Shows / The Empowered Investor
The Empowered Investor
If you've ever felt overwhelmed by the sheer volume of choices and voices in the Canadian financial services industry, The Empowered Investor Podcast can transform your investment experience and increase your odds of becoming financially secure – forever. With his simple, straightforward approach, host Keith Matthews cuts through the noise to help you make better decisions and discover the best investment and planning strategies for you and your family. As a portfolio manager and advisor at…
Episodes
- The Empowered Investor
How do reverse mortgages work?
Many Canadian retirees homeowners are home equity-rich but investment-light. Whether it’s to fund their 20 to 30 years retirement or simply to access money for…
- The Empowered Investor
Understanding Cybersecurity: Education, Prevention, and Response Strategies
With so much of our lives online, are you aware of the risks you face? Despite only 5-10% of people reporting fraud, the Canadian Anti-Fraud Centre received…
- The Empowered Investor
Take advantage of the new First Home Savings Account
Canada's housing affordability crisis has put the purchase of a home out of reach for many young aspiring homeowners. The government created the first home…
- The Empowered Investor
An Investor’s Guide to Expected Returns
Will I have enough money to retire comfortably? Am I on track? Should I be saving more? These are the types of questions clients bring to us daily. We turn to…
- The Empowered Investor
Navigating mortgages and high interest rates with specialist Morgan Englebretsen
Whether you're a first-time home buyer or a seasoned real estate investor, understanding the intricacies of mortgages is a game-changer in your financial…
- The Empowered Investor
Myths and popular beliefs in personal tax Part 2
With Tax Day on the horizon, tax tips, tricks, and hacks are being shared more than ever. From making charitable donations to incorporating and running…
- The Empowered Investor
Debunking 8 common myths and misunderstandings about taxes (Part 1)
It’s getting to be that time of the year again— Tax Day is approaching and you start hearing conflicting things from friends and family about what is—and what…
- The Empowered Investor
2022 Tax Tips – With Life Long Expert
Every year more complexity is added to the Canadian tax system, making it difficult for taxpayers to keep up to date. Understanding how to properly file your…
- The Empowered Investor
Investor Beware: How to Protect Your Money from Scams and Fraud
Financial fraud is a serious issue that has unfortunately cost many investors their hard-earned savings. Although technology has helped fraudsters find new…
- The Empowered Investor
Building Confidence Through Annual Review Meetings
We’re in the middle of client meeting season at Tulett, Matthews & Associates. Over the years, the way we conduct these meetings has evolved as we incorporate…
- The Empowered Investor
Should you Die with Zero
When you’re intentional in your planning, you’re more likely to get the experiences you want out of life. Curiosity and continuous learning are a big part of…
- The Empowered Investor
2022 Financial Year in Review and Looking Ahead for 2023
Maintaining perspective and long-term discipline With significant declines in specific segments of the financial market, inflation rates we haven’t seen in…
- The Empowered Investor
Are rising interest rates a curse or a blessing?
Our goal in today's podcast is to add clarity of the impact of rising rates for bond investors. 2022 has been a challenging year for Canadian investors…
- The Empowered Investor
Teaching Kids About Money with Will Rainey
Talk about money as a family, openly and often Kids form most of their adult money behaviours by the age of seven. How can you give your kids a head start and…
- The Empowered Investor
Retirement Planning: Understanding your RRIF Options
For many Canadians, the RRSP (Registered Retirement Savings Plan) is the primary driver of their retirement savings. An RRSP allows you to contribute a…
- The Empowered Investor
Managing your Investment Portfolio Through a Recession
From media outlets to friends and coworkers, chances are you’ve heard lots of buzz about a recession. The truth is however, that a lot of uncertainty remains…
- The Empowered Investor
15 Questions to ask when Choosing a Financial Advisor
Choosing the right advisor or advisory firm takes time. In our last episode, we explored the four criteria for evaluating the value of financial advice…
- The Empowered Investor
The 4 Criteria to Evaluate Financial Advice
“Price is what you pay, but value is what you get.” - Warren Buffett What’s the marker or gauge to value financial advice? How do investors value the benefits…
- The Empowered Investor
Money & Couples – Why you Must Get This Right!
Managing your finances as a couple is hard. It’s such a common source of conflict that one in four divorced Canadian couples say that money problems played a…
- The Empowered Investor
Inflation, Interest Rates and Bond Returns with Sooyeon Mirda CFA, Dimensional Fund Advisors
“Market prices contain rich, reliable information about expected returns in the future.” It's an interesting time to be an investor. Uncertainty and volatility…
- The Empowered Investor
The 5 Ws of Estate Planning with Edmond Fhima
Less than 50% of Canadians have a Will in place. Without a valid Will, the government is the decision-maker for the future of your children and your assets…
- The Empowered Investor
Inflation, Market Volatility and Your Portfolio
The theme for the first half of 2022: Inflation. It’s been an interesting year so far. The country has opened up, and many pandemic restrictions were lifted or…
- The Empowered Investor
Tax-Free First Home Savings Account (FHSA)
Across Canada, increasing housing prices have made home ownership unaffordable for many. Today we’re talking about the recent announcement by the federal…
- The Empowered Investor
Solutions for Canadian Home Property Market
Home affordability is on most Canadian’s mind these days and is a topic that brings mixed emotions depending on whether you own a home or not. In the last…
- The Empowered Investor
How To Manage Your Portfolio During Turbulent Times
“A portfolio is like a bar of soap. The more you handle it, the smaller it gets.” - Darcy Howe Markets around the world are turbulent at the moment as…
- The Empowered Investor
The ins and Outs of Preparing Your 2021 Tax Returns
Tax season can be quite a stressful time for many investors. We have dedicated this episode to getting you up to speed on the key areas you should be thinking…
- The Empowered Investor
Your CPP/QPP & OAS Benefits
Government pension programs give Canadians a source of reliable retirement income, even if they were unable to consistently save on their own. Despite being…
- The Empowered Investor
You Chase - You Lose!
“Past performance is not indicative of future results.” It’s a common phrase that you’ll see on a lot of investment material but its implications are often…
- The Empowered Investor
War, Conflict & Long-term Investing
All of us at Tulett, Matthews & Associates are shocked and saddened by the human and emotional toll the conflict is inflicting on the Ukrainian and European…
- The Empowered Investor
The Wheel of Wellness: 7 Habits of Healthy, Happy People with Heather Martin
“There are two topics that will affect your life whether you're interested in them or not: money and health.” - Morgan Housel While we’re typically here to…
- The Empowered Investor
The 4% Safe Withdrawal Rule.
The 4% Safe Withdrawal Rule was created as a guideline for how much you can withdraw from your portfolio in each year of retirement without running out of…
- The Empowered Investor
2021 Year in Review
In this episode, Marcelo and Keith review how asset classes performed in 2021. Last year was a unique year in global stock markets. If you look at a chart of…
- The Empowered Investor
Maximizing Life Satisfaction and Happiness with Author Andrew Hallam
As investment professionals, we focus a lot on saving, investing, and retirement planning. But a successful life is about more than just money, it’s about…
- The Empowered Investor
How to Start Saving and Investing with Ryan Jacobs and Matthew McGee
One of the things a lot of us regret is not getting serious about our finances at a younger age. By developing great financial savings and investment habits…
- The Empowered Investor
An Investor Guide to Inflation
Inflation can be an investor’s worst enemy. It has the potential to deteriorate the financial structure you’ve worked so hard to build. By understanding what…
- The Empowered Investor
Custodian Services & Independent Portfolio Management Firms
Custodians provide confidence and a secure network in the world of portfolio management. While a portfolio management (PM) firm is responsible for managing…
- The Empowered Investor
Death & Taxes: What you need to know.
Without proper financial planning, death can result in a heavy tax burden for the family left behind. Whether we want to think about it or not, every family…
- The Empowered Investor
Tax Planning for Medical Professionals with Riccardo Zerbino
Between transitioning from residency to retiring from professional life, doctors need to give careful consideration to their financial planning. Today we’re…
- The Empowered Investor
Delta variant & investor implications
Emotions and investing are not a great cocktail. As we head into the last quarter of 2021, there is plenty of uncertainty in the economic environment being…
- The Empowered Investor
Understanding Robo-Advisors: Pros, Cons & Dilemmas
With the number of easily accessible robo-advisors on the rise, there has never been an easier time for Canadians to start saving and investing. With as little…
- The Empowered Investor
Voluntary Disclosures: You can run but you can't hide
With increasing global connectedness, the world today is smaller than it’s ever been. Countries are coming together to share information in a global trend…
- The Empowered Investor
Net Worth Boom & Inflation
In early 2020, Canadians were worried about how the pandemic would negatively impact their financial affairs. One year later, Canadians are pleasantly…
- The Empowered Investor
Family & Money with Family Legacy Guide Steve Legler
Every parent strives to teach their children the right values around money to ensure they will become responsible individuals and be able to secure their…
- The Empowered Investor
Navigating Conflicts of Interest in the Financial Services Industry
The drive to provide conflict-free advice is at the core of our firm and as we continue with part two of the next generation financial advisor. As an investor…
- The Empowered Investor
Wealth & Family Law: Marriage and Common-law Relationships In Canada
Understanding your rights and responsibilities in a marriage or common-law relationship is a critical aspect of financial planning. As wealth managers, clients…
- The Empowered Investor
The Evolution of Investment Advice in Canada: The Next-Generation Advisor
Inspired by a recent white paper on the next-generation advisor, today we’re exploring the evolution of investment advice in Canada. For me, the expansion…
- The Empowered Investor
Wealth & Real Estate: Part 3 – Urban & City Living
In the first two parts of our wealth and real estate series, we looked at residential real estate, specifically the suburbs. Within those episodes, we explored…
- The Empowered Investor
Wealth & Real Estate: Part 2 – Empty Nesting & Downsizing Homes
In part one of our wealth and real estate series, we explored how hard it is for first-time buyers and people looking to upsize to find a home in the current…
- The Empowered Investor
Wealth & Real Estate: Part 1 – Expanding Family & Buying Larger Homes
If you've been listening to the show for a while, you know that we take a very holistic approach to money management. Whether we’re talking about primary…
- The Empowered Investor
Pump and Dump is Alive and Well.
Today we’re talking about one of the most common examples of an investment scam, the “pump and dump”, and comparing it with others you may be familiar with…
- The Empowered Investor
Wealth & Family Law: Part 3 - Unmarried Couples in Québec
In Québec, approximately 40% of couples are not married - the highest percentage across Canada. At the same time, the legal protection offered by the family…
- The Empowered Investor
Wealth & Family Law: Part 2 - Matrimonial Regimes
Under the Civil Code of Québec, there are a number of laws that impact couples and their assets in the event of separation or divorce. In part two of this…
- The Empowered Investor
Wealth & Family Law : Part 1 - Family Patrimony in Québec
Family law is an essential aspect of wealth management that is unfortunately often overlooked. It’s a very complex topic and there’s so much an empowered…
- The Empowered Investor
Economic and Stock Market Recovery
With public policy and multiple forced lockdowns in 2020, we knew we’d see a major impact on the economy unlike the recessions and bad economic periods we’ve…
- The Empowered Investor
The Ins and Outs of Preparing Your 2020 Tax Return - with Guest Hugh Campbell, CPA, CA
Tax season can be quite a stressful time for many investors. On top of that, with the changes that 2020 brought for a lot of us from working from home, to real…
- The Empowered Investor
Navigating Financial Bubbles
“What’s going on with GameStop?” From our mothers to our kids, that’s the question that seems to be on everyone’s mind. Meanwhile, as the numerous players try…
- The Empowered Investor
Demand for home health care for retirees spikes during pandemic: Learn more with our expert guest Andrew De Four
In 2020, the pandemic hit retirement communities and nursing homes especially hard, causing many retirees to reconsider their futures. In our client base…
- The Empowered Investor
2020 Investment Surprises: Interest rates, Canadian home prices, FAANGMs, Tesla, Robinhood, IPOs and so much more!
With the global pandemic taking us from the status quo into lockdown over a few days back in March 2020, the world and the markets ended up looking a lot…
- The Empowered Investor
Changing Investing for the Better with ETF Pioneer - Gerry Rocchi
As we continue to walk through the story of the empowered investor, we’re excited to share the insights from our today’s guest, financial expert and…
- The Empowered Investor
Active vs Passive: Use SPIVA scorecards to make better decisions.
Over the last couple of episodes, we’ve explored different aspects of index-based investing from the principles of evidence-based investing and how you can…