Shows / Banking with Interest
Banking with Interest
Banking with Interest, a podcast by IntraFi, features in-depth analysis and insight into the policy changes reshaping the banking industry. With insightful interviews and previews of pending policy challenges, the podcast is an essential listen for anyone connected to the financial services industry. Banking with Interest is hosted by Rob Blackwell, an award-winning former journalist with more than two decades of experience as an expert on financial services policy. He is now Chief Content…
Episodes
Banking with InterestBank Supervision Needs "Complete Change in Focus"
Greg Baer, the CEO of the Bank Policy Institute, argues that bank supervision has gone off course, focusing on the wrong areas and making the system less safe…
Banking with InterestFmr. Sen. Toomey: Why Debanking Crypto Occurred—And How to Solve It
Former Sen. Pat Toomey, R-Pa., one of the first lawmakers to sound alarms about the debanking of crypto firms , talks about President Trump's accusation that…
Banking with InterestRep. Waters on Dem's Strategy, Stablecoins, Housing & More
Rep. Maxine Waters, lead Democrat on House Financial Services, discusses how the committee and Congress have changed in her long tenure, her relationship with…
Banking with InterestWhat Community Bankers Want from D.C.
Brad Bolton, the CEO of Community Spirit Bank in Red Bay, Ala., discusses the state of community banking right now, including what challenges he and other…
Banking with InterestThe End of Independent Bank Regulation?
Michael Barr's surprising decision to step down as Fed vice chair of banking supervision next month allows the incoming Trump administration to make its own…
Banking with InterestOCC's Hsu on Unfinished Business, Reg Restructuring & Dangers Ahead
Acting Comptroller of the Currency Michael Hsu talks about his three-plus years at the forefront of bank regulation, including what regulators learned from the…
Banking with InterestWhat's the Future of the CFPB and FDIC Under Trump?
Evan Weinberger, the banking reporter at Bloomberg Law, talks about the Trump administration's trial balloon to eliminate the FDIC or combine regulatory…
Banking with InterestCrypto's Win, Stablecoins' Future & Debanking Debate
Alex Johnson, the founder and publisher of Fintech Takes, tackles several hot-button topics, including how the crypto industry's election victories will…
Banking with InterestWhat Trump's Treasury Pick Means for Banks, Fed and Wall Street
Sam Sutton, the primary author of Politico's Morning Money newsletter, goes behind the scenes on why President-elect Trump chose Scott Bessent to lead the…
Banking with InterestBehind Rep. Hill's Plan to Make Community Banks Great Again
Rep. French Hill, a top contender to lead the House Financial Services Committee, details his plan to help banks, including revamping regulators' approach to…
Banking with InterestCBA's Johnson on CFPB Under Trump, Open Banking and Junk Fees vs. Junk Facts
Lindsey Johnson, CEO and president of the Consumer Bankers Association, talks about how the CFPB may change under the second Trump administration. Will a…
Banking with InterestThe Massive Implications for Banks from the GOP's Sweeping Victory
With Republicans set to control the White House, Senate, and House next year, Victoria Guida of Politico and Brendan Pedersen of Punchbowl News dive into the…
Banking with InterestHow Generative AI Agents Could Threaten Financial Stability
The rise of generative AI agents have promised consumers a better, safer future. But what happens if those agents act in ways that destabilize the system…
Banking with InterestHow CFPB's Open Data Rule Will Impact Banks
Kate Berry, a reporter for American Banker, and Christopher Williston, the CEO of the Independent Bankers Association of Texas, go in-depth to discuss the…
Banking with InterestHow Russia Targets Banks, Wall Street
Eamon Javers, a senior Washington correspondent for CNBC, talks about his new podcast, "The Crimes of Putin's Trader," and how Russia is using hackers to…
Banking with InterestWhat the 2024 Election Means for Bankers
Cam Fine, former CEO and president of ICBA, and Ed Yingling, former CEO and president of ABA, discuss and debate the possible outcomes of the…
Banking with InterestDo Regulators Want to Kill Banking-as-a-Service?
Jason Mikula, publisher of Fintech Business Weekly, talks about the ongoing fallout from the failure of fintech Synapse, and banking regulators' efforts to…
Banking with InterestBill Huizenga on AI, Dangers of Activist Investors & CFPB Overreach
Rep. Bill Huizenga, R-Mich., the chair of the House Financial Services oversight subcommittee, talks about his agenda if selected as GOP leader of the full…
Banking with InterestThe Potential "Perverse" Consequences for Banks of New M&A Policies
Karen Shaw Petrou, managing partner of Federal Financial Analytics, details how new guidelines by federal regulators to curb M&A could inadvertently increase…
Banking with InterestHow FHLBs See the Battle Over Reform
Ryan Donovan, the head of the Council of Federal Home Loan Banks, pushes back against criticisms that the government-sponsored enterprises have strayed from…
Banking with InterestAndy Barr on Fair Access Law for Banks, Basel III's Finale, Reg Relief and M&A Reform
Rep. Andy Barr, the chair of the House financial institutions subcommittee, discusses why he should lead Republicans on the Financial Services Committee next…
Banking with InterestInside the "Summer of Small Cuts" for Banks
Jaret Seiberg, managing director of TD Cowen's Washington Research Group, discusses the many policy changes facing banks this summer, including the FDIC's…
Banking with InterestInside the CFPB's Sprint to the Finish Line
Alex Johnson, founder of Fintech Takes, discusses the CFPB's race to complete as many regulatory initiatives – on earned wage access products, open data…
Banking with InterestFrench Hill on Crypto Reg, Housing Reform, SVB Lessons & Bank Consolidation
Rep. French Hill, one of the leading candidates to chair the House Financial Services Committee next year, makes his case for the job, discussing how his…
Banking with InterestThe Titanic Shift in Banking Policy Ahead
Claire Williams, Capitol Hill reporter for American Banker, and Brendan Pedersen, who covers financial services for Punchbowl News, discuss the latest on…
Banking with InterestA Looming Crisis in CRE? What Bankers Need to Know
Phil Mobley, national director of office analytics for CoStar, the leading firm when it comes to commercial real estate, talks about how the market has changed…
Banking with InterestInside a Reg Split on Basel and the Battle for FDIC Control
Pete Schroeder, who covers financial regulation and policy for Reuters, breaks down why federal banking agencies are split on how to finalize new capital rules…
Banking with InterestCatch Check Fraud If You Can: The Growing Issue for Banks, Consumers
Frank Abagnale Jr., an expert on check forgery and the subject and inspiration for Steven Spielberg's film "Catch Me If You Can," talks about why check fraud…
Banking with InterestThe Coming Battle Over Zelle Fraud
Penny Crosman, executive editor of technology at American Banker, goes behind the scenes on a case of Zelle fraud that cost a consumer thousands of dollars—and…
Banking with InterestThe Massive Impacts of a Whirlwind Week for Banking Policy
Andrew Ackerman, a financial services reporter for the Wall Street Journal, discusses what happens next after FDIC Chair Martin Gruenberg's surprise…
Banking with Interest"A Political Thunderdome": The High Stakes for FDIC at Two Hill Hearings
Brendan Pedersen, the financial services reporter for Punchbowl News, discusses the critical importance of upcoming hearings to the future of the FDIC and…
Banking with InterestRep. Lucas on HFSC Chair Bid, Bank Consolidation, Fed Independence
Rep. Frank Lucas, the longest serving Republican on the House Financial Services Committee, makes his case for why he should be the next chair, offering his…
Banking with InterestCould a Stablecoin Bill "Shatter" the Wall Between Banking and Commerce?
Hilary Allen, a law professor at American University Washington College of Law, warns that a stablecoin regulation bill could open the door to mixing banking…
Banking with InterestThe Populist Threat to Banks
John Heltman and Claire Williams, two journalists with American Banker, discuss the outlet's recent series on populism and how it impacts banks. They tackle…
Banking with InterestKlein vs. Calabria Round 2: How to Solve the Housing Crisis
Aaron Klein, senior fellow at the Brookings Institution, and Mark Calabria, former director of the Federal Housing Finance Agency, debate the best way to…
Banking with InterestCalabria vs. Klein Round 1: Bank Rescues, Fed Playing Politics, Liquidity Fixes
Mark Calabria, former director of the Federal Housing Finance Agency, and Aaron Klein, senior fellow at the Brookings Institution, discuss how politics factors…
Banking with InterestSteele on What's Needed After SVB, Biggest Threat to Banks, M&A Policy
Graham Steele, the former Treasury assistant secretary for financial institutions, offers a behind-the-scenes perspective on regulators' decision to rescue…
Banking with InterestHow SVB's Collapse Changed Bank Policy for Good
One year after the fall of Silicon Valley Bank, the reverberations into banking policy continue. Brian Gardner, Chief Washington Policy Strategist at…
Banking with InterestWhip Emmer on CBDCs, "Junk" Fees, Crypto and Community Banks
House Majority Whip Tom Emmer talks about his fears for the future of small banks—and how to reverse course—and why his movement to ban the Fed from creating a…
Banking with Interest"The Most Contentious Fight in Washington Right Now"
Richard Hunt, executive chair of the Electronic Payments Coalition, talks about the battle over Capital One buying Discover, how it connects to the Durbin…
Banking with InterestHow Banks Can Win the Battle for Deposits
Neil Stanley, CEO of the CorePoint, offers strategies and products banks can use to attract and retain deposits in a highly competitive deposit environment.
Banking with InterestEsther George on Interest Rate Cuts, CRE, Bank Failures, and Everything in Between
The former Kansas City Fed president talks about the persistence of inflation, when the central bank is likely to lower interest rates, how worried she is…
Banking with InterestAre We Headed for Another Regional Bank Crisis?
After a prominent regional bank slashed its dividend amid unexpected losses related to office commercial real estate loans, some in the media are raising fears…
Banking with InterestWhy the War Over "Junk" Fees Has Heated Up
Kate Berry, who covers the CFPB for American Banker, goes behind the scenes on the consumer agency's latest proposals to limit overdraft fees and institute new…
Banking with InterestBank M&A was "miserable" in 2023. Will this year be even worse?
Naomi Snyder, editor-in-chief of Bank Director, discusses why the bank M&A market was so bad in 2023, and what changes need to happen for it to improve.
Banking with InterestThe "Existential" CFPB Plan Banks Should Care About
John Pitts, head of policy for Plaid, argues a new CFPB open-data proposal could transform the financial services industry. He says bankers, many of whom are…
Banking with InterestWould Banks Win a Lawsuit Against the Basel III Capital Plan?
Greg Baer, CEO of the Bank Policy Institute, makes the case that regulators did not follow the law when they proposed new capital standards for the biggest…
Banking with InterestThe Road Ahead for Community Banks in 2024
Derek Williams, chairman of ICBA and President and CEO of Century Bank & Trust in Milledgeville, Georgia, talks about the challenges and opportunities for…
Banking with InterestAttack of the (Voice) Clones: The Perils of AI for Banks
As AI becomes more prevalent, what are the risks to banks and consumers, particularly as software can now allow fraudsters to imitate a person's voice? Emily…
Banking with InterestHow FHLB Reform Can Help Banks, Housing
Cornelius Hurley, professor at Boston University School of Law, breaks down the recent FHFA report calling for sweeping changes to the Home Loan Bank system…
Banking with InterestQuarles on Capital Plan, SVB Criticism, Interest Rates & Fed Power Dynamics
Randal Quarles, the former Fed vice chair, details how the new Basel III capital proposal could hurt the economy, casts doubt on the legality of the Fed's…