Shows / Phil's Tax Hacks
Phil's Tax Hacks
Financial, tax and retirement planning guidance from Phil Putney. Each week Phil will talk about the keys to building a sound financial strategy that can survive throughout the ups and downs of the market. We'll have plenty of tax hacks along the way and other retirement facts!
Episodes
- Phil's Tax Hacks
Tax Mistakes to AVOID in 2024 (Part 2)
It’s that time of year! With tax season right around the corner, it’s the perfect time to dive into some tax tips on the podcast. Tune into this two-part…
- Phil's Tax Hacks
Tax Mistakes to AVOID in 2024 (Part 1)
It’s that time of year! With tax season right around the corner, it’s the perfect time to dive into some tax tips on the podcast. Tune into this two-part…
- Phil's Tax Hacks
Finance Fortress: Practical Strategies for Retirees Against Scams & Fraud
Just like any other threat, learning to recognize and avoid scams has become crucial for today's retirees. Join us as we discuss essential steps you can take…
- Phil's Tax Hacks
Understanding Annuities: The Good, Bad & Ugly
You’ve probably heard some mixed opinions on annuities in your lifetime. But before you get swayed one way or another, it’s important to understand what…
- Phil's Tax Hacks
The Retiree Dilemma: To Sell Or To Rent?
Many retirees find themselves at a crossroads when deciding what to do with their existing property as they move into their dream home. Would it be best to…
- Phil's Tax Hacks
Retirement Planning Fear, Procrastination, and Indecision
Navigating financial decisions, especially as retirement approaches, can be a challenging terrain for many investors. Whether it's the anxiety around making…
- Phil's Tax Hacks
Retirement Planning Is Harder Than It Used To Be (Part 2)
Every generation likes to talk about how much harder things used to be when they were kids. Like all of the people who used to have to walk five miles to…
- Phil's Tax Hacks
Retirement Planning Is Harder Than It Used To Be (Part 1)
Every generation likes to talk about how much harder things used to be when they were kids. Like all of the people who used to have to walk five miles to…
- Phil's Tax Hacks
Mailbag: Adjusting to Retirement, Company Stock & More
In today’s show, we’re going to answer some email questions from listeners just like you. These questions cover a range of topics from investing to retirement…
- Phil's Tax Hacks
Will The Economy Boom Or Bust In 2024?
Everyone wants to know. Will the economy boom or bust in 2024? Join us as we explore a range of expert predictions, from the shifting trends in housing prices…
- Phil's Tax Hacks
Are Your Good Money Habits Holding You Back? (Part 2)
This episode might be a bit counterintuitive. We’re going to question the real impact of common financial habits. Are the strategies you consider beneficial…
- Phil's Tax Hacks
Are Your Good Money Habits Holding You Back? (Part 1)
This two-part conversation might be a bit counterintuitive. We’re going to question the real impact of common financial habits. Are the strategies you consider…
- Phil's Tax Hacks
The U.S. Retirement System On The Global Stage
In today's episode, we'll be looking at the eye-opening findings of the 2023 Mercer CFA Institute Global Pension Index, which has ranked the Netherlands as the…
- Phil's Tax Hacks
With Higher Interest Rates, Is “Lazy Money” Still A Concern In 2024?
Is 'Lazy Money' still a concern in 2024's higher interest rate landscape? In this episode, we explore this question, examining how the recent rise in interest…
- Phil's Tax Hacks
Santa’s Naughty or Nice Investment Guide
In this festive episode, we’ll sift through a sleigh-full of financial products and strategies to find out which ones deserve a spot in your financial stocking…
- Phil's Tax Hacks
Questions You Must Ask Your Financial Advisor
Have you ever wondered what questions to ask your financial advisor, or why those questions are crucial? In today’s episode, we’re tackling exactly that. We're…
- Phil's Tax Hacks
Strategic Planning for Retiree Healthcare
In today's episode, we're focusing on a critical aspect of retirement planning: healthcare costs. How well-prepared are you to handle medical expenses after…
- Phil's Tax Hacks
Patience Pays: The Power of Delayed Gratification
Sometimes it’s hard to make financial sacrifices when the reward might not be seen until several years in the future. Today we’ll talk about some of the…
- Phil's Tax Hacks
Financial Tweaks That Matter: Small Steps, Big Impact (Part 2)
Ever thought that minor tweaks in your financial plan could lead to major wins? Join us as we jump back into our conversation on the powerful world of simple…
- Phil's Tax Hacks
Financial Tweaks That Matter: Small Steps, Big Impact (Part 1)
Ever thought that minor tweaks in your financial plan could lead to major wins? Join us in this episode as we unravel the surprisingly powerful world of simple…
- Phil's Tax Hacks
How To Successfully Climb The Retirement Mountain
Ready for an adventure? Think of retirement planning as climbing a mountain. It's not just about the climb up; it's about preparing wisely, tackling the ups…
- Phil's Tax Hacks
End of Year Financial Planning For 2023
As the year winds down, it's crucial to ensure your financial house is in order. Join us for a thoughtful episode where we unpack our 2023 edition of key…
- Phil's Tax Hacks
Money Mistake You’ll Regret And How To Avoid Them
“Learn from the mistakes of others. You can’t live long enough to make them all yourself.” – Eleanor Roosevelt... Ever wish you could foresee financial…
- Phil's Tax Hacks
Understanding Continuing Care Retirement Communities (CCRCS)
As Baby Boomers and those on the cusp of retirement search for their next chapter, Continuing Care Retirement Communities (CCRCs) or Life Plan Communities…
- Phil's Tax Hacks
Retirement Planning’s “Hidden” Questions
The retirement planning world is filled with plenty of advice and suggestions, but there are critical questions lurking in the shadows – the unasked, the…
- Phil's Tax Hacks
Retirement Planning for High-Net-Worth Individuals
In today's episode, we're taking a close look at high-net-worth individuals - those who have accumulated significant wealth and face unique challenges and…
- Phil's Tax Hacks
The Universal Truths in Retirement Planning (Part 2)
Retirement is a unique journey for each of us. The thought that there's a one-size-fits-all solution is a myth, but what if we told you there are certain…
- Phil's Tax Hacks
The Universal Truths in Retirement Planning (Part 1)
Retirement is a unique journey for each of us. The thought that there's a one-size-fits-all solution is a myth, but what if we told you there are certain…
- Phil's Tax Hacks
Navigating Finances After Losing a Spouse: Strategies & Mistakes to Avoid
Losing a spouse is an unimaginably tough life event, but the financial implications can add another layer of stress to the grieving process. In this episode…
- Phil's Tax Hacks
Understanding RMDs: A Guide For Retirees & The Soon-to-Retire
Are you over 55 and pondering retirement? Dive into the world of Required Minimum Distributions (RMDs) with us. In this episode, we demystify the reasons…
- Phil's Tax Hacks
Retirement: Ready Or Not, Here It Comes
Are you nearing “retirement age?” If so, let’s explore that pivotal question you’ll soon face: Should you retire or continue working? We’ll unravel the…
- Phil's Tax Hacks
Breaking Up is Hard: Navigating the Transition to a New Financial Advisor
In today's episode, we'll explore the sensitive and significant process of transitioning from one financial advisor to another. We'll cover how to recognize…
- Phil's Tax Hacks
Till Debt Do Us Part: Resolving Financial Tension Between Couples (Part 2)
Welcome back to part two of our discussion on resolving financial tension between couples. In this episode, we'll explore five more common areas of financial…
- Phil's Tax Hacks
Till Debt Do Us Part: Resolving Financial Tension Between Couples (Part 1)
Money can't buy love, but it can certainly start some spicy debates between you and your better half. In this episode, we're digging into the financial…
- Phil's Tax Hacks
Spotting Problematic Personalities of Rogue Advisors (Part 2)
Finding a trustworthy and competent financial advisor is essential for securing your financial future. After all, they play a vital role in helping you make…
- Phil's Tax Hacks
Spotting Problematic Personalities of Rogue Advisors (Part1)
Finding a trustworthy and competent financial advisor is essential for securing your financial future. After all, they play a vital role in helping you make…
- Phil's Tax Hacks
Countdown Clarity: Timing Your Retirement Preparations
Whether you’re close to retirement or still far from that exciting date, it’s not uncommon to wonder when you should start preparing for each aspect of it…
- Phil's Tax Hacks
Mastering Retirement Cash Flow: Understanding Income
Get ready to finish up our conversation on retirement cash flow! This time, we're diving into the income side of the equation. In our first two parts, we…
- Phil's Tax Hacks
Bad Money Habits Could Spoil Your Retirement Party
Picture this: You're at your retirement party, finally ready to enjoy your golden years, but worries caused by some bad money habits have robbed you of fully…
- Phil's Tax Hacks
Counterintuitive Advice: Why You Should NOT Invest In A 401(k)
Don’t get us wrong. In many cases, your 401(k) can be your best investment vehicle, offering numerous benefits and tax advantages and many times a 100% return…
- Phil's Tax Hacks
Mastering Retirement Cash Flow: Understanding Changing Expenses (Part 2)
In this episode, we’re back to explore many of the expenses in your life that might drastically change (one way or another) in retirement. We’ll break those…
- Phil's Tax Hacks
Mastering Retirement Cash Flow: Understanding Changing Expenses (Part 1)
In this episode, we’ll explore many of the expenses in your life that might drastically change (one way or another) in retirement. We’ll break those expenses…
- Phil's Tax Hacks
Ep 185: Top Money Mistakes In Retirement (Part 2)
In the complex world of retirement planning, there are countless pitfalls one could fall into. In this episode, we've distilled it down to what we believe are…
- Phil's Tax Hacks
Ep 184: Top Money Mistakes In Retirement (Part 1)
In the complex world of retirement planning, there are countless pitfalls one could fall into. In this episode, we've distilled it down to what we believe are…
- Phil's Tax Hacks
Ep 183: Key Finance Decisions During Major Life Events Like Marriage, Divorce, Job Loss & More
Are you ready to take control of your finances during life's most pivotal moments? In this episode, we dive into the complex world of financial decision-making…
- Phil's Tax Hacks
Ep 182: Unsure, Confident or Certain: Retirement Planning Next Steps
In today’s episode, we’re going to focus on the three categories that many clients fall into when starting their retirement planning journey: The unsure, the…
- Phil's Tax Hacks
Ep 181: Should You Relocate In Retirement?
Today, we'll be discussing some challenges of moving amidst the current climate, particularly for pre-retirees and retirees. We recently came across a Vanguard…
- Phil's Tax Hacks
Ep 180: Crash Course: The Psychology of Investing in the Wake of Historic Market Crashes
Have you ever wondered why you handle money the way you do? It turns out your financial behaviors can be traced back to your formative memories. In this…
- Phil's Tax Hacks
Ep 179: A Comprehensive Dismantling Of 2023’s Top Social Security Myths (Part 2)
We’re back for part two of this two-part series! In episode one, we debunked the first five common Social Security misconceptions and set the record straight…
- Phil's Tax Hacks
Ep 178: A Comprehensive Dismantling Of 2023’s Top Social Security Myths (Part 1)
Have you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best…
- Phil's Tax Hacks
Ep 177: Fore Your Retirement: What Golf Teaches Us About Financial Planning
Are you a golfer? Even if you're not, the game of golf can teach us valuable lessons about retirement planning. For example, hitting a hole-in-one might be…
- Phil's Tax Hacks
Ep 176: Back to the Basics - Retirement Saving Fundamentals
Are you aware that not all retirement accounts are created equal? In this episode, we'll delve into the different types of retirement accounts, including…
- Phil's Tax Hacks
Ep 175: Moving Your Retirement Goalpost - Is It Worth The Risk?
Do you ever feel like your retirement planning goals are always moving? You're not alone. We’ve found that people often move the goalposts in their own…
- Phil's Tax Hacks
Ep 174: Lessons Learned from the Silicon Valley Bank Collapse
The Silicon Valley Bank situation has gotten all of the financial headlines over the past week, and rightfully so. The event immediately triggered worries that…
- Phil's Tax Hacks
Ep 173: The Incomplete Financial Plan
On this episode, we'll be pointing out the most common areas people overlook when planning and provide actionable tips to ensure that your plan is as…
- Phil's Tax Hacks
Ep 172: Top 10 Tax Questions for Retirees in 2023
On today’s episode, we’ll break down the top ten tax questions retirees are asking in 2023. Before you file your 2022 taxes and plan ahead for the rest of the…
- Phil's Tax Hacks
Ep 171: 5 Beneficiary Mistakes - Are You Accidentally Spoiling Your Retirement Plan?
For some people, leaving a legacy is one of the most important goals for their financial plan. Not only do they want to leave as much as possible, but they…
- Phil's Tax Hacks
Ep 170: 2023 Retirement Preparedness Checklist (#6-10)
Another year is upon us and it’s a great time to ask yourself some critical questions to assess how ready you are for retirement to kick off 2023. If you’re…
- Phil's Tax Hacks
Ep 169: 2023 Retirement Preparedness Checklist (#1-5)
Another year is upon us and it’s a great time to ask yourself some critical questions to assess how ready you are for retirement to kick off 2023. Since we…
- Phil's Tax Hacks
Ep 168: Back to Basics - Income Planning
It’s been said that if you don’t have an income plan, you don’t really have a retirement plan. We’ll tackle that mentality on this episode to see if it’s true…