Shows / Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Planning Retirement Smarter. Living Retirement Better. With Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP® of True Wealth Design. #Retire #Stocks #Investing #401k #IRA #CFP #TrueWealthDesign. Contact at https://www.truewealthdesign.com/ or by calling 855-893-7526.
Episodes
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Tariffs, Turbulence, and How To Stay On Track
Markets have been shaken by a sharp selloff, with the S&P 500 down around 15% and the Nasdaq nearly 20% year-to-date. Much of the recent volatility is being…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Don’t Panic: Navigating Market Downturns and Boosting After-Tax Returns
If the recent market drop has you feeling uneasy, you’re not alone — but sharp swings are regularities you need to navigate. The S&P 500 and Nasdaq have both…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
The Next Big Tax Shake-Up: How a New Tax Bill Could Impact You
Big tax changes could be coming soon! On February 25, the House passed a budget resolution setting a $4.5 trillion cap for a new tax bill that could replace…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
The Advisor Premium: More Than Just Investment Management
Are you leaving money on the table? For families weighing their options when choosing a financial advisor, Vanguard’s Advisor Alpha study has long been the…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Home Sweet Retirement: A Guide to Your Perfect Retirement State
Retirement isn’t just about your savings—it’s also about where you choose to live. In this episode, Tyler Emrick, CFA®, CFP®, explores WalletHub’s 46-factor…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Money, Memory, and Longevity: Navigating Retirement Challenges
Can money really buy a longer, healthier life? In this episode, Tyler Emrick, CFA®, CFP®, dives into the surprising connection between wealth and longevity…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Big Changes to Social Security
The Social Security Fairness Act is shaking up the retirement landscape, eliminating the Windfall Elimination Provision (WEP) and Government Pension Offset…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
The Case for Patience: Why Waiting for Social Security Pays Off
In this episode, Tyler Emrick, CFA®, CFP®, explores the key financial and psychological factors driving early Social Security claims. Discover how a…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Part 3: The Long and Short on Tax-Aware, Long-Short (TALS) Investing
Remember in 2022 when both stocks and bonds fell in lockstep? Did you think diversification failed? Want to build a more diversified, resilient portfolio to…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Part 2: The Long and Short on Tax-Aware, Long-Short (TALS) Investing
Have a sizable brokerage account? Have unrealized capital gains? Pay income taxes at the highest rates? Want to pay your fair share but no more? If so, this is…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Part 1: The Long and Short on Tax-Aware, Long-Short (TALS) Investing
For successful investors and high-income earners, this is an episode not to miss... Sure, you can own an S&P 500 ETF or mutual fund. You could also own the 500…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
S&P 500 or Die? A Case For Diversification
Is diversification dead? Over the last decade, putting all your eggs in the S&P 500 basket has outperformed diversified strategies. In this episode, hear Tyler…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Upcoming Tax Changes and How You Should Plan for Them
The clock is ticking on the 2017 Tax Cuts, and big changes are looming. In this episode, Tyler Emrick, CFA®, CFP®, breaks down the complexities of the 2017 Tax…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Is the Fear of Running Out of Money in Retirement Overblown?
This episode explores the disconnect between retirement expectations and reality, referencing a recent Gallup report that shows most retirees live comfortably…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Untangling The New Required Minimum Distribution (RMD) Rules
Over the last few years, significant changes have been made to how retirement accounts are managed after death, especially with new RMD rules. In July, the IRS…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
What Really Matters In Retirement? Six Lessons from One Retiree
In this episode, Tyler Emrick, CFA®, CFP®, reviews the rich insights from Fritz Gilbert's blog post, "Six Lessons From Six Years of Retirement." Exploring the…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Buffered ETFs: Market Downside Protection? Are They Right for You?
There is no such thing as a free lunch – or is there? Discover the world of buffered ETFs, a fast-growing segment in financial markets designed to offer…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
No Budget Needed
In this episode, hear Tyler Emrick, CFA®, CFP®, discuss why meticulous budgeting isn’t necessary for most people approaching retirement. Discover how…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
How To Navigate Markets In An Election Year
It's almost Election Day in the US, and opinions are flying. But should elections sway your long-term investment strategy? Find out in this episode as Tyler…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Social Security Timing: Reframing Your Thinking For Better Decision-Making
Our brain uses mental shortcuts to help us solve problems. While they can be quite helpful, in some areas they may harm our decision-making. Social Security…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Effective Estate Planning: Tips to Make Sure The Process Goes Smoothly And Money Goes Where You Intend
Estate planning is about more than just wealth distribution—it’s about peace of mind. In this episode, Hear Tyler Emrick, CFA®, CFP®, cover the fundamentals to…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
The Disappearing Act of Retiree Health Benefits – What Options Do You Have?
Employer-provided retiree health benefits are quickly becoming obsolete. KFF’s latest survey reveals a sharp decline in large employers offering these…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Retirement "Magic Numbers" Make Little Sense
In this episode, Tyler Emrick, CFA®, CFP®, explores why targeting a "magic number" of retirement savings falls well short of good retirement planning. Yet, why…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Real Estate, Taxes, & College Oh My!
We welcome Kevin Kroskey, CFP®, MBA, back in action, joining Tyler Emrick, CFA, CFP®, on this potpourri-type episode. Hear Kevin's perspective on the last…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Historic Changes To The Residential Real Estate Industry Will Be Good For You (And Are Similar To Changes Occur-ring In Financial Advice)
Gone are the days of 6% commissions when selling a home!? Well, sort of. In this episode, we unpack the $418 million proposed settlement that will likely…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
How to Avoid A Surprise Bill at Tax Time
When it comes to finances, paying a big bill at tax time is the worst. Worse yet, is if that bill comes as a surprise because your CPA, Investment…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Smarter Ways To Financially Help Your Children & Grandchildren
So, what are smarter ways to save or gift to your family? In this episode listen to Tyler Emrick, CFA®, CFP® discuss how to gift wisely, be supportive of and…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
How Risky of An Investor Are You?
In this episode, Tyler Emrick, CFA®, CFP®, takes a deep dive into the world of risk. Is filling out a simple questionnaire sufficient? How about telling your…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
What Do Clients Value Most in A Financial Advisor?
In this episode, we investigate the pivotal points that clients continually express genuinely matter when seeking financial guidance. Hear Tyler Emrick, CFA®…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
How to Plan for RMDs (Required Minimum Distributions)
In this podcast, hear Tyler Emrick, CFA®, CFP®, delve into the often misunderstood world of Required Minimum Distributions (RMDs). Join us as we uncover the…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
New Year’s Resolutions – Better Yet Goals for Financial Success In 2024
Each year, about two-thirds of Americans plan on making a financial-related New Year’s resolution for the year ahead, with just over 80% of them bailing on…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
When Taking Social Security Early Makes Sense
Join us on this eye-opening episode of Retire Smarter as Tyler Emrick, CFA®, CFP® delves into the intriguing world of Social Security benefits. While delaying…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Constructing a Portfolio in Retirement
Pick your favorite financial publication. One minute, they tout a financial collapse and pending recession, and then seemingly on a dime, headlines change to -…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
8% Safe Withdrawal Rate In Retirement? What!!
Recently, famous radio show host and personal finance guru Dave Ramsey made headlines by saying he’s perfectly comfortable with an 8% withdrawal rate in…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
The Early Years of Retirement: Navigating Healthcare, Finances, and Tax Strategies
On this episode, we dive into real-life scenarios to gain insight into crafting a successful and early retirement plan. Hear Tyler Emrick, CFA®, CFP®, dissect…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Yearend Financial Check-up & Tax Moves
It's that time of year again … the fourth quarter. Before you get enthralled with the holiday season, it's time to look back over this year and towards the…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Retirement Nest Egg: Having Enough & Making Sure It Lasts
The emotions and questions seem to come from everywhere and out of nowhere as you inevitability approach retirement. Even the most prepared will ask, second…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Avoid Losing $17K Yearly From Bad Investment Decisions
Surprise! Another robust study showed investors are still underperforming and making bad investment decisions. Morningstar released its yearly "Mind the Gap"…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Should Retirees Change Their Portfolio Strategy Based On Predictions of the US Dollar’s Demise?
Here it comes again… F. E. A. R. This time manifest from headlines of the U.S. dollar’s demise as a reserve currency, spiraling inflation, low growth and an…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
How Tax-Smart Income Targeting Can Allow You To Retire Earlier While Saving Taxes
Hear Tyler Emrick, CFA®, CFP®, peel back the onion on income targeting – a critical part of a successful retiree’s overall Tax-Smart Distribution Planning…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Income Targeting - Should We Even Care About IRMAA?
It's often beneficial to target income for tax planning purposes while working and even more so during your retirement years when you have more control over…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Do You Have Unrealistic Portfolio Return Expectations?
In this episode, Tyler Emrick CFA®, CFP® explores the disconnect between some investors' return expectations. Learn common mistakes people make and traps they…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
What’s The Big Deal With Roth Conversions And Why Should You Care?
In this episode, Tyler Emrick CFA®, CFP® talks through the financial impacts of implementing a well-thought-out Roth conversion strategy. Hear how his clients…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
No More TINA - An Investment Update
There Is No Alternative or TINA has been used throughout history and is mostly strongly associated with the UK's Marget Thatcher. The phrase is used to signify…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Your Wealth, Your Retirement – How Can You Do It Better?
In this episode, hear Tyler Emrick, CFA®, CFP®, talk through what it means to be wealthy and how your own perception of personal wealth can be a powerful force…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Portfolio Moves in Light of Recession Fears
Is the U.S. economy heading toward a recession? This question is seemingly perennial but has undoubtedly been a hot topic in the last year. Listen as Tyler…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Social Security’s Uncertain Future & Impacts On Your Retirement
We've all heard about Social Security's funding troubles. Is this why some decide to start benefits early? If Social Security were reduced, can it make sense…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Widowed in Retirement - How to Plan for the Financial Changes
Losing a spouse is difficult. Losing a spouse that handles your household finances is devastating. Hear Tyler Emrick, CFA®, CFP®, discuss what you need to know…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Faulty Retirement Assumptions
A solid retirement plan starts with making reasonable assumptions on myriad items -- your retirement lifestyle and its associated spending and what you can…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Bank Busts & Safeguards for Your Investment Funds
There has been a lot of misinformation regarding and uncertainty caused by the recent bank failures. You may have concerns about whether your money is at risk…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Top 5 To-Do’s Before You Retire
Getting to the point where you finally decide to retire is one thing, but trying to ride off into the sunset can be an exceptionally tall task. Hear Tyler…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
How Much Is the Right Amount Of Cash?
Coming off a year with unprecedented interest rate hikes, everywhere you turn there is an advertisement for yields on CDs or other types of savings accounts…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Nearing Retirement But Facing Potential Layoff?
Unemployment numbers are near historic lows, but for some white-collar professionals, that does not tell the whole story. Many are rightfully concerned their…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
What are Retirees Doing After Poor Market Returns in 2022
2022 was a tough year for stock and bond market returns. How are retirees adapting to the falling market? What decisions are they making now to set themselves…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Secure Act 2.0 - Key Impacts on Your Retirement Planning
The much anticipated Setting Every Community Up for Retirement Enhancement (SECURE) Act 2.0 recently passed Congress as part of the Consolidated Appropriations…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Social Security - Planning Strategies, COLA, and Update
Whether you are trying to understand better how Social Security works or looking to optimize your filing strategy, this episode is for you. Hear Tyler discuss…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Ep 113: Enhancing Your Charitable Giving
Most Americans donate to charity yearly, and many have distinct goals in their retirement plan to meet annual charitable donations. Most also give cash … the…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Overcoming Financial Missteps & Inaction to Get the Help You Need
It's usually a life event -- retirement, Social Security age, business sale, death or inheritance -- that tends to drive people to seek financial advice. Those…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Q4 Check-up & Tax Moves
It's that time of year again ... the fourth quarter. Before you get enthralled with the holiday season, it's time to look back over this year and towards the…
- Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Smartly Using Retirement Accounts to Optimize Your Retirement & Tax Savings
Are you looking for ways to accelerate your savings right before retirement? How do you determine whether to save Roth or Pretax? What type of retirement…