Shows / Retirement Unlocked
Retirement Unlocked
Retirement Unlocked. With Larry Heller, CFP®. Your life. Your way. How financial resilience can let you live it – for life. While money matters, being able to pursue the things that enrich our individual lives also matters. Having the financial resilience to live life without limits is just one of the wide range of subjects discussed on the ‘Retirement Unlocked’ podcast. Join Larry Heller, certified financial planner and president of Heller Wealth Management, as he covers topics from tax tips…
Episodes
- Retirement Unlocked
How Much Cash Should You Have in Retirement? (Ep. 91)
Whether you’re three years away from retirement or are in retirement now, many pre-retirees and retirees have the same question in mind: How much cash do I…
- Retirement Unlocked
Inside Out Yoga: Discovering the Practice of Yoga With Authors Sandra K Schoenbart and Joanne de Simone (Ep. 90)
Yoga is beneficial to both the mind and the body. Through yoga, you gain mental and physical strength, an elevated spirit, and improved balance, focus, and…
- Retirement Unlocked
Determining the Optimal Investment Asset Allocation For Retirees (Ep. 89)
Asset allocation is one of the most important concepts for investors to grasp. That’s why one of the most-asked investment questions is, “How can we achieve…
- Retirement Unlocked
How to Travel in a Post-Pandemic World — With Gary Portuesi of Authentic Explorations (Ep. 88)
As New York gradually reopens and restrictions begin to lift, many people are wondering how soon they can resume traveling, how safe travel will actually be…
- Retirement Unlocked
Healthy Aging Tips: Food And Fitness After 50 With Author Christine Rosenbloom (Ep. 87)
As you age, many things will change, including your health. How can you stay healthy and active so you can enjoy the retirement you’ve worked so hard to…
- Retirement Unlocked
Having the Money Talk With Your Parents (Ep. 86)
According to a 2019 study by GOBankingRates, 73% of Americans have not had a conversation about finances with their aging parents. Meanwhile, 23% have tried to…
- Retirement Unlocked
The History of Baseball: Where It All Began (Ep. 85)
Are you a baseball fan? If yes, then this is an episode you won’t want to miss! Join Larry Heller as he sits down with longtime client and baseball historian…
- Retirement Unlocked
Five Common Mistakes to Avoid When Planning for Retirement (Ep. 84)
Many retirees underestimate the risks associated with their investments and financial plans, which can result in costly mistakes that could have easily been…
- Retirement Unlocked
Why Everyone Should Have Supplementary Uninsured Motorist Coverage — With Attorney Brian Murphy (Ep. 83)
Approximately 15% of people behind the wheel don’t have any automobile insurance coverage. What happens if you’re injured by one of those people? Find out in…
- Retirement Unlocked
Investors — Focus on What You Can Control (Ep. 82)
When it comes to investing, you don’t need to time the stock market to be successful. In this episode, Larry Heller, CFP® shares his insight and expertise…
- Retirement Unlocked
Retirement Heaven or Hell: Which Will You Choose? — With Authors Mike Drak And Susan Williams (Ep. 81)
“You’ve dreamed of retirement for decades, and have even worked hard to save for it. But what will your life look like when you stop working?” In this episode…
- Retirement Unlocked
Understanding the client experience when working with Heller Wealth Management (Ep. 80)
What can you expect when working with us? Find out in this episode, as Larry Heller guides you through the process he and his team use at Heller Wealth…
- Retirement Unlocked
Three Methods For Resolving Divorce Disputes — With Attorney Michael Fried (Ep. 79)
Are you thinking of settling your divorce out of court? Here’s what you need to know! In this episode, Larry Heller welcomes Michael Fried, partner at Berkman…
- Retirement Unlocked
Inherited IRAs are a Ticking Tax Bomb. Here’s What You Can Do (Ep. 78)
The SECURE Act has changed the way beneficiaries inherit money from IRAs. If you’re a beneficiary, or are trying to set up your beneficiary for success, what…
- Retirement Unlocked
What Has 2020 Taught Us? Four Valuable Lessons We Will Take Into 2021(Ep. 77)
The start of a new year provides the opportunity to sit down and reflect on the lessons we’ve learned over the past 12 months. Join Larry Heller as he reflects…
- Retirement Unlocked
What Business Owners Need to Know About Their Commercial Insurance Coverage –– With Ron Rugolo (Ep. 76)
Insurance is an ever-changing industry. As a business owner, is it possible that you’re compromising coverage in order to pay the lowest price? Or, perhaps…
- Retirement Unlocked
Celebrating 75 Episodes of Retire Right (Ep. 75)
Today, Larry Heller is celebrating a milestone — one that has taken us all on a journey towards a more prosperous financial future and second act of life! In…
- Retirement Unlocked
Selling Your Home During a Divorce? Here’s What Couples Need To Know –– With David Perry (Ep. 74)
Thinking of selling your home during a divorce? We recognize that it’s not an easy process, but we are here to help! In this episode, Larry Heller is joined by…
- Retirement Unlocked
“Do I Have Enough Money To Retire?” Here Are the Best Ways To Figure This Out! (Ep. 73)
Do you have enough money to retire? It’s amazing how many people actually have enough money to retire, but don’t realize it. Today, Larry Heller gives you…
- Retirement Unlocked
Money-Saving Advice People Wish They’d Known During Their Divorce –– With Rosalia Labate (Ep. 72)
When planning for a divorce, you’re planning for the rest of your life. Do you know how to make the best financial choices for your future? Today, Larry Heller…
- Retirement Unlocked
Things To Consider if You’re Offered an Early Retirement (Ep. 71)
Many people are being offered early retirement due to the global pandemic. But should you accept this offer? In today’s episode, Larry Heller dives straight…
- Retirement Unlocked
Avoid Litigation: A Must-Have Strategy for Employers –– With Glenn J. Franklin (Ep. 70)
If you’ve laid off an employee that you weren’t entirely satisfied with, are you legally obligated to bring them back to work? Today, Larry Heller is joined by…
- Retirement Unlocked
Should I Stop Contributing To My 401(k) During COVID-19? (and More Answers To Your 401(k) Questions) (Ep. 69)
Has your employer stopped matching 401(k) contributions during COVID-19? Do you wish you had more money for daily expenses? If so, you might be wondering if…
- Retirement Unlocked
Golf Tips to Help Older Adults Play Safely and Enjoy the Game –– With Bill Bresnan (Ep. 68)
Are you over 50 and thinking about getting into golf? Or maybe you’re a seasoned golfer who is looking for tips to help you avoid injuries as you get older…
- Retirement Unlocked
The Business Case for Workplace Cultures of Accountability –– With Christine Ippolito (Ep. 67)
By creating a culture of accountability in your company, you can give your employees clearer expectations and a better sense of purpose. This shift is…
- Retirement Unlocked
6 Savings Strategies for an Extremely Low-Yield Environment (Ep. 66)
If you’re approaching retirement or already retired, what can you do about low yields? After all, in today’s remarkably low-yield environment, you can’t earn…
- Retirement Unlocked
How to Have a Pain-Free Audit of Your Company 401(k) Plan (Ep. 65)
Did you know that there are steps you can take right now to prepare your company for a smooth 401(k) audit? In this episode, Larry Heller is joined by Robert…
- Retirement Unlocked
7 Financial Steps for Pre-Retirees to Take During COVID-19 (Ep. 64)
People’s expenses are being upended as adult kids return home and family members lose income. Banks aren’t paying much for cash. Is it still possible to retire…
- Retirement Unlocked
5 Common Legal Issues That Affect Business Owners in NY State — With Lee Schwartz (Ep. 63)
If you own a business in New York State, there are five common legal issues you could easily run into if you’re unaware of certain state and federal laws…
- Retirement Unlocked
SPECIAL UPDATE: COVID-19
In this special episode, we share updates on how we are responding to the COVID-19 situation, how we’re assisting our clients, and what actions we’re advising…
- Retirement Unlocked
5 Ways to Plan for Health and Happiness While Aging Solo — With Joy Loverde (Ep. 62)
Baby boomers are the last generation of caregivers as we know it. Today’s children are raised to go out and pursue their interests, even if that means living…
- Retirement Unlocked
Sources of Financial Elder Abuse You Should Be Aware Of – With Jeff Haber (Ep. 61)
Would you know how to tell if your aging loved one is being financially abused? The signs aren’t always apparent — and neither are the abusers. In this…
- Retirement Unlocked
What do the SECURE Act’s Biggest Changes Mean for You? — With Sal Albanese (Ep. 60)
The newly passed SECURE Act introduces a host of changes that will impact the majority of pre-retirees. Do you know what this new bill means for your…
- Retirement Unlocked
Get to Know the Heller Wealth Management Team (Ep. 59)
Larry Heller is very proud of the team he’s built at Heller Wealth Management. Have you had a chance to meet the talented professionals who will help you…
- Retirement Unlocked
Top 10 Financial Planning Tips for 2020 (Ep. 58)
There’s no better time than the start of a new year to learn top financial tips. This is the time when many are not only setting goals for the year, but you…
- Retirement Unlocked
Your Guide to Year-End Tax Planning — With Accountant, Scott Cheslowitz (Ep. 57)
December may be coming to a close, but it’s not too late to implement some year-end tax planning strategies. In this episode, Larry Heller speaks with Scott…
- Retirement Unlocked
Elder Law is Really Elder Care — With Attorney Brian Tully (Ep. 56)
Do you have a plan in place to care for your loved ones as they age? In this episode, Larry Heller is joined by Brian Tully, founder of Tully Law, P.C. and…
- Retirement Unlocked
How to Affect Positive Change in Your Relationships — With Donna Martini (Ep. 55)
Did you know that humans are almost exclusively made up of water molecules? Considering that we exchange energy on a molecular level with people all the time…
- Retirement Unlocked
How I Stopped Working Full-Time to Follow My Photography Passion — With Marc Alter (Ep. 54)
Have you ever dreamed of taking an early retirement to follow one of your passions? In this episode, Larry Heller is joined by Marc Alter, a client who is…
- Retirement Unlocked
Current Stock Market Valuation: Are You Worried? Here’s What to Do (Ep. 53)
We’re hitting all-time highs in all of the indexes, which means the market’s valuations are high. As an investor, you might be asking yourself, “Where do I go…
- Retirement Unlocked
Municipal Bonds: How, When, and Why to Use Them in Your Investment Portfolio — With Jason Stuck of Northern Capital (Ep. 52)
The Fed Reserve recently lowered interest rates, making now a good time to gain a better understanding of municipal bonds and how interest rates affect these…
- Retirement Unlocked
Here’s What You Need to Know About Your Credit in Retirement — With Guest, Leslie H. Tayne (Ep. 51)
During your retirement, you might want to obtain different types of financial products that require credit. Because of this, it’s important to maintain and…
- Retirement Unlocked
Looking Back: Celebrating 50 Episodes of the Retire Right Podcast! (Ep. 50)
Fifty of anything is an amazing milestone to reach, isn’t it? We believe that hitting episode 50 of our Retire Right Podcast calls for a celebration! In this…
- Retirement Unlocked
401(k) Plans: What You Need to Know About a Third Party Administrator (TPA) — With Doug Hoefer (Ep. 49)
As a business owner, do you understand the core elements of your company’s retirement plan and what a third-party administrator (TPA) can bring to the table?…
- Retirement Unlocked
Investing with Dimensional Fund Advisors: Who They Are and Why They Are Unique (Ep. 48)
In today’s episode, Larry Heller speaks with Philipp Meyer-Brauns of Dimensional Funds Advisors. As a senior researcher, Philipp conducts empirical asset…
- Retirement Unlocked
How Model Trains and Retiring Right Go Together — With Mike Kmeth (Ep. 47)
Will your retirement be the ride of your life? Or will you simply chug along, going through the motions? Larry Heller hopes you will love retired life. In this…
- Retirement Unlocked
Live Your Very Best Encore — With Susan Williams (Ep. 46)
What will keep you feeling zestful, connected, and fulfilled during retirement? Today, Larry Heller, CFP®, CPA, is joined by guest Susan Williams to discuss…
- Retirement Unlocked
What You Must Know About Changing Your State Residence — With Karen J. Tenenbaum (Ep. 45)
Would you ever make a big move to a tax-free state like Florida? Now more than ever, people are leaving New York State for tax-free states only to discover…
- Retirement Unlocked
15 Ways to Make More Money in Your 401(K) Plan — With Paul Merriman (Ep. 44)
It’s time to find out how you can make more money in your 401(k) plan! In today’s episode, Larry Heller is joined by Paul Merriman, the founder of Merriman…
- Retirement Unlocked
How to Make Your Business Sellable — With Albert Hakim (Ep. 43)
Your business is likely the largest illiquid asset you own. Have you considered how you will turn it into a liquid asset so you can use it for retirement…
- Retirement Unlocked
Special Edition Episode – Introducing Larry Heller CFP®, CPA’s New Book: “Retire Right”
Larry Heller’s new book has hit the shelves! In today’s episode, get a special preview of “Retire Right: Lots of People Retire Wrong. Learn How to Retire…
- Retirement Unlocked
The Top Five Errors Retirees Make (Ep. 42)
Many people believe that if they save enough money for retirement, they’re all set. But there is so much more to consider. After spending years helping people…
- Retirement Unlocked
Everything You Didn’t Know About Long-Term Care with Guest Rona Loshak (Ep. 41)
The longer you live, the more likely you are to need long-term care. In fact, once you reach 80 years old, there’s an 80% chance that you will need it. Whether…
- Retirement Unlocked
Larry’s Top 5 IRA Planning Strategies (Ep. 40)
You may be contributing regularly to an IRA, but do you have a strategy that can help boost your retirement savings? Get ready to make better use of your IRA…
- Retirement Unlocked
Estate Planning in Second Marriages — With Guest Steven Adler (Ep. 39)
Are you in your second marriage and wondering how to cover all the bases in your estate plan? Today, Larry Heller speaks with guest, Steven Adler, about estate…
- Retirement Unlocked
Everything You Need to Know About Traffic Tickets in New York — with Guest Michael Block (Ep. 38)
What should you do if you get a speeding ticket in New York? Ever wonder how to use your GPS device without getting a ticket? These are some of the big…
- Retirement Unlocked
Interview with Bob Glauber, Author of “Guts and Genius: The Story of Three Unlikely Coaches Who Came to Dominate the NFL in the ’80s” (Ep. 37)
Today, long-time NFL writer Bob Glauber joins Larry Heller in this episode to share the most memorable stories from his new book, “Guts and Genius: The Story…
- Retirement Unlocked
Don’t Forget About Tax-Loss Harvesting and Tax-Gain Harvesting (Ep. 36)
Your year-end tax plan isn’t complete until you’ve considered tax-loss and tax-gain harvesting. These two strategies could offer you big tax savings! Too…
- Retirement Unlocked
Your Retirement Paycheck (Ep. 35)
The transition from the work world to the retirement world can take a while to get used to. Sometimes, peace of mind can come from being able to recreate a…
- Retirement Unlocked
11 Ways the New Tax Law Could Help or Hurt Your Tax Return (Ep. 34)
2018 is the first full year under the new tax reform. Will your income tax return take a hit? Are there any changes that you will actually benefit from? Larry…