Shows / The Life Planning 101 Podcast
The Life Planning 101 Podcast
Life Planning 101 from Kennedy Financial Services helps you navigate the financial and life decisions that matter most. Each episode brings practical insights and real-world conversations about financial planning, retirement, investments, life insurance, Social Security, estate planning, and living life with purpose.
We believe financial planning isn’t just about numbers—it’s about creating a plan that supports the life you want to live. Whether you’re preparing for retirement, protecting your…
Episodes
The Life Planning 101 Podcast5 Ways President-Elect Donald Trump Could Move Markets
In this historic victory that shocked the political establishment and global financial markets alike, Donald J. Trump will become the 45th president of the…
- The Life Planning 101 Podcast
Tips to Prevent a Marital Rift
In a recent study, 35% of people experiencing relationship stress said money was the primary reason. This could help explain why some experts say financial…
- The Life Planning 101 Podcast
Presidential Candidates and Their Tax and Healthcare Plans
On this week's edition of Life Planning 101, we discuss a brief history of the Republican and Democratic parties and we compare the Trump and Clinton…
- The Life Planning 101 Podcast
A 6 Figure Impact on Your Credit
Your credit score is your financial reputation. It's a three-digit number that has a six-figure impact on your life. Fortunately, rebuilding your credit score…
- The Life Planning 101 Podcast
The Opportunity in the Mirror
The bottom line is that no matter who you want to pass the (economic crisis) buck to — the government, financial institutions, insurers, big business…
- The Life Planning 101 Podcast
Uncle Sam is Knocking...and He's Getting Louder
What most Americans don’t know is that, to a certain extent, taxes are voluntary. A small business owner has 171 deductions available to him. Did you know the…
- The Life Planning 101 Podcast
My Farm & Ranch: Transitioning and Retirement Planning
If you haven’t thought about your own legacy, please do. In order to help you get off on the right foot, here are some things you need to consider. We call it…
- The Life Planning 101 Podcast
September is Life Insurance Awareness Month
Life insurance should be a staple in all households where possible, but it requires financial professionals educating families, individuals, and business…
- The Life Planning 101 Podcast
Stress Test Your Investments Before It's Too Late
Would it be okay if your investment portfolio went down $400,000? Absolutely NOT! This was a conversation we recently had with a couple we have just come to…
- The Life Planning 101 Podcast
Social Security Planning for Death and Divorce
Most people believe that if their spouse dies, they simply receive the higher of their benefit or their spouse's benefit. In reality, this may not be the case…
- The Life Planning 101 Podcast
Have the Urge to Own Your Home Free and Clear?
There are situations where paying down a mortgage makes perfect money sense. However,there is a good chance your situation is not one of these.
- The Life Planning 101 Podcast
Naming Your Beneficiaries
Naming the beneficiaries of your IRA, life insurance policy, annuity or any other contract property may not be as simple as choosing the ones you love to…
- The Life Planning 101 Podcast
Retirement - What Do You Do Now?
For many of us we only get the chance to retire one time. This means we definitely don’t want to mess it up. In today’s economy, this can be downright scary…
- The Life Planning 101 Podcast
3 Great Ways to Help Your Child Save
The first thing that comes to everyone’s mind when you begin to discuss saving for your child’s future is…college savings. But what if your child does not go…
- The Life Planning 101 Podcast
What is Life Planning and Why?
Most of the people we talk with believe that “retirement planning” deals exclusively with money and this is true… to a certain point. Experience has taught me…
- The Life Planning 101 Podcast
Worried About College Savings?
Don’t worry…you’re not the only one. Whether you’re planning for college in the very near future or in the not so near future, you probably have concerns…and…
- The Life Planning 101 Podcast
What Will Happen if You Get Sued?
Will you stand to lose some of your hard-earned money,income or assets? Or will it be protected? Do you know for sure? One evening while driving home, you…
- The Life Planning 101 Podcast
3 Questions About Your Retirement Income
Recently, I spent two days at a conference focused on income during retirement. I want to tell you a story I heard that you will probably think sounds…
- The Life Planning 101 Podcast
Business Succession Planning
One of my fellow advisors related one of the most horrific stories I have heard in my professional life.I would like to share that story with you in order to…
- The Life Planning 101 Podcast
6 Lessons Learned from the Great Recession - Part 4
Well…if you have been a buy and hold investor, your portfolio will probably answer this with a resounding “No!” Though after reading the many headlines of any…
- The Life Planning 101 Podcast
6 Lessons Learned from the Great Recession - Part 3
There is a major issue today that has left a large number of Americans speechless and motionless: The issue of integrity. 2008 and 2009 were treacherous. It…
- The Life Planning 101 Podcast
6 Lessons Learned from the Great Recession - Part 2
Tiny or not, economic bubbles don’t make anything feel fine, especially not your retirement plan. The problem is that most bubbles are difficult to identify…
- The Life Planning 101 Podcast
6 Lessons Learned from the Great Recession - Part 1
Economists say the Great Recession ended in June 2009. Still, it hasn’t felt like it. Our economy is rough and the recovery we have experienced since June 2009…
- The Life Planning 101 Podcast
A Tightwad and a Spendthrift
There is usually one of each in every family. So what makes some people stock away every dime they make and others oblivious to the concept of saving and…
- The Life Planning 101 Podcast
The Finance of Remarriage
Adults entering a remarriage are likely to bring assets, debts, obligations and established spending habits into the relationship. Since credit reports aren’t…
- The Life Planning 101 Podcast
Healthcare and Retirement
LTC-Medicaid: · Looking at the #’s Approximately 70% of individuals turning 65 can expect to use some form of...
- The Life Planning 101 Podcast
Retirement Happiness
The image of retirement has always been one of relaxation and leisure. However, the retirees who fully embrace this idea often find that they are missing…
- The Life Planning 101 Podcast
Is Not Having a Will That Big of a Deal?
According to Rocket Lawyer, 64% of Americans don’t have a will. There is a common misconception that if you don’t have an estate tax problem you don’t need an…
- The Life Planning 101 Podcast
The World Today is a Glass Half Full
The world is changing rapidly. There is growing uncertainty, fear and disbelief in our future. Ironically, this is not the biggest threat to your investments…
- The Life Planning 101 Podcast
Are You in the Lifeboat with Your Investments?
Most of us know the story: It was 11:40 P.M. on April 14, 1912. Lookout Frederick Fleet spotted an iceberg immediately ahead of the Titanic and alerted the…
- The Life Planning 101 Podcast
3 Ways to Escape a Student Debt Trend
Let’s paint a picture of the first day of your future retirement: What an exciting time! It’s a time where we can enjoy the spoils of our labor. It is a time…
- The Life Planning 101 Podcast
Tax Season
Tax season is in full swing and for once, there is some good news. The good news is that, due to the Washington D.C.Emancipation Day paid holiday, you have…
- The Life Planning 101 Podcast
Municipal Bond Math
Municipal bonds have been a wonderful investment for over 30 years. They have been perceived as a safe haven for investors since they are used to lend money to…
- The Life Planning 101 Podcast
Leap Year
It is Leap Year: the year we add February 29th to our calendar —a full extra 24 hours this year. How are you going to spend it? If you have ever watched the…
- The Life Planning 101 Podcast
Are You Planning for a Financial Drought?
Imagine spending your entire life building a business only to wake up at 63 and find it isn’t worth anything. Most of us think, “how sad, but that won't happen…
- The Life Planning 101 Podcast
Who Is Kennedy Financial Services?
Helping people live LIFE on purpose! Navigating both the expected and unexpected financial demands, requires more than financial planning...
- The Life Planning 101 Podcast
The Most Important Question About Your Retirement
Are you confident you have enough money for retirement? Rate your confidence – and remember…progress only starts when you tell yourself the truth. On a 1 to 10…
- The Life Planning 101 Podcast
Are You Giving Your Money Away?
Taxes! Uncle Sam comes knocking every year. And for some of us, Uncle Sam will even come knocking on our grave. I have met people in my life that don’t mind…
- The Life Planning 101 Podcast
Will Recent Social Security Changes Affect You? - Revisited
By now you are probably aware that if you are taking your Social Security benefits, you won’t be getting a raise in 2016. You may even be aware that in…
The Life Planning 101 PodcastIs Your Life Insurance Like a Bad Mattress?
Can you remember the last time you bought a new mattress?The difference between shopping for most things and shopping for a mattress is that we’re not sure how…
- The Life Planning 101 Podcast
Getting to the Basics of Trust Planning
Over the years we’ve written several articles about estate planning. This week I would like to address a specific aspect: trusts. A trust is simply an…
- The Life Planning 101 Podcast
81 Reasons Why Not to Invest in the Stock Market
1934 Great Depression 1935 Spanish Civil War 1936 Economy Still Struggling 1937 Recession 1938 War Clouds Gather 1939 War in Europe...
- The Life Planning 101 Podcast
The Financial Impact of Caregiving
Did you know…52 million caregivers (one out of every five households) are involved in caregiving to persons aged 18 and over, and that number continues to…
- The Life Planning 101 Podcast
Is Organization Hurting Your Financial Future?
Ted was savvy with numbers and kept all his personal finances extremely organized. He was a successful middle class American and had several accounts set up…
- The Life Planning 101 Podcast
Why Do I Need Life Planning?
The August 2008 Money Magazine offered up an article of several successful individuals talking about the smartest financial advice they have ever received…
- The Life Planning 101 Podcast
Annuities - Good or Bad?
There is a lot of controversy around annuities. Some advisors use them as if they were a cookie cutter for every client and some advisors despise all of them…
- The Life Planning 101 Podcast
Unacceptable Regrets
We live our lives and are encouraged to live life fully and to not have regrets. Though in fact, that word itself establishes a negative frame of mind…
- The Life Planning 101 Podcast
What Is Your Biggest Financial Concern?
If you Google the top financial concerns of Americans, you will see zillions of polls taken. The interesting thing is that the top three, though…
- The Life Planning 101 Podcast
Will Recent Social Security Changes Affect You?
By now you are probably aware that if you are taking your Social Security benefits, you won’t be getting a raise in 2016. You may even be aware that in…
- The Life Planning 101 Podcast
Can You Give More Without It Costing More?
It is probably safe to assume that all of us have at one time or another been touched by, and wanted to contribute to, a good cause. And it is probably safe to…
- The Life Planning 101 Podcast
Wealthy or Not...a Poor Credit Score Can Hurt You
Just recently I was speaking with one of my more affluent clients who wanted to lease a new vehicle and could not! Why? Her credit score was not high enough…
- The Life Planning 101 Podcast
How Do You Measure Your Wealth?
If you ‘Google’ this question, it results in all sorts of mathematical tools that tell you how you should add up your assets that you have acquired over your…
- The Life Planning 101 Podcast
Estate Planning for Blended Families
Maybe you have drawn up a will or even went to the extent to attend a seminar about something such as The 6 Things That Could Be Missing In Your Estate Plan…
- The Life Planning 101 Podcast
Are You Taking Your Financial Supplements?
Recently I was speaking with a client about how important it is to take preventative measures in regard to health - eating right, exercising and taking the…
- The Life Planning 101 Podcast
Did Your Taxes Go Up?
Don’t feel alone. You don’t have to be a search engine whiz to discover that 77% of Americans saw their taxes increase in 2013 (the most recent tax data…
- The Life Planning 101 Podcast
How Much is Too Much to Leave Your Kids?
This was a recent headline in a newsletter we read frequently called “Trust Advisor.” The article opened with the statement,“Imagine that you’re a self-made…
- The Life Planning 101 Podcast
Risk - What Can You Do About It?
Warren Buffet said, “Risk comes from not knowing what you’redoing.” Isn’t it interesting that the same could be said about “Fear?” Everyone has a slightly…
- The Life Planning 101 Podcast
Do You Have Something to Retire "To"?
Our experiences over the last 26 years working with individuals who are in their last years of working, retiring, and reaching retirement have taught us more…
- The Life Planning 101 Podcast
Your Digital Estate - You Really Can Take It With You
Have you ever thought about the information stored on your computer or other devices that someone would need to know about if you were suddenly incapacitated…
- The Life Planning 101 Podcast
Does Long Term Care Insurance Make Sense?
This is a major question facing our generation. It is expensive - and is becoming even more expensive. Just the thought of needing it is unpleasant and can…