Shows / The Real Investment Show (Full Show)
The Real Investment Show (Full Show)
Here reside the full, unadulterated audio files from the daily episodes of The Real Investment Show
Episodes
The Real Investment Show (Full Show)5-13-26 Q & A Wednesday - Real Answers, No Spin
Q&A Wednesday is back. Markets are pushing record highs while oil prices surge on renewed Iran and Strait of Hormuz tensions, inflation concerns remain…
- The Real Investment Show (Full Show)
5-12-26 Five Questions for Smarter Money Decisions
Should you pay off debt, invest more in your 401(k), or do both? Lance Roberts & Jon Penn walk through five real-world financial decisions that millions of…
- The Real Investment Show (Full Show)
5-11-26 Commodity Supercycle - Bull Market Killer
Is the commodity supercycle the next great investment opportunity, or the biggest threat to the current bull market? Lance Roberts breaks down the growing Wall…
The Real Investment Show (Full Show)5-8-26 Annuities - Smart Move or Costly Mistake
Are annuities only for retirees, or can they play a role in building long-term financial security at any age? Richard Rosso & Jonathan "Smarty" McCarty break…
- The Real Investment Show (Full Show)
5-7-26 Semiconductors - Bubble or Bust?
Semiconductor stocks continue to lead the market higher as the AI boom drives massive capital spending, soaring valuations, and relentless momentum in names…
- The Real Investment Show (Full Show)
5-6-26 Q&A Wednesday - What's Your Biggest Concern
It’s Q&A Wednesday, and Lance Roberts & Danny Ratliff are taking your questions live from the YouTube chatroom. From markets at all-time highs and rising…
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5-5-26 Investing vs Trading - Finding the Balance
Investing and trading are often treated as opposing strategies, but the real advantage comes from knowing how to use both effectively. Long-term investing…
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5-4-26 Summer Sell-Off Risk Rising
Markets have pushed higher, but underlying risks are beginning to build as we head into the summer months. From stretched valuations and overbought technical…
The Real Investment Show (Full Show)5-1-26 Gray Divorce - Social Security Secrets
Gray divorce is on the rise, and many investors are missing a key opportunity: Social Security benefits tied to an ex-spouse. Richard rosso & Jonathan McCarty…
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4-30-26 Fed Holds Rates as Powell Stays On
The Federal Reserve held interest rates steady at 3.5%–3.75%, but the bigger story may be what comes next. Powell announced he plans to remain on the Federal…
- The Real Investment Show (Full Show)
4-29-26 Q&A Wednesday - Markets & Your Money
Markets continue to push higher, but the underlying story is getting more nuanced. Leadership is narrowing, valuations are stretched, and investors are…
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4-28-26 The Hidden Costs of Divorce
Divorce is rarely just emotional—it can be financially devastating. Lance Roberts and Jon Penn break down the many costs and consequences of divorce, with a…
- The Real Investment Show (Full Show)
4-27-26 Why is the Market Ignoring the Strait
Geopolitical tensions around the Strait of Hormuz have historically sent shockwaves through global markets—especially oil. Yet today, markets appear unusually…
The Real Investment Show (Full Show)4-24-26 Smart Wealth Transfer Strategies
What are the smartest ways affluent families transfer wealth efficiently—and what mistakes should you avoid? Richard Rosso & Devoda Owens share wealth transfer…
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4-23-26 Can Warsh Reshape the Fed
Kevin Warsh’s nomination hearing put Federal Reserve reform front and center. His vision challenges long-standing norms, raising key questions about how…
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4-22-26 Q&A Wednesday - Ask Us Anything
It’s Q&A Wednesday, and we’re tackling the questions that matter most right now—markets at all-time highs despite geopolitical tension, whether this rally can…
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4-21-26 Financial Illiteracy - Too Big to Ignore
Financial illiteracy is no longer just a personal challenge—it’s a growing national risk. With U.S. household debt exceeding $18 trillion and nearly 40% of…
- The Real Investment Show (Full Show)
4-20-26 Chase or Fade the Rally
Markets have surged back to all-time highs—but now comes the key decision: chase the rally, or fade it? Lance Roberts breaks down whether this rally has…
The Real Investment Show (Full Show)4-17-26 Your Longevity Score - Are You Ready
Longevity risk is now measurable. The Longevity Preparedness Index, developed by the MIT AgeLab, scores how ready you are to live a long life. The average…
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4-16-26 What Will the Fed Do Next
With inflation trends shifting, economic data sending mixed signals, and markets hovering near key levels, the big question is: what will the Federal Reserve…
- The Real Investment Show (Full Show)
4-15-26 Q&A Wednesday - Markets, Taxes, and Your Money
It’s Q&A Wednesday, and with Tax Day here, we’re tackling your biggest questions on markets, taxes, and financial strategy in real time. Lance Roberts & Danny…
- The Real Investment Show (Full Show)
4-14-26 Are Financial Advisor Fees Really Worth It
Are financial advisor fees really worth it—or are you paying more than you should? Lance Roberts & Jon Penn break down the true value behind advisory fees and…
- The Real Investment Show (Full Show)
4-13-26 The S&P 500 Rally - What Comes Next
The S&P 500 just surged 8.2% off its March lows—reclaiming key technical levels and sitting within striking distance of all-time highs. But is this the start…
The Real Investment Show (Full Show)4-10-26 What To Do After You Inherit Money
Receiving an inheritance can be life-changing—but without a clear plan, it can also lead to costly mistakes. Richard Rosso & Jonathan McCarty walk through the…
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4-9-26 US–Iran Deal - What Investors Must Watch Next
Markets are reacting fast to signs of a potential resolution between the U.S. and Iran—but what should investors actually focus on next? A ceasefire or…
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4-8-26 Starter Home vs Renting - The Real Money Decisions
Buying your first home, planning a wedding, managing insurance changes, and starting a career—these are the real financial decisions young adults are facing…
- The Real Investment Show (Full Show)
4-7-26 AI Advertising Explained - The Joseph Levi Interview
AI is changing how consumers discover businesses, make decisions, and trust information. Lance Roberts visit with Joseph Levi, Co-founder & CEO of Noise Media…
- The Real Investment Show (Full Show)
4-6-26 AI - How to Invest in the Next Industrial Revolution - Brian Dunlap Interview
AI is not hype — it is the most consequential economic shift since the Industrial Revolution, and it is rewriting the investment playbook. Lance Roberts and…
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4-2-26 Fed Trap - Markets Face Inflation, Oil & Treasury Sell-Off
Markets are hitting a critical inflection point—and the stakes are rising fast. A major policy speech from Donald Trump sparked volatility, just as markets…
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4-1-26 Wives Take Over -Money, Marriage, and Real Talk
What happens when the wives take over the show? For this special April Fool’s Day edition of #TheRealInvestmentShow, the tables are turned as Michelle Ratliff…
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3-31-26 Are Markets Becoming Gambling?
A major shift is happening in how younger investors approach the markets—and it may be the most important risk investors are ignoring. From AI-driven investing…
- The Real Investment Show (Full Show)
3-30-26 Subprime Crisis 2.0 - Private Credit Risks Explained
Lance Roberts breaks down the growing stress in private credit markets, rising default risks, and the recent wave of gated withdrawals across major funds. With…
The Real Investment Show (Full Show)3-27-26 How to Beat the 4 Biggest Retirement Risks
Most retirement plans focus on savings and returns—but that’s not what truly puts retirement at risk. Richard Rosso & Jonathan McCarty break down the four…
- The Real Investment Show (Full Show)
3-26-26 Will AI Trigger the Next Great Depression
Will artificial intelligence spark the next economic boom—or trigger a crisis rivaling the Great Depression? A growing debate on Wall Street is emerging after…
- The Real Investment Show (Full Show)
3-25-26 Q&A Wednesday - Markets, Money & Your Questions Answered
Lance Roberts & Danny Ratliff answer your biggest questions about the markets, investing, and personal finance in today’s rapidly changing economic…
- The Real Investment Show (Full Show)
3-24-26 Asset Allocation, Benchmarks, and High-Yield Debt Traps
Lance Roberts and Jon Penn tackle the most pressing portfolio questions investors and retirees are asking right now: Challenge the assumption that older…
- The Real Investment Show (Full Show)
3-23-26 200-DMA Broken – Bear Market or Buy Signal
The S&P 500 just broke its 200-day moving average. Is this a bear market signal or a historic buying opportunity? The answer depends on a clear set of warning…
The Real Investment Show (Full Show)3-20-26 Tax Strategies That Actually Save You Money
Most people think about taxes once a year. Smart investors think about them every year. Richard Rosso & Sarah Buenger break down the critical difference…
- The Real Investment Show (Full Show)
3-19-26 Will The Fed Backstop Exuberance Again
The private credit market has exploded from under $500 billion a decade ago to $1.2 trillion domestically and $1.7 trillion globally — and stress is building…
- The Real Investment Show (Full Show)
3-18-26 Q&A Wednesday - Open Season
Lance Roberts & Danny Ratliff break down today's most pressing market and personal finance topics: selling pressure signals, credit spreads as a leading risk…
- The Real Investment Show (Full Show)
3-17-26 Fixing Your Broken Emergency Fund
Is your financial plan built to survive a market crash — or a $5,000 emergency? Lance Roberts & Jon Penn break down what retirees and younger workers both need…
- The Real Investment Show (Full Show)
3-16-26 Oil Shock - Markets Reprice Risk
Oil volatility is shaking global markets after disruptions in the Strait of Hormuz triggered the largest modern oil supply shock. Crude briefly surged above…
The Real Investment Show (Full Show)3-13-26 The Psychology of Spending in Retirement
Retirement income planning isn’t just about withdrawal rates, portfolio construction, or tax strategies. For many retirees, the hardest part of retirement is…
- The Real Investment Show (Full Show)
3-12-26 The “Value Rotation” Illusion
The market narrative says investors are rotating out of expensive growth stocks and into cheaper value stocks. But is that actually happening? Jon Penn and…
- The Real Investment Show (Full Show)
3-11-26 Q&A Day - Technical Breakdown in the S&P 500 - What Comes Next
Jon Penn & Devoda Owens cover key financial planning and market topics affecting investors and retirees, beginning with market commentary on the Iran campaign…
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3-10-26 The Benefits Talk Every Business Owner Needs
Consider this the money talk your Dad would have given you if he knew everything about running a business. Jon Penn and Tom Allen provide straight-talking…
- The Real Investment Show (Full Show)
3-9-26 IRA's - The Ticking Tax Bomb
Is your IRA a ticking tax time bomb? Most retirement savers don't realize that every dollar sitting in a traditional IRA will eventually be taxed — and you may…
The Real Investment Show (Full Show)3-6-26 Diversification Is Not Risk Management
Most investors believe diversification protects them from risk. It does not. Richard Rosso breaks down what diversification actually does, what it does not do…
- The Real Investment Show (Full Show)
3-5-26 Passive Aggressive Market - Bogle's Warning Came True
Are passive investors really passive? Not anymore. Lance Roberts & Michael Lebowitz break down how index funds and ETFs — the tools designed for patient…
- The Real Investment Show (Full Show)
3-4-26 Q & A Wednesday - Ask Us Anything
Are you watching the market and wondering what's really going on? Lance Roberts & Danny Ratliff dive straight into YOUR questions — pulled live from the chat —…
- The Real Investment Show (Full Show)
3-3-26 Ten Immutable Laws of Money
Most people will never build wealth — not because of the economy, but because no one taught them the rules. Lance Roberts & Jonathan Penn break down the 10…
- The Real Investment Show (Full Show)
3-2-26 Is the Market Topping?
Is the stock market topping — or just catching its breath? This week, equity markets face a triple threat: an Iranian strike rattling geopolitical risk assets…
The Real Investment Show (Full Show)2-27-26 Cut Your Medicare Bill in 2026
Are you paying MORE than necessary for Medicare in 2026? The IRMAA (Income-Related Monthly Adjustment Amount) could be adding hundreds of dollars a year to…
- The Real Investment Show (Full Show)
2-26-26 Software Stocks - Steal or Zero?
Is AI killing software stocks — or creating the buying opportunity of the decade? Lance Roberts & Michael Lebowitz review: Since peaking in September 2025, the…
- The Real Investment Show (Full Show)
2-25-26 Q & A Wednesday - Straight Talk About Your Money
Welcome to Q & A Wednesday: Straight Talk on Your Money — a live, unscripted Q&A show pulled directly from our YouTube chatroom. No canned slides. No rehearsed…
- The Real Investment Show (Full Show)
2-24-26 Stop Chasing 2026 Returns
Most investors don’t realize how quickly a good plan can get derailed by one bad question: “What will your investments return this year?” Lance Roberts and…
- The Real Investment Show (Full Show)
2-23-26 Is China Really Dumping U.S. Treasuries?
Is China really “dumping” U.S. Treasury bonds—or is that headline missing key context? Lance Roberts examines what Treasury International Capital (TIC) data…
The Real Investment Show (Full Show)2-20-26 Mega Roth Questions & Senior Deductions
Some 401(k) plans let you put in extra after-tax money and move it into a Roth so it can grow tax-free—but you have to know what your plan allows. Richard…
- The Real Investment Show (Full Show)
2-19-26 Dalio at Davos - Calm Markets, Hidden Currents
Ray Dalio’s Davos comments aren’t a “next-week collapse” call—they’re a long-cycle warning: rising debt supply can eventually force higher yields and tough…
- The Real Investment Show (Full Show)
2-18-26 Q&A Wednesday - Markets, Money, and Your Questions
It’s Q&A Wednesday—your questions drive the show. Lance Roberts & Danny Ratliff break down what’s moving markets right now, key economic and Fed signals to…