Latest / King Dems Podcast | Growth Mindset, Leadership, AI and Business Insights / AI, Blockchain & Real Estate Revolution w/ Chris BC | Wealth, Growth Mindset & Smart Strategies

Transcript

AI, Blockchain & Real Estate Revolution w/ Chris BC | Wealth, Growth Mindset & Smart Strategies · King Dems Podcast | Growth Mindset, Leadership, AI and Business Insights

0:00
That means that you can invest as much or as little in our
0:05
ecosystem and derive all of the benefit of crypto products,
0:10
which is growing in value with all of the certainty of
0:13
investing in real estate. That's what it means.
0:15
So you have the power to invest with the security of real, real
0:19
world assets backing in what we are doing through purchasing our
0:23
token. Simply put, invest as much, as
0:25
little as you want and you're secured by real world assets.
0:29
That's all recorded on the chain.
0:30
Come to our website when we launch and you'll see it, I'm
0:33
sure. And then the choices, the choice
0:35
is entirely up to you. But our model is all about
0:38
providing the same opportunity that is until now really being
0:42
available to professional sophisticated investors,
0:46
institutional investors, to anybody willing to partake in
0:49
supporting us building others. Welcome to the King Dems
0:53
Podcast, where business leadership meets growth mindset
0:57
mastery and smart financial strategies for growth and
1:01
success. Subscribe, like, comment, and
1:05
share this great podcast with your network.
1:08
Don't forget to hit that notification bell to stay up to
1:11
date for new episodes. We're live.
1:15
Ladies and gentlemen, you once again welcome to the King James
1:17
Podcast and Diary of a CFO. And today I've got with me
1:22
fighting out of London, England. Mcwalkum, Chris Baldry Cheerio.
1:31
How are you, Chris? Hey, I'm really good.
1:33
Thank you. Really, really good.
1:35
Good to be a continue the conversation and it's a Rhonda,
1:39
come on. I I was tempted to to always say
1:43
Chris BC. Yeah, let's let's get past that.
1:46
He just. Makes it easy.
1:47
He he just makes it easy. Yeah.
1:50
I'm really glad, you know, having you.
1:53
I, I, I'm very, very happy having you on the podcast today.
1:56
And, you know, thank you. I, I've got 2 podcasts, right?
1:59
The King Games podcast and diary for CFO.
2:01
Yeah. And the best guests you can ever
2:04
have are the guests that are able to, you know, be on both
2:07
platforms. So come on no longer you called
2:15
don't don't worry you called BC. BC could mean Boudre cheerio but
2:20
to me BC is a BI champion because he can be on 2 podcasts.
2:25
Perfect. So sit back, relax, and of
2:27
course, let me read out your introduction.
2:29
So today on the podcast, we are joined by a tree innovator
2:33
redefining the future of money and property.
2:35
Chris BC, if you like, is the CEO and Founder of Construct
2:40
Coin, an AIM blockchain powered real estate finance platform
2:45
disrupting our 280 USD trillion global industry.
2:53
So from his military background to building an AI protocol that
2:57
reduces loan approvals by 95% creases pioneering 1 of the
3:03
broadest token presales in history, aiming for $100 billion
3:08
in sustainable growth with the real estate backing a real asset
3:12
backing visionary Be the Bank philosophy and operations plan
3:16
in the UK, British Virgin Islands and Dubai.
3:20
Chris is here to unpack the intersection of AI, blockchain
3:24
and real estate and how it can change the financial future of
3:29
everyday people. Ladies and gentlemen, let's dive
3:32
in and make welcome again Chris BC to the show.
3:37
I'm still. Celebrating that introduction.
3:40
Wow, fantastic. Thank you very much.
3:41
That is what we are doing for sure.
3:45
You know, it's it's really topical at the moment, certainly
3:49
in the UKI think I think housing and and housing provision and
3:53
the finance around it is a huge thing globally, but in the UK
3:56
it's really, really topical. So yeah, thank you for that
3:58
intro. Let's let's let's get into it.
4:00
I'm really, really happy to be. A scary the party started.
4:04
You know your your journey is actually taking you from the
4:07
British Army to property development, consumer goods and
4:11
of course now fintech innovation.
4:13
So what were some of the key minds achieved that prepared you
4:17
for this? Quantum this journey, yeah.
4:20
So look, I, I think it's it's really difficult to articulate
4:23
the chronological order chronological order of all of
4:26
this right really concisely. But life has been a journey as
4:29
it is for all of us, right? And I think I first got into
4:32
property development and property early, early level,
4:35
early stage property finance is the first part of my career,
4:40
learning about structuring deals and and refinancing mortgages
4:44
and self build mortgages in the UK.
4:46
And I think that the entrepreneurial streak in me was
4:50
really set alight when I discovered ways of using the
4:58
banking system to generate wealth through the acquisition
5:01
of property and land. I was too young to really
5:04
embrace the opportunity and fully understand it.
5:07
And having built some foundations academically,
5:10
professionally for a couple of years, I learned a huge amount
5:15
about the industry but wasn't quite ready for the execution.
5:18
And I still had this athletic mindset that pulled me into a
5:22
different direction of self improvement and, and you know,
5:25
this better version of myself, which has led me to elitism in
5:28
the military, I think, and, and pursuing a part of that, which
5:32
was part of my boyhood, as most, most young men have this desire
5:37
to play with big trucks, big toys, big loud toys and, and
5:42
embrace that as a part of my life that I felt I needed to
5:45
just satisfy without really considering what that really
5:49
meant until I actually started doing it.
5:51
And, you know, there was a paradigm shifting in my mindset,
5:54
which was consolidating a lot of that early years learning and
5:58
that entrepreneurial flare that I'd sparked.
6:00
And that gave me the confidence to step outside of that military
6:04
world, take that first step on a new journey, and fire up that
6:09
entrepreneurial desire that I had to translate that into
6:12
opportunity that started to build a foundation for my life.
6:15
And what subsequently followed? You know, reality is different
6:21
from daydreaming when you talk about these big toys.
6:27
When it becomes real, it's a different.
6:29
It's a ball game. But you know, something I
6:32
appreciate about you is the fact that you are.
6:36
But I say when they say when life gives you lemons, make
6:39
lemonade. If that scene was a person, you
6:42
should be like an embodiment of that scene.
6:46
You are like the poster boy of that scene, actually.
6:49
And of course, you've actually spoken about how failures have
6:52
actually helped to shape your path.
6:53
Can you share if you wish you know one or two setbacks that
6:58
became turning points for your entrepreneurial journey?
7:03
Yeah. So let me show you something
7:05
that we didn't talk about. That is a story that's I'm quite
7:08
comfortable sharing now, but it's quite close to my heart
7:11
because it's quite early in my early years.
7:13
So it might make some of your listeners laugh if not you, but
7:16
when I was. I I can laugh at the drop of a
7:20
needle. You know so my.
7:22
Mom is. From South America, right?
7:24
My mom brought us up, you know, in a very humble, humble space,
7:27
my sister and I, and I'm about this thing, as most mums do,
7:32
about losing keys and what to do if you lose your keys, right?
7:35
So that stereotype, you lose your keys, every lock in your
7:38
house, but up and down the street needs to be changed, let
7:41
alone your own house, right? And I and I, I had an incident
7:45
after one day at school where I was on my bike, put my hand in
7:48
my pocket as I was talking to some friends, pulled my hand out
7:50
of my pocket and my keys literally slow motion hit the
7:53
bike frame and fell to the floor.
7:55
But as they fell to the floor, I was above a storm drain.
7:58
It literally landed on the on, on one of the throngs of the
8:01
rail and just rolled into the storm drain and dropped down to
8:05
the bottom of the store drain. I was just watching this in slow
8:07
motion thinking Oh my God, Oh my God.
8:12
And I thought to myself, what am I going to do?
8:14
And of course I went home that night and explained to my mum
8:17
that the the keys I'd lost falling down the drain, she just
8:20
wasn't, she just didn't believe it.
8:22
She just was not having it. And of course I knew I just, I
8:26
could how, how do you make someone believe that your keys
8:29
are in the drain unless they're there and saw it, let alone your
8:31
own mum, right? And I knew the panic.
8:33
I could see the panic in her face on setting that she was
8:35
going to change every lock in the house.
8:37
She was going to chat. Even though, you know, let's
8:39
think about this rationally. Your keys don't have an address
8:42
on it. There's no identifier to a
8:43
specific house or who they belong to.
8:45
So even if I had dropped them on the street and someone picked
8:47
them up, no one's going to know they're my keys or that they
8:49
belong to our property, right? So here's the thing and the
8:53
panic. It's set.
8:53
In it's the paranoia. Bro, unbelievable, right?
8:57
And we laugh about this today, but at the time it was like, I
9:00
need to get those keys. So I jumped back on my bike and
9:02
I rode back to the road that was around the corner from my
9:04
school. And all I could think of using
9:08
at the time was a bottle. I think it was a bottle of Coke,
9:12
plastic bottle of Coke. I can't remember.
9:14
I knocked on a Gore, Gore got some scissors and cut it open.
9:16
I didn't tell them what I was doing is saying, look, could you
9:18
please help me because I've lost my keys blower.
9:20
Voila, I lifted the storm drain up and then I started emptying
9:23
this drain. I'm just going to say to you,
9:27
this started at probably 4:15, half past four, at 20 to one.
9:32
That morning, that night, that morning, I finished, I'd emptied
9:36
the drain. My dad, my dad had come over.
9:41
He didn't live with us. My dad had come over and had
9:43
come to where I was. He had some dry cleaning in the
9:46
car, literally emptied this storm drain and he'd helped me
9:49
at that point. He was holding me upside down
9:51
because I was, I was not leaving.
9:53
I was not leaving until I pulled the keys out of that drain and
9:58
I'd scrape the sediment off the drain.
10:00
Anyway, the moral of the story is that he hung me upside down.
10:03
I'd used a coat hanger to scrape the bottom of the drain.
10:06
It'd taken best part of 6-7 hours to empty it.
10:08
And I finally pulled the keys out.
10:10
And that moment I sort of picked the keys up and went, there's my
10:13
keys. That was a defining moment for
10:16
me. I didn't realise at the time,
10:18
but you know, I, I remember years later my dad saying to me,
10:22
you know, there's a determination in you that's a
10:24
rare quality because you were determined to prove that, you
10:27
know, those keys were there, right.
10:28
And so that's, that's, that's the quality that stayed with me.
10:30
And whenever I faced a situation, whether it's
10:33
athletically, whether it's anything to do with, you know,
10:36
just needing to get stuff done, that has always been one of the
10:39
few reminders in my life that if you're absolutely certain you
10:42
just need to go, you just need to get it done, finish whatever,
10:45
whatever it takes, just get it done.
10:46
So, so that that that is definitely a theme.
10:49
And then the other bit is just just that self belief.
10:52
You know, you've got to back yourself.
10:53
You absolutely have to back yourself and you have to
10:56
surround yourself with people who believe in what you're
10:58
doing, but also have the strength of character to believe
11:00
in themselves. And you know, taking those steps
11:02
is I think is absolutely is a mixture of things, you know, but
11:06
just just get it done. Fundamentally, just get it done.
11:10
I love, I love, I love this story.
11:13
You know, it basically aligns with the theme of The Kingdom's
11:18
podcast. The theme of The Kingdom's
11:20
forecast is growth mindset, leadership and business
11:24
insights, right? And I always love me a guest
11:28
that aligns with the theme of the podcast.
11:32
I set out to do just two things, to educate and to motivate.
11:40
If I have those two things done, I think my job is done.
11:43
Yeah, we're winning. I'm I'm grateful to have people
11:46
like you do the job for me. Talking about how we how
11:50
determined we are to find our keys, right?
11:53
But let me tell you something Anyone that's nice about?
11:55
I'm telling you. Anyone that knows about South
11:57
American mums will understand the significance of that event
12:01
in my life in terms of keeping the peace.
12:03
But you know, I, I think as we've all things you sometimes
12:07
you just need to take the first step and, and the journey of
12:10
life is one of learning, right? We have to embrace, we have to
12:13
embrace every, every task as an opportunity.
12:16
We learn from our mistakes. If we, if we fail, if we get
12:19
things wrong, just pick yourselves up and go again.
12:21
You have to fail in order to learn this idea that everything
12:25
is going to be perfect is just a myth.
12:26
The world just isn't like that, right?
12:28
And the world today, especially with technology, will make you
12:31
think that everything is shiny, everything, everything's going
12:33
to go perfect. It's just not what it is.
12:35
But you have to go through adversity A to appreciate, but
12:39
also to achieve. You know, no outcome is possible
12:42
without some level of work ethic, some level of commitment,
12:47
some level of, of, I want to say anxiety, that's probably not the
12:51
right word. But you, you just have to
12:52
commit. You just have to commit in every
12:54
task. And I think this has probably
12:56
been a consistent challenge to me throughout the years is, you
12:59
know, it's finding your focus and finding the things that
13:02
you're passionate about. And I think that that passion is
13:06
your fuel. But if you can enjoy what you
13:07
do, you can be happier. What you do, passion is very,
13:10
very important. It's no longer a task.
13:12
It's no longer a task. So then you just think about
13:15
what you're chasing and why and where are the priorities and all
13:17
of that, You know, and, and that's the analogy.
13:19
Sometimes it's just about doing things right.
13:21
Sometimes it's about doing what needs to be done.
13:24
And, and most of it's about doing things properly.
13:25
And, and I think people embrace that.
13:27
People respect that, people lean towards that and adopt that in
13:31
their own mindsets. And if that's something that
13:33
people can take away from being around you, that's got to be a
13:35
good thing. Absolutely.
13:39
Absolutely. The very last thing you said, if
13:41
that's something people can pick from you, that's, you know,
13:44
really a great deal. I remember like recently, I
13:47
think a few months ago, like an ex colleague of mine called me
13:51
and guess what they said this lady was like, oh wow, I'm
13:57
really, really proud of you. I'm like, oh, why?
14:00
She was like, oh, the way you have built your podcast from
14:04
ground, you know, to a globally, you know, recognised brand, like
14:10
it's really amazing. I see your hard work, I see your
14:14
consistency and I'm like, oh, wow, so people loop, right?
14:17
People see people see your beauty and and guess what?
14:20
This person was like, I need to come take a master class from
14:23
you to learn how to be consistent.
14:28
And like, excuse me, like there are certain things I don't think
14:31
you just can't teach a person. Like how do you teach
14:34
consistency? It's contagious, right?
14:36
Growth mindset is contagious and success breeds success, you
14:40
know, and there's a, there's an alchemy that attracts when
14:44
you're doing things right. I think when you're doing things
14:46
properly and, you know, and I think that that's one of the
14:49
beauties of humanity is that we, we shine as human beings when,
14:54
when we're doing things properly.
14:55
And, and I think that that aspiration is, is, is in us all.
14:59
It's in us on the, it's the right and wrong thing.
15:01
You know, it's about understanding, you know, that
15:05
you can do things better and that you can be better.
15:06
And that applies to so much in life.
15:08
You know, it's a central theme of everything that we're doing
15:11
at the moment. And I say we, you know, I'm the
15:13
CEO of Constructor and I'm leading execs in the business,
15:16
but there's a few of us and we all have that same mindset.
15:19
It's how do we, how do we do things better properly, but do
15:22
it humbly. You know, we don't need to be
15:24
shouting off the rooftops about what we're doing because we're
15:26
doing it. But it doesn't mean we can't
15:28
take pride and talk about it and be our own advocates.
15:30
But I think there's a real subtle difference and I think if
15:33
you. Don't blow your trumpet.
15:34
Who? Who's going to be?
15:35
Yeah, exactly. Right, exactly.
15:36
But when people take note and recognise those things, that's a
15:39
really endearing moment. So I think for you to have,
15:42
yeah, a lot speaks a lot. Very, very endearing moment
15:47
because like it's crazy and you know, somebody called me one
15:51
time and I was like, well I see the work you do.
15:53
Like I see you have posted without feel every week and it's
15:59
crazy how the necessity told me that the only time I saw that
16:03
you took a break was in January this year and you did not post
16:06
for two weeks. And when you came back, I saw
16:08
that you rebranded your podcast and I was like, wow.
16:11
So people actually notice and this is somebody that doesn't
16:16
even post a single comment on any of the platforms, but
16:20
they're telling me what exactly I am doing.
16:23
I'm like wow. You got real fan, Raven.
16:25
Tech. That's the good book to read, by
16:29
the way, not brother. That's a great book to read.
16:32
Highly recommend rate, rate and and about customer service and
16:36
the importance of valuing, valuing your customer base and
16:40
making them really feel that value, you know, not in a
16:42
transactional way. You know what, like we were
16:43
talking about how software companies tend to operate today.
16:46
There's a process, the perception of service, but the
16:49
depth just isn't there. You know, it really isn't.
16:51
It's all about the. Customer service.
16:54
Yeah, so. That, that, that that's, that's
16:56
a whole podcast on its own. That was episode 100 of my
17:00
podcast with a guy here in the UK.
17:02
You're on, you're on Diaz, right?
17:04
We, we delved into customer service and customer experience.
17:08
I think guys go go watch it. And of course, yeah, it's, it's
17:12
a really great work. It's it's crazy how you know,
17:14
customer experience ease in this age and time, right?
17:19
You and me could go to the same restaurant and have different
17:22
experiences, right? However, the companies,
17:24
especially these software companies these days, think they
17:27
can create an experience and push it on you.
17:31
No. And they have a false sense of
17:35
customer service, especially these guys who just take your
17:38
money and force you to interact with AI tag bots.
17:42
A process is, yeah, the most annoying thing.
17:45
That's the most annoying thing that has ever happened in human
17:48
history, in my opinion. I start to be corrected.
17:51
Ultimately, it doesn't lead to a great brand experience, sorry,
17:55
and it doesn't, it doesn't lead to you being an advocate of that
17:59
brand or the experience you've just had.
18:01
That's the thing, right? And I think that when we talk
18:03
about society and where the change needs to happen to
18:07
reflect where we want to be rather than where we are, it's
18:10
about the the commercial narrative around a lot of what
18:12
happens today and how things are delivered, communicated, the
18:15
access to information, how that information is transmitted in
18:18
the passage of that information. You know, there's some
18:21
fundamental flaws in the progression that we've made in
18:25
the last 20 years that have shaped the mindset of people and
18:28
what they think is it right and wrong in in circumstances.
18:32
And that transaction, be that physically or digitally, has
18:36
captured a lot of those errors and turned it into a process,
18:39
which just isn't acceptable when you're, when, when you're
18:42
talking about how you should engage.
18:44
And don't get me wrong, there's, there's, there's a time for
18:46
parameters. And yes, every business has a
18:49
right to generate a profit, but the experience and value in the
18:52
people that enable you to generate that profit is a key
18:54
part of it. And I think once that shift is
18:56
addressed, then there's a, you know, the follow up of that is
18:59
how does that translate to the world we live in?
19:02
And, you know, the society that we're building and for us in
19:06
construct coin and, you know, the, the, the initial product
19:10
and, and, and actually the application is the output of
19:13
what we're creating and, and the shaping of society through the
19:16
communities that we build, through the houses that we're
19:19
building and the, the living space that we're creating in the
19:22
developments and how people value that living space, how
19:25
people, how people engage with that living space.
19:28
And, and it's a mindset, it's a mindset shift that starts at
19:31
home And, and you know, the, the, the transaction.
19:35
Charity begins at home. But it's where it starts, right?
19:38
And, and, and how you live determines how you start your
19:40
day, you know, how you engage with the rest of the world.
19:43
So customer service, it's a huge subject, the mindset of
19:48
commercial operations for customer service for profit.
19:51
How do businesses engage? Well, that's about the fabric of
19:53
society today. You know, it really is.
19:56
And I think when when we talk about what we're building and,
20:00
and, and what we want to do, it's about actually how to
20:03
change, how to create opportunity, how to get people
20:05
plugged back into value in their communities, their living space.
20:10
And, and changing the way that they want, they engage with the
20:12
world, you know, because you don't feel that you need to
20:14
take, take, take all the time. It's you can give back.
20:17
You can feel that this purpose you invested in your space, you
20:19
invested in asset that is yours. And all these things are
20:22
connected and they shape our outlook and how we and, and, and
20:27
how and, and, and how we innovate, how we grow and how we
20:30
how we go about achieving those things.
20:32
You know, one thing I'm really happy with what you guys are
20:35
doing is the fact that you are merging AI I'm blockchain to
20:40
revolutionise real estate. Have you taken a look at my at
20:46
my initials? Yes, yes, yes, yes.
20:51
I said So what are my initial? Well, a.
20:53
A. They take away the O.
20:56
What do you have? Well AI go on break it down for
20:58
me. That's AI brother, I'm saying.
21:03
I saw that, I know that. But you're not the artificial
21:06
intelligence. I'm sitting there waiting for
21:10
the, for the, for the moment of me.
21:12
Whatever you think, whatever you think, my parents did the right
21:15
thing. They knew, you know, over 30
21:19
years ago that this, this guy, this guy's going to be special
21:22
you. Were going to start thinking of
21:25
all of us. Yeah.
21:26
So, you know, you know, with with all this stuff at him, it's
21:30
like it's community start communities with that living
21:37
space, right? And you know, we were just
21:41
talking about customer service because that's a representation
21:44
of people's mindsets and a representation of society as a
21:48
whole. Just basically about just get,
21:50
I've got to get the money. I've got to get the money.
21:53
You know, the focus has shifted to just getting the money when
21:56
it really should just be about how we're bettering, how are we
21:59
bettering what we have, how we create opportunity, How we how
22:02
we empowering the younger generation to plug into the
22:05
future, to fill investors in developing themselves and the
22:09
world that they live in or the part of the world that they live
22:11
in, not just about taking, taking, taking.
22:12
And we really believe that that starts at home and that starts
22:17
in the living space that belongs to yourself, that belongs to the
22:19
broader community that live around you.
22:20
You're all invested in that, you're all looking after that
22:23
you value that, you know, and then you set yourself another
22:25
goal, which is about how do I, how do I do more of this?
22:28
And, and everyone has different ambitions in life, right?
22:30
But for those that want to be builders and creators, it just
22:33
lays the, I guess the foundations of your thought
22:36
process. It changes your sentiment to a
22:39
degree. And I think that the utility
22:42
that we see in in AI, in the opportunity to accelerate
22:47
housing through rapid access to finance for developers, the
22:51
opportunity to create an ecosystem whereby we are able to
22:57
give token holders, investors the opportunity to invest as
23:00
much or as little as they want in this ecosystem.
23:02
So they can be the bank. It's not just a set of words,
23:05
it's a very thought through mindset that you're opening up
23:08
what has been a closed door opportunity to anyone that will
23:10
partake. Where jurisdiction, regulation,
23:13
regulatory requirements will allow you to.
23:16
You know, when we are creating tools that enable the reshaping
23:21
of an entire ecosystem within an industry, from the finance to
23:26
the build, to the the services aspects of the sales and letting
23:30
all the way through to the real world utility of that living
23:34
space. How that can generate income,
23:37
how that house can look after you or that property can look
23:40
after you in a way. And how you can part own or own
23:43
in full if there's so many different opportunities for
23:47
people vested in what we call the homes of the future.
23:52
And it starts with finance, you know, so looking at that
23:56
holistic. Absolutely.
23:58
It's a finance. It's not so finance, but looking
24:01
at it holistically, it's just creating the opportunity for
24:03
everyone to be as involved as much or as little as possible.
24:07
You know, houses will come and go, the land that property is
24:11
built on will change. You know, there'll be developers
24:14
today that aren't here today, tomorrow, and they'll be
24:17
developers that stand the test of time.
24:19
But the one consistent theme in all of that from people that are
24:22
making money to people that aren't making money is the the
24:25
entities that are provided that infrastructure and that's the
24:28
banks. That's been a consistent theme
24:31
for a very, very long time. And that that creates a huge,
24:35
well, the sets of foundation for quite an imbalance.
24:37
And So what what we're creating through the the world of digital
24:40
currency and crypto is, is the opportunity for that imbalance
24:44
to reset, albeit on a much smaller scale, but it's still an
24:48
opportunity for it to reset for people to partake who want to
24:51
partake. And as a direct consequence of
24:54
that, you're creating an entire new infrastructure for living,
24:59
as well as industry advancement and development within, within
25:02
real estate across the board. So, so those, the, the mindset
25:05
that I'm referring to, the, the commercial mindset is, yes,
25:08
every business has a right to make a profit.
25:10
It's just what we're in business for.
25:11
But it's about doing things properly.
25:14
And what are the, what are the implications of that business's
25:16
operations on the ecosystem that you operate within?
25:19
And if you're today, we have to be doing good for society.
25:23
We have to be good doing good for the environment, for the
25:26
economy, you know, these all responsibilities of business
25:30
leaders today, energy efficiency, energy
25:33
sustainability, as well as wealth generation.
25:36
You know, not just for a small few for the masses or anyone
25:39
that wants to partake. And in doing so, you're also
25:42
creating opportunity because you're building businesses that
25:45
employ people, you're contributing to the economy
25:48
through the traditional taxation systems and so on and so forth.
25:51
But but people have to be invested in that growth and that
25:54
and that's a big thing for us. So when I talk about, and as you
25:57
highlighted that sort of that principle of customer service,
26:00
that that really does just highlight the, the really
26:03
thunderous noise of what is wrong with society today.
26:07
That, that, that, that this is a part of creating a momentum of
26:12
changing, you know, and you know, and we're not the only
26:15
people doing that, that I think that the decentralised world,
26:18
there's a lot of that mindsets about spreading the wealth and
26:21
creating innovation and speeding up the pace of innovation and
26:25
opportunity in different parts of the world through the
26:27
movement of data and information.
26:29
All these things are highly relevant, right?
26:30
But but that's, that's our thought for, for our, for our
26:33
contribution. That's that's where our flag is
26:35
in the sand. And I think that a lot of what
26:36
I've done and seen in my early years and, and my sort of
26:40
military experience just really highlighted the need as I have
26:43
felt exposed to this opportunity to partake and have the
26:45
confidence to take those steps and start that journey.
26:49
You know, I appreciate you talking about how the landscape
26:53
of the, the, what I say, the finance world globally is
26:57
changing, especially with decentralised finance.
27:01
And we, we, we've seen a new trend and of course, new
27:06
financial culture taking shape, albeit it might be slow, right,
27:13
due to certain traditional resistance.
27:15
But over time, we will see that wholesale change happen on a
27:21
global scale. You and your team have actually
27:24
introduced A-100 face token, A presale model, right?
27:29
And of course, something no other crypto project has
27:32
attempted. Why is this bold approach taking
27:37
and how does it protect against the pomp and dump cycles that we
27:41
have seen in the creeps? World Space with Yeah.
27:45
Coins. Yeah, I think, I think so.
27:47
I think it's important to separate past from present and
27:52
some of the smoke and mirrors products and projects that exist
27:55
in that sort of digital currency world.
27:56
Those beam coins are annoying brother.
27:59
Well, I, I still don't understand meme coins, frankly
28:02
speaking. I mean, if people want to invest
28:04
in stuff, that's their prerogative, right?
28:05
And they exist for a reason. But but the, the, the, the
28:09
proposition just to answer the first question.
28:11
So, so we're, we're in 100 phase pre.
28:14
So we're not actually the only people to do that.
28:15
We're probably the first to really clearly articulate the
28:19
plan. But within that, there's
28:20
actually quite a few milestones, right?
28:22
So the first one is obviously our launch and talking about how
28:26
we have consolidated the activity off chain to provide
28:29
the security for token holders on chain.
28:32
And one critical part of all of this is that every development
28:35
that we're engaged with provides the security to our token
28:39
holders. So first and foremost we have
28:41
today we have just over 13 and a half million on chain and in
28:47
security. There is another I can't quote
28:52
the full number, but that's going to ramp up quite
28:54
significantly with with some deals that have been executed
28:56
through the pre launch phase recently.
28:59
And the purpose of that initial position is to establish our
29:03
loan book to fund the developments we have in our deal
29:06
flow right now with developers who have MVPD our initial
29:09
product and we've been working with to roll this out right.
29:13
The second part of it is that I've been very vocal as have
29:17
members of my team in the traditional construction world
29:20
about what we're doing and what we're building in the southeast
29:23
of England, specifically in terms of sustainable family
29:25
homes. So that the narrative of a pump
29:28
and dump I think can't really come anywhere near us because
29:31
we're very, we have a very clear road map.
29:33
And what we're doing is demonstrating how we are
29:37
pioneering change as well as bringing about some pre-existing
29:41
change in a consolidated fashion into living space in in this
29:46
part of the country. From the energy generation to
29:52
the use of water filtration systems for efficiency, there's
29:55
some real cool use cases in in what we call a smarter home, as
30:00
well as some of the stuff that will just appeal to tech native
30:03
people who who want to be connected to the latest bits and
30:06
pieces that they use day-to-day in their home.
30:08
And of course with the, the phases of our presale that set
30:11
out over a period of time. So within that we have our token
30:14
generation event, we have our, we have our certainty that a
30:18
point in time in the not too distant future, we will be
30:21
launching that token across exchanges and token holders that
30:24
have invested will see the appreciation of that token.
30:26
And again, at all times we're adding developments to provide
30:29
the security to those tokens as well as rolling out some of the
30:32
other features and functionality that will exist in the protocol,
30:35
which we're really excited about.
30:37
South the Construct Queen as a protocol is all about the
30:40
network that we want to build, that we want to encourage other
30:44
organisations to build within. And and those things are the
30:47
things that separate us from some of the horror stories that
30:50
we hear about that have been and gone.
30:52
And the truth is, when you look at.
30:53
Speaking of horror stories, I have a Horror Story for you.
30:58
And and that's the thing. Right.
31:00
So that that is bio, I don't know if you had a bio, have you
31:03
had a bio the the client for the Pharmaceutical industry?
31:07
Go and tell me about. It, that is, that's a very
31:10
horrible Horror Story. I, I did invest in that client
31:13
personality, but it was, it was bonkers.
31:15
And so they, they claimed that they were meant to be that token
31:20
to help with pharmaceutical research, you know, medical
31:23
research and help to revolutionise the, you know,
31:28
pharmaceutical and medical industry.
31:30
However, you know, they got launched on Binance and that
31:35
coin only kept on falling. I don't know what it is right
31:38
now, but I think it's, it's next to nothing right now.
31:42
It's crazy how you know, some of these guys come up with
31:46
interesting, fantastic, you know, use cases, white papers
31:50
and they just go down the train. Yeah.
31:53
And that's the thing, right. So you just hit the nail on the
31:55
head. And what I was getting to is
31:57
that the real world utility is how does this business actually
32:01
make money, whether it's digitally or physically, how
32:05
does it make money? Our token holders and our
32:09
business is making money. Now we were able to launch our
32:12
on chain protocol because of what we've established off chain
32:15
before we started our private round.
32:16
And we are late in launching because we've been investing in
32:19
technology, developing the MVP, because we've been we've gone
32:23
through all the trial and tribulation of early stage
32:26
companies as we've been raising money to fund the developments
32:29
that will provide the security to the ecosystem that we're
32:31
building. You know, and that, that has
32:34
been a process which you've also learned some of the problems
32:36
that we're trying to solve, learned of some of the problems
32:39
that we're trying to solve, you know, in a way that we hadn't
32:42
considered whilst we were scoping what the opportunity
32:44
would be, you know, in the early and the early part of our
32:46
journey. So, you know, the, the, the real
32:50
world utility, the real world assets behind what we're doing
32:53
provide the community with security, right?
32:57
But it's about how we then evolve and, and going back to
33:00
what I said at the beginning, it's about the, it's a change
33:03
that we want to bring about that we want to execute.
33:06
And there's three pillars to our protocol.
33:08
The first one is AI in lending and there's a regulatory route
33:12
yet, which we haven't even got off the ground, which we will do
33:14
in year 2 for retail. It's the AI in the sales and
33:19
lettings process. So that speaks to
33:22
disintermediation. So the transition of the
33:25
traditional estate agent embracing AI technology.
33:28
So that's about automation and efficiency where we are
33:31
trialling and developing the use case around the sale and letting
33:35
of our own property developments.
33:37
And then the third pillar is AI in a home and how does a
33:44
resident occupying a new home embrace that process in a really
33:48
personalised, really thought through way, which is about, for
33:52
example, programming hardware in the property for personal
33:56
experience, be that boilers, hot water temperatures, for example,
34:00
climate control, be that energy efficiency through water or
34:04
energy generated through Photofare technology around the
34:07
development. And then being able to utilise
34:09
that energy in some form of trading format, which speaks to
34:13
the wallet we're launching and the ability to receive your
34:16
credit in your wallet from the energy generated within your
34:20
development. So the real world utility is
34:23
about how we're changing the idea of a living space.
34:27
And then the fundamental piece, which is the bit that we are
34:31
also really excited about, which becomes a mainstream activity in
34:36
the fourth pillar in the second year of our launch, is the
34:40
opportunity to embrace a different mindset for a
34:44
generation of people who feel they're locked out of owning a
34:48
home. And how we can offer a solution
34:51
to home ownership that has only existed with social housing and
34:54
the stigma of housing associations.
34:58
And, and change the the mindset for a generation of people who
35:01
feel like they haven't been able to, to get on the property
35:03
ladder and to make that attainable, to make that
35:06
achievable through the developments that we're funding
35:08
and building. And that will also involve
35:09
partnerships with, with many more developers, but we're
35:12
working with a handful now in the Southeast to roll that out,
35:15
to develop the use case and then to take that to scale.
35:19
So the UK government has a housing shortage of just under
35:22
1.5 million homes in the next five years.
35:24
And, and you know, the issue is not just about planning.
35:27
Let's, let's, let's be real about that challenge.
35:29
It's not just about the bureaucracy, it's about the
35:31
funding. Critically, it's the, the
35:34
elephant in the room. And there are many small, medium
35:37
sized businesses in the development market that can be a
35:41
part of solving that problem. We're focusing on the ones that
35:44
are able to meet our criteria for our appraisal tool in order
35:48
to fund and build those developments and at the same
35:50
time roll out of smoke to home initiatives to deliver some real
35:54
tangible benefits. And at the end of that, as I
35:56
say, it's making those units available to a demographic in
35:59
society that may not have felt that they could even own a home.
36:02
And of course, once they're embracing, most people are able
36:04
to embrace the opportunity of owning that asset and achieving
36:07
that lifelong milestone. Once that boxes ticks, what else
36:10
can they focus on? You know, at the moment, there
36:13
are many young people and middle-aged people that are
36:15
paying rent every month and just burning that money and just have
36:18
no hope for the future because they feel that their money is
36:20
just hand to mouth every month, every month, every month.
36:23
And that's a mindset shift that has to change.
36:26
And that is also what I was saying to you as what we were
36:28
discussing earlier. It's just the mindset of
36:29
corporations where it's just about chasing that profit with
36:33
no, no regard for society. So our, our, our community, our
36:38
protocol, the movement that we want to create is how do we
36:41
rebuild literally from the bottom up and that needs to be
36:45
financed. But those 4 pillars are the very
36:48
basics of the mechanism that we're creating within Construct
36:51
Coin. And an underpinning all of that
36:54
is the technology of state, the on chain activity that builds
36:57
the integrity for us to enable other businesses to innovate on
37:02
our chain when we get to that point.
37:04
And that speaks to the latter part of our road map, which is
37:08
how we evolve as an organisation, which I think will
37:10
be a conversation for another episode mainly.
37:13
I understand that your mission is to be the bank.
37:15
And what does that mean for ordinary investors and
37:19
entrepreneurs that are listening to us right now?
37:22
Yeah, really simply so as you highlighted, so we're in this
37:24
hundred phase presale that will start in two weeks.
37:27
That means that you can invest as much or as little in our
37:33
ecosystem and derive all of the benefit of crypto products,
37:38
which is growing in value with all of the certainty of
37:41
investing in real estate. That's what it means.
37:44
So you have the power to invest with the security of real, real
37:48
world assets backing in what we are doing through purchasing our
37:53
token. Simply put, you invest as much,
37:56
as little as you want and you're secured by real world assets
38:00
That's all recorded on chain. Come to our website when we
38:04
launch and you'll see it, I'm sure.
38:05
And then the choices, the choice is entirely up to you.
38:08
But our model is all about providing the same opportunity
38:13
that is until now really been available to professional
38:17
sophisticated investors, institutional investors, to
38:21
anybody willing to partake in supporting us building out this
38:25
ecosystem. Yes, please.
38:29
So we are we're at construct coin with the K, so construct
38:33
and COIN with ak.com and you will thank you for the
38:36
opportunity to say that construct coin KK for coin.com.
38:42
K that's you live at when? We'll be live in two.
38:48
You live when? Live in two weeks.
38:52
Well, I mean 2 interesting stuff, interesting stuff.
38:55
So I'm going to let you go soon, but I would have to put you
38:59
through the Pacific Ring of Fire that is the Creek Fire round.
39:02
So give me your answers in just 10 seconds, 10 seconds please.
39:09
So we're Fast forward to 10 years from now.
39:13
What impact do you hope that Constructoin makes in the global
39:17
real estate and finance space? Oh wow, we want to have
39:20
contributed to the housing problem in the UK and to create
39:25
a model that can be used elsewhere in the world.
39:29
OK, there you go. And of course, what's the best
39:31
business advice that you've ever?
39:32
Received the journey of 1000 steps Starts with the first
39:35
step. Take the step.
39:37
Oh wow, we see that a lot in Nigeria.
39:41
OK, so what's one book that has changed your perspective on
39:43
business, on life? Do you know what?
39:45
Someone asked me this the other day, and there's this.
39:48
This is the book that absolutely inspired me in my early teens.
39:54
It's Victor Kim, How to be an Entrepreneur.
39:56
Victor Kim. He was the guy that bought
39:58
Remington Razor in the late 70s. Victor Kim, How to Be an
40:01
Entrepreneur. That that's that's the one.
40:05
OK, we need to go get grab that book, AI or blockchain.
40:09
Which one excites you more right now?
40:12
Oh, well, that's that's a really loaded question given where we
40:14
are, but but you know which one excites me.
40:20
OK, do you know what the the possibilities in AI excite me,
40:25
but I'm mostly. Let's leave it like that because
40:28
I'm AI see it no more, say it no more.
40:32
Don't get angry, upset. So if you were beauty and
40:38
construct, if you weren't beauty and construct coin, what carrier
40:42
would you be pursuing? Oh wow, that's a rewind moment
40:47
and I can hear the clock ticking in the background.
40:51
I. Would be I'd probably still be
40:54
in the military in some way shameful form helping.
40:57
OK, OK. Thank you.
41:00
Thank you very much, Soldier Boy.
41:02
Soldier Boy is has been really, really great.
41:04
Happy. It's a day.
41:05
And of course, Speaking of time, right?
41:08
There's some people always say that an attitude of gratitude is
41:11
good attitude. And of course, when somebody
41:13
shares their time with you, you shared their life with you
41:16
because the SIQ need for measuring life is time.
41:19
And of course, love and respect to you for sharing.
41:22
Your. Time with us today and of
41:24
course, to the audience, guys, go do the right thing.
41:27
I've got Soldier Bar with me. If you don't share and like and
41:31
comment on this episode, come on, The Army is coming for you.
41:35
We're not. We're not sending the police to
41:37
you. He really doesn't mean but if I
41:41
always stare into the scribe right and comment.
41:45
Tell us what you think. But no, it's been really good to
41:49
to chat. Absolutely, absolutely brother.
41:52
Do you want to leave a shout out foot to anybody before you run?
41:55
Everybody that's starting their journey, that's my shot.
41:58
Everybody that's starting the journey, the book is yet to be
42:02
written. So just get started sitting
42:05
there wondering. Just do, just do.
42:10
Embrace it, go after it, just enjoy it and enjoy the journey.
42:14
Enjoy the journey, just do it. Wow, I really appreciate you.
42:18
Like you stole my life. I appreciate you, brother.
42:20
You stole my life because I only see at the end of the podcast,
42:23
right? Everybody go for something in
42:24
your life, right? And of course, my buzzword, of
42:28
course, my line is conceive, believe, strive to thrive and of
42:32
course, achieve. I love guys.
42:34
For me it's goodbye. And of course, from the Soulja
42:36
Boy crease before Christ, it's it's goodbye.