and business finances that confound entrepreneurs. Enter Uprise, the…
- Tearsheet Podcast: Exploring Financial Services Together
Why Coast's live API demos matter in fintech feat. Kara Parkey
Coast stands out in fintech with its interactive API demos. Kara Parkey, head of strategic accounts at Coast, shares insights on the Tearsheet podcast as to…
- Tearsheet Podcast: Exploring Financial Services Together
Peter Renton's Forecast: Banking as a Service, Embedded Finance, and the Future of Open Banking
In the ever-evolving world of fintech and open banking, staying ahead of the curve is crucial. Few understand this better than Peter Renton. He is the CEO and…
- Tearsheet Podcast: Exploring Financial Services Together
From Bitcoin to Tokenized Assets: A roadmap for Web3 in finance with Rumi Morales
Is the promise of Web3 in finance finally coming to fruition, or are we still in the early stages of a long journey from Bitcoin to tokenized assets? As the…
- Tearsheet Podcast: Exploring Financial Services Together
How U.S. Bank is reinventing itself for the digital age with CPO of Digital Platforms, Gareth Gaston
In an evolving financial landscape, US Bank has emerged as a leader in digital transformation. It has reshaped the way customers interact with their finances…
Tearsheet Podcast: Exploring Financial Services TogetherBanks need a north star for successful core modernization ft. Galileo and Valley Bank
Most banks right now are at a crossroads: Either they choose to overhaul their legacy systems or come to a point where they will continue to battle the complex…
Tearsheet Podcast: Exploring Financial Services TogetherHow supporting SMBs creates a thriving economy & community
SMBs face critical challenges such as lack of access to credit, barriers for women entrepreneurs, and lower levels of digital enablement, which have limited…
- Tearsheet Podcast: Exploring Financial Services Together
FIs and fintechs can learn to partner more intelligently with Pacemakers' Alessandro Hatami
As the financial world evolves, open banking and digital transformation are opening up new opportunities. This comes with several challenges for banks and…
Tearsheet Podcast: Exploring Financial Services TogetherHow to get the most out of partnerships in serving SMBs ft. Citizens' Mark Valentino
SMBs need more from their FIs, and data echoes this demand. 62% of SMB owners have reported feeling like their business banking options don't go any further…
Tearsheet Podcast: Exploring Financial Services TogetherJ.P. Morgan’s Ashraf Hebela on how JPM is sharpening its focus on startup banking
Today, we're diving into the ever-green landscape of startups and startup banking. While the startup scene is always buzzing, recent years have been…
Tearsheet Podcast: Exploring Financial Services TogetherHow to differentiate in the changing world of SMB payments ft. Truist's Chris Ward
The days when SMBs were tethered to their home markets are long behind us. Today, SMBs are eagerly embracing global opportunities, expanding into new regions…
Tearsheet Podcast: Exploring Financial Services TogetherCreating a seamless banking + payments + software experience for SMBs ft. U.S. Bank's Scott Beyer
How can FIs step in with solutions that alleviate these pain points, allowing SMBs to concentrate on growing their businesses while relegating banking to the…
- Tearsheet Podcast: Exploring Financial Services Together
How Generative AI is redefining personalization in financial services with Curinos' Olly Downs
Generative AI and open banking are beginning to change how banks engage with customers. Today we will look at this process with Olly Downs. He is a Chief…
Tearsheet Podcast: Exploring Financial Services TogetherCompound Influence #3: WallStreetBets
In the latest episode of Tearsheet's newest podcast, "Compound Influence," hosts Zack Miller and Josh Liggett dive deep into the fascinating world of Wall…
- Tearsheet Podcast: Exploring Financial Services Together
How Microsoft and Wipro are elevating finserv with responsible AI and cognitive assistants
Welcome to the Tearsheet Podcast, where we explore financial services together with an eye on technology, innovation, emerging models, and changing…
- Tearsheet Podcast: Exploring Financial Services Together
The post-purchase space is a land opportunity, feat. Gaurav Mittal, EVP of Ethoca
Gaurav Mittal, Executive Vice President of Ethoca, a Mastercard company, shows that the post-purchase space represents an opportunity for our industry. It's…
- Tearsheet Podcast: Exploring Financial Services Together
How are emerging community banks building effective tech partnerships?
Welcome to the second episode of our de novo community banking series. I’m Sara Khairi, your host and reporter at Teasheet. If you tuned in a couple of weeks…
- Tearsheet Podcast: Exploring Financial Services Together
Reshaping embedded finance with KeyBank’s Jon Briggs and Qolo’s CEO Patricia Montesi
Strategic partnerships – those relationships between traditional financial institutions and fintechs – have become really integral as banks seek to modernize…
- Tearsheet Podcast: Exploring Financial Services Together
Modernizing the finance tech stack: A conversation with Mercury's VP of Finance, Dan Kang
Today's episode of the Tearsheet podcast features Dan Kang, VP of Finance at Mercury. He shares his insights on how the fintech company is reshaping corporate…
- Tearsheet Podcast: Exploring Financial Services Together
Compound Influence #2: Ron "The Analyst's Analyst" Shevlin
Welcome to Compound Influence, the podcast that dissects the power players shaping the financial services industry. I'm your host, Tearsheet's Zack Miller…
- Tearsheet Podcast: Exploring Financial Services Together
Evolving tech preferences among community banks: Craft Bank’s tech & growth with CEO Ross Mynatt
Hey, I'm Tearsheet's Sara Khairi. For my very first episode, I decided to step outside the frenetic pace of the Big Apple and dive into the lesser-known…
- Tearsheet Podcast: Exploring Financial Services Together
The evolving role of Chief Data Officers and Generative AI in financial services
Welcome to the Tearsheet Podcast, where we explore financial services together with an eye on technology, innovation, emerging models, and changing…