Shows / Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Planning Retirement Smarter. Living Retirement Better. With Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP® of True Wealth Design. #Retire #Stocks #Investing #401k #IRA #CFP #TrueWealthDesign. Contact at https://www.truewealthdesign.com/ or by calling 855-893-7526.
Episodes
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 49: Potential Inheritance: Include In Your Retirement Plan Or Not?
You live below your means and invest for your future ... similar to your parents. Now your parents are getting older, and it seems fairly clear they'll be…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 48: Why Big Tech Stocks Must Underperform
The five biggest tech stocks -- Amazon, Apple, Facebook, Google, and Microsoft -- are great businesses. They've been so successful over the last decade that…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 47: Risks & Uncertainties in Pandemics & Retirement Planning
Interesting parallels can be seen in modeling retirement projections and the Coronavirus pandemic. Small changes to inputs -- such as the rate of return or…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 46: Rebalancing Your Portfolio: Why, How & Complexities to Overcome
Control risk? Buy low and sell high? Higher returns? Who doesn't all of these in their portfolio! And that's what portfolio rebalancing can do. While…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 45: Retire Smarter Solution™
Suppose you have to have surgery. Does exploratory surgery sound like something you would volunteer to undergo? Or, does a pre-determined surgical plan sound…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 44: Am I Going To Be Okay? Looking Back On A Client's Retirement Plan Execution In Light Of The Coronavirus
Retirement planning (done right) has always been a continuous process. With the turmoil caused by the Coronavirus, prudent planning is having to be done and…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 43: Financial Planning To-do's During Market Declines
Hear Kevin give an update on the current state of the markets and financial planning to-do's that need to be done through the Coronavirus turmoil. Proper…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 42: This Is Not 2008
We're in a crisis ... different from 2008. The pandemic and prudent, social-distancing response is causing fear, uncertainty, and now panic in financial…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 41: Coronavirus & Your Investment Strategy Part 2
Timing the market sounds great, especially during times of market distress like that caused by Cornovirus (COVID-19) concerns. Who wouldn't want to participate…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 40: Coronavirus & Your Investment Strategy Part 1
Shocks like the Coronavirus (COVID-19) or Russia's assault on oil prices can't be predicted. Yet, your financial life plan must be able to weather shocks and…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 39: IRA Owners: 3 Key Changes By The SECURE Act
Congress has agreed on something! Your retirement accounts are not estate planning vehicles. (Sigh.) Provisions in the SECURE Act are now law as of 2020 and…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 38: Pension Lump Sum or Monthly Payment?
Pension lump sums are higher in 2020 than 2019. But which should you prefer? Listen to Kevin discuss how to financially evaluate the decision as well as what…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 37: The Story of Sue
Sue is a recent widow and has gone through significant life and money transitions. Listen to Sue's unique story and learn why her financial concerns are likely…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 36: Snowbirds: Documenting Ohio Nonresidency
Avoiding Ohio income tax is key for many snowbirds. The old adage of just having to be out of Ohio for 6 months never was correct. Listen to Kevin explain the…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 35: Snowbirds: 4 Financial Tips
It's that time of year again. The northern states are filled with grey skies and cold, wind, and snow. If you're thinking of heading south for the winter, here…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 34: Case Study: Tax-Smart Distribution Planning
Things in life and planning aren't necessarily cut and dry. You may take several paths to reach your destination. But which one may be best? Listen to Kevin…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 33: Tax-Planning Framework
It's common to see articles or to-do lists for year-end tax planning. But these often lack substance and fail to answer why a strategy may or may not make…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 32: Top 10 Best Retirement Cities
We want it all in life and for our retirement. We want the city where we live to have it too -- affordability, a plethora of activities, fantastic quality of…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 31: The Details In A Tax-Smart Retirement Distribution Plan
You made it to retirement and seem to have enough. Now how do you go about recreating your paycheck and distributing money from your savings and investments…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 30: Your Investing Process - Part 4
While your asset allocation recipe is the most important portfolio decision, we still want good ingredients. Listen to Kevin explain the broad differences in…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 29: Your Investing Process - Part 3
Your asset allocation recipe is the most important portfolio decision, and there are a few different flavors of asset allocation. Listen to Kevin describe the…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 28: Your Investing Process - Part 2
Now that you understand the basic building blocks of an investing process, listen to Kevin explain what key factors investing science has shown to drive stock…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 27: Your Investing Process - Part 1
Do you have an investment process? Most people don't understand their advisor's process (if they have one). Yet, in investing, you cannot control your…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 26: Mortgage Management
Most financial people only focus on your assets. Listen to Kevin share four examples of clients where better incorporating a holistic view of their finances --…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 25: Death Of The Stretch IRA
Believe it or not Congress actually agrees on something ... that your beneficiaries shouldn't be allowed to stretch IRA required distributions over their…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 24: Reasons to Invest Internationally
How much money do you have in international investments? How much should you have? Listen to Kevin discuss what the science of investing says and why you are…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 23: What Is Financial Life Planning?
Financial life planning is being purposeful in continually moving your life in the direction you desire and then matching your finances to support it. Said…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 22: Will Social Security Be There For Me?
Social Security’s future solvency is a regular discussion point when considering your retirement planning. Simply put: can you rely on receiving what is shown…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 21: The Story of Jane
Jane is in her mid 60s. She recently inherited money from her father and is soon to be getting remarried. She had two advisors – her own and now dad’s advisor…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 20: Are Guarantees Worth It? Retirement Income Planning Series - Part 5
When choosing investment vehicles, for many people the most important factor is the guarantee that they'll receive a certain amount of income across their…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 19: Dynamic Strategy: Retirement Income Planning Series - Part 4
When building a financial plan that's based around investing, it's important to take into account a handful of dynamic elements that will likely vary quite a…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 18: Total Return Portfolio: Retirement Income Planning Series - Part 3
If you're taking a probability-based approach to investing as we discussed in the first part of this series, you'll need to build a strategy for how to most…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 17: Bad-Timing Risk: Retirement Income Planning Series - Part 2
We continue on with the series by discussing a lesser known type of risk called bad-timing risk. What happens when you retire into a bad period in the market?…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 16: Retirement Income Planning Series - Part 1
For many people, one of the biggest fears going into retirement is where money will come from when you're no longer receiving a paycheck. That's why creating a…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 15: Integrated Advice Is Better Advice
When it comes to building a holistic retirement plan, all of the individual pieces should be working together harmoniously, whether that's planning, investing…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 14: Long-Term Return Expectations
You've likely heard that making short-term predictions about the market is just about impossible, but what about long-term predictions? Can experts accurately…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 13: Beating Up On Variable Annuities
If you listened to Episode #12, you heard the rundown on just about every type of annuity except the variable annuity. So what exactly is involved in a…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 12: Behind The Curtain Of Annuities And Free Steak Dinners
Have you ever received an invitation to attend a steak dinner seminar event to learn about a financial product? Were you pitched an annuity? This is a popular…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 11: Not Resolutions - Set Goals The Right Way To Start The New Year
People struggle to keep their New Year's Resolutions. Instead, let's talk about what real goal setting looks like. Kevin will share some tips he's picked up…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 10: Rules Gone Awry - A Lower Tax Bracket Part 2
Time for part 2 of our conversation on the retirement rule gone awry that you'll be in a lower tax bracket at retirement. On this episode, we'll showcase a…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 9: Rules Gone Awry - A Lower Tax Bracket Part 1
Let's continue our series on breaking down some of the retirement "rules" that have gone awry. This week, we'll begin a two-part series on the retirement rule…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 8: Exorbitant Health Care Costs
In this episode, Kevin turns the tables on a handful of common misconceptions about health care costs in retirement. Find out the truth about what health…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 7: Rules Gone Awry - The 4 Percent Rule
You've perhaps heard the 4 percent rule, that if you take 4% out of your investment account each year, you'll never outlive your money. Kevin talks about where…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 6: Rules Gone Awry - The Rule Of 100
There's a "rule" that says you should take 100, subtract your age, and the result tells you how much of your money you should invest in stocks. It would be…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 5: Rules Gone Awry - Take Social Security Early
There's an old school of thought that says you should take social security as early as you can so that you can get the most out of it. But this is another one…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 4: The Wisdom In Ignoring The 80% Rule
Walter was being nosy recently and asking his mom about her retirement plans. When she told him she was planning on living off of 80% of her current income…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 3: Quit Obsessing Over A "Stress-Free" Retirement
There is a lot of obsessing over creating a stress-free experience in retirement. But life doesn't really work that way. We can still experience happiness and…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 2: Details vs. Relationships
Unfortunately, many financial advisors fall into one camp or another. They're either a great relationship person or they're extremely focused on planning…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 1: Be Realistic About Your Retirement
We often have a lot of unrealistic expectations about retirement. And there’s nothing wrong with that if we reel ourselves back toward reality before making…